<SUBMISSION>
<ACCESSION-NUMBER>0001140361-08-008150
<TYPE>DEF 14A
<PUBLIC-DOCUMENT-COUNT>3
<PERIOD>20080506
<FILING-DATE>20080331
<DATE-OF-FILING-DATE-CHANGE>20080331
<EFFECTIVENESS-DATE>20080331
<FILER>
<COMPANY-DATA>
<CONFORMED-NAME>NBT BANCORP INC
<CIK>0000790359
<ASSIGNED-SIC>6021
<IRS-NUMBER>161268674
<STATE-OF-INCORPORATION>DE
<FISCAL-YEAR-END>1231
</COMPANY-DATA>
<FILING-VALUES>
<FORM-TYPE>DEF 14A
<ACT>34
<FILE-NUMBER>000-14703
<FILM-NUMBER>08724483
</FILING-VALUES>
<BUSINESS-ADDRESS>
<STREET1>52 S BROAD ST
<CITY>NORWICH
<STATE>NY
<ZIP>13815
<PHONE>6073372265
</BUSINESS-ADDRESS>
<MAIL-ADDRESS>
<STREET1>52 S. BROAD STREET
<CITY>NORWICH
<STATE>NY
<ZIP>13815
</MAIL-ADDRESS>
</FILER>
<DOCUMENT>
<TYPE>DEF 14A
<SEQUENCE>1
<FILENAME>formdef14a.htm
<DESCRIPTION>NBT BANCORP INC DEF14A 5-6-2008
<TEXT>
<html>
  <head>
    <title>formdef14a.htm</title>
<!-- Licensed to: EDGARfilings-->
<!-- Document Created using EDGARizer 4.0.5.0 -->
<!-- Copyright 1995 - 2008 EDGARfilings, Ltd., an IEC company. All rights reserved -->
</head>
    <body bgcolor="#ffffff" style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">
    <div>
      <div>
        <div>
          <hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="4">
          <hr style="MARGIN-TOP: -10px; COLOR: #000000" noshade size="1">
        </div>
        <div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">UNITED STATES SECURITIES AND EXCHANGE
COMMISSION</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman">Washington,
D.C. 20549</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 18pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">SCHEDULE 14A</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Proxy
Statement Pursuant to Section&#160;14(a)</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">of the Securities Exchange Act of
1934 (Amendment No. )</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Filed by
Registrant <font style="DISPLAY: inline;" face="Wingdings">&#254;</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Filed by
Party other than the Registrant <font style="DISPLAY: inline;" face="Wingdings">o</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Check the
appropriate box:</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
        <div align="left">
          <table cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Preliminary
      Proxy Statement</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Confidential,
      for Use of the Commission Only (as permitted by
      Rule&#160;14a-6(e)(2))</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">&#254;</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Definitive
      Proxy Statement</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Definitive
      Additional Materials</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Soliciting
      Material Pursuant to Section&#160;240.14a-11(c) or
      Section&#160;240.14a-12</font></div>
                </td>
              </tr>
          </table>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 12pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 24pt; FONT-FAMILY: Times New Roman"><font style="FONT-SIZE: 24pt; FONT-FAMILY: Times New Roman"><font size="2" style="FONT-SIZE: 24pt; FONT-FAMILY: Times New Roman">NBT Bancorp
Inc.</font></font></font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Name of
Registrant as Specified in Its Charter)</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(Name of
Person(s) Filing Proxy Statement, if other than the Registrant)</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Payment
of Filing Fee (Check the appropriate box):</font></div>
        <div align="left">
          <table cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <td align="left" valign="bottom" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">&#254;</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">No
      fee required.</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fee
      computed on table below per Exchange Act Rules&#160;14a-6(i)(1) and
      0-11.</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Title
      of each class of securities to which transaction
  applies:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Aggregate
      number of securities to which transaction applies:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Per
      unit price or other underlying value of transaction computed pursuant to
      Exchange Act Rule&#160;0-11 (Set forth the amount on which the filing fee
      is calculated and state how it was determined):</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Proposed
      maximum aggregate value of transaction:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(5)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total
      fee paid:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fee
      paid previously with preliminary materials.</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: wingdings">o</font></font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Check
      box if any part of the fee is offset as provided by Exchange Act
      Rule&#160;0-11(a)(2) and identify the filing for which the offsetting fee
      was paid previously. Identify the previous filing by registration
      statement number, or the form or schedule and the date of its
      filing.</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amount
      previously paid:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Form,
      schedule or registration statement no.:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Filing
      party:</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="middle" width="2%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="3%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
                </td>
                <td align="left" valign="bottom" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
                <td align="left" valign="top" width="95%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date
      filed:</font></div>
                </td>
              </tr>
          </table>
        </div>
        <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
        <div>
          <hr style="MARGIN-TOP: -5px; COLOR: #000000" noshade size="1">
          <hr style="MARGIN-TOP: -13px; COLOR: #000000" noshade size="4">
        </div>
        <div>
          <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
            <div id="FTR">
              <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
            </div>
            <div id="PN" style="PAGE-BREAK-AFTER: always">
              <div style="WIDTH: 100%; TEXT-ALIGN: center">
              </div>
              <div style="WIDTH: 100%; TEXT-ALIGN: center">
                <hr style="COLOR: black" noshade size="2">
              </div>
            </div>
            <div id="HDR">
              <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
            </div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div>&#160;</div>
      <div>
        <hr style="COLOR: black" align="left" noshade size="4" width="100%">
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">52
South Broad Street</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Norwich,
New York 13815</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTICE
OF ANNUAL MEETING OF SHAREHOLDERS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc. (&#8220;NBT&#8221;) will hold an annual meeting of shareholders at the
Binghamton Holiday Inn Arena at 2-8 Hawley Street, Binghamton, New York 13901 on
May 6, 2008 at 10:00 a.m. local time for the following purposes:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">1.</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      fix the size of the Board of Directors at
  eleven;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      elect two directors, each for a three year
term;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      ratify the appointment of KPMG LLP as our independent registered public
      accounting firm for the year ending December 31,
  2008;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      approve the NBT 2008 Omnibus Incentive Plan;
and</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5.</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      transact such other business as may properly come before the NBT annual
      meeting.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We have
fixed the close of business on March 15, 2008 as the record date for determining
those shareholders of NBT entitled to vote at the NBT annual meeting and any
adjournments or postponements of the meeting.&#160;&#160;Only holders of record
of NBT common stock at the close of business on that date are entitled to notice
of and to vote at the NBT annual meeting.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">By Order
of the Board of Directors of</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">/s/ Daryl R.
Forsythe</font></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Daryl R.
Forsythe</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Chairman
of the Board</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Norwich,
New York</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">March 31,
2008</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">IT
IS IMPORTANT THAT YOUR SHARES BE REPRESENTED REGARDLESS OF THE NUMBER YOU
OWN.&#160;&#160;EVEN IF YOU PLAN TO BE PRESENT, YOU ARE URGED TO COMPLETE, DATE,
SIGN AND RETURN THE ENCLOSED PROXY CARD PROMPTLY IN THE ENVELOPE PROVIDED OR
VOTE VIA THE TOLL-FREE TELEPHONE NUMBER OR VIA THE INTERNET ADDRESS LISTED ON
THE PROXY CARD.&#160;&#160;YOU MAY REVOKE ANY PROXY GIVEN IN WRITING OR IN
PERSON AT ANY TIME PRIOR TO THE VOTE AT THE ANNUAL MEETING.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Important
Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting
to Be Held on May 6, 2008:&#160;&#160;This Proxy Statement, along with our
Annual Report on Form 10-K for the fiscal year ended December 31, 2007 and our
2007 Annual Report are available free of charge on our website at <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com/bncp/proxy.html</font>.</font></div>
    <div><br></div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">52
South Broad Street</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Norwich,
New York 13815</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROXY
STATEMENT</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ANNUAL
MEETING OF SHAREHOLDERS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">May
6, 2008</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">This
proxy statement and accompanying proxy card are being sent to the shareholders
of NBT Bancorp Inc. (&#8220;NBT&#8221; or, the &#8220;Company&#8221;) in connection with the
solicitation of proxies on behalf of the Board of Directors to be used at the
2008 annual meeting of shareholders.&#160;&#160;This proxy statement, together
with the enclosed proxy card, is being mailed to shareholders on or about March
31, 2008.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">When
and Where the NBT Annual Meeting Will Be Held</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We will
hold our annual meeting of shareholders at the Binghamton Holiday Inn Arena at
2-8 Hawley Street, Binghamton, New York 13901 on May 6, 2008 at 10:00 a.m. local
time.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">What
Will Be Voted on at the NBT Annual Meeting</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At our
annual meeting, our shareholders will be asked to consider and vote upon the
following proposals:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
              </div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      fix the size of the Board of Directors at
  eleven;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
              </div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      elect two directors, each for a three year
term;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
              </div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      ratify the appointment of KPMG LLP as our independent registered public
      accounting firm for&#160;&#160;&#160;the year ending December 31,
      2008;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
              </div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      approve the NBT 2008 Omnibus Incentive Plan;
and</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      transact such other business as may properly come before the NBT annual
      meeting.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We may
take action on the above matters at our annual meeting on May 6, 2008, or on any
later date to which the annual meeting is postponed or adjourned.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We are
unaware of other matters to be voted on at our annual meeting.&#160;&#160;If
other matters do properly come before our annual meeting, including
consideration of a motion to adjourn the annual meeting to another time and/or
place for the purpose of soliciting additional proxies, we intend that the
persons named in this proxy will vote the shares represented by the proxies on
such matters as determined by a majority of the Company&#8217;s Board.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shareholders
Entitled to Vote</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We have
set March 15, 2008, as the record date to determine which of our shareholders
will be entitled to vote at our annual meeting.&#160;&#160;Only those
shareholders who held their shares of record as of the close of business on that
date will be entitled to receive notice of and to vote at our annual
meeting.&#160;&#160;As of March 15, 2008, there were 32,066,395 outstanding
shares of our common stock.&#160;&#160;Each of our shareholders on the record
date is entitled to one vote per share.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Vote
Required to Approve the Proposals</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A
plurality of the shares of our common stock represented at our annual meeting,
either in person or by proxy, and entitled to vote at our annual meeting will
elect directors.&#160;&#160;This means that the two nominees who receive the
most votes will be elected.</font></div>
    <div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">1</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right">
          </div>
        </div>
        <div>&#160;</div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
affirmative vote of a majority of the shares of our common stock represented at
our annual meeting, either in person or by proxy, and entitled to vote at our
annual meeting is required to approve the proposals to fix the number of
directors at eleven, to approve and adopt the NBT Bancorp Inc. 2008 Omnibus
Incentive Plan and to ratify the Company&#8217;s independent registered public
accounting firm.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Board
urges our shareholders to complete, date and sign the accompanying proxy and
return it promptly in the enclosed postage-paid envelope or to vote by telephone
or via the Internet.&#160;&#160;Broker non-votes will not be counted as a vote
cast or entitled to vote on any matter presented at the annual
meeting.&#160;&#160;Abstentions will be counted in determining the number of
shares represented and entitled to vote and will have the effect of a vote cast
&#8220;against&#8221; Proposal 1.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Number
of Shares that Must Be Represented for a Vote to Be Taken</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In order
to have a quorum, a majority of the total voting power of our outstanding shares
of common stock entitled to vote at our annual meeting must be represented at
the annual meeting either in person or by proxy. Abstentions and broker
non-votes are counted as present for the purpose of determining the presence of
a quorum for the transaction of business.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">
        <div>&#160;</div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Voting
Your Shares</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Board
is soliciting proxies from our shareholders.&#160;&#160;This will give you an
opportunity to vote at our annual meeting without having to
attend.&#160;&#160;When you deliver a valid proxy, the shares represented by
that proxy will be voted by a named agent in accordance with your
instructions.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If you
are a record holder and vote by proxy but make no specification on your proxy
card that you have otherwise properly executed, the named agent may vote the
shares represented by your proxy:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#9679;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">FOR</font> fixing the number of
      directors at eleven;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#9679;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">FOR</font> electing the two
      persons nominated by our Board as
directors;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">FOR</font> ratifying the
      appointment of KPMG LLP as our independent registered public accounting
      firm; and</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">FOR </font>the approval of the
      Omnibus Incentive Plan.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If you
are a shareholder whose shares are registered in your name, you may vote your
shares by using one of the following four methods:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-STYLE: italic">Mail</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">.&#160;&#160;</font>To grant your
proxy by mail, please complete your proxy card and sign, date and return it in
the enclosed envelope. To be valid, a returned proxy card must be signed and
dated.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-STYLE: italic">Telephone</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">.&#160;&#160;</font>If you hold NBT
common stock in your own name and not through a broker or other nominee, you can
vote your shares of NBT common stock by telephone by dialing the toll-free
telephone number 1-800-690-6903. Telephone voting is available 24 hours a day
until 11:59 p.m. local time on May 5, 2008.&#160;&#160;Telephone voting
procedures are designed to authenticate shareholders by using the individual
control numbers on your proxy card.&#160;&#160;&#160;If you vote by telephone,
you do not need to return your proxy card.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-STYLE: italic">Via the
Internet</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">.&#160;&#160;</font>If you hold NBT
common stock in your own name and not through a broker or other nominee, you can
vote your shares of NBT common stock electronically via the Internet at <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.proxyvote.com</font>.&#160;&#160;Internet
voting is available 24 hours a day until 11:59 p.m. local time on May 5,
2008.&#160;&#160;Internet voting procedures are designed to authenticate
shareholders by using the individual control numbers on your proxy card. If you
vote via the Internet, you do not need to return your proxy card.</font></div>
    <div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right">
          </div>
        </div>
        <div>&#160;</div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-STYLE: italic">In
person</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">.&#160;&#160;</font>If you attend the
annual meeting in person, you may vote your shares by completing a ballot at the
meeting. Attendance at the annual meeting will not by itself be sufficient to
vote your shares; you still must complete and submit a ballot at the annual
meeting.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If your
shares are registered in the name of a bank or brokerage firm you will receive
instructions from your holder of record that must be followed in order for the
record holder to vote the shares per your instructions.&#160;&#160;Many banks
and brokerage firms have a process for their beneficial holders to provide
instructions over the phone or via the Internet.&#160;&#160;If you hold shares
through a bank or brokerage firm and wish to be able to vote in person at the
meeting, you must obtain a legal proxy from your broker, bank or other holder of
record and present it to the inspector of elections with your
ballot.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Changing
Your Vote</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Any NBT
shareholder of record giving a proxy may revoke the proxy at any time before the
vote at the annual meeting in one or more of the following ways:</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
              </td>
              <td>
                <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Delivering
      a written notice of revocation to the Secretary of NBT bearing a later
      date than the proxy;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
              </td>
              <td>
                <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Submitting
      a later dated proxy by mail, telephone or via the Internet;
    or</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
              </td>
              <td>
                <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appearing
      in person and submitting a later dated proxy or voting at the annual
      meeting.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Attendance
at the annual meeting will not by itself constitute a revocation of a proxy; to
revoke your proxy, you must complete and submit a ballot at the annual meeting
or submit a later dated proxy.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">You
should send any written notice of revocation or subsequent proxy to NBT Bancorp
Inc., 52 South Broad Street, Norwich, New York 13815, Attention: Corporate
Secretary, or hand deliver the notice of revocation or subsequent proxy to the
Corporate Secretary at or before the taking of the vote at the annual meeting.
You may also revoke your proxy by telephone or via the Internet by giving a new
proxy over the telephone or the Internet prior to 11:59 p.m. on May 5,
2008.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If you
hold shares through a bank or brokerage firm, you must contact that firm to
revoke any prior voting instructions.&#160;&#160;You may also vote in person at
the annual meeting if you obtain a legal proxy as described above.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Solicitation
of Proxies and Costs</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We will
bear our own costs of soliciting of proxies.&#160;&#160;We will reimburse
brokerage houses, fiduciaries, nominees and others for their out-of-pocket
expenses in forwarding proxy materials to owners of shares of our common stock
held in their names.&#160;&#160;In addition to the solicitation of proxies by
use of the mail, we may solicit proxies from our shareholders by directors,
officers and employees acting on our behalf in person or by telephone, facsimile
or other appropriate means of communications.&#160;&#160;We will not pay any
additional compensation, except for reimbursement of reasonable out-of-pocket
expenses, to our directors, officers and employees in connection with the
solicitation. <font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>You
may direct any questions or requests for assistance regarding this proxy
statement to Michael J. Chewens, Senior Executive Vice President of NBT, by
telephone at (607) 337-6520 or by e-mail at <font style="DISPLAY: inline; FONT-STYLE: italic">mjchewens@nbtbci.com</font>.</font></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Annual
Report</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A copy of
the Company&#8217;s 2007 Annual Report accompanies this Proxy
Statement.&#160;&#160;NBT is required to file an annual report on Form 10-K for
its 2007 fiscal year with the Securities and Exchange Commission (the
&#8220;SEC&#8221;).&#160;&#160;Shareholders may obtain, free of charge, a copy of the Form
10-K by writing to: NBT Bancorp Inc., 52 South Broad Street, Norwich, New York
13815, Attention: Corporate Secretary.&#160;&#160;Our annual report on Form 10-K
is available on our website, <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com</font>.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">REGARDLESS
OF THE NUMER OF SHARES YOU OWN, YOUR VOTE IS IMPORTANT TO US. PLEASE COMPLETE,
SIGN, DATE AND PROMPTLY RETURN THE ACCOMPANYING PROXY CARD IN THE ENCLOSED
POSTAGE-PAID ENVELOPE OR VOTE BY TELEPHONE OR VIA THE INTERNET USING THE
TELEPHONE NUMBER OR THE INTERNET ADDRESS ON YOUR PROXY CARD.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROPOSAL
1</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">SIZE
OF THE BOARD OF DIRECTORS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our
Bylaws provide for a Board consisting of a number of directors, not less than
five nor more than twenty-five, as shall be designated by our shareholders as of
each annual meeting.&#160;&#160;Our Board is presently comprised of fourteen
members.<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>Messrs.
Gregory, Horger and Ms. Ingraham, whose terms expire as of the 2008 annual
meeting, have advised the Company that they intend to retire from the Board
effective as of the annual meeting, at which point the Company will have eleven
directors.&#160;&#160;Accordingly, the Board has proposed that the shareholders
vote to fix the number of directors constituting the full Board at eleven
members.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Board of Directors unanimously recommends that shareholders vote &#8220;FOR&#8221; fixing
the size of the Board of Directors at eleven members.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROPOSAL
2</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ELECTION
OF DIRECTORS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At the
annual meeting, two directors will be elected to serve a three year term until
each such director&#8217;s successor is elected and qualified or until the director&#8217;s
earlier death, resignation or removal.&#160;&#160;The Board currently consists
of fourteen members and is divided into three classes.&#160;&#160;The term of
only one class of directors expires in each year, and their successors are
elected for terms of up to three years and until their successors are elected
and qualified.&#160;&#160;Messrs. Santangelo and Chojnowski, whose terms expire
at the 2008 annual meeting, have been nominated to stand for re-election at the
2008 annual meeting for terms expiring in 2011.&#160;&#160;Messrs. Gregory,
Horger and Ms. Ingraham, whose terms expire as of the 2008 annual meeting, have
advised the Company that they intend to retire from the Board effective as of
the annual meeting.&#160;&#160;As of October 22, 2007, Mr. Michael Hutcherson
resigned from the Board of Directors of the Company to commit more time to his
insurance agency.&#160;&#160;The Board greatly appreciates their service and
contributions to the success of the Company and NBT Bank (the
&#8220;Bank&#8221;).</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
persons named in the enclosed proxy intend to vote the shares of our common
stock represented by each proxy properly executed and returned to us <font style="DISPLAY: inline; FONT-WEIGHT: bold">FOR</font> election of the following
nominees as directors, but if the nominees should be unable to serve, they will
vote such proxies for those substitute nominees as our Board shall designate to
replace those nominees who are unable to serve.&#160;&#160;Our Board currently
believes that each nominee will stand for election and will serve if elected as
a director.&#160;&#160;Assuming the presence of a quorum at the annual meeting,
the two director nominees for the class expiring at the 2011 annual meeting will
be elected by a plurality of the votes cast by the shares of common stock
entitled to vote at the annual meeting and present in person or represented by
proxy.&#160;&#160;This means that the two nominees who receive the most votes
will be elected.&#160;&#160;There are no cumulative voting rights in the
election of directors.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div>
        <div>&#160;</div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">BENEFICIAL
OWNERSHIP AND RELATED INFORMATION FOR NOMINEES,</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CONTINUING
DIRECTORS AND NON-DIRECTOR EXECUTIVE OFFICERS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div>
        <hr style="COLOR: black" align="left" noshade size="1" width="100%">
      </div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table contains stock ownership and other information on the nominees
for election for the terms as shown, our directors and our non-director
executive officers:</font></div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr>
            <td align="left" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; TEXT-DECORATION: none">Name</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Age
      at<font style="DISPLAY: inline"> 12/31/07</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Principal
      Occupation During Past Five Years</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">and Other Directorships</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Director<font style="DISPLAY: inline"> Since</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="3" valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Common Shares Beneficially Owned</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">on 12/31/07</font></font></div>
            </td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent
      of Shares</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Outstanding</font></font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td align="left" colspan="5" valign="bottom" width="64%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nominees
      with terms expiring in 2011:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Richard
      Chojnowski</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">65</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Electrical
      contractor&#160;&#160;(sole proprietorship)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2000</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;6,608</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">264,353</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;Pennstar
      Bank since 1994</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">8,004</font></font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">278,965</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Joseph
      A. Santangelo</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">55</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      and CEO &#8211; Arkell Hall Foundation Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2001</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,472</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (f)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,808</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;NBT
      Bank since 1991</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">6,754</font></font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,034</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr bgcolor="#cceeff">
            <td align="left" colspan="5" valign="bottom" width="64%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Continuing
      Directors with terms expiring in 2010:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Daryl
      R. Forsythe</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">64</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chairman
      of NBT since January 2004;</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1992</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">116,101</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (f)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Chairman
      of NBT Bank since January 2004;</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,842</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (a)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Chairman
      and CEO of NBT from January 2004 to</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,115</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (b)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;December
      2005; Chairman, President and CEO of NBT</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,369</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;From
      April 2001 to December 2003; Chairman and</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,000</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;CEO
      of NBT Bank from September 1999 to</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">90,772</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;December
      2003; President and CEO of NBT and</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">221,199</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank from January 1995 to April 2001 and</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;September
      1999, respectively</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Security
      Mutual Life Ins. Co. of NY</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;New
      York Central Mutual Fire Insurance Co.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;New
      York Business Development Corp.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 1988</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">William
      C. Gumble</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">70</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Retired
      attorney-at-law; County Solicitor and</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2000</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">97,602</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;District
      Attorney of Pike County, PA</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">7,971</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">105,573</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Pennstar
      Bank since 1985</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">William
      L. Owens</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">58</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Partner,
      law firm of Stafford, Owens, Curtin &amp;</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1999</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,426</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Trombley,
      PLLC</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">5,161</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,587</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Champlain
      Enterprises, Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Mediquest,
      Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Champlain
      Valley Health Network Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;SUNY
      Plattsburgh College Council</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 1995</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Patricia
      T. Civil</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">58</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Retired
      Managing Partner, PricewaterhouseCoopers LLP</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2003</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,465</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">4,504</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Unity
      Mutual Life Insurance Company</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,969</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Syracuse
      Research Corp.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Anaren,
      Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 2003</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Robert
      A. Wadsworth</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">59</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chairman
      and CEO of Preferred Mutual Insurance Co.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,948</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">526</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Preferred
      Mutual Insurance Company</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">164,041</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;(d)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Preferred
      Services Corp.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">167,515</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Preferred
      of New York Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Excess
      Reinsurance Company</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Guilderland
      Reinsurance Company</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 2005</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
      </table>
    </div>
    <div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;</font>

        <div>
          <hr style="COLOR: black" align="left" noshade size="1" width="100%">
        </div>
      </div>
      <div align="center">
        <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <td width="50%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;<font size="3" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Photos of the
      NBT Bancorp Board of Directors can be found on Page 12.</font></font></td>
              <td width="50%">
                <div style="TEXT-ALIGN: right"><font style="FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">continued
      on next page</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div>&#160;</div>
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">
        <table cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <td align="left" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; TEXT-DECORATION: none">Name</font></font></div>
              </td>
              <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td align="left" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Age
      at<font style="DISPLAY: inline"> 12/31/07</font></font></div>
              </td>
              <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td align="left" valign="bottom" width="39%" style="BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Principal
      Occupation During Past Five Years</font></div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">and Other Directorships</font></font></div>
              </td>
              <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td align="left" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Director<font style="DISPLAY: inline"> Since</font></font></div>
              </td>
              <td align="left" valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td colspan="3" valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Common Shares Beneficially Owned</font></div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">on 12/31/07</font></font></div>
              </td>
              <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent
      of Shares</font></div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Outstanding</font></font></div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            </tr>
        </table>
      </div>
    </div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" colspan="9" valign="bottom" width="82%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Continuing
      Directors with terms expiring in 2009:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">52</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CEO
      of NBT since January 2006;</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2005</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34,424</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;President
      of NBT since January 2004;</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">848</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (a)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;President
      and CEO of NBT Bank since</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,242</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (b)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;January
      2004; President and Chief Operating</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14,544</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Officer
      of NBT Bank from September 1999</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">158,846</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;to
      December 2003</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,000</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;(c)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">755</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;(g)</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Preferred
      Mutual Insurance Company</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">238,659</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Chenango
      Memorial Hospital Board of Trustees</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;United
      Health Services</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Independent
      Bankers Association of New York</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Pennstar
      Bank since 2004</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 2001</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">John
      C. Mitchell</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">57</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      and CEO of I.L. Richer Co. (agri. business)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1994</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,707</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (e) (f)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,497</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Preferred
      Mutual Insurance Company</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">6,752</font></font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;New
      York Agricultural Development Corp</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">35,956</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 1993</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Joseph
      G. Nasser</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accountant,
      Nasser &amp; Co.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2000</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">42,215</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (f)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">415</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (a)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Pennstar
      Bank since 1999</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,449</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">5,162</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">59,241</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      M. Murphy</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">46</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      &amp; Owner, Red Line Towing Inc.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2002</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,982</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,635</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (a)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Pennstar
      Bank since 1999</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38,677</font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">5,904</font></font></div>
            </td>
            <td align="left" valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="top" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">59,198</font></div>
            </td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" colspan="7" valign="bottom" width="72%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Retiring
      Directors:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dr.
      Peter B. Gregory</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">72</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Partner,
      Gatehouse Antiques</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1987</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">95,042</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60,179</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (a)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;NBT
      Bank since 1978</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">7,942</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">163,163</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Janet
      H. Ingraham</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">70</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Professional
      Volunteer</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2002</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17,234</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">528</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)
      (a)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Chase
      Memorial Nursing Home Corp.</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">4,062</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;NBT
      Bank since 1996</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">21,824</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="39%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Paul
      D. Horger</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">70</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Partner,
      law firm of Oliver, Price &amp; Rhodes</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2002</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17,384</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Directorships:</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">6,004</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="39%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Pennstar
      Bank since 1997</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,388</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div>
      <div>
        <hr style="COLOR: black" align="left" noshade size="1" width="100%">
      </div>
      <div>
        <div align="center">
          <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <td width="50%">&#160;</td>
                <td width="50%">
                  <div style="TEXT-ALIGN: right"><font style="FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: times new roman">continued
      on next page</font></div>
                </td>
              </tr>
          </table>
        </div>
        <div>&#160;</div>
        <div><font size="3" style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Photos
of the NBT Bancorp Board of Directors can be found on Page 12.</font></div>
        <div>&#160;</div>
      </div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">6</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right">
          </div>
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr>
            <td align="left" colspan="5" valign="bottom" width="72%">
              <div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Officers of NBT Bancorp Inc. other than Directors who are
      Officers:</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="top" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr>
            <td align="left" valign="bottom" width="16%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Name</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Age</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Present
      Position and Principal Position</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">During Past Five Years</font></font></div>
            </td>
            <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="3" valign="bottom" width="17%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Common Shares Beneficially Owned</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">on 12/31/07</font></font></div>
            </td>
            <td valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Percent
      of Shares</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Outstanding</font></font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">46</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Senior
      Executive Vice President, Chief Financial Officer</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,766</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;of
      NBT and NBT Bank since January 2002; EVP, CFO</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14,800</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)&#160;&#160;(b)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;of
      same 1999-2001; Secretary of NBT and NBT Bank</font></div>
            </td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">52,221</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;since
      December 2000</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">78,787</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">45</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      of Retail Banking of NBT Bank since July 2006;</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,802</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)&#160;&#160;(f)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;President
      and Chief Executive Officer of Pennstar Bank</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14,641</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)&#160;&#160;(b)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Division
      since August 2005; President and Chief</font></div>
            </td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">93,316</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;Operating
      Officer of Pennstar Bank Division from</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">126,759</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;August
      2000 to August 2005; Sales and Administration,</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;September
      1999 &#8211; August 2000</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="47%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="16%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">46</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Vice President, President of Commercial</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,628</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;Banking
      of NBT Bank since December 2006; Capital</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,439</font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)&#160;&#160;(b)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;Region
      President since August 2005; Manager New York</font></div>
            </td>
            <td align="right" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">18,600</font></font></div>
            </td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="7%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;State
      Government Banking at M &amp; T Bank, January</font></div>
            </td>
            <td align="right" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,667</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">*</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;2004
      &#8211; August 2005;&#160;&#160;President of&#160;&#160;the Capital
      District,</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;Commercial
      Banking at M &amp; T Bank, January 2001 &#8211;</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="16%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="47%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;December
      2003</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="7%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
      </table>
    </div>
    <div align="left">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of
December 31, 2007, all directors and executive officers listed above as a group
beneficially owned 1,651,484 or 5.11% of total shares outstanding as of December
31, 2007, including shares owned by spouses, certain relatives and trusts, as to
which beneficial ownership may be disclaimed, and options exercisable within
sixty days of December 31, 2007.&#160;&#160;Based on currently available
Schedules 13D and 13G filed with the SEC, we do not know of any person who is
the beneficial owner of more than 5% of our common stock.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      information under this caption regarding ownership of securities is based
      upon statements by the individual nominees, directors, and officers and
      includes shares held in the names of spouses, certain relatives and trusts
      as to which beneficial ownership may be disclaimed.&#160;&#160;These
      indirectly held shares total 65,447 for the spouses, minor children and
      trusts.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(b)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
      the case of officers and officers who are directors, shares of our stock
      held in NBT Bancorp Inc. 401(k) and Employee Stock Ownership Plan as of
      December 31, 2007 totaling 55,237 are
included.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(c)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Martin
      A. Dietrich is a named beneficiary of his mother&#8217;s estate, which includes
      6,000 shares.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(d)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Preferred
      Mutual Insurance Company, of which Robert A. Wadsworth serves as Chairman
      and CEO, owns 164,041 shares.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(e)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Does
      not include 5,000 shares owned by The Adelbert L. Button Charitable
      Foundation, for which Mr. Mitchell serves as a trustee, but in which all
      investment and disposition discretion over the shares has been granted to
      NBT Bank, N.A., as trustee.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(f)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Includes
      shares pledged as security for an obligation, such as pursuant to a loan
      arrangement or agreement or margin account agreement for the following
      directors: Daryl R. Forsythe 75,000 shares; John C. Mitchell 20,555
      shares; Joseph G. Nasser 2,800 shares; Peter B. Gregory 18,517 shares;
      Joseph A. Santangelo 7,544 shares; and David E. Raven 7,593
      shares.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(g)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Martin
      A. Dietrich is the custodian for a
minor(s).</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Sole
      voting and investment authority.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(2)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shared
      voting and investment authority.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(3)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shares
      under option from the NBT 2001 Non-Employee Director, Divisional Director
      and Subsidiary Director Stock Option Plan, which are exercisable within
      sixty days of December 31, 2007.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(4)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shares
      under option from the NBT 1993 Stock Option Plan, which are exercisable
      within sixty days of December 31,
2007.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(*)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Less
      than 1%.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Board of Directors unanimously recommends that shareholders vote &#8220;FOR&#8221; the
election of all of its director nominees.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">7</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div align="center">&#160;</div>
      <div align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">CORPORATE
GOVERNANCE</font></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
business and affairs of the Company are managed under the direction of the Board
of Directors.&#160;&#160;Members of the Board are kept informed of the Company&#8217;s
business through discussions with the Company&#8217;s executive officers, by reviewing
materials provided to them and by participating in meetings and strategic
planning sessions of the Board and its committees.&#160;&#160;The Board has
adopted corporate governance practices and policies which the Board and senior
management believe promote sound and effective corporate
governance.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Director
Independence</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Based on
a review of the responses of the directors to questions regarding employment and
compensation history, affiliations and family and other relationships and on
individual discussions with directors, the full Board has determined that all
directors, excluding Mr. Forsythe and Mr. Dietrich, meet the standards of
independence set forth by the Nasdaq Stock Market.&#160;&#160;In making this
determination, the Board considered transactions and relationships between each
director or his or her immediate family and the Company and its subsidiaries,
including those reported under &#8220;Compensation Committee Interlocks and Insider
Participation&#8221; and &#8220;Certain Relationships and Related Party Transactions&#8221;
below.&#160;&#160;Mr. Forsythe is not independent because he was an executive
officer of the Company within the past three years.&#160;&#160;Mr. Dietrich is
not independent because he is the President and Chief Executive Officer of the
Company.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
independent members of the Board meet at least twice annually in an executive
session where non-independent directors and management are
excused.&#160;&#160;John Mitchell, who serves as chairman of the Nominating and
Corporate Governance Committee, currently chairs these executive
sessions.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Code
of Ethics</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left" align="justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company has adopted a Code of Business Conduct and Ethics that applies to all
employees, as well as each member of the Company&#8217;s Board of Directors. The Code
of Business Conduct and Ethics is available at the Company&#8217;s website
at&#160;<font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com/bncp/corporategov.html.</font></font></font></div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">&#160;</div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">&#160;</div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 72pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 72pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Board
Policy Regarding Communications with the Board</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
of Directors maintains a process for shareholders to communicate with the Board
of Directors.&#160;&#160;Shareholders wishing to communicate with the Board of
Directors should send any communication to Corporate Secretary, NBT Bancorp
Inc., 52 South Broad Street, Norwich, New York 13815.&#160;&#160;Any such
communication must state the name of and the number of shares beneficially owned
by the shareholder making the communication. The Corporate Secretary will
forward such communication to the full Board of Directors or to any individual
director or directors to whom the communication is directed unless the
communication is unduly hostile, threatening, illegal or similarly
inappropriate.&#160;&#160;At each board meeting, a member of management presents
a summary of all communications received since the last meeting that were not
forwarded and makes those communications available on request.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Director
Attendance at Board Meetings and Annual Meetings</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">During
fiscal 2007, the Board held five meetings.&#160;&#160;Each incumbent director
attended at least 75% of the aggregate of (i) the total number of meetings of
the Board held during the period that the individual served and (ii) the total
number of meetings held by all committees of the Board on which the director
served during the period that the individual served.&#160;&#160;In addition,
directors are expected to attend our Annual Shareholder Meeting.&#160;&#160;All
directors were in attendance at the 2007 Annual Meeting and we expect that all
directors will be present at the 2008 Annual Meeting.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Committees
of the Board of Directors</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Board
has a number of standing committees, including a Nominating and Corporate
Governance Committee, Audit and Risk Management Committee and Compensation and
Benefits Committee.&#160;&#160;The Board has determined that all of the
directors who serve on these committees are independent for purposes of Nasdaq
Rule 4200 and that the members of the Audit and Risk Management Committee are
also &#8220;independent&#8221; for purposes of Section 10A(m)(3) of the Securities Exchange
Act of 1934 (the &#8220;Exchange Act&#8221;).&#160;&#160;A description of each of these
committees follows:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Nominating
and Corporate Governance Committee</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
members of the Nominating and Corporate Governance Committee are John C.
Mitchell (Chair), Richard Chojnowski, Dr. Peter B. Gregory, Paul D. Horger,
Janet H. Ingraham and Robert A. Wadsworth. The Committee is responsible for
determining the qualification of and nominating persons for election to the
Board of Directors, including (if applicable) shareholder nominations that
comply with the notice procedures set forth by SEC rules and the Company&#8217;s
Bylaws.&#160;&#160;The Committee also formulates our corporate governance
guidelines and functions to insure a successful evolution of management at the
senior level. The Board of Directors has adopted a written charter for the
Nominating and Corporate Governance Committee, a copy of which is available on
the NBT Bancorp website at <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com/bncp/corporategov.html</font>.&#160;&#160;This
Committee met three times in 2007.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
of Directors believes that it should be comprised of directors who possess the
highest personal and professional ethics, integrity, and values, and who shall
have demonstrated exceptional ability and judgment and who shall be most
effective in representing the long term interests of the
shareholders.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">When
considering candidates for the Board of Directors, the Nominating and Corporate
Governance Committee takes into account the candidate&#8217;s qualifications,
experience and independence from management.&#160;&#160;In addition, in
accordance with the Company&#8217;s Bylaws:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Every
      director must be a citizen of the United States and have resided in the
      State of New York, or within two hundred miles of the principal office of
      the company, for at least one year immediately preceding the
      election;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each
      director must own $1,000 aggregate book value of the Company&#8217;s common
      stock; and</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">No
      person shall be eligible for election or re-election as a director if they
      shall have attained the age of 70
years.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">When
seeking candidates for director, the Nominating and Corporate Governance
Committee may solicit suggestions from incumbent directors, management or
others.&#160;&#160;The Committee also has the authority to retain any search
firm to assist in the identification of director candidates.&#160;&#160;The
Committee will review the qualifications and experience of each
candidate.&#160;&#160;If the Committee believes a candidate would be a valuable
addition to the Board, it will recommend to the full Board that candidate&#8217;s
election.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company&#8217;s Bylaws also permit shareholders eligible to vote at the annual meeting
to nominate director candidates, but only if such nominations are made pursuant
to timely notice in writing to the President of NBT.&#160;&#160;To be timely,
notice must be delivered to, or mailed to and received at, the principal
executive offices of NBT within 10 days following the day on which public
disclosure of the date of any annual meeting called for the election of
directors is first given.&#160;&#160;The Nominating and Corporate Governance
Committee will consider candidates for director suggested by shareholders
applying the criteria for candidates described above and considering the
additional information required by Article III, Section 3 of the Company&#8217;s
Bylaws, which must be set forth in a shareholder&#8217;s notice of
nomination.&#160;&#160;Article III, Section 3 of the Company&#8217;s Bylaws requires
that the notice include: (a) as to each person whom the shareholder proposes to
nominate for election as a director, (i) the name and address of such person and
(ii) the principal occupation or employment of such person; and (b) as to the
shareholder giving notice (i) the name and address of such shareholder, (ii) the
number of shares of the Company that will be voted for the proposed nominee by
such shareholder (including shares to be voted by proxy) and (iii) the number of
shares of the Company which are beneficially owned by such
shareholder.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Audit
and Risk Management Committee</font><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Audit
and Risk Management Committee represents our Board in fulfilling its statutory
and fiduciary responsibilities for independent audits of NBT&#8217;s consolidated
financial statements, including monitoring accounting and financial reporting
practices and financial information distributed to shareholders and the general
public. The Committee members are identified in the Audit and Risk Management
Committee Report<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>on
page 33.&#160;&#160;Directors on our Audit and Risk Management Committee meet
the expanded independence requirements of audit committee members.&#160;&#160;In
addition, our Board of Directors has determined that Ms. Civil is an &#8220;audit
committee financial expert&#8221; as that term is defined in NASDAQ Marketplace Rule
4350(d)(2)(A) and the rules of the SEC.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">This
Committee met four times in 2007.&#160;&#160;Responsibilities and duties of this
Committee are discussed more fully in the Audit and Risk Management Committee
Report on page 33 and in the Committee&#8217;s charter, which is available on the
Company&#8217;s website at <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com/bncp/corporategov.html</font>.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 4.3pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Compensation
and Benefits Committee</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Directors
William L. Owens (Chair), Patricia T. Civil, William C. Gumble, Michael M.
Murphy, Joseph G. Nasser, and Joseph A. Santangelo constitute the Company&#8217;s
Compensation and Benefits Committee. All of the Committee members are
independent directors, as determined by the Board, and as such term is defined
in the NASDAQ Marketplace Rules as they apply to the Company.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Committee is responsible for the development, oversight and administration of
the Company's compensation program. The Committee works closely with the
Company&#8217;s CEO and Executive Vice President of Human Resources to implement our
compensation program. In addition, the Committee sometimes works in executive
sessions without Company management present.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Committee regularly reviews our compensation practices and policies and
recommends to the Board of Directors the compensation and benefits for the CEO,
directors and executive management team, including the named executive
officers.&#160;&#160;In making compensation recommendations for the named
executive officers to the Board of Directors, the Committee relies substantially
on the recommendations of the CEO and, in the case of the CEO&#8217;s compensation,
upon the recommendation of the Chairman of the Board. The Committee generally
determines the compensation for the named executive officers at its December
meeting preceding the commencement of the fiscal year in which the compensation
will be paid or earned or in January of such fiscal year.</font></div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Committee has engaged Mercer Human Resources Consulting, or &#8220;Mercer&#8221;, a global
human resources consulting firm, to conduct an annual review of its executive
compensation program. Mercer provides the Committee with relevant market data
and alternatives to consider in its executive compensation decision-making. The
Committee reviews information provided by Mercer to determine the appropriate
level and mix of short and long-term incentive compensation and cash and
equity-based compensation.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The CEO&#8217;s
compensation reflects the Committee&#8217;s evaluation of his performance measured
against the following criteria: (i) implementation of the Company&#8217;s short and
long-term strategies; (ii) financial and operating performance; (iii) management
development; (iv) customer service; and (v) leadership in positioning the
Company to meet the significant operational and regulatory challenges of the
evolving financial services industry. The Committee may use its discretion to
deviate from or modify compensation policies and recommendations, but does so
rarely, and typically, only in unusual circumstances.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Committee also administers our pension plan, 401(k)/ESOP, the directors&#8217; and
officers&#8217; stock option plans, as well as the restricted, deferred and
performance share stock plans. In addition, if approved by the shareholders, the
Committee will also administer the 2008 Omnibus Incentive Plan. Pursuant to the
terms of the Company&#8217;s 2006 Non-Executive Restricted Stock Plan, the Committee
may delegate its authority to grant awards under such plan to a member of the
Board and the Committee has granted such authority, within certain defined
limits, to Mr. Dietrich.&#160;&#160;A charter that reflects these
responsibilities and delegative authority, which the Committee and the Board
periodically review and revise, governs the Committee. A copy of the charter
appears on the Company&#8217;s website at <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com/bncp/corporategov.html</font><font style="DISPLAY: inline; FONT-STYLE: italic">.</font>&#160;&#160;The Committee
met four times in 2007.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Policy
on Recovery of Awards</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company does not currently have a policy with respect to the recovery of awards
when the performance measures upon which they are based are restated or
otherwise adjusted in a manner that would reduce the size of an award or
payment.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Director
Compensation</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In 2007,
the Company&#8217;s non-employee directors received fees according to the following
schedule:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 144pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Annual
      Retainer:</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cash
      (Chairman of the Board) - $0</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cash
(Director) - $5,000</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Restricted
Stock (Chairman of the Board) - $50,000</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Restricted
Stock (Director) - $10,000</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Deferred
Stock (Chairman of the Board) - 600 Shares</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Deferred
Stock (Director) - 400 Shares</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 144pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Board
      Meetings:</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Chairman
      of the Board - $1,000 per meeting</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Director
- $900 per meeting</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
            </td>
            <td style="WIDTH: 144pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Telephonic
      Board Meetings:</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Chairman
      of the Board - $1,000 per meeting</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 144pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Director
- $900 per meeting</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 144pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Committee
      Meetings:</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Committee
      Member - $600 per meeting</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Committee
Chairperson - $900 per meeting</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Chairman
of the Board - $1,000 per meeting for which he is a member</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 144pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Common
      Stock Options:</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Chairman
      &#8211; 5,000 shares (i) multiplied by the number of board meetings attended
      during the year and (ii) divided by the number of meetings held during the
      year</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Member &#8211;
1,000 shares (i) multiplied by the number of board meetings attended during the
year and (ii) divided by the number of meetings held during the
year</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 180pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">11</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
restricted stock and the deferred stock awards were issued pursuant to the NBT
Bancorp Inc. Non-Employee Directors Restricted and Deferred Stock
Plan.&#160;&#160;The restricted stock awarded to Directors vests 1/3 annually
beginning on the first anniversary of the grant date and the restricted stock
awarded to the Chairman of the Board vests 1/2 annually beginning on the first
anniversary of the grant date.&#160;&#160;The deferred stock vests fully upon
the award date but issuance of shares is delayed until the respective director
leaves the Board.&#160;&#160;Options were issued pursuant to the NBT Bancorp
Inc. Non-Employee Director, Divisional Director and Subsidiary Director Stock
Option Plan and each grant vests 40% after one year, 20% annually for the
following three years.&#160;&#160;In addition to the fees set forth above,
committee members receive an additional $900 per meeting for meetings held at
the request of management for the purpose of discussing board related
matters.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Mr.
Forsythe serves as the Company&#8217;s Chairman under an agreement that was entered
into in 2003, when he was also serving as the Company&#8217;s President and CEO.
Pursuant to this agreement, commencing January 1, 2006 and continuing as long as
Mr. Forsythe is a member of the Board of Directors, he will serve as Chairman of
the Company.&#160;&#160;&#160;&#160;In addition to the fees set forth above,
pursuant to his agreement, Mr. Forsythe is also entitled to be reimbursed for
dues and assessments (including initiation fees) incurred in relation to his
country club membership. Mr. Forsythe has also agreed that for one year after
the termination of his agreement, he will not directly or indirectly compete
with the Company or the Bank. Under the agreement, during the term of his tenure
with the Company, Mr. Forsythe may not disclose confidential information about
the Company or its subsidiaries to any other person or
entity.</font></div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table provides information about the compensation paid to the
Company&#8217;s non-employee directors in 2007.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Director
Compensation Table</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr>
            <td valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
            </td>
            <td valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Fees
      Earned or</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Paid
      in</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cash</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Awards</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)
      (1) (3)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Option</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Awards</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)
      (2) (4)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Change
      in</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pension</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      and</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nonqualified</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Deferred</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Compensation</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Earnings
      (5)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">All
      Other</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Compensation</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)
      (6)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-TOP: black 0px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="BORDER-TOP: black 0px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(f)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(g)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(h)</font></div>
            </td>
            <td align="left" nowrap valign="bottom" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Daryl
      R. Forsythe</font></div>
            </td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29,000</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,453</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,550</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,886</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">141,889</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Richard
      Chojnowski</font></div>
            </td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,900</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,117</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">61,354</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Patricia
      T. Civil</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,700</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,633</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,598</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">69,269</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dr.
      Peter B. Gregory</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,600</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,225</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">61,162</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">William
      C. Gumble (7)</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23,500</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,018</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">58,855</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Paul
      D. Horger</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,300</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,582</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,342</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">80,561</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      H. Hutcherson</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,100</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,751</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,732</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">49,555</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Janet
      H. Ingraham</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,300</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,082</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,976</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,342</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">68,672</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">John
      C. Mitchell</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,800</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,838</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,342</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">54,952</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      M. Murphy</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,500</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,740</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,342</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">59,554</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Joseph
      G. Nasser</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,800</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,342</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">59,479</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">William
      L. Owens</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,000</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,492</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">63,829</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Joseph
      A. Santangelo</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27,100</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,365</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,598</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60,036</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="28%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="28%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Robert
      A. Wadsworth</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,700</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22,972</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,751</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,750</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,298</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,471</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amounts in column (c) reflect the dollar amount recognized for financial
      statement reporting purposes for the fiscal year ended December 31, 2007,
      disregarding any estimates of forfeitures due to service-based vesting
      conditions. The calculation of these amounts assumes full vesting and is
      calculated by multiplying the shares earned times the fair market value on
      the National Market System of Nasdaq on the respective performance period
      end date of December 31, 2007.&#160;&#160;As of December 31, 2007, each
      director held the following number of unvested restricted shares: Daryl R.
      Forsythe 3,384; Richard Chojnowski 1,284; Patricia T. Civil 1,284; Dr.
      Peter B. Gregory 1,284; William C. Gumble 1,284; Paul D. Horger 1,284;
      Janet H. Ingraham 1,284; John C. Mitchell 1,284; Michael M. Murphy 1,284;
      Joseph G. Nasser 1,284; William L. Owens 1,284; Joseph A. Santangelo
      1,284; and Robert A. Wadsworth 939.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(2)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amounts in column (d) reflect the dollar amount recognized for financial
      statement reporting purposes for the fiscal year
      ended&#160;&#160;&#160;&#160;&#160;December 31, 2007 in accordance with
      the SFAS No. 123R.&#160;&#160;Assumptions used in the calculation of these
      amounts are included in footnote #17 to the Company&#8217;s audited financial
      statements for the fiscal year ended December 31, 2007.&#160;&#160;As of
      December 31, 2007, each director held the following number of
      unvested/vested and unexercised option awards: Daryl R. Forsythe 8,000
      unvested and 92,772 vested; Richard Chojnowski 3,552 unvested and 7,578
      vested; Patricia T. Civil 3,552 unvested and 4,078 vested; Dr. Peter B.
      Gregory 3,539 unvested and 7,529 vested; William C. Gumble 3,534 unvested
      and 7,554 vested; Paul D. Horger 3,552 unvested and 5,578 vested; Janet H.
      Ingraham 5,452 unvested and 3,636 vested; John C. Mitchell 4,042 unvested
      and 6,325 vested; Michael M. Murphy 3,652 unvested and 5,478 vested;
      Joseph G. Nasser 3,432 unvested and 4,736 vested; William L. Owens 3,527
      unvested and 4,760 vested; Joseph A. Santangelo 3,552 unvested and 6,328
      vested; and Robert A. Wadsworth 2,101 unvested and 484
    vested.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(3)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">All
      director restricted stock awards for fiscal year ending December 31, 2007,
      were issued as of May 1, 2007 and the per share fair market value was
      $22.39.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(4)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">All
      director stock option awards for fiscal year ending December 31, 2007,
      with the exception of Ms. Ingraham &amp; Mr. Murphy, were issued as of May
      1, 2007 and the per share fair market value was $4.91.&#160;&#160;Ms.
      Ingraham received awards on the following dates: February 26, 2007, May 1,
      2007, May 2, 2007, July 27, 2007 and October 30, 2007 with per share fair
      market values of $6.30, $4.91, $4.85, $3.35 and $5.83,
      respectively.&#160;&#160;Mr. Murphy received awards on the following
      dates: May 1, 2007 and August 8, 2007 with per share fair market values of
      $4.91 and $3.75, respectively.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(5)</font></div>
            </td>
            <td>
              <div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Figures
      in the change in pension value and nonqualified deferred compensation
      earnings represent earnings for fiscal year ending December 31, 2007 on
      deferred directors&#8217; fees.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(6)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">All
      other compensation includes: cash dividends received on restricted stock
      and deferred stock granted pursuant to the Non-Employee Directors&#8217;
      Restricted and Deferred Stock Plan for all directors totaling $32,091;
      health and/or dental/vision insurance offered through the Company for
      seven Directors, the Company&#8217;s associated premium costs totaled $17,739;
      an annual cash payment of $207 to Dr. Peter B. Gregory in lieu of a life
      insurance premium that was paid from an acquired financial institution;
      $13,086 for annual premiums paid to provide long-term care insurance for
      the benefit of Mr. Forsythe and his spouse; and $2,550 for the dollar
      value of split dollar life insurance premiums paid during the 2007 fiscal
      year on behalf of Mr. Forsythe.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(7)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">During
      2007 Mr. Gumble also received two cash payments of $10,000 and $15,000
      made pursuant to the L.A. Bank, N.A. Executive and the L.A. Bank, N.A.
      Director Defined Benefit Plans, respectively.&#160;&#160;These payments
      are not included in the Director Compensation
  table.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div align="center">&#160;</div>
    </div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">
      <div align="center">
        <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <td width="100%" style="BORDER-BOTTOM: black 2px solid">
                <div style="TEXT-ALIGN: center"><font style="FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NBT
      BANCORP BOARD OF DEIRECTORS</font></div>
              </td>
            </tr>
            <tr>
              <td width="100%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            </tr>
            <tr>
              <td width="100%">
                <div style="TEXT-ALIGN: center"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><img src="board.jpg" alt="board"></font></div>
              </td>
            </tr>
        </table>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">
      <div>&#160;</div>
      <div align="center">&#160;</div>
    </div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">13</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">COMPENSATION
DISCUSSION AND ANALYSIS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">This
section provides a discussion and an analysis of our executive compensation
philosophy, guidelines and programs. The discussion and analysis is presented to
give our shareholders a clear and comprehensive picture of our executive
compensation.&#160;&#160;For a full understanding of the information presented,
you should read and consider the following narrative discussion, together with
the information in the tables below and the narratives and footnotes that
accompany the tables, as well as the Compensation and Benefits Committee Report
included in this Proxy Statement. In this discussion, we refer to the Company&#8217;s
Chief Executive Officer, or CEO, its Chief Financial Officer, or CFO, and the
other individuals included in the Summary Compensation Table on page 21 as the
Company&#8217;s &#8220;named executive officers&#8221;.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Guiding
Principles and Policies</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
primary objectives of the Company&#8217;s executive compensation program
are:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      attract and retain talented senior
executives.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
      motivate senior executives by rewarding them for outstanding corporate and
      individual performance.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following fundamental principles underlie the Company&#8217;s executive compensation
program:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#9679;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Executive
      compensation should be closely aligned with both short-term and long-term
      shareholder interests.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Executive
      compensation should appropriately reflect performance related to the
      achievement of corporate and individual
goals.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Executives
      should be required to build and maintain significant equity investments in
      the Company.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#9679;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Executive
      compensation should be determined by a committee composed entirely of
      independent directors having sufficient resources to do its job, including
      access to independent, qualified
experts.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Setting
Executive Compensation</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Benchmarking
with Peer Companies</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Mercer
provides, and the Compensation and Benefits Committee analyzes and uses,
compensation data from other companies in making compensation decisions. The
comparative data is derived from a peer group comprised of community-based
banking organizations, primarily in the Northeast, with asset size and markets
similar to the Company&#8217;s, and against which the Committee believes that the
Company competes for executive talent. The peer group, which the Committee
periodically reviews, consisted of the following companies for 2007: Chittenden
Corp, Northwest Bancorp, Community Bank System, S&amp;T Bancorp, First
Commonwealth Financial, Sterling Financial, First Niagara Financial Group,
Susquehanna Bancshares, Harleysville National, TrustCo Bank (NY), National Penn
Bancshares, and USB Holding.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Committee generally sets total compensation (base salary, annual incentive and
long-term incentive opportunity) for the named executive officers at median
market levels within this peer group. In some situations, the Committee may vary
from this practice, based upon factors such as market competition, the urgency
of the Company&#8217;s need to fill a position, and a candidate&#8217;s skill, experience,
expertise and performance history. In 2007, targeted total direct compensation
for the named executive officers approximates the median in the
aggregate.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Components
of Executive Compensation</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">During
2007, the Company&#8217;s executive compensation program consisted of base salary,
short-term cash incentives and long-term equity based incentives together with
benefit plans, perquisites and personal benefits, and for certain of the named
executive officers, post-termination pay. In 2007, base salary, cash incentive
pay and long-term equity based compensation comprised 69%, 78%, 81%, and 85% of
the aggregate compensation of Messrs. Dietrich, Chewens, Raven, and Levy,
respectively.&#160;&#160;The Company believes that this compensation mix
accurately reflects the principles and objectives described in this Compensation
Discussion and Analysis.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div align="center">&#160;</div>
      </div>
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The table
below sets forth the components of the Company&#8217;s executive compensation program,
why we pay each component and identifies the tables that provide detailed
information about each component.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><br>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Executive
Compensation Overview</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div align="left">
        <table cellpadding="2" cellspacing="0" width="100%">
            <tr>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Compensation
      Component</font></div>
              </td>
              <td valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Description</font></div>
              </td>
              <td valign="top" width="1%" style="BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Purpose</font></div>
              </td>
              <td valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Detailed
      Information</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Base
      Salary</font></div>
              </td>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pay
      for skill and experience.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Required
      for market competitiveness.</font></div>
              </td>
              <td align="left" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Summary
      Compensation Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" rowspan="2" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Incentive Compensation Program</font></div>
              </td>
              <td align="left" rowspan="2" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Annual
      rewards for achievement of superior performance with respect to critical
      annual business goals.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; PADDING-BOTTOM: 2px">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Market
      competitive practice.</font></div>
              </td>
              <td align="left" rowspan="2" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Summary
      Compensation Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grants
      of Plan-Based Awards Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Focuses
      named executive officers on annual goals that link them to Company
      performance.</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" rowspan="2" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performance
      Share Plan</font></div>
              </td>
              <td align="left" rowspan="2" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Long-term
      compensation linked to Company stock price performance.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; PADDING-BOTTOM: 2px">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Equity
      grants provide a competitive long-term incentive to employees in direct
      alignment with shareholder interests.</font></div>
              </td>
              <td align="left" rowspan="2" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Summary
      Compensation Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grants
      of Plan-Based Awards Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Outstanding
      Equity Awards at Fiscal Year-End Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Exercises and Stock Vested Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">The
      use of performance-accelerated restricted stock not only aligns executives
      with shareholders, but also serves as an effective retention
      device.</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Options</font></div>
              </td>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Long-term
      compensation linked to Company stock price performance.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Link
      award to stock appreciation, limiting compensation to only the increase in
      share value.</font></div>
              </td>
              <td align="left" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Summary
      Compensation Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grants
      of Plan-Based Awards Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Outstanding
      Equity Awards at Fiscal Year-End Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Exercises and Stock Vested Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" rowspan="2" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Retirement
      Benefits</font></div>
              </td>
              <td align="left" rowspan="2" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Named
      executive officers participate in a defined benefit pension plan, a
      401(k)/ESOP tax qualified defined contribution plan, and for some named
      executive officers, Supplemental Executive Retirement Plan, or SERP, which
      is a non- tax qualified retirement plan.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; PADDING-BOTTOM: 2px">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Defined
      benefit pension plan and 401(k)/ESOP are part of the Company&#8217;s broad-based
      employee pay program.</font></div>
              </td>
              <td align="left" rowspan="2" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Summary
      Compensation Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Pension
      Benefits Table</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nonqualified
      Deferred Compensation Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Market
      competitive practice.</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Perquisites
      and Other Personal Benefits</font></div>
              </td>
              <td align="left" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Benefits
      include automobiles, life and disability insurance, relocation expenses
      and other perquisites. Eligibility for each perquisite
    varies.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">These
      benefits are designed to encourage continuity in executive leadership and
      remain market competitive.</font></div>
              </td>
              <td align="left" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Summary
      Compensation Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" rowspan="3" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Termination&#160;&#160;&amp;
      Severance Pay</font></div>
              </td>
              <td align="left" rowspan="3" valign="top" width="24%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Named
      executive officers have employment agreements providing post-termination
      compensation.</font></div>
                <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Named
      executive officers also have Change-in-Control (CIC)
      agreements.</font></div>
              </td>
              <td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; PADDING-BOTTOM: 2px">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Market
      competitive practice.</font></div>
              </td>
              <td align="left" rowspan="3" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Potential
      Payments Upon Termination or Change in Control Table</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="1%" style="PADDING-BOTTOM: 2px">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; PADDING-BOTTOM: 2px">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Employment
      agreements assist in attracting the executives to the positions and
      retaining them.</font></div>
              </td>
            </tr>
            <tr>
              <td align="left" valign="top" width="1%" style="BORDER-BOTTOM: black 2px solid">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#9679;</font></div>
              </td>
              <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">CIC
      arrangements provide continuity of management in the event of an actual or
      threatened change-in-control of the
Company.</font></div>
              </td>
            </tr>
        </table>
      </div>
    </div>
    <div>
      <div>&#160;</div>
      <div align="center">&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">15</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Base
Salary</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Committee reviews executive base salaries annually. Base salary is intended to
recognize the value of the executive&#8217;s position and to be market competitive.
All current named executive officers serve pursuant to employment agreements
that provide for a minimum base salary that may not be reduced without their
consent. In establishing the fiscal 2007 salary for each executive, the
Committee considered:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">the
      officer's responsibilities, qualifications and
  experience;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">the
      officer&#8217;s overall financial and operational achievements, as well as the
      performance of the business or function for which the individual is
      responsible;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">the
      officer's role in leading or helping implement our short-term and
      long-term strategies;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">the
      market for individuals with the relevant skills, experience and expertise
      and the competitiveness of the executive compensation program in
      relationship to relative company peers;
and</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">prevailing
      interest rates and other conditions in the financial
    markets.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For 2007,
the base salaries for the named executive officers, upon recommendation by the
CEO and as determined by the Committee, remained at the 2006 year-end level.
While the Committee considered each of the factors above, it based its executive
salary decision substantially on the interest rate environment that continued in
2007, which was characterized by a yield curve that put sustained pressure on
net interest income and earnings. This decision was a component of the budget
approved by our Board, which sought to offset the reduction in net
interest&#160;&#160;margin by controlling non-interest expense, including
executive compensation.&#160;&#160;The base salary for each of the named
executive officers is reflected in column (c) of the Summary Compensation Table
on page 21.&#160;&#160;Mr. Dietrich&#8217;s base salary in 2007 was $450,000, and will
be $495,000 in 2008.&#160;&#160;&#160;Mr. Chewens&#8217; base salary was $325,000 in
2007 and will be $345,000 in 2008.&#160;&#160;Mr. Raven's base salary was
$305,000 in 2007 and will be $330,000 in 2008. Mr. Levy&#8217;s base salary was
$198,600 in 2007 and will be $208,600 in 2008.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Variable
Compensation</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
addition to base salaries in fixed amounts, the Company provides cash and equity
based incentive compensation. These forms of compensation vary in amount
depending on the factors discussed below and are designed to promote superior
performance and achievement of corporate goals, encourage the growth of
shareholder value, and allow key employees to participate in the long-term
growth and profitability of the Company.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Executive
Incentive Compensation Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Executive Incentive Compensation Plan or EICP, directly ties compensation to
specific company financial goals, as well as individual performance objectives.
The awards under the plan are determined through a combination of achievement of
individual performance goals and the attainment of certain levels of Earnings
Per Share (EPS) goals with respective weighting determined by each executive&#8217;s
position. At the beginning of each year, the Committee decides whether an EICP
should be established, and if it is, approves the group of employees eligible to
participate for that year and the EPS goal levels that will determine year end
payout.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">16</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At the
beginning of 2007, the Committee established an EICP and determined a baseline
earnings threshold, a maximum earnings threshold and interim earnings levels
between baseline and maximum. If the baseline threshold was not achieved, awards
would not be made under the Plan (irrespective of the named executive officer&#8217;s
individual performance). If the Company&#8217;s actual earnings were equal to or
greater than the baseline threshold, the named executive officers would be
eligible for awards to be determined in accordance with the respective level of
earnings.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
addition to corporate earnings goal the Committee may establish individual
performance objectives as a component of the overall payout for each of the
named executive officers. The CEO generally provides input for these performance
objectives for the named executive officers other than himself. Each named
executive officer may have several individual performance objectives that are
tied to both the executive&#8217;s respective corporate responsibilities and the
Company&#8217;s overall strategic plan. Objectives more critical to the business are
given more significant weight than other objectives. Each individual performance
objective is evaluated at year end in terms of accomplishment and the total
result of all objectives plus the respective achieved corporate earnings
percentage are combined and multiplied times base salary to derive the total
payout.</font></div>
      <div style="TEXT-ALIGN: left" align="center">
        <div align="center">&#160;</div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table depicts the corporate component and total individual performance
objectives component weightings for the named executive officers for fiscal year
2007.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="center">
      <table cellpadding="2" cellspacing="0" width="80%">
          <tr>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Level</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Named
      Executive Officer</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Corporate
      Component</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Individual
      Component</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      A</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mr.
      Dietrich</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100%</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      B-1</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mr.
      Chewens</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">66%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">34%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100%</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      B-2</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mr.
      Raven</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100%</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      C</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mr.
      Levy</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50%</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">100%</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table depicts the range of potential payouts to the named executive
officers under the EICP as a percentage of base salary, based upon achievement
of individual performance objectives and attainment of corporate earnings goals
identified in the table above. These percentages are determined based on the
market competitiveness and comparison of the individual named executive
officers&#8217; roles and responsibilities. In 2007 consideration was also given to
the Company&#8217;s flat earnings projection, and potential payouts were significantly
reduced over previous years of projected growth.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="TEXT-ALIGN: center" align="left">
      <table cellpadding="2" cellspacing="0" width="90%" style="TEXT-ALIGN: center">
          <tr style="TEXT-ALIGN: center;">
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EICP
      Payout Level</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exec.
      Level A Potential Payouts</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exec.
      Level B-1&amp;B-2</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Potential
      Payouts</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(%
      Achieved = 100%)</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exec.
      Level C</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;Potential
      Payouts</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(%
      Achieved = 100%)</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      1</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23.5%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15.5%</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      2</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">47%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">31%</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      3</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">60%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">56%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">38%</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      4</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">70%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">66%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">44%</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Level
      5</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">80%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">75%</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">50%</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If the
Company&#8217;s actual earnings are equal to or greater than a predetermined
threshold, the named executive officers are eligible for awards to be determined
in accordance with the following formula: [Assigned Percentage Achieved (based
upon corporate component and, if applicable, achievement of individual
performance objectives)] x [base salary]. The awards determined in accordance
with the formula are increased by a factor of up to 3 times based upon
attainment of actual earnings between the threshold and maximum set by the
Committee. For example, if the Company achieved an EPS Level 3 and the named
executive officer was at an Executive Level B-1, the maximum payout would be 56%
of base salary.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Irrespective
of individual performance, no awards for fiscal 2007 were made to the named
executive officers under the EICP in January 2008 because the Company did not
achieve the established baseline earnings in 2007 as provided by the
EICP.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Performance
Share Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Performance Share Plan is a long-term, equity-based incentive plan that links
executive compensation to the Company&#8217;s profitability and increased share value.
The Committee establishes guidelines for awards under this restricted stock
plan, which must be based on the attainment by the participant of specific
performance goals established at a time when the outcome of the performance
goals is substantially uncertain.&#160;&#160;In setting the guidelines, the
Committee considers a number of factors, including an individual&#8217;s
organizational position, historical performance, prior awards, current
performance and potential future contribution to the Company.&#160;&#160;The
Committee determines the performance period over which the achievement of
applicable performance goals will be measured, the executives who will
participate during the period, the amount of performance shares that may be
awarded, and the vesting period for each grant.&#160;&#160;The guidelines
established by the Committee applicable to the named executive officers in 2007
were based on increased diluted earning per share (EPS) over the one year period
ending December 31, 2007.&#160;&#160;The EPS measure was chosen because it best
reflects the value NBT provides to the shareholders.&#160;&#160;The Committee
believes that these objectives are challenging and require significant
individual achievement to be met.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Stock
Option Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company&#8217;s 1993 Stock Option Plan, administered by the Compensation and Benefits
Committee, provides for awards of non-tax qualified options to key management
employees, including the named executive officers.&#160;&#160;The Committee
believes stock options are inherently performance-based, and therefore support
the objective of providing performance-based compensation while providing an
opportunity for the Company&#8217;s named executive officers to acquire or increase a
proprietary interest in the Company.&#160;&#160;&#160;The Committee does not
consider the number of options outstanding and held by the named executive
officers in determining current year option awards. Options are awarded with an
exercise price equal to the fair market value on the Nasdaq Stock Market on the
date of the grant.&#160;&#160;Options granted by the Committee under the Stock
Option Plan vest at a rate of 40% after one year, and in equal increments over
the next three years. Options are forfeited if the holder does not exercise them
within ten years of the grant date. The Committee&#8217;s established practice is to
grant options annually at the Committee&#8217;s regularly scheduled January
meeting.</font></div>
    <div>&#160;</div>
    <div align="center">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Omnibus
Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
of Directors approved the 2008 Omnibus Incentive Plan on January 28, 2008,
subject to approval from our shareholders at the Annual Meeting.&#160;&#160;If
approved, the Omnibus Incentive Plan will be used to grant equity and
performance-based awards to applicable employees, including our named executive
officers, similar to those previously granted under the Stock Option Plan and
Performance Share Plan, and will also replace the Company&#8217;s Non-Employee
Directors Restricted and Deferred Stock Plan, Non-Employee Director, Divisional
Director and Subsidiary Director Stock Option Plan and 2006 Non-Executive
Restricted Stock Plan.&#160;&#160;All outstanding awards under the existing
plans will remain outstanding; however, no further awards will be granted
pursuant to such plans if the Omnibus Incentive Plan is approved by shareholders
at the Annual Meeting.<font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>The proposed Omnibus
Incentive Plan, if approved, would not have a substantive effect on the elements
of compensation that comprise each named executive officer&#8217;s total compensation
package. Under the Omnibus Incentive Plan, the Company will continue to provide
each named executive officer with annual and long-term incentives in the form of
cash and share-based awards with terms similar to those discussed in this
Compensation Discussion and Analysis. For more information regarding the Omnibus
Incentive Plan, including awards&#160;to the named executive officers which the
Committee has recommended for consideration by the full Board of Directors if
the Omnibus Incentive Plan is approved by shareholders, see <font style="DISPLAY: inline; FONT-STYLE: italic">&#8220;Proposal 4 &#8212; Approval of the NBT
Bancorp Inc. 2008 Omnibus Incentive Plan.&#8221;</font></font></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Equity-Based
Incentive Compensation</font><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As shown
in the table below, Messrs. Dietrich, Chewens, Raven and Levy received the
following awards under the Stock Option Plan and the Performance Share Plan. In
granting these awards, the Committee considered peer group and market data, as
well as individual performance contributing to the Company&#8217;s success. No
Performance Share Awards were made to the named executive officers under the
Performance Share Plan in January 2008 as a result of the Company not attaining
the specified performance goals set by the Committee.</font></div>
    <div align="center">&#160;</div>
    <div align="center">
      <table cellpadding="2" cellspacing="0" width="60%">
          <tr>
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Named
      Executive Officer</font></div>
            </td>
            <td valign="top" width="34%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Awards</font></div>
            </td>
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performance
      Share Awards</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dietrich</font></div>
            </td>
            <td valign="top" width="34%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,000</font></div>
            </td>
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chewens</font></div>
            </td>
            <td valign="top" width="34%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,000</font></div>
            </td>
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Raven</font></div>
            </td>
            <td valign="top" width="34%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,000</font></div>
            </td>
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Levy</font></div>
            </td>
            <td valign="top" width="34%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;9,000</font></div>
            </td>
            <td valign="top" width="33%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div><br></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Retirement
Plans</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Defined
Benefit Pension Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our named
executive officers participate in the NBT Bancorp Inc. Defined Benefit Pension
Plan, which is a noncontributory, tax-qualified defined benefit pension
plan.&#160;&#160;The plan is available to all Company employees who have
attained age 21 and have completed one year of service, as defined in the plan.
