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Deposits (Tables) | 12 Months Ended
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Dec. 31, 2024
Deposits, by Type [Abstract] |
Schedule of Composition of Liabilities | The following table lists the composition of the deposit portfolio as of the end of the respective years.
($ in thousands) |  | December 31, 2024 |  | December 31, 2023
Noninterest-bearing checking accounts |  | $ | 3,367,624 |  |  | $ | 3,379,876 |
Interest-bearing checking accounts |  | 1,398,395 |  |  | 1,411,142 |
Money market accounts |  | 4,285,405 |  |  | 3,653,506 |
Savings accounts |  | 542,133 |  |  | 603,362 |
Other time deposits |  | 566,514 |  |  | 610,887 |
Time deposits >$250,000 |  | 360,854 |  |  | 355,209 |
Total customer deposits |  | 10,520,925 |  |  | 10,013,982 |
Brokered Deposits - time deposits |  | 9,600 |  |  | 17,617 |
Total deposits |  | $ | 10,530,525 |  |  | $ | 10,031,599 |
Schedule of Maturities of Time Deposits | At December 31, 2024, the scheduled maturities of time deposits were as follows:
($ in thousands) |  |
2025 |  | $ | 887,633 |
2026 |  | 31,749 |
2027 |  | 9,887 |
2028 |  | 5,070 |
2029 |  | 2,562 |
Thereafter |  | 67 |
|  | $ | 936,968 |
Schedules of Concentration of Risk of Deposits | No other market (as defined by county) had total loans outstanding in excess of 5% of the total portfolio at year end.
|  | Percentage of Loans Outstanding
|  | 2024 |  | 2023
Wake County, North Carolina |  | 9.7 | % |  | 10.1 | %
New Hanover County, North Carolina |  | 8.9 | % |  | 8.1 | %
Mecklenburg County, North Carolina |  | 7.8 | % |  | 7.6 | %
Buncombe County, North Carolina |  | 5.2 | % |  | 5.3 | %
Guilford County, North Carolina |  | 4.9 | % |  | 5.0 | %
No other market area (as defined by county) comprises more than 5% of our deposit base at the dates presented.
|  | Percentage of Total Deposits
|  | 2024 |  | 2023
Moore County, North Carolina |  | 9.2 | % |  | 10.8 | %
Buncombe County, North Carolina |  | 7.2 | % |  | 7.2 | %
Guilford County, North Carolina |  | 4.8 | % |  | 5.0 | %

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