XML 49 R32.htm IDEA: XBRL DOCUMENT v3.6.0.2

Loans and Asset Quality Information (Tables)

12 Months Ended

Dec. 31, 2016

Loans and Asset Quality Information [Abstract]

Summary of balances related to the expired and terminated agreements

Balances related to the expired agreements and the termination of all remaining agreements as of the respective dates is as follows:

		Cooperative Bank non-single family agreement termination July 1, 2014				Bank of Asheville non- single family agreement termination April 1, 2016				Remaining loss share agreement terminations September 22, 2016
Carrying value of total covered loans transferred to non-covered		$	39,700				17,737				78,387
Covered nonaccrual loans transferred to non-covered			9,700				2,785				4,194
Covered foreclosed real estate transferred to non-covered			3,000				1,165				385
Allowance for loan losses associated with covered loans transferred to allowance for non-covered loans			1,700				307				1,074

Summary of the major categories of total loans outstanding

The following is a summary of the major categories of total loans outstanding:

($ in thousands)		December 31, 2016								December 31, 2015
		Amount				Percentage				Amount				Percentage
All loans (non-covered and covered):
Commercial, financial, and agricultural		$	261,813				9%			$	202,671				8%
Real estate – construction, land development & other land loans			354,667				13%				308,969				12%
Real estate – mortgage – residential (1-4 family) first mortgages			750,679				28%				768,559				31%
Real estate – mortgage – home equity loans / lines of credit			239,105				9%				232,601				9%
Real estate – mortgage – commercial and other			1,049,460				39%				957,587				38%
Installment loans to individuals			55,037				2%				47,666				2%
Subtotal			2,710,761				100%				2,518,053				100%
Unamortized net deferred loan costs (fees)			(49	)							873
Total loans		$	2,710,712							$	2,518,926

Summary of the major categories of non-covered loans outstanding

The following is a summary of the major categories of loans outstanding allocated to the non-covered and covered loan portfolios for periods when the FDIC loss share agreements were in effect at December 31, 2015. There were no covered loans at December 31, 2016.

($ in thousands)		December 31, 2015
		Non-covered				Covered				Total
Commercial, financial, and agricultural		$	201,798				873				202,671
Real estate – construction, land development & other land loans			305,228				3,741				308,969
Real estate – mortgage – residential (1-4 family) first mortgages			692,902				75,657				768,559
Real estate – mortgage – home equity loans / lines of credit			221,995				10,606				232,601
Real estate – mortgage – commercial and other			945,823				11,764				957,587
Installment loans to individuals			47,666				—				47,666
Subtotal			2,415,412				102,641				2,518,053
Unamortized net deferred loan costs			873				—				873
Total		$	2,416,285				102,641				2,518,926

Schedule of the carrying amount of the covered loans

The follow presents the carrying amount of the covered loans at December 31, 2015 detailed by impaired and nonimpaired purchased loans (as determined on the date of the acquisition):

($ in thousands)		Impaired Purchased Loans – Carrying Value				Impaired Purchased Loans – Unpaid Principal Balance				Nonimpaired Purchased Loans – Carrying Value				Nonimpaired Purchased Loans - Unpaid Principal Balance				Total Covered Loans – Carrying Value				Total Covered Loans – Unpaid Principal Balance
Covered loans:
Commercial, financial, and agricultural		$	—				—				873				886				873				886
Real estate – construction, land development & other land loans			277				365				3,464				3,457				3,741				3,822
Real estate – mortgage – residential (1-4 family) first mortgages			102				633				75,555				88,434				75,657				89,067
Real estate – mortgage – home equity loans / lines of credit			7				14				10,599				12,099				10,606				12,113
Real estate – mortgage – commercial and other			1,003				3,136				10,761				11,458				11,764				14,594
Total		$	1,389				4,148				101,252				116,334				102,641				120,482

Schedule of covered purchased nonimpaired loans

The following table presents information regarding covered purchased nonimpaired loans since December 31, 2014. The amounts include principal only and do not reflect accrued interest as of the date of the acquisition or beyond. All balances of covered loans were transferred to non-covered as of the termination of the loss share agreements.

