0000790359-97-000014 10-Q 2 19970331 19970513 NASD NBT BANCORP INC 0000790359 6021 161268674 DE 1231 10-Q 34 000-14703 97601728 52 S BROAD ST NORWICH NY 13815 6073376000 52 S. BROAD STREET NORWICH NY 13815 10-Q 1 000079035997000014-001-seq1-10-q.txt MARCH 1997 10-Q EX-27 2 000079035997000014-002-seq2-ex-27.txt ARTICLE 9 FDS FOR FIRST QUARTER 10-Q