Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2014

	Actual					For Capital Adequacy Purposes					To Be Well Capitalized Under Prompt Corrective Action Provisions
($ in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
						(must equal or exceed)					(must equal or exceed)
As of December 31, 2014
Total Capital Ratio
Company	$	393,480		17.60	%	$	178,811		8.00	%	$	N/A		N/A
Bank		391,216		17.52	%		178,679		8.00	%		223,348		10.00	%
Tier I Capital Ratio
Company		365,384		16.35	%		89,406		4.00	%		N/A		N/A
Bank		363,141		16.26	%		89,339		4.00	%		134,009		6.00	%
Leverage Ratio
Company		365,384		11.61	%		125,856		4.00	%		N/A		N/A
Bank		363,141		11.55	%		125,784		4.00	%		157,229		5.00	%

As of December 31, 2013
Total Capital Ratio
Company	$	374,480		16.79	%	$	178,270		8.00	%	$	N/A		N/A
Bank		371,765		16.69	%		178,128		8.00	%		222,661		10.00	%
Tier I Capital Ratio
Company		346,353		15.53	%		89,135		4.00	%		N/A		N/A
Bank		343,659		15.42	%		89,064		4.00	%		133,596		6.00	%
Leverage Ratio
Company		346,353		11.18	%		123,959		4.00	%		N/A		N/A
Bank		343,659		11.10	%		123,878		4.00	%		154,847		5.00	%

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

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