($ in thousands)
Carrying amount of nonimpaired covered loans at December 31, 2014		$	125,644
Principal repayments			(30,238	)
Transfers to foreclosed real estate			(1,211	)
Net loan recoveries			2,306
Accretion of loan discount			4,751
Carrying amount of nonimpaired covered loans at December 31, 2015			101,252
Principal repayments			(7,997	)
Transfers to foreclosed real estate			(1,036	)
Net loan recoveries			1,784
Accretion of loan discount			1,908
Transfer to non-covered loans due to expiration of loss-share agreement, April 1, 2016			(17,530	)
Transfer to non-covered loans due to termination of loss-share agreements, September 22, 2016			(78,381	)
Carrying amount of nonimpaired covered loans at December 31, 2016		$	—

Schedule of activity in purchased impaired loans

($ in thousands) Purchased Impaired Loans		Contractual Principal Receivable				Fair Market Value Adjustment – Write Down (Nonaccretable Difference)				Carrying Amount
Balance at December 31, 2014		$	5,859				3,262				2,597
Change due to payments received			(634	)			(102	)			(532	)
Transfer to foreclosed real estate			(431	)			(336	)			(95	)
Other			(3	)			(3	)			—
Balance at December 31, 2015		$	4,791				2,821				1,970
Change due to payments received			(3,753	)			(2,367	)			(1,386	)
Change due to loan charge-off			(428	)			(358	)			(70	)
Balance at December 31, 2016		$	610				96				514

Summary of nonperforming assets

Nonperforming assets are defined as nonaccrual loans, restructured loans, loans past due 90 or more days and still accruing interest, nonperforming loans held for sale, and foreclosed real estate. Nonperforming assets are summarized as follows:

ASSET QUALITY DATA ($ in thousands)		December 31, 2016				December 31, 2015
Nonperforming assets
Nonaccrual loans		$	27,468				47,810
Restructured loans - accruing			22,138				31,489
Accruing loans > 90 days past due			—				—
Total nonperforming loans			49,606				79,299
Foreclosed real estate			9,532				9,994
Total nonperforming assets		$	59,138				89,293
Total covered nonperforming assets included above (1)		$	—				12,100

(1) All FDIC loss share agreements were terminated effective September 22, 2016 and, accordingly, assets previously covered under those agreements became non-covered on that date.

Schedule of nonaccrual loans

The following is a summary the Company’s nonaccrual loans by major categories.

($ in thousands)		December 31, 2016				December 31, 2015
Commercial, financial, and agricultural		$	1,842				2,964
Real estate – construction, land development & other land loans			2,945				4,704
Real estate – mortgage – residential (1-4 family) first mortgages			16,017				23,829
Real estate – mortgage – home equity loans / lines of credit			2,355				3,525
Real estate – mortgage – commercial and other			4,208				12,571
Installment loans to individuals			101				217
Total		$	27,468				47,810
Total covered nonaccrual loans included above		$	—				7,816

Schedule of analysis of the payment status of loans

The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2016.

($ in thousands)		30-59 Days Past Due				60-89 Days Past Due				Nonaccrual Loans				Current				Total Loans Receivable
Commercial, financial, and agricultural		$	92				—				1,842				259,879				261,813
Real estate – construction, land development & other land loans			473				168				2,945				351,081				354,667
Real estate – mortgage – residential (1-4 family) first mortgages			4,487				443				16,017				729,732				750,679
Real estate – mortgage – home equity loans / lines of credit			1,751				178				2,355				234,821				239,105
Real estate – mortgage – commercial and other			1,482				449				4,208				1,043,321				1,049,460
Installment loans to individuals			186				193				101				54,557				55,037
Total		$	8,471				1,431				27,468				2,673,391				2,710,761
Unamortized net deferred loan fees																			(49	)
Total loans																		$	2,710,712

The Company had no covered loans and no loans that were past due greater than 90 days and accruing interest at December 31, 2016.

