Loans and Asset Quality Information (Tables)

3 Months Ended

Mar. 31, 2016

Loans and Asset Quality Information [Abstract]

Summary of the major categories of total loans outstanding

($ in thousands)	March 31, 2016					December 31, 2015					March 31, 2015
	Amount		Percentage			Amount		Percentage			Amount		Percentage
All loans (non-covered and covered):

Commercial, financial, and agricultural	$	228,867		9	%	$	202,671		8	%	$	176,013		7	%
Real estate – construction, land development & other land loans		302,052		12	%		308,969		12	%		285,319		12	%
Real estate – mortgage – residential (1-4 family) first mortgages		757,696		30	%		768,559		31	%		776,313		33	%
Real estate – mortgage – home equity loans / lines of credit		235,380		9	%		232,601		9	%		223,679		9	%
Real estate – mortgage – commercial and other		966,937		38	%		957,587		38	%		885,282		37	%
Installment loans to individuals		47,163		2	%		47,666		2	%		48,010		2	%
Subtotal		2,538,095		100	%		2,518,053		100	%		2,394,616		100	%
Unamortized net deferred loan costs		1,258					873					783
Total loans	$	2,539,353				$	2,518,926				$	2,395,399

Summary of the major categories of non-covered loans outstanding

($ in thousands)	March 31, 2016					December 31, 2015					March 31, 2015
	Amount		Percentage			Amount		Percentage			Amount		Percentage
Non-covered loans:

Commercial, financial, and agricultural	$	228,124		10	%	$	201,798		8	%	$	174,516		8	%
Real estate – construction, land development & other land loans		298,410		12	%		305,228		13	%		279,780		12	%
Real estate – mortgage – residential (1-4 family) first mortgages		684,085		28	%		692,902		29	%		690,910		31	%
Real estate – mortgage – home equity loans / lines of credit		225,245		9	%		221,995		9	%		211,337		9	%
Real estate – mortgage – commercial and other		955,550		39	%		945,823		39	%		870,234		38	%
Installment loans to individuals		47,158		2	%		47,666		2	%		48,010		2	%
Subtotal		2,438,572		100	%		2,415,412		100	%		2,274,787		100	%
Unamortized net deferred loan costs		1,258					873					783
Total non-covered loans	$	2,439,830				$	2,416,285				$	2,275,570

Schedule of the carrying amount of the covered loans

($ in thousands)	Impaired Purchased Loans – Carrying Value		Impaired Purchased Loans –Unpaid Principal Balance		Nonimpaired Purchased Loans – Carrying Value		Nonimpaired Purchased Loans - Unpaid Principal Balance		Total Covered Loans – Carrying Value		Total Covered Loans – Unpaid Principal Balance
Covered loans:
Commercial, financial, and agricultural	$	—		—		743		748		743		748
Real estate – construction, land development & other land loans		207		332		3,435		3,384		3,642		3,716
Real estate – mortgage – residential (1-4 family) first mortgages		80		564		73,531		85,962		73,611		86,526
Real estate – mortgage – home equity loans / lines of credit		7		14		10,128		11,516		10,135		11,530
Real estate – mortgage – commercial and other		873		1,973		10,514		11,105		11,387		13,078
Installment loans to individuals		—		—		5		35		5		35
Total	$	1,167		2,883		98,356		112,750		99,523		115,633

($ in thousands)	Impaired Purchased Loans – Carrying Value		Impaired Purchased Loans –Unpaid Principal Balance		Nonimpaired Purchased Loans – Carrying Value		Nonimpaired Purchased Loans - Unpaid Principal Balance		Total Covered Loans – Carrying Value		Total Covered Loans – Unpaid Principal Balance
Covered loans:
Commercial, financial, and agricultural	$	—		—		873		886		873		886
Real estate – construction, land development & other land loans		277		365		3,464		3,457		3,741		3,822
Real estate – mortgage – residential (1-4 family) first mortgages		102		633		75,555		88,434		75,657		89,067
Real estate – mortgage – home equity loans / lines of credit		7		14		10,599		12,099		10,606		12,113
Real estate – mortgage – commercial and other		1,003		3,136		10,761		11,458		11,764		14,594
Total	$	1,389		4,148		101,252		116,334		102,641		120,482