The plan provides for 100% vesting after three years of qualified service. The
plan has a cash balance feature, in which all of the named executive officers
participate. The footnotes to the Pension Benefits Table on page 25, including
the narrative discussion that follows such table, contain a detailed description
of the defined benefit/cash balance pension plan, including a description of the
eligibility, crediting, vesting, mortality and other terms and assumptions used
for the calculation of plan benefits.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Supplemental
Retirement Benefits</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Messrs.
Dietrich, Chewens and Raven each participate in a supplementary executive
retirement plan, or SERP, which provide the executive with supplemental
retirement benefits. The SERPs are embodied in agreements between the Company
and the executives, and are principally designed to restore benefits that would
have been paid to the executive officer if certain federal tax limitations were
not in effect, as well as to attract and retain qualified and experienced
executive officers. The narrative that follows the Non Qualified Deferred
Compensation Table on page 26 contains a detailed description of the
SERPs.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">401(k)
&amp; Employee Stock Ownership Plan (ESOP)</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
401(k) &amp; ESOP is a tax-qualified defined contribution retirement savings
plan available to all Company employees who have attained age 21 and are either
scheduled to complete one year of service or have completed one year of service,
as defined by the plan. Plan participants may contribute up to the limit
prescribed by the Internal Revenue Service on a before-tax basis. The Company
matches 100% of the first 3% of pay contributed to the plan. Additionally, the
Company can make discretionary contributions to the plan based on its financial
performance. A discretionary contribution may also be made in the form an
employer non-elective amount to the ESOP based on the performance of the Company
up to 3% of base pay.&#160;&#160;In 2007, the discretionary contribution for the
401(k) and the ESOP were both at 0.5% of base pay.&#160;&#160;All Company
contributions to this retirement plan are made in the form of Company stock, and
vest at the rate of 20% per year with full vesting following five years of
benefit service. The named executive officers participate in this plan. Column
(h) in the Summary Compensation Table on page 21 includes the dollar value of
the stock contributed by the Company under the 401(k) &amp; ESOP plan to each of
the named executive officers.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div>
        <div>&#160;</div>
        <div align="center">
          <div align="center">&#160;</div>
        </div>
      </div>
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">19</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Perquisites
and Other Personal Benefits</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company provides named executive officers with perquisites and other personal
benefits that the Company and the Committee believe are reasonable and
consistent with its overall compensation program to better enable the Company to
attract and retain superior employees for key positions.&#160;&#160;During 2007,
these benefits included the use of Company owned cars, policies of disability,
life, and club memberships. Each of the named executive officers have term life
insurance policies equal to two times their base salary, up to a maximum of
$500,000, with a benefit payable by the insurance company to a beneficiary
selected by the named executive officer upon his death.&#160; The Company pays
the premiums on each policy.&#160; Each of the named executive officers (except
for Mr. Levy) also has the use of a company-owned automobile.&#160; Any personal
mileage incurred by the executive is taxed as additional compensation in
accordance with IRS regulations. The Committee periodically reviews the levels
of perquisites and other personal benefits provided to named executive officers.
The dollar amount of these benefits is reflected in column (h) in the Summary
Compensation Table on page 21.&#160;&#160;The aggregate amounts of perquisites
and other personal benefits paid to each of the named executive were determined
to be less than the established reporting thresholds for detailed
disclosure.</font></div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Stock
Ownership Guidelines</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
directly align their interests with shareholders&#8217; interests, in 2005, the
Committee established stock ownership guidelines for the Board of Directors and
the Executive Management Team including our named executive officers. The
Committee considered individual financial means in setting each executive&#8217;s
required minimum number of shares.&#160;&#160;The executives must comply with
the guidelines within five years. Failure to meet the guidelines could, at the
Committee&#8217;s discretion, affect future stock option awards.&#160;&#160;As of
December 31, 2007, all named executive officers were in compliance with
established guidelines.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Accounting
for Stock-Based Compensation</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Beginning
on January 1, 2006 the Company began accounting for stock-based payments,
including those made in its Stock Option Plan and Performance Share Plan, in
accordance with the requirements of the Statement of Financial Accounting
Standards (&#8220;SFAS&#8221;) No. 123 (revised 2004), &#8220;Share-Based Payment&#8221;, (&#8220;SFAS No.
123R&#8221;).</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Tax
Matters</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Section
162(m) of the Internal Revenue Code generally disallows a tax deduction to a
company for compensation in excess of one million dollars paid to a company's
CEO and each of the next four most highly compensated executive officers for the
taxable year unless the compensation is qualifying performance based
compensation that meets certain specified criteria under section 162(m) of the
Internal Revenue Code.&#160;&#160;These specified criteria include, among other
requirements, shareholder approval of the applicable plan or arrangement,
shareholder approval of performance criteria, and the setting of limits on
awards and compensation. While the Committee recognizes the importance of tax
deductibility, it believes that it is critical to balance tax deductibility with
ensuring that the Company's programs are designed appropriately to recognize and
reward executive performance. Thus, the Committee reviews tax consequences as
well as other relevant considerations when making compensation decisions within
the context of the overall operation of the Company's compensation program and
considers what actions should be taken, if any, to operate the compensation
program in a tax-effective manner.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Section
409A of the Internal Revenue Code was signed into law on October 22, 2004,
changing the tax rules applicable to nonqualified deferred compensation plans
and arrangements. Section 409A applies to most forms of deferred compensation,
including but not limited to, nonqualified deferred compensation plans of
arrangements, certain stock based awards, and severance
arrangements.&#160;&#160;Under Section 409A, any severance payments made to a
named executive officer on termination from employment pursuant to an employment
or change in control agreement that do not comply with Section 409A, any
deferrals under a nonqualified deferred compensation plan, that does not comply
with Section 409A, or any stock option award granted with an exercise price of
less than fair market value on the date of grant will be subject to a 20% excise
tax payable by the named executive.&#160;&#160;The Company believes it is
operating in good faith compliance with the statutory provisions in
effect.&#160;&#160;The Nonqualified Deferred Compensation Table on page 26
provides detailed information about the Company&#8217;s nonqualified deferred
compensation arrangements.</font></div>
    <div>&#160;</div>
    <div align="center">&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">20</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">EXECUTIVE
COMPENSATION</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The table
below summarizes the total compensation paid to or earned by each of the named
executive officers for the fiscal year ended December 31, 2007. The compensation
received by the named executive officers was a combination of cash and equity
compensation and long-term and short-term compensation. The Compensation and
Benefits Committee concluded that this mix reflects the compensation principles
discussed in the Compensation Discussion and Analysis, as applied to each
officer&#8217;s responsibilities and performance. Collectively, 2007 compensation for
the named executive officers consisted of 54% cash payments and 24% equity
awards, and 56% and 44% in short-term and long-term compensation respectively.
Mr. Dietrich&#8217;s compensation was comprised of 42% cash payments and 27% equity
awards, and 43% and 57% in short-term and long-term compensation
respectively.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Summary
Compensation Table</font></div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name
      and Principal Position</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Year</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Salary
      ($)</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Awards ($) (1)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Awards ($) (2)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Non-Equity
      Incentive Plan Compensation Earnings ($) (4)</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Change
      in Pension Value and Nonqualified Deferred Compensation Earnings ($)
      (5)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">All
      Other Compensation ($) (9)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total
      ($)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(e)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(f)</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(g)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(h)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(i)</font></div>
            </td>
          </tr>
          <tr>
            <td colspan="9" valign="top" width="92%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$450,000</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$271,370
      (3)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$306,144
      (6)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$35,188</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,062,702</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      &amp; Chief Executive</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$450,000</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$142,560</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$155,193</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$247,500</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$239,963
      (6)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$27,241</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,262,457</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Officer
      of NBT and NBT Bank</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td colspan="9" valign="bottom" width="92%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$325,000</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$140,042</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$117,598
      (7)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25,530</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$608,170</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Senior
      Executive Vice President,</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$325,000</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$99,792</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$113,808</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$167,375</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$98,897(7)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$20,431</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$825,303</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chief
      Financial Officer and</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" nowrap valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Secretary
      of NBT and NBT Bank</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td colspan="9" valign="top" width="92%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$305,000</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$133,040</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$84,179
      (8)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$28,377</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$550,596</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      of Retail Banking of</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$290,000</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$99,792</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$103,462</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$157,075</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$90,619
      (8)</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$24,792</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$765,740</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NBT
      Bank, President and Chief</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Officer Pennstar</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Bank
      Division</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td colspan="9" valign="top" width="92%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$198,600</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$63,019</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0.00</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$9,645</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$39,702</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$310,966</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      of Commercial</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$176,816</font></div>
            </td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$14,256</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25,866</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$65,101</font></div>
            </td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$2,828</font></div>
            </td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$24,821</font></div>
            </td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$309,688</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Banking
      and Capital Region</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      of NBT Bank</font></div>
            </td>
            <td valign="bottom" width="6%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="7%" style="BORDER-RIGHT: black 2px double; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="12%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td colspan="9" valign="top" width="92%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amounts in column (d) reflect the dollar amount recognized for financial
      statement reporting purposes for the fiscal year ended December 31, 2007,
      disregarding any estimates of forfeitures due to service-based vesting
      conditions. The calculation of these amounts assumes full vesting and is
      calculated by multiplying the shares earned times the fair market value on
      the National Market System of Nasdaq on the respective performance period
      end date of December 31, 2007.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(2)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amounts in column (e) reflect the dollar amount recognized for financial
      statement reporting purposes for the fiscal year
      ended&#160;&#160;&#160;&#160;&#160;December 31, 2007 in accordance with
      the SFAS No. 123R.&#160;&#160;Assumptions used in the calculation of these
      amounts are included in footnote #17 to the Company&#8217;s audited financial
      statements for the fiscal year ended December 31,
  2007.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18.75pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(3)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">This
      amount includes $75,311 relating to a reload option granted upon cash
      exercise of an initial option grant that was awarded to Mr. Dietrich on
      January 27, 1998 and $196,059 relates to an initial option grant that was
      awarded to Mr. Dietrich on January 1, 2007.&#160;&#160;Both awards were
      issued pursuant to the NBT Bancorp Inc. 1993 Stock Option
      Plan.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18.75pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(4)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amounts in column (f) reflect cash awards to the named executives under
      the EICP in 2006.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18.75pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(5)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amounts in column (g) reflect solely the actuarial increase in the present
      value of the named executive officer&#8217;s benefits under all pension plans
      established by the Company determined using interest rate and mortality
      rate assumptions consistent with those used in the Company&#8217;s financial
      statements and includes amounts which the named executive officer may not
      currently be entitled to receive because such amounts are not
      vested.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <div>&#160;</div>
      <div style="TEXT-ALIGN: left" align="center"><br>&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">21</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18.75pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(6)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
      column (g), for Mr. Dietrich, the increase in 2007 consists of an increase
      of $451,786 in the value of Mr. Dietrich&#8217;s benefit from the Pension Plan
      pursuant to an amendment effective December 31, 2007, reduced by a
      decrease of $145,642 in the value of his benefit from his Supplemental
      Retirement Agreement, which provides for such reduction to the extent of
      any Pension Plan benefit increases. The increase in 2006 consists of an
      increase of $38,252 in the value of Mr. Dietrich&#8217;s benefit from the
      Pension Plan and an increase of $201,711in the value of his benefit from
      his Supplemental Retirement
Agreement.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(7)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
      column (g), for Mr. Chewens, the increase in 2007 consists of an increase
      of&#160;&#160;$233,215 in&#160;&#160;the value of&#160;&#160;Mr. Chewens&#8217;
      benefit from&#160;&#160;the Pension Plan pursuant to an amendment
      effective December 31, 2007, reduced by a decrease of&#160;&#160;$115,617
      in the value of his benefit from his Supplemental Retirement Agreement,
      which provides for such reduction to the extent&#160;&#160;of any Pension
      Plan benefit increases. The increase in 2006 consists of an increase of
      $34,743 in the value of Mr. Chewens&#8217; benefit from the Pension Plan and an
      increase of $64,154 in the value of&#160;&#160;his benefit from his
      Supplemental Retirement Agreement.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(8)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
      column (g), for Mr. Raven, the increase in 2007 consists of an increase
      of&#160;&#160;$186,322 in&#160;&#160;the value
      of&#160;&#160;Mr.&#160;&#160;Raven&#8217;s benefit from&#160;&#160;the Pension
      Plan pursuant to an amendment effective December 31, 2007, reduced by a
      decrease of&#160;&#160;$102,143 in the value of his benefit from his
      Supplemental Retirement Agreement, which provides for such reduction to
      the extent&#160;&#160;of any Pension Plan benefit increases. The increase
      in 2006 consists of an increase of $34,678 in the value of Mr. Raven&#8217;s
      benefit from the Pension Plan and&#160;&#160;an&#160;&#160;increase of
      $55,941 in the value of his benefit from his Supplemental Retirement
      Agreement.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(9)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amount shown in column (h) reflects the following items as applicable for
      each named executive officer:</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="center">
      <table cellpadding="2" cellspacing="0" width="80%">
          <tr>
            <td align="left" valign="top" width="47%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Compensation</font></div>
            </td>
            <td align="left" valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Year</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dietrich</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chewens</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Raven</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Levy</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" rowspan="2" valign="middle" width="47%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; TEXT-INDENT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      of&#160;&#160;Matching and discretionary contributions to the 401(K) &amp;
      ESOP (See page 19 under the heading &#8220;Retirement Plans&#8221;)</font></div>
            </td>
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$9,000</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$9,000</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$9,000</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$9,000</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$8,800</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$8,800</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$8,800</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$8,672</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" rowspan="2" valign="middle" width="47%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      of life and disability insurance premiums paid by the
      Company&#160;&#160;(See page19 under the heading "Perquisites and Other
      Personal Benefits")</font></div>
            </td>
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$4,614</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$4,181</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$2,098</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$5,360</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$4,614</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$3,784</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,718</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$5,348</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" rowspan="2" valign="middle" width="47%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      of dividends or other earnings paid on stock or option awards not included
      within the FAS 123R pursuant to the Performance Share Plan and Stock
      Option Plan (See page 18 under the headings of &#8220;Performance Share Plan&#8221;
      and &#8220;Stock Option Plan&#8221;)</font></div>
            </td>
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$12,640</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$8,848</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$8,848</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,304</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$7,980</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$5,586</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$5,586</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$836</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" rowspan="2" valign="middle" width="47%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      of&#160;&#160;Perquisites and Other Personal Benefits</font></div>
            </td>
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2007</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$24,038(a)</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="middle" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2006</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 72pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amount shown for Mr. Levy for Perquisites and Other Personal Benefits
      consists of an auto allowance of $7,800, club memberships of $11,461, and
      a sales award of $4,777.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">22</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Grants of
Plan-Based Awards</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table provides information about payments to the named executive
officers under the Company&#8217;s cash and equity incentive plans.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 18pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td rowspan="2" valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td rowspan="2" valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grant
      Date</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td colspan="3" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Estimated
      Possible Payouts Under Non-Equity Incentive Plan Awards
(1)</font></div>
            </td>
            <td colspan="3" valign="top" width="27%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Estimated
      Future Payouts Under Equity Incentive Plan Awards&#160;(2)</font></div>
            </td>
            <td rowspan="2" valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">All
      Other Option Awards: Number of Securities Underlying Options</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)</font></div>
            </td>
            <td rowspan="2" valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exercise
      or Base Price of Option Awards ($/Sh)</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(4)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td rowspan="2" valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grant
      Date Fair Market Value</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Threshold</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Target</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Maximum</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Thresh-old</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Target</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Maxi-mum</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(e)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(f)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(g)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(h)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(i)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(j)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(k)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$112,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$112,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$360,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$129,600</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.762</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$196,059</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12/27/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,641(5)</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$24.5692</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$75,311</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$76,375</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$76,375</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$243,750</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,600</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$90,720</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.762</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$140,042</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$71,675</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$71,675</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$228,750</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,600</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$90,720</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.762</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$133,040</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$30,783</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$30,783</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$99,300</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,500</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,400</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">&#160;</td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">&#160;</td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$38,880</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2007</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,000</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.762</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$63,019</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Estimated
      Possible Payouts Under Non-Equity Incentive Plan Awards are a product of a
      percentage of base salary in accordance with the 2007 Executive Incentive
      Compensation Plan, a detailed description of which appears on page
      16.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(2)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Estimated
      Future Payouts Under Equity Incentive Plan Awards represent performance
      based awards issued in accordance with the NBT Bancorp Inc. Performance
      Share Plan, a description of which can be found in the Compensation
      Discussion and Analysis narrative.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(3)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2007
      Stock Option awards were issued pursuant to the NBT Bancorp Inc. 1993
      Stock Option Plan, a description of which can be found in the Compensation
      Discussion and Analysis narrative.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(4)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      exercise price of stock option awards was fair market value on the date of
      grant, as calculated by the Plan Administrator as provided in the NBT
      Bancorp Inc. 1993 Stock Option
Plan.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(5)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Option
      award relates to a reload option granted upon the cash exercise of an
      initial option grant that was awarded to Mr. Dietrich on January 27, 1998
      and was issued pursuant to the NBT Bancorp Inc. 1993 Stock Option
      Plan.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>&#160;</div>
    <div><br>&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">23</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Outstanding
Equity Awards at Fiscal Year-End</font></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table provides information about outstanding equity awards under the
Company&#8217;s Stock Option Plan and Performance Share Plan.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    </div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="top" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td colspan="4" valign="top" width="52%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Awards</font></div>
            </td>
            <td colspan="2" valign="top" width="26%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock Awards</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">of
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Securities
      Underlying</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unexercised
      Options</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Exercisable</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Securities Underlying Unexercised Options</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Unexercisable</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Exercise Price</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Expiration Date</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Shares or Units of Stock That Have Not Vested</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Market
      Value of Shares or Units of Stock That Have Not Vested</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)(1)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(e)</font></div>
            </td>
            <td valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(f)</font></div>
            </td>
            <td valign="top" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(g)</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,641</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$24.5692
      (3)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12/27/2017</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.7620
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2017</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.3520
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2016</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,470</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$24.4458
      (3)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8/1/2015</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,455</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,968</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$23.2708
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/20/2015</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,840</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.2050
      (3)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2/11/2014</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17,049</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,262</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.1715
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2014</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$17.5380
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2013</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">36,200</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$14.3492
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/28/2012</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,346</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$16.2270
      (3)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8/3/2011</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15,540</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$20.5952
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/26/2009</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$365,120</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.7620
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2017</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,800</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,200</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.3520
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2016</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10,505</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,002</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$23.2708
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/20/2015</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13,612</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,403</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.1715
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2014</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,200</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$255,584</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.7620
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2017</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.3520
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2016</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,543</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$23.1133
      (3)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/26/2015</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,774</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,515</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$23.2708
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/20/2015</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,665</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,166</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.1715
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2014</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,450</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$17.5380
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2013</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17,400</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$16.0625
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/22/2011</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,315</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$19.4886
      (3)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7/7/2009</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,145</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$20.5952
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/26/2009</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,200</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$255,584</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$25.7620
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2017</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$22.3520
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1/1/2016</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,000</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$23.2930
      (2)</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10/1/2015</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="22%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,650</font></div>
            </td>
            <td valign="bottom" width="13%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$37,653</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      market values of these shares are based on the closing market price of the
      Company&#8217;s common stock on the NASDAQ Stock Market of $22.82 on December
      31, 2007.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(2)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Option
      was issued pursuant to the NBT Bancorp Inc. 1993 Stock Option Plan and
      each grant vests 40% after one year, 20% annually for the following three
      years.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(3)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Reload
      option granted upon cash exercise of initial option grant, issued pursuant
      to the NBT Bancorp Inc. 1993 Stock Option Plan. Each reload grant vests
      100% two years after the date of its
grant.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <div>&#160;</div>
      <div style="TEXT-ALIGN: left" align="center">&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">24</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">Option Exercises and Stock
Vested</font></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table provides information about options exercised under the Stock
Option Plan and shares vested under the Performance Share
Plan.</font></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td colspan="2" valign="top" width="40%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Awards</font></div>
            </td>
            <td colspan="2" valign="top" width="40%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock Awards</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Shares</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Acquired</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">on
      Exercise</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      Realized</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">on
      Exercise</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)
      (1)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Shares</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Acquired</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">on
      Vesting</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      Realized</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">on
      Vesting (2)</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(e)</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,641</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$80,978</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,855</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$193,270</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">0</font></div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>NOTES:</font></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      "Value Realized on Exercise" is equal to the difference between the option
      exercise price and the fair market value on the National Market System of
      Nasdaq on the date of exercise.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(2)</font></div>
            </td>
            <td>
              <div style="TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      "Value Realized on Vesting" is equal to the per share market value of the
      underlying shares on the vesting date multiplied by the number of shares
      acquired on vesting.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Pension
Benefits Table</font><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table includes information about the named executive officers&#8217;
benefits under the Company&#8217;s defined benefit pension plan and the individual
SERP&#8217;s.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: -3.4pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Plan
      Name</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Years Credited Service</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(#)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0.3pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Present</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0.3pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      of Accumulated Benefit (1)</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0.3pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0.3pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Payments
      During Last Fiscal Year</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0.3pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(e)</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NBT
      Bancorp Inc. Defined Benefit Plan</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22.2500</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,089,980</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dietrich
      SERP</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7.0000</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$&#160;&#160;&#160;458,224</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NBT
      Bancorp Inc. Defined Benefit Plan</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.0000</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$639,237</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Chewens
      SERP</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7.0000</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NBT
      Bancorp Inc. Defined Benefit Plan</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.0000</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$330,609</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Raven
      SERP</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.0000</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;0</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td align="left" valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">NBT
      Bancorp Inc. Defined Benefit Plan</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.0000</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$&#160;&#160;12,473</font></div>
            </td>
            <td valign="top" width="20%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font>&#160;

      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 54pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      above amounts were computed using the following significant
      assumptions:</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 54pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Mortality &#8211;
The RP-2000 Mortality Table for males and females</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 54pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Discount Rate
&#8211; 6.30%</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 54pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Salary
Increases &#8211; 3.00% for Defined Benefit Plan Benefits, 3.75% for SERP
benefits</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 54pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Interest Rate
Credit for determining projected cash balance account &#8211; 4.75%</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 54pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Interest rate
to annuitize cash balance account &#8211; 6.00%</font></div>
    <div style="TEXT-ALIGN: justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 90pt; TEXT-INDENT: -36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Mortality to
annuitize cash balance account - This table is currently a 50/50 blend of the
sex distinct combined annuitant/non-annuitant mortality tables prescribed by the
Internal Revenue Service for determine the &#8220;Funding Target Liability&#8221; for
2008.</font></div>
    </div>
    <div style="MARGIN-LEFT: 54pt; TEXT-ALIGN: justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Assumed
Retirement Age &#8211; Retirement rates for ages 55-66 for Defined Benefit Plan
Benefits, age 60 for Dietrich SERP, age 62 for Chewens SERP and Raven
SERP</font></div>
    </div>
    <div style="MARGIN-LEFT: 54pt; TEXT-ALIGN: justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: -36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;Credited
service under the Defined Benefit Plan is based on date of participation, not
date of hire; the first year of service is excluded. Credited service under the
SERP is earned from the effective date of the agreement.</font></div>
    </div>
    <div><br>&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">25</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our
executives participate in the NBT Bancorp Inc. Defined Benefit Pension Plan (the
&#8220;Pension Plan&#8221;).&#160;&#160;This plan is a noncontributory, tax-qualified
defined benefit pension plan.&#160;&#160;Eligible employees are those who have
attained age 21 and have completed one year of service in which the employee
worked at least 1,000 hours.&#160;&#160;The plan provides for 100% vesting after
five years of qualified service.&#160;&#160;Benefits payable as an annuity at
age 65 are reduced 3% per year for early retirement. Early retirement
eligibility is age 55 with 3 years of service. None of the named executives are
eligible for early retirement as of December 31, 2007. All but Levy are 100%
vested as of December 31, 2007. All are vested as of January 1, 2008. Prior to
the amendment and restatement of the plan effective January 1, 2000, the plan
had received a determination from the Internal Revenue Service that the plan was
qualified under Section 401(a) of the Internal Revenue Code.&#160;&#160;The
plan, as amended and restated effective January 1, 2000, received favorable
determination effective October 11, 2007.&#160;&#160;The plan was converted to a
defined benefit plan with a cash balance feature, effective January 1,
2000.&#160;&#160;Prior to that date, the plan was a traditional defined benefit
pension plan.&#160;&#160;Each active participant in the Pension Plan as of
January 1, 2000 was given a one-time irrevocable election to continue
participating in the traditional defined benefit plan design or to begin
participating in the new cash balance plan design.&#160;&#160;All employees who
became participants after January 1, 2000 automatically participated in the cash
balance plan design.&#160;&#160;Each of our named executive officers chose to
participate in the cash balance plan design.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Under the
cash balance plan design, hypothetical account balances are established for each
participant and pension benefits are generally stated as the lump sum amount in
that hypothetical account.&#160;&#160;Notwithstanding the preceding sentence,
since a cash balance plan is a defined benefit plan, the annual retirement
benefit payable at normal retirement (age 65) is an annuity, which is the
actuarial equivalent of the participant&#8217;s account balance under the cash balance
plan.&#160;&#160;However, participants may elect, with the consent of their
spouses if they are married, to have the benefits distributed as a lump sum
rather than an annuity.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Benefits
under the plan for 2007 are computed using a cash balance methodology for people
who converted (as described hereafter) that provides for pay-based credits to
the participants&#8217; hypothetical accounts equal to 5% to 38.5% (depending on age
and other factors) on the first $225,000 of annual eligible
compensation.&#160;&#160;Eligible compensation under the plan is defined as
fixed basic annual salary or wages, commissions, overtime, cash bonuses, and any
amount contributed by the Company at the direction of the participant pursuant
to a salary reduction agreement and excludible from the participant&#8217;s gross
income under the Internal Revenue Code, but excluding any other form of
remuneration, regardless of the manner calculated or paid, such as amounts
realized from the exercise of stock options, severance pay or our cost for any
public or private benefit plan, including the Pension Plan.&#160;&#160;In
addition to the pay-based service credits, monthly interest credits are made to
the participant's account balance based on the average annual yield on 30-year
U.S. Treasury securities for the November of the prior year.&#160;&#160;For
2007, the pay-based credits for Messrs. Dietrich, Chewens, Raven, and Levy were
22%, 19%, 19%, and 5%, respectively.&#160;&#160;NBT&#8217;s contributions to the
Pension Plan in 2007 for Messrs. Dietrich, Chewens, Raven and Levy were $49,500,
$42,750, $42,750, and $11,250, respectively.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Nonqualified
Deferred Compensation</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 34.8pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table includes information about the activity in, and balances of, the
named executive officers&#8217; SERP&#8217;s.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Contributions in Last FY</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Registrant
      Contributions in Last FY</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Aggregate
      Earnings in Last FY</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Aggregate
      Withdrawals /</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Distributions</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Aggregate
      Balance</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">at
      Last</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">FYE</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
              <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
            </td>
          </tr>
          <tr>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(d)</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(e)</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(f)</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($145,225)<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">1</font></font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($417)</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$458,224</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($117,750)<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">
      1</font></font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$2,133</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($104,055)<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">
      1</font></font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$1,913</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
            <td valign="top" width="15%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$0</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
          <table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
              <tr valign="top">
                <td align="right" style="WIDTH: 9pt">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">1</font></font></div>
                </td>
                <td align="left">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      reduction in Registrant Contributions reflects an amendment in the Pension
      Plan, effective December 31, 2007, which increased the benefits in that
      Plan for Messrs. Dietrich, Chewens and Raven.&#160;&#160;Since the Pension
      Plan benefit is used as an offset to the benefit in the Supplemental
      Retirement Agreement for Messrs. Dietrich, Chewens, and Raven, the
      amendment caused a decrease in the Supplemental Retirement Agreement
      Benefit.</font></div>
                </td>
              </tr>
          </table>
        </div>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">
        <div>&#160;</div>
        <div align="center">&#160;</div>
      </div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">26</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Section
415 of the Internal Revenue Code places certain limitations on pension benefits
that may be paid from the trusts of tax-qualified plans, such as the
plan.&#160;&#160;Because of these limitations and in order to provide certain
executives with adequate retirement income, we have entered into supplemental
retirement agreements which provide retirement benefits to the named executives
in the manner discussed below.&#160;&#160;It should be noted that where
applicable, the amounts payable under the Supplemental Retirement Agreements, as
discussed in the following section, are offset by payments made under the
Pension Plan, the annuitized employer portion of our 401(k)/ESOP and Social
Security.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT has
entered into agreements with Messrs. Dietrich, Chewens and Raven to provide the
executive with supplemental retirement benefits, of which Mr. Dietrich&#8217;s was
revised most recently on January 20, 2006 (the &#8220;SERP&#8221;).&#160;&#160;The SERP
provides each executive with an annual supplemental benefit at normal
retirement, including (a) the annual benefit payable to the executive under our
pension plan, (b) the annual benefit that could be provided by contributions by
us and NBT Bank (other than the executive&#8217;s elective deferrals) to our
401(k)/ESOP and the earnings on those amounts if these contributions and
earnings were converted to a benefit payable under the agreement using the
actuarial assumptions provided under the agreement, (c) his social security
benefit and (d) the SERP, which will be equal to the greater of (1) a percentage
(60% for Mr. Dietrich and 50% for Messrs. Chewens and Raven) of the executive's
final average compensation (i.e., average annual base salary, commissions,
bonuses and elective deferrals without regard to any Internal Revenue Code
limitations on compensation applicable to tax qualified plans) or (2) the sum of
the annual amount of the executive&#8217;s benefit under our pension plan, calculated
without giving effect to limitations and restrictions imposed by the Internal
Revenue Code plus the annual benefit that could be provided by contributions by
us and NBT Bank (other than the executive&#8217;s elective deferrals) to our
401(k)/ESOP and the earnings on those amounts, calculated by disregarding the
limitations and restrictions imposed by the Internal Revenue Code and using the
actuarial assumptions set out in our pension plan, with the exception of a
different salary scale assumption.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Reduced
amounts will be payable under the SERP in the event the executive takes early
retirement.&#160;&#160;If the executive dies leaving a surviving spouse, his
spouse will be entitled to an annual benefit for life equal to the annual
survivor annuity benefit under our pension plan, calculated without giving
effect to limitations and restrictions imposed by the Internal Revenue Code,
reduced by the surviving spouse benefit actually payable under such plan, plus a
lump sum amount equal to contributions by us and NBT Bank (other than the
executive's elective deferrals) to our 401(k)/ESOP, calculated by disregarding
the limitations and restrictions imposed by the Internal Revenue Code, reduced
by the amounts actually contributed to our 401(k)/ESOP, plus the earnings on
such net amount.&#160;&#160;If the executive dies after attaining a certain age
(age 58 for Mr. Dietrich and age 60 for Messrs. Chewens and Raven) and after he
has retired, but before payment of benefits has commenced, the surviving spouse
will receive an annual benefit equal to the excess, if any, of (1) the monthly
amount the surviving spouse is entitled to under our pension plan, calculated
without giving effect to limitations and restrictions imposed by the Internal
Revenue Code, over (2) the monthly amount actually payable to the surviving
spouse under our pension plan plus the monthly amount that is the actuarial
equivalent of any supplemental retirement benefit payable to the surviving
spouse.&#160;&#160;Except in the case of early retirement or death, payment of
benefits will commence upon the first day of the month after the executive
attains a certain age (age 60 for Mr. Dietrich and age 62 for Messrs. Chewens
and Raven).&#160;&#160;Assuming Mr. Dietrich is currently 60 years old and
retiring, Messrs. Chewens and Raven are currently 62 years old and retiring,
satisfaction of applicable SERP conditions, and that each executive&#8217;s 2007
compensation were his final average compensation as defined by the SERP, the
estimated aggregate annual retirement benefit under the SERP, our cash balance
pension plan, the annuitized employer portion of our 401(k)/ESOP and social
security to be paid to Messrs. Dietrich, Chewens and Raven would be $418,500,
$435,165 and $393,748, respectively.&#160;&#160;The social security portion of
these amounts is assumed to commence at the Normal Social Security Retirement
Age for each executive.&#160;&#160;The SERP for Messrs. Dietrich, Chewens and
Raven will at all times be unfunded except that, in the event of a change in
control, NBT will be required to transfer to a grantor trust an amount
sufficient to cover all potential liabilities under the SERP.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">27</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div>
      <div><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table and related footnotes describe and quantify the amount of post
termination payments that would be payable to each of the named executive
officers of the Company in the event of termination of such executive&#8217;s
employment as of December 31, 2007, under various employment related scenarios
pursuant to the Employment Agreements and Change in Control Agreements entered
into with each of the named executive officers.&#160;&#160;Due to the number of
factors that affect the nature and amount of any benefits provided upon the
events discussed below, any actual amounts paid or distributed may be
different.&#160;&#160;Factors that could affect these amounts include the timing
during the year of any such event, the company&#8217;s stock price and the executive&#8217;s
age.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><br>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Potential
Payments Upon Termination or Change in Control Table</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Name</font></div>
            </td>
            <td valign="middle" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Benefit</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Retirement</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Death</font><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">1</font></font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Disability</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">By
      NBT w/o Cause</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">By
      NBT with Cause</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">By
      Exec. w/o Good Reason</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">By
      Exec. with Good Reason</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
            <td valign="middle" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Change
      in Control<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">2</font></font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">($)</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued
      Unpaid Salary &amp; Vacation</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">3</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Severance<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">4</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,350,000<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">5</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,350,000</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,282,374<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">6</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SERP<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">7</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,494,181<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">8</font></font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Options<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">9</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,188</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,188</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11,188</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">10</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">365,120</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">365,120</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">365,120</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">365,120</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">365,120</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Health
      &amp; Welfare</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">344,640<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">16</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">55,307<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">11</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Sub-Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">402,962</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">747,602</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,741,774</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,741,774</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4,234,824</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Tax
      Gross-up, if applicable</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,950,425<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">12</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">402,962</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">747,602</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,741,774</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26,654</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,741,774</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,185,249</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued
      Unpaid Salary &amp; Vacation</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">13</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Severance<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">4</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">650,000<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">14</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">650,000</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,076,742<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">15</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SERP<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">7</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">335,105<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">8</font></font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Options<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">9</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,384</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,384</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,384</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">10</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Health
      &amp; Welfare</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">523,526<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">16</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">53,966<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">11</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Sub-Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">280,843</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">804,369</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">922,459</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">922,459</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,746,656</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Tax
      Gross-up, if applicable</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,200,501<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">17</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">280,843</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">804,369</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">922,459</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16,875</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">922,459</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,947,157</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued
      Unpaid Salary &amp; Vacation</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">18</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Severance<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">4</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">610,000<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">19</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">610,000</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,725,168<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">20</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SERP<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">7</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">291,360<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">8</font></font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Options<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">9</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,669</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,669</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7,669</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">10</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">255,584</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Health
      &amp; Welfare</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">439,733<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">16</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">48,158<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">11</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Sub-Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">282,022</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">721,755</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">884,353</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">884,353</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,346,708</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Tax
      Gross-up, if applicable</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,032,359<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">21</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">282,022</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">721,755</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">884,353</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18,769</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">884,353</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3,379,067</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Accrued
      Unpaid Salary &amp; Vacation</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">22</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,402<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">23</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Severance<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">4</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">198,600</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">198,600</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">261,170<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">24</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SERP</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Stock
      Options<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">9</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,404</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,404</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,404</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">10</font></font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37,653</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37,653</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37,653</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37,653</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">37,653</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Health
      &amp; Welfare</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">57,253<font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">11</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Subtotal</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,278</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,278</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">248,474</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,402</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">248,474</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">369,701</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="left" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Tax
      Gross-up, if applicable</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">-</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;n/a</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td align="right" valign="top" width="10%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,278</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">51,278</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">248,474</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8,402</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12,221</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">248,474</font></div>
            </td>
            <td align="right" valign="top" width="9%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">369,701</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div>&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">28</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">1.</font>&#160;&#160;The
Company pays the premiums on up to $500,000 face amount life insurance policies
insuring the life of the named executives (with beneficiaries designated by the
named executives). The values shown in the table do not reflect the death
benefit payable to the named executive's beneficiaries by the Company's
insurer.&#160; The premiums associated with the life insurance policies for the
year 2006 and paid by the Company on behalf of the named executive officers is
included in the Summary Compensation Table under the column "All Other
Compensation", and detailed in footnote 8 to that table.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">2.</font> Change
in Control benefit will only be payable in the following scenarios: (1)
executive is terminated w/o Cause within 24 months following a Change in
Control; (2) executive terminates employment for Good Reason within 24 months
following a change in control; and (3) executive terminates employment w/o Good
Reason within 12 months following a change in control.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">3.</font> Mr.
Dietrich&#8217;s accrued unpaid salary as of 12/31/2007 was $20,942, plus accrued
unused vacation of $5,712.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">4.</font>
Severance, under a Change in Control situation is computed for the Executive at
the following formula: 2.99 multiplied by the greater of: (A) executive&#8217;s base
salary for termination year, plus maximum targeted bonus for termination year or
largest bonus paid over last 3 years, plus other taxable income/benefits
including non-qualified stock option exercises or (B) the average total taxable
compensation paid and reported for 3 years prior to the change in
control.&#160;&#160;No mitigation is required and gross-up will be paid to cover
any excise taxes imposed on the executive pursuant to Code Section
4999.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">5.</font> As of
12/31/2007, Mr. Dietrich is entitled to 3 years of salary continuation, at
$450,000 per year.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">6.</font> Mr.
Dietrich is entitled to a higher severance benefit under severance formula
option (B) (as referenced in footnote #4 above), which is $2,282,374 (compared
with $2,002,301 under option (A)); based on 2005-2007 averages of $416,667 for
salary, $190,000 for bonus, $137,306 for the income on unexercised stock
options, $6,546 for auto, $8,203 for dividends, and $4,614 for life insurance
coverage.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">7.</font> The
SERP is divided into 3 parts: (1) a Retirement Income component which provides a
benefit equal to the benefit that would have been provided to the participant
under the Defined Benefit Plan disregarding provisions required to comply with
Internal Revenue Code Sections 401(a)(17) and 415 less the benefit provided by
the Defined Benefit Plan; (2) a Deferral Account component which provides a
benefit equal to the discretionary and matching contributions provided for under
the Basic 401(k)/ESOP, disregarding provisions required to comply with Internal
Revenue Code Sections 401(a)(17), 401(k)(3), 401(m), and 415, adjusted for
income, gains and losses based on deemed investments less the actual benefit
under the 401(k)/ESOP Plan and (3) a supplemental benefit payable as an annuity
at the executive&#8217;s normal retirement age equal to a percentage of the average of
the highest five consecutive years of earnings, less the benefit provided under
the Defined Benefit Plan, less the benefit provided under the Basic 401(k)/ESOP
(as an annuity), less the Retirement Income Component (as an annuity), less the
Deferral Account (as an annuity).&#160;&#160;This benefit is further reduced at
Social Security Normal Retirement Age by the executive&#8217;s Social Security
Benefit.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">8.</font> Under
their Change-in-Control Agreements, Messrs Dietrich, Chewens and Raven are
entitled to receive 3 additional years of benefit accrual under the terms of
their SERP agreement (or a shorter period, if dictated by the terms of their
SERP agreement, or by law), based on compensation equal to their annualized
severance compensation, following a change-in-control of the
Company.&#160;&#160;In addition, pursuant to their Change-in-Control Agreements,
the supplemental benefit feature under their SERP, which would normally not
become vested until at least age 58 (Dietrich) or 60 (Chewens/Raven) will become
immediately and fully vested following a change-in-control of the
Company.&#160;&#160;This supplemental benefit is assumed to be paid as an
annuity beginning at age 60 (Dietrich) or 62 (Chewens/Raven).</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">9.</font>
Nonqualified Stock Options issued under the 1993 Stock Option Plan.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">10.</font> Shares
of NBT Common Stock awarded under the Performance Share Plan.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">11.</font> Under
their Change-in-Control Agreements Messrs Dietrich, Chewens, Raven, and Levy are
entitled to continuation of all non-cash employee benefit plans, programs or
arrangements, for 3 years following their termination following a
change-in-control of the Company, unless a longer or shorter period is dictated
by the terms of the plan or by law.&#160;&#160;The figure in this row represents
the present value of continued medical insurance coverage for 36 months, all at
the cost of the Company (generally, 18 months maximum under COBRA, plus the
balance of 18 months of medical coverage under a conversion policy -- using
assumptions mandated by GAAP; 18 months dental and vision coverage under the
Company&#8217;s self-insured plans; plus continued premium payment on portable life
insurance policies and a disability income policy for Mr. Chewens).</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">&#160;</div>
    <div>
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">29</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div><br></div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">12.&#160;&#160;</font>Under
his Change-in-Control Agreement, Mr. Dietrich is entitled to a tax gross-up
payment equal to the excise tax that would be applicable on &#8220;excess parachute
payments&#8221; due to the change in control (which includes an amount equal to the
gross-up payment) plus federal and state income taxes on the gross-up
payment.&#160;&#160;This gross-up payment is determined by first adding together
the present value of the additional SERP benefit due to change in control
($1,494,181, which is equal to $1,494,181 - $0 as shown in the table), the
present value of the additional Health &amp; Welfare benefits ($55,307), the
value of the accelerated Stock Options ($11,188), the value of the accelerated
Restricted Stock ($365,120), and the severance compensation
($2,282,374).&#160;&#160;This total of $4,208,170 is then reduced by the base
amount of $629,140 (the average of actual compensation paid to Mr. Dietrich
during the 2002 &#8211; 2006 fiscal years).&#160;&#160;The resulting amount of
$3,579,030 is then grossed-up by $1,950,425 to reimburse Mr. Dietrich for the
20% excise tax that will be required for the excess parachute payments, pursuant
to IRS regulations, and federal and state income taxes on the gross-up payment
at the assumed aggregate rate of 43.3%. It is assumed, for this purpose, that
independent tax counsel will have opined as to the amount of the excess
parachute payments; no opinion of counsel was in fact obtained for purposes of
this disclosure.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">13.</font> Mr.
Chewens&#8217; accrued unpaid salary as of 12/31/2007 was $13,750, plus accrued unused
vacation of $3,125.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">14.</font> As of
12/31/2007, Mr. Chewens is entitled to 2 years of salary continuation, at
$325,000.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">15.</font> Mr.
Chewens is entitled to a higher benefit using severance formula option (B) (as
referenced in footnote #4 above), which is $2,076,742 (compared with $1,827,413
under option A); based on 2005-2007 averages of: $307,200 for salary, $131,949
for bonus, $243,068 for the income on unexercised stock options, $2,677 for
auto, $2,128 for universal life, $5,743 for dividends on restricted stock and
options and $1,798 for supplemental disability coverage.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">16.</font>
Represents the actuarial net present value as of December 31, 2007, of the
payments Messrs. Dietrich, Chewens, and Raven are entitled to under their
Executive LTD plans as well as Mr. Chewens&#8217; benefits under his supplemental
disability policy.&#160;&#160;In addition to utilizing the RP2000 Mortality
Table for Disabled Males, the following assumptions were used to calculate the
present value: (i) payments would be made until age 65; (ii) discount rate of
6.30%; and (iii) annual cost of living adjustment of 0% (3% for Mr. Chewens&#8217;
supplemental disability policy).</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">17.</font> Under
his Change-in-Control Agreement, Mr. Chewens is entitled to a tax gross-up
payment equal to the excise tax that would be applicable on &#8220;excess parachute
payments&#8221; due to the change in control (which includes an amount equal to the
gross-up payment) plus federal and state income taxes on the gross-up
payment.&#160;&#160;This gross-up payment is determined by first adding together
the present value of the additional SERP benefit due to change in control
($335,105, which is equal to $335,105 - $0 as shown in the table), the present
value of the Health &amp; Welfare benefits ($53,966), the value of the
accelerated Stock Options ($8,384), the value of the accelerated Restricted
Stock ($255,584), and the severance compensation ($2,076,742).&#160;&#160;This
total of $2,729,781 is then reduced by the base amount of $526,862 (the average
of actual compensation paid to Mr. Chewens during the 2002 &#8211; 2006 fiscal
years).&#160;&#160;The resulting amount of $2,202,919 is then grossed-up by
$1,200,501 to reimburse Mr. Chewens for the 20% excise tax that will be required
for the excess parachute payments, pursuant to IRS regulations, and federal and
state income taxes on the gross-up payment at the assumed aggregate rate of
43.3%. It is assumed, for this purpose, that independent tax counsel will have
opined as to the amount of the excess parachute payments; no opinion of counsel
was in fact obtained for purposes of this disclosure.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify">
      <div>&#160;</div>
      <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">18.</font> Mr.
Raven&#8217;s accrued unpaid salary as of 12/31/2007 was $12,904, plus accrued unused
vacation of $5,865.</font></div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">19.</font> As of
12/31/2007, Mr. Raven is entitled to 2 years of salary continuation, at
$305,000.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">20.</font> Mr.
Raven has a higher benefit using severance formula option (B) (as referenced in
footnote #4 above) which is $1,725,168 (compared with $1,167,942 under option
A), based on 2005-2007 averages of: $290,000 for salary, $127,583 for bonus,
$148,364 for the income on unexercised stock options , $3,458 for auto, $5,742
for dividends on restricted shares and options and $1,832 for universal
life.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">21.</font> Under
his Change-in-Control Agreement, Mr. Raven is entitled to a tax gross-up payment
equal to the excise tax that would be applicable on &#8220;excess parachute payments&#8221;
due to the change in control (which includes an amount equal to the gross-up
payment) plus federal and state income taxes on the gross-up
payment.&#160;&#160;This gross-up payment is determined by first adding together
the present value of the additional SERP benefit due to change in control
($291,360, which is equal to $291,360 - $0 as shown in the table), the present
value of the Health &amp; Welfare benefits ($48,158), the value of the
accelerated Stock Options ($7,669), the value of the accelerated Restricted
Stock ($255,584) and the severance compensation ($1,725,168).&#160;&#160;This
total of $2,327,939 is then reduced by the base amount of $433,561 (the average
of actual compensation paid to Mr. Raven during the 2002 &#8211; 2006 fiscal
years).&#160;&#160;The resulting amount of $1,894,378 is then grossed-up by
$1,032,359 to reimburse Mr. Raven for the 20% excise tax that will be required
for the excess parachute payments, pursuant to IRS regulations, and federal and
state income taxes on the gross-up payment at the assumed aggregate rate of
43.3%. It is assumed, for this purpose, that independent tax counsel will have
opined as to the amount of the excess parachute payments; no opinion of counsel
was in fact obtained for purposes of this disclosure.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">22.</font> Mr.
Levy&#8217;s accrued unpaid salary as of 12/31/2007 was $8,402, plus accrued unused
vacation of $3,819.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">23.</font> Under
Mr. Levy&#8217;s Employment Agreement, with a termination for Cause he is only
entitled to accrued, but unpaid base salary, and no payment of accrued but
unused vacation.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-SIZE: 70%; VERTICAL-ALIGN: super">24.</font> Mr.
Levy has a higher benefit using severance formula option (B) (as referenced in
footnote #4 above, except substituting 1.00 for 2.99) which is $261,170
(compared with $248,624 under option A), based on 2005-2007 averages of:
$190,733 for salary, $45,295 for bonus, $16,667 for sign on bonus, $1,592 for
TIP Award, $2,600 for auto, $713 for dividends on restricted shares and options
and $3,570 for universal life.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">30</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In
addition to the payments outlined above, pursuant to the Employment Agreements
entered into with Messrs. Dietrich, Chewens and Raven, if any of Messrs.
Dietrich, Chewens or Raven are terminated &#8220;without cause&#8221; (as defined in each
such respective parties&#8217; Employment Agreement) or if any such executive
terminates his employment for &#8220;good reason&#8221; (as defined in each such respective
parties&#8217; Employment Agreement) and if, within 18 months following the
termination date, the executive should sell his principal residence, then the
executive shall be reimbursed for (i) any shortfall between the net proceeds on
the sale of his principal residence and the purchase price plus improvements,
including reasonable transaction costs incurred in connection with such purchase
and sale, and (ii) an amount necessary to pay all federal, state and local
income taxes resulting from any reimbursement.&#160;&#160;The foregoing benefit
shall also be made available to each of Messrs. Dietrich, Chewens and Raven
pursuant to their respective Change in Control Agreements if (a) within 24
months from the date of occurrence of any event constituting a change in control
of the Company such executive&#8217;s employment with the Company is terminated (i) by
the Company for &#8220;disability&#8221; (as defined therein), (ii) by the Company without
&#8220;cause&#8221; (as defined therein), or (iii) by the executive with &#8220;good reason&#8221; (as
defined therein), or (b) within 12 months from the date of occurrence of any
event constituting a change in control of the Company the executive terminates
his employment either with or without good reason.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Agreements
with Executive Officers</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 72pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Employment
Agreements</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We
currently have employment agreements with Messrs. Dietrich, Chewens, Raven and
Levy. These agreements will terminate upon the earlier to occur of the
executive&#8217;s death, disability, discharge, resignation, or a date specified in
the agreements. This date is currently January 1, 2010 for Mr. Dietrich, and
January 1, 2009 for Messrs. Chewens, Raven and Levy.&#160;&#160;The agreements
for Messrs. Dietrich, Chewens and Raven also provide for automatic one-year
extensions occurring annually on each January 1 and Mr. Levy&#8217;s agreement
provides for an automatic one-year extension occurring annually on each December
31. Each of these agreements were prepared</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">and/or
reviewed by Counsel to the Company.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Upon
termination of his respective agreement, Messrs. Dietrich, Chewens, Raven and
Levy are each entitled to receive accrued and unpaid salary, accrued rights
under our employee plans and arrangements, unpaid expense reimbursements, and
the cash equivalent of accrued annual vacation and sick leave.&#160;&#160;If the
executive&#8217;s employment is terminated by us other than for &#8220;cause&#8221; (as defined in
the agreements), or by the executive for &#8220;good reason&#8221; (as defined in the
agreements) the executive will continue to receive his base salary in a manner
consistent with our normal payroll practices for a certain
period.&#160;&#160;For Mr. Dietrich, these payments would be made until the
latest of January 1, 2010 or three years after termination of
employment.&#160;&#160;For Messrs. Chewens and Raven, the payments would
continue until the later of the date on which the current employment term
expires or two years after termination of employment, and for Mr. Levy, the
payments would continue for a period of 1 year following the termination date.
Messrs. Dietrich, Chewens and Raven will also receive a relocation payment if
the executive relocates within 18 months after termination of employment from
the Norwich, Binghamton or Scranton area, respectively.&#160;&#160;Each
executive has also agreed that for one year after the termination of his
agreement, he will not directly or indirectly compete with the Company or the
Bank. Under the agreements, during the term of their employment, the executives
may not disclose confidential information about the Company or its subsidiaries
to any other person or entity. If any of the executives are terminated due to a
change of control covered by his change in control agreement (discussed later),
his severance payments will be determined under that agreement.</font></div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Change
in Control Agreements</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">We
currently have change in control agreements with each of Messrs. Dietrich,
Chewens, Raven, and Levy.&#160;&#160;The agreements provide in general that, if
within 24 months from the date of a change in control of the Company or the
Bank, as defined in the agreements, their employment is terminated without cause
or by the executive with good reason, or if within 12 months of such change in
control, the executive resigns, irrespective of the existence of good reason,
then: Mr. Levy will be entitled to receive 1.00 times the greater of; and
Messrs. Dietrich, Chewens and Raven, will be entitled to receive 2.99 times the
greater of (x) the sum of his annualized salary for the calendar year in which
the change in control occurs, the maximum target bonus that could have been paid
to him for such year if all applicable targets and objectives had been achieved,
or if no formal bonus program is in effect, the largest bonus amount paid to him
during any of the three preceding calendar years, his income from the exercise
of nonqualified stock options during such year and other annualized amounts that
constitute taxable income for such year, without consideration for salary
reduction amounts that are excludible from taxable income, or (y) his average
annual compensation includible in his gross income for federal income tax
purposes for the three years immediately preceding the year in which the change
in control occurs, including base salary, bonus and ordinary income recognized
with respect to stock options and other annualized amounts that constitute
taxable income for such year, without reduction for salary reduction amounts
that are excludible from taxable income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">31</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each
executive (except for Mr. Levy) will also receive a gross-up payment to
compensate for the imposition of any excise taxes under section 4999 of the
Internal Revenue Code.&#160;&#160;In the case of Mr. Levy, if making the payment
to Mr. Levy would trigger the federal excise tax imposed on excess parachute
payments, the amounts payable to Mr. Levy will be reduced as necessary to avoid
the excise tax. In addition, each executive's benefit under any SERP shall be
fully vested and his benefit thereunder will be determined as if his employment
had continued for three additional years (or such lesser period after which the
maximum benefit is attained), at an annual compensation equal to the amount
determined for purposes of calculating his severance amount.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Generally,
these agreements provide that a change in control of the Company shall be deemed
to have occurred if: (i) a person acquires beneficial ownership of 30% or more
of the combined voting power of the Company&#8217;s voting securities; (ii) during any
period of two consecutive years, individuals who at the beginning of such period
constitute the board of directors cease for any reason to con&#173;stitute at
least a majority thereof, unless the election, or the nomination for election by
the Company's shareholders, of each new director was approved by a vote of at
least two-thirds of the directors then still in office who were directors at the
beginning of the period; or (iii) there shall be consummated (x) any
consoli&#173;dation or merger of the Company in which the Compa&#173;ny is not the
continuing or surviving corporation or pursuant to which voting securities would
be converted into cash, securities, or other property, other than a merger of
the Company in which the holders of voting securities immediately prior to the
merger have the same propor&#173;tionate ownership of common stock of the
surviving corporation immedi&#173;ately after the merger, or (y) any sale, lease,
exchange, or other transfer (in one transaction or a series of related
transac&#173;tions) of all, or sub&#173;stantially all of the assets of the
Company, pro&#173;vided that any such consolidation, merger, sale, lease,
exchange or other transfer consummated at the insistence of an appropriate
banking regulatory agency shall not constitute a change in control of the
Company; or (iv) the shareholders of the Company approve the
Company&#8217;s&#160;&#160;liquidation or dissolution.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Compensation
Committee Interlocks and Insider Participation</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
members of the Compensation and Benefits Committee are: William L. Owens
(Chair), Patricia T. Civil, William C. Gumble, Michael M. Murphy, Joseph G.
Nasser, and Joseph A. Santangelo.&#160;&#160;There are no interlocking
relationships involving Committee members or named executive officers of the
Company, that require disclosure in this Proxy Statement under the Exchange Act
or the rules promulgated by the SEC thereunder.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Bank
has made loans to members of the Compensation and Benefits Committee. All such
loans were made in the ordinary course of business, on substantially the same
terms, including interest rates and collateral where applicable, as those
prevailing at the time for comparable transactions with borrowers who are not
related to the Bank, and did not involve more than normal risk of collectibility
or present other unfavorable features.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Certain
Relationships and Related Party Transactions</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For a
description of loans made to NBT's directors, executive officers and related
persons and entities, see "Compensation Committee Interlocks and Insider
Participation."</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The law
firm of Stafford, Owens, Curtin &amp; Trombley, PLLC, of which Director William
L. Owens is a partner, provided legal services to us in 2007 and the amount paid
to this entity was less than the established reporting
thresholds.&#160;&#160;Former Director Michael H. Hutcherson is the president of
The Colonial Agency, LLC, an insurance agency.&#160;&#160;During fiscal 2007,
the Colonial Agency provided insurance brokerage services for NBT Bancorp Inc.
for which the related commissions and fees received by Colonial were less than
the established reporting thresholds.</font></div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">32</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Policies
and Procedures Regarding Transactions with Related Persons</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Audit
and Risk Management Committee Policy Statement and Charter provides written
procedures for the review, approval or ratification of certain transactions
required to be reported under applicable rules of the Securities and Exchange
Commission. Pursuant to the charter, the Audit and Risk Management Committee is
responsible for reviewing potential conflict of interest situations and
approving, on an ongoing basis, all related party transactions required to be
disclosed pursuant to Item 404 of Regulation S-K.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Compensation
and Benefits Committee Report</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Compensation and Benefits Committee has reviewed and discussed with the
Company&#8217;s management the Compensation Discussion and Analysis contained in this
Proxy Statement. Based upon this review and discussion, the Committee
recommended to the Company&#8217;s Board of Directors the inclusion of the
Compensation Discussion and Analysis in this Proxy Statement.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Compensation
and Benefits Committee</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">of</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">William
L. Owens (Chair)</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;Patricia
T. Civil</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;William
C. Gumble</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Michael
M. Murphy</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;Joseph
G. Nasser</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Joseph A.
Santangelo</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Audit
and Risk Management Committee Report</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Audit
and Risk Management Committee is comprised of seven directors who are not
officers or employees of NBT.&#160;&#160;Each of the members of the Audit and
Risk Management Committee is an independent director as defined by the SEC rules
and Rule 4200(a)(14) of the NASDAQ Stock Market.&#160;&#160;No member of the
Audit and Risk Management Committee serves on more than three audit
committees.&#160;&#160;The Audit and Risk Management Committee held four
meetings during 2007.&#160;&#160;The meetings were designed to facilitate and
encourage private communication between the Audit and Risk Management Committee,
the internal auditors and our independent registered public accounting firm,
KPMG LLP.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Audit
and<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Risk Management
Committee acts under a written charter adopted and approved by our Board, a copy
of which is available on the Company&#8217;s website at <font style="DISPLAY: inline; FONT-STYLE: italic; TEXT-DECORATION: underline">www.nbtbancorp.com/bncp/corporategov.html</font>.&#160;&#160;The
Audit and Risk Management Committee has performed the procedures specified in
the charter regarding the preparation and review of our consolidated financial
statements as of and for the three years ended December 31,
2007.&#160;&#160;Among the procedures performed, the Audit and<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Risk Management Committee
has:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Reviewed
and discussed the audited consolidated financial statements with NBT
Management;</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Discussed
with KPMG LLP, our independent registered public accounting firm, the matters
required to be discussed by professional auditing standards; and</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#9679;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Received
the written disclosures and the letter from KPMG LLP required by Independence
Standards Board Standard No. 1 (Independence Discussions with Audit Committees)
and discussed with KPMG LLP its independence.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On the
basis of its review as specified in the charter and discussions referred to in
this section of the Proxy Statement, the Audit and<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Risk Management Committee
has recommended to our Board that the audited consolidated financial statements
be included in our Annual Report Form 10-K for the year ended December 31, 2007
for filing with the SEC.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">33</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
      <div>Audit and<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>Risk
Management Committee</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">of</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Patricia
T. Civil (Chair)</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Richard
Chojnowski</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">William
C. Gumble</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Janet H.
Ingraham</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">John C.
Mitchell</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Joseph G.
Nasser</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Robert A.
Wadsworth</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
    <div>
      <div>&#160;</div>
      <div align="center">&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">34</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROPOSAL
3</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">RATIFICATION
OF APPOINTMENT OF INDEPENDENT AUDITORS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Independent
Registered Public Accounting Firm</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Audit
and<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Risk Management
Committee has appointed KPMG LLP as our independent registered public accounting
firm to audit our consolidated financial statements for the fiscal year ending
December 31, 2008.&#160;&#160;KPMG LLP has served as our independent registered
public accounting firm since 1987.&#160;&#160;We expect representatives of KPMG
LLP to be present at our annual meeting.&#160;&#160;Those representatives will
have an opportunity to make a statement if they desire to do so and will also be
available to respond to appropriate questions.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Although
shareholder ratification of the appointment of the Company&#8217;s independent
registered public accounting firm is not required by our bylaws or otherwise, we
are submitting the selection of KPMG LLP to our shareholders for ratification to
permit shareholders to participate in this important corporate
decision.&#160;&#160;If not ratified, the Audit and Risk Management Committee
will reconsider the selection, although the Audit and Risk Management Committee
will not be required to select a different independent registered public
accounting firm for the Company.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Board of Directors unanimously recommends that the stockholders vote &#8220;FOR&#8221; the
ratification of the appointment of KPMG LLP as the Company&#8217;s independent
registered public accounting firm.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Audit
Fees and Non-Audit Fees</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
following table presents fees for professional audit services rendered by KPMG
LLP for the audit of NBT&#8217;s annual consolidated financial statements and the
effectiveness of internal control over financial reporting for the fiscal years
ended December 31, 2007 and 2006, and fees billed for other services provided by
KPMG LLP.&#160;&#160;Prior to any new engagement representing a permissible
audit or non-audit activity, approval of the Audit and Risk Management Committee
is required.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="50%">
          <tr>
            <td valign="bottom" width="46%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">2007</font></font></div>
            </td>
            <td align="left" nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom" width="10%" style="BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">2006__</font></font></div>
            </td>
            <td align="left" nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="46%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Audit
      Fees <font style="DISPLAY: inline; FONT-SIZE: 10pt">(1)</font></font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">661,500</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">626,000</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="46%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Audit
      Related Fees <font style="DISPLAY: inline; FONT-SIZE: 10pt">(2)</font></font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">35,000</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25,000</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="46%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Tax
      Fees <font style="DISPLAY: inline; FONT-SIZE: 10pt">(3)</font></font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">81,885</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">36,625</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 2px">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">All
      other fees</font></div>
            </td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">0</font></font></td>
            <td align="left" nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">0</font></font></td>
            <td align="left" nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 2px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="46%" style="PADDING-BOTTOM: 4px">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total
      Fees</font></div>
            </td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">778,385</font></font></td>
            <td align="left" nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%" style="BORDER-BOTTOM: black 4px double"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">687,625</font></font></td>
            <td align="left" nowrap valign="bottom" width="1%" style="PADDING-BOTTOM: 4px"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
          <table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
              <tr valign="top">
                <td align="right" style="WIDTH: 18pt">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(1)</font></div>
                </td>
                <td align="left">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Audit
      Fees consist of fees billed for professional services rendered for the
      audit of NBT&#8217;s consolidated annual financial statements and review of the
      interim consolidated financial statements included in quarterly reports
      and services that are normally provided by KPMG LLP in connection with
      statutory and regulatory fillings or engagements.&#160;&#160;Audit Fees
      also include activities related to internal control reporting under
      Section 404 of the Sarbanes-Oxley
Act.</font></div>
                </td>
              </tr>
          </table>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
        <table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td align="right" style="WIDTH: 18pt">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(2)</font></div>
              </td>
              <td align="left">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Audit
      Related Fees consist of fees billed for assurance and related services
      that are reasonably related to the performance of the audit or review of
      NBT&#8217;s consolidated financial statements and are not reported under &#8220;Audit
      Fees.&#8221;&#160;&#160;This category includes fees for employee benefit plan
      audits.</font></div>
              </td>
            </tr>
        </table>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">
        <table border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td align="right" style="WIDTH: 18pt">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(3)&#160;</font></div>
              </td>
              <td align="left">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Tax
      Fees consist of fees billed for professional services rendered for
      preparation and review of tax returns, examination assistance and other
      tax compliance work.</font></div>
              </td>
            </tr>
        </table>
      </div>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Audit
and Risk Management Committee Review</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our Audit
and<font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;</font>Risk Management
Committee has considered whether KPMG&#8217;s provision of the non-audit services
summarized in the preceding section is compatible with maintaining KPMG&#8217;s
independence.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">35</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Audit
and Risk Management Committee Pre-Approval Requirements</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Audit
and Risk Management Committee has adopted a policy regarding the pre-approval of
audit and permitted non-audit services to be performed by KPMG.&#160;&#160;The
Audit and Risk Management Committee will, on an annual basis, consider and
approve the provision of audit and non-audit services by KPMG that are not
prohibited by law. Thereafter, the Audit and Risk Management Committee will, as
necessary, consider and approve the provision of additional audit and non-audit
services by KPMG which are not encompassed by the Audit and Risk Management
Committee&#8217;s annual pre-approval.&#160;&#160;All audit and non-audit services
performed by KPMG during fiscal 2007 were pre-approved pursuant to the
procedures outlined above and none of the engagements pre-approved by the
Committee during 2007 made use of the <font style="DISPLAY: inline; FONT-STYLE: italic">de minimis</font> exception to
pre-approval contained in the applicable rules of the SEC.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">36</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PROPOSAL
4</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">APPROVAL
OF THE NBT BANCORP INC. 2008 OMNIBUS INCENTIVE PLAN</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">This
section provides a summary of the terms of the 2008 Omnibus Incentive Plan and
the proposal to approve the plan.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
of Directors approved the 2008 Omnibus Incentive Plan on January 28, 2008,
subject to approval from our shareholders at the Annual Meeting.&#160;&#160;We
are asking our shareholders to approve our 2008 Omnibus Incentive Plan as we
believe that approval of the plan is essential to our continued
success.&#160;&#160;The purpose of the 2008 Omnibus Incentive Plan is to attract
and to encourage the continued employment and service of, and maximum efforts
by, officers, key employees and other key individuals by offering those persons
an opportunity to acquire or increase a direct proprietary interest in the
operations and future success of the Company.&#160;&#160;In the judgment of the
Board of Directors, an initial or increased grant under the 2008 Omnibus
Incentive Plan will be a valuable incentive and will serve to the ultimate
benefit of shareholders by aligning more closely the interests of 2008 Omnibus
Incentive Plan participants with those of our shareholders.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">On the
Record Date, the number of shares of Common Stock reserved for issuance under
the 2008 Omnibus Incentive Plan was equal to the sum of three million two
hundred fifty thousand (3,250,000) shares of Common Stock plus any shares of
Common Stock available for grant (including shares which become available due to
forfeitures of outstanding options or other awards) under the NBT Bancorp Inc.
Non-Employee Directors Restricted and Deferred Stock Plan (the &#8220;Non-Employee
Directors Plan&#8221;); the NBT Bancorp Inc. 1993 Stock Option Plan (the &#8220;1993 Plan&#8221;);
the NBT Bancorp Inc. Non-Employee Director, Divisional Director and Subsidiary
Director Stock Option Plan (the &#8220;Directors Plan&#8221;); the NBT Bancorp Inc.
Performance Share Plan (the &#8220;Performance Share Plan&#8221;) and the NBT Bancorp Inc.