The following table presents an analysis of the payment status of the Company’s loans as of December 31, 2015.

($ in thousands)		30-59 Days Past Due				60-89 Days Past Due				Nonaccrual Loans				Current				Total Loans Receivable
Commercial, financial, and agricultural		$	999				127				2,964				198,581				202,671
Real estate – construction, land development & other land loans			1,512				429				4,704				302,324				308,969
Real estate – mortgage – residential (1-4 family) first mortgages			15,443				3,614				23,829				725,673				768,559
Real estate – mortgage – home equity loans / lines of credit			1,276				105				3,525				227,695				232,601
Real estate – mortgage – commercial and other			5,591				864				12,571				938,561				957,587
Installment loans to individuals			278				255				217				46,916				47,666
Total loans		$	25,099				5,394				47,810				2,439,750				2,518,053
Unamortized net deferred loan costs																			873
Total loans																		$	2,518,926
Covered loans included above		$	3,313				402				7,816				91,110				102,641

Schedule of activity in the allowance for loan losses for non-covered loans

The following table presents the activity in the allowance for loan losses for the year ended December 31, 2016. There were no covered loans at December 31, 2016 and all reserves associated with previously covered loans were transferred to the non-covered allowance.

($ in thousands)		Commercial, Financial, and Agricultural				Real Estate – Construction, Land Development, & Other Land Loans				Real Estate – Residential (1-4 Family) First Mortgages				Real Estate – Mortgage – Home Equity Lines of Credit				Real Estate – Mortgage – Commercial and Other				Installment Loans to Individuals				Unallo- cated				Covered				Total
As of and for the year ended December 31, 2016
Beginning balance		$	4,742				3,754				7,832				2,893				5,816				1,051				696				1,799				28,583
Charge-offs			(2,271	)			(1,101	)			(3,815	)			(969	)			(1,005	)			(1,008	)			(1	)			(244	)			(10,414	)
Recoveries			805				1,422				1,060				250				836				354				—				1,958				6,685
Transfer from covered status			56				65				839				293				127				—				1				(1,381	)			—
Removed due to branch loan sale			(263	)			(39	)			(347	)			(110	)			(228	)			(63	)			—				—				(1,050	)
Provisions			760				(1,410	)			2,135				63				(448	)			811				198				(2,132	)			(23	)
Ending balance		$	3,829				2,691				7,704				2,420				5,098				1,145				894				—				23,781
Ending balances as of December 31, 2016:  Allowance for loan losses
Individually evaluated for impairment		$	7				184				1,339				5				105				—				—				—				1,640
Collectively evaluated for impairment		$	3,822				2,507				6,365				2,415				4,993				1,145				894				—				22,141
Loans acquired with deteriorated credit quality		$	—				—				—				—				—				—				—				—				—
Loans receivable as of December 31, 2016:
Ending balance – total		$	261,813				354,667				750,679				239,105				1,049,460				55,037				—				—				2,710,761
Unamortized net deferred loan fees																																			(49	)
Total loans																																		$	2,710,712
Ending balances as of December 31, 2016: Loans
Individually evaluated for impairment		$	644				4,001				20,807				280				6,494				—				—				—				32,226
Collectively evaluated for impairment		$	261,169				350,666				729,872				238,825				1,042,452				55,037				—				—				2,678,021
Loans acquired with deteriorated credit quality		$	—				—				—				—				514				—				—				—				514

The following table presents the activity in the allowance for loan losses for non-covered and covered loans for the year ended December 31, 2015.