Schedule of activity in covered purchased nonimpaired loans

($ in thousands)
Carrying amount of nonimpaired covered loans at December 31, 2014	$	125,644
Principal repayments		(30,238	)
Transfers to foreclosed real estate		(1,211	)
Net loan (charge-offs) / recoveries		2,306
Accretion of loan discount		4,751
Carrying amount of nonimpaired covered loans at December 31, 2015		101,252
Principal repayments		(3,975	)
Transfers to foreclosed real estate		(869	)
Net loan (charge-offs) / recoveries		893
Accretion of loan discount		1,055
Carrying amount of nonimpaired covered loans at March 31, 2016	$	98,356

Schedule of activity in purchased impaired loans

($ in thousands) Purchased Impaired Loans	Contractual Principal Receivable			Fair Market Value Adjustment – Write Down (Nonaccretable Difference)			Carrying Amount
Balance at December 31, 2014	$	5,859			3,262			2,597
Change due to payments received		(634	)		(102	)		(532	)
Transfer to foreclosed real estate		(431	)		(336	)		(95	)
Other		(3	)		(3	)		—
Balance at December 31, 2015	$	4,791			2,821			1,970
Change due to payments received		(879	)		(711	)		(168	)
Change due to loan charge-off		(394	)		(324	)		(70	)
Balance at March 31, 2016	$	3,518			1,786			1,732

Summary of nonperforming assets

ASSET QUALITY DATA ($ in thousands)	March 31, 2016		December 31, 2015		March 31, 2015

Non-covered nonperforming assets
Nonaccrual loans	$	35,741	$	39,994	$	47,416
Restructured loans - accruing		27,055		28,011		33,997
Accruing loans > 90 days past due		—		—		—
Total non-covered nonperforming loans		62,796		68,005		81,413
Foreclosed real estate		8,767		9,188		8,978
Total non-covered nonperforming assets	$	71,563	$	77,193	$	90,391

Covered nonperforming assets
Nonaccrual loans (1)	$	5,670	$	7,816	$	8,596
Restructured loans - accruing		3,459		3,478		3,874
Accruing loans > 90 days past due		—		—		—
Total covered nonperforming loans		9,129		11,294		12,470
Foreclosed real estate		1,569		806		2,055
Total covered nonperforming assets	$	10,698	$	12,100	$	14,525

Total nonperforming assets	$	82,261	$	89,293	$	104,916

____________________________________________________________________________________________________

(1)	At March 31, 2016, December 31, 2015, and March 31, 2015, the contractual balance of the nonaccrual loans covered by FDIC loss share agreements was $9.0 million, $12.3 million, and $14.1 million, respectively.

Schedule of nonaccrual loans

($ in thousands)	Non-covered		Covered		Total
Commercial, financial, and agricultural:
Commercial – unsecured	$	443		22		465
Commercial – secured		2,113		—		2,113
Secured by inventory and accounts receivable		84		—		84

Real estate – construction, land development & other land loans		3,950		—		3,950

Real estate – residential, farmland and multi-family		20,137		3,262		23,399

Real estate – home equity lines of credit		1,821		329		2,150

Real estate – commercial		7,086		2,057		9,143

Consumer		107		—		107
Total	$	35,741		5,670		41,411

($ in thousands)	Non-covered		Covered		Total
Commercial, financial, and agricultural:
Commercial – unsecured	$	391		22		413
Commercial – secured		2,406		—		2,406
Secured by inventory and accounts receivable		83		—		83

Real estate – construction, land development & other land loans		4,155		52		4,207

Real estate – residential, farmland and multi-family		21,964		5,201		27,165

Real estate – home equity lines of credit		2,431		361		2,792

Real estate – commercial		8,262		2,180		10,442

Consumer		302		—		302
Total	$	39,994		7,816		47,810

Schedule of analysis of the payment status of loans

($ in thousands)	30-59 Days Past Due		60-89 Days Past Due		Nonaccrual Loans		Current		Total Loans Receivable
Non-covered loans
Commercial, financial, and agricultural:
Commercial - unsecured	$	3		—		443		77,581		78,027
Commercial - secured		579		—		2,113		113,605		116,297
Secured by inventory and accounts receivable		19		—		84		40,083		40,186

Real estate – construction, land development & other land loans		1,211		118		3,950		275,585		280,864

Real estate – residential, farmland, and multi-family		9,837		1,824		20,137		810,797		842,595