2006 Non-Executive Restricted Stock Plan (the &#8220;2006 Plan&#8221;) (collectively, the
&#8220;Prior Plans&#8221;) to the extent that such shares would again be available for
issuance under the terms of the applicable Prior Plan.&#160;&#160;On the Record
Date, the closing price of our Common Stock was $21.01 per share. There are
currently no participants in the 2008 Omnibus Incentive Plan.&#160;&#160;Because
participation and the types of awards under the 2008 Omnibus Incentive Plan are
subject to the discretion of the Compensation and Benefits Committee, the
benefits or amounts that will be received by any participant or groups of
participants if the 2008 Omnibus Incentive Plan is approved are not currently
determinable. However, see &#8220;Recommended Awards&#8221; below for a description of
awards under the Omnibus Incentive Plan recommended by the Compensation and
Benefits Committee, subject to approval of the Omnibus Incentive Plan by
shareholders and further action of the Board of Directors at a date following
the Annual Meeting.&#160;&#160;On the Record Date, there were approximately 16
executive officers, 1,366 employees and 17 non-employee directors of the Company
and its subsidiaries who were eligible to participate in the 2008 Omnibus
Incentive Plan.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
otherwise indicated, properly executed proxies will be voted in favor of
Proposal 4 to approve the 2008 Omnibus Incentive Plan.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Description
of the Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A
description of the provisions of the 2008 Omnibus Incentive Plan is set forth
below.&#160;&#160;This summary is qualified in its entirety by the detailed
provisions of the 2008 Omnibus Incentive Plan, a copy of which is attached as
<font style="DISPLAY: inline; FONT-STYLE: italic">Appendix A</font> to this
proxy statement.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Administration.&#160;&#160;</font>The
2008 Omnibus Incentive Plan is administered by the Compensation and Benefits
Committee of the Board of Directors.&#160;&#160;Subject to the terms of the
plan, the Compensation and Benefits Committee may select participants to receive
awards, determine the types of awards and terms and conditions of awards, and
interpret provisions of the plan.&#160;&#160;Members of the Compensation and
Benefits Committee serve at the pleasure of the Board of Directors.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Common Stock Reserved for Issuance
under the Plan.&#160;&#160;</font>The Common Stock issued or to be issued under
the 2008 Omnibus Incentive Plan consists of authorized but unissued shares and
treasury shares.&#160;&#160;Shares of Common Stock covered by awards under a
Prior Plan that are not purchased or are forfeited or expire, or otherwise
terminate without delivery of any shares pursuant to the award will be available
under the 2008 Omnibus Incentive Plan to the extent such shares would again be
available for issuance under the applicable Prior Plan.&#160;&#160;If any shares
covered by an award under the 2008 Omnibus Incentive Plan are not purchased or
are forfeited, or if an award otherwise terminates without delivery of any
Common Stock, then the number of shares of Common Stock counted against the
aggregate number of shares available under the plan with respect to the award
will, to the extent of any such forfeiture or termination, again be available
for making awards under the 2008 Omnibus Incentive Plan. Awards other than
options and stock appreciation rights will reduce the shares available for grant
under the plan by 1.5 shares for each share subject to such an
award.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">37</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Eligibility.</font>&#160;&#160;Awards
may be made under the 2008 Omnibus Incentive Plan to employees of or consultants
to the Company or any of our affiliates, including any such employee who is an
officer or director of us or of any affiliate, and to any other individual whose
participation in the plan is determined to be in the best interests of the
Company by the Board of Directors.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
        <div>&#160;</div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Amendment or Termination of the
Plan.&#160;&#160;</font>The Board of Directors may terminate or amend the plan
at any time and for any reason. The 2008 Omnibus Incentive Plan shall terminate
in any event ten years after its effective date.&#160;&#160;Amendments will be
submitted for shareholder approval to the extent required by the Internal
Revenue Code or other applicable laws, rules or regulations.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Awards. </font>The Compensation and
Benefits Committee may award:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">restricted
      stock, which are shares of Common Stock subject to
      restrictions.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">options
      to purchase shares of Common Stock.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">stock
      units, which are Common Stock units subject to
    restrictions.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">dividend
      equivalent rights, which are rights entitling the recipient to receive
      credits for dividends that would be paid if the recipient had held a
      specified number of shares of Common
Stock.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">stock
      appreciation rights, which are a right to receive a number of shares or,
      at the discretion of the Compensation and Benefits Committee, an amount in
      cash or a combination of shares and cash, based on the increase in the
      fair market value of the shares underlying the right during a stated
      period specified by the Compensation and Benefits
    Committee.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">performance
      and annual incentive awards, ultimately payable in Common Stock or cash,
      as determined by the Compensation and Benefits Committee<font style="DISPLAY: inline; FONT-STYLE: italic">. </font>The Compensation and
      Benefits Committee may grant multi-year and annual incentive awards
      subject to achievement of specified goals tied to business criteria
      (described below). The Compensation and Benefits Committee may specify the
      amount of the incentive award as a percentage of these business criteria,
      a percentage in excess of a threshold amount or as another amount which
      need not bear a strictly mathematical relationship to these business
      criteria. The Compensation and Benefits Committee may modify, amend or
      adjust the terms of each award and performance goal. Awards to individuals
      who are covered under Section&#160;162(m) of the Internal Revenue Code, or
      who the Compensation and Benefits Committee designates as likely to be
      covered in the future, will comply with the requirement that payments to
      such employees qualify as performance-based compensation under
      Section&#160;162(m) of the Internal Revenue Code to the extent that the
      Compensation and Benefits Committee so designates. Such employees include
      the chief executive officer and the three highest compensated executive
      officers (other than the chief executive officer) determined at the end of
      each year (the &#8220;covered
employees&#8221;).</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">38</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 18pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 18pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
              </td>
              <td>
                <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">cash.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 18pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 18pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
              </td>
              <td>
                <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">other
      stock-based awards, which are any rights not previously described in the
      plan and is an award denominated or payable in, value in whole or in part
      by reference to, otherwise based on or related to
  shares.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Options.&#160;&#160;</font>The 2008
Omnibus Incentive Plan permits the granting of options to purchase shares of
Common Stock intended to qualify as incentive stock options under the Internal
Revenue Code and stock options that do not qualify as incentive stock
options.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
exercise price of each stock option may not be less than 100% of the fair market
value of our Common Stock on the date of grant.&#160;&#160;The fair market value
is generally determined as the closing price of the Common Stock on the grant
date or other determination date.&#160;&#160;In the case of 10% shareholders, if
applicable, who receive incentive stock options, the exercise price may not be
less than 110% of the fair market value of the Common Stock on the date of
grant.&#160;&#160;An exception to these requirements is made for options that
the Company grants in substitution for options held by employees of companies
that the Company acquires.&#160;&#160;In such a case the exercise price is
adjusted to preserve the economic value of the employee&#8217;s stock option from his
or her former employer.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The term
of each stock option is fixed by the Compensation and Benefits Committee and
generally may not exceed 10 years from the date of grant.&#160; However, if the
option would expire during a period in which the optionee is (i) subject to a
lock-up agreement restricting the optionee's ability to sell stock in the open
market or (ii) restricted from selling stock in the open market because the
optionee is not then eligible to sell under the Company&#8217;s insider trading or
similar plan as then in effect, the option's expiration will be delayed until 2&#189;
months after the date such restriction ends.&#160; The Compensation and Benefits
Committee determines at what time or times each option may be exercised and the
period of time, if any, after retirement, death, disability or termination of
employment during which options may be exercised.&#160; Options may be made
exercisable in installments. The exercisability of options may be accelerated by
the Compensation and Benefits Committee. In general, an optionee may pay the
exercise price of an option by cash, by tendering shares of Common Stock, or by
means of a broker-assisted cashless exercise.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Stock
options granted under the 2008 Omnibus Incentive Plan may not be sold,
transferred, pledged or assigned other than by will or under applicable laws of
descent and distribution. However, the Company may permit limited transfers of
non-qualified options for the benefit of immediate family members of grantees to
help with estate planning concerns.</font></div>
    <div>&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Effect of Certain Corporate
Transactions.</font> Certain change of control transactions involving us, such
as a sale of the Company, may cause awards granted under the 2008 Omnibus
Incentive Plan to vest, unless the awards are continued or substituted for in
connection with the change of control transaction.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Adjustments for Stock Dividends and
Similar Events.</font> The Compensation and Benefits Committee will make
appropriate adjustments in outstanding awards and the number of shares available
for issuance under the 2008 Omnibus Incentive Plan, including the individual
limitations on awards, to reflect stock splits and other similar
events.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Section&#160;162(m) of the Internal
Revenue Code.&#160;&#160;</font>Section&#160;162(m) of the Internal Revenue Code
limits publicly-held companies such as the Company to an annual deduction for
federal income tax purposes of $1&#160;million for compensation paid to their
covered employees.&#160;&#160;However, performance-based compensation is
excluded from this limitation. The 2008 Omnibus Incentive Plan is designed to
permit the Compensation and Benefits Committee to grant awards that qualify as
performance-based for purposes of satisfying the conditions of
Section&#160;162(m).</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To
qualify as performance-based:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the
compensation must be paid solely on account of the attainment of one or more
pre-established, objective performance goals;</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the
performance goal under which compensation is paid must be established by a
compensation committee comprised solely of two or more directors who qualify as
outside directors for purposes of the exception;</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the
material terms under which the compensation is to be paid must be disclosed to
and subsequently approved by shareholders of the corporation in a separate vote
before payment is made; and</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;the
Compensation and Benefits Committee must certify in writing before payment of
the compensation that the performance goals and any other material terms were in
fact satisfied.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In the
case of compensation attributable to stock options, the performance goal
requirement (summarized in (i)&#160;above) is deemed satisfied, and the
certification requirement (summarized in (iv) above) is inapplicable, if the
grant or award is made by the Compensation and Benefits Committee; the plan
under which the option is granted states the maximum number of shares with
respect to which options may be granted during a specified period to an
employee; and under the terms of the option, the amount of compensation is based
solely on an increase in the value of the Common Stock after the date of
grant.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">39</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Under the
2008 Omnibus Incentive Plan, one or more of the following business criteria, on
a consolidated basis, and/or with respect to specified subsidiaries or business
units (except with respect to the total shareholder return and earnings per
share criteria), are used exclusively by the Compensation and Benefits Committee
in establishing performance goals:</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">net
      earnings or net income;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">operating
      earnings;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">pretax
      earnings;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">earnings
      per share;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">share
      price, including growth measures and total stockholder
    return;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">earnings
      before interest and taxes;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">earnings
      before interest, taxes, depreciation and/or
  amortization;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">sales
      or revenue growth, whether in general, by type of product or service, or
      by type of customer;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">gross
      or operating margins;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">return
      measures, including return on assets, capital, investment, equity, sales
      or revenue;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">cash
      flow, including operating cash flow, free cash flow, cash flow return on
      equity and cash flow return on
investment;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">productivity
      ratios;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">expense
      targets;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">market
      share;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">financial
      ratios;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">working
      capital targets;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">completion
      of acquisitions of business or
companies;</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">completion
      of divestitures and asset sales;
and</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 36pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline;" face="Symbol, serif">&#183;</font></font></div>
            </td>
            <td>
              <div align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">any
      one or a combination of any of the foregoing business
      criteria.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">40</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Under the
Internal Revenue Code, a director is an &#8220;outside director&#8221; of the Company if he
or she is not a current employee of the Company; is not a former employee who
receives compensation for prior services (other than under a qualified
retirement plan); has not been an officer of the Company; and does not receive,
directly or indirectly (including amounts paid to an entity that employs the
director or in which the director has at least a five percent ownership
interest), remuneration from the Company in any capacity other than as a
director.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
maximum number of shares of Common Stock subject to options or stock
appreciation rights that can be awarded under the 2008 Omnibus Incentive Plan to
any person is eight hundred twelve thousand five hundred (812,500) per
year.&#160;&#160;The maximum number of shares of Common Stock that can be
awarded under the 2008 Omnibus Incentive Plan to any person, other than pursuant
to an option or stock appreciation rights, is eight hundred twelve thousand five
hundred (812,500) per year.&#160;&#160;The maximum amount that may be earned as
an annual incentive award or other cash award in any fiscal year by any one
person is $2,000,000 and the maximum amount that may be earned as a performance
award or other cash award in respect of a performance period that is longer than
one year by any one person is $5,000,000.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Federal
Income Tax Consequences</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Incentive Stock Options. </font>The
grant of an option will not be a taxable event for the grantee or for the
Company.&#160;&#160;A grantee will not recognize taxable income upon exercise of
an incentive stock option (except that the alternative minimum tax may apply),
and any gain realized upon a disposition of our Common Stock received pursuant
to the exercise of an incentive stock option will be taxed as long-term capital
gain if the grantee holds the shares of Common Stock for at least two years
after the date of grant and for one year after the date of exercise (the
&#8220;holding period requirement&#8221;).&#160;&#160;We will not be entitled to any
business expense deduction with respect to the exercise of an incentive stock
option, except as discussed below.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For the
exercise of an option to qualify for the foregoing tax treatment, the grantee
generally must be our employee or an employee of our subsidiary from the date
the option is granted through a date within three months before the date of
exercise of the option.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If all of
the foregoing requirements are met except the holding period requirement
mentioned above, the grantee will recognize ordinary income upon the disposition
of the Common Stock in an amount generally equal to the excess of the fair
market value of the Common Stock at the time the option was exercised over the
option exercise price (but not in excess of the gain realized on the
sale).&#160;&#160;The balance of the realized gain, if any, will be capital
gain.&#160;&#160;We will be allowed a business expense deduction to the extent
the grantee recognizes ordinary income, subject to our compliance with
Section&#160;162(m) of the Internal Revenue Code and to certain reporting
requirements.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Non-Qualified Options. </font>The
grant of an option will not be a taxable event for the grantee or the
Company.&#160;&#160;Upon exercising a non-qualified option, a grantee will
recognize ordinary income in an amount equal to the difference between the
exercise price and the fair market value of the Common Stock on the date of
exercise.&#160;&#160;Upon a subsequent sale or exchange of shares acquired
pursuant to the exercise of a non-qualified option, the grantee will have
taxable capital gain or loss, measured by the difference between the amount
realized on the disposition and the tax basis of the shares of Common Stock
(generally, the amount paid for the shares plus the amount treated as ordinary
income at the time the option was exercised).</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">41</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If we
comply with applicable reporting requirements and with the restrictions of
Section&#160;162(m) of the Internal Revenue Code, we will be entitled to a
business expense deduction in the same amount and generally at the same time as
the grantee recognizes ordinary income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A grantee
who has transferred a non-qualified stock option to a family member by gift will
realize taxable income at the time the non-qualified stock option is exercised
by the family member.&#160;&#160;The grantee will be subject to withholding of
income and employment taxes at that time.&#160;&#160;The family member&#8217;s tax
basis in the shares of Common Stock will be the fair market value of the shares
of Common Stock on the date the option is exercised.&#160;&#160;The transfer of
vested non-qualified stock options will be treated as a completed gift for gift
and estate tax purposes.&#160;&#160;Once the gift is completed, neither the
transferred options nor the shares acquired on exercise of the transferred
options will be includable in the grantee&#8217;s estate for estate tax
purposes.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In the
event a grantee transfers a non-qualified stock option to his or her ex-spouse
incident to the grantee&#8217;s divorce, neither the grantee nor the ex-spouse will
recognize any taxable income at the time of the transfer.&#160;&#160;In general,
a transfer is made &#8220;incident to divorce&#8221; if the transfer occurs within one year
after the marriage ends or if it is related to the end of the marriage (for
example, if the transfer is made pursuant to a divorce order or settlement
agreement).&#160;&#160;Upon the subsequent exercise of such option by the
ex-spouse, the ex-spouse will recognize taxable income in an amount equal to the
difference between the exercise price and the fair market value of the shares of
Common Stock at the time of exercise.&#160;&#160;Any distribution to the
ex-spouse as a result of the exercise of the option will be subject to
employment and income tax withholding at this time.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Restricted
Stock.&#160;&#160;</font>A grantee who is awarded restricted stock will not
recognize any taxable income for federal income tax purposes in the year of the
award, provided that the shares of Common Stock are subject to restrictions
(that is, the restricted stock is nontransferable and subject to a substantial
risk of forfeiture).&#160;&#160;However, the grantee may elect under
Section&#160;83(b) of the Internal Revenue Code to recognize compensation income
in the year of the award in an amount equal to the fair market value of the
Common Stock on the date of the award (less the purchase price, if any),
determined without regard to the restrictions.&#160;&#160;If the grantee does
not make such a Section&#160;83(b) election, the fair market value of the Common
Stock on the date the restrictions lapse (less the purchase price, if any) will
be treated as compensation income to the grantee and will be taxable and subject
to withholding taxes in the year the restrictions lapse and dividends paid while
the Common Stock is subject to restrictions will be taxable and subject to
withholding taxes.&#160;&#160;If we comply with applicable reporting
requirements and with the restrictions of Section&#160;162(m) of the Internal
Revenue Code, we will be entitled to a business expense deduction in the same
amount and generally at the same time as the grantee recognizes ordinary
income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Stock Units.&#160;&#160;</font>There
are no immediate tax consequences of receiving an award of stock units under the
2008 Omnibus Incentive Plan.&#160;&#160;A grantee who is awarded stock units
will be required to recognize ordinary income in an amount equal to the fair
market value of shares issued to such grantee at the end of the restriction
period or, if later, the payment date. If we comply with applicable reporting
requirements and with the restrictions of Section&#160;162(m) of the Internal
Revenue Code, we will be entitled to a business expense deduction in the same
amount and generally at the same time as the grantee recognizes ordinary
income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Dividend Equivalent
Rights.&#160;&#160;</font>Participants who receive dividend equivalent rights
will be required to recognize ordinary income in an amount distributed to the
grantee pursuant to the award.&#160;&#160;If we comply with applicable reporting
requirements and with the restrictions of Section&#160;162(m) of the Internal
Revenue Code, we will be entitled to a business expense deduction in the same
amount and generally at the same time as the grantee recognizes ordinary
income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Stock Appreciation
Rights.&#160;&#160;</font>There are no immediate tax consequences of receiving
an award of stock appreciation rights that is settled in Common Stock under the
2008 Omnibus Incentive Plan.&#160;&#160;Upon exercising a stock appreciation
right that is settled in Common Stock, a grantee will recognize ordinary income
in an amount equal to the difference between the exercise price and the fair
market value of the Common Stock on the date of exercise.&#160;&#160;The Company
does not currently intend to grant cash-settled stock appreciation
rights.&#160;&#160;If we comply with applicable reporting requirements and with
the restrictions of Section&#160;162(m) of the Internal Revenue Code, we will be
entitled to a business expense deduction in the same amount and generally at the
same time as the grantee recognizes ordinary income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">42</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>&#160;</div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Performance and Annual Incentive
Awards.&#160;&#160;</font>The award of a performance or annual incentive award
will have no federal income tax consequences for us or for the
grantee.&#160;&#160;Any payment upon the achievement of the award is taxable to
a grantee as ordinary income.&#160;&#160;If we comply with applicable reporting
requirements and with the restrictions of Section&#160;162(m) of the Internal
Revenue Code, we will be entitled to a business expense deduction in the same
amount and generally at the same time as the grantee recognizes ordinary
income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Unrestricted Common
Stock</font>.&#160;&#160;Participants who are awarded unrestricted Common Stock
will be required to recognize ordinary income in an amount equal to the fair
market value of the shares of Common Stock on the date of the award, reduced by
the amount, if any, paid for such shares.&#160;&#160;If we comply with
applicable reporting requirements and with the restrictions of Section 162(m) of
the Internal Revenue Code, we will be entitled to a business expense deduction
in the same amount and generally at the same time as the grantee recognizes
ordinary income.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Section 280(G).</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>To the extent payments
which are contingent on a change in control are determined to exceed certain
Internal Revenue Code limitations, they may be subject to a 20% nondeductible
excise tax and the Company's deduction with respect to the associated
compensation expense may be disallowed in whole or in part.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-STYLE: italic">Section 409A.</font>&#160;&#160;The
Company intends for awards granted under the plan to comply with Section 409A of
the Code.&#160;&#160;To the extent a grantee would be subject to the additional
20% excise tax imposed on certain nonqualified deferred compensation plans as a
result of a provision of an award under the plan, the provision will be deemed
amended to the minimum extent necessary to avoid application of the 20% excise
tax.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Recommended
Awards</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Compensation Committee has recommended that the Board of Directors grant shares
of restricted stock to certain executive officers, including each of our named
executive officers, under the Omnibus Incentive Plan.&#160;&#160;If the Omnibus
Incentive Plan is approved by the shareholders, the Board of Directors will
consider the Compensation Committee&#8217;s recommendation at a date following the
Annual Meeting.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As a
result of the Compensation Committee&#8217;s recommendation, our named executive
officers have an interest in this proposal.&#160;&#160;The table below sets
forth the number of restricted shares that the Compensation Committee has
recommended for award to each of the named executive officers, other executive
officers as a group and all executive officers as a group.&#160;&#160;The grant
date and other terms of the awards, if any, will be determined at a later date
by the Board of Directors.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">
      <div>&#160;</div>
      <div>&#160;</div>
    </div>
    <div align="left">
      <table cellpadding="0" cellspacing="0" width="100%">
          <tr>
            <td valign="bottom">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt">&#160;&#160;</font>Name of
      Individual or Group</font></div>
            </td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dollar</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      ($) (1)</font></div>
            </td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Units</font></div>
            </td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td colspan="2" valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Martin
      A. Dietrich</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">203,797</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9,700</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">President
      and Chief Executive Officer</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Michael
      J. Chewens</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">140,767</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,700</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">SEVP,
      Chief Financial Officer and Corporate Secretary</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">David
      E. Raven</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">136,565</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6,500</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EVP,
      President of Retail Banking and Pennstar Bank President &amp; Chief
      Executive Officer</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Jeffrey
      M. Levy</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">58,828</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2,800</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 9pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EVP,
      President of Commercial Banking and NBT Bank Capital Region
      President</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other
      Executive Officers</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">105,050</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5,000</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="white">
            <td valign="bottom" width="76%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="bottom" width="76%">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Executive
      Group</font></div>
            </td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">645,007</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="left" valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
            <td align="right" valign="bottom" width="9%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">30,700</font></td>
            <td align="left" nowrap valign="bottom" width="1%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 18pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NOTES:</font></div>
    <div>
      <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
          <tr valign="top">
            <td style="WIDTH: 18pt">
              <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
            </td>
            <td style="WIDTH: 18pt">
              <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(1)</font></div>
            </td>
            <td>
              <div align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
      amount shown is based on the closing market price of the Company&#8217;s common
      stock on the Nasdaq Global Market of $21.01 on March 14,
      2008.&#160;&#160;The actual value will be calculated as of the date of
      grant.</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt">
      <div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">43</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
    </div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Disclosure
with Respect to the Company&#8217;s Equity Compensation Plans</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;</font>The Company maintains the Prior Plans
and the NBT Bancorp Inc. Employee Stock Purchase Plan (the &#8220;ESPP&#8221;) pursuant to
which it may grant equity awards to eligible persons. The Prior Plans and the
ESPP are described more fully below.&#160;&#160;If the 2008 Omnibus Plan is
approved by shareholders, no further grants of equity awards will be made under
the Prior Plans.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Company
will be entitled to an income tax deduction equal to the amount of ordinary
income recognized by the grantee under the Prior Plans and the ESPP. The
deduction generally will be allowed for our taxable year in which occurs the
last day of the calendar year in which the grantee recognizes ordinary
income.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The following
table gives information about equity awards under the Prior Plans and the ESPP.
The table does not include information about the proposed 2008 Omnibus
Plan:</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div align="left">
      <table cellpadding="2" cellspacing="0" width="100%">
          <tr>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(a)</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(b)</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-TOP: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(c)</font></div>
            </td>
          </tr>
          <tr>
            <td valign="bottom" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px double">
              <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">Plan category</font></font></div>
            </td>
            <td valign="bottom" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px double">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of securities to be issued upon exercise</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">of
      outstanding options,</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">warrants and rights</font></font></div>
            </td>
            <td valign="bottom" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px double">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Weighted-average
      exercise price of outstanding options,</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">warrants and rights</font></font></div>
            </td>
            <td valign="bottom" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px double">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of securities remaining available for future issuance under equity
      compensation plans (excluding securities</font></div>
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline">reflected in column (a))</font></font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Equity
      compensation plans approved by security holders <font style="DISPLAY: inline; FONT-WEIGHT: bold">1</font></font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,855,312</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$20.90</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">809,573</font></div>
            </td>
          </tr>
          <tr bgcolor="white">
            <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Equity
      compensation plans not approved by security holders <font style="DISPLAY: inline; FONT-WEIGHT: bold">2</font></font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">--</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">--</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">--</font></div>
            </td>
          </tr>
          <tr bgcolor="#cceeff">
            <td align="left" valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-LEFT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Total</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1,855,312</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">$20.90</font></div>
            </td>
            <td valign="top" width="25%" style="BORDER-RIGHT: black 2px solid; BORDER-BOTTOM: black 2px solid">
              <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">809,573</font></div>
            </td>
          </tr>
      </table>
    </div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="FONT-WEIGHT: normal"><font style="DISPLAY: inline; FONT-WEIGHT: bold">1</font>&#160; Consists of the 1993
Plan and the Directors Plan.</font></font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="FONT-WEIGHT: normal"><font style="DISPLAY: inline; FONT-WEIGHT: bold">2</font>&#160; Not
Applicable.</font></font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Summary Description of the Company&#8217;s
Equity Compensation Plans</font></font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">The
Non-Employee Directors Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Company&#8217;s
stockholders approved the Non-Employee Directors Plan on May 1, 2003. The
Non-Employee Directors Plan reserves for issuance up to 200,000 shares of the
Company&#8217;s common stock with respect to which awards may be granted under the
plan. Restricted stock and deferred stock may be granted to non-employee
directors of the Company or any subsidiary or any division of a
subsidiary.&#160;&#160;The Board may determine the terms and conditions of any
grants of restricted stock granted to eligible persons.&#160;&#160;Certificates
issued in respect of shares of restricted stock shall be registered in the name
of the holder.&#160;&#160;Within 30 days of the lapse of the restrictions
applicable to such shares of restricted stock, the Company shall deliver such
certificates to the holder&#8217;s legal representative.&#160;&#160;The Board may
determine the terms and conditions of any grants of deferred Stock granted to
eligible persons.&#160;&#160;Certificates representing the shares will be
registered in the name of the holder within 30 days after the holder ceases to
be a director.&#160;&#160;The holder generally has the rights and privileges of
a stockholder, including the right to vote and receive dividends, with respect
to those shares. If a change of control occurs, awards of restricted stock will
immediately vest.</font></div>
    <div>
      <div>&#160;</div>
      <div align="center">&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">44</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">The
1993 Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Company&#8217;s
stockholders approved the 1993 Plan on<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>April 24,
1993.&#160;&#160;The plan is for the benefit of executives and other key Company
employees. Shareholders previously approved 4,275,353 shares for issuance under
the plan upon exercise of options. The plan, administered by the Compensation
and Benefits Committee, provides for awards of non-tax qualified options to key
management employees, who are defined in the plan to include employees who are
responsible for the Company&#8217;s and its subsidiaries&#8217; policies and operations,
including the CEO, other executive officers, and other employees. In determining
the individuals to whom awards are to be granted and the number of such awards,
the Committee considers the individual&#8217;s present and potential contribution to
the growth and success of the Company and such other factors as the Committee
may deem proper and relevant. Options are awarded with an exercise price equal
to the fair market value on the National Market System of NASDAQ on the date of
the grant. The plan defines &#8220;fair market value&#8221; to mean the average between the
highest and lowest quoted selling prices of the common stock on the date of
grant and the five trading days preceding the grant. Options granted by the
Committee vest at a rate of 40% after one year, and in 20% increments over the
next three years. The plan provides for acceleration of options in the event of
a change in control of the Company, as defined in the plan. Under the plan, the
Committee may award to option holders a replacement, or reload option, for each
share of common stock purchased upon the exercise of a previously granted
option. The reload options are exercisable within two years of the date of
grant. Options are forfeited if the holder does not exercise them within ten
years of the grant date or within an applicable period following termination of
employment.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">The
Directors Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Company&#8217;s
stockholders approved the Directors Plan on May 3, 2001.&#160;&#160;The
Directors Plan reserves for issuance up to 500,000 shares of the Company&#8217;s
common stock with respect to which awards may be granted under the plan. Options
(including reload options exercisable two years after grant) may be awarded
under the plan to non-employee directors or non-employee divisional directors of
the Company, a subsidiary, or a parent corporation.&#160;&#160;The Compensation
and Benefits Committee may determine the terms and conditions of any grants of
options granted to eligible persons.&#160;&#160;&#160;If a non-employee
divisional director&#8217;s service as a divisional director terminates for any reason
other those reasons set forth below, vested options may be exercised at any time
prior to the earlier of 12 months after the date of termination of service or
the option&#8217;s expiration date.&#160;&#160;If a non-employee director or
non-employee divisional director terminates service due to disability, the
option may be exercised in full at any time prior to the option&#8217;s expiration
date.&#160;&#160;If a non-employee director or non-employee divisional director
terminates service due to death, or dies following termination due to
disability, death or retirement, options may be exercised in full by the
optionee&#8217;s estate, personal representative or beneficiary, at any time prior to
the expiration date of such option or, in the case of death, the exercise period
specified above if earlier.&#160;&#160;If a non-employee director or
non-employee divisional director terminates service due to retirement following
age 70, all options may be exercised in full at any time prior to the expiration
date of such option.&#160;&#160;If an optionee&#8217;s service is terminated for
&#8220;cause&#8221; (as defined in the plan), all options held by the holder will be
forfeited.</font></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left">&#160;</div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">The
Performance Share Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Company&#8217;s
stockholders approved the Performance Share Plan on May 1, 2003. The plan is for
the benefit of executives and other key Company employees. Shareholders
previously approved 300,000 shares for issuance under the plan, subject to
adjustment as provided in the plan. The plan authorizes the Compensation and
Benefits Committee to select the employees to be granted awards, determine the
size and terms of the awards to be granted to each employee, and prescribe the
form of award agreement embodying the awards granted under the plan. The plan
requires the Committee to base the grant of awards on the attainment by the
participant of specific performance goals which must be established when the
outcome of the performance goal is substantially uncertain. The individual
performance goals are proprietary information, however the Committee believes
that these objectives are challenging and require significant individual
achievement to be met. The plan provides for the award of up to 50,000 shares of
the Company&#8217;s common stock to individuals in any eligibility period, as defined
in the plan, subject to restrictions on transfer, including those imposed by the
federal securities laws, and such other restrictions as the Committee may
impose. Recipients of restricted stock awarded under the plan are entitled to
receive the cash equivalent of any dividends declared thereon and to vote the
shares. Shares of common stock awarded under the plan must be distributed to
participants who are then employed by the Company, two years after the end of
the applicable performance period (the time span within the eligibility period
within which performance goals are measured). If the participant is not then
employed by the Company, the awards are forfeited. In the event of a change in
control of the Company, the performance period is deemed to be terminated, which
would have the effect of granting the performance award shares even if the
performance goals had not been met on the termination date.</font></div>
    <div>&#160;</div>
    <div>&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">45</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">The
2006 Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Company&#8217;s
stockholders approved the 2006 Plan on May 2, 2006.&#160;&#160;The 2006 Plan
reserves for issuance up to 250,000 shares of the Company&#8217;s common stock with
respect to which awards may be granted under the plan. Restricted stock and
restricted stock units may be granted to non-executive employees of the Company
or any affiliate, other than an employee who is granted an award under the
Performance Share Plan during the calendar year in which the grant would
otherwise occur.&#160;&#160;The Board may determine the terms and conditions of
any grants of restricted stock granted to eligible
persons.&#160;&#160;Certificates issued in respect of shares of restricted stock
shall be registered in the name of the holder.&#160;&#160;Within 30 days of the
lapse of the restrictions applicable to such shares of restricted stock, the
Company shall deliver such certificates to the holder&#8217;s legal
representative.&#160;&#160;Unless the Board provides, any restricted stock that
has not vested shall immediately be forfeited upon a termination from
service.&#160;&#160;The Board may determine the terms and conditions of any
grants of restricted stock units granted to eligible persons.&#160;&#160;Unless
the Board provides, any restricted stock units that have not vested shall
immediately be forfeited upon a termination from service.&#160;&#160;If a
corporate transaction occurs, awards of restricted stock and restricted stock
units will immediately vest.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Employee
Stock Purchase Plan</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The ESPP is
intended to qualify as an employee stock purchase plan under Section 423 of the
Internal Revenue Code. The stockholders approved the ESPP on May 16,
2000.&#160;&#160;The ESPP reserved 500,000 shares of common stock for issuance
under this plan. Employees generally are eligible to participate in the ESPP if
they are not, and would not become as a result of being granted an option under
the plan, 5% stockholders of NBT Bancorp&#8217;s or NBT Bancorp&#8217;s designated parent or
subsidiaries or to the extent that an employee&#8217;s right to accrue stock exceeds a
rate of $25,000 in fair market value for each calendar
year.&#160;&#160;&#160;Under the ESPP, eligible employees are permitted to
acquire shares of our common stock through payroll deductions. Eligible
employees may select a rate of payroll deduction of at least 1% of their
compensation and are subject to maximum purchase
limitations.&#160;&#160;&#160;The purchase price for common stock purchased
under the plan cannot be less than 85% of the lesser of the fair market value of
our common stock on the first day or the last day of the applicable offering
period. Annual offerings occur on January 1 of each year and end on the December
31 immediately following. Upon termination of an employee&#8217;s employment for any
reason, except for death while an employee of the Company, the amount in the
employee&#8217;s account under the plan will be returned to the
employee.&#160;&#160;Upon termination of an employee&#8217;s employment because of
death, the beneficiary shall have the right to either withdraw the amount in the
employee&#8217;s account under the plan or exercise the employee&#8217;s option on the
Termination Date (as defined in the plan) following the date of the employee&#8217;s
death.</font><br></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;The Board of
Directors unanimously recommends that the stockholders vote &#8220;FOR&#8221; the approval
of the 2008 Omnibus Incentive Plan.</font></div>
    <div>
      <div>&#160;</div>
      <div>&#160;</div>
    </div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">46</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div>
    </div>
    <div><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">OTHER
MATTERS</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shareholder
Proposals for the 2009 Annual Meeting</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Shareholder
Proposals for Inclusion in Next Year&#8217;s Proxy Statement</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shareholder
proposals submitted pursuant to Rule 14a-8 of the Exchange Act for inclusion in
our proxy statement for the 2009 Annual Meeting of Shareholders must be received
by NBT by December 1, 2008.&#160;&#160;Each proposal must comply with the
requirements as to form and substance established by the SEC for such a proposal
to be included in the Proxy Statement and form of proxy.&#160;&#160;SEC rules
set forth standards as to what shareholder proposals corporations must include
in a proxy statement for an annual meeting.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-STYLE: italic; FONT-FAMILY: Times New Roman">Other
Shareholder Proposals for Presentation at Next Year&#8217;s Annual
Meeting</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company&#8217;s Bylaws establish an advance notice procedure with regard to any
proposal that is not submitted for inclusion in next year&#8217;s proxy statement, but
is instead sought to be presented directly at the 2009 annual
meeting.&#160;&#160;Written notice of such shareholder proposal for the next
annual meeting of our shareholders must be received by our President at our
principal executive offices not later than March 6, 2009 and must not have been
received earlier than February 4, 2009 in order to be considered timely, and
must contain specified information concerning the matters proposed to be brought
before such meeting and concerning the shareholder proposing such
matter.&#160;&#160;If a shareholder fails to meet these deadlines and fails to
satisfy the requirements of Rule 14a-4 under the Exchange Act, the Company may
exercise discretionary voting authority under proxies it solicits to vote on any
such proposal as it determines appropriate.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Section
16(a) Beneficial Ownership Reporting Compliance</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Our
directors and executive officers must, under Section 16(a) of the Exchange Act,
file certain reports of their initial ownership of our common stock and of
changes in beneficial ownership of our securities.&#160;&#160;Based solely on a
review of reports submitted to NBT, or written representations from reporting
persons that all reportable transactions were reported, the Company believes
that during the fiscal year ended December 31, 2007 all Section 16(a) filing
requirements applicable to NBT&#8217;s officers and directors were complied with on a
timely basis.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Important
Notice Regarding Delivery of Shareholder Documents</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Only one
copy of this Proxy Statement and the Company&#8217;s 2007 Annual Report may be sent to
an address shared by more than one shareholders.&#160;&#160;This practice, known
as &#8220;householding,&#8221; is designed to reduce the Company&#8217;s printing and mailing
costs.&#160;&#160;If any shareholder residing at such an address wishes to
receive a separate copy of this Proxy Statement or the Company&#8217;s 2007 Annual
Report, he or she may contact the Company&#8217;s Shareholder Relations Department at
NBT Bancorp Inc., 20 Mohawk Street, Canajoharie, New York 13317, or by telephone
at (800) 628-2265, option 7.&#160;&#160;Any such shareholder may also contact
the Shareholder Relations Department using the above contact information if he
or she would like to receive separate Proxy Statements and Annual Reports in the
future. If you are receiving multiple copies of Proxy Statements and Annual
Reports, you may request householding in the future by contacting the
Shareholder Relations Department using the above contact
information.</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Other
Matters</font></div>
    <div style="DISPLAY: block; TEXT-INDENT: 0pt; TEXT-ALIGN: justify"><br></div>
    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: justify" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">As of the
date of this Proxy Statement, our Board knows of no matters that will be
presented for consideration at our meeting other than as described in this proxy
statement.&#160;&#160;If any other matters should properly come before our
meeting and be voted upon, the enclosed proxies will be deemed to confer
discretionary authority on the individuals named as proxies to vote the shares
represented by those proxies as to those matters.&#160;&#160;The persons named
as proxies intend to vote in accordance with the determination of the majority
vote of our Board.</font></div>
    <div>&#160;</div>
    <div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">47</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">__________________________________________________________________</font></font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
BANCORP INC.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2008
OMNIBUS INCENTIVE PLAN</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">__________________________________________________________________</font></font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TABLE
OF CONTENTS</font></div>
      <div align="left">
        <table cellpadding="0" cellspacing="0" width="100%">
            <tr>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="86%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; TEXT-DECORATION: underline">Page</font></font></div>
              </td>
            </tr>
            <tr>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="3%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="86%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="5%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
            </tr>
            <tr bgcolor="#cceeff">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">PURPOSE</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">DEFINITIONS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">ADMINISTRATION
      OF THE PLAN</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Board</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Committee.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Terms
      of Awards.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Deferral
      Arrangement.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">No
      Liability.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3.6.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Share
      Issuance/Book-Entry</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">STOCK
      SUBJECT TO THE PLAN</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      of Shares Available for Awards</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Adjustments
      in Authorized Shares</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Share
      Usage</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EFFECTIVE
      DATE, DURATION AND AMENDMENTS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Effective
      Date.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Term.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Amendment
      and Termination of the Plan</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">AWARD
      ELIGIBILITY AND LIMITATIONS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Service
      Providers and Other Persons</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Successive
      Awards and Substitute Awards.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">6.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Limitation
      on Shares of Stock Subject to Awards and Cash Awards.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">7.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">AWARD
      AGREEMENT</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TERMS
      AND CONDITIONS OF OPTIONS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Option
      Price</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Vesting.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Term.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Termination
      of Service.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Limitations
      on Exercise of Option.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.6.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Method
      of Exercise.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.7.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rights
      of Holders of Options</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.8.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Delivery
      of Stock Certificates.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.9.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Transferability
      of Options</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.10.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Family
      Transfers.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.11.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Limitations
      on Incentive Stock Options.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">8.12.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Notice
      of Disqualifying Disposition</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TERMS
      AND CONDITIONS OF STOCK APPRECIATION RIGHTS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Right
      to Payment and Grant Price.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other
      Terms.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div>&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">- i
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right">
          </div>
        </div>
      </div>
      <div>&#160;</div>
      <div align="left">
        <table cellpadding="0" cellspacing="0" width="100%">
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Term.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Transferability
      of SARS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">9.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Family
      Transfers.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TERMS
      AND CONDITIONS OF RESTRICTED STOCK AND STOCK UNITS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grant
      of Restricted Stock or Stock Units.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restrictions.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Restricted
      Stock Certificates.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rights
      of Holders of Restricted Stock.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rights
      of Holders of Stock Units.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.5.1</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-FAMILY: times new roman">&#160;</font>Voting
      and Dividend Rights.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.5.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Creditor&#8217;s
      Rights.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.6.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Termination
      of Service.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.7.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Purchase
      of Restricted Stock.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">10.8.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Delivery
      of Stock.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TERMS
      AND CONDITIONS OF UNRESTRICTED STOCK AWARDS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">FORM
      OF PAYMENT FOR OPTIONS AND RESTRICTED STOCK</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">General
      Rule.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Surrender
      of Stock.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Cashless
      Exercise.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">12.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other
      Forms of Payment.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TERMS
      AND CONDITIONS OF DIVIDEND EQUIVALENT RIGHTS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Dividend
      Equivalent Rights.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">13.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Termination
      of Service.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">TERMS
      AND CONDITIONS OF PERFORMANCE SHARES, PERFORMANCE AWARDS AND ANNUAL
      INCENTIVE AWARDS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Grant
      of Performance Shares.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Value
      of Performance Shares.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Earning
      of Performance Shares.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Form
      and Timing of Payment of Performance Shares.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performance
      Conditions.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">19</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.6.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performance
      Awards or Annual Incentive Awards Granted to Designated Covered
      Employees.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.1.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performance
      Goals Generally.</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.2.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Timing
      For Establishing Performance Goals.</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.3.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Settlement
      of Awards; Other Terms.</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.4.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Performance
      Measures.</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">20</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.5.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Evaluation
      of Performance.</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.6.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Adjustment
      of Performance-Based Compensation</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="3%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      14.6.7.</font></div>
              </td>
              <td align="left" valign="top" width="86%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Board
      Discretion.</font></div>
              </td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div>&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left">
          </div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">- ii
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right">
          </div>
        </div>
      </div>
      <div>&#160;</div>
      <div align="left">
        <table cellpadding="0" cellspacing="0" width="100%">
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">14.7.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Status
      of Section Awards Under Code Section 162(m).</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">22</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">15.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">PARACHUTE
      LIMITATIONS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">23</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">REQUIREMENTS
      OF LAW</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">General.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">16.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Rule
      16b-3.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">24</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.</font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">EFFECT
      OF CHANGES IN CAPITALIZATION</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Changes
      in Stock.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Reorganization
      in Which the Company Is the Surviving Entity Which does not Constitute a
      Corporate Transaction.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Corporate
      Transaction.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">25</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Adjustments.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">26</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">17.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">No
      Limitations on Company.</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.&#160;
      </font></div>
              </td>
              <td colspan="3" valign="top" width="91%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">GENERAL
      PROVISIONS</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.1.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Disclaimer
      of Rights</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.2.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Nonexclusivity
      of the Plan</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.3.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Withholding
      Taxes</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">27</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.4.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Captions</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.5.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Other
      Provisions</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.6.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Number
      and Gender</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.7.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Severability</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28</font></div>
              </td>
            </tr>
            <tr bgcolor="white">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.8.</font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Governing
      Law</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">28</font></div>
              </td>
            </tr>
            <tr bgcolor="#cceeff">
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="left" valign="top" width="2%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">18.9.&#160;
      </font></div>
              </td>
              <td colspan="2" valign="top" width="89%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Section
      409A of the Code</font></td>
              <td valign="top" width="2%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;
      </font></td>
              <td align="right" valign="top" width="5%">
                <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">29</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: times new roman">- iii
-</font></div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          </div>
        </div>
      </div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
BANCORP INC.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2008
OMNIBUS INCENTIVE PLAN</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">NBT
Bancorp Inc., a Delaware corporation (the &#8220;Company&#8221;), sets forth herein the
terms of its 2008 Omnibus Incentive Plan (the &#8220;Plan&#8221;), as follows:</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PURPOSE</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Plan
is intended to enhance the Company&#8217;s and its Affiliates&#8217; (as defined herein)
ability to attract and retain highly qualified officers, directors, key
employees, and other persons, and to motivate such persons to serve the Company
and its Affiliates and to expend maximum effort to improve the business results
and earnings of the Company, by providing to such persons an opportunity to
acquire or increase a direct proprietary interest in the operations and future
success of the Company.<font style="DISPLAY: inline; FONT-FAMILY: Times New Roman">&#160;</font>To this end,
the Plan provides for the grant of stock options, stock appreciation rights,
restricted stock, stock units, unrestricted stock, dividend equivalent rights,
and cash awards.&#160;&#160;Any of these awards may, but need not, be made as
performance incentives to reward attainment of annual or long-term performance
goals in accordance with the terms hereof.&#160;&#160;Stock options granted
under the Plan may be non-qualified stock options or incentive stock options, as
provided herein, except that stock options granted to outside directors and any
consultants or adviser providing services to the Company or an Affiliate shall
in all cases be non-qualified stock options.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">DEFINITIONS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">For
purposes of interpreting the Plan and related documents (including Award
Agreements), the following definitions shall apply:</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.1&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Affiliate&#8221;</font> means, with
respect to the Company, any company or other trade or business that controls, is
controlled by or is under common control with the Company within the meaning of
Rule 405 of Regulation C under the Securities Act, including, without
limitation, any Subsidiary.&#160;&#160;For purposes of granting stock options or
stock appreciation rights, an entity may not be considered an Affiliate if it
results in noncompliance with Code Section 409A.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.2&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Annual Incentive Award&#8221;</font> means
an Award made subject to attainment of performance goals (as described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14</font>) over a performance
period of up to one year (the Company&#8217;s fiscal year, unless otherwise specified
by the Committee).</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.3&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Award&#8221;</font> means a grant of an
Option, Stock Appreciation Right, Restricted Stock, Unrestricted Stock, Stock
Unit, Dividend Equivalent Rights, Performance Share or cash award<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>under the
Plan.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.4&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Award Agreement&#8221;</font> means the
written agreement between the Company and a Grantee that evidences and sets out
the terms and conditions of an Award.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">&#160;
</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.5&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Benefit Arrangement&#8221;</font> shall
have the meaning set forth in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;15</font>
hereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.6&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Board&#8221;</font> means the Board of
Directors of the Company.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.7&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Cause&#8221;</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>means the Grantee&#8217;s:
(1) personal dishonesty, incompetence (which shall be measured against standards
generally prevailing in the financial institutions industry), willful or gross
misconduct with respect to the business and affairs of the Company or NBT Bank,
National Association (&#8220;NBT Bank&#8221;), or with respect to any of their affiliates
for which Executive is assigned material responsibilities or duties; (2) willful
neglect, failure, or refusal to carry out Grantee&#8217;s duties in a reasonable
manner after a written demand for substantial performance is delivered to
Grantee that specifically identifies the manner in which the Company believes
that Grantee has not substantially performed Grantee&#8217;s duties and Grantee has
not resumed such substantial performance within 21 days of receiving such
demand; (3) willful violation of any law, rule, or regulation (other than
traffic violations or similar offenses) or the conviction of a felony, whether
or not committed in the course of Grantee&#8217;s employment with the Company; (4)
being a specific subject of a final cease and desist order form, written
agreement with, or other order or supervisory direction from, any federal or
state regulatory authority; (5) conduct tending to bring the Company, NBT Bank
or any of their affiliates into public disgrace or disrepute; or (6) breach of
any representation or warranty under Grantee&#8217;s employment
agreement.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.8&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Code&#8221;</font> means the Internal
Revenue Code of 1986, as now in effect or as hereafter amended.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.9&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Committee&#8221;</font> means a committee
of, and designated from time to time by resolution of, the Board, which shall be
constituted as provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 3.2</font>.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.10&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Company&#8221;</font> means NBT Bancorp
Inc.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.11&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Corporate Transaction&#8221;
</font>means:</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;A
change in control of a nature that would be required to be reported in response
to Item 6(e) of Schedule 14A of Regulation 14A as in effect on the date hereof
pursuant to the Exchange Act; provided that, without limitation, such a change
in control shall be deemed to have occurred at such time as any Person hereafter
becomes the "Beneficial Owner" (as defined in Rule 13d-3 under the Exchange
Act), directly or indirectly, of 30 percent or more of the combined voting power
of the Company's voting securities; or</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;During
any period of two consecutive years, individuals who at the beginning of such
period constitute the Board cease for any reason to constitute at least a
majority thereof unless the election, or the nomination for election by the
Company's shareholders, of each new director was approved by a vote of at least
two-thirds of the directors then still in office who were directors at the
beginning of the period; or</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 2
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 108pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;There
shall be consummated (x) any consolidation or merger of the Company in which the
Company is not the continuing or surviving corporation or pursuant to which
voting securities would be converted into cash, securities, or other property,
other than a merger of the Company in which the holders of voting securities
immediately prior to the merger have the same proportionate ownership of common
stock of the surviving corporation immediately after the merger, or (y) any
sale, lease, exchange, or other transfer (in one transaction or a series of
related transactions) of all, or substantially all of the assets of the Company,
provided that any such consolidation, merger, sale, lease, exchange or other
transfer consummated at the insistence of an appropriate banking regulatory
agency shall not constitute a change in control of the Company; or</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 108pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Approval
by the shareholders of the Company of any plan or proposal for the liquidation
or dissolution of the Company.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 108pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.12&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt">&#8220;Covered
Employee&#8221;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt"> means a Grantee
who is a covered employee within the meaning of Section 162(m)(3) of the
Code.</font></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.13&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Disability&#8221;</font> means a
disability by reason of any medically determinable physical or mental impairment
that can be expected to result in death or expected to last for a continuous
period of not less than twelve (12) months that (a) renders the Grantee unable
to engage in any substantial gainful activity or (b) qualifies the Grantee for
benefits payable under the Company&#8217;s long-term disability plan under which the
Grantee is covered.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.14&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold"> &#8220;Dividend Equivalent Right&#8221;</font>
means a right, granted to a Grantee under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 13</font> hereof, to receive
cash, Stock, other Awards or other property equal in value to dividends paid
with respect to a specified number of shares of Stock, or other periodic
payments.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.15&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Effective Date&#8221;</font> means April
15, 2008.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.16&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Exchange Act&#8221;</font> means the
Securities Exchange Act of 1934, as now in effect or as hereafter
amended.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.17&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Fair Market Value&#8221;</font> means the
value of a share of Stock, determined as follows:&#160;&#160;if on the Grant
Date or other determination date the Stock is listed on an established national
or regional stock exchange, is admitted to quotation on The Nasdaq Stock Market,
Inc. or is publicly traded on an established securities market, the Fair Market
Value of a share of Stock shall be the closing price of the Stock on such
exchange or in such market on the Grant Date or such other determination date
or, if no sale of Stock is reported for such trading day, on the next preceding
day on which any sale shall have been reported.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.18&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Family Member&#8221;</font> means a person
who is a spouse, former spouse, child, stepchild, grandchild, parent,
stepparent, grandparent, niece, nephew, mother-in-law, father-in-law,
son-in-law, daughter-in-law, brother, sister, brother-in-law, or sister-in-law,
including adoptive relationships, of the Grantee, any person sharing the
Grantee&#8217;s household (other than a tenant or employee), a trust in which any one
or more of these persons have more than fifty percent of the beneficial
interest, a foundation in which any one or more of these persons (or the
Grantee) control the management of assets, and any other entity in which one or
more of these persons (or the Grantee) own more than fifty percent of the voting
interests.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 3
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.19&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Grant Date&#8221;</font> means, as
determined by the Board, the latest to occur of<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>(i) the date as of which
the Board approves an Award, (ii) the date on which the recipient of an Award
first becomes eligible to receive an Award under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;</font><font style="DISPLAY: inline; FONT-WEIGHT: bold">6</font> hereof, or (iii) such other
date as may be specified by the Board.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.20&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Grantee&#8221;</font> means a person who
receives or holds an Award under the Plan.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.21&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Incentive Stock Option&#8221;</font> means
an &#8220;incentive stock option&#8221; within the meaning of Section 422 of the Code, or
the corresponding provision of any subsequently enacted tax statute, as amended
from time to time.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.22&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Non-qualified Stock Option&#8221;</font>
means an Option that is not an Incentive Stock Option.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.23&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Option&#8221;</font> means an option to
purchase one or more shares of Stock pursuant to the Plan.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.24&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Option Price&#8221;</font> means the
exercise price for each share of Stock subject to an Option.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.25&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Other Agreement&#8221;</font> shall have
the meaning set forth in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 15</font>
hereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.26&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Outside Director&#8221;</font> means a
member of the Board who is not an officer or employee of the
Company.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.27&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Performance Award&#8221;</font> means an
Award made subject to the attainment of performance goals (as described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14</font>) over a performance
period of up to ten (10) years.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.28&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Performance-Based Compensation&#8221;
</font>means compensation under an Award that is intended to satisfy the
requirements of Code Section&#160;162(m) for certain performance-based
compensation paid to Covered Employees. Notwithstanding the foregoing, nothing
in this Plan shall be construed to mean that an Award which does not satisfy the
requirements for performance-based compensation under Code Section&#160;162(m)
does not constitute performance-based compensation for other purposes, including
Code Section&#160;409A.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.29&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Performance Measures&#8221;</font><font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>means measures as
described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14</font>
on which the performance goals are based and which are approved by the Company&#8217;s
shareholders pursuant to this Plan in order to qualify Awards as
Performance-Based Compensation.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 4
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.30&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Performance Period&#8221; </font>means the
period of time during which the performance goals must be met in order to
determine the degree of payout and/or vesting with respect to an
Award.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.31&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Performance Share&#8221; </font>means an
Award under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14</font>
herein and subject to the terms of this Plan, denominated in Shares, the value
of which at the time it is payable is determined as a function of the extent to
which corresponding performance criteria have been achieved.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.32&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Plan&#8221;</font> means this NBT Bancorp
Inc. 2008 Omnibus Incentive Plan and all options previously granted by the
Company.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.33&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Prior Plans&#8221;</font> means the<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>NBT Bancorp Inc.
Non-Employee Directors Restricted and Deferred Stock Plan; the NBT Bancorp Inc.
1993 Stock Option Plan; the NBT Bancorp Inc. Non-Employee Director, Divisional
Director and Subsidiary Director Stock Option Plan; the NBT Bancorp Inc.
Performance Share Plan; and the NBT Bancorp Inc. 2006 Non-Executive Restricted
Stock Plan.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.34&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Purchase Price&#8221;</font> means the
purchase price for each share of Stock pursuant to a grant of Restricted Stock
or Unrestricted Stock.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.35&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Reporting Person&#8221;</font> means a
person who is required to file reports under Section&#160;16(a) of the Exchange
Act.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.36&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Restricted Stock&#8221;</font> means
shares of Stock, awarded to a Grantee pursuant to <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 10</font>
hereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.37&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;SAR Exercise Price&#8221;</font> means the
per share exercise price of an SAR granted to a Grantee under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 9</font> hereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.38&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Securities Act&#8221;</font> means the
Securities Act of 1933, as now in effect or as hereafter amended.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.39&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Service&#8221;</font> means service as a
Service Provider to the Company or an Affiliate.&#160;&#160;Unless otherwise
stated in the applicable Award Agreement, a Grantee's change in position or
duties shall not result in interrupted or terminated Service, so long as such
Grantee continues to be a Service Provider to the Company or an
Affiliate.&#160;&#160;Subject to the preceding sentence, whether a termination
of Service shall have occurred for purposes of the Plan shall be determined by
the Board, which determination shall be final, binding and
conclusive.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.40&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Service Provider&#8221;</font> means an
employee, officer or director of the Company or an Affiliate, or a consultant or
adviser (who is a natural person) currently providing services to the Company or
an Affiliate.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.41&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Stock&#8221;</font> means the common
stock, par value $.01 per share, of the Company.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 5
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.42&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Stock Appreciation Right&#8221;</font> or
<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;SAR&#8221;</font> means a right
granted to a Grantee under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 9</font> hereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.43&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Stock Unit&#8221;</font> means a
bookkeeping entry representing the equivalent of one share of Stock awarded to a
Grantee pursuant to <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section
10</font> hereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.44&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Subsidiary&#8221;</font> means any
&#8220;subsidiary corporation&#8221; of the Company within the meaning of Section 424(f) of
the Code.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.45&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Substitute Awards&#8221;</font> means
Awards granted upon assumption of, or in substitution for, outstanding awards
previously granted by a company or other entity acquired by the Company or any
Affiliate or with which the Company or any Affiliate combines.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.46&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt">&#8220;Ten Percent
Stockholder&#8221;</font><font style="DISPLAY: inline; FONT-SIZE: 10pt"> means an
individual who owns more than ten percent (10%) of the total combined voting
power of all classes of outstanding stock of the Company, its parent or any of
its Subsidiaries.&#160;&#160;In determining stock ownership, the attribution
rules of Section 424(d) of the Code shall be applied.</font></font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">2.47&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#8220;Unrestricted Stock&#8221; </font>means an
Award pursuant to <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section
11</font> hereof.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">ADMINISTRATION
      OF THE PLAN</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Board</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
shall have such powers and authorities related to the administration of the Plan
as are consistent with the Company&#8217;s certificate of incorporation and by-laws
and applicable law.&#160;&#160;The Board shall have full power and authority to
take all actions and to make all determinations required or provided for under
the Plan, any Award or any Award Agreement, and shall have full power and
authority to take all such other actions and make all such other determinations
not inconsistent with the specific terms and provisions of the Plan that the
Board deems to be necessary or appropriate to the administration of the Plan,
any Award or any Award Agreement.&#160;&#160;All such actions and determinations
shall be by the affirmative vote of a majority of the members of the Board
present at a meeting or by unanimous consent of the Board executed in writing in
accordance with the Company&#8217;s certificate of incorporation and by-laws and
applicable law.&#160;&#160;The interpretation and construction by the Board of
any provision of the Plan, any Award or any Award Agreement shall be final,
binding and conclusive.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Committee.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
from time to time may delegate to the Committee such powers and authorities
related to the administration and implementation of the Plan, as set forth in
<font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;3.1</font> above
and other applicable provisions, as the Board shall determine, consistent with
the certificate<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>of
incorporation and by-laws of the Company and applicable law.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 6
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br>&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Except
as provided in Subsection (ii) and except as the Board may otherwise determine,
the Committee, if any, appointed by the Board to administer the Plan shall
consist of two or more Outside Directors of the Company who: (a) qualify as
&#8220;outside directors&#8221; within the meaning of Section 162(m) of the Code and who (b)
meet such other requirements as may be established from time to time by the
Securities and Exchange Commission for plans intended to qualify for exemption
under Rule 16b-3 (or its successor) under the Exchange Act and who (c) comply
with the independence requirements of the stock exchange on which the Common
Stock is listed.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
The Board may also appoint one or more separate committees of the Board, each
composed of one or more directors of the Company who need not be Outside
Directors, who may administer the Plan with respect to employees or other
Service Providers who are not executive officers or directors of the Company,
may grant Awards under the Plan to such employees or other Service Providers,
and may determine all terms of such Awards.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In the
event that the Plan, any Award or any Award Agreement entered into hereunder
provides for any action to be taken by or determination to be made by the Board,
such action may be taken or such determination may be made by the Committee if
the power and authority to do so has been delegated to the Committee by the
Board as provided for in this Section.&#160;&#160;Unless otherwise expressly
determined by the Board, any such action or determination by the Committee shall
be final, binding and conclusive.&#160;&#160;To the extent permitted by law, the
Committee may delegate its authority under the Plan to a member of the
Board.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Terms
      of Awards.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to the other terms and conditions of the Plan, the Board shall have full and
final authority to:</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
designate Grantees,</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
determine the type or types of Awards to be made to a Grantee,</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;determine
the number of shares of Stock to be subject to an Award,</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iv)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;establish
the terms and conditions of each Award (including, but not limited to, the
exercise price of any Option, the nature and duration of any restriction or
condition (or provision for lapse thereof) relating to the vesting, exercise,
transfer, or forfeiture of an Award or the shares of Stock subject thereto, and
any terms or conditions that may be necessary to qualify Options as Incentive
Stock Options),</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(v)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;
&#160;prescribe the form of each Award Agreement evidencing an Award,
and</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(vi)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;amend,
modify, or supplement the terms of any outstanding Award.&#160;&#160;Such
authority specifically includes the authority, in order to effectuate the
purposes of the Plan but without amending the Plan, to modify Awards to eligible
individuals who are foreign nationals or are individuals who are employed
outside the United&#160;States to recognize differences in local law, tax
policy, or custom.&#160;&#160;Notwithstanding the foregoing, no amendment,
modification or supplement of any Award shall, without the consent of the
Grantee, impair the Grantee&#8217;s rights under such Award.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 7
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company may retain the right in an Award Agreement to cause a forfeiture of the
gain realized by a Grantee on account of actions taken by the Grantee in
violation or breach of or in conflict with any employment agreement,
non-competition agreement, any agreement prohibiting solicitation of employees
or clients of the Company or any Affiliate<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>thereof or any
confidentiality obligation with respect to the Company or any Affiliate<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>thereof or otherwise in
competition with the Company or any Affiliate thereof, to the extent specified
in such Award Agreement applicable to the Grantee.&#160;&#160;Furthermore, the
Company may annul an Award if the Grantee is an employee of the Company or an
Affiliate thereof and is terminated for Cause as defined in the applicable Award
Agreement or the Plan, as applicable.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Notwithstanding
the foregoing, no amendment or modification may be made to an outstanding Option
or SAR which reduces the Option Price or SAR Exercise Price, either by lowering
the Option Price or SAR Exercise Price or by canceling the outstanding Option or
SAR and granting a replacement Option or SAR with a lower exercise price without
the approval of the stockholders of the Company, provided, that, appropriate
adjustments may be made to outstanding Options and SARs pursuant to Section
17.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Deferral
      Arrangement.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
may permit or require the deferral of any award payment into a deferred
compensation arrangement, subject to such rules and procedures as it may
establish, which may include provisions for the payment or crediting of interest
or dividend equivalents, including converting such credits into deferred Stock
equivalents.&#160;&#160;Any such deferrals shall be made in a manner that
complies with Code Section 409A.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">No
      Liability.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">No member
of the Board or of the Committee shall be liable for any action or determination
made in good faith with respect to the Plan or any Award or Award
Agreement.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">3.6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Share
      Issuance/Book-Entry</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Notwithstanding
any provision of this Plan to the contrary, the issuance of the Stock under the
Plan may be evidenced in such a manner as the Board, in its discretion, deems
appropriate, including, without limitation, book-entry registration or issuance
of one or more Stock certificates.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 8
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">STOCK
      SUBJECT TO THE PLAN</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Number
      of Shares Available for Awards</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to adjustment as provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;17</font> hereof, the
number of shares of Stock available for issuance under the Plan shall be three
million two hundred fifty thousand&#160;&#160;(3,250,000).&#160;&#160;The number
of shares available for issuance under the Plan shall be reduced by the number
of shares subject to Options and SARs.<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160; </font>Upon a grant of Awards
other than Awards of Options or SARs, the number of shares available for
issuance under the Plan shall be reduced by 1.5 times the number of shares of
Stock subject to such Awards.<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>Stock issued or to be
issued under the Plan shall be authorized but unissued shares; or, to the extent
permitted by applicable law, issued shares that have been reacquired by the
Company, increased by shares of Stock covered by awards granted under a Prior
Plan that are not purchased or are forfeited or expire, or otherwise terminate
without delivery of any Stock subject thereto, to the extent such shares would
again be available for issuance under such Prior Plan.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Adjustments
      in Authorized Shares</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
shall have the right to substitute or assume Awards in connection with mergers,
reorganizations, separations, or other transactions to which Section 424(a) of
the Code applies. The number of shares of Stock reserved pursuant to <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 4</font> shall be increased
by the corresponding number of Awards assumed and, in the case of a
substitution, by the net increase in the number of shares of Stock subject to
Awards before and after the substitution.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">4.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Share
      Usage</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Shares
covered by an Award shall be counted as used as of the Grant Date.&#160;&#160;If
any shares covered by an Award are not purchased or are forfeited or expire, or
if an Award otherwise terminates without delivery of any Stock subject thereto
or is settled in cash in lieu of shares, then the number of shares of Stock
counted against the aggregate number of shares available under the Plan with
respect to such Award shall, to the extent of any such forfeiture, termination
or expiration, again be available for making Awards under the
Plan.&#160;&#160;&#160;&#160;&#160;Furthermore, the number of shares subject to
an award of SARs will be counted against the aggregate number of shares
available for issuance under the Plan regardless of the number of shares
actually issued to settle the SAR upon exercise.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 9
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">EFFECTIVE
      DATE, DURATION AND AMENDMENTS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Effective
      Date.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Plan
shall be effective as of the Effective Date, subject to approval of the Plan by
the Company&#8217;s stockholders within one year of the Effective
Date.&#160;&#160;Upon approval of the Plan by the stockholders of the Company as
set forth above, all Awards made under the Plan on or after the Effective Date
shall be fully effective as if the stockholders of the Company had approved the
Plan on the Effective Date.&#160;&#160;If the stockholders fail to approve the
Plan within one year of the Effective Date, any Awards made hereunder shall be
null and void and of no effect.&#160;&#160;Following the Effective Date no
awards will be made under the Prior Plans.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Term.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Plan
shall terminate automatically ten (10) years after its Effective Date and may be
terminated on any earlier date as provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;5.3</font>.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">5.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Amendment
      and Termination of the Plan</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
may, at any time and from time to time, amend, suspend, or terminate the Plan as
to any shares of Stock as to which Awards have not been made.&#160;&#160;An
amendment shall be contingent on approval of the Company&#8217;s stockholders to the
extent stated by the Board, required by applicable law or required by applicable
stock exchange listing requirements.&#160;&#160;In addition, an amendment will
be contingent on approval of the Company&#8217;s stockholders if the amendment
would:&#160;&#160;(i) materially increase the benefits accruing to participants
under the Plan, (ii) materially increase the aggregate number of shares of Stock
that may be issued under the Plan, or (iii) materially modify the requirements
as to eligibility for participation in the Plan.&#160;&#160;No Awards shall be
made after termination of the Plan.&#160;&#160;No amendment, suspension, or
termination of the Plan shall, without the consent of the Grantee, impair rights
or obligations under any Award theretofore awarded under the Plan.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">AWARD
      ELIGIBILITY AND LIMITATIONS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">6.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Service
      Providers and Other Persons</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 6</font>,
Awards may be made under the Plan to: (i)&#160;&#160;any Service Provider to the
Company or of any Affiliate, including any Service Provider who is an officer or
director of the Company, or of any Affiliate, as the Board shall determine and
designate from time to time and (ii) any other individual whose participation in
the Plan is determined to be in the best interests of the Company by the
Board.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">6.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Successive
      Awards and Substitute Awards.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">An
eligible person may receive more than one Award, subject to such restrictions as
are provided herein.&#160;&#160;Notwithstanding <font style="DISPLAY: inline; FONT-WEIGHT: bold">Sections 8.1</font> and <font style="DISPLAY: inline; FONT-WEIGHT: bold">9.1</font>, the Option Price of an
Option or the grant price of an SAR that is a Substitute Award may be less than
100% of the Fair Market Value of a share of Common Stock on the original date of
grant; provided, that, the Option Price or grant price is determined in
accordance with the principles of Code Section 424 and the regulations
thereunder.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 10
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">6.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Limitation
      on Shares of Stock Subject to Awards and Cash
  Awards.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">During
any time when the Company has a class of equity security registered under
Section 12 of the Exchange Act:</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i) the
maximum number of shares of Stock subject to Options or SARs that can be awarded
under the Plan to any person eligible for an Award under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 6</font> hereof is eight
hundred twelve thousand five hundred (812,500) per calendar year;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(ii) the
maximum number of shares that can be awarded under the Plan, other than pursuant
to an Option or SARs, to any person eligible for an Award under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 6</font> hereof is eight
hundred twelve thousand five hundred (812,500) per calendar year;
and</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(iii) the
maximum amount that may be earned as an Annual Incentive Award or other cash
Award in any calendar year by any one Grantee shall be $2 million<font style="DISPLAY: inline; FONT-WEIGHT: bold">&#160;</font>and the maximum amount
that may be earned as a Performance Award or other cash Award in respect of a
performance period that is longer than one year by any one Grantee shall be $5
million.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">7.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">AWARD
      AGREEMENT</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each
Award granted pursuant to the Plan shall be evidenced by an Award Agreement, in
such form or forms as the Board shall from time to time
determine.&#160;&#160;Award Agreements granted from time to time or at the same
time need not contain similar provisions but shall be consistent with the terms
of the Plan.&#160;&#160;Each Award Agreement evidencing an Award of Options
shall specify whether such Options are intended to be Non-qualified Stock
Options or Incentive Stock Options, and in the absence of such specification
such options shall be deemed Non-qualified Stock Options.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TERMS
      AND CONDITIONS OF OPTIONS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Option
      Price</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Option Price of each Option shall be fixed by the Board and stated in the Award
Agreement evidencing such Option.&#160;&#160;The Option Price of each Option
shall be at least the Fair Market Value on the Grant Date of a share of Stock;
<font style="DISPLAY: inline; TEXT-DECORATION: underline">provided</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">however</font>, that in the
event that a Grantee is a Ten Percent Stockholder, the Option Price of an Option
granted to such Grantee that is intended to be an Incentive Stock Option shall
be not less than 110 percent of the Fair Market Value of a share of Stock on the
Grant Date.&#160;&#160;&#160;In no case shall the Option Price of any Option be
less than the par value of a share of Stock.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Vesting.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to <font style="DISPLAY: inline; FONT-WEIGHT: bold">Sections 8.3 and 17.3</font>
hereof, each Option granted under the Plan shall become exercisable at such
times and under such conditions as shall be determined by the Board and stated
in the Award Agreement.&#160;&#160;For purposes of this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;8.2</font>, fractional
numbers of shares of Stock subject to an Option shall be rounded down to the
next nearest whole number.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 11
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Term.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each
Option granted under the Plan shall terminate, and all rights to purchase shares
of Stock thereunder shall cease, upon the expiration of ten (10) years from the
date such Option is granted, or under such circumstances and on such date prior
thereto as is set forth in the Plan or as may be fixed by the Board and stated
in the Award Agreement relating to such Option; <font style="DISPLAY: inline; TEXT-DECORATION: underline">provided</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">however</font>, that in the
event that the Grantee is a Ten Percent Stockholder, an Option granted to such
Grantee that is intended to be an Incentive Stock Option shall not be
exercisable after the expiration of five years from its Grant Date; and
provided, further, that in the event of the Grantee&#8217;s death, the term of the
Option shall be extended, to the extent necessary, so that the Option term will
continue for one year from the date of death; and provided, further, that if
expiration of the Option would occur during a period in which the Grantee is (i)
subject to a lock-up agreement restricting the Grantee&#8217;s ability to sell shares
of Stock in the open market or (ii) restricted from selling shares of Stock in
the open market because the Grantee is not then eligible to sell under the
Company&#8217;s insider trading or similar plan as then in effect (whether because a
trading window is not open or the Grantee is otherwise restricted from trading),
the expiration of the Option will be delayed until 2&#189; months after the date such
restriction ends.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Termination
      of Service.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
the Board otherwise provides in an Award Agreement or in writing after the Award
Agreement is issued, the Option shall continue to be exercisable for one year
after Grantee&#8217;s termination of service due to death or Disability.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Such
provisions shall be determined in the sole discretion of the Board, need not be
uniform among all Options issued pursuant to the Plan, and may reflect
distinctions based on the reasons for termination of Service.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Limitations
      on Exercise of Option.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Notwithstanding
any other provision of the Plan, in no event may any Option be exercised, in
whole or in part, prior to the date the Plan is approved by the stockholders of
the Company as provided herein or after the occurrence of an event referred to
in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;17</font>
hereof which results in termination of the Option.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Method
      of Exercise.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">An Option
that is exercisable may be exercised by the Grantee&#8217;s delivery to the Company of
written notice of exercise on any business day, at the Company&#8217;s principal
office, on the form specified by the Company.&#160;&#160;Such notice shall
specify the number of shares of Stock with respect to which the Option is being
exercised and shall be accompanied by payment in full of the Option Price of the
shares for which the Option is being exercised plus the amount (if any) of
federal and/or other taxes which the Company may, in its judgment, be required
to withhold with respect to an Award.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 12
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.7.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Rights
      of Holders of Options</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
otherwise stated in the applicable Award Agreement, an individual holding or
exercising an Option shall have none of the rights of a stockholder (for
example, the right to receive cash or dividend payments or distributions
attributable to the subject shares of Stock or to direct the voting of the
subject shares of Stock ) until the shares of Stock covered thereby are fully
paid and issued to him.&#160;&#160;Except as provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;17</font> hereof, no
adjustment shall be made for dividends, distributions or other rights for which
the record date is prior to the date of such issuance.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.8.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Delivery
      of Stock Certificates.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Promptly
after the exercise of an Option by a Grantee and the payment in full of the
Option Price, such Grantee shall be entitled to the issuance of a stock
certificate or certificates evidencing his or her ownership of the shares of
Stock subject to the Option.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.9.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Transferability
      of Options</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Except as
provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section
8.10</font>, during the lifetime of a Grantee, only the Grantee (or, in the
event of legal incapacity or incompetency, the Grantee's guardian or legal
representative) may exercise an Option.&#160;&#160;Except as provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 8.10</font>, no Option shall
be assignable or transferable by the Grantee to whom it is granted, other than
by will or the laws of descent and distribution.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.10.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Family
      Transfers.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If
authorized in the applicable Award Agreement, a Grantee may transfer, not for
value, all or part of an Option which is not an Incentive Stock Option to any
Family Member.&#160;&#160;For the purpose of this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 8.10</font>, a &#8220;not for
value&#8221; transfer is a transfer which is (i) a gift, (ii) a transfer under a
domestic relations order in settlement of marital property rights; or (iii) a
transfer to an entity in which more than fifty percent of the voting interests
are owned by Family Members (or the Grantee) in exchange for an interest in that
entity.&#160;&#160;Following a transfer under this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 8.10</font>, any such Option
shall continue to be subject to the same terms and conditions as were applicable
immediately prior to transfer.&#160;&#160;Subsequent transfers of transferred
Options are prohibited except to Family Members of the original Grantee in
accordance with this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section</font> <font style="DISPLAY: inline; FONT-WEIGHT: bold">8.10</font> or by will or the laws of
descent and distribution.&#160;&#160;The events of termination of Service of
<font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 8.4</font> hereof shall
continue to be applied with respect to the original Grantee, following which the
Option shall be exercisable by the transferee only to the extent, and for the
periods specified, in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section
8.4</font>.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.11.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Limitations
      on Incentive Stock Options.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">An Option
shall constitute an Incentive Stock Option only (i) if the Grantee of such
Option is an employee of the Company or any Subsidiary of the Company; (ii) to
the extent specifically provided in the related Award Agreement; and (iii) to
the extent that the aggregate Fair Market Value (determined at the time the
Option is granted) of the shares of Stock with respect to which all Incentive
Stock Options held by such Grantee become exercisable for the first time during
any calendar year (under the Plan and all other plans of the Grantee&#8217;s employer
and its Affiliates) does not exceed $100,000.&#160;&#160;This limitation shall
be applied by taking Options into account in the order in which they were
granted.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 13
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">8.12.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Notice
      of Disqualifying Disposition</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If any
Grantee shall make any disposition of shares of Stock issued pursuant to the
exercise of an Incentive Stock Option under the circumstances described in Code
Section 421(b) (relating to certain disqualifying dispositions), such Grantee
shall notify the Company of such disposition within ten (10) days
thereof.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TERMS
      AND CONDITIONS OF STOCK APPRECIATION
RIGHTS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Right
      to Payment and Grant Price.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A SAR
shall confer on the Grantee to whom it is granted a right to receive, upon
exercise thereof, the excess of (A) the Fair Market Value of one share of Stock
on the date of exercise over (B) the grant price of the SAR as determined by the
Board.&#160;&#160;The Award Agreement for a SAR shall specify the grant price of
the SAR, which shall be at least the&#160;&#160;Fair Market Value of a share of
Stock on the date of grant.&#160;&#160;</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Other
      Terms.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
shall determine at the date of grant or thereafter, the time or times at which
and the circumstances under which an SAR may be exercised in whole or in part
(including based on achievement of performance goals and/or future service
requirements), the time or times at which SARs shall cease to be or become
exercisable following termination of Service or upon other conditions, the
method of exercise, method of settlement, form of consideration payable in
settlement, method by or forms in which Stock will be delivered or deemed to be
delivered to Grantees..</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Term.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each SAR
granted under the Plan shall terminate, and all rights thereunder shall cease,
upon the expiration of ten years from the date such SAR is granted, or under
such circumstances and on such date prior thereto as is set forth in the Plan or
as may be fixed by the Board and stated in the Award Agreement relating to such
SAR, and provided, further, that in the event of the Grantee&#8217;s death, the term
of the SAR shall be extended, to the extent necessary, so that the SAR term will
continue for one year from the date of death.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Transferability
      of SARS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Except as
provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 9.5</font>,
during the lifetime of a Grantee, only the Grantee (or, in the event of legal
incapacity or incompetency, the Grantee's guardian or legal representative) may
exercise a SAR.&#160;&#160;Except as provided in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 9.5</font>, no SAR shall be
assignable or transferable by the Grantee to whom it is granted, other than by
will or the laws of descent and distribution.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 14
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">9.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Family
      Transfers.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If
authorized in the applicable Award Agreement, a Grantee may transfer, not for
value, all or part of a SAR to any Family Member.&#160;&#160;For the purpose of
this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 9.5</font>, a &#8220;not
for value&#8221; transfer is a transfer which is (i) a gift, (ii) a transfer under a
domestic relations order in settlement of marital property rights; or (iii) a
transfer to an entity in which more than fifty percent of the voting interests
are owned by Family Members (or the Grantee) in exchange for an interest in that
entity.&#160;&#160;Following a transfer under this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 9.5</font>, any such SAR
shall continue to be subject to the same terms and conditions as were applicable
immediately prior to transfer.&#160;&#160;Subsequent transfers of transferred
SARs are prohibited except to Family Members of the original Grantee in
accordance with this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section</font> <font style="DISPLAY: inline; FONT-WEIGHT: bold">9.5</font> or by will or the laws of
descent and distribution.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TERMS
      AND CONDITIONS OF RESTRICTED STOCK AND STOCK
  UNITS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Grant
      of Restricted Stock or Stock Units.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Awards of
Restricted Stock or Stock Units may be made for no consideration (other than par
value of the shares which is deemed paid by Services already
rendered).</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Restrictions.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">At the
time a grant of Restricted Stock or Stock Units is made, the Board may, in its
sole discretion, establish a period of time (a &#8220;restricted period&#8221;) applicable
to such Restricted Stock or Stock Units.&#160;&#160;Each Award of Restricted
Stock or Stock Units may be subject to a different restricted
period.&#160;&#160;The Board may, in its sole discretion, at the time a grant of
Restricted Stock or Stock Units is made, prescribe restrictions in addition to
or other than the expiration of the restricted period, including the
satisfaction of corporate or individual performance objectives, which may be
applicable to all or any portion of the Restricted Stock or Stock Units as
described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Article
14</font>.&#160;&#160;<font style="DISPLAY: inline; FONT-STYLE: italic">&#160;</font>Notwithstanding the
foregoing, Restricted Stock and Stock Units that vest solely by the passage of
time shall not vest in full in less than three (3) years from the Grant Date;
provided, however, up to five percent of the shares reserved for issuance under
this Plan may be granted pursuant to this Section 10 or the other provisions of
this Plan without being subject to the foregoing
restrictions.&#160;&#160;Restricted Stock and Stock Units for which vesting may
be accelerated by achieving performance targets shall not vest in full in less
than one (1) year from the Grant Date. Neither Restricted Stock nor Stock Units
may be sold, transferred, assigned, pledged or otherwise encumbered or disposed
of during the restricted period or prior to the satisfaction of any other
restrictions prescribed by the Board with respect to such Restricted Stock or
Stock Units.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Restricted
      Stock Certificates.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company shall issue, in the name of each Grantee to whom Restricted Stock has
been granted, stock certificates representing the total number of shares of
Restricted Stock granted to the Grantee, as soon as reasonably practicable after
the Grant Date.&#160;&#160;The Board may provide in an Award Agreement that
either (i)&#160;&#160;the Secretary of the Company shall hold such certificates
for the Grantee&#8217;s benefit until such time as the Restricted Stock is forfeited
to the Company or the restrictions lapse, or (ii)&#160;&#160;such certificates
shall be delivered to the Grantee, <font style="DISPLAY: inline; TEXT-DECORATION: underline">provided</font>, <font style="DISPLAY: inline; TEXT-DECORATION: underline">however</font>, that such
certificates shall bear a legend or legends that comply with the applicable
securities laws and regulations and makes appropriate reference to the
restrictions imposed under the Plan and the Award Agreement.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 15
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Rights
      of Holders of Restricted Stock.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
the Board otherwise provides in an Award Agreement, holders of Restricted Stock
shall have the right to vote such Stock and the right to receive any dividends
declared or paid with respect to such Stock.&#160;&#160;The Board may provide
that any dividends paid on Restricted Stock must be reinvested in shares of
Stock, which may or may not be subject to the same vesting conditions and
restrictions applicable to such Restricted Stock.&#160;&#160;All distributions,
if any, received by a Grantee with respect to Restricted Stock as a result of
any stock split, stock dividend, combination of shares, or other similar
transaction shall be subject to the restrictions applicable to the original
Grant.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Rights
      of Holders of Stock Units.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.5.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;&#160;Voting
      and Dividend Rights.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Holders
of Stock Units shall have no rights as stockholders of the
Company.&#160;&#160;The Board may provide in an Award Agreement evidencing a
grant of Stock Units that the holder of such Stock Units shall be entitled to
receive, upon the Company&#8217;s payment of a cash dividend on its outstanding Stock,
a cash payment for each Stock Unit held equal to the per-share dividend paid on
the Stock.&#160;&#160;Such Award Agreement may also provide that such cash
payment will be deemed reinvested in additional Stock Units at a price per unit
equal to the Fair Market Value of a share of Stock on the date that such
dividend is paid.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.5.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;&#160;Creditor&#8217;s
      Rights.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A holder
of Stock Units shall have no rights other than those of a general creditor of
the Company.&#160;&#160;Stock Units represent an unfunded and unsecured
obligation of the Company, subject to the terms and conditions of the applicable
Award Agreement.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Termination
      of Service.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
the Board otherwise provides in an Award Agreement or in writing after the Award
Agreement is issued, upon the termination of a Grantee&#8217;s Service, any Restricted
Stock or Stock Units held by such Grantee that have not vested, or with respect
to which all applicable restrictions and conditions have not lapsed, shall
immediately be deemed forfeited.&#160;&#160;Upon forfeiture of Restricted Stock
or Stock Units, the Grantee shall have no further rights with respect to such
Award, including but not limited to any right to vote Restricted Stock or any
right to receive dividends with respect to shares of Restricted Stock or Stock
Units.&#160;&#160;If the Board waives restrictions or conditions applicable to
Restricted Stock or Stock Units except in the case of a Grantee&#8217;s death or
Disability, the shares subject to such Restricted Stock or Stock Units shall be
deducted from the five percent limitation set forth in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 10.2</font>.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.7.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Purchase
      of Restricted Stock.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Grantee shall be required, to the extent required by applicable law, to purchase
the Restricted Stock from the Company at a Purchase Price equal to the greater
of (i) the aggregate par value of the shares of Stock represented by such
Restricted Stock or (ii) the Purchase Price, if any, specified in the Award
Agreement relating to such Restricted Stock.&#160;&#160;The Purchase Price shall
be payable in a form described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 12 </font>or, in the
discretion of the Board, in consideration for past Services rendered to the
Company or an Affiliate.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 16
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">10.8.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Delivery
      of Stock.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Upon the
expiration or termination of any restricted period and the satisfaction of any
other conditions prescribed by the Board, the restrictions applicable to shares
of Restricted Stock or Stock Units settled in Stock shall lapse, and, unless
otherwise provided in the Award Agreement, a stock certificate for such shares
shall be delivered, free of all such restrictions, to the Grantee or the
Grantee&#8217;s beneficiary or estate, as the case may be.&#160;&#160;Neither the
Grantee, nor the Grantee&#8217;s beneficiary or estate, shall have any further rights
with regard to a Stock Unit once the share of Stock represented by the Stock
Unit has been delivered.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">11.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TERMS
      AND CONDITIONS OF UNRESTRICTED STOCK
AWARDS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
may, in its sole discretion, grant (or sell at par value or such other higher
purchase price determined by the Board) an Unrestricted Stock Award to any
Grantee pursuant to which such Grantee may receive shares of Stock free of any
restrictions (&#8220;Unrestricted Stock&#8221;) under the Plan.&#160;&#160;Unrestricted
Stock Awards may be granted or sold as described in the preceding sentence in
respect of past services and other valid consideration, or in lieu of, or in
addition to, any cash compensation due to such Grantee.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">FORM
      OF PAYMENT FOR OPTIONS AND RESTRICTED
STOCK</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">General
      Rule.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Payment
of the Option Price for the shares purchased pursuant to the exercise of an
Option or the Purchase Price for Restricted Stock shall be made in cash or in
cash equivalents acceptable to the Company.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Surrender
      of Stock.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
otherwise stated in the Award Agreement, payment of the Option Price for shares
purchased pursuant to the exercise of an Option or the Purchase Price for
Restricted Stock may be made all or in part through the tender to the Company of
shares of Stock, which shall be valued, for purposes of determining the extent
to which the Option Price or Purchase Price has been paid thereby, at their Fair
Market Value on the date of exercise or surrender.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Cashless
      Exercise.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">With
respect to an Option only (and not with respect to Restricted Stock), to the
extent permitted by law and unless otherwise stated in the Award Agreement,
payment of the Option Price for shares purchased pursuant to the exercise of an
Option may be made all or in part by delivery (on a form acceptable to the
Board) of an irrevocable direction to a licensed securities broker acceptable to
the Company to sell shares of Stock and to deliver all or part of the sales
proceeds to the Company in payment of the Option Price and any withholding taxes
described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;18.3</font>.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 17
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">12.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Other
      Forms of Payment.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">To the
extent the Award Agreement so provides, payment of the Option Price for shares
purchased pursuant to exercise of an Option or the Purchase Price for Restricted
Stock may be made in any other form that is consistent with applicable laws,
regulations and rules.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">13.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TERMS
      AND CONDITIONS OF DIVIDEND EQUIVALENT
RIGHTS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">13.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Dividend
      Equivalent Rights.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">A
Dividend Equivalent Right is an Award entitling the recipient to receive credits
based on cash distributions that would have been paid on the shares of Stock
specified in the Dividend Equivalent Right (or other award to which it relates)
if such shares had been issued to and held by the recipient.&#160;&#160;A
Dividend Equivalent Right may be granted hereunder to any
Grantee.&#160;&#160;The terms and conditions of Dividend Equivalent Rights shall
be specified in the grant.&#160;&#160;Dividend equivalents credited to the
holder of a Dividend Equivalent Right may be paid currently or may be deemed to
be reinvested in additional shares of Stock, which may thereafter accrue
additional equivalents.&#160;&#160;Any such reinvestment shall be at Fair Market
Value on the date of reinvestment.&#160;&#160;Dividend Equivalent Rights may be
settled in cash or Stock or a combination thereof, in a single installment or
installments, all determined in the sole discretion of the Board.&#160;&#160;A
Dividend Equivalent Right granted as a component of another Award may provide
that such Dividend Equivalent Right shall be settled upon exercise, settlement,
or payment of, or lapse of restrictions on, such other award, and that such
Dividend Equivalent Right shall expire or be forfeited or annulled under the
same conditions as such other award.&#160;&#160;A Dividend Equivalent Right
granted as a component of another Award may also contain terms and conditions
different from such other award.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">13.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Termination
      of Service.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Unless
the Board otherwise provides in an Award Agreement or in writing after the Award
Agreement is issued, a Grantee&#8217;s rights in all Dividend Equivalent Rights or
interest equivalents shall automatically terminate one year after Grantee&#8217;s
termination of service due to death or Disability and immediately upon the
Grantee&#8217;s termination of Service for any other reason.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 18
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">TERMS
      AND CONDITIONS OF PERFORMANCE SHARES, PERFORMANCE AWARDS AND ANNUAL
      INCENTIVE AWARDS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Grant
      of Performance Shares.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to the terms and provisions of this Plan, the Board, at any time and from time
to time, may grant Performance Shares to Participants in such amounts and upon
such terms as the Committee shall determine.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;Value
      of Performance Shares.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each
Performance Share shall have an initial value equal to the Fair Market Value of
a Share on the date of grant. The Board shall set performance goals in its
discretion which, depending on the extent to which they are met, will determine
the value and/or number of Performance Shares that will be paid out to the
Participant.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Earning
      of Performance Shares.&#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to the terms of this Plan, after the applicable Performance Period has ended,
the holder of Performance Shares shall be entitled to receive payout on the
value and number of Performance Shares earned by the Participant over the
Performance Period, to be determined as a function of the extent to which the
corresponding performance goals have been achieved.</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;Form
      and Timing of Payment of Performance Shares.