($ in thousands)		Commercial Financial, and Agricultural				Real Estate – Construction, Land Development, & Other Land Loans				Real Estate – Residential (1-4 Family) First Mortgages				Real Estate– Mortgage – Home Equity Lines of Credit				Real Estate– Mortgage– Commercial and Other				Installment Loans to Individuals				Unallo- cated				Total Non- Covered				Total Covered
As of and for the year ended December 31, 2015
Beginning balance		$	6,769				8,158				10,136				4,753				6,466				1,916				147				38,345				2,281
Charge-offs			(2,908	)			(3,034	)			(4,904	)			(1,054	)			(2,804	)			(2,411	)			—				(17,115	)			(1,316	)
Recoveries			831				998				279				121				904				413				—				3,546				3,622
Provisions			50				(2,368	)			2,321				(927	)			1,250				1,133				549				2,008				(2,788	)
Ending balance		$	4,742				3,754				7,832				2,893				5,816				1,051				696				26,784				1,799
Ending balances as of December 31, 2015:  Allowance for loan losses
Individually evaluated for impairment		$	304				241				1,440				321				336				45				—				2,687				554
Collectively evaluated for impairment		$	4,438				3,513				6,392				2,572				5,480				1,006				696				24,097				1,175
Loans acquired with deteriorated credit quality		$	—				—				—				—				—				—				—				—				70
Loans receivable as of December 31, 2015:
Ending balance – total		$	201,798				305,228				692,902				221,995				945,823				47,666				—				2,415,412				102,641
Unamortized net deferred loan costs																															873				—
Total non-covered loans																															2,416,285				102,641
Ending balances as of December 31, 2015: Loans
Individually evaluated for impairment		$	992				4,898				21,325				758				16,605				76				—				44,654				7,055
Collectively evaluated for impairment		$	200,806				300,330				671,577				221,237				928,637				47,590				—				2,370,177				94,197
Loans acquired with deteriorated credit quality		$	—				—				—				—				581				—				—				581				1,389

Schedule of impaired loans individually evaluated

The following table presents loans individually evaluated for impairment as of December 31, 2016.

($ in thousands)		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Recorded Investment
Impaired loans with no related allowance recorded:
Commercial, financial, and agricultural		$	593				706				—				816
Real estate – mortgage – construction, land development & other land loans			3,221				4,558				—				3,641
Real estate – mortgage – residential (1-4 family) first mortgages			10,035				12,220				—				11,008
Real estate – mortgage –home equity loans / lines of credit			114				146				—				139
Real estate – mortgage –commercial and other			5,112				5,722				—				8,713
Installment loans to individuals			—				2				—				1
Total impaired loans with no allowance		$	19,075				23,354				—				24,318
Impaired loans with an allowance recorded:
Commercial, financial, and agricultural		$	51				51				7				202
Real estate – mortgage – construction, land development & other land loans			780				798				184				844
Real estate – mortgage – residential (1-4 family) first mortgages			10,772				11,007				1,339				13,314
Real estate – mortgage –home equity loans / lines of credit			166				166				5				324
Real estate – mortgage –commercial and other			1,896				1,929				105				4,912
Installment loans to individuals			—				—				—				49
Total impaired loans with allowance		$	13,665				13,951				1,640				19,645

Interest income recorded on impaired loans during the year ended December 31, 2016 was insignificant.

The following table presents loans individually evaluated for impairment as of December 31, 2015.

($ in thousands)		Recorded Investment				Unpaid Principal Balance				Related Allowance				Average Recorded Investment
Impaired loans with no related allowance recorded:
Commercial, financial, and agricultural		$	360				422				—				235
Real estate – mortgage – construction, land development & other land loans			3,944				7,421				—				4,651
Real estate – mortgage – residential (1-4 family) first mortgages			12,346				14,644				—				11,258
Real estate – mortgage –home equity loans / lines of credit			121				175				—				505
Real estate – mortgage –commercial and other			13,156				16,818				—				18,112
Installment loans to individuals			3				4				—				5
Total impaired loans with no allowance		$	29,930				39,484				—				34,766
Total covered impaired loans with no allowance included above		$	5,231				8,529				—				5,607
Impaired loans with an allowance recorded:
Commercial, financial, and agricultural		$	676				709				348				616
Real estate – mortgage – construction, land development & other land loans			954				976				241				1,980
Real estate – mortgage – residential (1-4 family) first mortgages			15,285				15,691				1,912				15,636
Real estate – mortgage –home equity loans / lines of credit			667				678				344				430
Real estate – mortgage –commercial and other			6,094				6,279				421				4,950
Installment loans to individuals			73				80				45				111
Total impaired loans with allowance		$	23,749				24,413				3,311				23,723
Total covered impaired loans with allowance included above		$	3,213				3,476				624				3,742

Schedule of recorded investment in loans by credit quality indicators

The following table presents the Company’s recorded investment in loans by credit quality indicators as of December 31, 2016.

