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Accumulated Other Comprehensive Income (Loss)
12 Months Ended
Dec. 31, 2025
Equity [Abstract]  
Accumulated Other Comprehensive Income (Loss) Accumulated Other Comprehensive Income (Loss)
The components of AOCI for the Company for the periods shown were as follows:
($ in thousands)December 31,
2025
December 31,
2024
December 31,
2023
Unrealized loss on securities available for sale$(194,122)$(368,055)$(400,720)
Tax effect44,826 85,941 92,767 
Net unrealized loss on securities available for sale(149,296)(282,114)(307,953)
Postretirement plans (liability) asset(102)111 (100)
Tax effect23 (26)23 
Net postretirement plans (liability) asset(79)85 (77)
Total accumulated other comprehensive (loss) income$(149,375)$(282,029)$(308,030)
The following table discloses the changes in AOCI for the years ended December 31, 2025, 2024, and 2023 (all amounts are net of tax).
($ in thousands)Unrealized Gain (Loss) on Securities Available for SalePostretirement Plans (Liability) AssetTotal
Beginning balance at January 1, 2023$(342,017)$42 $(341,975)
Other comprehensive (loss) income before reclassifications34,064 (466)33,598 
Amounts reclassified from accumulated other comprehensive income
— 347 347 
Net current-period other comprehensive (loss) income34,064 (119)33,945 
Ending balance at December 31, 2023(307,953)(77)(308,030)
Other comprehensive income (loss) before reclassifications(3,273)85 (3,188)
Amounts reclassified from accumulated other comprehensive income
29,112 77 29,189 
Net current-period other comprehensive income (loss)25,839 162 26,001 
Ending balance at December 31, 2024(282,114)85 (282,029)
Other comprehensive income (loss) before reclassifications77,699 (79)77,620 
Amounts reclassified from accumulated other comprehensive income
55,119 (85)55,034 
Net current-period other comprehensive income (loss)132,818 (164)132,654 
Ending balance at December 31, 2025$(149,296)$(79)$(149,375)

Amounts reclassified from AOCI for unrealized gain (loss) on AFS securities represent realized securities gains or losses, net of tax effects. Amounts reclassified from AOCI for postretirement plans asset (liability) represent amortization of amounts included in AOCI, net of taxes, and are recorded in the "Other operating expenses" line item of the consolidated statements of income.