  &#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Payment
of earned Performance Shares shall be as determined by the Board and as
evidenced in the Award Agreement. Subject to the terms of this Plan, the Board,
in its sole discretion, may pay earned Performance Shares in the form of cash or
in shares (or in a combination thereof) equal to the value of the earned
Performance Shares at the close of the applicable Performance Period, or as soon
as practicable after the end of the Performance Period.&#160;&#160;Any Shares
may be granted subject to any restrictions deemed appropriate by the
Committee.&#160;&#160;The determination of the Committee with respect to the
form of payout of such Awards shall be set forth in the Award Agreement
pertaining to the grant of the Award.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Performance
      Conditions.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The right
of a Grantee to exercise or receive a grant or settlement of any Award, and the
timing thereof, may be subject to such performance conditions as may be
specified by the Board.&#160;&#160;The Board may use such business criteria and
other measures of performance as it may deem appropriate in establishing any
performance conditions.&#160;&#160;If and to the extent required under Code
Section 162(m), any power or authority relating to an Award intended to qualify
under Code Section 162(m), shall be exercised by the Committee and not the
Board.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 19
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Performance
      Awards or Annual Incentive Awards Granted to Designated Covered
      Employees.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If and to
the extent that the Board determines that an Award to be granted to a Grantee
who is designated by the Committee as likely to be a Covered Employee should
qualify as &#8220;performance-based compensation&#8221; for purposes of Code Section 162(m),
the grant, exercise and/or settlement of such Award shall be contingent upon
achievement of pre-established performance goals and other terms set forth in
this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section
14.6</font>.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Performance
      Goals Generally.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
performance goals for such Awards shall consist of one or more business criteria
and a targeted level or levels of performance with respect to each of such
criteria, as specified by the Committee consistent with this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section
14.6</font>.&#160;&#160;Performance goals shall be objective and shall otherwise
meet the requirements of Code Section 162(m) and regulations thereunder
including the requirement that the level or levels of performance targeted by
the Committee result in the achievement of performance goals being
&#8220;substantially uncertain.&#8221;&#160;&#160;The Committee may determine that such
Awards shall be granted, exercised and/or settled upon achievement of any one
performance goal or that two or more of the performance goals must be achieved
as a condition to grant, exercise and/or settlement of such
Awards.&#160;&#160;Performance goals may differ for Awards granted to any one
Grantee or to different Grantees.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Timing
      For Establishing Performance Goals.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Performance
goals shall be established not later than 90 days after the beginning of any
performance period applicable to such Awards, or at such other date as may be
required or permitted for &#8220;performance-based compensation&#8221; under Code Section
162(m).</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Settlement
      of Awards; Other Terms.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Settlement
of such Awards shall be in cash, Stock, other Awards or other property, in the
discretion of the Committee.&#160;&#160;The Committee may, in its discretion,
reduce the amount of a settlement otherwise to be made in connection with such
Awards.&#160;&#160;The Committee shall specify the circumstances in which such
Performance or Annual Incentive Awards shall be paid or forfeited in the event
of termination of Service by the Grantee prior to the end of a performance
period or settlement of Awards.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Performance
      Measures.&#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
performance goals upon which the payment or vesting of an Award to a Covered
Employee that is intended to qualify as Performance-Based Compensation shall be
limited to the following Performance Measures:</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(a)&#160;&#160;net
earnings or net income;</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 20
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(b)&#160;&#160;operating
earnings;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(c)&#160;&#160;pretax
earnings;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(d)&#160;&#160;earnings
per share;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(e)&#160;&#160;share
price, including growth measures and total stockholder return;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(f)&#160;&#160;earnings
before interest and taxes;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(g)&#160;&#160;earnings
before interest, taxes, depreciation and/or amortization;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(h)&#160;&#160;sales
or revenue growth, whether in general, by type of product or service, or by type
of customer;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i)&#160;&#160;gross
or operating margins;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(j)&#160;&#160;return
measures, including return on assets, capital, investment, equity, sales or
revenue;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(k)&#160;&#160;cash
flow, including operating cash flow, free cash flow, cash flow return on equity
and cash flow return on investment;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(l)&#160;&#160;productivity
ratios;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(m)&#160;&#160;expense
targets;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(n)&#160;&#160;market
share;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(o)&#160;&#160;financial
ratios;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(p)&#160;&#160;working
capital targets;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(q)&#160;&#160;completion
of acquisitions of business or companies;</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(r)&#160;&#160;completion
of divestitures and asset sales; and</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 36pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 36pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(s)&#160;&#160;any
one or a combination of any of the foregoing business criteria.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 21
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Any
Performance Measure(s) may be used to measure the performance of the Company,
Subsidiary, and/or Affiliate as a whole or any business unit of the Company,
Subsidiary, and/or Affiliate or any combination thereof, as the Committee may
deem appropriate, or any of the above Performance Measures as compared to the
performance of a group of comparator companies, or published or special index
that the Committee, in its sole discretion, deems appropriate, or the Company
may select Performance Measure (f)&#160;above as compared to various stock
market indices. The Committee also has the authority to provide for accelerated
vesting of any Award based on the achievement of performance goals pursuant to
the Performance Measures specified in this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14</font>.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Evaluation
      of Performance.&#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;The
Committee may provide in any such Award that any evaluation of performance may
include or exclude any of the following events that occur during a Performance
Period: (a)&#160;asset write-downs; (b)&#160;litigation or claim judgments or
settlements; (c)&#160;the effect of changes in tax laws, accounting principles,
or other laws or provisions affecting reported results; (d)&#160;any
reorganization and restructuring programs; (e)&#160;extraordinary nonrecurring
items as described in Accounting Principles Board Opinion No.&#160;30 and/or in
management&#8217;s discussion and analysis of financial condition and results of
operations appearing in the Company&#8217;s annual report to shareholders for the
applicable year; (f)&#160;acquisitions or divestitures activity and related
expenses; and (g)&#160;foreign exchange gains and losses. To the extent such
inclusions or exclusions affect Awards to Covered Employees, they shall be
prescribed in a form that meets the requirements of Code Section&#160;162(m) for
deductibility.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Adjustment
      of Performance-Based
Compensation.&#160;&#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Awards
that are intended to qualify as Performance-Based Compensation may not be
adjusted upward.&#160;&#160;The Board shall retain the discretion to adjust such
Awards downward, either on a formula or discretionary basis, or any combination
as the Committee determines.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 72pt">
                <div><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">&#160;
      </font></div>
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.6.7.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Board
      Discretion.&#160;&#160;</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">In the
event that applicable tax and/or securities laws change to permit Board
discretion to alter the governing Performance Measures without obtaining
shareholder approval of such changes, the Board shall have sole discretion to
make such changes without obtaining shareholder approval provided the exercise
of such discretion does not violate Code Section&#160;409A. In addition, in the
event that the Committee determines that it is advisable to grant Awards that
shall not qualify as Performance-Based Compensation, the Committee may make such
grants without satisfying the requirements of Code Section&#160;162(m) and base
vesting on Performance Measures other than those set forth in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;14.6.4</font>.</font></div>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">14.7.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Status
      of Section Awards Under Code Section
162(m).</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">It is the
intent of the Company that Awards under <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14.6</font> hereof granted to
persons who are designated by the Committee as likely to be Covered Employees
within the meaning of Code Section 162(m) and regulations thereunder shall, if
so designated by the Committee, constitute &#8220;qualified performance-based
compensation&#8221; within the meaning of Code Section 162(m) and regulations
thereunder.&#160;&#160;Accordingly, the terms of <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section 14.6</font>, including the
definitions of Covered Employee and other terms used therein, shall be
interpreted in a manner consistent with Code Section 162(m) and regulations
thereunder.&#160;&#160;The foregoing notwithstanding, because the Committee
cannot determine with certainty whether a given Grantee will be a Covered
Employee with respect to a fiscal year that has not yet been completed, the term
Covered Employee as used herein shall mean only a person designated by the
Committee, at the time of grant of an Award, as likely to be a Covered Employee
with respect to that fiscal year.&#160;&#160;If any provision of the Plan or any
agreement relating to such Awards does not comply or is inconsistent with the
requirements of Code Section 162(m) or regulations thereunder, such provision
shall be construed or deemed amended to the extent necessary to conform to such
requirements.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 22
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">15.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">PARACHUTE
      LIMITATIONS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Notwithstanding
any other provision of this Plan or of any other agreement, contract, or
understanding heretofore or hereafter entered into by a Grantee with the Company
or any Affiliate, except an agreement, contract, or understanding that expressly
addresses Section 280G or Section 4999 of the Code (an &#8220;Other Agreement&#8221;), and
notwithstanding any formal or informal plan or other arrangement for the direct
or indirect provision of compensation to the Grantee (including groups or
classes of Grantees or beneficiaries of which the Grantee is a member), whether
or not such compensation is deferred, is in cash, or is in the form of a benefit
to or for the Grantee (a &#8220;Benefit Arrangement&#8221;), if the Grantee is a
&#8220;disqualified individual,&#8221; as defined in Section&#160;280G(c) of the Code, any
Option, Restricted Stock, Stock Unit, Performance Share held by that Grantee and
any right to receive any payment or other benefit under this Plan shall not
become exercisable or vested (i)&#160;to the extent that such right to exercise,
vesting, payment, or benefit, taking into account all other rights, payments, or
benefits to or for the Grantee under this Plan, all Other Agreements, and all
Benefit Arrangements, would cause any payment or benefit to the Grantee under
this Plan to be considered a &#8220;parachute payment&#8221; within the meaning of
Section&#160;280G(b)(2) of the Code as then in effect (a &#8220;Parachute Payment&#8221;)
<font style="DISPLAY: inline; TEXT-DECORATION: underline">and</font>
(ii)&#160;if, as a result of receiving a Parachute Payment, the aggregate
after-tax amounts received by the Grantee from the Company under this Plan, all
Other Agreements, and all Benefit Arrangements would be less than the maximum
after-tax amount that could be received by the Grantee without causing any such
payment or benefit to be considered a Parachute Payment.&#160;&#160;In the event
that the receipt of any such right to exercise, vesting, payment, or benefit
under this Plan, in conjunction with all other rights, payments, or benefits to
or for the Grantee under any Other Agreement or any Benefit Arrangement would
cause the Grantee to be considered to have received a Parachute Payment under
this Plan that would have the effect of decreasing the after-tax amount received
by the Grantee as described in clause&#160;(ii) of the preceding sentence, then
the Grantee shall have the right, in the Grantee&#8217;s sole discretion, to designate
those rights, payments, or benefits under this Plan, any Other Agreements, and
any Benefit Arrangements that should be reduced or eliminated so as to avoid
having the payment or benefit to the Grantee under this Plan be deemed to be a
Parachute Payment; provided, however, that in order to comply with Code Section
409A, the reduction or elimination will be performed in the order in which each
dollar of value subject to an Award reduces the Parachute Payment to the
greatest extent.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 23
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">16.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">REQUIREMENTS
      OF LAW</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">16.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">General.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company shall not be required to sell or issue any shares of Stock under any
Award if the sale or issuance of such shares would constitute a violation by the
Grantee, any other individual exercising an Option, or the Company of any
provision of any law or regulation of any governmental authority, including
without limitation any federal or state securities laws or
regulations.&#160;&#160;If at any time the Company shall determine, in its
discretion, that the listing, registration or qualification of any
shares&#160;&#160;subject to an Award upon any securities exchange or under any
governmental regulatory body is necessary or desirable as a condition of, or in
connection with, the issuance or purchase of shares hereunder, no shares of
Stock may be issued or sold to the Grantee or any other individual exercising an
Option pursuant to such Award unless such listing, registration, qualification,
consent or approval shall have been effected or obtained free of any conditions
not acceptable to the Company, and any delay caused thereby shall in no way
affect the date of termination of the Award.&#160;&#160;Without limiting the
generality of the foregoing, in connection with the Securities Act, upon the
exercise of any Option or any SAR that may be settled in shares of Stock or the
delivery of any shares of Stock underlying an Award, unless a registration
statement under such Act is in effect with respect to the shares of Stock
covered by such Award, the Company shall not be required to sell or issue such
shares unless the Board has received evidence satisfactory to it that the
Grantee or any other individual exercising an Option may acquire such
shares&#160;&#160;pursuant to an exemption from registration under the
Securities Act.&#160;&#160;Any determination in this connection by the Board
shall be final, binding, and conclusive.&#160;&#160;The Company may, but shall
in no event be obligated to, register any securities covered hereby pursuant to
the Securities Act.&#160;&#160;The Company shall not be obligated to take any
affirmative action in order to cause the exercise of an Option or a SAR or the
issuance of shares of Stock pursuant to the Plan to comply with any law or
regulation of any governmental authority.&#160;&#160;As to any jurisdiction that
expressly imposes the requirement that an Option (or SAR that may be settled in
shares of Stock) shall not be exercisable until the shares of Stock covered by
such Option (or SAR) are registered or are exempt from registration, the
exercise of such Option (or SAR) under circumstances in which the laws of such
jurisdiction apply shall be deemed conditioned upon the effectiveness of such
registration or the availability of such an exemption.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">16.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Rule
      16b-3.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">During
any time when the Company has a class of equity security registered under
Section 12 of the Exchange Act, it is the intent of the Company that Awards
pursuant to the Plan and the exercise of Options and SARs granted hereunder will
qualify for the exemption provided by Rule 16b-3 under the Exchange
Act.&#160;&#160;To the extent that any provision of the Plan or action by the
Board does not comply with the requirements of Rule 16b-3, it shall be deemed
inoperative to the extent permitted by law and deemed advisable by the Board,
and shall not affect the validity of the Plan.&#160;&#160;In the event that Rule
16b-3 is revised or replaced, the Board may exercise its discretion to modify
this Plan in any respect necessary to satisfy the requirements of, or to take
advantage of any features of, the revised exemption or its
replacement.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 24
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">EFFECT
      OF CHANGES IN CAPITALIZATION </font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Changes
      in Stock.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font id="TAB1" style="MARGIN-LEFT: 36pt"></font>If the number of outstanding shares of
Stock is increased or decreased or the shares of Stock are changed into or
exchanged for a different number or kind of shares or other securities of the
Company on account of any recapitalization, reclassification, stock split,
reverse split, combination of shares, exchange of shares, stock dividend or
other distribution payable in capital stock, or other increase or decrease in
such shares effected without receipt of consideration by the Company occurring
after the Effective Date, the number and kinds of shares for which grants of
Options and other Awards may be made under the Plan shall be adjusted
proportionately and accordingly by the Company.&#160;&#160;In addition, the
number and kind of shares for which Awards are outstanding shall be adjusted
proportionately and accordingly so that the proportionate interest of the
Grantee immediately following such event shall, to the extent practicable, be
the same as immediately before such event.&#160;&#160;Any such adjustment in
outstanding Options or SARs shall not change the aggregate Option Price or SAR
Exercise Price payable with respect to shares that are subject to the
unexercised portion of an outstanding Option or SAR, as applicable, but shall
include a corresponding proportionate adjustment in the Option Price or SAR
Exercise Price per share.&#160;&#160;The conversion of any convertible
securities of the Company shall not be treated as an increase in shares effected
without receipt of consideration.&#160;&#160;&#160;Notwithstanding the
foregoing, in the event of any distribution to the Company's stockholders of
securities of any other entity or other assets (including an extraordinary
dividend but excluding a non-extraordinary dividend of the Company) without
receipt of consideration by the Company, the Company shall, in such manner as
the Company deems appropriate, adjust (i) the number and kind of shares subject
to outstanding Awards and/or (ii) the exercise price of outstanding Options and
Stock Appreciation Rights to reflect such distribution.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Reorganization
      in Which the Company Is the Surviving Entity Which does not Constitute a
      Corporate Transaction.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Subject
to <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;17.3</font>
hereof, if the Company shall be the surviving entity in any reorganization,
merger, or consolidation of the Company with one or more other entities which
does not constitute a Corporate Transaction, any Option or SAR theretofore
granted pursuant to the Plan shall pertain to and apply to the securities to
which a holder of the number of shares of Stock subject to such Option or SAR
would have been entitled immediately following such reorganization, merger, or
consolidation, with a corresponding proportionate adjustment of the Option Price
or SAR Exercise Price per share so that the aggregate Option Price or SAR
Exercise Price thereafter shall be the same as the aggregate Option Price or SAR
Exercise Price of the shares remaining subject to the Option or SAR immediately
prior to such reorganization, merger, or consolidation.&#160;&#160;Subject to
any contrary language in an Award Agreement evidencing an Award, any
restrictions applicable to such Award shall apply as well to any replacement
shares received by the Grantee as a result of the reorganization, merger or
consolidation.&#160;&#160;In the event of a transaction described in this
Section 17.2, Stock Units shall be adjusted so as to apply to the securities
that a holder of the number of shares of Stock subject to the Stock Units would
have been entitled to receive immediately following such
transaction.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Corporate
      Transaction.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 25
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Upon the
occurrence of a Corporate Transaction<font style="DISPLAY: inline; FONT-WEIGHT: bold">:</font></font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(i)&#160;&#160;all
outstanding shares of Restricted Stock shall be deemed to have vested, and all
Stock Units shall be deemed to have vested and the shares of Stock subject
thereto shall be delivered, immediately prior to the occurrence of such
Corporate Transaction, and</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(ii)
either of the following two actions shall be taken:</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 108pt"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(A)
fifteen days prior to the scheduled consummation of a Corporate Transaction, all
Options and SARs outstanding hereunder shall become immediately exercisable and
shall remain exercisable for a period of fifteen days, or</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 108pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(B) the
Board may elect, in its sole discretion, to cancel any outstanding Awards of
Options, Restricted Stock, Stock Units, and/or SARs and pay or deliver, or cause
to be paid or delivered, to the holder thereof an amount in cash or securities
having a value (as determined by the Board acting in good faith), in the case of
Restricted Stock or Stock Units, equal to the formula or fixed price per share
paid to holders of shares of Stock and, in the case of Options or SARs, equal to
the product of the number of shares of Stock subject to the Option or SAR (the
&#8220;Award Shares&#8221;) multiplied by the amount, if any, by which (I) the formula or
fixed price per share paid to holders of shares of Stock pursuant to such
transaction exceeds (II) the Option Price or SAR Exercise Price applicable to
such Award Shares.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 72pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">With
respect to the Company's establishment of an exercise window, (i) any exercise
of an Option or SAR during such fifteen-day period shall be conditioned upon the
consummation of the event and shall be effective only immediately before the
consummation of the event, and (ii) upon consummation of any Corporate
Transaction, the Plan and all outstanding but unexercised Options and SARs shall
terminate.&#160;&#160;The Board shall send written notice of an event that will
result in such a termination to all individuals who hold Options and SARs not
later than the time at which the Company gives notice thereof to its
stockholders.&#160;&#160;In addition provision may be made in the Corporate
Transaction for the assumption or continuation of the Options, SARs, Stock Units
and Restricted Stock theretofore granted, or for the substitution for such
Options, SARs, Stock Units and Restricted Stock for new common stock options and
stock appreciation rights and new common stock units and restricted stock
relating to the stock of a successor entity, or a parent or subsidiary thereof,
with appropriate adjustments as to the number of shares (disregarding any
consideration that is not common stock) and option and stock appreciation right
exercise prices, in which event the Plan, Options, SARs, Stock Units and
Restricted Stock theretofore granted shall continue in the manner and under the
terms so provided.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Adjustments.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Adjustments
under this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;17</font> related to
shares of Stock or securities of the Company shall be made by the Board, whose
determination in that respect shall be final, binding and
conclusive.&#160;&#160;No fractional shares or other securities shall be issued
pursuant to any such adjustment, and any fractions resulting from any such
adjustment shall be eliminated in each case by rounding downward to the nearest
whole share. The Board shall determine the effect of a Corporate Transaction
upon Awards other than Options, SARs, Stock Units and Restricted Stock, and such
effect shall be set forth in the appropriate Award Agreement.&#160;&#160;The
Board may provide in the Award Agreements at the time of grant, or any time
thereafter with the consent of the Grantee, for different provisions to apply to
an Award in place of those described in <font style="DISPLAY: inline; FONT-WEIGHT: bold">Sections 17.1, 17.2</font> and <font style="DISPLAY: inline; FONT-WEIGHT: bold">17.3</font>.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 26
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">17.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">No
      Limitations on Company.</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
making of Awards pursuant to the Plan shall not affect or limit in any way the
right or power of the Company to make adjustments, reclassifications,
reorganizations, or changes of its capital or business structure or to merge,
consolidate, dissolve, or liquidate, or to sell or transfer all or any part of
its business or assets.</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">GENERAL
      PROVISIONS</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.1.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Disclaimer
      of Rights</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">No
provision in the Plan or in any Award or Award Agreement shall be construed to
confer upon any individual the right to remain in the employ or service of the
Company or any Affiliate, or to interfere in any way with any contractual or
other right or authority of the Company either to increase or decrease the
compensation or other payments to any individual at any time, or to terminate
any employment or other relationship between any individual and the
Company.&#160;&#160;In addition, notwithstanding anything contained in the Plan
to the contrary, unless otherwise stated in the applicable Award Agreement, no
Award granted under the Plan shall be affected by any change of duties or
position of the Grantee, so long as such Grantee continues to be a director,
officer, consultant or employee of the Company or an Affiliate.&#160;&#160;The
obligation of the Company to pay any benefits pursuant to this Plan shall be
interpreted as a contractual obligation to pay only those amounts described
herein, in the manner and under the conditions prescribed herein.&#160;&#160;The
Plan shall in no way be interpreted to require the Company to transfer any
amounts to a third party trustee or otherwise hold any amounts in trust or
escrow for payment to any Grantee or beneficiary under the terms of the
Plan.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.2.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Nonexclusivity
      of the Plan</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Neither
the adoption of the Plan nor the submission of the Plan to the stockholders of
the Company for approval shall be construed as creating any limitations upon the
right and authority of the Board to adopt such other incentive compensation
arrangements (which arrangements may be applicable either generally to a class
or classes of individuals or specifically to a particular individual or
particular individuals) as the Board in its discretion determines desirable,
including, without limitation, the granting of stock options otherwise than
under the Plan.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.3.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Withholding
      Taxes</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Company or an Affiliate, as the case may be, shall have the right to deduct from
payments of any kind otherwise due to a Grantee any federal, state, or local
taxes of any kind required by law to be withheld with respect to the vesting of
or other lapse of restrictions applicable to an Award or upon the issuance of
any shares of Stock upon the exercise of an Option or pursuant to an
Award.&#160;&#160;At the time of such vesting, lapse, or exercise, the Grantee
shall pay to the Company or the Affiliate, as the case may be, any amount that
the Company or the Affiliate may reasonably determine to be necessary to satisfy
such withholding obligation.&#160;&#160;Subject to the prior approval of the
Company or the Affiliate, which may be withheld by the Company or the Affiliate,
as the case may be, in its sole discretion, the Grantee may elect to satisfy
such obligations, in whole or in part, (i)&#160;by causing the Company or the
Affiliate to withhold shares of Stock otherwise issuable to the Grantee or
(ii)&#160;by delivering to the Company or the Affiliate shares of Stock already
owned by the Grantee.&#160;&#160;The shares of Stock so delivered or withheld
shall have an aggregate Fair Market Value equal to such withholding
obligations.&#160;&#160;The Fair Market Value of the shares of Stock used to
satisfy such withholding obligation shall be determined by the Company or the
Affiliate as of the date that the amount of tax to be withheld is to be
determined.&#160;&#160;A Grantee who has made an election pursuant to this <font style="DISPLAY: inline; FONT-WEIGHT: bold">Section&#160;18.3</font> may satisfy
his or her withholding obligation only with shares of Stock that are not subject
to any repurchase, forfeiture, unfulfilled vesting, or other similar
requirements.&#160;&#160;The maximum number of shares of Stock that may be
withheld from any Award to satisfy any federal, state or local tax withholding
requirements upon the exercise, vesting, lapse of restrictions applicable to
such Award or payment of shares pursuant to such Award, as applicable, cannot
exceed such number of shares having a Fair Market Value equal to the minimum
statutory amount required by the Company to be withheld and paid to any such
federal, state or local taxing authority with respect to such exercise, vesting,
lapse of restrictions or payment of shares.</font></div><br>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 27
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.4.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Captions</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The use
of captions in this Plan or any Award Agreement is for the convenience of
reference only and shall not affect the meaning of any provision of the Plan or
such Award Agreement.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.5.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Other
      Provisions</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Each
Award granted under the Plan may contain such other terms and conditions not
inconsistent with the Plan as may be determined by the Board, in its sole
discretion.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.6.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Number
      and Gender</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">With
respect to words used in this Plan, the singular form shall include the plural
form, the masculine gender shall include the feminine gender, etc., as the
context requires.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.7.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Severability</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">If any
provision of the Plan or any Award Agreement shall be determined to be illegal
or unenforceable by any court of law in any jurisdiction, the remaining
provisions hereof and thereof shall be severable and enforceable in accordance
with their terms, and all provisions shall remain enforceable in any other
jurisdiction.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.8.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Governing
      Law</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
validity and construction of this Plan and the instruments evidencing the Awards
hereunder shall be governed by the laws of the State of Delaware, other than any
conflicts or choice of law rule or principle that might otherwise refer
construction or interpretation of this Plan and the instruments evidencing the
Awards granted hereunder to the substantive laws of any other
jurisdiction.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
        <div id="FTR">
          <div id="GLFTR" style="WIDTH: 100%" align="left"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
        <div id="PN" style="PAGE-BREAK-AFTER: always">
          <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 28
-</font></div>
          <div style="WIDTH: 100%; TEXT-ALIGN: center">
            <hr style="COLOR: black" noshade size="2">
          </div>
        </div>
        <div id="HDR">
          <div id="GLHDR" style="WIDTH: 100%" align="right"><font style="DISPLAY: inline; FONT-SIZE: 8pt; COLOR: #000000; FONT-FAMILY: Times New Roman">&#160;
</font></div>
        </div>
      </div><br>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Appendix
A</font></div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div>
        <table align="center" border="0" cellpadding="0" cellspacing="0" id="hangingindent" width="100%">
            <tr valign="top">
              <td style="WIDTH: 36pt">
              </td>
              <td style="WIDTH: 36pt">
                <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">18.9.</font></div>
              </td>
              <td>
                <div align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Section
      409A of the Code</font></div>
              </td>
            </tr>
        </table>
      </div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The Board
intends to comply with Section 409A of the Code ("Section 409A"), or an
exemption to Section 409A, with regard to Awards hereunder that constitute
nonqualified deferred compensation within the meaning of Section
409A.&#160;&#160;To the extent that the Board determines that a Grantee would be
subject to the additional 20% tax imposed on certain nonqualified deferred
compensation plans pursuant to Section 409A as a result of any provision of any
Award granted under this Plan, such provision shall be deemed amended to the
minimum extent necessary to avoid application of such additional
tax.&#160;&#160;The nature of any such amendment shall be determined by the
Board.</font></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify">&#160;</div>
      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">*&#160;&#160;&#160;&#160;*&#160;&#160;&#160;&#160;*</font></div>
    </div>
    <div style="TEXT-ALIGN: center">&#160;</div>
    <div id="PGBRK" style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
      <div id="FTR">
        <div id="GLFTR" style="WIDTH: 100%" align="left">
        </div>
      </div>
      <div id="PN" style="PAGE-BREAK-AFTER: always">
        <div style="WIDTH: 100%; TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 8pt; FONT-FAMILY: Times New Roman">- 29
-</font></div>
        <div style="WIDTH: 100%; TEXT-ALIGN: center">
          <hr style="COLOR: black" noshade size="2">
        </div>
      </div>
      <div id="HDR">
        <div id="GLHDR" style="WIDTH: 100%" align="right">
        </div>
      </div>
    </div>
    <div style="TEXT-ALIGN: center">
      <div align="left">&#160;</div>
      <div align="left">
        <div align="left">
          <table cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <td align="left" valign="top" width="50%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><img src="nbtlogo.jpg" alt=""></font></div>
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">NBT BANCORP</font></font></div>
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">52 SOUTH BROAD
      STREET</font></font></div>
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">NORWICH, NY
      13815</font></font></div>
                </td>
                <td align="left" valign="top" width="50%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">THE
      DEADLINE FOR TELEPHONE AND INTERNET VOTING IS </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">11:59
      P.M. ON MAY 5, 2008.</font></font></div>
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">VOTE
      BY INTERNET - <font style="TEXT-DECORATION: underline">www.proxyvote.com</font></font></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Use
      the Internet to transmit your voting instructions and for electronic
      delivery of information up until 11:59 P.M. Eastern Time the day before
      the cut-off date or meeting date. Have your proxy card in hand when you
      access the web site and follow the instructions to obtain your records and
      to create an electronic voting instruction form.</font></div>
                      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-FAMILY: times new roman">ELECTRONIC
      DELIVERY OF FUTURE STOCKHOLDER COMMUNICATIONS </font></font></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">If
      you would like to reduce the costs incurred by NBT Bancorp Inc. in mailing
      proxy materials, you can consent to receiving all future proxy statements,
      proxy cards and annual reports electronically via e-mail or the Internet.
      To sign up for electronic delivery, please follow the instructions above
      to vote using the Internet and, when prompted, indicate that you agree to
      receive or access stockholder communications electronically in future
      years.</font></div>
                      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">VOTE
      BY PHONE - 1-800-690-6903</font></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Use
      any touch-tone telephone to transmit your voting instructions up until
      11:59 P.M. Eastern Time the day before the cut-off date or meeting date.
      Have your proxy card in hand when you call and then follow the
      instructions.</font></div>
                      <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">VOTE
      BY MAIL</font></div>
                      <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-WEIGHT: normal; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Mark,
      sign and date your proxy card and return it in the postage-paid envelope
      we have provided or return it to NBT Bancorp Inc., c/o Broadridge, 51
      Mercedes Way, Edgewood, NY
11717.</font></div>
                    </div>
                  </div>
                </td>
              </tr>
          </table>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
        <div align="center">
          <table bgcolor="white" cellpadding="0" cellspacing="0" width="100%">
              <tr bgcolor="white">
                <td width="50%"><font size="2">TO VOTE, MARK BLOCKS BELOW IN BLUE OR BLACK
      INK AS FOLLOWS:</font></td>
                <td width="50%">
                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="right"><font size="2">NBTBC1&#160;<font id="TAB2" style="LETTER-SPACING: 9pt">&#160;&#160;&#160;</font>&#160;KEEP THIS
      PORTION FOR YOUR RECORDS</font></div>
                </td>
              </tr>
          </table>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">
          <div>
            <hr style="COLOR: black" align="left" noshade size="1" width="100%">
          </div>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="right"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">DETACH
AND RETURN THIS PORTION ONLY</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">THIS PROXY CARD IS VALID ONLY WHEN
SIGNED AND DATED.</font></font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
        <div style="BORDER-RIGHT: black 1px solid; PADDING-RIGHT: 5px; BORDER-TOP: black 1px solid; PADDING-LEFT: 5px; PADDING-BOTTOM: 5px; BORDER-LEFT: black 1px solid; WIDTH: 100%; PADDING-TOP: 5px; BORDER-BOTTOM: black 1px solid" align="left">
          <table border="0" cellpadding="0" cellspacing="0" width="100%">
              <tr>
                <td align="left" colspan="2" valign="top" width="18%"><font style="DISPLAY: inline; FONT-WEIGHT: bold"><font size="2">NBT BANCORP
      INC.</font></font></td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" colspan="2" valign="top" width="18%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Vote On
      Directors</font></font></div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">For</font></font></div>
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">All</font></font></font></div>
                </td>
                <td align="left" valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Withhold</font></font></div>
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">All</font></font></div>
                  </div>
                </td>
                <td align="left" valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">For All</font></font></div>
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Except</font></font></div>
                  </div>
                </td>
                <td align="left" colspan="3" valign="top" width="30%"><font size="2">To withhold
      authority to vote for any individual <font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">nominee(s),
      mark &#8220;For All Except&#8221; and write the </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">number(s)
      of the nominee(s) on the line below.</font></font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%" style="PADDING-BOTTOM: 2px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">2.
      </font></div>
                </td>
                <td align="left" colspan="2" valign="top" width="26%" style="PADDING-BOTTOM: 2px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">To
      elect the five director nominees listed below </font>

                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">(Proposal
      2):</font></div>
                  </div>
                </td>
                <td valign="bottom" width="13%" style="PADDING-BOTTOM: 2px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                  </div>
                </td>
                <td valign="bottom" width="13%" style="PADDING-BOTTOM: 2px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                  </div>
                </td>
                <td valign="bottom" width="13%" style="PADDING-BOTTOM: 2px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                  </div>
                </td>
                <td align="left" colspan="3" valign="top" width="30%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%" style="BORDER-BOTTOM: 4px">&#160;</td>
                <td align="left" valign="top" width="13%" style="BORDER-BOTTOM: 4px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Nominees:</font></font></div>
                  </div>
                </td>
                <td align="left" valign="top" width="13%" style="BORDER-BOTTOM: 4px">&#160;</td>
                <td valign="top" width="13%" style="BORDER-BOTTOM: 4px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                  </div>
                </td>
                <td valign="top" width="13%" style="BORDER-BOTTOM: 4px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                  </div>
                </td>
                <td valign="top" width="13%" style="BORDER-BOTTOM: 4px">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                  </div>
                </td>
                <td align="left" valign="top" width="10%" style="BORDER-BOTTOM: 4px">&#160;</td>
                <td align="left" valign="top" width="10%" style="BORDER-BOTTOM: 4px">&#160;</td>
                <td align="left" valign="top" width="10%" style="BORDER-BOTTOM: 4px">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" colspan="3" valign="top" width="39%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">01)
      <font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Richard
      Chojnowski</font></font></div>
                </td>
                <td valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
                <td valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" colspan="3" valign="top" width="39%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">
                    <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">02)
      <font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Joseph
      A. Santangelo</font></font></div>
                  </div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" colspan="2" valign="top" width="18%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Vote On
      Proposals</font></font></div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td valign="top" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">For</font></font></div>
                </td>
                <td valign="top" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Against</font></font></div>
                </td>
                <td valign="top" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">Abstain</font></font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">1</font></div>
                </td>
                <td align="left" colspan="5" valign="top" width="65%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">To
      fix the number of directors at eleven (Proposal 1).</font></div>
                </td>
                <td valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">3</font></td>
                <td align="left" colspan="5" valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">To
      ratify the appointment of KPMG LLP as its independent registered public
      accounting firm for the year ending December 31, 2008 (Proposal
      3).</font></div>
                </td>
                <td align="left" valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td align="left" valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td align="left" valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%"><font style="FONT-SIZE: 10pt; FONT-FAMILY: times new roman">4</font></td>
                <td align="left" colspan="5" valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">To
      approve and adopt the NBT Bancorp Inc. 2008 Omnibus Incentive Plan
      (Proposal 4).</font></div>
                </td>
                <td align="left" valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td align="left" valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td align="left" valign="bottom" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">5</font></div>
                </td>
                <td align="left" colspan="5" valign="top" width="65%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">The
      proxies are authorized to vote in accordance with the majority vote of our
      Board, upon such other business that may properly come before the
      meeting.</font></div>
                </td>
                <td align="left" valign="top" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
                <td align="left" valign="top" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
                <td align="left" valign="top" width="10%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" colspan="9" valign="top" width="100%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
                </td>
              </tr>
              <tr>
                <td align="left" colspan="3" valign="top" width="5%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">For
      address changes and/or comments, please check this box </font><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">and
      write them on the back where indicated.</font></div>
                </td>
                <td align="left" valign="bottom" width="13%">&#160;

                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
                <td align="left" valign="top" width="10%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">
                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Yes</font></div>
                </td>
                <td valign="top" width="13%">
                  <div style="TEXT-ALIGN: center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">No</font></div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
                <td align="left" valign="top" width="10%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">&#160;</font></td>
              </tr>
              <tr>
                <td align="left" colspan="2" valign="top" width="5%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Please
      indicate if you plan to attend this meeting.</font>&#160;</div>
                </td>
                <td valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                  </div>
                </td>
                <td valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
                    <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: wingdings 2">&#163;</font></div>
                  </div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">
                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
                <td align="left" valign="top" width="10%">
                  <div style="MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
                </td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" colspan="4" valign="top" width="5%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Please
      sign below exactly as name(s) appear(s) on the right. When signing as
      attorney, executor, administrator, trustee, guardian, or in any other
      fiduciary capacity, give full title. If more than one person acts as
      trustee, all should sign. All joint owners must sign.</font></div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">&#160;</td>
                <td valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%" style="BORDER-BOTTOM: #ffffff solid">&#160;</td>
                <td align="left" valign="top" width="13%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td valign="top" width="13%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td valign="top" width="13%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td align="left" valign="top" width="13%" style="BORDER-BOTTOM: #ffffff solid">&#160;</td>
                <td align="left" valign="top" width="13%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td align="left" valign="top" width="10%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td align="left" valign="top" width="10%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td align="left" valign="top" width="10%" style="BORDER-BOTTOM: #ffffff solid">&#160;</td>
              </tr>
              <tr>
                <td align="left" valign="top" width="5%">&#160;</td>
                <td align="left" colspan="2" valign="top" width="26%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Signature
      [PLEASE SIGN WITHIN BOX]</font></div>
                </td>
                <td valign="top" width="13%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date</font></div>
                </td>
                <td align="left" valign="top" width="13%">&#160;</td>
                <td align="left" colspan="2" valign="top" width="23%">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Signature
      (Joint Owners)</font></div>
                </td>
                <td align="left" valign="top" width="10%"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Date</font></td>
                <td align="left" valign="top" width="10%">&#160;</td>
              </tr>
          </table>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">&#160;</div>
        <div id="PGBRK" style="MARGIN-LEFT: 0pt; WIDTH: 100%; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt">
          <div id="FTR">
            <div id="GLFTR" style="WIDTH: 100%" align="left">
            </div>
          </div>
          <div id="PN" style="PAGE-BREAK-AFTER: always">
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
            </div>
            <div style="WIDTH: 100%; TEXT-ALIGN: center">
              <hr style="COLOR: black" noshade size="2">
            </div>
          </div>
          <div id="HDR">
            <div id="GLHDR" style="WIDTH: 100%" align="right">
            </div>
          </div>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Important
Notice Regarding Internet Availability of Proxy Materials for the Annual
Meeting:</font></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt; TEXT-ALIGN: center" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
Notice and Proxy Statement and Annual Report on Form 10-K are available at
www.nbtbancorp.com/bncp/proxy.html</font></div>
      </div>
      <div align="left">&#160;</div>
      <div align="left">
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><br></div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
          <hr style="COLOR: black" align="left" noshade size="2" width="100%">
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left">
          <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman"><font style="DISPLAY: inline; FONT-WEIGHT: bold">NBT BANCORP INC.</font></font></div>
          <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
          <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
            <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">Proxy
Solicited on Behalf of the Board of Directors</font></div>
            <div style="DISPLAY: block; TEXT-INDENT: 0pt"><br></div>
            <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 36pt; MARGIN-RIGHT: 0pt" align="justify"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">The
undersigned hereby appoints J. Carl Barbic and John Daly and either of them,
with full power of substitution, proxies to represent the undersigned at the
Annual Meeting of Stockholders of NBT Bancorp Inc. to be held at the Binghamton
Holiday Inn Arena at 2-8 Hawley Street, Binghamton, NY 13901 on May 6, 2008 at
10:00 a.m. local time, or at any adjournment or postponement of the meeting,
with all power which the undersigned would possess if personally present, and to
vote all shares of NBT's common stock which the undersigned may be entitled to
vote at the meeting upon the following proposals described in the accompanying
proxy statement, in accordance with the following instructions and, in
accordance with the majority vote of our Board, upon any other matters that may
properly come before the meeting. <font style="DISPLAY: inline; FONT-WEIGHT: bold; FONT-FAMILY: Times New Roman">This
proxy, when properly executed, will be voted as directed by the undersigned. If
no direction is indicated, a properly executed proxy will be voted FOR the
proposals listed on the reverse side. The undersigned stockholder hereby revokes
any proxy or proxies heretofore given.</font></font></div>
          </div>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
        <div style="BORDER-RIGHT: black 1px solid; PADDING-RIGHT: 5px; BORDER-TOP: black 1px solid; PADDING-LEFT: 5px; PADDING-BOTTOM: 5px; BORDER-LEFT: black 1px solid; WIDTH: 100%; PADDING-TOP: 5px; BORDER-BOTTOM: black 1px solid" align="center">
          <table bgcolor="white" border="0" cellpadding="0" cellspacing="0" width="100%">
              <tr bgcolor="white">
                <td width="25%" style="BORDER-BOTTOM: #ffffff 2px solid">
                  <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="left"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: times new roman">Address
      Change/Comments:</font></div>
                </td>
                <td width="75%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
              </tr>
              <tr bgcolor="white">
                <td width="25%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
                <td width="75%" style="BORDER-BOTTOM: black 2px solid">&#160;</td>
              </tr>
          </table>
        </div>
        <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
          <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center"><font style="DISPLAY: inline; FONT-SIZE: 10pt; FONT-FAMILY: Times New Roman">(If you
noted any Address Changes/Comments above, please mark corresponding box on the
reverse side.)</font></div>
          <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">&#160;</div>
          <div style="DISPLAY: block; MARGIN-LEFT: 0pt; TEXT-INDENT: 0pt; LINE-HEIGHT: 1.25; MARGIN-RIGHT: 0pt" align="center">
            <div>
              <hr style="COLOR: black" align="left" noshade size="2" width="100%">
            </div>
            <div>&#160;</div>
            <div>&#160;</div>
            <div>&#160;</div>
          </div>
        </div>
      </div>
    </div>
    <div>
      <hr style="COLOR: black" align="left" noshade size="2" width="100%">
    </div>
  </body>
</html>


</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>board.jpg
<DESCRIPTION>BOARD
<TEXT>
begin 644 board.jpg
M_]C_X``02D9)1@`!`0$`2`!(``#_VP!#``$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0'_
MVP!#`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0$!
M`0$!`0$!`0$!`0$!`0$!`0$!`0$!`0'_P``1"`-G`NX#`2(``A$!`Q$!_\0`
M'P```0,%`0$!``````````````@)"@0%!@<+`P(!_\0`B1```0,#`P(#!`0%
M!Q$.#@$E`0(#!`4&$0`'$@@A"1,Q%")!414R87$*%B.!D1<9,T)6H;$8)#4V
M4E-U=I*5E[7!T=37\"4T-SA#55=B<G>TMM+6)B<Y1F-S>).6HK*WN.$:1$54
M6%EE@IC"T^+Q9X.%AI2SU=@H2GF)I*<I1TAD9G2'BJ/'R?_$`!0!`0``````
M``````````````#_Q``4$0$`````````````````````_]H`#`,!``(1`Q$`
M/P"?QHT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-
M&C0&C1HT!HT:-`:--[]?'5+NGTRP-JY&V,&P)K]ZU2ZX=9-^6_<5>:99H<"D
M2H9IC=OWG9RXSJW)SXE+E.ST.(#0:;84A:G&YOUU'JN_UEZ>O['6Y'^.[02(
M=&H[OZZEU6_ZS=//]CO<?_'?H_74NJW_`%FZ>?['>X_^._02(M&H[OZZEU6_
MZS=//]CO<?\`QWZ/UU+JL_UFZ>?['>Y'^.[02(M&H[0\4[JY!YKH/3N&,YYC
M;C<S/$YXG)WOXDGMVQ\^PP<??ZZEU6_ZS=//]CO<?_'?H)$6C4=[]=1ZKAC-
M$Z>AGT_Z76Y'?[O^G=H_74>J[_63IZ_L=;D?X[M!(AT:CNJ\5'JN`.*)T\YP
M>.=NMR/K8..WZMXSW^`()^8]=69'BM]8*"%2*!TY);Q@E.VFYZ<*/H.2M]2`
M#W^'P]=!([T:CD?KK_5G_K)TZ?V.-RO\>>OW]=>ZM/\`6/IU_L<;E_X\M!(V
MT:C<S/%CZPT+0(=O]."TE!*RYMIN>L\^6`$^7OL@#MZYR<Z\!XM?5X/=70NF
M\+'90&VNYP'(>N`=]\X_3]Y]=!)-T:C:?KM?5W_K%TX?V-=S?\>VKG0_%AZL
MZA7[=ILNA=.WLE5N.@4F68^W.Y3,E,6JUB%3Y*H[KN^,AIN0AB0XIAQV.^VA
MT(4XRZ@*;4$CC1HT:`T:-&@-&C1H#1J/SNMXH?5#9FY^[MH4&B;!*HMB;J[G
MV30U5>P=PYM5=HUEWU7[8I+U6EP]YJ7$E5-^GTJ.[49,.FTV*],6\Y&@0V%-
MQV\;B^*OU8/M)6NB=/'(@$\-N=R0.^?0'?!1^'S.@D5:-1W3XJ'5@1A%$Z>B
ML]DC]3G<E65?`83O=D_F[Z^$^*;U=(.9-`Z>$((`!&V^YB?>/P)5O@1^]^?O
MH)$NC4=[]=1ZKO\`63IZ_L=;D?X[M'ZZCU7?ZR=/7]CK<C_'=H)$.C4=L^*9
MU=.*_C:@=/"T?5R=M]S%'GGN,HWOQZ%/P]3ZGX6W]=>ZM._^8?3KV*@?^EQN
M5^U)!S_T\_F._P`O302-M&HY'ZZ_U:?ZR=.G]CC<K_'GH_77^K/_`%DZ=/['
M&Y7^//02-]&HY'ZZ_P!6?^LG3I_8XW*_QYZ^D>*[U9J6A)H?3J0I022-N-RL
MX/R/ZN1'[V@D:Z-1O9GBS=6\=\M(H?3EQ`R"O;?<PGUQC(WT0/WM4OZ[;U<D
MX%$Z;R1C(_4VW-R,^G;]7?X_#023-&HVGZ[7U=_ZQ=.']C7<W_'MH_7:^KO_
M`%BZ</[&NYO^/;022]&HVGZ[7U=_ZQ=.']C7<W_'MIS3P]>J[=?JEHVZT[=2
M!MY!DV17K9IE%_4_MZY+?8>C5FDS9\M54:N.]KU<DOH>CMIC.1'X#;;16EUE
MY:DK0#B^C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT
M!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&
MC1HT!HT:-`:-&C0&C1HT!HT:-`SAXNK3CE*Z?_+3RXUW<(GN`!FD6X!Z_/O^
M@Z9>1&?YH):&`M!.5`C`4">WQ[#T^.GM?%B8\^F;"CF4%-;W`((2%9S2;='Q
M(Q^_IF1U!:6XVD\RD#B2..21V!QRP"<#(R>_H=!X^4U_.F_ZA/\`>T>2U_.F
M_P"H3_>UZQ6I#[BD/-AA(;*PM)\S*@M">!!2C'NJ4K()^KV[9Q7>P'^?G_O8
M_P"5H+9Y+7\Z;_J$_P![1Y37\Z;_`*A/][5S]@/\_/\`WL?\K7X:?GW?/.3V
M`#8).>W8!63^;06T^7QP?+"`KC^4*4(!/I];`[DX&`1W]=6^LU&B6W!?J=Q5
M&CT*F1DE<FHU69#A0HZ`>RGWWUH0V%#WD\L<D]QG2`.OCQ!+.Z2XS5IV[#8N
MS>V:RR:9:D9Q$F-18#J$I15;@X)>##O<K:AJ25G`4H#CC4>R]=_=V-_:^Y4M
MX;KDUB0[(<FJMRGU.5!MJFQ7'/.8CSVFE(;><X<0AM49X*2G`*1D:"2W>W6S
MTR6,NH^5>T>Z)J1)2INS*<]5V),A"5?DO;WG!!=;6H`%^(L,'U1CXZJ1XB.S
M$QU+35L7UY3;:)$AY5`CQV!'>/EH6AU<MI+ZBH%)0RI;B`>2DA.2&$;;O&FK
MFK8HU"2I#+X0E3%-+\+@DX"F&>+2`TL).$!M`4`">Y&M]-IH%X1FVDU6;%JS
M+:`NF/QV8=/;0H^6A45M+O[,IS*5IP<(PKMWP#UE)\0#I94AM-4O!JS4**P'
MKGIQ;<!6O!#H#S@0!G+:@3AHI4G`)TJ*TKPL_<"@FY+(N:A7?;R2`NJT6?'F
M148^+H2HK;"2.Y<0D`X&<D#46N]=LJG28QD/PZ!+;=!X)K*$S4.HX^Z"PJ,H
M(2H@#(=((]X85@C3=F;@;_\`3_4W[DV<N)^QGV$KD2Z%3IKCULU4**7)$.71
M)"'6#'>X`*2WAS"?R:AD@A,82AE:4K2T@H6.2%^4.*T_!2"4X4D_`C(/PR.^
MK88TCDK#78J41[P]"2?[NFG^BCQ0*%OK5H>VF[5(H]F[CRRI$.L09+T>W[@G
M)0TV8R42D-L4^0%)4MQM+GE#FGB<9.G=4B205.1_(0C')Q3S3S4CE]4PG8ZE
M-O)R"2KE@)*59(]0M/LTC^=?^,-4+\9#K3S/!+:EI*%$!(4#E*NRTCD""`,I
M(/J-91J@5!Y*4KSB.2BHC@#W/WJT&)_1SC'[&5N\_K<G%JX\?3',G'+D<X]>
M(SZ#5VMD*3=]FI4DI4F]K.Y#UP/QEI9SD=O0ZK'V/(+?Y0KYAS]J$XX>7\B<
MYY_O:NUKK3^,]GM%I/)=X6F@N<NX*[CIOO@</49R!GX>HT$SO1HT:`T:-&@-
M&C1H(A^][39WYZ@B6V\GJ#WVR2V@DYW:O'.<I.<_'.<_'6M0$I[!('^Y3CU)
M/?B,=SD_?G6W-[8/+???]0>(Y]0&^:\<`<<]U[O5C/+OC/KV^[6OXC2(I<*@
MEXN!('+W./$GTQR!SG!R.W;'QR%I2P\M*5I;)![I/(`C!(!^8/;X:^RQ*5V4
ME:AZX4Z2/T$D:O2B"I1"0D$Y"0<@#`&,X'R)]!ZZ_-!9?9I'\Z_\8:#&D`*5
MY1PD%2L*22$CU./C@=_NU>?7&#ZD#(Q\2`?G\])PZF^J3;#I3L)5Z;BU1"*K
M*1*-LVM'<`J5>GM'C$B,-#DI8?RHJ*T):24CD<D!0;I>F,Q&)$F1*3$B0V6Y
M<N6Z\68<1AU92EV1))#+*<I/,J(4D#/$C&6^]S_$5Z=+&K<FWK;FUS<2OQT2
M5IJ%/H+L6A0Y4<.%]F14AF*ZCDP\TTMM+Q?4ILCB%I*64-]_$5W_`-^;D%,F
MS)5E;<27FY#=JP6_HN?+CJ+CHBUQV,/XZ2I):'E$H3Q)/<$'5L@N6)16Q/JL
MJEN163$DQ:+$E/,-H7*4V'RX2V3)\P2'`HK*`VI*EIY<4I(.^6SXB#]SAB4N
MS+:APIZG%*AH>EMSG4-+X-K=4ZA*&5\%!(2RH)4""H*[$[\I/6)MT1%1=S,B
MB^>VR8L>D2HKI0A8*DB6V\HSGD)3D%;06L@D#&<Z:.MV[-OJC[,B@L4BEEQM
M"4QW5(F$K2,?D5N!!"2D94./K\1[NMGTJFQ)<UZ6&K;D3Y#*H;%0EQFY+\>+
MDI;,-I9*6'D@`)5R*DG.3W)(._T?J-V$JK+/LNY5':??6VVBG59MV+(:<=*4
MH2CG&1S*CA*R2H)'H<]SME*VI:')E/=9F0N;91+@NH>C8>2DME+K)(`4%9P!
MV)P0#J.Q7HU.BRZRTQ)I#D@LY?;,6.Y*+K()CB&MV2VJ*M3I2%%H+41ZC"4Z
MSOHYZN-P-NKXBV+?;U2CV%5*DNF%B<M*HT-WSN,9\27"I?`<D+4!D)2#@?5T
M#];L<IPIYE/O'')02LY/?N2">_SUX26T+B);;0V70I?9*$A21R]2<#\W?/QQ
M\=79;C4\M&*\T_3WXL:=$G,'S&WD/M\QCT3COD*R<CO@^NO-4%\$EL>:C&0K
M'$DX[@`<@<'MDD=]!C7LTC^=?^,->:T+;5Q<3Q44A0&0>Q*D@]OM2=7T*!`.
M1W&?75*_%\]P+\PHPA*,!(5D!2U9R5#^;/;[/706K3Z'@U_RM]0O]-UB?\7*
MGIB\C!4,_54H9/R"B._YAI]#P:_Y6^H7^FZQ/^+E3T#U&C1HT!HT:-`:-&C0
M&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:
M-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT
M:-`T=XK#;BZ;L04(*^-:O_.,=LTJW<9R1\CIG@P2I7-4915D'D<$Y'I^V[8^
MSMIY3Q3/Y';&?T:OS^U5OZ:,`)*4CL5*2G)[XY*`S\/3.@L?D/\`\Z7_`.+_
M`,K7Y]'ONDK+KC63@("@,`=LXP>Y]?4CTUE7L"_YZG^H/_+T>P+_`)ZG^H/_
M`"]!BOT>^T0L.N.X[>62#G/;/P^KZZ3[U2;\T3IGV/O'="N(2J3`A2X-`BI<
M2W*DW'.C.(H:61W\QM$P!<@=REH'X=PJY%.6OF`^A)2TXX`6E'D4(*@G/(A.
