0001005150-02-000942 S-8 3 20020813 20020813 NBT BANCORP INC 0000790359 6021 161268674 DE 1231 S-8 33 333-97995 02728397 52 S BROAD ST NORWICH NY 13815 6073372265 52 S. BROAD STREET NORWICH NY 13815 S-8 1 forms8.txt FORM S-8 EX-5.1 3 ex5-1.txt EXHIBIT 5.1 EX-23.2 4 ex23-2.txt EXHIBIT 23.2