($ in thousands)
		Pass				Special Mention Loans				Classified Accruing Loans				Classified Nonaccrual Loans				Total
Commercial, financial, and agricultural		$	247,451				10,560				1,960				1,842				261,813
Real estate – construction, land development & other land loans			335,068				8,762				7,892				2,945				354,667
Real estate – mortgage – residential (1-4 family) first mortgages			678,878				16,998				38,786				16,017				750,679
Real estate – mortgage – home equity loans / lines of credit			226,159				1,436				9,155				2,355				239,105
Real estate – mortgage – commercial and other			1,005,687				26,546				13,019				4,208				1,049,460
Installment loans to individuals			54,421				256				259				101				55,037
Total		$	2,547,664				64,558				71,071				27,468				2,710,761
Unamortized net deferred loan fees																			(49	)
Total loans																			2,710,712

The following table presents the Company’s recorded investment in loans by credit quality indicators as of December 31, 2015.

($ in thousands)
		Pass				Special Mention Loans				Classified Accruing Loans				Classified Nonaccrual Loans				Total
Commercial, financial, and agricultural		$	192,454				3,733				3,520				2,964				202,671
Real estate – construction, land development & other land loans			280,647				13,489				10,129				4,704				308,969
Real estate – mortgage – residential (1-4 family) first mortgages			664,618				39,895				40,217				23,829				768,559
Real estate – mortgage – home equity loans / lines of credit			212,391				7,374				9,311				3,525				232,601
Real estate – mortgage – commercial and other			897,579				33,155				14,282				12,571				957,587
Installment loans to individuals			46,209				776				464				217				47,666
Total		$	2,293,898				98,422				77,923				47,810				2,518,053
Unamortized net deferred loan costs																			873
Total loans																			2,518,926
Total covered loans included above		$	71,398				7,423				16,004				7,816				102,641

Schedule of information related to loans modified in a troubled debt restructuring

The following table presents information related to loans modified in a troubled debt restructuring during the years ended December 31, 2016 and 2015.

($ in thousands)		For the year ended December 31, 2016												For the year ended December 31, 2015
		Number of Contracts				Pre- Modification Restructured Balances				Post- Modification Restructured Balances				Number of Contracts				Pre- Modification Restructured Balances				Post- Modification Restructured Balances
TDRs – Accruing
Commercial, financial, and agricultural			1			$	1,071			$	1,071				2			$	52			$	52
Real estate – construction, land development & other land loans			—				—				—				1				235				235
Real estate – mortgage – residential (1-4 family) first mortgages			1				598				626				2				265				265
Real estate – mortgage – home equity loans / lines of credit			—				—				—				—				—				—
Real estate – mortgage – commercial and other			—				—				—				4				557				557
Installment loans to individuals			—				—				—				—				—				—
TDRs – Nonaccrual
Commercial, financial, and agricultural			—				—				—				1				5				5
Real estate – construction, land development & other land loans			—				—				—				3				496				496
Real estate – mortgage – residential (1-4 family) first mortgages			1				155				184				4				399				399
Real estate – mortgage – home equity loans / lines of credit			—				—				—				—				—				—
Real estate – mortgage – commercial and other			—				—				—				—				—				—
Installment loans to individuals			—				—				—				—				—				—
Total TDRs arising during period			3			$	1,824			$	1,881				17			$	2,009			$	2,009
Total covered TDRs arising during period included above			—				—				—				2			$	139			$	139

Schedule od accruing restructured loans that defaulted in the period

The Company considers a loan to have defaulted when it becomes 90 or more days delinquent under the modified terms, has been transferred to nonaccrual status, or has been transferred to foreclosed real estate.