Real estate – home equity lines of credit		1,043		76		1,821		212,030		214,970

Real estate - commercial		1,301		659		7,086		815,813		824,859

Consumer		226		131		107		40,310		40,774
Total non-covered	$	14,219		2,808		35,741		2,385,804		2,438,572
Unamortized net deferred loan costs										1,258
Total non-covered loans									$	2,439,830

Covered loans	$	5,173		5		5,670		88,675		99,523

Total loans	$	19,392		2,813		41,411		2,474,479		2,539,353

($ in thousands)	30-59 Days Past Due		60-89 Days Past Due		Nonaccrual Loans		Current		Total Loans Receivable
Non-covered loans
Commercial, financial, and agricultural:
Commercial - unsecured	$	632		—		391		50,878		51,901
Commercial - secured		344		127		2,406		111,803		114,680
Secured by inventory and accounts receivable		28		—		83		38,875		38,986

Real estate – construction, land development & other land loans		1,499		379		4,155		284,345		290,378

Real estate – residential, farmland, and multi-family		12,691		3,271		21,964		813,817		851,743

Real estate – home equity lines of credit		920		96		2,431		207,998		211,445

Real estate - commercial		5,399		864		8,262		797,855		812,380

Consumer		273		255		302		43,069		43,899
Total non-covered	$	21,786		4,992		39,994		2,348,640		2,415,412
Unamortized net deferred loan costs										873
Total non-covered loans									$	2,416,285

Covered loans	$	3,313		402		7,816		91,110		102,641

Total loans	$	25,099		5,394		47,810		2,439,750		2,518,926

Schedule of activity in the allowance for loan losses for non-covered loans

($ in thousands)	Commercial, Financial, and Agricultural			Real Estate – Construction, Land Development, & Other Land Loans			Real Estate – Residential, Farmland, and Multi- family			Real Estate – Home Equity Lines of Credit			Real Estate – Commercial and Other			Consumer			Unallo- cated			Total

As of and for the three months ended March 31, 2016

Beginning balance	$	4,758			3,410			9,154			2,741			4,987			1,038			696			26,784
Charge-offs		(533	)		(259	)		(2,014	)		(466	)		(166	)		(425	)		—			(3,863	)
Recoveries		79			85			315			13			96			119			—			707
Provisions		612			(229	)		1,291			(285	)		252			234			(254	)		1,621
Ending balance	$	4,916			3,007			8,746			2,003			5,169			966			442			25,249

Ending balances as of March 31, 2016: Allowance for loan losses

Individually evaluated for impairment	$	118			183			1,427			—			554			—			—			2,282

Collectively evaluated for impairment	$	4,798			2,824			7,319			2,003			4,615			966			442			22,967

Loans acquired with deteriorated credit quality	$	—			—			—			—			—			—			—			—

Loans receivable as of March 31, 2016:

Ending balance – total	$	234,510			280,864			842,595			214,970			824,859			40,774			—			2,438,572
Unamortized net deferred loan costs																							1,258
Total non-covered loans																							2,439,830

Ending balances as of March 31, 2016: Loans

Individually evaluated for impairment	$	923			4,393			22,658			13			13,467			—			—			41,454

Collectively evaluated for impairment	$	233,587			276,471			819,937			214,957			810,828			40,774			—			2,396,554

Loans acquired with deteriorated credit quality	$	—			—			—			—			564			—			—			564

($ in thousands)	Commercial, Financial, and Agricultural			Real Estate – Construction, Land Development, & Other Land Loans			Real Estate – Residential, Farmland, and Multi- family			Real Estate – Home Equity Lines of Credit			Real Estate – Commercial and Other			Consumer			Unallo- cated		Total

As of and for the year ended December 31, 2015

Beginning balance	$	8,391			6,470			9,720			3,731			9,045			841			147		38,345
Charge-offs		(3,684	)		(2,647	)		(5,682	)		(826	)		(2,639	)		(1,637	)		—		(17,115	)
Recoveries		876			993			321			100			888			368			—		3,546
Provisions		(825	)		(1,406	)		4,795			(264	)		(2,307	)		1,466			549		2,008
Ending balance	$	4,758			3,410			9,154			2,741			4,987			1,038			696		26,784

