0000790359-97-000016 10-Q 2 19970630 19970813 NASD NBT BANCORP INC 0000790359 6021 161268674 DE 1231 10-Q 34 000-14703 97658209 52 S BROAD ST NORWICH NY 13815 6073376000 52 S. BROAD STREET NORWICH NY 13815 10-Q 1 000079035997000016-001-seq1-10-q.txt JUNE 1997 10-Q EX-27 2 000079035997000016-002-seq2-ex-27.txt ARTICLE 9 FDS FOR SECOND QUARTER 10Q