($ in thousands)		For the year ended December 31, 2016								For the year ended December 31, 2015
		Number of Contracts				Recorded Investment				Number of Contracts				Recorded Investment
Accruing TDRs that subsequently defaulted
Commercial, financial, and agricultural			2			$	744				1			$	7
Real estate – mortgage – residential (1-4 family first mortgages)			—				—				4				352
Real estate – mortgage – commercial and other			1				21				—				—
Total accruing TDRs that subsequently defaulted			3			$	765				5			$	359
Total covered accruing TDRs that subsequently defaulted included above			1			$	44				—			$	—

X

- References

No definition available.

+ Details

Name:	fbp_LoansAndAssetQualityInformationAbstract
Namespace Prefix:	fbp_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule detailing information related to accruing restructured loans that defaulted in period.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfAccruingRestructuredLoansThatDefaultedInPeriodTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule summary of the major categories of loans, and for each the gross carrying value and percentage to total loans.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfAllLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of activity of the allowance for loan losses for non-covered loans.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfAllowanceForLoanLossesForNoncoveredLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule detailing the loans receivables that are due but not impaired and receivables that are 90 days past due and still accruing. The schedule also includes loans receivables current and on nonaccrual status.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfAnalysisOfPaymentStatusOfLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of the carrying amount of covered loans consisting of impaired and nonimpaired purchased loans, and unpaid principal amount.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfCarryingAmountOfCoveredLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule detailing activity related to covered purchased nonimpaired loans.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfCoveredPurchasedNonimpairedLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of the recorded investment, unpaid principal balance, associated allowance, and average recorded investment for impaired loans by type.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfImpairedLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of the summary of major categories of non-covered loans, and for each the gross carrying value and percentage to total loans.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfMajorCategoriesOfNoncoveredLoansOutstandingtableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of nonaccrual loans receivables on nonaccrual status as of each balance sheet date.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfNonaccrualLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of activity of purchased impaired loans.

+ References

No definition available.

+ Details

Name:	fbp_ScheduleOfPurchasedImpairedLoansTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- References

No definition available.

+ Details

Name:	fbp_SummaryOfBalancesRelatedToExpiredAgreementTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Schedule of carrying amount of nonperforming assets (non accrual loans, restructured loans, loans past 90 days or more days accruing, and other real estate).

+ References

No definition available.

+ Details

Name:	fbp_SummaryOfNonperformingAssetsTableTextBlock
Namespace Prefix:	fbp_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 55
-Paragraph 19
-URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 29
-URI http://asc.fasb.org/extlink&oid=66008989&loc=SL6953659-111524

+ Details

Name:	us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Tabular disclosure of troubled debt restructuring which results when the debtor restructures the terms of its debt with a creditor due to the debtor's financial difficulties and the creditor grants certain concessions to obtain payment it might not otherwise receive. Includes a description of the principal changes in terms, the major features of settlement for each restructuring, the aggregate gain on restructuring and the related income tax effect, the per share amount of the total gain on restructuring, net of related income tax effect, and the total gain (loss) on transfers of assets recognized during the period. After the troubled debt restructuring has occurred debtors discuss the extent and amount to which amounts contingently payable are included in the carrying amount of restructured payables, and the conditions under which those amounts would become payable or would be forgiven when there is at least a reasonable possibility that a liability for contingent payments will be incurred.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 470
-SubTopic 60
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=6402221&loc=d3e15765-112638

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 470
-SubTopic 60
-Section 50
-Paragraph 1
-URI http://asc.fasb.org/extlink&oid=6402221&loc=d3e15743-112638

+ Details

Name:	us-gaap_SummaryOfTroubledDebtRestructuringNoteDebtorTextBlock
Namespace Prefix:	us-gaap_
Data Type:	nonnum:textBlockItemType
Balance Type:	na
Period Type:	duration