M2`,GTSJ.[X\6X-1C1-F-H*;/+424*M=]:2AS`>DP?+:A)?:2ODIMDN.*P2,@
M]B,:"/3*N6[-\MTKAW-O2J3I]RW-4%R:@^W*=E-":](<4TDK7@HCMA888;0$
MH2`E)2#[Q73LGTTUW<VK,4B,T]&:C/LJJ=1?:4&601GRG%C"3(4G);"_,`P#
M@#2/]HQ#CUQ=*C->?7*W,3#I\-EE92EZ2?<E'UY--@E]".QRD`*&<ZDR=(FU
M,FS+*H*&?9I<U\<JR\]&<+\F<4'D^I2E$\??/!"R2`"`K';07WIZZ!;9EF(E
M-(E5%DIBI,J0I*7'4E386^Z@!*4K40KL`<I)&>VES0O"9VVN)#,Z31D0I+2O
M-8<C.>4_YJSP()2HYPCNG``SW[GOI6_3=:<IMAJ8N.![0N(TI+:"C@5J/)?U
MN(2.9]T=L#B,>NG-+6M?^,XWN_%O_4\_=\>WVG/ID>I&@9,_68=O[WIC]+K=
MTW=2F6%`0D0E17BUR4%E3;CZ2I2%+YK*2K"2%I!*?="?-Q_P>ZCKCRT4#>>K
MPG4)2J%(J]*8J#2I/<(;DL,NH7Y*DJ5EQ2D@8P021B5918*Z:RA!;BK"4J"0
MN./-',N*/)9))_9,(((PDY';`U\U&CPI@=4MH!!1@)('($8P2O!!`QV&/EWR
M.X<_SJ\\$Z_.F[:JH;P6??U/O&M6Y-9FW)&I=.?HOETUM7*2_%6RXXM*DISY
MSJ%!9'$$=@=9GX:_696GZJYTQ[M5)NHN^S_3>VMQ5#S%R)*7&<.4674'R7%>
M7V8AMN`*6I/8@J(,R#=_;"F7%:ESVW-4EZDURER*?*BO1T/Q<RPIOS'&CR*L
M*/)0]WD,`8^,$#=K9*;LYU#W?'8=:A3-N[_`A2X*C'>=I+,CVZ))8;40MB.C
MFE#C16`I*<9"0-!)8CTY;`<]K02MU?-+;J0%L!*4I+9`)Q\/7.<9SW.J1QEQ
M"G5>4H-I43D!/$)[8/KZ?W?MU061<+-VVE;5SLO"0JLT*E27WDJ"D.2$Q$(=
M6G'IR4"I1R>2B3]^3.H+C:T`@%0QDC(&?4XR,]OAD??H,?6TVYCS$!?'/'/?
M'+&<??Q&?N&O>W8[@O&T>#1#8O6SR"D#B$BX:5D^OH#G/W'XZJ_8%_SU/]0?
M^7JLMY!;NVTT$@E-XVF,@8SFOTP^F3\_GH)CVC1HT!HT:-`:-&C01--ZZ:\O
M?3?Q8D+`7OYO@L`*P`%[JW<H`#'P!`_-K`(L`M%SSE><E80$\R24E*B3C!`]
M[MG(.<#Y=]N[RL.KWQWU`&$JWXWK/+!.$G=&["58P`0!W^M\/T8%[`O^>I_J
M#_R]!:O9H_\`.D?HU^>SQOYVW^]_?U=TP2%H4IQ*DI6E2DA&"I(/O)!4I0!(
MR`2.Q[ZNQ,3)Q$7C)(RZG(!/8?L?P]-!K*Z*];5F6[<%ZW6MZGVS:E!G5*I3
M6%EIM#4-"Y4A:W.62ZEI!0U[N.2FT]\A0A:]7_6#<'5[O--O*N--ILR@U.HT
M7;2AB*4)8M1EQ(B52H))"6ZE+"0Z\X4\ED)*>)&I2WB=WPQ8/1;O%442$P%5
M:DMV_'*E`>?*N!:8K;94<)/DA"EX""5!03@>IAR;?VRNYJ>U$AQR](DO1Z0X
M^$>8I#4@@//I``4DI+8`/(8"U9.1[P>M!IURWS<4DVXT]/8I!+KT>/YLA3C[
M:0%M*)^L0T6PE(6<A0[''$9Y5;6OV347DR+8NEZ,MME+;0I;ZFN8#>$-):1R
M/!:4I2.^``>P[EW'I\V-MNVJ?;L.%2HS,J,RU])RG&%+=J/(,E:UGDE:5K2`
MDE06KM@8]"Y-8NP5-E/L/N4Y,YX2/,98#3;(*74E>/,`44^2RLJR.Q\O!"@1
M@(X^UG3YU`7]6%0K=LV[J46HS3L2HU.&JG1O/+Z%I897)P'`ZR%*5Q3Z#!4,
MC3QNT'AY]0%;@+GUZZ6Z,RVPVIX//N*1!5P`<0VVGFTOR\$X#822?=SW(?JV
MWV;H4"!3XCU(3#<D-MO!Q'!]U(0UP(2M:"6BGD.R1W4<C''&EH6QMY3*=16X
M[+,-R.A`<>;<BY>DMA`"FW%(]WS%=^;F".V./QT$767X0EVUF:]4ZON&E:"E
M4IB7!C.!QE]K*T%U:2C\FM791(P._%([X:\ZQ-F+VV*K$2V;FJL>F5*3(>9M
M"ZV@ZFB5D,-('\=N!);CU58!;22?K84<E7:>/5K396IIIMAEJ,I$@!IM@IRD
M-'(*@3W^`)`&<'!(R6@_$LZ2*1OWL#>5#CT]UVMV;37KMMZ5$::1+C3:>AZ6
M_&0H)\YQ'!@J<`6"M).!G!T#=/AB]74G=:UXFT%]**J]0T"E6K4GGN4BIM0E
M%B2U+=6$^=+;(4XP.0_C5//&`=.Y*,WDZD)"0A;C)$7NRH-+6@+'/WE+6.ZR
M"H*420>^HF/3Q3[SVHIEF;JP)'T7;5+NN"\Y/1E,A,YZ8J!/C.J*^;N6T.MK
M2G!&<9QDZEHT6IHK=$HM9;6AQJK4:FSVEMH"$J:E14.)44@XYDDE9&,JSV!S
MH+>S'B!?OM-<2A1','ZV4E/Q]<^G[VK2N.Z%KXLJXY&,<<?53G'?OWSK)Q`6
M`!YJ>PQ^QG_EZI7V2RORRH*);"\@%(')2TX]5?S&<_;H,:$)IM8,B*EM*@LG
MSD8!)'))QD_6)!22.^1]HT]SX.C?"WNH4A`2E5W6(4XP`?\`H;J15@#[3\=,
MP5#E)2E24\5(0D<">15P">X(Q_,Y/;M\>PSIZKP?$+1;>_\`S&.5W601Z^@M
MVH#X@?'0/*Z-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-
M&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:
M-`:-&C0&C1HT!HT:-`:-&C0&C1HT#4_BA,MNTW9`.)Y8K5\X[XQFET$D]ONT
MTLF&R"E26E'!"DD!9&0<@^GS&G<_$Y86]3MD^!0"FLWP3S*AG-+H0[<4+_/G
M&FMX<%_V=O"F/CZK<'Q_[2=!CW%7\PO^H5_>U\JSW!!![9!!!P3CXC[]99["
M_P#S3']6[_\`&-?J:8TK*GTMK<SZI&1Q'U1R4A*LCOW*>WPSH+6VQ%:6A:XZ
MG1@Y2GE@$H.%$@$)2DX)*N*?@3QSJ)SXT<>?5^J&W?.FB?`CVC$;@B.428[/
MT@TLU!AMZ(%(+CBTH"FPI3C:T\`$G(U*,WE<J='VLO>?3GWH\QBAR4QWX!6Y
M,9+H#9=:2H-)Y-I)*E<Q@`D9]-1TZOMK3-T]OZC6-PYDZ?6:5(FHHU9FQW7*
MDE?F*?0IWRD/-I80X1GBX5Y!PG).`;LZ.-J$1;_F7-=4#D[%C1GJ`S)CR&U1
MG4HPV^00DH_)J/O/823]I&I+>PX08,3AP4AYR.XX4A*TE:DX/<92,Y.?M[::
M>V?HM!2B>T[-:1<,!,:G2J?+Y(GS8R&<,S8K10H.17."<..+;<2HX4@>@<CV
M)NRA6TAE-S7#1K>IL1UHR14Y/LZV4<3P<4E/-*DXR02<8."H>H![C8Z:PVS#
MID5I*5/&*P2`E2?-<(1S4<<4I25I]0`"/7OG3BMKCA#C1E-J+[*@IU_RE)0X
M@\$I&5("1[W(X!R,=^VFT.FJ\MK+MD17K'W$L*ZWY2XA8@4JZ*0U46WG'4>6
MPY%J,B&MQ\J.$LL%Q:E]DY/;3JEOPWO9VH:G&&WPRA]2%N%3:4N.*2$AYI+C
M*W`3A2$+)`[DX/8+M)P758QC@P#C_M:`1V_0=5,R/':9*N*4<EI1[RL`\CGB
M"2!D@'L.Y`.!KUDT>;$:=?<]G+#2VDJ=;<5P47$H6.')M/+CRPLDC!20,]LU
M\REK>85YS2%M-+2XYR<0V&P@X+JQ(+2>#>?>()4,]@4\B`T3N)35?1;BHCS;
M#+B0'D90HK4E04596OD/=QV[`G]^*'XB^TU)7O==UP3(C$*EWI3O)@5)I@L>
MUR8C"A)9>6C#;3SBDX;`XO+`PG).3*]WA<IM$HK<M4J,N.Z@!D1.3WFOGD%L
MMO);1$\U`(4I!D`@=R0%=HVW7?3:QN!>]'LRDPW9\VJ5-2Z)34Y2^TX\E(;E
MS%)2MIJ(RYR6^ZAQY24`EM"NZ=!:>B?VJ=TVV**FDO2(+]8IK;A62\8<.<XU
M$2ZVGN@H92$IY`+*<*R0H85(_%90TXI*%!:4Y'UN0(P?0]_WO36/[.[>.;6[
M?T2SY$)4*;!;*ZCQ6AR-)J"P#)?B+24K<8*U%*5O,,+SD<.V=9R]%=3YKI+7
M'*EX"E\L9],>6$Y_^"T&*D$>H4,^F4D9QZXR!\QJNH$9I5T6JX496J[;5.03
MDJ%?IO'M\3V`Q^C7O*8<>+7`H'`.9YJ4G//R\8XH7Z<#G./75=;<-Y-TVBI2
MF<)N^U%'"W"<"X*<3C+('H/GH)>NC1HT!HT:-`:-&C01<MW2^_O=O='R0EW?
M7>=@$HP`D[GW9A140!@)'+N0#CU&L*534,8+[C;G/LG"D#''N3[JCV.1_EZ;
M3W<AO*WDWL4%,X5O;O$H!2W`0%;EW2H`@,J&<'O@D9SW/KK`13$N'^.4M+`'
MN!.5`$_6)YMHP<!.,9^.@M0A,*`*6E*!]"GFH'[B,@_F.OWV%G^<K_J7/[VL
MD9:2PTVRV,)1[J$@`>JB0`.P]5:]5)<3@>4[[Q(!"1VPDG)RH?+`QDY^S)`,
M6>.Y5K?IW1S1[:G//QZI>&X](:HL9!=#<F30TF4\E]8[I4ZVX`TUV"\$)"E`
M@L/=&MBRG$.29"DX9#SK;TAORT><EQE3:`MPI0IP@KX-^I',!/N]GP/&.CW!
M>9H5!B6^FOTRA4CZ7IM-D!:C%F-K0F55@$I<0F:T"I#&#Q]G)474J[:;'Z:K
M*K$]?FS(4RF49IT2@VTZRMDRFRGR4D)6?K@N\U>F>P.?4'.MI&6G'HYD)25M
M.B.%*XM!7%,;N`,#)YYQE1]"#IU_9R#!J,'DM;(?;6E+4EA:'7&`VCB`EME9
MY<VT%"L]PG*B0<G3/E*K:H-18;2TB*F"Z#Y;9&7$)">+IP$I"U@'D2L9X``]
MSIS+IXW`L^ET@U:?4G8D)#ZU/OO4^2VW&"FU-E3SR@EM+:5.`%P$I('N<LIR
M#HMBV\A#L'V:4X^DIRZN2T4AM6!Q2GFGBE*D$D@$]SZDX&E!TIOR"XPL@J0X
MML9[%?$D92/VV<C'$$$$8[$:3KMWN%95:I46;1+FH]<C.*:2TJE3XLQ3B@@H
M*"TEX+:4E:5)"74H42DD#!SK>46MQ"8SK*EH>RVMM"_*2I"NV$KPZH)5Z9`R
M!V]=!D<]40-\7FVR\0M,=:_5I2@$KRDX[*QQ.0<9SV.#I/6Y6W:*C1I;W-*7
M*A'J$1;B%K4E,>H0WH[P4AM9;=06U*[.)4`,D`$]E%N0FI[+4A4;S'%%1>=<
MD0$([XPK+\E"P,GT`XC!/IWUK[<"<+?MFH3_`&<K9IC$R<G@J,N.4Q(JWUI6
MI#O!2`&U)7Q)."0<]]!S\=_C<FW%JT3:*GJ?E1)?4;<K-%2I*DE4%N[_`&>-
M&CM%`,IDMN.I:XI=2H9X$^J98]C4Q,2Q[.BO141WHMKT1A;+:^24+:@,@Y2%
M$(43W4T>Z">)`((U'\NU5`ZE.O#9';ZDT:.+6M2_7[TJ[S8PI*A4WYR"$QU/
MHXB2G(*U,I"B0I0&I'R*28;:8K!9#,9)92"MSOY:E)*A^342#CMR*3\TC08N
ME*R``A9.,X"%^@'<_5UX.1VG5<G$DJ`".^1@`E0&.WQ43^?65LN<%<CRP4*'
MNXSDXQZJ3V[?/5H7#>4M2@IG"B/5;@/8`=P&B/AGUT&*>^VM2DA2."E@$MJP
M!R/S';&`1]VGL/"+<6Y;F_7,@\;KLG'8#UM^HD^FF9Y#2W6EMIXA1.,J)"?=
M5@G(23\/YG3S?A',+9MW?GF4'E==E8X%1]+?J&<\D(^8]`?CH'@]&C1H#1HT
M:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H
M#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-
M&C1H#1HT:!L3Q)V4/4_9H+*@$U>]2"D@?^VVA^N0?WL::^:;2A*&FSG*DH3D
M@DE:@!\OB<?#3K7B'LK=@;1<$A135;PR"I(P#3J+Z<O7T^&FT417PM"BTD!*
MT*)"T9`"P21W^`&>W?06HTMULYD%24]TCB"@^9Z@'/+MQ2OM@'.#GX'\]B8_
MFW/ZL?\`)UEZ8J):O*62`E*GA@D>\DI1\"#Z.G7H*<MG*&6PI&>0*EC/(@<O
MK'/P'K\NW;``:UN"W(M>H%<HK@==14J3.C*0'4H)"HZSE*N)XJ&`0<$#X@Z8
M4F?3#-3JFVEO+9BQZ>Y79M<28Z'I"H4)YU"2W*44EET!(2ISRUJ4,>X.PU([
M8@J<>;0\D-MJ."0L9*B,)'ND=BHCED\<9SV[%@[?';VLT_>K=Z;3I":)<]'G
M/3XCI=:+-0I$B.52XR5(7Y(!9*G0DG"E'`25XP#>E]VU<-<?B7Q8E'E*N.WV
MVX=1IT%M3T^X*8W,2A)8;!3_`!TD?EB^59+25@I"3E.@-W+!NF[;BD7!7:SN
M-`$QB)#:MJA,N,,E]*`%-RX[8?27"K'%16CU/8:79MF^M%:8<0X\M;<_SUK:
M\SDI"W%E1"4E*S\24A)P$]Q@#3CEJ[+TJ]J-[=6X-61&:J'MC=9C0)3[,`/%
M+C?MBF4+4SYI0E:4N@$#/H!W!DGIIV8WAJUPU2T]N1N]3[ML6FNW))5-M:!%
MMVGTJB-F8[+;KD62U594UAMI2FX*$&2\H!",K/9_[HJ\4.98,RD[/;IU5-SR
MA*A6Z+GE*J;,.DU%F5_'+=2AU`)^CU-,_LDP/OJ7P4VIH!).LQI5.MK;JE3I
M,&Z:&F0\IT*J:&IJJD%!)2I]*6F_-?D(P5):P?,6`"D@Y""]G-M*9?G7+:5[
MR*LEBWXU4FB'%D1@W'J=<?\`<?D3&'VD(8#S!04N36@E+B@`2X#H))G5/U=;
M<;<V)29%MW[2[IK5>MUVKQF;+J'XP,QY3<GR60N.V4J:0T`D2$I4H>:EQ6<G
M"8N741X@/4O=^YM3LZT]SJ_:DZ30&I#=(K%4N(Q*JTXPER;*@98:1&4EP(#`
M</E)Y*!<[]I`77IM.N\)G3S=%);C6VJVX=R;7WC#I<.(6Y%"N:DQIM.K3Q@M
MI:#(FO+CIEJ*DH<0G+H4KLG:W^DNDV_,HM7JNTEJ5V]:/%<A4>\JE'E2*JJ.
MZ`W)0\D+<;#$AE#C9;6DGWDJ`!P0"(^@KK(ZAZO['MOO2[5*S:-4;D,?3-:<
MAOVQ2JAGRESVZE'FRBU*4@-A;;BPZ!Y94V@KP7/(E`MBK7E>][UMJDRG+)HU
MNT"DMN1<2'9<Q+LA4QM_EEQ*T!MQ*P&\L*`P2>0QK<;8^T-K]OJE/IUN4NT6
MZU(=7;UM4]!2S"J;B$.2IK++F5R'WWRIST4/=2D'L1JP[:;/1]H+:JR%WE==
MXU[<M^%=$^?=#@65JDM(=F0H[:5'V1BG*2S&BMN<`6TCB#E9T'ZIF/)<>?`\
MM+K[SB0VH)!#CA7VR5C&3[N#V'8DXSJTNH0KS6BH\>13GD.6`1\<?W/3MK8B
MV5-$)6VE&02D#@1@'!&$]DX^`P.VK!,B/J;D$-I((40>2`<9&/CZCU]?A^?0
M8+*9;8+7%2CS#F>:@<</+QCL/7D?T:K;?(-S6I@Y_P"BVUO[?T[5<XTXV4^:
M@)Y<N/O)5GCQY>F<8Y#7Y1(SZ[KMA2$`I-W6LI)YH&0*Y3<X!(P<@^N@EK:-
M&C0&C1HT!HT:-!&DW6"5[R[RH)P%[W;NI."`K!W)N<'![X/YM8I["P/5;@_^
M#'_)UM'<^&M>\.[I<2`PO>?==3C@4DJ2TK<6Y5%02DE9.,=@.63Z:Q@1XS)!
M945E7984ESL$_5(YY]22#C\YT&,-PF@ZUP*UK+B`A*E)4"HGL"D@<@?0CX^G
MQUDBZ?.402U'Y(4I6!%`[X*2".7IW],8SCY#5<Q&=<6RI+:>*E@@E2`3A1'H
M2,'(R,_?]NK^:<I\\7TE"!D@I7W)^TH4#@^OQ[X[XSH&4?$GMA]%=MZ)&#K$
MFYK;FV_#4A?!2ZC.6IM"5'CV:*%J[*/NDY&2G.FI.FNQZG8S-<MFM1(*:I2+
MG72I#D>HKD.^67%E"5,*YY/916]DI'NX2"<:?9\2';>+-L^Q;]\Y*#0+H9HL
ME;CWEAJ+*84\'`EQQ*EE)P$EL*[J^>=,>6DDJJ\F4GNEVY9SJ'`LI6X`X,*4
MH*"R24^Z7"3@>N<`@H+<W;J\H:XM3M&@2*G*F);:<>><\V"/?=!C>R89"705
MY4H.9*5)/$*PH9UL>QXAE3N6Q+>H6Y^Q<;:BKUN3!ON!=VV4!BX[<MYB%,>?
M>9J$:FM3'G6Q'::C80LN.E`<=*5.*TMKIVN>@W!'-EW31Z768]=BF$8\H/>=
MY2T(2E*9#0X-]R>*O-2L<R5+'%.EM6MTVVE"F&HQR[%A>;'9:IKCKH:E)\Q+
M"4+EJ<"41XP4'UNNK"$MLK4M1!6-`U96Z+NIM#OE'CPZJBKV@S<;=.A7#068
M5)IET1*DZAYJ6BA4QTKI+\()4QF:GSYW,/H;"4*&GIKBC5NW-I4WJW[749,:
MF^U/I:6KS8<=N.77$.`E/FRF`"5.\P5$$<4]LMK[X5*WG-SJ70*'(@/+@W7%
M94BG2V)C4DP9#;,AP2(ZBTOR580C\HKD%'AZ**GCK7J!7:MMP92<09UORZ<Z
MDH3E:'V/*>2XT0`%\">*W$I`[%1P=`Q\CKTVWM/=>AVU>'4)O%M-6:X\EV-`
M_$RG7%1:O2TO!N+56(<]8EJICKN6EKIS;KC025.$CT<@K]X3]R:/1G[1W,M[
M=2S+FA5!FN7#1TNT:938[E/>:\R8RZD+0^VE15(C&.GZJD)P@`FJG](ED+O)
MRLUNR+;OB#%5*CVS7;PH=+J=U6]1Y84I5*@R)<*2V(3;JUKCKC\`20E:E=L;
M%L7IZL;9&W[BKEO)$.#4W)4MJB^RL,MNO*;=5YY9BLMQHP;7V\HMME0'(I5V
MT$?WH!Z;WK>ZE=\[NJ@8J\VS)T6W*748^&HZ)<J9*F2_-BE"_.48[K'EJY-!
MM63\<)>/?@L!UX`NX2I>1Y@(*NY41EL$`G)P0<=P#@`ZP_:#;%-A1+JDMI2)
MMVW14*_+"7659$MTN-*+S2L*.%`!)RI"1CMW2-D3*2AV0IQWDA92WV0M6``D
M`$<5\<G'IV[C)&2=!@*83&!A;GH/]4'_`"=4DEM##H0E2B"VE9YJ!.2MQ)`[
M#MA(_3K-ID21Y&?*2"%M_MT>N3]OYO7X_'XV5;:VU<7$!*BD*`RE7NDJ`/;.
M.Z3H,*DQFFVENI4OEG(]\%/<]^V.XS]OW_/3R7A+D&W=]L$'_HKLS_B].TT,
MZP\@+6M`X<B2>:3V*B1V]3^C]!T\1X4P`M_?'`Q_T46;_:&?H':M&C1H#1HT
M:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H
M#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-
M&C1H#1HT:!NGQ!/\X[2_T4N_^U]&TW0Q%2ZTEQ3BDE6>P"<=CCMD9TY1UZ,E
MZ#M6`WYG&IW8<8!QF!2!GN0-($B0E%A&8OS_`&J<>OR)SH+%"IZE/+#*RXL,
MJ)"@.(07&LG*?CRX@#[=700"G(><*%@_5`3C!`(/O#/Q/Z-7V#&4R\M7D%L%
ME220D=R7&E`>Z3_,D]Q\-7!33:B5*:Y'XDH)/88^(^0^[08H(:@?R*_,<((2
M%`8`[$GW0#V`],CMGOGL4`]5W2K?>XM>5?FVRX::DY1I<:YH-14&(CL=#9_+
M1E,*+[DORP1AQ!21Z^O+3FL2'A]O^-B.8*4^X.Y5C&3G"0`"25%(`SDZT=U2
M]0&VW2OL?>V]6[->C6_9M`HL[R(\IV/#D7)6UMK;I=*HI?*7I4MZ8E"'4,H6
MDM$$J(."$7K;MY4.XZS3"X&JY0ZI-I\IA`"FF54Z0[&=7DY4<J2KD#V!)&<@
M`/6=)FYD5`1'JC429F.WY[<IQ#3#+3;92XXHN*"?,1W4"4*2DCOZ:C^;2[K1
M-P[TK&X"HB:0UNA55W73HBV3'4Q$FN.24QD('9L/)='FA(*5JXJ&<`AT*P+1
MNB[MD[WNBR6%/W!29LSS4,/.L.,1(Z?RL3\AC!D@!(`4.^>Q[Z!='4#O]84I
MF;:%I!BX):H4SV^3!C0O9J:?*=2ZW)F)93YKB,DE4=7(\24*!]4V]'=M&Y]\
MZ.54QJ93VJBQ.DMN*<2D^9,\I&5HP>*5#G@Y(XX4#ZAJBC[V5'\9)>WMV4&I
MV+<06]'2Q/<<AAU0<4V98=6OC)2I7O\`UU*5V''OITCH9G;L[>7@U?T2CP;Q
MH+-/6AR,M:D26T)?6Y&?C`G^.5N*'EMHP$@D.=CV4$BG<6VXBI\JF5*B.5NE
MSK1:BRZ8VZT%2(@\H-0UY676/*5W:D(2ETA*5\A@C6KML+*V5NF'4&+7G7)2
MWK94[2JO:K]UU"!.HM0B)2E]VH1EAYQ;+JA_&4IAY3:DY*U8.!I^O;ZKNQI%
M\U)B=9]/HL".U=3%:D"FS`M$9'Y/SUO):2VXA*7&T*6"XA0/$J(TEN-O#2[A
MWOM#</:F;5'JM4JQ3;5O)AZ*_&HUQ4"L,NK@RF04,LSGJ>W&093_`+XY*3WP
MK)!<.[]D4&FT"I?1*6W:BJ/#2*S<=6EUWV=IV<U'+4,34):B.(0\XKSH_P"5
M4I0*LX[Z/N-]RN55UYF.RS#HZ&+?IRXRE*1*3#8;#\ESDG`<<<0I1#>4A*O7
MXC.-Q*L+@,>UEN<%5=\JEH2M11&6'RM)QW2A*2D%([\%))(.`=8ZF&8;8:#(
M2VRO!4A("5N(!:4^0#W4X`5*60"<Y/<Z#7DV`M+K8>46U%LE(2!@@KP3[PSV
MP!V^W5@>;"@ZR5$`E2`KMRQV[XP`>_V:VA.CEYQM09+G%"AG`./>!`[D8^)[
M:Q";"7QDD1B".1!"0#ZC'?/KG\QT&`SX"<L?E5^C_P"U3_V#[->%"2&[KM=L
M*Y<+MM<9.,]ZY33W`Q\3J]SV'\L?D5^C_P#,_P#8/]MKXH;21<MME;0#@NBV
M\\DCD"*U`(/Q^&,'XC02I]&C1H#1HT:`T:-&@CU;GT^0=UMW'".+2MWMTW"H
M`E00O<"XE9`]/JJ![ZQ^F1&D*?S^5)2W@JP./=6>R1W)`[>@'Z<[2W)CNJW-
MW5_(J4E6ZFYA'9.%)-\U_![GT(UC,"E><7N2"P$!O&.*2KD5#MW.<>I^[XGM
MH+&(22\DH602XDI1@%(/H!Z\L9]>_P`3@>@U>S39>3[J?SA6?SZN0IY9]U+"
MEALY2Y@%1P>0(.0<@^F/B.VKI'CSTK+CK$OR5)'Y=;:U,)6XKBWS?QY*5.*]
MU`6L%:^P!.@2;U7[?4Z\]@MQ(52B&6[2K?JUPQF@G'DSJ/&#\=Q)SGBL9\PX
MS@]B?346>U)"F6V%I3R\Z67CRQ[KDES*\$#)""/=/NGUR-/N>,5UI4?I8V$_
M4KMFOP$=0?45-I^V=FT)2VG9EKT"Z)C,6K7)5X+9]H8*8Z5IBOO!"TAP%L$8
MQ'YHL.IVU444.O5)+DRWI[%+E/)4I"79/L[;Q4X@#WW"%ET**3Q"Q@C)3H%W
M;(7\;7O"FR)9EO!F>L)2V5>6I(#/%)4E60KO@I`R2KUR#I9W45U@W._8-/L#
M;9QQBO3XLJ'/N=4D")#CR$(\WV1;&2N0B*'8P2[W0\K*L$9TD?8&V:/<=P*9
MFS(K3BY3)B(<<22XMTM!AQDX40MU7)(P<GB">(`UIKJ*M#=O9_<&$FATF%6]
MN*7%>H5;8"%*N)NXJA-7)-?BQ02AZG^0\(;CBB2CDI[C[H.@K;3W`IUJ5>V9
M-9CR&7:--B2*C7W);KKCJE36_:)<A"T.+<=4I1<*FE%`*4`]R1J1S;N\^V%[
M[=4B+8MZ/56J.TA=-:=;9'MR9]0A$(>90V@-B0T]P#:5K"<XR03IF/82I;=3
M&Z:U<FS5:NB.EN,9;]MK9JE6D2'B.+CU.DKY^4A>`6@E8RDX2!D:<#F[^;:[
M6P&Z>Y95XVF\Q,;;9I$>S8L*OR5M*_(L!AA8<>G+)0`KRSG.0#WT&]^D'?FX
MJQ"J^VN[$^0;LLNK3*.[.>2/;I$$277H2WD+'E>?Y)2A92I0`P!V.1O3>*[H
MHMR3'C22X);JX;3BR$J/G!3""D)R`KWO08!(]!Z::DDU.\[MW&=WDL2AW+:H
M?E-,7)2J_#?ITNIM@#V66J(H(;+X`Y.N`E13@=L8*G*?)K6X-RT>@RUS0AEE
MFHU'@X\&8\IE27O+<[<0I7'L#D'/($YT&Z:12Y;-%@10A)PE#RG3]8D-\>!"
M>P3E7+'8@I&1Z8II<!27UAU:D+"$>Z`G&./(8R">^?S#&MG^P>R,1(K')\,L
M@*=!Y>G8)*B?7N%$')SWSV.K%/AN*D+4J.2HMH[D)S]4@?'/8`#M^_H-7.MA
M]L(*^.2E64X)[=\8/;OJQ3H*//3EU8_((^"/YZ]Z=N_^7?6=2H:TQPI,8I(4
MWW`2#^\?EGUU9W&`%_E6L+X@CF`3QRK&.Y[9"OSYT&O'FTNI6T58!40#VSV4
M<=NP/H/EG3O?A7,!BW][P%J5RNBSR>0`QB@SL8Q\\]\Z:CE072VZ6XIY941A
M*,\0HG(][Y=Q^D:=D\+5*DT'>T*24G\9[0R#V(_S"G>N@=:T:-&@-&C1H#1H
MT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1
MH#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@
M-&C1H$(=;['GP]LL*XE-1NCX9]8-)_O?OZ0DPUY:&VN6?>">7^Z7C/Z#]NLE
M\:;Q"NF/H`LS8>O=14B_%RMQ;DOJ!8%%L.U#<4RN2K8IEN2K@C39RZQ2XM!8
M;8K-*#4J2S/0^M]8#38CJ4N([NY^%+4>`Y*C=/718_4D,2Y+3%>WRW"D/MO,
M!;GEST4&QV::['4R27&HKE1?"T-M!2B5E("6O%CH:?2E242WI&(T:.MYJ/YC
MZU)6`DN!04H);7[B4E:AG!`!UK7?#?K8;IHM=^\>H'=';[:6B10A3HNNOQ6J
MP^AS/!5*MQC-;K7/"@E-/BJ4>*@#GT@?;X_A!?B5;SQ*E1[=O>T=AJ'/R40]
MI+0I$:=$I_L[\5R4Q<U>DOW*W-*I3?Y`S%+*2ITM\FM,O7_>5^;HW`]<NYEY
M7GN'<#QYKKEY7)6;EG.K*EDOMKJ,F0F$5J45"+'XLL'(0D!1&@G";O\`X3ET
M26)4*K2]F-K]T]_9<1B0Q'N&:S3[!L>9-<*F6$LMU>0JO2HG-25GBRV"@94I
M220(I_79XB'47XC.YE%J>\UP0H%JP*["CVGM/0$S(UG6RU5ZNQ3X;DME$A#-
M2J,2*X?,>X\'?AQ"EI4@!N,I*R68R\D*/$,<D)R,*4$*24I))Y93CWCGX#'R
MM<J$VF6R'`(DB'.0A""5-.TJ9'G)7V1E)6AM82?>'NJ(';02UM[-EU[+7I8-
M(H\!,2DHL>QZU39;3`CQG(;=%@F:W&*24++CZUD\5'CZ?#!<,\/K>NFVI<6X
M]GUN9$<MR[Z1(J,9<KBM*)2FU-B*VVH`*6E2O>7D`GL`#[IVS=^R3?5[T8].
MFYMC-,UB\FMG[4K=*3YK8,Z/%IK"*W3?;D$I4ET-.DMGDLNH2A.%*"=,I0:I
M=.UMU.LU!4J(JGRY"8]/9B28TV,%S4EZG2R\VE3G`H*&04CW?>'8Y(/+;]['
MV?N!)H52JEE4RH0G@Q+>JS$1+-19<6ZAP.Q93*0X@I!Y(Y$CE[JLXP5Y[#;,
MVS%H%+C/TZ+)CQ:;"9IR9,B9!5'X/`I+K49UEQYPM>ZM;I4D@92,C6C]DMPJ
M5N?MM16%"$BHHBTPLQI#["9GG!A``$92@ZI?F#'$M')[$E1.EI6+;U+<,;VZ
MX*A2Z@@-MAIV.ZJ$L>9A+"3@(1Q.5DC/(8&"3H*B_.FBC7;,B0[@:IU8LJ:(
MRS9\>,XF!+?C---^95G5R%RYG\<,^:D..8;00E*>`&-B[BV/8%D&AU:'1:;3
MXELTVFHI,."IAF(*DPRZVN-$:2CFPAE3AYE:EK."`,'.MHQ(D>W'V)3LJ++D
M",EX/,N!L"*OBE4CRWE889]\(4\KBA*^2L\2<1U/$J\9/:#IBW5M;:*!9-T[
MM56)5)%5NNWXM4<H+5,H+SSHD28=3#9;K,IU*2J"ZTH1902[P=4E/+0._6Q$
MDS79E>GLJ>\YDO175`GR0MQ;G96`I8'(@$CWODG(!OTJ%RCK47>RN*AVSCD<
M^O8G.?4@?<-)!Z0/$TZ)NL"ETNT]KMPJ9:E\RX"&'-IMR$BT+Q]M0VT7HE!F
MU)V+2+A45.<&G8TAV4\IM?)H#@5+MJ5.]C2Y$DPUQY+:6B8[Z2'PA:N#:L`G
MS`<8\QLK0?4**2"0U@^R6%`%7,*05>F#D'T^[!'SU9)T#!#8>/\`'>2%%`_)
MA84KN,CD0$X'?OV)[ZS^H0D)=0E4104E"@06E]LJ],@$=^_H?X>^*36W,.K\
MMWDSR\H^6OW`.R>/NX`[D?;GYZ#7<V&5.)1YF/*#GO<1WYJ`]/@!Y6?B<G5M
MI4`_C5;_`.5[?C3;7;C_`._BG9_>SK+)D?\`)*<\E?/T+GEKY?56<YQC.>^2
M,Y[^NJ&WVD+K5MN.-@O&Y*"25)(65IK</CD''<<4@#&,`#&@DY:-&C0&C1HT
M!HT:-`QKN'P_5,W.#C@:0=TMQPIQ7H@&]JZ.1P%'`)&<`GY#5!3J7+'M:I#+
ML8,PW)(=?=A1H[O#WHZ1(E/M,LH<!67E/J1P1Q4G)SJ,YU_^/9N=8/4SU2;&
M;%['6W:]R;7]3'4AM?.W0ON<NZZ35*A8&]-\6B:I3[7X*C1W)RZ'[<TW,S'9
M5(\MSZHPPYO[U^=8_4Y*EM[N;^7A4J(\^F0W:MKK39MM15(`;0AIB@&$[):2
ME(;0U(6XA"$=AE:@`FZ=1WB'=&G2M21)W?WQMMNN/)6TS9]BS8=Y70N4E&2T
MF-2W'V6>"_R2W7UI2TYDJP$G4?OJG_"3+NCQZW;71[LA3Z!19D808NZ6[C\B
M7<K51`67*Q1+48D?1Q6C)=AR9(<99=XJ2T<\=1M*K(8COB08CTB<2KS)[WF2
MY3Q<!*\R7U.N865>]E621ZXQC5M>J!FN.I4VXCR\I2IP8P4@)+*<^G$#EQ[8
MQZ=M!D%X;V;D;S;S0MX=Y[[KMZ7O(NBEUV5<E<GR)4HJA50.H9CMN.)C1&&6
MU<$-QT-M-MI",8P!)*WQMJ$Y3+0W6B,.)@752Z2[-?B1PXVB>:'#,>2L-_7^
MDTAQ7/.6RR/>5RP8HLJ.\^VXAM#JG0'A%]U>$N+)+92>/8%80<]P,`C&!J8]
MT(UJC=3?1?MJFM*9F+?IKECU65,+;KM#N"SX_L?TA$)SP>+3W$E?O^X,@')T
M&B]L+^GT!QNLL2%NHC5"E%T^9Y1CLI<*DK4H$X'8Y&/=!/QP-.(WE5U[KW!.
M:@.MRUR*5$KY7&;;6\I:(S$=<0.'D`00M]3A3DH24E.2"EL"_P#;F[=DZ_7;
M9GO-3:++FY@3'UA+=8C*6XB(DNG"5R6U)(+3:U.(R.2?>[[SZ?\`?J+9%U1)
M-RK7%;2N/3%D*`B*I\E"HKC+SSN$!I)<2M:7%@I*/L&07%LJFK6;*J`E673*
MHJ:Q[-%?]A6S.BK:67#($Y@^8"E6/=20%*PH#U5IQC;ZVZ?<%1A7=7[0IZ*]
M[-$?B3)*'I004)#B5.(G%QQ+W%.5.M+2L$^[CN-:YV;N;;JOEFIQ9M*$*3.=
M4D);C3FO*7DH`6PXXA"`DE(';D$E65#)"L[DNNR+0M=RLRZM3XS:&'7J?[#&
M#1>:#0++"GC^30X?J%..QPE./>.@T5N3?4"$]<,8(B1I<UY'L3"""E4Y(#;$
M1L+/NEXYP0`I([D>H.X=F-OI4&@2;IKR?*KM38:?]F5'X^2VXC'%+A4%*XI[
M]QG&"%?`L"^*AOCO/LIL9LGOK8M2-LHW1WCK%'I,R`U%=KC#-HPS40^^F6L>
M1`?<*4*46N,D^XA7+)UI;IR_"$>H6T5L4?J6L"U=[[93"89C5RUDQ+$O.(VE
M&%-N+4Z$5"6EL<5(?;:0\OZZ@D@Z"58]&+"$J\SD"H)`X@=C^_\`Y>G?M:WX
MI=6ISG@%(''&>P!^/WDZ0WL!XJW0EU%LT>E4S="%MK?=:=:1'L3=69(H\R//
M=(0(J:XP$T62G*N*&?:""K"@>_=?\VGN12AUH&3!D-MNQ9T=QJ7!E(6A*BY#
MF1EN1WXRN0+2DN$\?K'/8!K=^F*<8X^?QQP5G@#]7OC&?B<`GU`R0">VL/DQ
M"X]GS./!"&_J@YP5+S\/YY@?=K;KK,1`6A3;:%H]U2%#BI"A@\5`X*3CX'!^
M6L(?IJ7'''`M$9"<((<(;22E(45@K2<C"PGL?VIT&O9"_*;<)'+B5)^1QR*<
M_+/Z-.G>%^WPH>]:LY*[EL\D8QC%"G#UR<^GR'[_`&;*JL6.#Q9:0M!.%%H%
M840H95E'P5W7W^?QTZ)X9J&D4/>7R@E.;DM/D$G_`-\DW&1GL>Y^`_>T#H.C
M1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&
MC0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-
M`:-&C0&C1HT!HT:-!!C_``V%"EV9X;H2DJ/X_P#4T,#YFT-ICCO@>B5'[@=0
M+D0G5)224H)[!!221DX`['U/;MC[,:GS?AI8!M'PW<@'_IA=2_J`?^LO:_YZ
M@C&,SS#G'"@I*^Q(3R2002D$`]P,CXZ#'V*?[.X5RVRXVI!0@)]TATJ2L$Y5
M@Y0A?QS^;.O*3$2X\51\-->6A(0L<E<QRYDE*L<22./Q]<Y]3F!X3`MM_@XE
MM/G)#02R4N!QML$EH))24.N#B?=)(.,I&K7'IKTEHNMJPCS%M@D@C*`CEDDY
M'=7?X#\QT&.%A48%U2@L8X!*00<K(`.2<8&._P!^J)J`J0S*'-'%XNI(*5'L
MM'$@D'[?@#]F=97-B1Q'.4GZZ`27%CN%8/HK'V_F^6K<A++*5!M0`[JP5\N_
MQ/<D]_EG[M!T,?`QN?\`5)\-O89^:45%^RU5^P9L=3RBI*J143*86HL$E,=;
M"T);;<*5Y00H>63I9/5%X6\7J6I%0W`VOA*IE[^R/2ZHQ'CQX\2M/1\+B,2V
MXXY-2$I!;8<BI47$J*Y`SIJG\%1N^CWWL5OETV3:RJCWO9]VM[F6A$>80^W5
MK4J#"6JT\VI8)*F9+C:0PE2BV!D(0#G4R?9[V^VI":!4VFL5!2EPI`9;0I],
M8%I:LI!XCDI.<9Y%7KC&@A!1^G[J,Z?KIETR7`K-O5HS%'Z+J<AR,U'+*\!%
M-DOD-/<>&6N"P5<L!*<^[N6B[^=7P1%HC5LT:I0Z5.2MN1-ENHFI6>+)7(6P
M"%-*2D`)Y'WNX')0S,]W7V-VLWQI<FAWQ:=-JBVB][-64-^R5BES"E26Y<.H
M1@U(<7'=*'`PZXN.IQ!2X@X(5%!:ZC>GRPNIF^]I[CH5QP]F*'NU`VX'4:S`
M9G4^44S4&4F11W0IN*AIXK@B:PA3Y='FJ6/4`O7I4MKJ;ZA:LU;5=?I5KVZI
MAA%\5RAJ=D2J32`VDMTMIR>V`9,])#R`QD!+Q]XX(U"<_".X='MSQ>M_+;M)
MF+#H%B6;L99E)B1"5"&W%VW9EU%$L\$H549%2G+E2'`@APK5R`4!CJC[1;>[
M?;?V;3(>W4:,*%5(L>K1ZPR^Y+DUR+/!GP9SU0=4IZ2R['E(,5(4&&HRD-L-
MMMX2.3+XXR:Q=?BR^(94WY(??IO40Y18[GE(2&J3;UH6S#IT5*$C!,=B0]R6
MHA;A4%NY(&`;'@N+F.1I!ESV:E")>ITAAY3+<!U7_M3&<BOQ9C<OW0"X'0GW
M4G!((T\OTN^.3UR=--N4?;RL2+1ZD]L[>BMP:-:FZ]+D"Z:7$"DM3(M)OZCK
M>KSGFQT^5%;G-N)3A"''`$\E,<4VX%Q91CN+)<;`!/DI22DJ"4Y`01\5$$=C
MD$$^@V8ZRRVR)/E,NDH2L!](?:R\E*RL(6>*74\O<4!EM7=(SC`3@^E/QP>B
M[J)FTBTKZ>J'2C?U6=C0X=O[HOR6]OI%5=:07*;2+^E%V,U+D2%*,>!4?*=+
M92X5A*D@.W/H1(CL2&Y4=V'6"@TBIQ5BHT:IM2&_/8>I]8IRI5/E(?8P\RE+
MZ%*0>7;.-<O.1$B2BI4C\LM32F5+<?6XKRE'N@!U3J4C!*0M"4/I3[J7A\'#
MNB#Q+NK+H2FH@;?5M[<'9AV9%>N/9J_)U<ETM5%C\E246[4:LY-52I#[0;9@
MO4]U"6W0TVT$I41H)[TJ(XI#[?-`+1&3A1"LI4.P_./4C\^L?H<)Q%RVPDN-
MG-PT*0/KYXM5N&5).4_6/$X^'<9/KI.'1IUK[/==.T"]T]IS5*+4J#.:MO=7
M;RYVA'NRP;P>2[-:@S64*+*Z+*@J0U1JBT2N;[))6Z2Z#I4E+2A%SV_C`+5P
MT)I.2>R%U>&5@Y/<A7(9/<$$'TT$D31HT:`T:-&@-&C1H..YX@G_`%0SQ#O_
M`,(#UO?^E'NMI(3\@,<,I*N9(&"!CB`3Z_?I5OB$/NI\1;Q#6PL!L^()UM)X
M\4YPKJBW5)][&>Y/[X'RTDF?ZL?>Y_`G04,Y?M03Q!1Q()Y$'('J!Q)_?QK4
MTR&[4&79+"DI2]*D2$MK"E.`,K6A0(1E/O+)XD$X&,@G(UM.8HL1VW&SQ4M!
M*BKWA]0DG"L@=^Y^&L*H+<A^FLF.4AUQ<U+BE-I<!:+ZE8"#A(RI7UAW/89P
M-!KX,R$K20T>:'6RDGZO-#B2D'(S@J`!'$G';!U(4\#?<]A<[>#8:1."Y##]
M+W%M^DO*;0V?I*0N)7VZ;S5E*D.K8<?/$`A20"%9TQ1)8]E?4AP-^8@H<&4(
M'<'D/=QCU2"!CL,8]!I<OARW[3=K>KG:6N37E0:;<%2=LJK2V4<GEQ:XMMYK
MS722H);DLJ4%X*AE+8*4D8"6YNOTYTW="VZG'G45;CK*?:*+4$(6M3$I0P9*
MEH0I181@)'E@J*TK`]0-,Y;A[45K;^K_`(I7E2YM+D5,J8HM0]DDB)67&W%N
MA$-UU*$M.)0P%J]H*`L`AL^8I"3*EZ69M`JDS]3:ZDYD0DRW(KKW,.U*DR'5
MOQ)X?!4^W[0R5H#7).`T5^JL%>E9Z.MGKZ@5&V]VK!MZYJ#):B,LNSVG3-IK
M<F0PY$F4^2RZS)1-9=\AU@)<1YSP#+P\MY>@@]V'+O6S)S5OTR^[VH[Y?:\R
MG-4Y]YM];C?Y!R*Z04.-(;<6AP\P0I><'OA;=2JU\VM8]/K5PU&YMRKZNZIT
MBP]IK"FJ="KAO*X7FX5OM1Z?$5YS\:',=956I(0IJ"PVOV@@]@Y%UE=`$3I"
M?I-Y6/5)]R;<52<\Y0[;IU(ILO=*J3H'&H/VY3:#*2J=4C+@><Q%F17&G6"6
M2IL+<&-J>%IT4[W7!N75>MOJQV[JNW5=;HKMJ]*G3]7V>%9LFT:BZA=9W<OR
ME+4ZW0[PKC!1)I\<AQYMSD`I"A@@UY^$/[#O[,^'3T56E<*D3[ZL_>F#;]ZU
M59(XW=<ME3[BO>D1%-\FI-$B59;:*),9]X0D&-)*'AP$/*-**0EE]/F/I667
M74_44XCW5*2%`*XDCL"`0/T:FV?A;5Y4^TMCNB/9QNIF;5KCWPOF_:NU*;3)
MEM4NV;=?:?2F?('M+;3AGE#325!*7&^;?+(U",CMJ%2G,.X5Y$MY2>/;LHAQ
ML^[V5A)[JRK/[^@KY24X1B-$=>4XE+#T@.I<ANY21*B.QUMO-2``4!85V2/=
MP3G2U.G3KZZLNDRJHE;3[J5>=1G&&Q4+)W#GS;RLV<E8Y*;:I]5==<I"5*)Y
M/0W5*23Y@2,!(1HMM*RDJS[B@M.#CW@<@GY_=Z$$YUZ+6I:N2U`G"4CL$@)2
M,`=OD/B<DZ"7YTL^.+L1O/'HMG]1U&E=/NX]7JK4!BO)<F5O:FINJ.4/)KB0
M%0&E8`;7.;;4"E:O="2HO#&HTFNT2%7+=K=$N:W:L@N4NX[?J#55HLUO)`6B
M=##[+1*.*^#JPM*5H*P`H'7-V7'BO->3(B0YB"0.<Q@RG0UA07&2XZM03%="
MCYK"4!*^W<`8*XNB7Q%-[N@J\*0NV*U6KPV8EN.1+HV5J]Q/BB2*8^&TU.J6
M:B2B2]3*S3(S+;GE1'64O-)9;.>))"<*MEU+:N2,)P05@I4@_#D%`CDD^H('
MO#TTYYX:D1<:C;RJ6M"O.N.TB`D*!3PHDY/?(P<]B,?;IG[9??:P^I'9JV]Z
MMKJU],V;>]/]O@,/0VF9U$<BEAN?3ICR6P])DPY:G(SJWB7"II2U8YC+R/AN
M)"K6W1D'NZ_<%M^:<]B44B6$X2.R<!1S@#/;/?0.5Z-&C0&C1HT!HT:-`:-&
MC0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-
M`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT$
M(C\,]8C/6CX<8D%8"=P>I0HX)Y=S9FV&<]\CX8_/]FH,*:9"X><VM>4@N(!P
ME1*05)&/7N0!VS]F>VIT?X9T@*L[PYUDG+>X/4CC'H>5F[9`@_H!],]O4:@F
M-)+R4O*=<3R5DI2LA'NG&`/DH#N!C.3Z9T'K*<"6<J)]\I2,9/O'*_3UQA!/
MQ]-6RF/-M-B$LJ2^5R'LE)#(0XI/'+OU<]CR'J!JNG_L+?\`V]/_`-:>U:G/
M?9+6`C*B?.02'??*1C)[```<0/0YSG/8*A<=YE)4H)`"L9"P3[RB!C`[C[0=
M4ZW,``E7O*"`?7WE#[_09[ZNLO\`SN/]TU\_AQ'Q)]2,G[3JRO9PWCU]H3C[
M^(T$E'P`=S*IM15]RMU+/=2;NV4NFS;JJ=$92IQNMV%?#KM"O9VH%M8#"($=
M#$I*%<@M2$^G;'2GMF=:^Z%L6Q?]%?;GTRXZ%`JU(F,JY,KA3HZ'D!'<A*D*
M4I*DYR%)*5#(..7Q^#U5VB)Z\JIM965`T7?#93<&QJA%PGA4ZQ2V&JC2FI`P
M4%+2?.)]TN`=DD$DZG@>&/N=7[(%V=)%\ORDU"Q9TVJ;<U.JJ6N/4+:=GJ,F
M@P7"M/FFF-Y<BM(4%-MK45I4?=T&P_%;ZYK+\/[I`N+<.X43I-RWC58&U5B4
M&D51--K=3JMQ%2:G6J1A1=4BW*.N;4YLMEL^S/HCMNJ0ET!<*6IWC0MV;0N?
M=VV*I%I]GV+%J]\UJCLOHC&MTLE]-<<"Y)954+B934'GEKC!3LIP<0`1DJA_
M"&^I2C]0G51<5"DSF9VW/2%2TV);%$0Z\_'K>Y6X<9Q->K[+3"RE$V`J.U2G
M)!;YQX#"01YB2HM9=,*:Y0:S3*O3;8E5#96H;*7#;56HURQXM=HU1K-5JS/M
MLNF-/NK?@56,PM"C+,=`5'XLE2BG@`G`_@^G5G"ZJ>@&@Q$N2?I'8#<.[=DB
MS55J=JZK*MUX5+;25.6ZA*@56O5J?`BMIQY"*6I@=VR5<XGQ%;[3N3X@G7I?
MBW4R!6>LG?F$VZVGNHT*L0+>C*X]R&EQ:2XI"R0"5()`Y(.I??X.'>5P;,]:
MW69TQ2$2ZC9%Y;=T'>VWI4-M/T73*E1:JFC)H\HIPA%452*B\`$MIS'8CIP>
M.=0X^ORB0;7Z[>L>V:4SY,&%U"[A5A25G\HK\8JP]4&GED>Z5NO.JSA(]P("
MB5'.@1-5H4J.E=7;2%N%7D!*%Y64H'/WDX)[<RG]J/@#WRFLMNJ2%D!Y'!"N
M2E]E<LX41A).,\LYXY`^_`U?T.%`XEMIU!*B4N`D'EC.1Z_#X''H<9&J9EMM
MA#C;:4?E%\RKT4DE2E83QQV]X]OG]G;07SV]G^:<_J5:H5QGE*+R&&)06KDA
ME]T--NA78)6I0(0$@E8)SW&,'.J97H?N/\&K]%3R0PDY[I'IZY""1^^`=`[=
MX$6\U5VW\0BB[4OSVFK.WTM.K61/IK_%,5JYZ31:]<]HU4R3Q2':;,B26HW)
M!+CDL-IP2$ZFRT5<A=R6L_(0&GW*I;ZI:4+Y@3ID^`_)5R'=2G93KKKIQ[KC
MBDGZNN;'TXWC7;$ZL^G:^+=>2Q6Z/U![1QV`OS1'>C52O.TF<Q(#+C3I0_#E
MO(4$+1W(R%#MKI7%M+-^4YA`PA5TT^3QSD(4:Y&>\I&0"&T9X-@]TM@`Y(!`
M2%M&C1H#1HT:`T:-&@XY/B".)9\1GQ%EKR$K\0#K9`X@DDCJ?W4!R!^;U_-Z
M:2/*>;>\KAR]TKSE)'8@8[G[CG\WYE1^(K*=;\1GQ%&TA'$>(%UL@$YS[W4_
MNG^;U.DI\/R++W?+I6"/VH"4H(`^W*CW[>N@Q.[9<N)1)J%A!C.M.N)\E1<<
M#"6U%?-M(]Q6,D)5@*]>_<FDI,B*[1Z0MM]AT.16TI:2XE;S>0%)\YH^\W@'
M'?()!P3ZZRMR$R\M1D`OMK/O,NX4UQ*0DH"0!A)`[YR3E7SUA:*5%IE24[#;
M\N+YQ=G`E/&-&42`(P!'!(7CLOEV[GT[!E"8D@`<0@`@$87CL1D>B?M_-JI@
MN56DSX%7IDJ1"J5+J$"?`?@OAN5[5%F,OM!LX!*$ELN/=QQ:0M9RE*@:I"D+
M;2IM66U!)0K/<H)'$Y^93C)^??7A44J2XS&"EI9=EPTR'$>ZL1%3HR'VEN>\
M6F)"5"-(=24K2RZL)4%$'03H^BKJ"J&^FR]C;MT&<]1]U-O1"I&Y5(F..?2$
MY,2B,O4RKRRM*2(%8CH4B$\V%1WW$MH;4%KU(SVLZF[(K>V56W`OZLV[:=LV
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M46E!;M*:0$(R``&"]O-OK^Z0(]:W,I2YM+L3:V^J+'VTAU]F?"J&Z$^)-CSY
ME"A2(;R8U+I,&A`+,QEMF)%$&(P`%K6HN:[Z[!L>('MU0KI?M.JL;CUN_-H'
MI,WVB3Y#FUU7KT:FW7,MJLRGGGYZJ2\^MLI;\Q:D@*4VKW=!HO\`"IMT(&Y^
M]'25>=NUUZY=N'+$CM6?664JEQJNBOD59-9:F$(<?6_&6F)(2I"?(6UP45'O
MJ,W*6EVK-R$@J:P`"H`*!5DCW2<_'!^1!]=2J?PF/ISM;9RQ>ERBV2E;E(VO
MI=)L^,)7FNRT1J6T8@]KD/8+KCF2I2VPV/,S[H2D`13FG6WEQG65<FW$1E)5
M][8*AZ#T42!]F.^@O^OR'_GYT_'@CO\`'ZIU3RGELH2I&"2H)[^G?_+_`"^/
M["<5Y4N9@>:T$`)_:$84,*'KCMGY_#(!T'NGT'W#^#5KJ`*%!XC#:6@DJ!]Y
M*@IQ2B!Z]PI(S]G?L-?`G/8&`UZ#YY_^7KYDNN/0G5+"04J*1QS@^X#WS\>^
M@D>?@^6^%:>D[W]/]44T[0F*8O<ZUFU(XJH<Q3[%+N.G0R,%Y$M*HDP*02%.
MN/#U0=3F?#L0M%N[IA?J;AMT^N<`TF7V)^?;N!Z:YQ'@87([3>MB@TF$ZGR+
MFLK<JF55MQ13YC--7`<92V&RGWTK40?,#J0`@C(R==(/P]VPW0=U`"3BY*"V
M,XSA%*DX)Q@9)43Z#X:!Q'1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T
M:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1H
MT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@A$_AGAQ:/AQCE@'<#J4R
M.6,XLS;#U&1G'YQW^W4%N$$EZ8G`*4M+PGL4I/DJ/8=P.YY=@.YSZ]]3A_PU
M9]QFT/#;#:N).X'4RHG_`'-F[5)`_0XK\^-0<*,%)0^%+*R6'3R(`/=#A]!]
M^@M]>"_HIY:"H>5P=6I)*2EM(4%*R"#@<AD#N0>P.K;`4'(;"LE04VD@J))(
MP/GW[']!U?)Z>3,?)R@2$%QL_5>;]GD`MJ['`*BE61W]W'QUBT91A2G*>D!;
M:G%3$.*]U3:)JBKR`!V*62V`V?4@X(&`=!>B5$84I:@""`5J(R/0X)([:IW7
M64$)</<X5C!4`1Z'T(!]/M]#\M>^OI)2D$*:0YW)!45`@'U'Q&/NQZ#[=`OS
MPP]UAL[UZ](^X*E$1H&[5!MJI*2IQH*IESK>IDEY]2`A2T+5*:;<)*N00`H8
M`X]%??*H4G:B^K-W6H_G1JA;=7K$^%*1(<1Y[?T&IM2'U,N!U;9?<*O+65))
M2EQ*5$%6N6G;%<GVM4:-=E**T5*U+BH=RP0PK@L/T6L0YH2A>0490RL%8P4I
MR0#Z:Z+74!N["W!VWVLO"FR'?8+LVOM*[H;+BT*;?76+3A^W(0M*B5AN8'QY
MA]Y93D`*)T$5'<"\6-T=Z=SIEVP'ZVS7-XKRJ\E<-?L\BH5V?3YSUM.+DO8<
M=9I$M27)27G%(6@*P`2,J5Z:MNW=IZVFZK[C3)^VMR>?58C(1]%,S**XGV9N
M+%>=;4V/)J2>;K2?++B4ASW@!K66U%FVW5]QMWVKUF+2R;PK$ZSVPPVKZ1K"
M6G8:*2HN%&$(6L*#C2O,)(!]!E:=@1(==ISEO[J5!B'8S*IE.HM0IS\I4:/2
MH\0N4N.F+/PVQ+>JY\F0I@\5#(;.>V@4WX9_4@OINZTZO3:Y1&!;_4C:MS1;
M,O26J.U)ITW;V&FXH-`IM0#38E"ILNEB<91#;JTJC^^$)&H<O41N1*W;ZG^H
MO<6>E*9-X;MWQ44E*O,#C+5R2O*!7E1Q'00TRE9_)MA*$@`8$A:P*PS;?5#L
MX*]*FBF4Z];?IUG)BMAYQ;M;JDVAU*FGVO,5IN;!<!>=CA*RE.%'GR(CH[V6
MG3;"ZFNJ"R*=YA8MC?'<6F158YLF.Q>%19(#B04H.$#BGD`K(!'NC08*KT/W
M'^#58\[&4P4-AOS,)'9L`Y&`<$)^/V>OK]HI-&@^DM.NA7EHY`'B3D#!(!]#
M]^J\2F6V>"G"VM#:DD^\"E004GWAZ>N,@_'MH@?5=_W8_P#(&K+67C";D.I2
M',-O/%*E%.>`Y<<@'&0,9QVSG[-!3V5511+\VWK[[ZV6Z!NQM]<PD%2R2*->
ME(3W4#SX@3/VQ]T>\`,9UU$8;SE4NFU:TA&6:E(M*H<T8*":D:1)24X)!"RZ
M59'J25')5D\JBXYTEFB4]R,R/,D4^75/,#BTJAN(0);3K13W48LJ,R\VI0R5
M-I!]<ZZ>/2C?"]Q-CNE6\E);)NG;?:&4X\AY;WG.P:/18C\L.KR5+E2X#KK@
M(PE2U)^&@D_:-&C0&C1HT!HT:-!QK/$8!5XC?B+A(*N'B`=;*E8]4@=3NZ1R
M>XQ\QCOV/R.D>!:P,!;@`]`'%@#X>G+Y`#\VEB^(E_U1SQ(?^[[ZV?\`TFMT
M](XT'ZI];"4R%K6&T.H&5+6I*E\L!)&2,%0QE0Q]AU0EQ==EN>3E$1MPH>6V
M`A#BDJ`4RM&!S;`&0""@D'YDZ^ZBVY*ILF&A994M#A0\@!2TK*5\,)5A/JKU
M.?GKQM">'J>U3WV4QZK`;4BILA2EK]U0#+R@H\D^<WA9[8]<:#+&VD,H2TVO
MFE"4X4,@`X!(3\@D_(X&>W;7V4@\L]^:>"\X5S3R2OBOEGDGFA"L']LE)]0,
M?NC02$OP:??2DVAUVWETJWP_$E;6]9VU4RT)]OU)T)B/[F6$^N[K&J$52^[3
MJ*7!K[#Z$X\^3-A+!6XT@ZD1>(Y>,&QH&Y?3O0/-HUNP:K8&]4*UJF\\F35X
M-JK;JLBCQI+R7&A`G2HD&FU%2?<E^<XAT+<40($/3[O74.F[?W9'J*HSGL=5
MV$WBV_W,7(::6I^=0*/4XB[KHX+9Y.-2[9>J?FMA).$E/%25D:FN^,#>T7=+
MK9V)%IUI,FWK[M.VJ0S7J;[JI>WFXUNTB_+7J$9IODB;%]LJJ62^2KD8*&3@
M.*2`3=7K7N3?O8RI[;4';>ETNMV@+NH<>U*G=#;BVGMRK5=>I%:BN2T*7(9;
M;<<*G'%J<B.M,H;4@)0!F?3'<&Z^WJK#V;NVRD1;EV;K]C4.%6OIA#\5FKS(
MD.K*0A`;")<%;3`GEEM2V5/J*B/.&=7C=NQKQVNJMKUNR+NDN75N+=$*))K5
M;I"OH^GQ8-%D+:A+\M*&D-)ATY:6EKRI;CI]XD=LLV\H/X_KMC=FK5^H4^LS
MEPJK/BD,1H,JK6\V]%BRTMJ6'_+>:;\L-*/)"%#N<#`:\_"<9CMT])FU.YT:
MGNH=K5\L6G+4]A0,M[S!*DH4YR4VI2QYB"$CN,#N#J%%&:#$>,RG`$>.PR"G
ML26FPA2B4A/O$Y"CZE63\=3-/&3J]5W-\&--SU6;&K%7L+J:MJF5*H-8+M+;
MJM2E-1HRP@GBH`<4J6$E6#R&.^H8E-4M=/A..`AQR,TXO.<\G$\\]_F%`_GT
M%>2I6.2E*P<CDI2@#\\$D9U=(?\`G?!]"MS(SV(Y'U'H1]^=6K5TA_YW/^Z<
M_A.@IGW8RVL-!`45(/9`2<<AD9`_2`>^,_#5@K)6F%'6E2TI1.4IU22H`)\I
MD#EQ]1DD@'/H<=]79I'F$)Y%/N%60`?J\>W?YY_-Z]_36.UJ:H4N:DMI/D$/
M`\B"KDT#Q/R&4>OP^W/8'"O")W3C;>=<?3_+_C942YKWKEBKD*:4HJAW+&*&
MG3Q05*\R2DMY(4KW,K`P-=0+P^8X9MO<_P!\J6FZ:9&5GU*6(<U3#JO7*G8[
M[2B<DD``@8URJ/"RMNH7?UK=*E/@I6'V-S7+K>#:2X4TRWBJ2ZX>20$H6MQ2
M'%'N@)[=R#KJL>'V^AZW=TBD@E5U4IT`9_8C3I,=E?<#(<3&*_O)'PT#A>C1
MHT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C
M0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`
M:-&C0&C1HT!HT:-!!E_#75I1:/AM%2DI'X_=3ARH@#'XH;2C.3\,J2/O(^>H
M,,!]:%R%)>4EM3:TMD.$(4HLD82<@8)[#&`3D>N=3C_PVMT-6;X;:BDJQ?/4
M\<<N/_6MLZG&<*_FP?3X$?'(@L0YV664ADCD0G/F`XY*`!QP'IG/V_9H,BB$
MO.%#RBZGRE+"7#R2%A;20H`_$)6H9^2C\]6BL1UQ)[%3894XRVAIN2TTC+;:
M&^0"W4Y]T*!"@K`[@^HY<;DR]Y#A7P*\MJ1CD$XRI"L]P<_4QC[=?DMWVMB1
M'XEKVA"$<RH+""DD\BD`%0.?AW'VZ"ID>RJ82ZP65A:TE#C('%1[%8!`'8$D
M'X9Q]FJ%7H?N/\&J&E3$R:8TRIM3$B*LH?86I*EI*W.Q]W!`/`$<@,@GTP.5
M<>X(^8.@O++")#+4)1X,S^,5['NI*9"2V5+P1A()"C@CN`-2_>E+>B/N+T.=
M([DU]IVHTBS*GMC(5)>+LA^59U1FQ$-O*<"G"Z(ZVB$*4D!H)`]-0]VY14&F
M$H\MQ90RV^I25I8<4I(1(4CCE26?KD`I40"`H9QIZCH$W;53]C%V?4YWE-67
MOPQ)ISCCZ$HAT6\([3+K@CJ2IQ2?:V5OJ4E8#B7$H2>042"T+2VZI=S73N+.
MDBE4=ZQ[HKERTHNS*DS(JCDMY2T.PX[*5,N+94`M+8RV5@9P,XWJS-1O#3$V
M77>-K0K0H\J'"K-0;,*)6UT1*ZK"+$D(\M]R3(*F8^0'%N%*<]P-:WM^T;@N
MB=6[SM.J3J51K/K,Y=SRH$IIENM-5N0XFWVGV'TE_P!F?4.,@,J+J6E'CQ."
M,PN:<G="V:M`VOH'XO,T&DRYMP0Z75)0:J,JA>6]6ZL^JI<RVH,+4Z&8Q"WN
M);2>Z<@G"/6V[ZWMV+IMQ5%-%CV#NMM6+<AR(:5LUBH5S<6V9,DO.4X"?(E+
M#M?C1_:%<4,M24)_)(QICOJJ4PKK"ZS7*:&S2%=4F\L5EPX4XI<._:J$LH('
M+C'&`H$D)R`3\-/$7EN#$:W&L+<&CIH%(A=/MTV-4ZZS3'OHFMW::!5JS5U/
M1(D\2/:W?9YL66^Z$*$5M120H^\&(+AN!VZ[FW`NZ45+F7ON3>-XR75+0XIR
M9<5<DU>8XMP!)<63(\M:TX"UCGC&,!9]&C1H*Z&M#;;JEK2A(6G*EG`'N#N3
MW.`/D#^_K"[OE?EF&&I">3_`>2E8RZVO))X_54A2.6>YR.V,:R5UYIJ*^EQ8
M25'L">Y'`9('R&#_`)9UK.3-0]-=?>94XIIOR&"%H]PMY2E65(SA23DXP<GY
M=M!]U-OVB-.CMH"V44B8EGBDEMMMJFR@J,@C'%,AUUI!1Z+6E`P2,:Z)OA/W
M8+OZ`NA2O-CO!L&G6\I225!R71KT1!?94HG/M%.CAYMP9):1R/=(R.=K&E><
MB8CRRDN151P>8."^K(4>PR$^200.YY?#'>=[X"]]P+R\._8^CQ5>7-VYW9W`
MM2H,+D(D&"J%=]*EQ`L,H;+0KC-56Y&:/=I+"BM3J5C@$Z+1HT:`T:-&@-&C
M1H.-1XC+K:/$=\1=`=2A:_$!ZV$*2%`*4%=3FZ6$D>IR,8'V]O72/M*G\1Z2
M/URSQ&FPV26/$"ZTUD\@`K/4SN>K`[''8XR?B,^FDEM3/-<2WY125G`)6#CY
MG``SC[QG05R0"ML$<@5I!3\QGT_NZM<R$NBU-VYF$*<#[K8J#+0)\YL$!M4D
M<C[J#[H"D@8`[C/:ZD%IWOA9;6#V]WE@`]LYQZ_'5Q;<9GER$\P>$IM3>2H*
M`([@D`)/8GX?+05ZU)<*7D)X(D,LR$H`P$AU'(`8[>F.X]=?.K12WG@[*I;Z
MO,D0@"PZ$\$2F3E2&FT*5R;4R@$*)4X%')&`1J[@YT%*J.S*==C2VTN0GF76
MUMO#+!,R.[!D\DGL?-B*\ES_`+$<'&>\B?:K>BL[P6SX0%^UNI!^*Y;.Y_1)
M>TQZ23,A[D](-TJNRU9-2DS,MMS;EZ>[^V,JT8/$KDR6KD<:"T-+5J/%V_;$
M!.1R4?0)S[Q^'H,G2^>D#=F33K5MG9JNK\B13>L_8+J"L"(ZXVZT*NNU;RVB
MW*H<9I*$OM*N2S[MHBZL\P\TEZ=:%LJ?2XF&EHA)KVW9C;I4^IVQN'<=0NBE
M/46@WRW])W'']KM2LKN:M0Y%(:PZTW#13:6PGVYLN!3,>4V,*0HC6%[AL42U
MJK1J?3ZU.@4B+1V8EM-4.;+=H[]617O+6CS:>5MNREPR"^I"TJ+.22<]]U;Q
M(VUJ-J75;NW`IDRY*3&8=E69;=$>_&"X##J:?I5E#S_9PLE\(=09#?,`DHY%
M)&*[77A;UH6LXJZ:#7*"U+NFO0X%M5.B(6XQ3Q$;GMN+9=2\8;*6T*;,=E7-
MI8"DO*22-![]?5O[?W+X/?7O9%FR:'*JVVK&W6]E>IM)5*<G-2J5<U/BKG38
M\CZCH,YQ:W4DJ`4>0^)@\4LH^C(90X'4(89;6X%<@ETH"BTLCZJT!024GZH`
M23VU.=N>U[ON38/Q#;.I%I/3;'W(Z0]Q[HC5V8RF.U4E0(4.Y*;#1&<3Y[GL
M)A*((>4@$<TH2G(U!7MR0N9;=+><"0].APY3Y0"E`>+20[A)*CR*D]^X!(]=
M!>]7"*ZTA@I4XA*N3G8J`/<G';/QU;]&@^V%)0H%:DI'E*&5$`9]WXG`UKBZ
M9;;=/J.):&TN1@@`.XYN!+@*4A).5<5)]/@1W[ZV$OCQ7S6&TA"CR*2H$C!"