Ending balances as of December 31, 2015: Allowance for loan losses

Individually evaluated for impairment	$	190			213			1,478			313			333			160			—		2,687

Collectively evaluated for impairment	$	4,568			3,197			7,676			2,428			4,654			878			696		24,097

Loans acquired with deteriorated credit quality	$	—			—			—			—			—			—			—		—

Loans receivable as of December 31, 2015:

Ending balance	$	205,567			290,378			851,743			211,445			812,380			43,899			—		2,415,412
Unamortized net deferred loan costs																						873
Total non-covered loans																						2,416,285

Ending balances as of December 31, 2015: Loans

Individually evaluated for impairment	$	907			4,554			23,839			376			14,818			160			—		44,654

Collectively evaluated for impairment	$	204,660			285,824			827,904			211,069			796,981			43,739			—		2,370,177

Loans acquired with deteriorated credit quality	$	—			—			—			—			581			—			—		581

($ in thousands)	Commercial, Financial, and Agricultural			Real Estate – Construction, Land Development, & Other Land Loans			Real Estate – Residential, Farmland, and Multi- family			Real Estate – Home Equity Lines of Credit			Real Estate – Commercial and Other			Consumer			Unallo- cated		Total

As of and for the three months ended March 31, 2015

Beginning balance	$	8,391			6,470			9,720			3,731			9,045			841			147		38,345
Charge-offs		(944	)		(1,256	)		(1,569	)		(67	)		(923	)		(601	)		—		(5,360	)
Recoveries		88			267			16			17			202			91			—		681
Provisions		(1,778	)		525			2,659			482			(2,405	)		464			157		104
Ending balance	$	5,757			6,006			10,826			4,163			5,919			795			304		33,770

Ending balances as of March 31, 2015: Allowance for loan losses

Individually evaluated for impairment	$	131			415			1,690			—			505			—			—		2,741

Collectively evaluated for impairment	$	5,626			5,591			9,136			4,163			5,414			795			304		31,029

Loans acquired with deteriorated credit quality	$	—			—			—			—			—			—			—		—

Loans receivable as of March 31, 2015:

Ending balance – total	$	181,921			256,851			838,651			199,176			757,018			41,170			—		2,274,787
Unamortized net deferred loan costs																						783
Total non-covered loans																						2,275,570

Ending balances as of March 31, 2015: Loans

Individually evaluated for impairment	$	800			6,720			23,527			—			20,504			—			—		51,551

Collectively evaluated for impairment	$	181,121			250,131			815,124			199,176			735,883			41,170			—		2,222,605

Loans acquired with deteriorated credit quality	$	—			—			—			—			631			—			—		631

Schedule of activity in the allowance for loan losses for covered loans

($ in thousands)	Covered Loans

As of and for the three months ended March 31, 2016
Beginning balance	$	1,799
Charge-offs		(241	)
Recoveries		1,204
Provision (reversal) for loan losses		(1,363	)
Ending balance	$	1,399

Ending balances as of March 31, 2016: Allowance for loan losses

Individually evaluated for impairment	$	438
Collectively evaluated for impairment		961
Loans acquired with deteriorated credit quality		−

Loans receivable as of March 31, 2016:

Ending balance – total	$	99,523

Ending balances as of March 31, 2016: Loans

Individually evaluated for impairment	$	5,105
Collectively evaluated for impairment		93,250
Loans acquired with deteriorated credit quality		1,168

($ in thousands)	Covered Loans

As of and for the year ended December 31, 2015
Beginning balance	$	2,281
Charge-offs		(1,316	)
Recoveries		3,622
Provision (reversal) for loan losses		(2,788	)
Ending balance	$	1,799
Ending balances as of December 31, 2015: Allowance for loan losses

Individually evaluated for impairment	$	554
Collectively evaluated for impairment		1,175
Loans acquired with deteriorated credit quality		70

Loans receivable as of December 31, 2015:

Ending balance – total	$	102,641

Ending balances as of December 31, 2015: Loans

Individually evaluated for impairment	$	7,055
Collectively evaluated for impairment		94,197
Loans acquired with deteriorated credit quality		1,389

($ in thousands)	Covered Loans

As of and for the three months ended March 31, 2015
Beginning balance	$	2,281
Charge-offs		(440	)
Recoveries		653
Provisions (reversal) for loan losses		(268	)
Ending balance	$	2,226

