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Regulatory Restrictions (Tables)
12 Months Ended
Dec. 31, 2015
Regulatory Restrictions [Abstract]  
Schedule of capital ratios
 



Actual

 

 


Fully Phased-In Regulatory
Guidelines Minimum

 

 

To Be Well Capitalized
Under Current Prompt Corrective
Action Provisions

 

($ in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

             

(must equal or exceed)

 

 

(must equal or exceed)

 

As of December 31, 2015

                                 

Common Equity Tier I Capital Ratio

                                           

      Company

  282,766         11.22%     176,344          7.00%     N/A         N/A  

       Bank

      332,822         13.22%       176,231         7.00%       163,643       6.50%    

Total Capital Ratio

                                           

          Company

 
364,125   14.45%
 
264,515     10.50%
 
N/A     N/A

          Bank

  361,405   14.36%
  264,347     10.50%
  251,759     10.00%

Tier I Capital Ratio

               

          Company

  335,053   13.30%
  214,131     8.50%
  N/A     N/A

          Bank

  332,822   13.22%
  213,995     8.50%
  201,407     8.00%

Leverage Ratio

               

          Company

  335,053   10.38%
  129,087     4.00%
  N/A     N/A

          Bank

  332,822   10.32%
  129,014     4.00%
  161,267     5.00%
               

 

                                               

 

                   

For Capital Adequacy

Purposes (pre-Basel III     

      To Be Well Capitalized
Under Prompt Corrective
Action Provisions     
 

 

                    (must equal or exceed)            (must equal or exceed)       

As of December 31, 2014 (pre-Basel III)

               

Total Capital Ratio

               

          Company

  $ 393,480   17.60%
  $ 178,811     8.00%
  $ N/A     N/A

          Bank

  391,216   17.52%
  178,679     8.00%
  223,348     10.00%

Tier I Capital Ratio

               

          Company

  365,384   16.35%
  89,406     4.00%
  N/A     N/A

          Bank

  363,141   16.26%
  89,339     4.00%
  134,009     6.00%

Leverage Ratio

               

         Company

  365,384   11.61%
  125,856     4.00%
  N/A     N/A

         Bank

  363,141   11.55%
  125,784     4.00%
  157,229     5.00%