M>Q&,C/<Y]/0ZTK<DA$]I^&UE*LG+Q(*`I.$\>(PH'"`<Y[<AV.@7=X9&ZZ]G
M>L[I7NHI6E4J[:?;,J*5D%N%<;BX4F,ZDGDEF8'VWW$^CH]Y7;N>K!X?1:13
M]X8K*4!MBYK?6VI'9(9DP*D\TR.PPEA)XI&3C)'IC7'QV@O)NS-[=F;I]G=E
M,69N!8=6F*9D-,*7'@U.GF2$+=0L-+"&W,J4E:0`?7TUU^/#>G,56V]S*O&7
MYL:K2[!J<=\$$.L5&V7Y[>,9R6DR@RHYPI394D)20D`Y9HT:-`:-&C0&C1HT
M!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&
MC1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-
M&C003OPW-24V7X;A4I*1^._4^<J(`Q^+.S`SDD?$@?>0/B-0.&*@$%I");0"
M5MDI!CJXCDE1))2I0`'<DG`'?.NW[OETJ=+W4^S;4?J5Z;MA.H>/9;E6>LYC
M?+9[;S=IFTWJ^FG(KKMM-7];MP(H3E:11Z2BK.4M,55132Z<F87A"C!IMKK$
MZ.O"LZ.=@[ZZBZOX-72]O;9&UE`NB^-T*7LKT?\`0BW=5C;8V/9-T7U>>Y4Z
M#O36-F:17:!;5+M=<670;/KMQ[@U*H5>EMV]9=:CHJDFFAR2VZB5.)29;9!)
MR/XW`^JI0'((!^&>QSC/VZRI(IW$%3C(5@$_QTH$=^QQYP'P[?#MWUTT[->\
M&6?L;MAU3;Q^"!M-TN]*^\-+V=K]C]1N]?11X=E<VR:M??>F1JKMS>>X:NGK
M<;?:[ME+#G,52VV*[?F]EJ;>6?9T^Z:'"N^M4-YV8(;K'ZT[X67_`+S3Z`/_
M`(3?IU_Q<Z#C4)?99K#DI+K:&Z^A;P05)0E)A)*A@+6.'(I.``@J)`PK)`O/
MGL_%UL?>M(_A(UV/OUIWPLO_`'FGT`?_``F_3K_BYU2SO"E\+B)"F2H_AB]!
M54D1HLB0Q38/1UTT-S:B\RRMQJ##<J5B4^G-RI:TICQUSY\*$EUQ"I4N,P''
MD!QSV78ZWFTJ=:*3RR/-2/0>N0H'.MY;6;B&RY%:1[>I#4\4:>A"'FPVE=MS
M6IJUKY$`J]D*V4Y)4H*P<D=NEMT#[->%OUV]-FY?4+1/!3Z.[!J.WN[V^>T+
M&S4GIGZ,+FW`N.N[)59ZB/T^+6T6O0-KJ?<=S59AVD0XDJ_W+*I]3X.2-Q'Z
M`LW`E.UGW]X0%UT?J>NV1^#V46U]O^BJ\K\L7JRORK]&_A.5RF;'UW;&T(=^
M7X:Q:^WO4?>^Y=\TVW;6J$6IR*EM%8FXD66DRV*:N;)I=6:@@P+8;E4J5%M>
MX;551_Q7J%)3/O!Y<ZJMH?J=;AI=I4.4A$E4!3E/<7EA3?%*7#W3@`#)]SI<
M6%:TJ5M#[2S$=;IC%TU*N.AQB$%26E5-Q3]N%UL4B81[,#*<#G+BB5A).ISN
MTW3'X?E^;/63<>SO3-TH579'<BT+7OFQU6KL)M;!LJY;/N2C0ZW:E;@49JSX
M<,PIU%G0Y<%+\!EYEAY"%,LK2IM*">LN_.@KPY*MLSM_5O"8CWU9'5;NSMAT
MW;=W%T\;"]`\*PKQZ@]Z:O>$>S-DKCM_<W>O9FZ8%9JK5FR*],NVNV6G:.%#
MJE,14=PH]834:;`"!'U/UJDW,_=U<HU*K%+I%&I53?O.0^BB-2FJU4J?&ILF
M73UMH$AF!/;CQW(;,9;98C*22EN075EGFDB(U0X2$J93Y`;6V`]GBY*2#(.5
M+*E^8H9/,JX_M>.NK+M;M3X>NZN_\3IEW3\$/;[IWO2_-I=TMZ*3-WSZ</#0
MN^T[SH.S-W[$VC?-*>D=..]W4/4HETTV;U$;8U2+!O.BT&+4*/49,V!49#D3
MR'%B?K3OA9?^\T^@#_X3?IU_Q<Z#CP^>P/\`5FO^^(_OZ^')D9A)<=6VI(2?
M=+H0>^"%?702!]Y!SKL0_K3OA9?^\T^@#_X3?IU_Q<Z/UIWPLO\`WFGT`?\`
MPF_3K_BYT'&<K%<3*?#;<I"&4I4E2.3&"HK.,JPHJP,8PK'V$C.K+3W8[WG>
M<\TO@XL)RZE&`!D9X*1G&,Y.3\SKK;=1/3OX,'3_``^H:E#PONBO<G=;IOZ7
M/XK^\=H[1Z)>G&EU>?LP]5MPZ%!K5-O>]-O[:VM3.DU/:N_4KH$J]FKF:A6]
M(G-T.2B926ZCF_1WT0^%?U9]*73EU/M^%+T"6"UU!;+[<[PLV2[TI=.5RNVJ
MSN%:U,N=FA.7`WM)0T5E=-:J2(RJDFC4OVLM^<8$4J+*`Y!#<]:)A:9D?DE8
MR&T(=!X.*2`5AM:NR2KMR'J2?GJ89^#+WDU*VMZD]OU/>8*!OOMA>*&BXA0;
M1<:6(KI;0/RB4NR(J%+2DI0%([`XQJ;W^M.^%E_[S3Z`/_A-^G7_`!<ZVKM?
MT)]$.R$FJ3-ENC?I5VAEUSZ.^FI6U_3SM'8$FK_1#[LJD_2C]J6A27:A]&27
MWI%.]K4][$^\Z]&\IQQ:B"JM&C1H#1HT:`T:-&@XN/B1S/+\3SQ(F3(;0D>(
M%UG`MJ+((2KJ4W,)R5)Y@85G/(8!]<8TD]$QA*@IN4P%I!(*76E$`^IP2H=O
MGC78=Z@/#\Z`6Z;N%O1+\)_I>ZI]V*]<2[LN*W;<Z9.C25O)NG<]YW9&<N^Y
MY%Y=0,O:ZR:M<1>K-6OBZ:O?6Y]'J%<:@UAR+,K5T3:?2ZFCWP]MGO!)\2?I
MZB=1NQ_A9=*%F6ZJY95J5BR-Y^@_IAL_<FUZJ+>MF]Z$JO42A6Y=]#%.O/;B
M^;#W,LVITBY:M!KEB7Q;%:;?:7/<BQPY7T*8W(+RI$EE:^*E`J=9:/(9QV06
M\G'$@8[COC&KA`D,I?#GGM`H1[J_-00%Y[]R2DG[#G[M=.WIXM+P<NJ'JUZB
M^DS:7P4=D9\SI1OF+M_OIOA7NBOP_+;V9M*M5JVJ_<MG2H4*JWJSOI=-%OIN
MWI=-MBKVMLE6(BI<B#4*VJBVY(^G4.4?K3OA9?\`O-/H`_\`A-^G7_%SH./-
M.D1XSS=9ANM-R:>2F4M+K;BGTOY0G\DZIQHA*2KLAL$`JSC`)N\:0P[%+JGV
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MP/B(T`VXE:&`D^2AH*63UKOUIWPLO_>:?0!_\)OTZ_XN=8G?OAI^$?MI8]X[
MBW?X</0!3;4L.UZ_>-RU#^(TZ=G#"H-M4N56:M)2TG;D*>6S!AOK;90>;RPE
MM&5*`T$:V%.O2VKVF;CR[3:=VIKU3O>[Z-=E(F06)4NDUZ@P:W1:9+B(*6W6
M42.?EN!E:G%$,K4Y[R#1-U:X=[WVY5CTJ'1:U3*E#<?I5S3D-1YU`NJVU!B3
M&=;\YB/];D'_`"24N820D@#4H?I5H/0GUC]*^RF^>UO31LHC:'=*P:56[;LF
MY-E=JV)ED>2I^EUW;JY+<IM,J]OT2Z=O+E@5FR;MH-,F38-%N>A5>F,2I"8O
MFKVG<73;TV[66G<EW[=]$^T]Z7)1:&IZF6%M7M-T_P!L7K>*Z<@>P6U;]4OZ
M=MK8D66O/"`;LOBV:%&P?.JD5.,A%]B[N798MS5SIFKMK6,NFW%TV;A[?OW@
M]>57GU!BN5/:^OSV_8X#;\6"E7%A+),MAQIQ2D)2G)[P$[4>2FW*0B04LO,Q
M/9WFW%MA8<COO-+*N.`"I2"HCU&>)`(('42VFZP>BSJ9HFYV^L#P:]Z)UA[,
M[@;J[1[Q;RUWI]\/;<"HV+>FS9D4+<F@/V7MIU.[F;_WPBBNCZ(#VV&V-^0Z
MO#E)F4IR?;PE5%C?E'Z&O"^W2I'3QN+TV^%9X;N_FQ6]K[M5N'>&B[`=+MNT
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M/0/^KFFQ1X._A[G9`[3KNQ6_/\3UTN"8G=47@W1T;1_J3_J2?C"8R[14Y>1W
M$%;^ADNH%M&E>W*$O6"=8O1+X6O21TM;]=3WZT3T3[NPMA-L+KW7KMAV?TG]
M)-!K]4M6R*6_7[MJ$:J7I:-#H<>+;=LP:K<U4;1*FUR72J1-AVM0+FN:12+=
MJ8<AUZ7'I%,54X2VT2@E<EU8<#SCJHP:?0E*7UN)0H*&4AM*,'UP,ZZV?@*[
MB*W5Z,+5OA;YDNU>SMKTO/%+*"X]$M=^*I2DLI0@*XM(0H!(QP[C)(ULCI6Z
M#O"LZG>F#IPZE(_A7]`MFL=0NPNS^^+%H/\`27TY5QZU&=V=O;=OUJVWJVWM
M52VZP[0D5]-+<JB*93D5!<4RTP(:7A';<KVIV3V9V(MIJR]C]I-L=FK.8#88
MM/:FPK5V[MID,^9Y(:H5H4FCTML->:[Y81%`1YKG''-60V=HT:-`:-&C0&C1
MHT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C
M0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`
M:-&C0&F[?%TK=&HOA9^(TFL5>F4E58Z$^L"B4A-3GQ("JK69G3EN:[$I%-$I
MUHSJG*:C2'(T"+YLM]$=Y;32DM.%+B6M6[N;&[)[_P!N4^S]^-GMK-[+2I->
MAW52[6W<V^M+<BW*;=%/A5&FP+DI]$O*D5FF0Z]!IU8JT"'6(\5NH1H54J,5
MF0AB;);="/O4=[=L&_P:C:'9RE7)3;XW@WX\(W97I5VCVCL21#O+<B]=^]]N
MC:D;7[<6-2K.HTB56!47;LJ7M%8D2(S$>VZ+1:_7JJ[%A4.:ZUH/Q`:W>^S=
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MC'MZJ3)U(J4"+`G,TF6XW'DHCK_=J>B_H[V(NIB^MC^D_IIV:O:+0YUL1KQV
MIV)VNV\NJ/;=3>@R*E;S%PVC:U'J[-#J#],IK\ZDMS$P);U/@NOQW%Q(ZFPQ
MSIVWGZ*Z?M;TX;;]-&ZVR;^U=S6E&L'IGMG;V]Z#5Z57K:VRL*FUI5KV4U%J
M<R74I5FV`BFU6M4]U;U:IE-6U,K:&WGEN+:`_"*)]+JE'\(>RHNY:]NKJE^.
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M;FHK=73)G."I3`\#17B(4G<_9/<*QXNTMR;F=1%@1:+U!]1N\?2M:?7=N1L#
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MWUKC&^%M)K3LZ+2;:W':OBU=O*_3FY=ATFU*PQ(EO4VU&_V\W3W0_P`&HJO2
M]N/7[ON[J%\+OJTV^NG8>M[W59O9G?._=@NA^WK^Z8MN*M8D^XG-L[(NBF]1
MSWX@-7]:ULV_N3*?G+L:[KGKK<!JD-3"[^V&V-W7=K#^Z6S.U&Y+UPVFU85?
M>O[;NT+Q=KEC,5QNYV++K#EQ4>HKJ=ILW(RU<+5NS2_1VZXTW5D0Q/0F0-8T
M[H:Z)Z1.V]JE)Z/>EJEU+:.=&J>U%1IW3[M-"G;8U*'>DW<F)4-O9<:T6I%E
MSHNXE1J%_1I=MN4V0Q>D^;=+3B:Y*?GN`P=X!F\-U;Z7M;6[5<\41[JMNK<[
MHGM.Y.HWH_I.W.[#\78WJ+IMQ[>PZ[N-NM?NY?49O52=K-VGY%1O#;&)M;M9
M8'3EM/N[0+=J6Y-F[.41=A5N5+E+:PZU]N]O[(J%VU>R[&LZT*K?U=-TWU4[
M7MFBT"H7I<QB,4\W'=LVDPHDFXZZ8$6+"-7K#LRH&)&8C&1Y++:$YCH#1HT:
M`T:-&@-&C1H+-<%Q6_:=)E5^Z:[1K:H4$QDS:U<%4A4:DPU3);$"&F54JB_&
MAQS*G2HT*,'GD%^7(8CM<GGFT*B=>'G4;DZ:8/0'4-GZBNL6MXL7A5=&FRCT
MNCQZQ?-%VH\0OI,Z0[!3;=R7?!@70JGVM2KPZ0)U?J=\L1:'3:F(O2G;_P!(
MRY+E3B(BRHMS-K-L=ZK)K&VF\FW-A[M;<W$Y27;@L#<RT+?ORR:X[0*W3KEH
M3M8M6Z:=5:%4W*+<='I%?I*YL!]5-K=+IU5AEF=!C/M8AMKTU].>S-O-6CL]
ML#LIM1:;-TU.^6;8VUVKL6Q;>9O:M6NNR*S>#5%M>@TNFMW35K+=<M&IW`B,
M*M/M=Q=`E2W:4M40A&;Z>-W=FMI>JS\)QN*W=_D;061M[MAT7U"VMU-IY%N[
MIWW9%G[5="->IDZ]MOK?J<BO,WW<EEL41Q2#4D5%E^Y(+C=<EHDHFO--_P"Y
M75?U`;/[6^)A;VR/5;U-63M4CPA.CWK;V0NS<#J/N;>;=YG<7=6YZ##F7JY?
MN\$_<A>V5P;V4RL-P[PVSV@N-BTJ1)J$9O:NI4&M.QJC&F1[?="'0]M)7(=S
M[5=&G2GME<M.HU8MRGW#M]T[[1697(-O7#3G:/7Z%#JUN6?39\6C5RDOOTNL
M4MB0B#4Z<\[!FL/QG%M'+[@Z4NER[;,B;<75TV;!7-MY`IEOT6#8=P;.[=UJ
MS(=&M.4[.M6DQ+7J5NR:''IEM3GWYEOP&8*(M&E/.R*<U&><6M01F>M[8^R;
MOWL_!^[UW2W*WYN:T=^-UJU7=T+^JW5=U`VC3J+<=7Z(*([1)EBWO8VZ=G/[
M45.Z:O;M1NUBH6%6K<J%9JTJYXK<UZUZK4+?6CFO]:&_-!5?%"C]>F\BJ%;O
MX5!L;TGNUBH;XVM+GO\`2"FC68INT:K7I,`RHFWE,1M](>J2X$FE6]=;QO67
MN8F])<R[9$R;(O:#:5RV[+LUS:[;I=H;;U2AUS;NU5V3;2K;L*M6RV^U;=8L
MNAJIAIEK52WVI,ENAU"AQ8,NDMR'T0'HZ77`I,5R>'AX;$>)7[GN_H9Z'6(#
M$*L5BZ+AN3IEV%:B,T[RY%2K]4K]6JEDI9;A>5[7/K$VHR`QY?M$J:[Q\QS0
M-]^&_NM=$?Q;?'-Z4Y&[5Z7;M-LW>/0WN=LMMYN#NG=NZ4ZQ:QOMT^U:[NH,
MV55-Q+ENJ[J79LS<1%"E/V33:JW8FWE1GQJ-:U`M>%4FZ:\L7K>W2O>X+ZV2
MZ4^G21L#>?4/7;EI/4E<.TV]6]][;)0JCLKT]W;:]Q-2V+OVLVUWFO2E5RH[
MU3]II%+MRI;=2K8W*V[MC>BBSZ@F!1JO&=4]MCL%TJ4&\)O49LSLKT^4:_MU
M:).J=1WWVQVXVXIUX;D6YN!.H]XU.HS=S[5HS-:O"B7M4J;0+JG2WZY48%R3
MH%'KDAR:_%A2F[[/Z<NGJJ[R47J+J>P^S-1Z@[;@.4JW=]9^U]D3-Y*#2W:-
M6+<=IM%W/D4-R]J7`=MZXK@H3D.#7&(ZZ-7:Q2U-F#4YK#X,=>#[U('8:\?$
M^Z&NJ:]=C]O[WZ2.J3=+J?H])L+<"36-G[(Z<.KN)7>JZI6K85YWM:>V-R7S
M2]@+XJF\5%W1N>18-N,VS/2U#J=-IJ&FB[('A7C:=0M*#?T.Y:&_9%2M^'=<
M&[DU2&FW)-LU"`U585?;K*WDP#1Y-->:GLU`OB*N(XB0'?+4%:T13NBCHUI%
M_P!:W7I/23TR4O=*Y9]]56X]RJ=L+M7"O^OU3=!BM1MS*E6KRC6HU<55G[B1
MKDN*/?4R=47Y%W,5ZM-5]RH-U2<E_=%S[<;>7M8=6VKO*P[,NW;"O6ZY:%<V
MXN>UZ'7K#K-INPQ3W;7JUGU6#+MZHVZ[`2F"Y1)E.>IJX:1&5&+("-!'7\#;
MJ-V)V@Z2>OZ^-P=V;!H-O4#Q/O$!O&8^NZ:-,F2+=;OJD5!F?2:7!F2*C6DU
M&(['=I#=*BRW:LF9"-/3($R,7$']-4CJ9Z0V?`#VLO'>+<?9"@]2_7%UM7O<
M73:[<E&LRER-H=SY=\[C[-6;?U#,&-=-7=@*NZCNP;4F5O\`%VFUR]VJ!*MN
M3<D>@/4^5!870ET0;57E2=Q=K^C;I4VWW!H+3S%#OJPNGG:.S[RHS,A`;?9I
M-SV]:%.K=.:>0E*'FX<YE#B`$K"@`-9]N1TS].&\EUVI?>[_`$_;);JWQ8AB
M*L>\MR-J;$OFZ[-5`J[%?@JM2XKGH-4J]NF'78L:M1#2)D,QZO&8J3/"8RV\
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M8W`93);<7A5V=(72;?CD%Z^>E_IWO-ZEWI=6X],=NS93;6XG*=N'?4^F56]K
M]@KK%LS%1+TO&J42C5*ZKICENN7#/I-,F5>=,D0(KC01^[VW&ZCNF'QA=_NF
MWIYWHWGW[A6)X#/4CU-=.?3?O-NS,W#I,WJSN#JI=FV79X?J\RF7#=<IRFVK
M;]N6M)W%N*YKWMJPJI5:;3[OA6Q->0WH>V>IG93?_P`('JMWDL?K0N?=>_MS
MO`^ZB[@ZSMJJK?>XVZMDVYUC7#TXV%0:Y6JM<NX=YW%;O3A>R[NJ]RV+8_3K
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MO"E1+`K$.TV:A9L:F7;=-SW33V+=D4UJ'<=QUZMQD-U.KU"5(4]H#1HT:`T:
M-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT
M:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H
M#1HT:`T:-&@-&C1H#1HT:"T7#7(%L4"N7+55.HI=O4>IURI+897(?1`I,)^?
M,4RPV"X^ZF/'<+;*`5N+`0D<E#30>PG2_MOXC^T^U_6[U<TNNWE<F\U%A[N=
M.-N6SN;N395L;$;"WC+_`!KV*1:D"R:]9SJ=QKKV[>L7<7=6LW,W7:M#W'GR
MK6IU17:]G6^WIWZNT6G7+0ZS;M897)I-?I51HM4CMOOQ5OTZJQ'H,YE$F*XS
M*CK=C/NH2_&>:?94H.,N(<2E0:GL3I'\0;:*S+.Z6MINJOISM+HWVXM"WMFM
MNJR>GK<65UF69L;:]N0[8MFD4S=?]7A&R\K<FS[=AQ+7MZ_ZGL/,9DQ:73KF
MK]O5.YW)\B2#6NV*)'0;U@_B;N'?\GKVZ@^ECH\WSW;N"^=T-P8C-WV1N1U%
M[W5[<J_;WW"W9N^E521L/M/3.E6P[.I<J2FF,6`Y%M1-'L:TY][W'-@55YRG
M=>%WW#L;T^UZU>FNX:QU:=1>UU)W4MGI`<W(M9BH67;,N&U.JMT;I[Q0*=6+
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M;NRU-VJGM90ZE<2KFV2J,[<*?=]D.P(MOU6Q]/\`T#=06TV]_1Q?U=WXV;8V
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MK]K1KR3TZWW=+LU>Y6[]X(J+//=1=X)VLZ0`[!N21-?CJVAOU3195NQ=ZJQC
M8\/[=6S^G+P_+!VGWGL2F;S^'I<-+J>U=>OS;6MW-L]-MI[8W=+ICF[>U"S:
M'?5K;A2+>L#9#=^KT+:NLU#<V?>,RM6195;W8K^X-3G7;4JN&I+E\7^XK$VE
MZE-P-P^D6L6-<G2MO?T[]-]_VY7]_P#:N+:=Z[V;T.6M6KOL79O<5;*6+PG[
M3[=[C;8W:^[=%M6`W?58NV39=N!NIT"9-?5ATT];EV]1'4AO/LJ[TZU^P+%V
MRV[L#<B@[K5?<*V*C5:Y3MS:E6FK(H-^[0H@TZ^-H+NNNV*#+W$H-O7"JJS!
M9$JF/W*+7N26Y;49+^SWA?[R4>E;:6UU'=2-C]0-#MWK7G]8F[D].Q-'V\N_
M?^]+,DW9<>PM^7]7[7N!E#6[%FW@WLDS<CU/A)VSD[8[`;<;5VA8-K4.'6I=
MP*[Z>NEO=#:OJIZQ>HV_MVK:O"G=2-<L-JU+,M>P%VJ[;=F;:V_]"63%O2N3
MZ_<#UQW3;D.?6Z-'J=NL6I2*K3)IJ%<H\ZL>R.TP%T:-&C0&C1HT!HT:-`:-
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M4*U<<*K5D2V(\]B%%!'_`.N.;CUOJUWUZ8]M>C#<O=.V^F_?'IRVQW?Z@[:W
M`LRD;56;9N^MA4R];IO2;*O.-;,FL7GL4U<=IU3<[:.S%W95Z;MW<,6_';BA
MOJA6M4-<[F>,';^W^[$ZVZ;T]W??.S+>S>YF[])W;MJ][?D7A4Z#M[3C(IUZ
MS=A&J7)W!M?I\W)JZ)5O;<=1MT/4JP[GD4JK5Z$PNS11;DKJS=CNDY>WFVW4
MQ;5^7@W==_=6&\>^.Z>[E_6W256XS4/U0*?"VKVVCT:V:E+K])H<[;KINL39
MG;288R':;<EPV+4;VJ<*15KHK#LIMG8KPM.KCIBV&H6T/3WO_P!)>T<S:VZ-
MGHNW<JRNEN]J32=W]L]L2:?7H/5]45;Z2]Q=U+PW)H,6E,70FS+ZV^L!4U%9
M=39SRZM$DT4,HO#Q*.HVH6]6=N+UZ'+DV\O*[=^MF^EV&_8'5I9QJ%Q4KJ:V
MRI]Y4/=OICW/E;94BU]R[CV^MN9>EQ5FBP7J*[;J=MJO66JU-"&8@^NK;Q$-
MR*9M_P!06W'3-T\U3>"PK,H4[I.3U;[EW59;VU".MK<V]JITE[4[/R]M;AAR
M*[O3!HO5+6K`L?J.K#Z+<M:S:-6[FJ<E5Q(I::36,NH7AL]0$*W>B:V:AU);
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M[<_5_MW<_3M!IV\%_P"T&XF\UW[C[`/[C]4%/&T=E['V2=MMD;_J%[1-HK`L
M"^Z3TZ60W7*O5MF+EW/M6;?^[->VZOJU:T[8<BTJBY?#JWF?Z-^GOIPL7?RT
MK,W'IG4W9/5?U<;Q/;9TZMN;R;T'<JY>I[<K<JP[;S3:5:%TL]:,VR>H#:RC
MU6-4]OJ-`VWMO9^];0O'9N5<-@5L,NV)ZHNLG=#K_P"I_:.N=.EMTKI7V7E;
M>;2/;@T[>>TZU.L[<UJD;U;N3;GF4-NR*3<M>K6[>RE]]&=;J&VK=2>I^T$"
M](,]%TW)5:A==-IRA.I/JV_46JT:P-L]M:COYO.+>7N+<FW5#N>EV?`V\V;I
M4F3^,>Z&Y-[U>'4:-9U.>C4RM4[;BA3XRZYNG>%.E4&W(S5'HE[779^%=+?3
M7U&[/[\]4FY>Z6]FW5W6'OKO#N-NM2+-L/;*H6O<56J-QM;;;=[8U+=NZ:_=
M-RQ)U=V-Z;=C-H]D+.C[34':RV;J83>U][JT7<#<2JTN[J=H_K"Z!^IC=S<?
MJ0O_`*6>JNV.G.;U7=-6V.Q.ZM6N':61N'=]#D;!7#O!<.V3VV59C7E;-)MN
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MU4S<?INW$W%ZH]L-IX;"*73*51;\8WYM[9FZKJVIMQU%`VKKE_[(W)&J\.V+
M5E[QPMR*W)N^L7&",NK;HI@;3=$\W9+=V[-[.K#>_J?\32AWG8K\:_+TK^]-
M:M"JW<[:]=M[;"XDU"RH]*W,V=\(':7<QUBHW158MM.[L6!<U]TR54[PJUL(
MEI[VOVRV[MS:OHNZZNDG8V^=D^HKK<NKJDZ9NC"SFJK=5XVA;M*ZG*Y>^X'2
M_P!=F]UJ[J;T7=2FX^R/0%T^7COM=6W]':KJKQE[JW39-/H5"ER*(+?=EZ@^
MDCK2K=^](U1Z<.H#8=BP.CNT1.L:#U;[:[U[];EW=OU)VQOO8&7O/N/N;9N_
MNTM=O*HQ=B=P;TMN/3ZLX\U7[PW)OR_;V-R5^%MU)L>R4CH;ZM*W:J;ZW-ZD
M=I&>J#:'=FQ]RNCUG:7:*[[/Z.-B:'MKL!?NQ%)VR?Z;:]NA=-4J=O;B6_OI
MU#TC=JZJ7N-2MQZC;M]V-"M&[;8;V0VF@VH&,=0?0'T@;*[0;Q=8&^%W;AS-
M_-M["O+=^[^L>M;K[E6U>5+ONW*!-J5.O^FVQ:MQL;<6U3[3?BTRF658]*L6
M5:=`M:CT*SQ1:K2H2VI;D'2W6=YKBZ9>G2X.HZB1[:ZAJ[L3M%6=^+<B1X,2
M);^\U3V_MZ;NA1(L2ESZI38L>E7N_7(#,>G5.HP66V$MQ)\R.EN0XA]SHRZO
M.HV[=H:KUZ=3NW-;V[V+W8MW>.@[&=&NVVX>P6VV]=WVD/I*RF^IF7N)O!O5
M?-_VEMU>$.DWG;&V]M779NW=R5V,']U+:O\`:I5KL4!U;0&C1HT!HT:-`:-&
MC0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-
M`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!
MHT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C
M1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&
MC0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-
M`:-&C0&C1HT%OJ]29H]*J=7D-/OL4JGS:D\S&#2I+S,&,[*<:CI?=89+[B&E
M(:#S[+1<*0XZVC*PU7&\87I_E1X\IK:/J*\J2RT^WRH>SX5Y;R$N(Y#]6HX5
MQ4,C)P<C)TY_>@!LZ[`?0VS7@?N-+E9U#.HM.2[1Z0A@J2OZ,@*RI16.(B-`
M@@D=R2GOD>AT$@%KQ=-AGD<T[2]0@&2,*HNT0.0<'TWG(^[OKT_7;]B/]B;J
M#_K+M'_CFTP(^9$!1CE2>R?,SPR??R?@3V[=N_P(U<P<`9SG`SV/R^P8T#]'
MZ[?L1_L3=0?]9=H_\<VJ57B\[#)4I)VAZB24DC(H>T!!P2,@_JT^A]1]FF+8
ML=MY"U+YY"^(P2D8XI/ICYD]^X_?S<DMH2E*0E.$@)&4C.`,#/;U[=S\3H'Q
M6O%UV'=Y8VCZAD<<?7HFT(SG/IC><_+5P1XLFQ;B$K3M3O\`X4,@&C;39&?G
MC>(C/W$Z8F=CM.E/))''..&4_6[=R!]G;N->K36&TI;[-I''S%D^6@?-;GH`
M"1GN#]V@?6_78=C/]BG?[^LVTW^.+1^NP[&?[%._W]9MIO\`'%J.Q>>]>UVW
MC,V1=MY4.'[$CD]&3+4'$'N,EP\BH?'&,>F.WKH"O]=^Q-+CLK@UIFH%UQGA
M+CO*=9=;><0`A(X_62D@*7V`.3CX`)4WZ[#L9_L4[_?UFVF_QQ:/UV'8S_8I
MW^_K-M-_CBU%VM_K+VDK+[RI4IVG0/,3'8DK<*_XX<`+:%$`A1(2XH_M?=*<
MIQW43;]]6E<K+3]&K=/J!?)+49<GV5]0XMK3@>^,$+*0HY[@Y"3C0/\`;_BS
M[%QV5O*VGZ@5I;"24MT7:4K/):4>Z%;QI3V*LG*A[H)[G`-$UXNFP[H41M'U
M#(P0/?HFT0SG/IC>=7I\?3U&F/,9&%#\QRI.0>X"B`%!)]#COV.O!R"N40IH
MH0&QQ5[H[E7O#L"GT`]>^<X[8T#Y_P"NW[$?[$W4'_67:/\`QS:/UV_8C_8F
MZ@_ZR[1_XYM,-+06W'6E?6:<4VKM@Y3V.1DX_2>V#Z:^=`^XOQ>]@T+4@[2=
M0Y*3@E-$V@P3@'MG>@'X_$#5N5XQO3ZATLG9_J-*@"<BA[.<<)/$]SO:#Z_9
MIA:6HI<D$`\AR4,@X[(!'YNWS[C6,D!3@=5RY\2#@''<Y/;![Y^1Q\@!VT$O
M?IHZD;/ZI=OINX]D6[>=LT>#=-7M%VGWU$MR'655&C1Z?(DR6VK7N>[*<8#J
M*DPF.XJIHDJ6AX.Q&4I0IQ0NFM_"+_TKMP_[]5]_VKM33I&@-&C1H#1HT:!,
M?4GU5V-TOQ;.E7K;%^7,F]IE9A4QJQH5K3'8CE#C0I4I=2_&>[K3;::=;GM)
MC&&Y-6I:'0\VRD(4XE?]=AV,_P!BG?[^LVTW^.+6`>+5_(O8+N!_F[N#ZD#_
M`-M%NZ9IS]_Z"?WP-`^K^NP[&?[%._W]9MIO\<6C]=AV,_V*=_OZS;3?XXM,
M59^_]!'\(^PZ_/9Y;Q*V5H#>0`%-\B2G'(Y*AVSV]#Z:!\]'BT;%K7P_4FZ@
MT'OW71-I0,CX9&\A.>W;MKW_`%V'8S_8IW^_K-M-_CBTQ<M]Q:`A80`..>#7
M$@I^&1\/WM>>1]OZ#_>T#ZOZ[#L9_L4[_?UFVF_QQ:\7?%GV+:QG:;J"7G/U
M*+M*<8^>=XT_O9^W3&&1\>WW@C^'&A+CJ5*2V[&BCRW'W)D\(3!::9!"P^^I
M0\H]N2<X!'?X:!]']=EV+#1=.T_4``$%92:-M+S``SC`WC(SC_;?GU3?KM^Q
M'^Q-U!_UEVC_`,<VH[-8WYV2HTI5)KN[5C1:RY+XO0&*Y34-L("@AV*"I[F%
M#N/,6`KE@<>^J^M[A;<VY3?IZM;BV=$H#K+<F+43<-(4'D/>\&@@/Y*F6BEQ
M>!R/(=@.V@D+_KM^Q'^Q-U!_UEVC_P`<VO-WQ=-AF4%:MI>H0C(&$T7:(G).
M!Z[S@??WU'9H.[&UESREPK7W+M"Y'4MMNI<C5VE,AP/-I=2VEL.'DXUS#)"3
MEQ8R,$G&4NKF/@,`H"U$*[MA0PGN2,+P03@=CZGYC0/Z?KONP?\`L1]1']9-
MG_\`'3KS=\8'8%I!<5M%U$D)QD)HFSQ/<X^.]0'[^F"`V\T2A\I4X/>RE/$<
M5>@(RKOV/Q],?'.K,[(=<"FU*3Q*B.R,9`4<#)R/3'VZ"0/^O%]/W^P_U&_U
MCV<_QVZ^5^,=T^MH4M6S_4=A()(%#V;R<?+.]P&?O(U'TUX2?\[N_P"X.@D#
M_KS73S_L.=27]8MF/\>.JRG>,;T^5*ITJEM[0]1C#U6JM,I##TBA;.B.S(JD
MZ/3V'9!8WL??3';>D(6^IEAYU+25EMEU82VJ.GJ\6U_+79O].EG_`/&2EZ"<
M!HT:-`:-&C0&C1HT#?EU^(UM%:5T7=:<W;S>2?.LVZKGM"HRZ92MNET^94;3
MKM0M^H2::N=N;`F.0)$RG/NP7)D*#)<BK:7(B17E+8;LT3Q-=FYGF<-L]\&O
M+"3^6I&V0Y<B1A/#=5P9&,JY<>Q&,Z:VW9B,_JR;TN845?JV[P.=U925'<JZ
M%?5((QD^FL)\AYU6(WEH*1E9+85D'ZH[*21W"B?7T'YP>+_7*-G_`/8WWJ_K
M5MI_C2T?KE&S_P#L;[U?UJVT_P`:6F=T-N!:&GCE?,)6I`*00>X(SRQV(SW]
M<X[:NOL3'R7_`%:O[^@=K<\3#9UM90=L][U8QW32-LBDY&>Q.ZH/Z0-?'ZYG
ML[_L8[X_UHVR_P`:VFG6V6VTA"4@@9QR`)[_`&X[_GU]E*!ZI0/O`&@=F:\2
MS9YU/(;:[V(PHI(72=M`>P!SVW3(([^H/J",:\T>)ALZM80-L][QDJ')5(VS
M".P)R2-U"<'&!V]2,X^#2RXC3JR2E95P&0C(PGN0HI2/0]R%'UQZX&K55JI1
MZ."FNURWJ$TEODOZ;FB!*"4*1[[38!4X%J\ON,G@5DC.=`\-^N4;/_[&^]7]
M:MM/\:6J.1XFVS4=Q#2]M=[E*60`44G;(I&?GRW52>V>^`?LSIBD]0.R!J"Z
M2;]H0GM*4A1CU!Q^!R&23)E%H^S*01A*`%!:<J/$@`Y-$N"@7$LR:15:76&P
M>;#M#K$*H,H0K'EF0WYGM"`!CDDH2[\2G/;0/7_KFVS7^QGO?_6G;#_&MKY7
MXG.S*$+6=L]\"$)*B!2=L"3@9P!^JMZGX9('VZ9E)`..^?7T/I\_3T^W1D?'
MMGMW[9SGL,XSG!T#Q#?BF;*.JXC:S?E/;.5T;:P#][=Q7\&-4LGQ5]D8SRF5
M[4[^K*0DE;=%VI*"%)"A@JW?2HX!P?=]<@9TT"(K$CFEQ*AP;*TEM7`A6<=\
M`A0([8(]3D'6.E""5@@$Y()(!5CT'<C^9`[XP?7YZ!Z3]=3V1_V+=^?ZS[5?
MXWM4[WBN;',K"%;5[^*)0%Y31]IR,%2DCZV\"3G*#\,8QW^3*<B.RTUR05<@
MI`[K)[$X.1JUNQVWE!:^60D(&%$#`*E#T^U1T#W"_%CV,0DJ_4HZ@%8^"*+M
M,5?H.\0';[2-*IZ:.JRQ^J2!>%1LJU;^M=JRJC2J94FK\A6K"?F/5>&_.CN4
MT6O=]VM.,--1U(D*F/0G$N*0&FGD%2T1E7F&XZ"\A.5HQQYDK3W./JJ[?^O3
MR?A-NK=M[?4KX>[=5F`<$!`_E?GGN!Z^O^7P!W71HT:`T:-&@-:=WZWKMSIZ
MVPKFZ]V4:YJ_0:!.MR!+IEH1Z+*KSSUSW'2K7@+BL7!7;;I:VF:A6(KLPOU>
M.MN(A]QAN0\A##FXM(.\2W_2=;C_`-,>T?\`YX+$T&G_`-=OV(_V)NH/^LNT
M?^.;1^NW[$?[$W4'_67:/_'-IA<D#YDCY`G_`"_/KT9B2E.H4XI)8425)".*
M@G!QA86KOD#X'.?S:!^$^+GL,EQML[2]0G)S/$BB[18&/G_TYL_H!U<!XL.Q
MA`/ZE._W?_WS;3?XXM,.FGQRXAPAPJ1GC^54`,^O;'<^G[;`[]L]]5N1V]?0
M8['T^'PT#ZOZ[#L9_L4[_?UFVF_QQ:/UV'8S_8IW^_K-M-_CBTQ5D?;^@_WM
M5T>,TXSYBN?(E?HHIQA1`P,=NP'J#\_3MH'Q_P!=AV,_V*=_OZS;3?XXM'Z[
M#L9_L4[_`']9MIO\<6F*T!2L!*5J41D!*5*)[#N,#OZCOZ=Q\]6&YKPLFQZ=
M,J-\WA:]GL,L^:A^YK@@4=M(]["U-/NAY:24JP0D`\<`YT#]SOBR[%M(+BMJ
M=_R$XR$T;:4GN<?'>,#]_5-^NW[#C_\`5-U!_P!9=H_\<VHH]8\27HOI5=7;
M4G>)NK3(ZU)F2*%;]3FTQ"PKC@3T-E*F$*^J^V%!Y(Y)P"`-Q6=U4]+>X,B+
M$M#>:U:G/DI!127ZD*3+4I0*N#OTD&2A1`QR;"D`Y'KC`27SXLVQ0:+QVIW_
M`.(3SQ]#;2\L?+'ZL>,_GQ]NJ;]=OV(_V)NH/^LNT?\`CFTQD`P]&0II:'(C
M[*'&7F'TOLN1W$A3;C<EO+;K:P04.I/%8QCY:MTIIIDM>7R/+S0KWBO!3Y>/
MG@^\=`^Z?%PV'`).TW4'@`G^0NT?P&?]F;5"KQ?]@DI*CM%U$D`9[439_./S
M[U#3$BS[BS\DJSD$?M<^A^S6/D!2.!Y`$<3@$'T^!(QGL?[F@?L;\8_I\=25
M)V?ZC@`HIP:'LV#D8^6]Q&._S_-KT_7B^G[_`&'^HW^L>SG^.W3`::=&:0H(
M\P#NK)<)()'<_+';Y??G5M!QV.>Q([@_/`R<8^7?YZ"0%+\9GIYAH<6[L[U(
MJ#32WE>70MF2>"$E2L<M\$Y5@'`[#/QTZ1M_>E.W&L:T+_I$.I4ZE7G;E'N>
MFP:RW":JT2#6X+%0BL5)JG3JG`;FML2$)D(AU&;'0Z%):DO)`682M<[L2\`G
M^,)`[#/?REG^#4R7IA_TN.Q/^]+8'_%BFZ#>FC1HT!HT:-!C5Y_RGW9_2U7?
M[5RM0X[8_D;2/Z$0_P#@T?4QR\_Y3[K_`*6J[_:N5J'';'\CJ2/C]$0^WQ_S
MM'T&4!F*YE3P5S)(.$$CB.PP0/O/J?O^`_`$_P`R,=P.WP![>H!]/NU]:_,C
MYC](T'BX^VR0E25G(*O<;4H8';N4C&?\CC(S[)4%!!Y)2E>/></!*0H9!62/
M='SR!CT/?5?#;;<0X5)"R%@`GO@<$G`[_,Y.J0)94^$/)2ID/*4ZA1]WR6E*
M<7G'?BE""2!\!C08;?%_VYMI:-;O2Z9;,.E4V*ZA(?!S)EE"O(:90%)+O)6$
MY3GNH`=R`6-=Z.M'>?<19IUISW;>M;VA]R/3(#3L!]XI)2Q(FR5(+KB5=UJ2
MA62W@!/;)RSQ$>J.WKTNX[94QYV1:5$F>5->I:GD1WYZU,-QV$K&4J4RII8>
M'8GD0"""=8)8=F2KHI$&<Y26(T1QN(EKRVE><(JOR7)T$J'G<4Y4KL"?TD$<
M4C:+?7J!K$HU2L295->GJ5-!GU%HN)Y$%*$K2"ILY/P()]3CT4?`Z#KOFU.-
M28E2JE%@H8AM-K8:=FMN*9`]IY..!*TE?%PY4DI"SE))[Z?2Z?-LK0IU+MFG
M0::VU(6I*Z@^&F`^I@I(RH\0.[F<YR0<$G3E-N;/[>.Q2W]&%]QY04)[RFT2
M`M"TJ4A(2E+80%^X?=!4"059R"$7NI=$];8H;4*@U2MS9+""X&);*I+7-H$!
M2V4*Y!Q)5[JU'W>7U@"=6^SJ;NMLK4J8U66ZRPU(?]GC3HB#'@M*6`V4/ETJ
M\DCCR+RR$<2/4I.97M/Z?J:U+J<E<6(8$QIQTKC-!<AEY/`,M,^6,^2XGF7,
MI'=*<`$)!T=>/2W8ETLUJ-6H34Z`Y$CL*CRC[*8ZD..+6_'Y)"T.+0YQY\@E
M7`8*2DG0(6V+W'F;DT=A$IS,N$P92BZM+:'HC2#%,M#A'%]I<A`2'6P0IU24
MY!4G6\7EA@(+B5@NA1`0%+.&R$GF$#W3E7NY'<9QZ::^NRSMS>C;>E=OR7Y%
M?V\N*H?3%H5EY2F%4J@<WER+'GM`CSDQTJ%28",+S'"U$H))=*H54I-TT6E7
M12GD2:?6X3+S`^#*V4)0\VDA1!!6OMGWAC!)&#H+*J,ZXI;B`DH<4I:>2N*L
M*/;*2"0?F#Z'MK\]CD?S*/ZO_P"1UE2H32E*4%K2"<A*>'%.<=AE)./EDD_,
MDZLWF'SW61@A`RE7Q.3@9QV^/P'J-!8W6B`ZT4I"\+0?0C*D_/'QY=SC[=6D
M0G\#*&_ZH?\`)U>I2)?M+RD-H\GF%<E!95PPGD<@@$@`D8`&,#&<YI)+RF4)
M6@).5`>]G'?X]B-!('\)MI;/3-<25@`G>>]U#B01@TFU!\.WJ#VTYUIL;PG'
MB_TSW$I02DIWFO=.$YQCZ)M17Q).?>_@TYSH#1HT:`T:-&@:!\66(U+IFP@<
M!RBN;@%."H?6I-NA7H1GT'K^;3/T=A$=E#*0.+8(3\<`J*L9/<^O<G)S\=/*
M>*DPE^F[%<E*3QK5^X*<?&E6]ZY!^7V::#]B;_GJ_P!*/^3H+#.3^21Q22?.
M3D)!)QY3WP`SC./SXUYQGT--!"TN\N2SV:61@G([@?O:R5$1E"B2HN=B.*RG
M`R0<^Z`<C&!WQ@GMG&/;R&#Z-I/^7WZ#&O:F?YAW_O#G_)UZMN(="BA)'$XP
MI/$D_<>X_.!K(/9V?YVG]_\`OZU'O/NU8>QUH2+TONH>P0`U*:ID-LI2_5*D
MTTIQJ*T%#W_,(`*4GF20`0#DA<+\O"TK$MN37[SJ;%-H339?=?4\EH.>SJ"O
M*#AXJ0I:P$'&?K??B.]UB=>=V;J52K6[MS-E4"Q8RY$%J+"J;2C4TI5P4^XL
M<%-A(3[H6H<DJ/')P=:1ZLNL6^NIBY.<IIZBV733Y-*I3$Q<:-[KP0CVB*%H
M\YSR@DK"TGW_`'L_$(GK8FO2&85/2RA3C9)"4<5%2CV(*"G))R#R[=ACXY"T
M5VI?3,UV156B\AN.M#KI>*I3SO'*E^T)4%I<4<%3H(((Y>\1K%%RYH4PP9LR
M;3F%E<>!,J<R:S$5Q"%+:;D+\L*6C\GGB?=`[#TUFDZV9E/I[3DJ5&===C%<
MB.PL>?&4>RDOA7/"T@I)Y8[=R3ZG&6J:9#B6F5K4H_7`\LJ0"#@XP,$GY]NQ
M[YQH,WM:]:G;S_M=-DKC-K"4I:9;4TI!0H!00IO'%16GDE0P`>)`'<Z?<Z*^
MKYRJTVGVM>]TQ'%-N*:I;M5.:O$(6GA"6^"?-;="B5E2LDI)0<DX8+B4E#53
MBTQ2W,JPZ02GGS5Q<2@]NX)6`>YR#@'.-9I2(E0BUYL)=]AJK+Z*DAQB0N,M
M#L58):;6M802I2R`D@E0S@$I.@F-.O-NDRFCR9?2EYM20?RB%CD%H3E14DY`
M"A@$D$=M4\ALNLJ2A(Y*QV.`0<Y.<^A'H?CG3=_2KU-/M46DT#<-J1*>C1DI
MCS%N*>E,QO+:#3DQ0!;]D*O,#9.5]B>^<Z<1I3[%888J4*9&FTR:"N/)AG(Y
M'WU(45<A[I.#@?M3DIT%O]CD?S*/ZO\`^1U0OH6IIUL)]_!1C(QG(^/IV'?]
M[662&0RM"4J4H*22>6,Y!`[8`[8/I^_\K._$2E#SJ5KY=UX]TC.1V^KG'P]?
M4_FT&+.1WFD\UI3Q!P<+R?0G.,`G`!].^J^UUI<NFS%ISQ-Z6AC((/:Y:8#V
M/?U&O9YI+R"A1(!^*<9]"/B#\"=5=KTYIFYK.2'75<+QM-0Y>7W(N2FK[X0.
MWP[:";EHT:-`:-&C0&C1HT$:O=>(^K>#>A02C"MZ=WE#W^^%;D7.1D8['!]-
M8=%9<:4X5@`*2D`A6>X*LY[`CU&/SZV+NH0-W=Y,D?Z,N[?Q_P#FBW+K#6([
MTDK\D!0;X\C@D#ED#T]/3'<?/OVT%`N0TE2DJ0X2DX)#2E@]O@I((/;[<CT(
M&OMI]#JBE"7<@9[M+';T^*=7QN,AM"4/(3YJ<A>?7.21GO\`(C^[WSKW:2TR
MOFAIE1*>.%E7SS^U4-!8^*_0(622`!P4,DG`&2,>NM9[N;K;;[+6+4]Q-U+B
MAV]:-)"E.2'7&C*J<II*U"ET:.X4+G5-?EK"&&`I8XJ.<`ZWDRM*W<2FX[$1
MP*Q(2'26FPVLO.9Y$#RFPMS*OJ\2>X&-1.>N?J%'5?U,71&54VI.R.S<B;:U
MBT=94U3WOHA*6ZW<\J,,1YLV=5&7&8LIQ!X(0X$#DK.@5SO'XK-;NU,6B[)T
MRIV!0:@Z1%K=4,9=UUV"<J2B.PVDB+&=;X.,1'D>T(4IP+Y!2=>EA0=Q-S@W
M4;QGRZVZKF\A51=EU&I\'&5N`,H>*(:%!2DJ<2O"4(\SAR4@`HAZ0]C1O-<]
M1W+J\)F-;M$JS,>A1`4B(@M>4T9:$.I5Q;6WP"$H]T+2HI'Q,AW9_;AJB15J
M73T-/()2PL-(PII:/)"CE&`%,$*&!CWS]^@0W"VMK]/<*J?;[+K!2I^695*C
M)6EQH<6PGV<$N`MD_7"E`G`PDDZ4/LU95+AU)<F=9LR-(F1VGEU*V5&$\RX[
MCS'Y+2B/+>!/):>*<*R""3G3D]N;=4=4&0Y+IR9KDCC[SV$!E)2<H:#21D*.
M"KF,Y&$D`:OEL;)4FG5:1-IT)]D.L>TK9#O-IX$!?!Q*O=+8*B,``_'&@TN:
M.BDTYVKQY=2J%,1`4_(;DQG'95-9A#DZI]T(2'BO'$!'<G)&<`:QB-5Z3<\%
MNI6[48-6BH>92Z8<EI;S2ED)X/1^0=;4DDA:5I!20H'L"=*GK-HO!IUI]A3;
M3:N:$MDI;>;QAZ.\T<(=CN)P'!Q[YXCMG#'?B"6)N%TJ2(_57L2S68=N1ZD&
MMTK-@O.KIDUN0I*?I:+`0O$:,VTDK=4V`$A*E`9R=`Y6IM:4\U<4Y7Y?EES\
MH<9RHMCN4#N"H^[GMGOJUR8SKCBU(2D)*4C)4$YP#DXQ]N.^/3Y:UAL1O/:^
M_NUUH;DVM*C3(E3I,9$QQE2BMBI!`]KBO`JX\FG>21V"@.Q)UN`D=P2!^<:#
M!Q#?P.R?0?ZH?L/R^>O-QM;2N"P`2D*&#GL2I(^`^*3K+50FT))\QSL!Z\._
MP_F/CK'PV):W%J44ELI9'EXP0$^:">05[V72.Q`P!VT%EF_YW<_-_"-/$^$O
M_*[OM_379G_%Z=IGMYM#J5M%9`Y*&04\O=40/AC/;Y:>-\*!A+%O;YA*E*Y7
M39I/+CVQ0)X[8`_?SH'<-&C1H#1HT:`TA'Q*6U.='FXR$8Y&XMI",D`>[N]8
MRCW^X?`$YTN[2'?$:;#O2-N&A1(!N':DY&,^[NU9!'J"/A\M!&^BL.-I<YHS
ME0(XY7Z)&<X';\^KDB*^I*5)2@`CL"O&!]P';[OAJ[1D)BI6D-MO<U\^3H/)
M)`(P"@IR.Y[$:^N0R3E(R2<`D@#Y`J)./O.@LCC+K1`6G/($C@>?I\P!D?HU
M?(D1U49E00C"D`CD0#W)]1QR#\\X.?TFKA(0X7>:0H#CC/?&1WQJYIX)2$IP
M$@8`!]!H+3[$]_,-_P!4/^3KPEH:@P:C4:A,A4VETJ&N95*G+DML0Z<P%%/*
M0ZX4H0ZI.76VB>2T8/;D`<DC,JDR&V4>]YCC+`:1^S.O2G`RPEG`(*DN$*<!
M!_)YP"?1@GQ5.HZ[[_O:!TC[67,Q3;.MJ*:UO'<M->=B.OW,]'CRZ?9+;S"D
MKJ$@,2&R]'05*9XJ2M(`)`:HZRO%=NBK5FH[9]+EPMVQ9U$5.HEQ;D,M^T5J
MXJK3T?EG[4><03`@O!>1+`(P4%"\D@L\56L7O>E1^F+IJ]P7Y4I;"5/3;CK,
MZMNRORJU`R)$U0CL+"E+(BLH2TV#E)SG.W[=Z=[X1'F.2;?HLNG4EAPNNMK2
M9ZH^&Q*$=F,M+:I3Z0`5E&.R0<=];KM#86_KIBQ(-J4!JEPW4\V5U!:67DJ(
M2%><#Z*R.P&`0!V!^L"2J/28Z%/0@AV!+`1S1[-G',I'E-!"0EX("B@A)6$I
M&0"-7]NCKITUF2QY$Z1%=0XM1:2TZTG^=A02ASWP1@`\@2>P]=*1J6R5_(C)
MB"@R%UJE2G!,FLL*=?XLO*;`;#8XJ8=XX.<*#:@0#D8R)&PNX\UJDU6'9U0=
MENM%I^)$ISZA)47/==4GNHN8P`$G!R"!C&@7IT0=4UQ;?V77*1?'T[>EB4V$
M:S%BL`R:W10TA)%/:0KDN538;*BVU#&%J2$X2<9TYIMCU/;-[N-4LVS77J=+
MJ;05%IU?C-TQ:EE7!UI"EX"7HRFR)#;B@4)4SVR=-Y=/O2QOC.HC3]N6!4:<
MX\TTU.C365L"1^0)>:42D%HJ`'F9!XI[8!(.M9;Z]/MW;*5EJQ[FMN?0H]^L
MR9]&KL:HO<*=<L_R5&-1I#2D.1W&E)94IE2B%J<P0>V0?%7'=?EK::2DE;#L
MI/)24H++"%%9*C[N5!M2FT^KB2E21Q4";1):4\VV6@G/(*[GC[I0KXX^9';2
M:.BK>FL[H;32*%>S,Q.XU@5AZSKBDOM*:G56BTM#\:!60%>X'EQO969"L<%M
MM%P^^HDJS3`:`"0ZOL``,H/8#_<]]!A;[HCN%IU#@6`%>XA3B2%=P0I(([CX
M'!'Q&J&0\VXUP;0YRY(/=E:1@')[E(_1K,I$1E#R@4A>4I/)0'(YSZ\<`]P>
M^,]\$G&O'V=G^=I_?_OZ#6E4>;;AS$N(<Y&')/9I:NWDKQWP/CGX_P#KF,],
MW?IVV-(]#M181'P[&V::1V^';';X>FHB-<88#$O\D@_QA(]<_P`Z7]NI>?3:
MD(Z?-DD#T3M78@'W?BW3OGG0;KT:-&@-&C1H,9O4$V;=H'J;9KP'?'<TN6!W
M^'WZAU6E&?31*2VME0=%,A=E%!4![,SGWN1!]1G!/?[M3&+Q&;1ND>F;<K@S
M\LTR4-1#:!$+-,I:RYRQ3(:0.('K&9.<_9C0?1C2"#^25Z'XH_Y>KP$(`'N)
M]!^U']P:^5&1D^6R%H^"N1'?X@@`GL?E^CMJN=C%IOS/,Y=T#```]XC/<]\>
MN/CZ:"E`"0>(`^.``,G_`"`&=:BW^O&+MWLAN1=L>HH@R*1:]2<$]"$^;#J5
M39=BTYMHNI`4X\^'V4$>ZG@5J6G&=;>)P"?D,Z;7\5!^L5+IFGV-9$YA-VW%
M<%KQIE(7)$-Z70H:Y-2ES$K2%.*`<<4T4A(00E)Y$'*0B_C<"X+]OB!":DQY
M#M7F(IY4TV^J3,JU0JLA"5O-N(\HR$H2%-O-E6`5<EIPDZD3TJS7K'LBTZ(_
M(<]MI-!@-/.<N+DN8I(EJ0\.?)2T*?\`*)<'<(!)Q@Z87Z>;07;^Z%LW#<A3
M`I%I/F0M-2C(:#U3@/E38*W%)4M+KKF$.$'B.X25'3\Z+AJ=QQA6*C,@.>W*
M8=C.*D);:>0^VV&3V_8TH0D-'@E1`23VS@`Z1TVT_P"EJ1198)$L16`^@$)6
MV>7O`J5V)R2/=6>X(/KW=LVXH4)+,9J4J.'.*U*;=;+@RLE04<)*<G/Q)]<'
M'P:.Z7)M/52H,'\8:(W4FVFUKB1:E%=61YH`R7'&U)2%$85Q[_8KT=:LA-2:
MD,)?E1&UAMM7%$AIW+90E22%)/<J'PSD*.,_'0*FIU!CIB/>3Y2"4@=@A)X^
MI&3VP<).,@]\8QK2URVL?ROGLI*GW"VC/E*+J0OL@$$Y&<^ZOMCT&,ZV!%KT
MR,RMI(\SD,<BZ4\>Q3D(2G!('?ZR,DD'(]<,N1=2EMM.MK60PYYG\WR<)4.!
M4!VXY3D`9(/?/;(-[]=NP<6\=I*+<#4:FIE6M>,64S4,+>D*1+?AT^6D\D]U
M)B3)+2D`_4RA`.>*FV.F6NU*BWW?^Q=PNJCSJ4\\_1XCR'42&FT)2ZMID!'!
M@8>87W4WD$X!)P)`^X[-,K&T]*MJH^S,R*]N)08"94MS#<<NUBDK#I0H)#A'
M`@-K*0ZM(0I622&&JE2JA4O$YWFJM/*!3Z#%J:*DF*RE$1U^,($&,"E*D(:+
MD=E3J\=N2L)Y<$X!6;D=UN0LJ:4&VGSR4H!0"48!)'<G'Q]TG[3C)L,UI7G+
M=2WAO)RL!(&.P&3V.,@_O=O36TE^ROMK_C9)\Y"AS"U8]\>H!XGU_O\`?XVY
MZFLK04,QTJ*AA65J!2GU!&,YR1C0:L6H+8<4@Y"FW,$9[^ZH??\`W]61#:G,
M)2V5X`)!``^SZQ`/I\-9Z_07VW70.S+9[IP<AM*4E0[#L,9],=OSZMLF,PPV
ME33825+2"<G..YQZ^A^([_#0/O>%.VIKIKN!*D!"OU8[V)`X_&EVM@^X2.X`
M^W3E^FVO"R&.F^O'^:W?O0_=BFVPG_XG/Y].2Z`T:-&@-&C1H&GO%*AB73=C
M05E`;K5]GW5+23RI5`_F2,_5^/YO4Z:?C1D1V6V<!7`8Y*]XDDDG*E>\?7L2
M2<=M.U^*!YOT;LCY3?F?YLWSR[XQ_F700#\<YR1Z?G^;4S$1QUEMQ9\E:DY4
MW@*`.3C!'P*<'![@DC.@I."/YE/]2/[VK9+IB9+Q>YJ0.*$\4K<"<())/!/N
MC.>Y`R<9)^61^P*_GW_B#7PJ"_GW/?3V'+L#G."`,8[#`[GUT%H>@TY#1\YQ
M3K2N+3@;4\E3:5J2"[SP.(:`*E'T"0<]M1AO$KZ@)V\&^S-@6W*]LL';ER33
MX2([S@;FU](*)-06%^6E28C0*<+1E2D$IR3R,BGJ9OR+LQL#NGN,N8DS*-0*
ME$HS#Y1%3,G26Q$C%,GNMEPO/>[P;5@A/'U)$,X5-3M4=KE5GO5"LRZG5JE5
ME/!7)<FHKYALN%1(2TT[@+XA2@D9P21H,%3%<C7-#AR,N*B+4^^I?OH+3B%\
M'3CDDE9(([<@?7&-9G1*>W)JJI#_`!;;CN-_E'$^\$GOE*3EU6",GBDC(RH@
M@'7BN?2*4%SJF`Z^7&G?,(PX['\WDE@A*5$XSQR/0')/PU?E3Z??5S4U-HPI
M3=5DM)2Q2XK#TM1\LI2MU(:25NJ)&0%(2,G!.-!D=VTJWJA#@MTR%)D5!;*$
MRWF(3[:%OD)/F.K6TA*VRHY7W).#WP1FP6]MS,?HDR>[19B_87`^U)0TA(;4
MX5-Y>]X.+:X\>*..>04H?$E4NW/2EU+[B.3':;:ET,TJ#R>2\JAU@IF0FQR6
MI(3&\EOFWD@-J4E(QVQG3EVT_A(]0%R6>P[)N*10&*XMMMU-:HM49\D(/F88
MQE3ZQW40M+20@`I(S@@P)4J0NBMQ:[<`X_214S"3[.Y&(,5:X*'/-\M(X@M)
M+F23C)2GOC7V$Q:G.73[FA18ST!#+!JT)]U0=2^"MMQ*L@*2[Q)&"5)2/3)&
M7E^L?P8-_-O[<HUSV95ZAN9)6PH56F4ZD5-<6GMM)"`M$0\DH+C8]I6H*_9%
M+7V[Y:5O7;*\[;3`BUJWIU)IWL#4(IG1941^=5:8@H5(9<D-I+K;14KE[RNQ
M"""#H%C[37)28%!GNTB0T)4*`S1TOR7TN-NI0"IE!YY4HJ6XH!3O8D9[$C#F
M'1;N!6Z]09E.K4MAE%/>=0]"Y?L:@HH94TVD<#S(!/E`X!SZ'`CZ[>U&5;[=
MP4*9%=4S6DQ5LSUS%(52UM'Z[;(!0^%E."%.)]"0,'3ZG1=&H-1138=)=1+N
M&33VYRI3[_LK;K;#0,I*V@2A2FVTE042%$]B$^N@<=F0T37$K\Q:?*04$)4X
MCN3RR>.,G'W]@,?;1R:`H17U\W."6^15YRSV*DI';F5?6(&,?'Y:R!QGR'5@
M*#B5X4AQ(]Q>``HH.>XSVSW';.>^J"0F0&71[02V$XX<1@I&.V?7T&?CW^/Q
MT&&JA"&1A:E^:%?66M6/*X^G(G&?,^!^&KK;O\M%H_TX6G_QAINJ6I>;F/Y3
M?F?LW+N01GR<?`COCX^O?'IWJ+;Y?C-:/,!*_P`<+4Y)!SC_`*(J;@9P.^,9
M[>N<9&@FR:-&C0&C1HT!HT:-!'<W/0%;M;O)"$J4K>'=9(&$@DG<*Y,=S@9/
MS)[G6'IC/ISP:6CD`%<%(3R`((!PH$X([?+6P]R(7+=S==7FX"MXMT58X^A5
MN#<2O7[`<?;C5E]@5_/O_$&@M,=!#+8=1[X!"N0"E9*CC)&<G!&.Y[8'PU4(
M9*SQ0UR(&3[J1V]/VV-7!,'"TJ4L+"5!124X"@#W!/?U'V:N[;3#RU(::]G5
MCD%!14..?JD$^GR]?M^&@2?UA;BO[']+.^>[2@EARV-N*W%I_-P)/M]<!IU/
M+"&^3@DK=6M#10CDD@Y*1DB%ILW1*K7Z$[42E]JHWO(GKJ$=]#B_8H\U]M]2
M$*7AK*W'%*'`\R5+)(SG4EWQWE7(GHVMRV*!69-,8O+<^BTVO+CL!Q4BD4]+
MLM4,IY)2I#[A"E%1)2I*<)5GNRCT3;;OU3Z';D.5:=#I3RG)$B6UAIQEMQH%
M2FR2TA224A)*E83WP20"#JG3UMW2=N]M;>I<#\@][&93\4HPIYQ;#7O%*<H*
M`M"@D*5A)2L$`@G3K.T%O3JA'8+9?D<D)(Y.A0'\;>9P3S4,\?0``@`#&-(B
MLN-&<5(BAA"8[#KK40^I]F##01Q3@)"02O`!P?CD'3DNRL84]F/Q673GXI#8
M')CB$CB5=D@X!QWQG`S@`IJV;2FF,RH,N>6V$(=PMG"5$+5@CF,GC]520>Q.
M#DZVI'HOD--J;"_.2T$A*0H*7A/9L\1A0]`$J[#`Y8P3KRMCW8;;?J)"FW.7
MH4@,E)3\CW4<''H!GOZ[&:X---^6TE,EMI(3(R2`X`!YA03@]OA@)SCW?F&A
M+II\YJ+(==AO-I7R2TM24C)"03Q]XJ3\_09[_(Z3K=FWC&Y%I718]R04U.A7
MG;\VBO1EL-/^QL>SR$!_RW?=\Q160%#DHY`[X`"\ZT3)IT@5!+<M*$DM`(\H
MMJ5V6<I/O`I&,'T_AUSMC#AS-Q8\-QA'D(DH6VAPA2$A#J`4'./=5E0)43@$
MX]<@(H?A<PKBV/W>ZE.D.XY*Q2K+O!=5MR/+0X)$6EU837&/+PAQ*4%*@!Y:
MP1QPH@]@]?#A+3%9:0T7$M-!HK(!*U)RE2LK(6H^@Y9))&02>^J+K.Z9J9M'
MXC=G[DVA1V*?2]WMNFHU>F0VTMIDURD.K<0E0;!2\I<=145N%)2$@`*SK8;E
M/X\4@>SX0D%L#EZDX6"0.Z\Y[)&/B-!K(4I3`#B"XZH>[Q*EX(5ZG"R$8&/L
M]0`,G7BJGQRK\LI,91QA'O#D@G]D_)@IR3R3E2@?<[X&-;*JL".T51FD!*O,
M00]WR`@KY#B21[P`^>._<'!UB4Z`?/3^6[^0C]H/3S'L?W=!@,R(\&G@AG/O
M*"5`H')/,X5DJ!]Y/?OW.>^=.Z^%2VXW;^^'-!3FZ+.(R4G.*#/S]4G]_&FJ
M7VO-0MKECWB.6,GW5$#MV^0T[3X7;'D4'>H%?(JN:T#G&,8H<X?/^YH'5-&C
M1H#1HT:`TB'Q%?\`2D[A?TP;5?\`G9LG2WM(=\1MPM](VX2@,G\8=J1@_;NU
M9`_>SH(]:6G'`KRT%6.QP4CN1G'=0^>KPTVE+:`I"0H)&1Q3Z_'T[>NO*&WP
M;*N6?,(5C&,=@`/M[?'][5:A'-:$9X\E8SC..Q/Q^T:#\;:4OD&F\XQRX\1\
M.V<D?#5X8;XLMI6@!02`00DD'[2,@_I.O6!`.7?RO?W<GCZ?W/3588,D'W4A
M:2I(2KODA2DC(2!@GOV&1D@>F=!JO>+="E[&[57]O%55+:CV!0)-1@EMM!2J
MXYJ'(5L^=RP%-(JJFU%(/<GW_=`(B6T45K=:M5^\YJ7G[GK]Q3[NN>KO(0E(
MN&L3%29*6$@!2/9@Y[)%6@$!H)+9XI[/">-ENO\`BOL[9&P5+G\)^YM9G5Z\
M%(DEF6U0+8>1&I\!,1""'6Y564V^IU;B2VH!`2I*NR,>CJS6)5FR:S4(WM2I
ME1,-+#K90AAAMQ1C*\S)+BFD(0@Y2D+(Y$@DC0+_`-D^F*R&;-MZJW#!>;,]
M*G*G'EO<5LN)(2D.^0MQQ[N<8XJ1CZ_H"G<ET=)%FU-Z%*MAB?3G'GH\6(]"
MDN)CO*D%7D(0WYB%%2U$I6.`"4XYJ[XULNP:<]<E(H[C;BD@09*`\VD%IQ2B
MGZK>`V"LCW?>)3D^N!I<^Q]B.3*M!K%SQ_\`,BW&G5TN)PY&75DI2IB4XD^]
M^1"DE#8*PHDCW<C0?FPW0AL[$HE!GW5;QE7O!IZT3ISLU;D*0MS@GRGXZBX'
M'TM?6*DJ3R!&1VTLFD]-NT=!5#<%G4I"F4)]G"0WA2$JQYB?+;PDI/8'.3\$
M^NJB#,?@.MR"TXU'5A3I:Y*<6ISWN7EJ20CWB.V`$#W?0<M;(C5GVIAI24O.