Ending balances as of March 31, 2015: Allowance for loan losses

Individually evaluated for impairment	$	1,058
Collectively evaluated for impairment		1,144
Loans acquired with deteriorated credit quality		24

Loans receivable as of March 31, 2015:

Ending balance – total	$	119,829

Ending balances as of March 31, 2015: Loans

Individually evaluated for impairment	$	7,868
Collectively evaluated for impairment		110,099
Loans acquired with deteriorated credit quality		1,862

Schedule of impaired loans individually evaluated

($ in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment
Non-covered loans with no related allowance recorded:
Commercial, financial, and agricultural:
Commercial - unsecured	$	195		227		−		214
Commercial - secured		494		545		−		311
Secured by inventory and accounts receivable		−		−		−		−

Real estate – construction, land development & other land loans		3,858		7,422		−		3,890

Real estate – residential, farmland, and multi-family		8,943		10,289		−		9,683

Real estate – home equity lines of credit		13		16		−		7

Real estate – commercial		8,350		9,077		−		9,171

Consumer		−		−		−		−
Total non-covered impaired loans with no allowance	$	21,853		27,576		−		23,276

Total covered impaired loans with no allowance	$	3,743		6,363		−		4,487

Total impaired loans with no allowance recorded	$	25,596		33,936		−		27,763

Non-covered loans with an allowance recorded:
Commercial, financial, and agricultural:
Commercial - unsecured	$	202		223		112		165
Commercial - secured		32		32		6		224
Secured by inventory and accounts receivable		−		−		−		−

Real estate – construction, land development & other land loans		535		541		183		584

Real estate – residential, farmland, and multi-family		13,715		14,347		1,427		13,566

Real estate – home equity lines of credit		−		−		−		188

Real estate – commercial		5,681		6,170		554		5,544

Consumer		−		−		−		80
Total non-covered impaired loans with allowance	$	20,165		21,313		2,282		20,351

Total covered impaired loans with allowance	$	2,530		2,692		438		2,872

Total impaired loans with an allowance recorded	$	22,695		24,005		2,720		23,223

($ in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment
Non-covered loans with no related allowance recorded:
Commercial, financial, and agricultural:
Commercial - unsecured	$	234		276		−		128
Commercial - secured		128		151		−		70
Secured by inventory and accounts receivable		−		−		−		−

Real estate – construction, land development & other land loans		3,922		7,397		−		4,557

Real estate – residential, farmland, and multi-family		10,423		12,109		−		9,723

Real estate – home equity lines of credit		−		−		−		95

Real estate – commercial		9,992		11,022		−		14,585

Consumer		−		−		−		1
Total non-covered impaired loans with no allowance	$	24,699		30,955		−		29,159

Total covered impaired loans with no allowance	$	5,231		8,529		−		5,607

Total impaired loans with no allowance recorded	$	29,930		39,484		−		34,766

Non-covered loans with an allowance recorded:
Commercial, financial, and agricultural:
Commercial - unsecured	$	129		140		77		137
Commercial - secured		416		443		113		513
Secured by inventory and accounts receivable		−		−		−		−

Real estate – construction, land development & other land loans		632		640		213		1,217

Real estate – residential, farmland, and multi-family		13,416		13,586		1,478		14,039

Real estate – home equity lines of credit		376		376		313		75

Real estate – commercial		5,407		5,592		333		3,968

Consumer		160		160		160		32
Total non-covered impaired loans with allowance	$	20,536		20,937		2,687		19,981

Total covered impaired loans with allowance	$	3,213		3,476		624		3,742

Total impaired loans with an allowance recorded	$	23,749		24,413		3,311		23,723

Schedule of recorded investment in loans by credit quality indicators

($ in thousands)	Credit Quality Indicator (Grouped by Internally Assigned Grade)
	Pass (Grades 1, 2, & 3)		Pass – Acceptable/ Average (Grade 4)		Watch or Standard Loans (Grade 9)		Special Mention Loans (Grade 5)		Classified Loans (Grades 6, 7, & 8)		Nonaccrual Loans		Total
Non-covered loans:
Commercial, financial, and agricultural:
Commercial - unsecured	$	51,823		23,955		47		1,069		690		443		78,027
Commercial - secured		58,192		52,083		32		2,234		1,643		2,113		116,297
Secured by inventory and accounts receivable		18,743		20,565		-		233		561		84		40,186

Real estate – construction, land development & other land loans		100,984		156,482		560		10,633		8,255		3,950		280,864

Real estate – residential, farmland, and multi-family		214,520		529,934		3,910		42,657		31,437		20,137		842,595

Real estate – home equity lines of credit		134,515		68,243		1,537		5,140		3,714		1,821		214,970

Real estate - commercial		288,882		483,699		7,120		25,116		12,956		7,086		824,859

Consumer		26,347		13,451		4		656		209		107		40,774
Total	$	894,006		1,348,412		13,210		87,738		59,465		35,741		2,438,572
Unamortized net deferred loan costs														1,258
Total non-covered loans													$	2,439,830

Total covered loans	$	12,035		57,128		248		7,251		17,191		5,670		99,523

Total loans	$	906,041		1,405,540		13,458		94,989		76,656		41,411		2,539,353

($ in thousands)	Credit Quality Indicator (Grouped by Internally Assigned Grade)
	Pass (Grades 1, 2, & 3)		Pass – Acceptable/ Average (Grade 4)		Watch or Standard Loans (Grade 9)		Special Mention Loans (Grade 5)		Classified Loans (Grades 6, 7, & 8)		Nonaccrual Loans		Total
Non-covered loans:
Commercial, financial, and agricultural:
Commercial - unsecured	$	26,978		22,276		-		1,196		1,060		391		51,901
Commercial - secured		56,428		51,464		32		2,478		1,872		2,406		114,680
Secured by inventory and accounts receivable		18,955		19,120		-		252		576		83		38,986

Real estate – construction, land development & other land loans		106,881		158,563		578		11,545		8,656		4,155		290,378

Real estate – residential, farmland, and multi-family		216,549		532,859		4,083		43,654		32,634		21,964		851,743

Real estate – home equity lines of credit		135,828		62,638		1,544		5,232		3,772		2,431		211,445

Real estate - commercial		292,433		464,824		7,605		26,339		12,917		8,262		812,380

Consumer		29,617		13,194		51		303		432		302		43,899
Total	$	883,669		1,324,938		13,893		90,999		61,919		39,994		2,415,412
Unamortized net deferred loan costs														873
Total non-covered loans													$	2,416,285

Total covered loans	$	11,537		59,611		250		7,423		16,004		7,816	$	102,641

Total loans	$	895,206		1,384,549		14,143		98,422		77,923		47,810	$	2,518,926

Schedule of information related to loans modified in a troubled debt restructuring

($ in thousands)

For the three months ended
March 31, 2016

For the three months ended
March 31, 2015

Number of Contracts

Pre-

Modification Restructured Balances

Post-

Modification Restructured Balances

Number of Contracts

Pre-
Modification Restructured Balances

Post-
Modification Restructured Balances

Non-covered TDRs – Accruing

Commercial, financial, and agricultural:

Commercial – unsecured

−

Commercial – secured

−

Secured by inventory and accounts receivable

−

Real estate – construction, land development & other land loans

−

Real estate – residential, farmland, and multi-family

−

113

Real estate – home equity lines of credit

−

Real estate – commercial

−

Consumer

−

Non-covered TDRs – Nonaccrual

Commercial, financial, and agricultural:

Commercial – unsecured

−

Commercial – secured

−

Secured by inventory and accounts receivable

−

Real estate – construction, land development & other land loans

Real estate – residential, farmland, and multi-family

−

305

Real estate – home equity lines of credit

−

Real estate – commercial

−

Consumer

−

Total non-covered TDRs arising during period

−

469

Total covered TDRs arising during period– Accruing

−

139

Total covered TDRs arising during period – Nonaccrual

−

Total TDRs arising during period

−

608

Schedule od accruing restructured loans that defaulted in the period

($ in thousands)	For the three months ended March 31, 2016				For the three months ended March 31, 2015
	Number of Contracts		Recorded Investment		Number of Contracts		Recorded Investment

Non-covered accruing TDRs that subsequently defaulted
Real estate – residential, farmland, and multi-family		1	$	21		1	$	34

Total non-covered TDRs that subsequently defaulted		1	$	21		1	$	34

Total accruing covered TDRs that subsequently defaulted		1	$	44		-	$	-

Total accruing TDRs that subsequently defaulted		2	$	65		1	$	34