M<$\3YP*",GE[I(&0>V1WP1\,]PQ!RB46CNNMTZ-#AM)<=1&C,,!')"`L(0M2
M&P%D-D#*BGD0"1DXTU5XG>R#%_\`3G<]QTY)9N;;Z>S=5`F-)0GV-QIU@26B
M1P5^70PGR@V"$%M9]#W=>JN#,BJ4>*5O+6L]O<"D85W.!@?,_9V/H4Y]0,6%
M5-KKZH*X[=5;KM*>A>0I?#RU%2EAW">07@+]%$`$'N`<Z",[T\5.K6;NCMW<
ML-4F51;TG_1%S(\]24R:[-A0VWBZUS[-Q4O)?4A:`E:DD-DE60\).C+"4!I`
M6CS5\%IX)#C:>:4K`)2<'MV(!&>X&FPZ1:<BR-V]M*-5F50;;NZLK<C,J0$"
M+=E)=:0T8BRL\E.Q8L1;C?!L`%1((4G+KCT%1CQ"ITA10L]T=\E2LC'8#!S\
M/L^&@UU*HKTE]3R@ZG*$)(#I2`$`CZJ7`!V(]!DXR<GOJA%++)\QM2W5#*>)
M<41@G!/OJX]L?#\VME&`<'+N>Q[<0/AK'_8#WP]VR<>Y]I^>@P:HP&7(LLR7
M?)68DA/%7(X06E^]E`4,>I.3V/V8.I;?3D`-@-E@/0;76,`>_<"W*<`>X![@
M9[C.HG];@?D)7Y7O[#(_:_\`8E]_T_#4L3IV3PV$V91G/#;"R$YQC/&W:>/3
M)^6@W)HT:-`:-&C08[>!`M*Z23@"W:V23Z`?1DKN=1'K=#:Z92E+X*:-,A@*
M5@ME1CL<0%'W2HX.!G)P<#4N"\$\[2NE`."NW*VG/RY4R4,_FSJ)7;5-=%'I
M$?S6BIN!"=Y@.<5!$=H$`%(4,\L@GY8/ST%^13G7$E;3KL=&2$MIPV@_-7$I
M[\CG)^(U>50H[P\M49#N>Y1Y963CU.&^*NV<Y&/NP<:]4`H;`.,I3@XSC(^_
M!U>(<%XOCWVL<%X^O\ACMQ^>,_W?4!98UNLR''UB"EIMN*I*$EEY"%R"KD.(
M(.70D)"<^[@]QWTV;U6;3T6[]\+#I]S/--L3&8,54^6TIY^DP78ZD/26&`00
MB*YP;>44E#1&7"C!T[G3X;RE*8YM!2U<@H\RD#"4]Q@$]QGL?33?76W;5:IU
MW6[7J)!?JLB1:%8AL/TY)#D&8T#B0\'>*WPEP%+3<8%PK[*2?701^]Z=DJ),
MOZHT2'=M/KEKT6[7Z#4W:666UCV5+3K#TKV52TN,2'ED..+*6PIOCR22$FY[
MCUO<K;?:&C,3*<U#BFN2J!0+A0W,J<&M4I""N,B1(82MJ),:0ORF6UN^8UY;
M:L8.MI;P4]-":M>WH5,E4RH/Q%W17)U39")<ZJU1:!(C2%I'-:XJ6$\`<A(=
M.2,)"5H;%O4J_ML+<HD[;Q-_(MNKR*K)HB50?I*;YH<82F`[(/EM21QRE;HP
MD*`!SV`,W[?;[;KVO3')E#L_>JK76]444^EU.VJ!7I4&$KD5QURI2X?LKD5Y
MP)99;2M2EK.$`Y3I;FR'C&=6NQ]2;HN^5*G/0D5AB&S2;QL2MV^FBPRXVVV_
M-K<6,9'ENK6AQ]4K@V@\@5@'!>'MW8&SZ;2(<FW(F]6W3%8EQYE2M-^W:C5E
MTZ0I?FLN0JO`ILZ`XQ'>4E9:24K*4%78D@(3ZR.G^W+S3^*S%V;HUFD)N"%6
M+MN6Y([EL4ULQWV'$42DR)4)FJ5&4_)0VMQ+,=++2"IM1/<D'MX_B(V+2MB:
M5N]>%];8T^8ZRU(J](DW']#O.*6PY(1%HGTZ]#CRUNI"?+C,N+DN!:/+0<GB
MW'3/PAVP:U5[@H+5I6M$I\&X(,"'7ZI=5&BAIM3J2Y&D4B1.;<5(4P4O/N8*
M76W6<'`P5<[W;)-[]]'NR%GUBHP;=L2T;NM2O5VF.4Z+4FJI3*729]-Q)$J,
MT],<\Z0RXZA#WF!KFI*>"%$((N[PI]NJI=QG5+I_M*ITN51Y5'3N#MHQ,=9J
M%.K#"RY/33Z4N3'DUR'"6UY,T*"VI/Y%S!9P059>GBD;5;[;%WM2J--HUM;S
MV16Z/>%GVK1G*E)C7P]3;@I$ZELT6H',.1&G+C>3)2PZXVXE3L1"RXI"31[&
M28UZWY7]^H7"/4-W++H];KU"8*5MTVX"EV+7&8S"5.N)B(F!25**B"MI0/O)
M6`B&+T%N]'FVFY%FVW==ZR;DO:NT.P;5H][P8%0O&D6M7JA2VGZNB1$5)%*9
MI]-F29<!R0MB07V&D=GU!&G7>F_82S=G;5>MRW69\Z%3*3`MV),GON/U5Q$=
MCSD2*B^Z?)6^9"YKKQC%27/.;!)XD`,Y7'5'4XTEMSRV24I6$*+90E*592M*
M>!0`<`@A/;`]->:7%()*'%()&"4+XY'K@XUL^114%AXJCN9+*@<%&,A&#C()
MP<=@<^O?5G106EDY;+>`#E:4J"LY!`"0.X]?7\V@P9V!(D-//F6\`ZVZOCY@
M*?JJ`[%*O@!VSZ_+6-.T%*X[X+@6M+0+0)2I7,*3G@`D<E<<]B<$`]LZVB]!
M4P^N.E!6RA2$\D#`+:L<L9PK&">_'EZGN>YIJC3FFXQ<8`26U<UE>#EM*?1/
M%&>7+YX[`]^^-`\5X9D)$#IWJS*.'O;I7:ZL(.<.*IMN)6%=R0K*<D'OW'PQ
MIPW2!/#ACJC[!5=*E)5SW0NUT%.<!*X%OX!R`<C'?MCY9]=+[T!HT:-`:-&C
M0->>)=%<DT_9<-O+9X5B]B>"N)5FF4,8/8Y`_,>_Z&O8T1MMEMMP!]T>Z5KP
MXXXHJ."3C*B<@``#M@8SDEU7Q&V%OP-G>!2"BK7GGEGORIU#'P!^6FUXT-L1
MV^4=UQT)/Y5LM%LK!/%0"L+`3[N4DD]OEV`8Y[$G_P!PU_\`U,Y_\;U]B.XA
M/%$=Y(SGBEAT#)(R0.``)`[^F=92S#E/*X);XJ""LE?H0E2$G'$GOE8^'IG7
MN:3-P?=1Z'TY9_-VT#)/C=;B)L7IGLFVHL<LF^-QHR9,./[CDRC0X")+S;K*
M5AQV"NH,H65#"!(`2I1)2-139%R+=C.R!R,N2X''<$)D<@D(!4DY/[&$I]XG
M``['&-21?P@RQ+A_$OIOW"9<>7:T6OUB@5!SS%1Z=`K4NE.2A"G*=3Y3;S(*
M>#A4EMUU0#:E$'C&8:BR5HY.-^SK[*+3JDN'@H90XEUD%IQ#B?>24D]B/709
M#&D5*Y9E-IR)3E1J$EUAB+'<6I]:2XL-@)92%*XI4KC]7`4?@K&)%OAT^'U7
M;1N2C;S7E?4^D0UTY#S-/B-T?VR%R;RM2I59+;=+4VXI*03]=1&3V!+?70;T
M^6[<]?LN]Z_43*;1+4&Z//CME#JR_P`0%.!):+*5**T^]S]P']J2']+RVYWM
M@T@L;,QK9JJ$3LMQKG?=<H,<--H,5X4D*'T@N,OBX4K4F.<!#GULZ!:;5ZW/
MM)=4.'"O.[KKH-2@NOS[=N:'0YLN3364@U";3:_#=2T^IJ.%*%.A!<A0/N-$
MXRL[;#?B->5-0BU77)#M.+@J,!Y]:A3W%MA*&BR#R8F`J)=;4$K2WE2DX&4M
M*;0T+KUN.UZDKJ+NW:6[&J'4&'*!#L':RBV*N(S'='ME5?JL=Y=1J4_V<`-A
ML&.XM.71Q42%@=*C\F@7'N-0*S5UU%]FK/S(ZA':CL/(3"6\XZR2E#A6,F*0
MK(*TE1`2<Z#(=^>I&_HJZ7;MK75)I4R37D(N"3"MN#>$N1$+&6$TR-576H3C
M41);:DNQDR$QY33J'D%Q"D%+_45TD63U@V11XMT[FWC&O"W6953MKG1]N;>3
M.JQ0OFTY3(U+I%15%J*W`):PXMI2PD+1E0!V#OAM3O9=]GSALA>\:SKKK4Z;
M+35_98TN32PF2[[,(S,EM9;PE*%O9_).J23@H6#I.>TVPG79#J-*I.^N_<?<
MF$B4BJ5L3[5H+-27,B#\FFF+HJ$&,V5NDD2%-L*[!24D`@(L^_-DU+87=&Z[
M"OKZ3%7B/+IL%M45IEIM3*W0'8Z(I<9,GRP%NA"UKX%"E)`(.MV=)^_E2MZ-
M6HU/J#AK:3&IU&>,U*942),?$9Y3"<I<2VM/8^6E04<]@1V<[\=O9"U[/VJV
M:W:53J-#O65=3UIU04R`FGOU%IV*N1#J<@(YQUO`%UN0XI:G'2E&#A/=I+PT
MMF+EWFW[H\EB"XWM]0(\.MW!4)<66J)*=@RENM4MAUAI3:WE.YY<^+82GZV=
M!)VM9FKBU+6^DR9,E="@OJ<:\QY15(:2Z[YYPI0=+BB2%8/$@D=]7I;*RA0<
M9=X8][FRX$XS^V*D@8^_6;5"F!F6ZVTIE*D\4%+(6B&AE"0F*W%;5E3899"4
M.]@E3G=/8:M[U.?<:<0'&4E22`2'"!Z?`#)[9^([_H(8-+9"2UY+)[AWGY32
ME?SKARX)/^WQG[=5%NQ`JZK24N(HDWA:94I<=?H+AIF224?`#U/H!\M5KC:F
MEE"BDD?%(./50^/?]KJXT#^66U?Z;+7_`+?T_03)-&C1H#1HT:`T:-&@89W$
MB)_55W068I(.[.Y*RLL*XD&^Z^KF5\./?.>6>X.<X[ZM`BM*SPC!>,9X,E>,
MYQGBDXS@^ORUFFX0*MS-S4#`*]TMQD@G.!F]J[W.,G'W:LT.*\A3G8.$I1V;
MSVP5?6Y8'?/;OGU[:"T(@A2VT>QJ'-:4DF.M(`)P22I*0`/4DGL,G5_;M]I!
M64-H))::44H!#3;SOE.2%*2"4-QP?,4YD(1CDH@:JFV'O-9RVI(\U&5*Q@`G
M&3@DX'J?L]._;67PH*_.="G$%"F'6U!(6"M"B!GWAA/IZX)P3VT$<+Q6+EN_
M=;=%/3LP[1Z38%EHAU*G5$0EN29E[NQ4N,OS9(_))@/A:6Q,4$M-E65?:B7I
MBO:CV_#N7:M7M5)W(IE23!=IH8\YNK)0%B8Y0JEP2F<EL>6MQF*5Y!![<,AR
M'Q*[:N.T>J"HU>W*&U65[A;=QIMNQBG&:NVM-.`+DCBR'HP:+JE-`@I">)!S
MEJ2T*;3%KJ=O7,Z[3[OBUEV;4J]1$N-U^W*FL$0Y$=U6.7DOGRY`6L,EM900
M3QT#KEFW!;]I4-FX[HFM.TJ7'4(SRI#0+LE)++S+"EJ2E;K2TE*VDA10L$+0
M,`C==O=>&Q%EKCTJ0[6VGGUM)$^0TE]$4#@I:BGD`E*L*;')0`"DC)(QIL2N
MVAU#U:UX%`W+H;,7Z+MJ5>5`W$LMT27KRMUJ6S!@0F[>PJ5!N-2RM4R4^PBG
MK)3A9(UA%8E[+4V#1ZAO_P!.N]VX=#JES4RQ'#1:_.LV%^-%0,>/28-3IM.4
M$/?QZ]#F2)RS[.V4K>43@I`2@MI^LOISO3Z.@TR_Z&NL.(;\NFSIQ0_Y:\)4
MM42G.NJ(;=*6^3H"@HA"0I1`TLV#=%JU"(PY&EB4\_.5'!@/>:CS$*/F1FFB
M2^`V,%33R?-0"2OB`#J)1N#TM65M.N;5]M-EMP^G7=*BT)%PV2Y6JX]N78U\
M-.%N7+HM:F"4N;'0Y3BH-BF)<;:?7R?*5I3ES7I?ZV+`:Z3J7N!=>VNY]NTB
MUJ35?I:HL;2WS4:3%GTYU5/J#U-J4(N^U4]$M+C[$X!T*CE/W:!YFHW!:ZX4
MAPRG51FN;+[RI#*([+ZDGRFGG"0E+I4GW&U.).<^Z>^M4[47]83^Z"J+'N.C
MN5A:);#5/+L1^H*>[A*0$20XI220HJ#9X)P23C48+=S>/<^^$N7XQU$7!M_L
MO,K+-94TBEUM@0Z),>(B2'WBR!&6^A04S&E.-.)!XI`4,ZR6SMN#4;FMB\]E
M.HQO=VZ(J&;F9MJ^X-;MZJ.4^2Z@KD6XI,4O3E-D%:)+\A<?."5E)``2,NMJ
M+(J$SIDNJ2%BH4F[*W2'D2,^V34-4]?*-Q(\UQ*4$$M<0>.,CNDG3;T8O/ON
MK@.ME;JE):7&>Y--Y_)M84@E(0G`"?@/@"=:>K>Z,2[;HZ9-GKOFTJS][Y%2
MN*YT6)<=VT^36J]24TKS7:Q;S+#SC=5BMH:/FF-A;+I\A8#F2%%R&WG'EO!E
MSRWL/-*(`*FU)3A2DJ(4A78\D*`6D]E`'08-/IHD-DF.IMPN()?4RM"P`HJ*
M0XM(&%G`*2#GT]-8S,H#JWDE"GECR4`E".0!#CIP2EL@'!!QG.".WSV>XPJ4
MCRD*2@G#F5A1&$$$CW<G)R,?`=S]ALJDE*E))!*2!D9QW`/Q[_'0:A5;SX4L
MGV@`+622T<`<CW/Y+3JWAH1!$HF\J0X'"NX[3)]Y)*<42<`"$@8SG(SW.FY7
M/1W[W?X5:<D\-K^0^\G],=I_VCF:!S71HT:`T:-&@-(H\0QE+_2??[:FO.!K
M^UQ\LH4YDIW4LQ0/!/<\"`L?`%()[#2U](WZ^FU.]+E]H20":[MF059Q[NYU
MH*^`)[XQH(_D.,A*%AQCB$D<0XT4GCQ'IS2"1D'OWU=8\-)?9(B*(*P01'60
M1Q."#P(/YOX,ZJ#!>P<K:Q@Y^O\`WM9##A.I]F/)M6`DA*>7)1XGL,A(R?M.
M!\SZ:"D;I;SY5Y")$?CCEY32T%>>XY`MX[?#X_=\;NTP\F.B(%N"0$%I*^X=
M#H!+:Q[H/+EQ4/='?U[Y.KU!:=2XI!:6"YQ[X!"?ADX)^/P_1K)6J*I2D$MD
M/J.`Z,!`6H<4K/;GA/8J`QG!P`?4(J_C(4-RX>K2$^^M<R/!VVLV!1:4I2GD
MQ7*@/I6LS*?&'%:349C2')CB`>;R>Y'H*_ITGJMZTX]*9Y1T1JC$>EI2/+2A
MEU@.O//E2BE*&N>%K5@)5E"CD$ZW_P"*_M2NK[S-W#)D)IDV+MA0WX:BB4'B
MY17%09#N6QP4W)"N37?D/>"P#WUJ392TUW/MO3Z%26'E3ZA`]K]L!49*^;[C
MBF)*F^3JPI)*&B@*"4A!4.YT#K>R>XNV=OVDT9ZD".VVM,*>F*FHCDK(26`Q
MD%)')7F)P$#ZV<'2Y]KNH'::4U"D0KRH02R%*4J0JGM.MK"0%*XKE-K2G/NE
M:TXY)4/5)PU+LE5=]MO(J*5LCLS:-=J$6ES55Q6XE5<AT@U4M)0W1V)#3;ZR
MB624ICJ2AMQ(PM2"D9WVNPJS==EQ:AO7TC[!HOB6MY#@VON2XZ%7[?E%0>;J
M[*T.,T&6XM3SB5"4H.J+9"T`<3H'F:+=4"MPT5EB53I$-QLR8SC4EAQF6PI0
M0F0VI#JD.ME1))02$K)023D"X2K^MBE-I76JE`AM*'Y%YV?!A1PC)"DEQYYI
MO)7V`*C\!\=-D=!+8;B7Q;%=74&:E;5>3#AT^L5)Z:_#I3[ZEH82XTXJ(X$9
M`/EDC`"@<X.OW?$4NNWM4)=Z;8WAN'9E!J7LE)I%"J::3"<D(<*_+GU)4J+$
M2VZOWN*E*<#?8?#0+JKV^FVPDB.W==`DK25A,./(IKTAU`*<)2ZS+6HGL27D
MI4GBDD`IUKF]:_1KEM.J5"WI0FHC-A^<6'VY:(<52@%N.%E2TLLI2A277'>*
M0E"N2AVTABUNH7IJICM<I%6Z(MW-KZO;=50FLW%3+.B7#3A175K;16J;<;-?
MD)ED+4R>#,5<E:'"X&$@'BL?:^A6]5*K27;:J#DBQKO:>1/9J#;L:8W"=8=6
MU&G0'$E^&Z%N*"@^D-N<2$'W``#<_4+:].J-T6W)8I\7A9U5INXU#J[4;+%,
MDUB-#AIBP)0/DMO3S`E+;9*BJ0I2RCD`HE9%.I8J,2),>95'#]/ITAJ/(06U
M*3)8\Q;R$*[GDO!6K&"M?J,A(T6G:BK;D[GURSYKCDNGV?>M/5,G02XU!=MZ
MW6Y,^'3%)<2EY2TIJ#04#^1*&5X5E21I:E7HK,>*A<5*`&A#C1DH2K*8T>.X
MDI/8X"E\"D)`[=E'.!H-,3:8F,XM!C91P2I+@9)020<I"PDI)&,D9R,X/IVP
M^5%*&2I$1:#S3W3'<'8J^!"/B/E_=UMN9'=F-@(PR4E79Y*L^GKQ1DX(/;O\
MM8=/AO(C$@I7AQL!*.7(CE@GW@`,8^?YM!J6M,O%F5AA_O!?Q^1=_G:_]KJ5
MET]?Z!&SF01_TL[*[$8/\KT#X'OJ+A6&'_+D'R5G^,WNWNY^HKYJQ^_J4GT_
MI*-C-GT'U3MI923]XMZG@Z#;VC1HT!HT:-!CMX$BTKI(]1;M;(QZY^C)6-10
MK5]^CTMU>?,^C8:?CZ&.R<\?B<`$G'SU+`NL$VM<H'J:!60/O-.DXU%@I##K
M--I:G,8,&&@$*R2HQFRGMC/[7&?AG072-'9<;Y.()45*R"%`X^';`/$I&0<8
MQDC640([*HX?XDN\T(R%*.$K6$*]WO\`#T/P[X]=5=,@,R)33SN2KRDHR#@A
M*0/3L1\NY.<9'IK,J/28Q97V."K.#@C`R.XP.^?C\L:#PB4E*DHD11P4A)2L
ME17R7D+SP42E(XE*0,8R%'&23IKCQ2MWE].=M[-;MRZ-.K-%B[@U&S+LIU.$
MA;S--E4B+/C51H1R'"I+SZY/E-$%PCAGCE.G=H5.\IMT1PGBI?)63P/,-A.<
M=P0$GMG&,G[](U\17ISKW4+TJ;B6?;U,?J5RTR,+UH3<9?!*_H2E(>EMI<.$
MJF%IJ0&6<\W>.$^^H)T$8*YM^]N]_=Q:I6MOJY6J_03-0T95:@2:8([[J`ER
M!%3(60XB.XAQ"W6@"L\`M7P"W.FRMJV[O*A1U/*:A5-]39;"UEDA*0M'G.94
MH!+A*UG(5Q[9XI`TQY;-<FVC4Z+"D41-LQF8;<R-%4DMO2V8]0EQGWG(KP3(
M9EI6G+K3K39`4",I[Z>\Z<Z>S>E:L"2^$O-5VH*;C/`CR2OR6T\7E$!*>R<'
M/9..XY)(`/X4+J=B4:T3`1*9,Q%.68!ITR0A7M3:%%OS/RJ2MH`8XK)!4GT[
M9TPGU`=3%3HE:KT^]ML[FNQZ=<CM5;N%M:GD4;RI&4NMJ6ZM:V51T\BTI'!/
MJV,C65]3N[MQ=+%=6FH6E/NBP!*+]3JU+CORZA2D.*(/E18K;CC\8'`0I"B`
MM/\`MLZ4ET][P]/V[]+C2*UMQ?ESP*Q#<E1\;6W17E)3'82^\7WHL-]7%IM6
M?+4D@`%*QZ8!4]J^(ITJ5#IYMZCTZ#5;A(HU*@5^B4N._/J[,VH'R78]/0XE
M7\<J62.1(#;9=25<5]]W6!;/3Y7>$9RQJA9TA,9JH4NG1*[<5J241Y49J2U-
MD4RB5B-!$IPN*3)6VR4K<:+CGY0G2;:WN7T7;(4&HRW(#&VMNK4U4*E<]=VJ
MJUMLPY*`IN.S(E/4QE]GSW'%)2,$J<0C"3CW=53-P).\+=,N/:R/7HHMN6E^
MG7"]$D,4^O6Y+0VI_P!DD2FVG!$>9<2[%1Y:00I02.YT#B]YV18=P56W;"LN
MWH-)<>HR:M5Z@F7*DU*K2*=+158CU2K,R3(FRDH>A(*&WGPGC[F"#WWE1+9E
M0J-`CO\`DEY(?4XM++25K4I:3E92,J.%83R[I&0.Q[IDZ9MNJ[>-PKOJI5BH
M1*;3*0B$F"W&<>8GS''%M>R-.,H++KK8=#Y0E7)M#>5)`3G2^WX,>(7#48[<
M%MI*`VI7O/K;2CWG)30&6%CW0A!&2DDY[Z#3C]-D)6\%\2TA2PM'EI[MI/?N
M!\AC/Q[Y/<ZHETEF5A+;:4A!Y*...<C`&>Q^&?3'VCT.\%4Z$_#+S)Y-/1RZ
MTKACDA:5<58)!&<>A`(UC=0I$4H:R`??/8I!'U3\S_EV_,&FGZ"X'7D@)"<E
M)]U)."GUY'O\<@Y^[`P-6>=;:5,<..4K4$K`41R3\>X4#\O3!^'H2-;G=H\0
M-.^Z`/+<]$#^9/VC6)3Z8TRPA<=`*PL%0`XDH"<D@`'D2<#U[=R>W?0.=>'Y
M#5!V.JS*O3]4FZ5ISWPDPJ$D#/<GZI]>^ER:19T'*"ME:F1D?],2Z>Q&"/XW
MH_J/M&"/L(/8]@M/0&C1HT!HT:-`WCU^Q(\J#M0)#:G`BJ7:4!+CK9'*!1^1
MRTH$@X`[@@?9WRW_``J+RBL*83P9*#P"AS5@*4"5+<]]1R#W5W..Q(P=./=<
M$=Y^'MEY*>114;HY#./6#2<']XZ0K%C/(2RTXVO)<0E9`*@$J<`/?XX2?M'\
M&@QANCR&U%2%)"BDI)\M'U24D_OA/[VKK&H\AQD*64D\EC/EH&4@X']WO_<`
MULB)2XC;RB4J(\MQ`\ML*)/F-]\`CM[I[_:/GJ[(I$=U/-#3A!)&2WQ.4X]<
M$D#/Q&?30)2WOZ==MNHG;*[MI=W:0FK6==L!YE\MQ1(ET:I^RF+#KE(:':/4
MHI*%)=:+9<XX62<'447J2\#_`'#V$W!9I%%W$G7%MG<BH=.VUJGT&9=2=GRR
MEF#0*X6%)1%ECF@I.`74`E1)P=3:?H^:.P9./0>_\/0`_FQK6>\VR5&WRVXF
M;>W'6[DM=+M4B5BF7%;'LR*Q;U2IY2[#J=/D/)+@D,NI2I*4*2/=!.3@`(=-
MC;87QTZ5B+MW<M(J=%K]HNMTRKT>IM-Q9!EK*7$5",ZVD/!MT)*@VZM24H4`
MK)`.I$_2')CW%0Z?'K%(9>=4PR[%5-6J6DJDMYE*0IPXXE0!/=7$D82/739_
M5WTXUK8GJ`9M.MW_`'!NS6;QM=JXOQMNA0-:>?;<2S&1-4,XDEI22XH=CW(P
M.PW%LGO5*V[I4F+78CSXM_RX[`B/+0621A;20!EQ;BR`C(20,CXZ!V/=)BBV
M7;T^2:G%IRV8LEA#3;+(1&8\I24L\58Y+!4`VXKDK*L@DG!2_L3<;-5O=ZGO
M1E07D1WW(K.7`_(CS%K9<G*D$!V0'VPE*6UDI9&%)`*N^I+LO>;NY1:O`DM+
MI\N<S$:A1IBQ[2PH9RO*U`+4WR2I/ULJXY)&D^6[M]UJV)>-*O:T:\S?,2GR
MPQ2Z;-I+4/Z/AD!*$O3TA0?8;20E#9`(<[Y(&0#PT2Y:-:-2?I-?B-QH[;H9
MCU`MI#KJ99"FDE9(4?(\X-)6HDA2.1]Y.3LRN.T2FTN4]3Z@_-D-%*$*=D.R
M5*;\P)6XAQ8474@`9()'<'`SD-Q2]O\`>IVLNWINM?E1J$"MT-32[&IM.@)B
MT&H.D*4EF<X//?:=/\?$J(XN.EM)PE/'$[2WSJEN3:S8%Q5*9)>H+L84A]Z*
MX!)ICX(RTM?$J4OMV">P)2"0.X6[Q"^D6@==42R-K:]O2UM)$MZK2;MIW&`S
M5JQ<[],BCSJ=2&I86D2`VZI(Y)X94<=T@"X]./3GMYTN[5TC;7;I4F6W2'WW
MJE<%:@L-UNO.S00X'5)+A2EI2EKX(4$-^B,9R%*6]2*)6I5*O&?3F)U2BQ9,
M:E2G0D*I\><@!]YE)22EU0(!3R[8]3K[>IT>,''FA[R%K"5%`"B"LC)[Y!/8
MGUQWT&NIT..5MJ\LX*5<E85Z\ACD<8!]?7X?9JP)0DO^60>'F$8R0.(2<>]G
MTR/GC\VMGSR1&7W.,'M^_K`YBO*8*%@A3K0*`G"NRL`<L'MW^'?OC085)A12
MJ6I2#E&.!Y*&,9*L#X]_7Y>HU1VX`JZ+22<X-X6LDCOG!N&G#&3W]#VU>9X&
M8_;T#^/TL:MU#_EQM7^G*TO[>TO03&M&C1H#1HT:`T:-&@9.ON*R=SMQU%LD
MG=#<%2CE6,&]JWDD^F"HX^\C[-?M-8::+W%O`4&\E22>X4K(3R!QCMGCW],_
M#617>Q(.X6Y;(2H*E[D[A(:420V/-O.NJ0IQ6#Q0`4Y.#C((!QJXP(S_`)7E
M^Z2@)S[^`<E6".QSZ9_.-!9$M)4I`+9XJ6D$^6<8S\^/;[QWSZ=]9#"BQP\K
M\GZH.3D]^_<?W>VLAB1)/LS7U3V5_JG^W5\@=7.#3RZ\H2`.(;RD!7+*N7?(
M./A\<'OH&>O%+M-;\'9F\8!]DD4VLU:WW)@<*'4.(C?2,()R4A*$N\R0GLX2
MH*"L8U&MJ\B>Y?\`6Y$>8XQ+ESV7YLEE26URPVX"XAU21AQ*SA12<@G!^6IJ
M75=TR2NI3:NH6-;]2<M^YJ,9%SV_4Y$-$ZFNS(L5[\@^VDJ>92L)+:GD,J2V
ME96I0"2H0M/9G$5RN)G.,BIT>KU2G3VT.E2/:*'5I%)GAM0`"\28WF-C]NTX
ME>#D``[OL9?B:97]MJC=.9-K5JW)NWTV?Y/F+I<UWRIE&C(2E!#**C-6CE*2
ME)9X9\S&<N;M;,4>34FJ^BT:7=*)_E.LLJ66X\:J,QRI4XLMN^1[<T0MKVSB
M'5A`3S)4,-$[-5Z&JB4A#SCK%/\`94J<<?:`0'0VV5#CD\L)2GZIY`*&#@DZ
M7?3+6LVITR&U3-P-R:(Z$A3D6@7:XBGJ4\WDK]H4HIC!H+4O@<E(2&4=P"H-
M:>(VFM,]/]2M^FWG6K;W%KM3@4.QJ32Y:Y];5'<=1])1(,:6E<>GTIM@)7+J
M*4ID)4E#+:\$C6]=DYU1M_P_D;;TVJ3)%=38\NRJ94T"1)2]4Y%(>/T@['02
MV^^[4U>8Z]PY%17A:D@ITW9OA<VT=JUJ1;%8NE]%7:8DH5<MSW/.K,^K++K8
M'DOU*0IN*4Y2@L1/*:>6L>8"I.`O?IKNC;F1L#0(QOAEF*VY"+TF6_&;B)2A
ML`H=<\PHY=PE>21GMG`&@I=O=J:9>G2_9%'W!L^U=R55NQ:+;.X\:CT!35MR
M:O00Y$?I-5ID@I8758YXR79;:6W^:B2M?J=M;=6%MU9K]*8@[<1J*NW+?:M2
MW(E)IZ:6W0Z(6U#Z,A.QGN4>.KS"MQ?)2R225>@UI..S<FU==KE6VMW"J--M
M.]*JJJ5VGRPQ6+4<G#&'65`K<IXD*)#CD584Z#Y:BI.,W*\+TOVLQVH\^X:/
M$BI"/?MB,N,XMI:<J6I;A4\\5A62%DDGW1@>H*:LRRMM[\WCK.[Z;'M.KU#:
MFGQMKMO+PK%$BU&YJ!+2A$ZY9%LUR4DSJ9&>D."*\(R@A[BL@CDL:WS5&VV$
M>8VE*5J^LHI22<GN<$8!.<D@>NL9V?I(I.U=G,M0U->V,RISKI2KVB4XIX_Q
MQ*00/*==SR""2>&,'L2=DNTUJ9#0E:5)=\QPJ"L!/'D>)^/?``[XP2>Q`T&K
M)#+$>:I#'%+?EN@#S`H`!20CWB>^1D9SWQV^W#W/V1?WC_R$ZV+/MIIM'LZT
M->8%)SQXJ1E).>^,_M3C"2/MU9G*''94E"TI!*4J]U.0$J4I(^`/8I)(`]-!
MJJ6I:$/%`/(*7VXD]BHYR"#\#]A&G+O#>0E-%W@(!RJX;4R3GOBBS0.Q^'K_
M``>@`#?TN*_%4M*N!"O,""E1]"I00"#@_%.0.P)QD@9TXGX=\5V/2MW2X4$.
MW!:Q3Q5D^Y1IB5<AZC/8CYY/?(.@<>T:-&@-&C1H#2/>O+_2P7S_`$<VV_\`
M.9:!_@TL+21^N4*/33>P2"3]-;==D]R0-R+3)T#%45EIU*RX@J(4`GZP..([
M`??_``]_4:R^CTMXXE+(*&3E#82,\5>Z$\>7O8]2"#QSWSC7G2XTA3ID!(2A
MM004J5Q62<J)2D@`@`=R"?D<'6>4*,\'5.^[Q#RUYY=R"2GTQG/?/_J[Z#P@
MQ''EN*9`0IK@#EL#ZP)'J`3Z'[!]Y[9A%02(XD)"G`4>:H("2<'NH<1@$XR"
M#W]?CJMCQGYBRADHRGCW=5Q3[W^VR<=O3MW/;([:OR:=*90AA?E\VRA!*7,I
M*@I*@`0.XSCN/O`T#(7BN6HJJ7Q9=3E-%QJ?LQ5&5%ODQSD1ZG[B>3/$>8A(
M"2DE2LJ&>_8),Z"G(]-6R:TQ[0B)";880YE`2D*4A*2$I')0'')5W"AW[DG3
MFGBNT>O4NT=MKJ$1Q^WZ2Y6J#<$R)E]NE*N"8S/I\N84@I;@$-EN0^K"6G0$
MG)P2TYM=<$BWJI.=I+J7(T5X,!].%)<<*\.OL$G"V''%9:6"`IL`D9/8)!6W
M%&I453]3IL9J.W*+B9*4NEQ*WG%<4/%#W+#S1^JX`2#]7`]:W?6YZ'9EFS:M
M,@QWILJGIB19190I2%-J60I:D`)4KD3DJ]XG/88)"1MJ-SUAR/%J[Z6HBU+4
M^KZZ?+R#VR<E><82`"0D^H]-:]96\R9MO1;9I:Y*;?;=3*G59MG'EQU\@8S:
M>W)U`;YE`R>)2<GUT&?=(%U..U:_)OF$R%+>G(?\M*EK?)60M:SDO-(3CBVL
MJ2@`'B?4K,MNFT?<:B*I-P.(=975%32P0IA#CX]79"6%H+B$^G!>6\`9`">S
M<G0M>MK2_I%^#6($N,TEV(DR7T-)D^8TIAP)2I95YK6"I?F)`Y)/ULC2F:??
M\W;^\;HF4'A6*12F$2ZFVA1<BMQ9#GE%F.Z.[CV27%MH(`1@G/8$%PTVSX-)
MA.TV!$IR8KJV"H(B174%V,@(:?CK4A:V7.`]6E@D$\L^NO3Z)@T&)(FB/$C\
M9,-UQ]M*69#I0)2AS>3^46E&<X40!R)!!)SJ"E[W4]^W"]$8B-+?47FE1B'4
MQU.@+``&1E()2G(P3@CYZUI7-T%U>BUM3TEH,%E1(<.5K#:G$NAM))R<.)QW
M[)3Z93H,LV.M[Z:;W(O=TN\:S=4Z3"+3[D9PLQG4TY25<%)$G*X#I.>8+9`/
M))[;E?IR)#2TL@(4!S)4,@C!&`"H9/?X9&,_'!%!LK26J7M9:#+8*Y[*YTZ:
MZ@<HZF:C*J!8\IT$%SBU(92YGZBTN`]T@ZSZ73I3C2``UAL\SS<_:A!2>("3
MD]P,9`^T`:#0-7IJ8B25M*\XX"EI"\%)XA("05!)`)!.<GX]B!K"ZA'98=XM
MHPDJ(()*O0`CL?B"?ED8^&M^5@K2PGO@@X(R<>]V^!'SSZ_OZUI6:<TRZIYH
M$N)SDE7[7B"L#(S@@@)'KW[]AH-9S8T=UB05MI*A'='=(';RU_,9_N?I[R3]
MAQQV4VG3C&-O+1`'<8`H<(`=^_ICUU'`JJPM,G&?<C.H.1@9\LGMW[]OL^7V
M:DA[&?Z#.U?^]_:?]I(6@VIHT:-`:-&C06"ZSBUKE([XH%8./GBG2=1>:#$5
M4*-3""0XB#"7@'`!1&0,D8S@\LG`P,`Y[8,HFY@56W<*0,DT.K``^A)@2``>
MQ]3V]#]VHTMMQW68=+<+(#:H330+>%GFTRTA>4(&>*",!0!R`<#`[A6T9#C4
MA+;Y2"!VXY'NGB/4CXX./7OG/IK9]O4U$E(:0IWFL*(`!&"@%2NQ22``#W_.
M3@'&/7#6[,L6W:EN#N/=%`L*R*!$0]5[NNZ?#HE"AMX)RJ7/4TM]:,>^W';<
M='H4DC3.?4_^$+=#NP3-8HFS$FN=4.XK<!U%)8L@RZ)MQ3I;I*/\U;LJ#?M,
MR/Y8)<9IS+GG@\%+;"DJ(/B5Z3;EAVU7KVONYJ39%@6E3Y=<O&];EG1J;;MM
M4F/'S[;7)TM30C17'$EN,F,7IDN2/9V622"8K_7_`/A+=3LB_J;MYX<D>P[Q
MH%HPG8%Y[T[EV>]5J)>-74H18CUB6Q/GTZ2Q3(H2MSVVH,R#.2I#GLQYN>6T
M'UZ>-'UB>(A9<#:>^8M@;0[/M59%2FV'M9!J<:'<CT-E"X$:_9U4GR'ZY$8`
M1Y08#3*9R?/]F[J4IFYB*XE]MQUA*>#JUJ*@V5(RI:E?4&$J)))",#.0,#0*
M3;WXO[>OJ,N#=C=^X#6[RW1J-4J5QS8,2/2J<F7)#:FXU(I,-#4&F0V"0AB-
M%::2E'<GF5J4]WT>;N3:0W0;7J%2=I\^SKD9J*)"SS#E-F.(;9[E6%$Y(.`0
M#R[8.3&;<D.0ZC[9'>5%FP.$V`^GF0)#"PH1PE'IYZ0H9/%)XA)R"=/A6EMA
MN17.G:S.J+9LNW#9\B.U1+N?IP1(D63>-+5(75V:S3TA4Y45^/'0IEY:%,(\
MT+1Z\M!)+N\QMU:**C3'H]9E/1/9XQ<0EQX3D**UJ*2E;3B2D%`2ZD@9"O5(
MU9-N;A:M)2*96+>W"MVIQ!,8?J-A5VLVI)>]J;2P>4RBO-!:?*2DEL-!'8A2
M5)[!E3I5\0VH[:3!;^XK;SL$2$N)J4.,B8RRIQWT<=6O@RL-DE3>0Z!Z@9)#
MY^T?6;LM=K!GP9=+GK"%NRD2'HJ92&U\AS<CH*AQ2CN.Y5@<O7.`V9`5MUNZ
MP_;USLW/=]$@CS:A0[_J]4KS#\N(I*XCKWTDM27E,*4I:4J025*SZ=M7.X+[
M@T=I=O4]WZ/D,M/1EQHK:&66:'"2PW3Q':;2`TI"4.MJ`2D>6TDGL@XMEX=4
M&Q=`H-3J%(>H\VLLQD3*?!IA+\N=*=0Y[.TVQ';#LA]P`_D""K`.?JYTD+?F
ML;GT;HNZB.L.EPX-"CV9;M-:I=6J#)?:^E[TG"V_8$,HRI3L9FJ"0&$E3C#P
M1[O/!`1Q-QO$@Z[]G>H;?>5L?U2;J;=VU=UYW`XBC4:LM2J$U2K:EQ:;3ETV
MBU>-4:72'0_E$ARF18ZI6%EY14<Z6]TW?A)W7WM@]2Z7OZ_9?4I8M/6TR^]<
M=MQZ!N!(4I+G\:_C520S"4B2G"UKDPU/(<;"FSQR"QIN+"E&1%DN8DK>Y\Y?
M+*WWG0AR6M17^52)$E*G2A:B<\"Y[Z1K`H<>0'4A:2&5.M\D*6"VIP!7`E!.
M"H#/%1';XD9SH)UFUOX3CT<W8P&MX>G_`'TV@GJ80"U;#]%W!I+[RD*YEMQ"
MX4J-#!!*``X\E/;!.$Z6#MKXX/A4[KEB.WU/+V^G+=*6J?NE8MT6G+<>6>`B
MAU+$Z(0R<\Y!6VVL>\G^9//*9@2/-;96@H2I:6W,+Y)`..7'N!CXI(X_/MJZ
M/4>&@\GEY*QP)4A*RL)Q@*)0>6.V.63\OCH.H%MCO]L'OS'4WL1OMM-NU/)*
MW:3:EWT^H5Y,,**77F;?;<8J2T(0<J4ZT%(()XGTUM9VFB.MQF0V\RL`A34E
MM3:T`*`SQ6$D?+[<C[CRK+;>FVE615[-K%9LFLQWFG(=QVM5JA0*OYR%AQIV
M/.H[[$F.XAT)4A1R$K`64G)&GFNFKQT>N?IVF0(%^7JOJ.VOHJ6&W+2W6:8J
M5QS:8Q%_CQN#=<9A%5#\1I*GH:JA)4VN4ALN*4>Q#IR=%\)$+:2I-M\^#E]W
M&Z`ONH'V:DM*&<#(Y-$C[\>NE;Z;;\*#J4V]ZM^C:R]]=M&ID.WKOK5:,FDU
M$\JC0Z[!8ID:LT><OZKDB'*207&P$+;6VI/J27)-`:-&C0&C1HT"-NKQ*51-
MON0"L3[AP",_^T=.SV_1I',:DN2D,N(;;+3JT@>ZH*P7.!`RD>\,'!';/H=+
MHZG&5/1[)XMI<XS*YD'';,:!W&0?EWTE9N*^%M@-`#S&_12<#WT_`:"VTVA"
M/(6MT+4E3"T`JP0%%UE0'U?YE*L=]9`W&9904)2DCD2,X[<CWSCX`Y/[VKY"
MIZI#RT/#@A+*EI(PK*@XTGX@@>ZHGN,_;JY&FN,-K6VTE<=M;84ZK@%%3G?B
MAO'-?$@A:N(2CTR>V0M`I"D84^A"4'&.(.258XCN.X.?AZG'PUB-_P!R6WMM
M9U=OJY9*(]&HD)Q28P1RG56IN933Z;3&`0J4_*?XM/(3^P-*\XZO6[^[NSO3
M_:*+\W^W,LK:>U/,;%.F7C6V*?5*K4O-0W!BV]005U2KU.1*4VS`CLQ5!U]Q
ML'W.6FX=XMR*]O3516:1$>I^W<5QN3:M-J+2D3YS2PF0FJ5",XE):DSN2'6@
MMM"FV%A*@21H&?>K6];TNW=ZE[IW84QGJTP12H">2FZ1%:F)1%@#*E`EE@A#
MZ@H!:AGMD#2NMB+*LN](M1CUF%#*ZO07GW''4#S/I!Q'F,O,*.0@I4D'OZYX
M@'.M=]5NW;]PT2A5UN,H_1TS@ZA!0D-R'D]F5(X\E(4H@Y`*,X*N)QK4&RVZ
M\G;RN4UBN'V(TZ2W&3YW-T.1GL<UY2>*DA*1E.<<A@(SVT&G-Y;+ZD[`WA,^
MG;F5W]3UZ4Y$7!M^WJ;-KEOQ5O\`DIE,QU\Y4V%!9XK$LMJR$*PGU!<9VFM6
MKT.DT:LW#U_UV!39C%(?^BC0Z'%FQ&W9V:M'GQYD5!0N/!(4R49*'DY4D)]W
M5YW3MZG[IU2VMT;%F!VJ4B!%8<,(*9]KBC"UN*;64Y\P%2E(<3\,%)^&SK+M
MNY'*;&34K2L6KJ\MSO7:`FI3$DI)4I9"?+'-/8D<LE.!A/'0(;ZNF-[?Q_VY
MLG8GJPK]\MWU=[@N.X9]N4U^F6MMX(C9;J+,N,RB/(N(DI0B`A7-300]Q.-*
M?HVSL&BT:$NZJW^/UP0Z>FEMW/5HR(E6JS2"6VIQ91Y;90$I2MYS!PI0]$^\
M,I1MK6JS=-.GRH-M4&F1Y#RG&*5`7$B1%,+#/-B*CWD+6TV27`/B?0#`V%5F
M:C>UY0[;H:1+M2TT-1KAK#"2&'(+ZQ(1"C2T)\N1(?*$I4EAWS&E9*DXT%]M
M2BF!1(D=\K3W+C20<884$>6D`C&``>P)!.3GXFQU5F7&<\MS@&%%96<'GW5[
MI&2H>I`./@<^OIO6538DFFLNM,.P6@D-(BK`2XPAD>6E)4"HDJ0$K)/?*O7.
M=8?(#:&U\T)4$DHRI"5'`5Q!P1]G?'YAC0:3GK)XM9`2M"LY[*'P[9^\>NL*
MJ"?,0HD]V$\$X'UN*@4D_:?3X^N?@-;@JL-XO><EE!:0DDJ'`*!YE0P,`G`Q
MZ'U^[(PN3366%*?7V6YS=0@I04J\PGX!/IE1[=^X/J!RT&J9Y&8YSVP]^;)8
MQGY?GU;J&1^.-K=_^O*T^_P_D]2_CZ?'6722@+E)(3R5@-@A.?4@\?7CE0[X
MQZ`GMJTTI`-QV>@)'FM79:Y<[`'WKC@+]<9)XD$_9@$]NP3`]&C1H#1HT:`T
M:-&@:GN]EM5^7P"A(*MP;URH#WN]UU8E0^W)]?S:_8$%KD][[G=+?Q[CNOTU
M4UV,^;YW#<*/=%^WZYR42<(3=U;5D)2%K.$>B4)4HXP!W[55)C2I+K:&(LEQ
MR6PB0RV(S_F(C<G/XZE-AM2XL7"5$R'4AL!)42$]]!=8\%!CM);<4EQ25!`4
MI(&2M7$D$8QW&5'L/4D`9TC?K=Z_>E;PY-O&=QNJ._)-NSZQ"4NR-J;88BW%
MN3?TQL$H9IU.;?2U2J=)4A1>JT]3<6&T5+4LE&D6>(YXXG3)T)V_<.V.VM;H
M&_G5N[2FV[8LFSI-/KUI;<U-;BT?2F[%RLK2W'BQE.,O-VK`+DETI'GD(6K7
M.]ZI]_\`>_J]WONS=?J"W`K.Y-]523(><JM1<$2F4F,ZXI7T!;M!050J91::
M28]/#"6W%L)274J5[P!Z'K?_``G+K6ZEG*Y:'3*(_2#M3+9GTAEJAOPJQN5<
M<:0VX$-UF\ID%*J-(>B%SS6:6X&4J5P:><&%:P#82]YJK-LNJW/-74I5W4.`
MY6ZA*47)LBK/H6](GI=4<>U5.0%R)SI0HO.^^D@=],`5JG+CL)BE*U1DK0I8
MYX&,@+4$@@<DH*@E6.0'II^7IPHE0W*Z%;'W>I"0[(VZN*X-E=S),<-O?1%?
MA*^F;"J4YEO"HZ*S;DE,%J84I:7(@O@K*B<A(.Z/*/:]X4:A0JT^`J:I8@Q5
MJ2CS'$%`'F!0)*%@\2$E.>Y!]#K<W5,Q7NF.W1<]-MNNW5:4ME;\QVT82ZE4
MJ.RE]M'F.Q$'E(:6XM#;G$!33)4ZHG@<M5]$^[]>I</Z)D+0[-H<B,X\'/<?
MBQF0TI?`$H6H^60L!LGS>1XD\D@OZP=WZ)?UOQV1$8EQW8SS#X<Y/,A1B$ME
MU@%2CE]*20H`!?$JQDD`RY;V]O2%U&4J'3[T=^BY,U4B--5=-LSZ;+COI6D%
M?ME480PPXA;:O>;>\M*NYR<'6][-V;Z)-OX'D-[DTVO4N4T)1HKM\)73`I6'
M,NT^/-\M"@!@M-#B/1*0`,*LHVPEJIK(K;UL4&;!DRW5N4R;2J=-@//.*'$O
MT^=$=2ODDE(4A3:0,A04<'6U*OL!8$^!B/M+8D%QU\.+?@6Q1H3T1"\CE%"(
M@#93A*DH94H`Y2.V@3K8>ZFV=\-R+`VP9=J=N12&G6HGMAAL+2KA'<]ID-!I
M]`6.WD/.E*<%6``=;CM"P*](NFV;8<\^0_6*LB.EM/):A$#J%CACEP*4D#)[
M83DC'KL<46UMD[4@1X<*-2HS$HS'W%PF6T!/`J*$.-,I)R5)`1E61V`R`=1O
M?%S\1O<?:6JV5MUT^;C7!8NZ#%7;O"NWE:CD>)5J#2W9(5$IT"7Y;[3K<K*`
MME]KS$!9\Q'EC&@G'/T2-1*;1Z>PUQ1&@1HK[:Q^Q/QFTH*6TC'$*[J6#[Q5
MW(R#K&Y80EY?#`'%&2GT!^.3Z`XQ\O@=0R>C/\)@ZE+;;AVOUBV+;W4!1:>B
M#&@W]:M-CVENBFG-<&5FJ!I]NW:U40`'')BXK#SJ\GN,9D-=.'B[=#W5#+;I
MU)W$J&UU^2^9B[?[O1&+>^F$,NK:91"K,9"J*^^I`2M1C22M15^6`<).@7O7
MXS;#REI4K(<2/>(Q@E8Q_E^;6$SB//3W'[`CX_\`97M;2K$*5S$E3`,1U,9Z
M/**VS&F,22X&I4-\%34B.%#\HZE0\L%)4!DXPZ>UPD)"V@G\BC!PVI*P''O>
M0I)4%)[^O[W?0:KJ2O-2MPD!2%*`"2#GW^V<CX8'W@=_73B/A^?R(W6_H];/
M]J)FD'RVO,;=2AM)45JP.*?YL_,?Y>I^)TX'T',J9I&Y_)`055RW#VQW`I4L
M>H^7?].@7[HT:-`:-&C0&DF];SJF>FZ\W$)2I0K>W8XK'($*W&M5)[8/<`DC
M[OAZZ5EI+76:TIWIXO%"4!9%7L)>#C`#=_VRM1[@^@22.W<X'QSH&8XZDEKD
M.*2H9(3V&<9]/B>^"<#/;(UF](C(1#4[S7DI0>Y[94I)/W>I_P`CJSP(CJF5
M*#*2A924=T$<>..WK@`CN.W?X?'694:,^&7,MC&3G*D8/Y09'O$)[>O<_#(T
M&6T6F1N"G@MWS"$9]X<.W<'&>6<_`]OE]F1(B)7(0M`?<=\U"DMQVO/<44*3
MV0Q_JBL#!22`H]C@'&J.?.IMKVY-N>Y*E2K>MFDPGY]4N*JS6(5%@Q8R%+=,
MBH2%,L)="02VRE2EKR0`#ZQB_$F\=2)3G9VR/0K67V76I=1IM^]0Z(C#[$Y+
MC;D-N)MJ)!\UMJ.ZM2IE46T0ZVV3%4HA(T#NGB;=3G2KM;T];G;0;L;H4#]4
MO<"AM4RT-O;?=AW#<[U;Y&1"=J;41Q;E&C@<48>2")!#:5<@4B/]T]NPZNN'
M;$HR&G6:1345!_LVY2Y#49"GA.0O)27%<5(!P0E7<%781[J[<]TUVX%WS7+H
MK%RW@Y.5<%6NFX9KU4J$BK)J(DLMI+P\Q#$A:BA"&U\&.0/%(!P]STXWDOZ"
MHVX,-AEN1<+;35:CF2EXLUE'Y"8)G?\`)IDK9*VO-(0E*TI`[C0/76CMLB#0
M!<#U5;<A*C.RX`6[[JBE/))<4@94GL4DX&>)!5E6M,WL+/NHIMRL5UB%[2Q+
ME/>^DQPID$(("@H9)2>8)!(```[Y48[<4+<;9V)2*+`+%4J#268:XR_9TQ7"
MX`E:W$!(2AI)',=@0>^1Z(8N/IEH[]SQ&JU)K3;BIZ'I\QBXEP([A4VAMTH;
M2I:4I*DD%((R0"4D$Z"Y6/TG4*B2IEW4O<FX*`W(0)-0C6]/CPX-1C##C2EQ
MTEP)XHXKRTA![DKR21I9^WUV;?VS19L"?<B:HU4Z:_!:;?<0[-J2L%HKE.D?
ME'4J!#>,'MG!&"$[CHWM5Y3$VD;U;BT:C+96B12FZV71**V4CRF7/+4`PE20
ME/H..#K.*!TEV'#H=1AVW*FS:^W37Y:*S6ZO+J,E$V&A3T5+;:5)2RE]Y(2X
M$)P>141CN0V);=B7!%A/2K;K"95!E>8_&1*4X\[`<=)6&'EI(`0TE?#B$<.P
MX]DZRJBT61'>1;S\F-4*I<+S=+IK7$EE,]UT*4%I!!*'`"$8Q@)5Z)5K7FR5
MP7+!I:Z?=L9VF2X]0:IU<6XER.P9A0^M:XR20E]E?E92MH*3W0CEE1.DP==W
M4[N#TNV91;PL)Z!0;^K5?H]1L2JU2FLU:*F#&?3[6Y.@*)>BIG)DLH;*TI)"
M%$E(&5!)%MRD-6];E/HB&DI5%I,6-)2H#+<EF.H2`VD#*4ID+<5@YQZ=\:\\
M>8GC[QRD`\05'\^`?D?MU%^V-_"']Q8DE%.ZA=F*/=@:4W%5<>WJVJ542RMY
M*)SDJ),5Y+C[S2W2CRCP!"%*6!G3A=M^-KT&76TARX*YNGMHZI0<,&M6Z9L*
M*GF$I2_-I96EP)2L92%=P%'U`(!SJX:>PUA`4]C"58)!.3]Z00,@=CDC/;)U
M@-;H\ODX,)[I41Z9PI*<?MAZ@=C]_8#&L5VIZM^EW?:*W+VKWUV]N4N%Y#<"
M;5V:!5BM@I#H^CJNZA]2B7$X*2H+42!@)UMZNQ)*5JRRLM.Q_:&I"0%1%LNI
M`0M,I)+!"L#&%XPI)!((.@3Q4*>4(FA]1"RT^0$*[$>41Z'XCX?'[]2-MCP$
M[-[6`9P-O[3QD@G^0D+X@`?H`U'VJ2#B<%MD%+;P2I02I*AY1R4*!4E2<C!(
M)&=2$-F`!M'MD```+$M7`'8#_,6'\-!LO1HT:`T:-&@QJ]*C!H]G795JG*1"
MIM+MJNU&H37$+<;B08-+E29<I;;?Y1Q$>.TXZI"/?4E!2GWB-<U?JS_"*;4L
MZ)$LSH4MF->E:9B.LS=[-QZ9.IM*H\N0PD$VK9CZFGY<A*O?:?K/F--@!*DJ
M5R*.CKOT,[&;SC`5G:?<4<2,A6;0K`P0>Q!]"#Z^FN%W1HB%0Z=YL9!:$)IQ
M'-IM20XZTTI;B>Q*5N94I2NQ4223R)R"ANH'JUZF.JFINU/J%W?O*_O-E*DF
MC2JI(B6]'_*<T?1E!B+:IE/'?AEN.]RP#C(R='1H`B.LK;@1X\-E#B6V2M]Y
MU!=24@F2MTE95E/(E"L_#`[BN]E\X!?L_F!/N))2D@!!^J,GL!\!C`U4*;EK
M`2L/J2"#Q4H%.1Z=N6.WP^6@\5$$@I0EL`>B23DD^I)Q\``.VK8_$2E#KGF*
MS[ZPG"<>\K.,XSVSC/?X?/5V+#^#^17Z'^9_Y6JWV5F7&D,MMH+B(P$E:$IY
M1TX1R<6?=*2E?$**3RY'MH-456&AD*D!U96H'W5!`1VR1Z#D>Y.>_IC&/4O%
M>"GUY0^F+?']2+<BJLIV&WPE-TBZJ56V&9]!HMQE+<>EUM#$L+92F=[D*HI?
M_(AD!2>*U@Z:\-`C+9?2^IMY7$%M+K87WR<A`4?K''P[$=C\-:_GP7Z/[0&&
MECFOS&RTVO\`C9Q'%27FT)(2%M*;YI*>*@I(*3]70=$WJQ\"/;+J1H55W"Z:
M:33+5N>JQ':PJG4]UE-J7,\N"W+;?C1T-E<%J2EPN-+A^GNI22#G4;J/X=-S
M63N1,LS<*]YFS]4HSDBG3:56IT^WC/JB%+0RFFSY3\9$J)+;(=CK#3JB@@$'
M/$RO?P7[Q.*)U8;%IZ<=U[D85OWLI$B4NF29\UN+)O[;9AIJ+0:I2_:G%2ZQ
M4*,H>P7$XA2EM$LAQ(2`0DK\)9\1:MUOJKVE\/GIHG6'0KPL:+`W&WWW5EVY
M:]8N"V*C5$I5;UC4JLUN#(:H<RGT5Z/<4E]B2U)<F3(E/?2E,9Q#P)L\,WPH
MK\W8WSI,:1<=05:"(K-:J5RWE<4)4A=!@.OQY<JR+3FO,U.[$+(9CIK%-8#$
M`25+=1Q6%I?)_"$]E+$V7\#3>W:W;JEHMV@6U6-K&XS\=EL3Y[\>XZ;5)%0G
MO%(4_(G2&RA[FI00E"4)/N^["MWEZ@=^-F;FM;?>VM^+R.^&Q8B3K?WDJ%9C
M3JQ2I#LD15T^G1Z>^Q29M"J;4IZ-4Z.VV6GX;KRBVI*%@R*>M?Q)[J\1_P#!
MOMP]S]T[*C[:[^4Z\-IZ#?5G0'R(-^*F7LW0*->-GTU24/-4Z]TD2A20AYBG
M51$AEF0J)[.6P@]5R"J=;R'5N+=D.K3("BE(XJ>>2ZZ/B2,+4D8[\<#6LH\9
MT+=#HX%F0A3>`2%A*3R"\@$')`/$#'KCN-;I;8+U!;865LN)D.L`N`AZ/[-)
M4V6E+!YI6A+?E.`'&0H9XZPFL4-+C2I,.2IYV(E2768ZU!Q;KA\QKF`,%1""
ME).3CXXS@+A$JL:3&<*FVD26FL``J42X@!.3DY'H2#CL,8/IK\2HS?<6/+\L
M!8*.Y)5E."%#`P,_/OJS4BGM(:+LAP,R%H"C'<_92\I(RSQRI'(JR,8'?N._
M;7JPZIM);+JD/EU8*>1\THY$H`'<E(RGL,A/QP<:"\""D%*@ZO*5)4,I3@\2
M#@X`.#CX$:_:BXXBG5-MI?`R(#R%KXI40AH%U24A0[>9C@HY[)^!.,>['+R6
M^?+GQ][EGEG)]<]_N^S&OB46@S(\[AY9AS@>8RDGV5P@8P>_;/W`Z#I+?@AL
MV1-\)247WW'A'ZK=]H\=MPE0B1TQK'=;BM$]_)0IU;B`?JEU21@`#4HO46/\
M#]6E?A*U<I4%`=7&^@[9P,TK;M8`SZ`I4%`?;GU)U*<T!HT:-`:-&C0)FZC_
M`-@LT?'VNM?\&@_WQI-L>(IY#:V^:WE*2&V1P'FN\@&VP2!CS%\4`GTY9TI#
MJ?K-#M>U:7=UU5>V[=M.UWJE5KFN*\)S5)MJC4:/'87,E52K+4AZ*V&T$MM1
MEAR6M/E\5<0!%SZN_P`(IZ6-DF9-H](UJQ^JO<E3\Y"[\JRJK:VPEIR&P51D
M.1FY#MU7FTEP(*)-`>:9>(*"I/`MD)!-:N"T+&M:7N+?UZ6GM]M[2Z?/E5V\
M;YN2F6S1J4*:I'M\1;T_#DB2A:%*95&9>0XEI:`GDH%,9_KS_"/=LK(A5C;W
MH3H;.Y-W28<^B2-ZKZI?T1:%`7,6[FM6;$?=3(K[=/4UB%59:/HRIH=2N,P@
M)6!&NZO?$"ZL^O*Y6:OU"[BSZE0Z/*<E6EM=;+"Z+ME:#+S+T=\6_2(KR`\R
MXB4MLKN1F16W.04ZZ$A8*-5T?SVUI</E-K:2PY'4G+999R&VRW^QAL)[);`"
M`,@#!.06CLY>&YW63UV].DOJ+W)N[=VZ[ZWSLR+-J-Y5J54Z='4Y46EMQ+?H
M3A51J+'<6VA*1#B)RG!R%>]KH-W#M$Q3E/Q(Z.2&WW`XIIME2DJ2I+(CN*"`
M'!#2R&62`%);^M@X(YQ/2I<2;/ZJ>F6Z_:_8%6YOOMI5&Y/FJ8+9BW-`3A+J
M"DH*VR6@D'N%E(&,ZZ>U34V:K.+/%/MK[LUZ,WR(;FO3JA[2PM&,!UE00VZ"
M%<5)2D*(&@;EW'VC%5HE=@.,/+,I"9$1!0R?+EQP%--H3@'C(<2E"QV4D*.#
MD:9ZW;VQE5@U(.1F*-5Z.LL.,L%:<2LDN-A3N5?DRD?5/))5G!]W4F&Y[?2]
M&DKC-AU[@%);0V"X'>8(/<J')L\ECC@]L^G;3/?5SMK)LV^Z=7$1WGJ1>3:&
M4OH8XP%U]LCS(@Q[BZ@^"5KYI"UX)*@D`$&U-KM_+BV#FN42ZG:L]1Y3J$EU
MMMR0PB(%!*V\DX#'ECB5<@KX@CUTOFV/$4V3H]&:>-5D+J:DI9D094918;00
M2'&E1?RP4%X2H+<XXR,`C.DPW!M/$O>.ME]U#;;D=R,MI+8+D=IQ*D.,H04E
M+?#)2``!D`?M<G2+O2G;]-F.S(JZ@MMI4=4SR6<!+)>P@2.(`*"O/$X4.8/;
MTR#C-;ZHZ7=-$J-VT:6[2;/IL*KU.L5R4R[Y+D:!#B<S2H^%.N)%1=>A3#)0
MH)4V5)`2K!TIUXQ^LKHJL6B=:/13=C=T=/-7HU#G[W=/5?0FO0Z75&Z='EB^
MZ-EER9%@RBXOZ62T^1#0ZV8:$CD4T5S6S3:%LA<]K0H+7FW'8U?H--;]F;3,
M6W(<FU6;*CH2DJPMU/LZW$A*B$!!*4H[/<]$S=&W/Z+-F:==4./5K>O'9N@4
M.XJ=.<:4W56%4EEFM07T2&WD3)"&1Y;C#J%<U<`20E*@$>C97Q]=I;YCTJ+O
MALI<6W;U1909-UV!/9N6W7I3C+3BI;5#<6Y5V8QY^^5N#BI"DY[=G/MJNI+8
M+J!I+4_9_=:U;O7*<5RICDYFAUB-P)<<9?IU4<;D)DI3E(2E)27$E*<ZB'^(
MYT<UGH#ZN]Q-K%)=>VRNNJ3[\VAJ$(.KE/[:UJ4[,]C<F-H"7G[<J2Y4"5'0
MH>QL^SH2A*0-)1LVXJA;%68NNU*J_2KEAR6I4&L09<AB6AYE1,9]]49;3DH-
MI2DK8</Y4`I(P<:"?-56GF$R674I24_5;SEYL%)[/$?DR5$926^Q![C&#K`Z
MBGFJ(@D@+:2@D8R`4.*R,]NQ2.WQ&1D>NF/>E7Q<+HGU*UML>J:DTNNP:P]!
MHM.W6H<GZ"J,27(*(-/378*<J+2GB!S<+@=)PL``G3Y3C:%J:\ISVUIQ"G($
MG]D3)C)'NO1W%92I/%>04'XYQG0:PJ;"6)``4I7,.9R`,<%CTQ\RL_Y=M6BG
M_DKIM58]XNW=:H(5Z)_S=IJ<C&"?3/?XZR2M19/GH6([I2D/<E)3D)Y+04\L
M'MRXJP?0\3]F<;@GS+GM((]XHNZU"H#N4CZ>IIR?EV.=!+^T:-&@-&C1H#1H
MT:"/#UO>)AT.="-;W2J.^O4!9B[R@W5>,Z!L_M]4F;^W7FR7KAJRS3JE;=JI
MJB;1*YCBX*IMT3*4:<X%"I1F'FG6DPR>M;\(EZX.JG\8K)V1?9Z/]EDRG*'`
M9VNJXG[JUNCL?7AW)N@VZXZV_-C+\RH4FEMLQHR)*V@M2B"6W?$GDQ87B2^(
MTXXMEMQWQ`^M-90L\3)4UU,[H!#:L`J6D))2$*/EY404Y6<HV;0]67(H80N*
MW'0&T^SI0VAQE9RE"@CAE""GDGL2"24G09/3:;&\ZI7%(]JJ=?KJY,N?5*E+
M=E2I;\AQ:WG9KBB79\IZ1RDN2Y*UNJ>6HI"4A*-8A(H,J,')F/-?D2&0X7`.
M0\Y>%^\`%$)R"`2KOGX8&MEQ8;T:*TR4*(91@K[`$9*BHY63WS\3^CTU:*^Y
MY=-YA9;Q+A'D%E&!YZ3W4"-!J6O4-]9>)*@&GE)Q@'D&U?$E(QG'?L<9^..[
MP?@&;_;>6;U35GH]Z@RI[IPZV*8WMI>$.I/O,4JF[@4\2Y>WUYQ)H5Q@3VI,
MN92EO(2E*T266U*4HL)0VE4T1JGY\.*(Y4DN%4AE`"UJ6DE0R`5%0)*220,$
MY]<C6;%.NF@5VA5BVI52IM<MVLTNM6W+C2&H_P!%7!3JA'<HL]MPO@Q`Q4?9
MO->3Q*&E.%)3V.@EF]670=OSX9&]DBO+I];W+Z;:E6X\*V]S:1$DU)N`S)0E
M]R@W5'IS:7X\BD(4VA52>;3&?AO15+<+OFDUEG]4,O;6X*/=$*1[;:-;F?QS
M3$ORE.0D.-+2EXH2L*2RMUUM20X""CD59XY$J_PU.J2S/$\\/;:;?:Z[2I52
M?W&MMK:O?RTJTN*JD*W)V^:9MJYT,)E(=#$:OOT]-8IS,AMM3\.8AU1Y.8+=
M75?X"<.0Y7MQ.CVIS(3;\N;-JNS=W3'94"/";:4\ENTJHT%*DMK=4%M08Z<`
M--QTH*02`3U%ZL;%N.;3*K1KVA1FGEQ"]3)RV6T-H4VE3[B"VM#A#1'%1)[9
M(.`=*3KG55:<JGQ_8J_08[,:(P%SI-19;3*0VA/Y="0\%+YCDI(&>7'`R5#C
M&IOC8V[+5K=8H]R6_>-D7O0)$J#5Z14J55J-&I*FY"D!3#+S+15%D%//SFT*
M9)PHK&<ZWMTK="'4)U8W];5J;?V_<U>7#:=3/NFJFML6#26&WFVDOSI8Y4A]
M,/F%*0\[[V.(!Y<=`Z7U+=7%L1[$K+Z*E3Y5`ATMZ9*DS`"*I48\57L-,HBB
MH^=(?D%(XI)4M&/3N-05MS+WKNZNXUXW?>CCZJ_5J_5'/:J@IQEYJ`9"T0:>
MQ'64H;3'9;;0E"4\N2>P],S1O'4Z#Z+T(^']TJ1Z=<"KRW4K75+1/QVNL,KB
M41^,JW)\EVB4F"0E<>APG&$.-`X#SZ2MQE#B1J(YU&6S#AN.5Z)3&U+DU!,U
M[$-I#L=USRW%J<4$`CDI2W`O"B0H'()5D-&4%@QY#2&GE@M@*Y$).<$#B0`/
MB`?7L1I0M"KI2A#+SSB94=LJ@RTO*3(IBW,*4NF+(S#==)YK6V5%2R5?'&M$
MVU*3/5Y2(B"^4<VU(;07'"%I`0@\4]SRY#)"NP]22=9P)3-(;3,FR&VWRHH7
M&E+_`"K:&\I02V0>Q24D)&0K[<I.@?7Z._%8ZJ>GJ"BA1[E?W>L$QF&Y5A7_
M`"':W)7#AK;RS0ZO)>1-A2"@K#3*'4LE2R"D`]I0?3'UK;!]5U(A';VXZ):F
MXBJ<F9<FT]Q2/HRK4&8&FEO-0'9+B$U2.2LAM$8N.E:%)&1WUSYK(O)B<Q+A
MNN,P72LRXJO,\I:O9@I?E1RA((YE0&!Q'ID8]-^W1NK<]AV3!W7V]KB;7W4V
MTF4.O6W6D^:X\@4>LPILB/+884EQVG38WM;,AMQ93(9\YI3:V^R@Z(,Z'[*4
M^^I2EA*E@@`!:BDK"3@$IY*5P)`)3@GOG*^>AG^16YG]&[=_M5*TS'TA=2%,
MZK^G7;3?1,V.]5;FI<5NN(ITA)IBZW)@M.R7T14N$169,Q,MR`QP"66$MM)"
M4MXT\OT).M.4/<E*'$N.HKE!\T!7):>5,E%OF3W[ISQ!)(`]!H%[:-&C0&C1
MHT!I,76*EY73W>OD)*W4S[+6A"6'I*G.%\6XHMH984EQ3BT@I1@\4J(4KW0=
M*=TS-X_^\NYNP/A6[_;H;07?)L6_:+>?393:5<L.,S*D08ET=3>T%KUIMMI^
M+,1F91JO/AE884XA+Q4TIMP)6D$NWKN=M-LO1'JSO!NE8^VE&B0F9JG+MK\&
MF59;:D<W6VJ,IQV8\4J6$MK2E(..*@5=]-&;[>/OTS;5ON4?I]L^O=0=?:<D
MMHK\Z,*/8[<M)4ACV:&\XS4*RE#A\TJ*TQGD)YH``[Q1]Q=P]RMZ;CE7=NW>
MM?W+N%Y[G]*7)->GJ8[\THCL2(\5IA(("D!+2U)]`M(`3K#HT=E4O!#;#DCD
MV^[Q2VM0P>SBD@$]R3]GP[:!7/55U^=6?6=5ZU^K-N;6:;:4J6MRG;86C/D4
M:SZ9`<6%L19-*BK2S+4&T)0ZA]QSD`0<!1RB&5&:*6XK;;,9J(E#33<5E$=D
M!`SE#",H;R",A)QD$G.LZ138D0<&O)=2LE1"4@\#CN3D'ZW;)Y=^W;MJT387
M^>EHBCT64J"$#]IZC^X<=OLQV#"GV!'X*"E.!9*5MKP$*`'(<N(R<*&?_E]E
MP]%N]TRU*W5-L*LXAZF7C,34J<]/;AF(PY&;+:X_GNX>92IX83P//F$D9"AE
M&RXCCF`N.5X.1R2@X/IVR>W;5DDQI,6:F="86Q/AEEZ&^R/+>0XR4/H0A;:@
ML!QQ`2L(/O`D'(P-!,MZ$=V+9J;LW;NZD+A5V>[+ATQ#@42S&2A)=G)\PG#K
M!X<49\HA2@I/H=+1W2V3IS%*:J,ZJ-2(V%O-NH5'0IX>:M(+JT`*0OM[R`H#
MWAC`.F5-KK=W$OO:;:?K5Z?S(DP*A2WJ-N+1U(=F.TB\:3Q-VKCH965PH!('
M%)2D`$'N!C2OZ+UT6KN!:,FVIU<MSZ8BJ6Q/BO5)M,R/,0E/FMHB/)3(0/,)
M5A(4"HJ)][.@6Q`L.@HH$-QR>T&FVTK2%.IR@!LJ"!E0'+L.V!D8)QG.MC[5
M6U;TIZ6ND&0[+96F1(4\AK"64-@%+("??;."2I:C[Q&,ISIN8[TU.-3J=14T
M^5)CMJ0M<QLNO!UA\82X0A2G5,L(<2H*\KBA'UAQ&0MS9"_HU3N"GV!8]1IE
M8W"J+;4.32Z3,9J,NF0)`2IZ768D3F_&;84ODM4H`I0,JP!V"Z[WM6W*=AWK
M*G-TS;K;ZF3*CN=5J?'0MNC1X;K:GI\Q#*2I3L=)"5)6.0*AC"0=1'>M'J`J
MO4?O%>]5%;?G612FWK=LIAAM2:6Q2&WUIIM4AH>`>$R3`9CR74K(:RZ0@%!!
MU._W9Z1F*%T0=85G4GVBJ7CN7L/NW4Y<Z&PEUXW3!M:948<.B+]UU#E0FQ<T
MUH+`.4@$8USAILR8_:E/ER&9,&H.1XC4YIWFU)9?B,Q8!8D#)(<2EA04"HYR
MKUR=!9XR?9>2DDK)0E)*L))4VTEHN>[^V44>81Z<B?AJ\JB"7#)D.NN(=/E^
M6%*;0%9<(6KRU)+@`1C@LE!Y$D$@:LT8ET(2,N+3P+H/<CT6HKS_`+7N?7MV
MU?VW6E_DVG`0GWN".R!C(R!@`?6/ICU]-![P5-4TQWHL5$>1#'\9R(DB3"5$
M7D*6\U[,ZV5.J4`HN.+5[P!`'P<BZ>O$LZG-E9D0-WY5MRK19C-4]-AW]5GJ
MG3#"'!#C;4V23(;=X#BQEP>7RPA7?(;:/I\/49SC&,C.<]L?//;'KK)*>TPA
M0=0\W!99;4^J2G#2$EL`I!<2D\2HC&<')^TC02A=NO%^Z7KPCF-N/;MV;+5/
MV9U=3?CT_P#&:T8_".5NO-28CBI[?)0<(8=)6D`?#&9I_3U7Z)=6P^S=S6W4
M45:W[@VRLBLT2J-M.L-U"EU*W:?+@RT,O`.M)?C.MN!MP<D\L'.,ZY%\FIT=
MZ'-EAVGM.*C5%#CX*0J4E$)T\U.!`+O;`)4/N)R==8+H00&^BCI*0D@A/3EL
MT`1Z$?J?T$@CT['U'8#&,`#MH%7Z-&C0&C1HT&J-^#C8[>8_+:C<0_HM"L'7
M#0HJ"Y2*8H*"08D-K!!)SY"!GU`Q[OIZ]]=R[?K_`$#-Z/\`>GW%^&?^L^L?
M#OG[L'7#%MN0#3X+3K[8`C,E#:W&T*RAM"4<02E:L!6/CZ]\G09_'IJT,`%Y
M)R2OLVH=B<X/Y0_:/767"!&P,(^`^7R^[M]V3CYGUU9V0"P\3G*(R5M]R,$X
M[@#'(8/QY#OJJ]JD!V2@NE(2EI2$E*!@91S*<HSC!5R()`[^F.P$NCA]Q*FG
MD,)2V4J2II;A4HJR%`H4D)PGL0023Q],'6-55A^GOK?994ILQ0P\A)X"04(0
ME3@620E+JAS2A05Q"P,GED9.Y(?$1Q:75<^>$*`;S@I3C&4XP5'UQW[C.,C5
MOE5N.FEMNU".)#K+@:<"TK0XIM&6\!#7`I2"I"\@8([CT.@QNG2)50F-1$P'
M60L**WR\VXAH`=N3:6PM15D8PM/H0`3@&HKE#:5&4ODVX]Y"R%%I0"UC.`4\
MU=CV2<#/V#N-9K28*H3*74*#SCZ0Z7V0AY/EN#*&R6PIL%"?4$<\]R23V])$
M&.ZTMI3(Y)0I"`HK24*()![J'=*CG"NQ]#V]`R+H<ZM=Q>@WJDVMZC]JU51B
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M6<GF5.E2U$G*PHX[ZMQD,M(J+3CB4NNNLJ::5D*6E*%I4I)`4/=4H#!'=1`&
M2<:^:9(<11J>EAP(9D+=!"$H*5L>:ZME.2E7NA#;6"D]P/K$*43\NTAJ>^A_
MW4O,I4D%2B"0M25%7#S$I4`4XR4E([@@:"TESRAYQ1GRR72A*@"<$J*0KC@'
MY'CC/Z=6Y#WGSFW.!0%*4<%05\`/4`?`#X>I/RU<JFTEE#+22DK7*4V]P."X
MS@CEQ2<I;./KH"1Z]\$Y\D16DK"FFB%I]X%'F*('IDC*ACOCW@1G&=!D95P;
M*L9XH*L?/"<X_>UC=;JZ8U+E2%1EN!MET<$O)05!YI;.0I2%`<2L*.1W`([:
MJ)\J0Q&:6'%)(3ET%"<J2E)*T*249')(*>P!&<@9UA%=J:)5-6PD>6E:T>;R
M/9;>0.'O)'Q[^X0?4DD:#IE?@>I__1*5H?S/5UO@/O\`\P=M3G]_4J345S\#
MXP/";N1(QQ1U@[YI0!W`2+?VR(`/<D=R022>_KC&I4>@-&C1H#1HT:"&G^&!
MW+<%.VWZ$K6AUVOP[7NJ_=^7+GMRF5VJ4BBW2]0;4V\DT%FZ(=-?8%:IE.DS
M);R8$DK;*I#F$^^K,(J&&!';$>-$@,Y[1H49N+"C\EY<$>,T2EI@**E(3DJX
MG*U%?(F:U^&(?RJ>'E_3[U&?\3]M-0D4NNI1Y:7"$8*<`(]#G/?CG/<]\Y^W
M07YY.$I,:6V7.0!PTY^QE*B3W4GMR"/0_$=M4_\`'O\`[DH_,TK^ZZ?X-6A"
MUMDEM:DDCB3V.1D']L"/4`]@-72*Z5-!3C@*N2QE12#@'MV`'Z<=_GH,NL5U
MV/N'MQ)97P?B7]9\QMS'<.1J_3W00!Z%6",_#).#Z:ZG\MAUJN5"6MU+J'9`
M*&@E25MJXF1(45J*DGSG9G(``8*"5DE0QRO+,:=E7W8+$12C*=OJT&V4M)\U
MU97<-.2M#;8Y%:E(*@,(41ZX[9UU+*E/E0;CJT.<M<AKVUQ;?)"4I:;*EAMH
M+;2@Y6PF.I(4KDIO@H$A60%T5Q6M16@J0M:BI&4DE)!P"2,9S@^FM![_`&T\
M'<7;JK,LQVUURBR&:O006%R5F6V%!3#0"FREQQ'<+SV`*<8UOP!1!7Y3B$J]
MX)+:P$I5Z#OG`^7?XZN%.4I#JG$]E-JY-Y2%#*D%M7N*"DKRA1&%)4`3D`*`
M(!EV#MH]"<DF530RA/+DI32B%*"0M?N\TC/F!2,Y.%#N>^L2K-GM,R`M$1+K
M*2OVME*/+\]L)_)I2YE03P=(604JY92/AG3F^[-J1Z,'7&(H8B5!UY,0$+"(
M[D@A24I6LY*N:R0%+/JE((]-)FJ%%A1X<J2IMA]2TEI3B5*5P6$J6I*N+I2'
M`%%)"AD'(]>^@11<%'=HM@WS>CD%4ZL4F$[3+3IRQAIMRJI53WX+B7$K$ATB
M0N6TXE*!P44E/+.GKNG"UF]KMM-K-KVXRDMVA85G07'VP([3M0?HL:34DIBK
M#BVBA:@RX%NJ45)*LCE@-<S8R*S<&W-ARVTJBW/N[:B7X3C:&_:H,=IV14V_
MJI>4TEMIEZ0MM?Y)"TKY(2HE3M\*L.BM^V..>;Q<>+80AL):&$L-K(;"<(:8
M0AM)4"$Y&?>/<&Y?&H\/ND];/3B]7+/H<J+OCL:S6+[VVJ,67'95<M-I\1;U
MPV>MU"&GI,V2H1WZ93WUO(F.<TMM)7E6N>U0I=1A5%^%5?-,N#,DPZY&<97&
MDTJL1W'6I5/J$1T!UB0S)2XA25#"5-K`P`">L?7GFY--1-82I66@A1!4X@*D
M@!;B&U**&WU@^XXV&W0$@-J&"-0N?'U\..C[47%1.M3:.D4VWK2W,FBC[NVN
MF9&ICU-O%HEJB7E0:.Y*\R93+G'F(JB&XZEL3T*=4E(42H&&I#8,:/,C/.)=
M2VD%;*E-K;2THO-*86%?DY+;I"D/`'B"!Q_;"2AX7'4G<&]NRM=LR[:P:G=^
MSE:C45F8\^!,JUK2(+2X-0+3B0^@17![`\77'S)>:4\VM*!Q$8:T:F9\%ZGR
MG"'T)5Y;CRBT4@`)Y`E(0K!]>0*5%/O'`.G$?"?W`F6GU@52UW9;IIMY[<2J
M0J"T(Z(\BK4I]R7!D*+;(<6^PDO+0D$<VW/?"T@#029*C(F23)XR"@(`/O`K
M)Y!7QRGYCU'H/4X3C%J!)6BZ;69<27'!=]K(4Z%!(455^FX/$@XPDC(SC([$
M`X%?*J27FG2R0PL+*'N2AR6L)5^3XN`<5-$`+0@`@K1R`)3FPVZM2[KM):R2
MM5XVJ2<`$\;AIJ<X2`.P`R0/7.>^=!,@T:-&@-&C1H#1HT:#C"^)#$7+\2WQ
M(0XR7FT>(!UI>1Z>X3U+[F\B,@Y3S*BKX=L'XZ3%28Z&PD(C&,8_'/)25E\*
M]T`!'['PX\CR)&%>Z.QRLGQ$0MOQ'_$44A*DI<\03K6#JN&4*3_%/;HI.5*2
M4C``&001CUR!A*@QGL`#@?#!PH`@^@.",$'T/J-!6KF\T*1Y)')/'/-)QVQG
M&!G[LC[]8I<B"JC/'./*>A+(QGE^7">/J,=R._?'?L=9!Q41R"%E)&0K@K!'
MSSC&-6BLI2Y"4VL9;6I!4G)`5PRM&<8/98!`^?8Y!(T%AITT)GR$>1SPX4$%
MP!*L9'?W<X/<'XX^6KK5:33)22XNDTM#2ELEQ+:)27U>6\B2T4/!XI04RF&'
M'"4^\E*D@9(Q@425(%89P\H-NN+*_=;X+4%*&5**/7L,X4,]\_'6?K>=<3A:
MU*1D?M4\<@]NZ4@#O\,C02MOP3?JS9VYZH]U^BB\Y\AFQ^IJ@.;C;<4X2EM4
M"F;G[;H#UPP:3%?#KL657J6^B>E++Z&W'(2FW6GO,Y-]!FDPDQUH8=A/MN'S
M`Y)9=+3K2VFE+6XVAK#H<YM*XM@J"N7EK2L%87QI^ES?BL]+G41LAU'6]4*A
M3*GLENM9E^27Z:I!DR;=BU=B/=%*0TZEUGR*O0URX4Y7D\_(=4[R0MI#B>R9
M95\VQNE85F;@VS,4_:VXUJ4F]+>J*G51TN4VJT^'6&&9#K(2$,KAR"N0M+H*
MVVY*6WE(X*T"!_$'1TTL4NP/U9-A+&WINJ5/<K=!_&VBK54X4.@HCL)J-4ET
M;V&I5",9<B*VFBR7%TN2A!3(8"VTE"1?#&\2NA;C[ZWOT5[B67M9M9?\JG5R
M_-CZ7M?9!VVMRZK%H,U^)5Z1,MQ,BH>1=-`C!B1*FF2S%JD?S5QX48I"'6,O
M$#\7S<[:?Q8]\MO]U=C[B3MFU9]I4'IY\NZZ!3YU:LB&PZ[4=SXM/K"6S$AW
ME6?/D0F)J"&H4%I:T<G259#TG;N6]U:];3?4EM-MA>=IW!T_5NAP+NK-P0XY
M?C0+HIC'ML.%4:(^Q37H*$I<$A]B(69:NZ^:_>T"V?PMQ];?1WTP-.1RE3?4
MRQ+>*74*2Q$BT*<PI]8*`I2%)E-N^Z$\$A25$GOJ"1U`269T(4Y#B6UR<K;>
M5E22$,H;0.&$$A[(*5<\)R,Y'?4\7\*CBMWSX?\`8%YTEE]RDT.[J57X,ORW
ME*C2*Q*:@/<UK!&'&@I#:GN:5$\F@GL3`0W:CB?#H-=C.I3&9@QVWHZ',J,P
M,H0EQ845J"DJ2G(&!ZA0/8:#15!A2H$N%S>2PVA2O/D*;7Y:&PWRRM(458*D
M\<<ADX/?&#:WZR]5:Y-(=+D(.(80GD%<_)24+<"NPXN*`6$\2M(.%$D<1=14
M7GF94.6^I34YCV<N!#:5QU$\BXDM!LDG(24K)20,GT[V*!;(H;:G6*DY5HJ7
M%.!U3:6W$E2B5MK#8_U,J`YD\58R,`Z#95HMNR'W6FG0PN"EPK<*5+#B&N!6
M$I00H$@$@$J`QWS\*G<R\WZC0W*+$E%"5Q2S,;4YYGFH*G`4E*>/'/$#*E'C
MP!(&#FS4ZIBB*GR&!R\^!/:*&QYJE2'T)#3@22592I)Q@X'+)&M'UR6^Y_'K
M;ZB]*:=6E84EPJ4'7`$^60ILJ'HH!/(^]GMVT$R?\'5W1K50VEW&VRDQ89H%
MHT2C56F>=)*YB'X\IQI[V)E2%%I;_M7=844I0DIX9U-,Z`5^92]UUX*<UVV.
MQ(.,4B8/4>O;!]!KG"^!;O!*L;J7LB@2YTE5)W&I=:M^;!/E(8>G(B-HI:74
MA"5H>1(*G&64+"G%)[H7@#71ZZ`6'&*7NVE:LANYK?B<.P"5Q*3*0ZH`DJ'-
M2N^>V4^[\3H'#-&C1H#1HT:`TPQ^$P(\SP<>H].<9W%Z21DC/KU>[&#T[?/3
M\^F&_P`)<_ZCGU'?[XW21_Z7VQ>@YM4"`KB[^63]<?ZF?YD?[?\`N?\`KKW8
M;+;*UXRXE)5S[#*OGC'R[?=\=?4%20EW*@/?'J0/V@^9U7+2E:2E8!01W[X&
M/7U!';\^@L.OAQ'F-K0#@K2I.<9QD8SC(S^D:N$EJ,VVI382E2<Y*5DD'`(!
M3R/V$`CO]NK2TI7E)7,48PXY:6@A2I!2"6_.2I!X)6?=404'!'<8&0M[\=3`
M02L*"B1V24XP,C]L<_'Y8^W/:R2&7U/K<;94X!P*<%("U(2#P!.<%2APR4D`
MGOG!&LP4PE]*2IM3@'<%*5E.2/@4]CG';OK]2VEH<$I*./HD\@I/+WOVWO#.
M<C[\C02.?P</<M^JS>H_I9K*2ZW+HT#>"R:'/FQ'VX@\U]NZ:7'8DQN,AMU`
M2N2(ZF_.0H(X)*.1?-W+\)'I%W[JL:KW!9D^P;LDL1ZDB\-LYCUO5-:I+?GK
M2]'4ZMA7ENJ6TO\`)CS%>\%!*@$PYO#`WZ1TP=>73ON<X[#8MR7><&R;W:J"
MY7LDRU[I=<ISC3RV5A])8G2VGVB'&VRH<7%%`2@],./:3#4M;T#)7(6%0GW$
MJ#KL=Y"5QG&F%N`)CJ9=0IDEO"V\+)(.@AK>(_T)['^'@]L?(:K&^>[$C?*=
M6Z?2K?K&]<ZP9]#1`+32:A+NBBLNU!,&0IQ)1$@F`5(_C=UQQ).74O`L=Z?)
M=!W?MF%MA:^UO4?9-=EUBL5=O<6J7Q>UU6?)C1V(<]N=<WMLA^(TZLPY,=EU
M#CJ@74K0#II;\(`W>&[_`%P6]LK,AO4^R-N[.I-OT&YI[9\DW+#6*G<E2I:9
M*/9I"GW_`"8JRWYS;*F0E`0L+*E\>$/LZFC;>-=<-(IU+CW+<EZ3-K9,2F*C
MNQ&;;HS3$1<VL):*W@[4UH54.*DH\O.6>!4`D)*NXU/9;VTO.BRHB)$BM63>
MU*4MH):;;?GVQ58X66""I8#CR?<0ZA78A)!.N3Q?M.D4NM7;;$B,J'(H-QU>
MF/!8`'G4^J26EGR@`I'FA"'.*E*4@*`45$95U6;XNMYZTJO(A%$TM6[57X?D
MDN1C(<@%*2E6%.^60XHX=<<.?=42?3F6=:%OTJWNJCJ!H3$00W8]\?23\(^>
MEN.NKTUF2Z6R\LJR_)+KI0%<$X]U*4\1H$@0%EKS'L<@\%`)!P4^[Y1R3V/U
M>0P!ZX^W55'=+"ROASRV$8"@G!R#GN#GTQ_EWI2`AE8:&.*7"CC[^#[Q&,\L
M]_0=Q\,8[:]6DDQ6W'$J#I<`)4DI.`'<CB0`.Z1G`'PSZZ"]L.^<WSXE/<C!
M(/H<>HQ_!K(867:/5%C"?9F0R1W)7D'W@>P2!\0<Y'QU@[;SJ2&VW%`E0/!(
M2I7O')[<2KN,_P!S5Y;J+\.CUI:EJ\I:VDA!2`E14,#`"`3E1/=)]1W[:"P3
M:@F'0ZB2RMTQJ34IA"7$H\P""\/+!4#Q.$YY$*!],`^O6_\`#^DB9T+]'DL`
MI$GIGV3?"20HCS-N[>7@D!()&?7`SZ]_77(OKDB.Y:E?E-A#+B+<JB`5*(/(
M0Y'[5Q12H\3Z%)/KV^?7#\.T!/01T7@#&.EW8SMW]?U-[<SG/?.<YSH%DZ-&
MC0&C1HT&J=]P#L?O*%>AVIW$!QZX_%&L9Q^;7"WIU.BB+3)I84XKZ.A]DI*E
MEU4=E140?VF<^\,$'YI)&NZ1OQG]0[>;"@@_J4[B841D)/XH5C"B/B$^I'Q`
MUPN:5)J,6!3W%H;<B"%&Q(#04$-EALI9("@>8`XEPCZR3Z]AH-ATFH%Z&]Y[
M;B7(Y5V*>Y;)]S!)R2,C]J/7Y#MD,A'G`U)M27&FFU-%E))D*5("4)PG'!24
MCWEJ"O=!]#W(U_$K\&0TZMI)P[F.\D`G*F\!6`E*BE0'KZ@]SCY76)5Q1*H]
M%J*R8$I/*FI`2E05P5GS7`KWR`,A)`(QGYZ#)&%98:24+0IE"D$+3QY9)4"D
M_$8)!/P.1C'<VFN1'%H"P4NH+8*^'OE(4VUA)Y$#D,`8)]1\<:R.6S(D11+A
M!LY1A)['XE62E1/;N!G!'KC!SJDIB5*8E(?(*UI7YG(@`+Y.<^'+W4@%&$]R
M``!DC&@Q6U;B>@NFA2W?*<<=6N%GW&E<#^4'KDJ"2VD#T[D]NQ5L4K=<BJ6^
MA3;JD++B%XY`@E(/;MA20E2<?M2,Y.3K5]W4A/M:A#1P7&XR$/)4DN-NK2E1
M*7<8"3Q/)*2,A`R>V=5UJW>9Y^@JRZEBIC"(T@A(1+:`&!@%65*R4<ADI*3G
MZI&@R1UAV0E#;/98PK]L.V,'ND=LY.>X_?U7QHTMNC59EN8]!EOQ33_.CJRM
M4-3R7UM**SZK<&!D#(41G.-71AI$5:E-^ZHC@0Y[XP"?3..^0>Z3@X[CMV^U
M_E4O()3_`!PDI5QPD@\%)04GE@'D4]_4$`@C&@471K]CO[=4Z@N./0*NQ#+3
M4-)0B-5RE!PB:XE947',CB./'ZX.#C*LO#.WF78M4ZA]CZB\I=*W(VVO[="W
MZ4)9BL43<"S;+JE+JD=A/($R;BHDQB.CCR6ZS%6%\4@#36-*GR$4M^FRG0N3
M#<2J,^<"0VV"O*DN#&"GDD)*0>Q!R3WU;8&Z-9V\NFU[DHJ.-?I\RL,-U!&`
M9$"LT6509L28D*!D)=A39!]XG#H9<(R@`A<Z/AV@4=UIOR&DA02RKU92"XE+
M`QVPTE0;2?\`:#M@YU<D$(=YJ&4EI:/3)!4",X]<=_AGT[X]=6*,\Y#B,0&#
MQC,#+*7&^2PA9Y(YN'N58(SW&">X&1JK:DO*1(4HI_)-%23QXI"@%*[DJ`/8
M9"<@G';XZ"SRY#:ZBVE*5`L(3"7D`?E&RG)3@G*#@<3D'N3@8[W&.^EA:U*"
MB%)`'$9Q@DG/?MZZM`0'&DSE@B0\GVE1[A!>)42$MGMQ'$#B#Z9[ZKW'8S%.
M7)>*RZ4@HXDXY<<GW$I/(8!.#\_B.P"S7#7(C?..M+H<[MXPGZRT$(]5`X.<
M^@P/CG6NZBL3(P9;!2H+2K+@[83G/IZGT^(U7HMR[;ZJ/M-M6_.K*?:6FGTP
M@?.7)4M*6BPSV*\$C\D`4J(`4$@YU;:@Q+I,F=2ZFS)IM:ICJF)U,J4;V::R
MX@X4M;05Q2@*]W`R<GY`G0=.[\#Q4#X3=TH'JUUB[X-J^15^*^U:\CYC"P.^
M#D'4JO44S\#H<4[X3-V+5CDKK&WL4<#`RJS]I%G'V94<8[`=OAJ5GH#1HT:`
MT:-&@A<?AB'\JGAY?T^]1G_$_;34([4W'\,0_E4\/+^GWJ,_XG[::A':`U\D
M#!.`3]P]3_Z]?6OPC(^7_J[Z#;FQ=YV[M-O;M'NG>EN3[PM/;R_K>NZO6K1Y
M,2'4;@@4>:W*53&'YR%QD&2I"4K*R#Q'ND'WDR][<_"3NA>_*@W`W,VEZAMI
MDONYA3G*+3KSHD9]8`\R8Y;\MN1)#`0TTP7S[0&1P`">.H63C[KB."BGCE)[
M)P?=.1WR=>"WGF@SY3A;*92%`]R,X!^J3Q[GU[=_3Y8#HG[/^*YX>^]*H<.S
M.KBR(55<:PB@7R:E9<Y*VU>4&GH]98;:;45X0$AYQ*"`"X<9TY':4Q%;A1JY
M2:C3+DH,]MN3!KELU*)<%(<9*0M*O:Z8_):2IT8*`HI)2?OQRD)(3)64S&VZ
MAQ2^R5SD!YQ;#Y"U,J<P%^6A1!;2%#AA.#D9*R.C3K\ZE^A"\85U[*WY5)-L
M05,N5W::Z:Q5:C8U?IR7_+D!$>0^\F!4&HZG&X89*,$I/`C`(=*:_+9D7M;E
M0I+4A,>HEU^109#C?-,63P*X3JT*RD.M.X/$C!Q@\?4(:GTN\'/I:CRK6@07
MV5)@S*A'?21.0RZE1FB&WE#;CARKS2<K!4VHG/>T]`/BA]/7B!V9%=LNJ0;"
MWBIP>:N_9RZ*O&C5OSV&`:A)M94A2)%5IS3Q<]G<X^:\E2$8!/'2L-R*`JA5
M!JKMLK8CUMR-3YW!2BI;(4I_*<!0;7D\/,222<``'T!#-!M5<OJ6VPA$.OL6
M#:-[WY45OD*<8D2*-!IT%C(Y<7)"\ML))2A322@GD0-+[IM.49J3(EB'%:0^
M_4)@4&V8\!E"G9;\QQ12AJ&TVDK><60E/%.DO;%0VJK?&\]\JYO^V3Z+ME2W
M7'.7E1*6INIK"3Q.'%OJ>1(>Y#DA"674CR\Z]NMUJ5-Z,NK>93)4V`U"V5O)
MZ)+I\M^).94U%+B%-S6%M.@J".#@0OWFRH#'($@SYUZ?A"7XC_CALIT=6G&J
MMZ6K6IUNO;[W33J=.M.E&)EB:S:UOK=*[A*5A(:J$I;3<=>2QDI.8H>[?4!O
M?U`W3)O/?C=B^=T;@===5'^GJQ*%"I7F/K=4BC6XPZFEP&QD-IPTI:$)0`HG
M*M8-;\I$ZWZ4TD88;@14$A;CBRXXTE]]:WW%*6M2G75+4M:E'DHA2NV!C1^L
MO_=K_P#*.@]I=0>;,9^)A!2^&Y/F9!5'("E)0!G*B1V&/3)/H,*XZ5+M58_5
MOL'=<5P1(M1NIF',<7Q2XU%JL'Z)94LD\0$REM\L$K`6"D%1XZ1XX@+24J]`
MKG@=NX3CN?ECY8UM:PZZQ1MR=G*Y5I+<:F4BY*-/JDI2$D,4RFUB-)DKP,A*
MBTT4)44DA92KO\0F8U5T1Y3P6TLLO3)<AEP(]UUS+;#[B<_!:V>0]5%)!41V
M&JBVIS7XYV00ES(N2V@`0!D?C%3\?I/Q]-8E6:W'J<MJH4N29$"5%C2H+A(+
M*J=48[55IZVFQ[@Y1YJ4K<0HA:TGEW`QZVO+?5>UB`EO!NBUTJ&$`@&Y::DC
MZP()SV&03GL-!-5T:-&@-&C1H#1HT:#C<>(H^D^(KXBD?BKFKQ`.MM`./=Y+
MZGMU"._YP#I)RSS>+@&$^2TWW]<HY9[?+N/CZ^F1WTJ+Q&UJ;\1GQ%EH(\QO
MQ`>MA:`1GWD]3NZ1'N_'/RTDQ$AU4Q+)4CRU,M+.`,\E@DX/(D$?#X#T(R-!
MD;7^</\`YVY_Y2M8Q4W4-,L^8AQQI;@2Z&T\E!!2>1QGT`SD`9],$>HOC;S@
M=EQ<CR&@4M#B.1R@+.5Y]XE2C\,]P!\-8[7YC<&AU*2KNIN-AKW>82Z3CWD!
M*B<C([8QZ9SH,5JU&I-2<B/T29);EM*!?BE2`0.2<<0.1PO!5W.,#XJ[:R)@
M>5'4R1[Q6@@)'N@([$D^@/;L.Y[]]:XAR$O1F'8[BD!W#GF(7Q=4M:LK2I?8
MA.03P(R!D$]CK,A,?/[9O/;("<XS]ROT'XZ"_,.1FR\F8VIV,\RME]M*>7F,
M.(<0\A0.`4K;44J!]0?0ZZ;/X.1U0N]3OA-;?V5<->_&*_>GFY+NZ9[T;CR@
MFJPXM&DHEV=4*H4DN1DKM:K0Z;%=2$I>BPW4I'NJ)YBT5U;S9*RDKYJ2,#U`
MQW*0<X&>_P!GQ]3J6]^",=2,;;CJ>ZJ.F>5-BHIV]>Q;>_-JQP\N3[;N#M)6
MC0+E@<%J2V[4/H.KR:M(#:`M;,`J5V'(AN#\(^V?V4G]>O25=5WQ75KKFV=(
MV^NNH4UUVGUAFETV(^B`VU4FG"A2$I60EV4RM3*E.H04I<7R=V\'#ILV5Z=+
MNW7M"V+\J-83U7V9;]UV_9EYU"+)K4*EV=3DM3ETMQ#"ESH:6GE*DR%*#BRE
M+N.2$E*-?%6L"TMU^HBO;@7[4H,*U[)LVEMQIE00CC2(CM+=GJG(2M7NNNO)
M,1EP<3R=0H'C@%NGP\>K._KY\0WI&OJGAV-0J)69.TEO4B-'G/F'MFE*(]7K
M546M88"9S:4O*?<"4-\PG"AH'R/P@ZLTN@^$]O!:D_\`S15$O"D6_8X<Y%]Z
M70ZPT]Y*$D@^QMD+\IP<NQ`4!V&N=Q>E39?MNFK#/DJDMQI2FT(XMM.<$E]H
MGB!S#J5)(&1VS]FNC5^$,T&+4.BK=6?+ALJI]/L^N3+>CH1Y;,>H_2#"W*HX
MT,^94`EY1;DD!21A064I&N;!5YLB1:MLI<6VM/!<192E.5-,,\D*4I*B?,42
M%*<R`X5*/<DZ#!%)*I*W0`$*2`">RNV?AW/?/H<=A\^VKS"[4^H__`YQ\>SG
MZ?0?H&K4/0?<->KDEV+2IRV2@*)`/,!7;)2,))!/=1[CX@?;D*6GS&U5"E\4
MK"?;F?/&`GG%+;P?2#GNI0*0`3@]_3UUJ2<`W4G::CL(E;ELL<L!*6G"'TA1
M!P/>>43^CT!.MBQW%,RH2D$`B2TG)`(`(4/L^[X:ULXXIZY:JIPIY-5E:T8"
M4@J\IH#D#]88`R,_$DDC``.$=#VXCVV._6REPQY*6&:3NI:+[ZTD$H:D51J/
M(62L8!\MQ8R,X]2>PQU;O#KJK=6A;T/M2FI;2KDM20VXV<Y1-HTZ4E1.!GDE
MP?#U2K&1@GC^;/SGX-WTV8A8"J56J?4V2M(6D.190DE7$=E>64DH"2,$#))&
MNM7X/-QQ;PV6KMTPT-I8K5$VIDJ6@`%V2+4FIDN*()!Y+P4X)P.V?@`=_P!&
MC1H#1HT:`TPW^$N?]1SZCO\`?&Z2/_2^V+T_)IAO\)<_ZCGU'>G;<7I(/<@?
M_M?;%^F2,GY#U.@YM*@,$X&<'OC[-7QG]@1_VL?P:LG8@X/KD9'?[-5*93Z4
MA*2@!(`'N9[#_P""T%,N*N.\M:^!\XDIXCN``!A1/W9&,CN>_P`P]NX0A9!S
MP7D(<Q^U7CN4J]"/C\>VO1UYQTI+A!XYP$H(&2._?O\``^F?EKYA)#[KR'20
M&UK"0/R9(2!V)..6/AC'J/7(T%5`3EUUPK6E2VT`QQVCM8<*N38S]<CW#G("
M24I[#MYRO\\N_<W_`.0-7)IAII1+9.5``Y65=@<^A/S/KJVRO\\N_<W_`.0-
M!X)!YI<2IYMR/_';+S#RV'8\N)_'-/D)6C'=F>U'602/="B,D#73<\/+J0I^
M_G0KL#O<:T[4JT]M33*3=$^7($F:Q>]FQT42KL3EEQPH>?,=IV*@J45,+:4H
M(42$\Q]V4B&A;Z^X2!@8*@I:5I6@*`2HE)*<*!&#V!^&IBWX.9OG;]R=+O43
ML16')+E8VUO"E[CT.FM+4VQ,M>[668=38;;"CQ]BJ,-,A>>(\IT-@9SD$J^*
MA<WZK7595+6K>W=JUZT]J+<:K5:EUBJ,LSN58Y3Z@RE,66F='EOK<95#?92K
MR%_E'6U`8.E^B+JSK'2I48$JV+DMYO:6L7$W!W.VIK5Q-1EUVA5B2@0*U`DS
M7FFD5.VF%>SN5*$RPJ2PRI$DK7[Q3AUO.0[NZL^H2KRX%68J]0W-=MBEW#3C
M(I4=H4^''1"AU()>6TJGO/\`Y)YQ:0`WCLDXPGNZ=O7:.N+4Z["V[K5>K$9F
M.8+$Q-7IM%8B($)R(]E:&PY*6#*6THI/F+)!^8=(_;N5:=];0TF\+7J$2LVA
M<EG+K='J]/?:E1)T.53Y#4<1I49:VG7&GP@J4E1"A[P5D'7.0\42F,Q.M_>N
M,RTXS+?70)-1#Z<!R:[34Y>:/UE-*;2D!1PKMW3V[R\/`*WCEWUT07ELY6),
M)NK[!W;=-NJC"2HI:MRLTYZKV]`I[14ORV8KKA1'PD!#(#`SC45;QG*6[;WB
M";G-%*6Y%1MNSJ@_[N6U%RF!*"A(PE./>"^/JHY.>QT#6+%/>9;0E2FR&R5*
MXY&0%E?;\V/SYUZ29*7TI"0O(65$J'KE*N^>_P`3\3KY,M\@@J1@C'U,^O;M
MW]>_;5,/0#O\O0CX?:/L.@_&,M25NJ&4*0D`CN00",$8S\>V,_FU6S_Y`*/_
M`&=@C\ZE?W#JCR,X^/K@=SCYX'?594/Y7G2/VJF5`^H!&>YQ\!\<]ON]0&O;
MCPNV*\SC*U4JJJ&1[J?XQ?`.3\?4]LD#TSWQUZ_#S&.@WHS'Q3TO[&)./3*=
MM[<!_?&N0E7S_P!#U14#W>I502L^O8PGP<#N`>_PUU[_``]1CH/Z-A\NF+8\
M?_FYMW0+"T:-&@-&C1H-3[]`JV,WG2/56T^XH'WFSZP!^_KAVVLURH]+\R.W
M*952H[2V5N%('F-,GGC!'8#![CNKN==Q'?O/ZA>]''!5^I-N-Q!]"?Q/K&,_
M9GUUPNK6K4ZGIBHD-QQ#7";0TM8<2LJXMEH))<"5*4D`8`P1GCC.@RBLV9Y<
M)=1I+WL`<6M*HH/(J=00%K'NE)YE0"2,'&,#L#K!':FY6(S<21R34(:5@I7^
M32.(`!2X0.7+B>Q`/[7ODYW?'?$IE+OO*:5V\I0(1G))(R.YY*'?)QC&1Z#!
M[ILUQ#\B9$#S,EP(6&4AM#)0%$K/[$5@X.1R7CZQ^/<,JL&LN24L4N>I*4QX
M:F#P)<`25*="N7;*@58[D'">&>PU=ZG`=5"G>2$EI?M#3"BK"E!#^4DX'NDH
M1GMWR?OQH"VJX_2JRIIY65DEE1)]T'L%`84GOW(P0H92".^E#4V=&J-(CME2
MO,7(+*>*D\ED]B2,J[G)[)_>T%MIH9D-2*<\<J5Y*7<@*`)*DI*5G)].0R,=
MAV^&M8W;;;E"K350IJ?-6RI*TDK5[KR0%@$`8`SDD^@'(]QZ[-GTQF$HS&I$
M@+/O%*UH#9"23@@-I5C!P<GY=L#&OR"ANJL+>EH2M2D+45(`]U(21D%14>(`
M!SG\X&2`M=N7,:]&]FD+"*BTOE(:4."4J(*B$N)("BHGME.?M&,:OZ2%9(Y#
MBI2>^1DI."1D]QGT/QUIRITJ;;4YRMP77%1_.Y\9"T>6H+!*DJ#(3[N">/O>
MF<9&2G8%'K3E7CLJBML%]25+=2@+*04G*P/?400GN2HXR.YQW($Z0N+*0XWV
M*T.-*5D]D+QR/H2<!/;'IZ_#&L!NMII^H4-,%2EA4CFX7.2,/%1*@G.>20$X
M"@"2<^H[C-*HLJ9,DD)*,82>R?>.#R)[_P`&/MUK:7477JI3>:&@&7U%)'(9
MP%#WCRQCO\O3XC0*/=;4:?&CI`+K2&_,`P$Y0VA*O?..62G\^,ZQ]UPO$4]/
MU7'T./@Y2$AM)0#R20I04%$8`/8@XR,:N[$QUY,+*$9E%X+P%$@-L+<''WOB
M0,Y!]-6=M'\>O/`G+:D@)_:D*!/?MD$%(QC[<C05U0;0'X3+1"4!2$ME?N)#
M:`/K9SCW1D@CYYQJJI%HWM?+\*G6.W!0)QS)J51<88I[,?D&SPD2%A`>0H'+
M2$*4L8!*<#6/SGIM0=]DCB.T^MY$9A3KBFF@I;@;"GG"H!*.*B5'(`(]#\=@
M3MQ[;V^JLNAR;8<K;%N4Z%'MV/29S2VC5G,.3)TU`4IQQ(Y$@82G`!'J005Y
MM5MS0=BWZ7!JET,)NA;[E3%?EH;B0Z9,F-^4\J(IU18FHC(/G->[P6I*>/'!
MTB'JKNRTMPMXJN_;%4;<8@QHD.HU/V1B.BX:A'"$29_-GBK\J<9!)!SR/?).
ML;VW)O'<*I1I=QU-PB*0B)$AK"&([2SQ:0?+4I"ULMD)(``*@1CU)P=V0T9K
M3$J'[6RG\LYY#:$O<@4H\YPH2DJP#Q2%$(Y8^.3H.H=^![I;1X3MSH;"0E'6
M)OF@<3R20FW=L`GB2`2D(X@$]R`#\<"5+J*O^!ZNQ7?"@NTQ$K0TGK(WR`0O
MCR0%6SM8ZTE6/VR8[C(5GOR!Q[N-2J-`:-&C0&C1HT$+/\,5>0S:GAX%><*O
M[J-`P">XL[;4_#4(@3&20!S))"1[A'=1`'<X`[GU.IO?X8G$3)L_P]E*+@\F
M_NHI0X`8]^S]MDDJ.#@`#([CXY!^$&Y*N)!R"4K"@%'&>*L@'&/4#X`:"_+<
M2V$E6?>5P&!GWN*E_F[(5W],X'QUZ+2I!(4`"$A78YR#G'?'V?W^_;5M:=7*
M<#;@2D(!>!1G)4G#7$\B>Q2\H_/('?UU<UJ+BLD`92$X22?3/S^/?]/R]-!X
MON",60Z,>T!9:XGED(`*B?3CV((![D?#7ZZVK#7IDN!W&?V@`&3]I(/;U['X
M8)HZLXKV2G2BD!384$IPH(5YB@TK)SGW1@C!'?USJL;=4\AM:DI20CC[N<$=
MB/4GOG/H?EVT'HHA2UJ&<%61D8.,`9Q\,XU41GFVO-#F2E?'W>)4#@?$8P=4
MVC09GMS>=1VUW0LC<BVZ[<5N5NUKCI]3CW!:DE%-JS,:34XCE0BE2SPD%IE)
M+8?*F5XX\<D@3O=HNM;<`6H[M[O[21=MN5:-'J6W>\E-68=>BKN:BBO6>+KI
MP2(JZ2'V2S4JM'<`AO+0AX*0Z$Z@'>3[01'(40_R9]Q8;6/,0I/)#A"DMK3G
MDVM0*4K"20?34O\`\-?<!CJ?Z%;35566Y]];.SI6S=]P9$AIZ7+MZ#252K0E
M5#B%/)<J=-++[SX+2%/Q&/9T-H4I)!YWI5CU;]12D+EP'8-:W&KU7NN=[0VI
MA^CGZ;J+4E3S;A4I+DM:?.0%$'RGVR@A"@-;UWSM"GU;INWLL1[/L-P[8W?2
M'4I2%K=]LH\MJ.A*2"%$RBRGT.$K*QG&-:MZ1KS-?V]DV1<3J7KVVZB4^%(G
M24%,BO4-+8<8JZ%!26C4%M+:$TLI1'4[SPV"<'?6Y%75`M];3\3VF#/0TB6A
M*5E1;<*<-YY!"FE.E"',IS@]N^!H.7C0*?(I;=5H$EHLS*',JM&=97@*;529
M\J"4J)2.)!8(22D$H"5>AR<1<<2VE:U!6`M:2`,G(6H'`SW[CX9/V:5+U04.
M38O5IU(6RJG)IR(^Z5P/LPG$E(CQJDM,X):2,8;*GU\,CTSDJ.24V38S<)\!
MODZ%%9*72"G*B5G/!*3ZJ.,8([`D]\A;6W`ZTXZE*@AL\5\TE"L\0KLE0!4,
M'U],]M>T9E,N0U%^+C2BGF>R4NMN%O!)(!*P%<1VR._?&OUQPN-J;#;3:5YY
M%'/.2,9]Y1';`U:':DNG38S@#10/*:<*LDA#86`I.%)PK\Y`/P(T$EGH.WUJ
M^Z&Q%O4JX%HD7-M\&;/?E<@79=)C>T)I1=(.2F(VR\GS5#/!:1G``"V;<>4[
M>MGR'">2K[LY2NY/9%STI/;)]"$9[8!R3CN=,,>&5?8I.YE^VVJ4IZGW%9-4
MJ2(ZRM:(DV/[4`[&X*X-E`>0`I:3W/9602'O;3K[?XTV*%\"3=]B)4KW@HE5
M>HH*SE0]X@Y/;!42?303Q-&C1H#1HT:`T:-&@XRWB0.(9\27Q%WG,^6WX@76
MLM>,J/%/4SNB3A.>Y].WQTBB'+9^D%.Y7P<X!/91)*2OD3@GX%/?)_>TKOQ*
M:D@^)9XDD`\>2.O[K32D#ZW)WJ4W.6`KN?YM/P';'SSI%2I+<,&0L@%"26P2
M`DD9Y<OC@923@CU^W0;59FQGUK:;4HK;("PI/'"BD>O?N"DCU]1GL1K':@\V
MR_)+I/`QW4A..8Y$*"<))XCN?L[^F3@:UK!NF8]57WTMQTLJ?;/8._L:`A*B
MDEW!*@DJ^1)[=CK,+@JL-ORW`K!D)5SY*2$I!5D<3GM@8[8^!^_0:S@*"4UB
M`HJ$IE]R2I!!"0W)/-DMJ!P24G)```S@G&"<]H_["?7L$@`Y[#B#COZ=R<CY
MZU_+4U!K-.K#2BN"^/(GJ4M!'(X:;P$D$G*A@%1^K\1@:SJ,I<-*D-IY`J.2
MX%#!)Y``@)'8?,DD?`:#*:;)98FX<Y#"4+/%)5[I*LG`[9/'&#C)'Y].&>%Y
MU$M])/B/=&6];TZ0Q;='W9HFWUZ4^.WY29%F[T1ZQ9-[EUXJ;"FH\FOPGDH4
M>#H',Y\H$MO1'"M2I1"0O'E%/?RR$=PH'NK/OG(S@]L8U4U1V?4F'?8G1$J;
M2!+I4IAQQIZ-5:<H5"F2([B5<D269L9I<=22#YW#'?`(3!?',W+KL?<*TMG(
M$:9"HMW6Q2]T-P;U=D^:W*M:FRUVG3;/<X.)+,1,VE.J:="5)D!+:SD.))W)
MX0.Q9M+;ZI=1%V0&34KDIDN%9,)^(XW)MVV:,$NKJD1*@CG,JK"$%+2`%+``
MR1I+4VA2/$D@^&YN5]'!ZD5?IRK$?>^Z)#TEJ"W,VZN=N8Y;%04MQ<<O5.IN
MOR&0[S6N.THH(42HOV;64B(W5[;L^F,M4VW[=>IDB?`CM(:I,*`RAI3%':0@
M!8$R(A34E!42M"L)R"-!E_C=713=T?"+N_>"UI[%9A2[4<I\R9&X\FPM7T34
MD*;PK"HSD<I=2I06EQ!4H#(SS+4)=;M:G(</O-MQ@@I6I0\KW/+(423DH()'
M;N3\=3V;AW*HFYG@\^)[ME3Y2Y-&L[<W?"YMN(SJUK]DMB37@Y,IL`N!?&+1
MY*G3#2$X0%%+BEGN("--G+DVS!9+:D-L,Q&F_-!3(*&D)2A3H(`YK"<GBE(^
M6.P`5.K+6<!IE)[%Y:@@#.#Q5A15CMC"3G/?5Z_3]^#CX?'T^(UB]PR7&G*>
M@(2I(<<]XA6<*R3Z*`[9(]-!3NS8_P"2.5_L[>"$'[2#ZC'SS\/GK7%6=;54
M)CJ<X=F+82`"%ET(;4K*1Z@A225$GTP1V[99,6II@.)`):6V1R!*2>X&<$?:
M<9[XUB-+CLS:L:E/F,1&&Y046U*"4%T-MJ6H\R<`H4D*.>P!/PT&X+&JK-)?
MA^<I;;W)M22$<DX#9Y!2@KW3@J[%)]XX*<G.NJY^#W2'W^D=:7\<F:'M@@D+
M*QR7;]6=/W'@XWG'V#X`GDY_2,5%4A1&"Z_[9)3'8\C"G%*?6&V?+X=N"U*&
M#@Y3V&NIW^#/7RQ>W2!>!\E4>H6W4[#MNILX6&DOTVVIJ$>7S*E\R@GS05$!
M0&,9(T$D;1HT:`T:-&@-,*?A,J5+\&WJ22GU.X?26!WQW/5WL:!^^1_#\-/U
MZ8:_"72W^LY=1WF%02=Q>D@$IQD?_=>[&=QGMV]?S>A]-!S7X3J'&U)1G+*P
MVO(Q[Q23V]<]D]R<>H]=5NL;A2O8YTZ'**4-KD)=86D$.+:2WA2L*4$E1Y$9
M`XC&1]F1!2%=T*R@G*<GOC[<]_7./LQH*N*ZVT7/,S[W'&$E7H/7L,:I:BXE
MQ3;J.00RI*W#@I(2@\C@''+'$''W`?''[K\\I+Y2PHD)>4&U%..02LX41D$9
MP>W;L=!51'$-`O+Y!"QP1C*B2%'ED9)'IG]'VX\GUI<>6M.>)"`,C![)`/;U
M]?TZIPXI+ABX'!D!:5$'F2K)/+OQ_;XP$C&!]N?30?A`(P0"/D1D?/\`ATZ7
MX/G4(]L9U=L4)QZ3%H>]5IU';2L<'TL,2Y<MQ%1HJP5'"'84F(5<^V?,2D]E
M=VM=7NVJS.MJXK;NJF37(56M:YJ+6*;(0O@(J8\UEZ=(Y)X+Y^2V&\!8!0L@
MX]0#EG6?7K>I_4KOHBHFZJ/+5N&W46H-1B38]/K,V2U&,?RY24J8XRY2%J*@
M4^X<Y4#C6G*S.O>Z_8;?<I5@QY%<J-.GKL:BQ/99E64XL08$>IW(5J=CO*4U
M[2I;'%L@96DG)&[[TWAM3<2=NU56KAJ]'<O)FBOPZ#?5`>G"M7.B,P].>M"M
MK>G18E'4P5N,B2\9!<.&5(^J$S4.K4NS*I;U5CP+>NNML52*Y'LZ/5:A$JBG
M7I,F,E=3J:G'C$;22'64<V5).%(24<<A(X_!\I5ZV#OAU*[:W)1J5"B7?8M.
MJZF:9>M'KS\.IT"3)+JGX3;B9H9BLN-H?<6VMY*5)!1Q!.FB/'-CO1/$#KS$
M@`.G;*U'\I5S2I#LZJ\#S[$JXI3R!&4]@?AK;OA(;W2-N/$$V(^G-NV+.I.X
MR-U+%K%R4R[7J\Y4Y-UT=E%'A5&+Y2U*]BGP9(8FN%#"E\LDYSK`?'E:<'7B
MU+<;*?;]I:"ZVL@CS&8]<J\1E6<845M-(<4<J'-:L<25)T#,H."D_`*23COV
M"@3^]JKDOM.I0&\Y"\G*"GMQ4/7[R.V=4FC0?,3'MKI(S[C8^'Q!^?P^/_KU
M>'6U*I,J-@><IA:@"?=[>\??P0,#)U9X@S-='^T0>WV))_1V_AU=(SZY*W65
MI2$JC23E/+D.*0#ZDCT.3V^'PT&KJJA::!.C$`N"FU%['(%/EF$Z,9SZY220
M`>QSWSKKY>'CG^(,Z-,]S_$P['_O;<V]KD)58DQ*P@#]AI5183CU4D0Y&"KU
M]XD#TP/AC77M\/+_`$AO1I_W,6R'_FYM[0+%T:-&@-&C1H-3[]9_4,WGQZ_J
M3[BX^_\`%"L8UPP;<5&]@C1Y1:0B7#9CEYY`5[,EU*"E]M7!:D+`3@*;][!`
M],Z[G^_(SL;O,/3.U&X@SZXS:%8'IV_AUPM8].??I-+4Q(6ASV:$Z`VSR/#V
M9)4DGSAD>\E)5@>I.`2,!?XS[UO.F,)#S\!!+C<QQYQUM?,=SWRX,G&?=1DD
M>Z.(Q552N72M9=I;S*HX1A<-X!Z4XA>`I3:G5*(X)(5V6"!W`/<:I&I;3;`@
MU1H)`/,S''"5E"C[J!'*4CW,>JG2,G/'OKYB6_<GM"339<-4D(=+9<<0A'D\
M.3I)YE.?*`XIP>^,8`.`U6ZMI=420T\P\XI27@]\92W"`6P/JC!2!W`!]",Y
M.VJ%5W6&PR6<&/P3CEC#C1X*<`!(Y$MDE8R5>O?EVP2[VRTB.7'$.S6GRAYQ
MIM+26G,+66P4K7YGU0L+4$$<L$$ISJX4*>H-X4US6$)"EEWB5J!<"EX#2L<E
M9)&3C/J?B&[F)XJK$=E"6W'&`0M"1A7)P`)"E.!())00#RQD$CYZH5Q9,>4X
M@-.,I2Z`XA"TI3QPE6"EM?<?'`!]<$?#6(TRH<75N%SV7@6R0'`L._6[9*6^
M./4$)4<CL1@YS.+46)RG%%U*%DDYY!P*5CL,E:5#TQW!_1@:#UE,(DQUQW$-
MN-N#B4NI"VTIQW4$*2L`C_:ISW_/K7#T>9:%49DQ6'':8>07(:PF."XDA8\L
M*#G%&4Y_)D%*2$X&!K8DB0XR&U(9#P4H!P^9Y?EIQ];]C6%$GL$DH^\G5%(=
MBR%*#C`DLA.,ETIP5(PKB`E0]TG/J.1]2/3065NIPY+)D0G(\^.F2AAXA*N"
M/,\PGDV^A"B4\1G"5<00K.!K##$98N:*1Q<CR)(>"EI);')24E`2L9"0E'9/
M'`'89/I<YL*=07$"&PNHPYW%Y7?V01R#V)P)`="`5CU1ZI)'?(HW7&)%>HZ6
M'0X%):6XK`_)/%Q25LD!6%%"2A1/(9Y<2D8R0V?(D-&."RZ4E:DI8+9<1W\Q
M/F!&`"DE"59].2<YR#WM;CR6@5N.J2/52BI?H#\>/RS\O[NO*HNHIS;3:\+1
M'<Y%TJ#>0LN(`*<+Q@D9/(]SZ=M6615XLAM3?)".0(Y>:%XR/EP1_#H/"7+9
M<]J"9!5S+I3A3H"LYQC(&"?AG&/3MK&I3*RM+S*#YZE$N/)(2\H<<#FZ5!:O
M0#NHD#Y:JW5A"'7$D.)3S4DCW0L`DY_;8S^?'VZHQ-)2XKR0/+2%8\W/+)(Q
MGRAQ]/7"ONT%NX^6>''AP4G([=L$*)[$CXY)SG.<]]>$:0VI4DM.DNAXIY)\
MP*#?,\D@J`]W)[CTSCMV[>+M294EUU7%#A"E%GGD@A.`GEQ!P0,@\.P/H<=Z
M:E#DEU[T\Q95P(R4\CGZW;/;'[49SGMZ:#J.?@=7_4F[L/Q/6/O:2?B3^*&T
MO<GXG[=2LM13?P.G_J35U_\`=C;V?\4-I=2LM`:-&C0&C1HT$*#\,F>+-J^'
M02ZMI"MP.I$+XJ6E*O\`H,VS*0L).%#/<!0(S\-0ET2(DEM:([C;JO+4,)21
M@E.`/>2D9R1]WKVU-[_#%&6W;4\/'S$A7&_>HTIR2,9L[;0']/\`\K4(1F"A
MB0Z^ESBAU8);\O/EI]T?6\S*\`$_53GT[`#04):=:2E2T*;SA`/(#N058]U6
M>X03\NVOA*RMSRD+6IP!)X!:LX42`<E0'P[]^P[G`(U?WHK,I!0W,2I39#V$
M,`DA.6R/V<X'Y7.<'&/36/-I\B4I_//LVCACB?=[YY95Z\_3CVQ\=!].*(4E
MAU2N6,I;6HK`">_NI*E(&#W[8^?QU6PY#*,M+<`=4HJ2C"BHI]!C"2,?9GMG
MT[ZI)"?,J+2<\<M/*SC/U4`XQD>OIG/;Y:I6B?:5/X[-$M\,_6"<*Y<L>[\L
M<5??H,HT:^$*YH2O&.0!QG.,_#.!G]`U]Z#Y4.0QZ9([X)QWR<X[]QV_/W[:
M>[\!7?BE;?\`6W4]DJ^Y)C;==6%K5.A.4%;Q\U6YMK,"KV>M+BUJCQ/:`T[$
M#C?!QV(V8W+CAHLC:R6R;VKVV5YVMN?:ZZDS<.V%=I6XU(E4M9:DQY%G5.!5
M7\N`YX/P!,94P$.>T(YME!2#H.B/?FW.YNW%]KWUL*G18UOT=Y3-U0F;B5&I
M]<MYT-B9`@4AV/Y[$U<E#TUI+[*`EL>6WY:2$:4].K-.OM%.NVBU)J1;E;ID
M*;!C-EU3:G6&G5^0EM82A*DD<GV\92XE"EI"P`?B)?U!WXV.LW>*VW43+:W3
MM"U]PX]/2V@HDQKFID68Z%.-\`PXA]R2A<8,89<"VCQ5@'!]L8U$IMM5NB6^
MU48E+I-2J%1H$2<TVZBFO5=1$[$DO%;[;BEA4=@M-AK!2%8(*0@Q^+?;:[0\
M1?>9$AIZ,S<K]`N:(IU'!$EB1`:COK:0G)*$NLI2LK2GDLGCS'<-QUO(E`'U
M"G`?O&0?WQI\_P#"`;<F0^M.R+EJB6FU7GM;%BM2FXB8Z&'K?EN(X<0YQEN2
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MJ2'PD2@X<N$?D_)SP4"2F2[M-6(-<O+;&?'EI<:K=X[92FG@4JYJJ-Q4`N<>
MX*_+>=6T%$)YAL'W22$AT3-&C1H#1HT:`T:-&@XIWBA!]CQ-_$BD(;5W\0+K
M04V0I*?,X=2.Y:3^V!("@I/O#&0H9XYTA&9,DR8[@=0XV$I[$K'O<OK#W%GM
MV&<_FTXYXG\)4KQ&/$6;B,(?FR.O_K9;05JX!I9ZG-TD)45`*)`2`2#Q!Y8`
M5@Z;@N!+U)BK+R67'.00MIMX$MY('O*"3@DDX!2GNDCU!P%DI*EH7R6M:0LI
MXDK40KWS@#!/H,#!],>@UGE2*EI83E2U%O"`I14>64GW>1..V3GL/GK`Z-B8
MJ,C]B')LYSYAPM9'IAOTS\SK-:D\XW,ALM,><I#WDJ)<X821@+P&UXS\N_H<
M$^F@R^?0D5.V2(K"79/!2TQVVT()<91R*L.!">16@$D+`4KOZ]QAM,DJ=;B2
M94AQN2R%1Y4=2W"4+6H!)6D!2"Y@9Y<BKWCG'H-O4="VZ>REQ/%>5GCR[$*)
M..6!V4DD$X[9/RU@MPTN-`JB7%28T6+-_*I0SQ?+;B2%):&%MY"R5$K5@CCD
MIP3D,A@R8S<EIQ;B$L>2UW*5!&0IPJRD)]<8RKB<Y'?7O)!6TM36>:'$262D
M\25L/)D-8R4_6+:002,@D'&=6!KNTG&2"@<5$8Y)([*P,@`G([$@$$9.-703
MB$A/D`X2!GSL?#&<>2?T9_/H).O@/[]N5+9/='8BL3X;]7VPO2LW%9=./GNN
M/4B^G$%$4M>2J.8RZBTI,5DJ"(X4X%AH$E3P'4[U$1^G/IYKTF+5(J=TMP*@
M+=M]#DMQJ5&=K4=<>?6TM%"'5,T).5<PL%D('DY[9C">!'=].MKKZ-OUN;!A
MTR_]FMQ8D=RJSTTZEL5RW*<:]`E/+<:>;DR8C$>0[%;/E*6L^6%HR%:6]O;N
M#</7SUAV_2K2:IU2MEVK?J=;>V_%4^BK4RATOBB\;^JL-#+#'L\XMOJAJ+B2
MA"RMN0L#`!3-MU"L;4^&;NG7JR)C5O7I8NZLRYX[ZWO-FQZ]/5%A5L%HN+=A
MSB42PHA2G2I)<`6#B(=2?Y&Q/K!!92IOFHJ4IH9\A2\DDJ\KA@J'+`&0"-3J
M_%(I=L;1>'-OK1F(\/Z)LS8ZV=NK8C1^,)E^<]4(JI$1;P]H"YC3BGI"W5)<
M6Z$>6H#//4%>D-J,>+"5E):IC;OF')Y)3&"T#@H(*0H8&2>P&0""-!;,NNRG
M2RIU;0]T!*RE`42HD!)4GOV!R!VSC/?&L4KZ7Y2FI$5+\AFGNXF.,\U^SDXP
M%I!\Q??XM(<QV!P",Y=`5P\Q>,X?5VSCT0H^N#Z^GIV]>_IK"Z->$Z@5IVHQ
M(D=Y*9$AN3"D.<F)7%1;25*+"@C`'Q:<R.Q^!`6N1,:%1;6$KG1BXKS&&70"
M$*RE4CBI0)0S@$X3D<@01JT2&Z"N>ZN%&DS7''$J3#2OBCW@`2I+I0C```[X
M('J,ZOE8N!VKS#)^C*53V2A0$:%'"5I400%>U\4**<X*FPRD'&,XQQQ90=:;
M<0Q&+KBUESVH*(+?N)1Y(:X*2>/!+A45C)4!Q'')"A8K:XM2C/&&73#GMOM1
M@XII8<C2.3#0>9RX@MJ2E(+?<E('=)(/2P_`\MXJUNWLAUOKJ=/B4R%;F\.U
M$.E1(;BUMH:F6#6%2%*2HX"W78B7E+"4E:G2%Y6@G7.%MRWGV)<,IC^VRY$B
M.XRIQD-A"W5)<4CB2Z',A2AW4C!'(`'W3T:/P.6S6K.V4ZY&#R3-J>[.SD^<
MPILM^SK<L"O%MI(+B^20%K5R"4`E1('?L$S/1HT:`T:-&@-,*_A,?_4;NI'[
M=Q.DK_TO-C3I^K3"GX3*0GP;.I-:B`E&X726I1/P`ZO-C<G\P[Z#F=5=I2&V
M:DG*EQW0VH%2C^2[J)4%=E#W2`G)[_`G`UED2K^W1F5-M)+3Z>'F(0A(20,J
M`R$K'$]OJ_WM6)]#-1I,UMF0/-:/F);2@+#GNJ4$9"TE*LGUPH$'[#BFMN2L
M18L-302IIQ7)7F$G)2K(X^6,8(]>1SW^62&03B0IK!(SRR02#Z?,8.JJG*XL
MNJ<)!6APLE9)/<=N![E*B?CV)]0=4L_ZS/\`\'_!K\8E%(99\H'NEOGYGS/K
MP\OY?#G^?07+`!S@9Q@GXD#T!/J0/OU^Z-4+TPM.*;\H*X\?>\WC]8`_5\M7
MIG^:[_9H*[7BM]EM7%;@05#"LA1!0KLH*PE7))'J,'TQZZ]M6B=^S?\`SK/Z
M#D:!5^TLZVK@L2'2E1IDVITV3<5"J%-R\F%(:?4Q*ITM*7VS!IBTMI6&ILM<
M5*$I/!Q`/O;ANBL6%:\ZZXK53V]LZ!5K?HS5NTFUI%*N2XJXX]%:\VX:I5*2
MQ+:C.0G_`#6'/:9S/E<5%7').DQ[)N4V15[EIMPUV[*$*E;K*:?(M";'B3ID
MM:TMJ=JL21&DQZU%1''DNQU>QJ0PHE+A*1K:"ZZX]%]CMR-:L**FI&G,0J9$
MDT:N+H47#+T6:N`]%CRFI3R7'Y'FCS2XXI"%I3W(;2Z?KCJ^V._'3YN'%B1:
M;2[?W"LQ%1K$&I?2,>KTEZYH%/54I:HLA]N$B8F>7W4(`20M22D)]T;J\;"I
M?2/7+4FS,$M5*VUM&EI0)*I`8\MR?(D)&<A(5)?4"I)XN*25)*ADC1-Q;<4"
MCQKCK=.V/MNFU&WJ59]^V_<UKUFKRHZ/HQF/5)LFM1'[FD,MR4OME<IA,22E
M+P&(_N#%T\3^\H-_=5J+H@,P&VJSLILS55.PD`%^14[0BRIBW'.RG,RR\02D
M`$GX]M`WQHT:\)#Y82E01SY*XXY\,>Z3G/!?R],?GT`M]AM>%*"7.W?"N7V>
M\!_=U^ONAEAYWS%-@-+*EI4M)"2,JR4^\0?4CO\`:-6AYPO.%?$)R$#CRY?5
M.3[W!/K_`+G1.G$Q'6_(`\Q/E<O.)XA?N\N/E)R1Z\>0!^>@PVME<JDUU4-2
MW"NE53RU-K*21[`\,@K4@COZ'L00/0@:[`'AW@CH)Z,0K(4.E[8P*![GD-M[
M="LGODYSDY.3WR=<>>MLS(M(JSD8K<2W1*F.*06TK4F$^1E25+P>61]_J-=A
M?P[<_P`01T7Y&#_$N[%Y'KW_`%-K<SWP,]_C@9^6@61HT:-`:-&C08;N-3K>
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M^5+D.K2TQ'96ZM24H)#F50W;WJ\-G<GP1?#>LZI6CO#M;O+2[NV`W$WGW)DW
M%)W9FQ^GC8.37X4NVJ/23#MJG1:Q(9HBV*K5ZS7I=.I].%`-'J)EN7'&VKT1
M=;>^O6XQMAU1[:?B"[TE;L[N;Y;+3-I;FLYZQMZMI&-E[AWKM^G;HU&^:GN=
M.;ORK7]4MO+-;E;.T[:BBU>SZ-=E0KTJX93-N5%&@85Z=?P4/P3NK[9RVM^^
MGWJ[Z]-T-G[PK%]4RU;[IVY&QL2F7%+V\OVY]L;IE4L5SI'ITZ92X]WV;7X%
M,K#<4TRNP8K%;HDNH46H4^?)WDW^!:>%XU^Q=0OB#M_8C=GIY2/C\!TK@?$_
MG.?76G/"3ZR=[NBWP>?``KEHM[>W-M!U2=?5Z]">Z>WM<MFM&]G%]2/5CU3"
MTMV[1W,B79%IEKN[75BS)BJG8E0VZNUC<"FUM:!=EGRH4=S3EW4'XG75ST\=
M7.UU%N69TP7%LMN=XJ.R'AI-;`6'1KLO/=*R[/WYM-=S61U';E=1E*OX6586
MZLT%JKKZ4*WM`BN-V#,I%P(O1YNH?2B01Q_["Z\,$^O43XA)_P#ZM]/7_P!J
MOI.UJ?@P/@;W/U-7QT>6=UT]<]<ZE=LK"B[G;A;5T;=O8J;6;,LV;.MZGPJE
M<,YGI)70:=+EOW7;SC-#?JHKJH55B5!5-3`=3(*^8_C1=4UF='GB-=:^\EG[
M`TVA>'7UW=4G15=>T%C4[<.KJW*KEC4G8K;?8VH6MN+5:K`E0FY?4'N1*>OF
MHUJR*:S4=M*PAV#3[8K-M<:SLSITIV[-(_"*]U:5O7>ME;B;@T[P:MMV:O=^
MWUB5;;6VJDU(ZQ+DG0FX]E5F]]QIE%?@L2?8'2;PJ;=4]D36$LTQ4]RDP00K
MNI^"<^#_`+'6;5;_`-Z^N'K/VJL.E1WGJM=^Y?4+TKV;;$!AAM4AYR56KCZ8
MZ?3F?*9;6ZOG(!#:%*(*4DA+%^?@_OX.9M9M'<F]UT>*;U%':^V-O[>W6JEQ
M6WU.]*=\O.;?WE<56M"T+JHE#LSIAK]PW#3+ONZAUBU;8<H-*J1KUQTR;1*6
MW)J,9Z,A_P!3%G;B_A#$^E[J6]"G6[T_>&92K\Z76JN\[48E/N?<_?B1:>].
MYMLTN4ZJG4J\44^ET#;BH5V!"%:BVP^B`Y4DT^X50SHC\(CZ<=J*#X?'B6]5
MU&3+I^\]^=)&RFR5XL0I5)BTFLV/974S0KKMJM52F1J8U69UQ,S[KK5#37*A
M5Y,4T&-$H\:$R(:W'`2O2?P.WPQJ[1*;4Z;U,^(//H]8IL2HTN2K='IY0'J=
M4H[4N(^TV_THM/LA^.ZTX&WFD.MA02MMM8*121OP+;PO(CS<ACJ#\01#K3H?
M21NMT[X\W()4H?Q*V%%7$!1/=0`R>PTJ+J6\7?=WP^]X.H3;W<ZV]OMR=I-N
M/!\M3K]V8A6K:MWT.[K>W/A;MV7TO4S96]:TQ7[I;O:Q[YW*O"W;FF;FQ+7L
M.7MW;3]414;=K$*F.UA*WMI^L7J*HG7SNQX<>[TW9_='=Z1T/,]>>QFY-DV;
M=6TU@,6Y5M[[PV4?V=W'ILZ]-V*Q+5:MQ-6(]!W(MY3,FZ*!/N*I2;(H]1AP
M:9(!C79G\$V\(;J:VMMO>':_JH\1VY-O+Q776Z%4JO>VS]GS):K9N:L6I5@_
M;5W]']`N&GB-7Z#4X[!J%)BIF,L-5""7Z?)B27MC_P#L+/PN_P#W83Q!O[+'
M3S_]JOK;W11XT_5_U553P3XM?L'8&S*'XIR/$XGWE6:/3[YK-9V\E]&4G?MN
MQ[=M^WIMPTZGN4A4.F;-2:U<,ZXJA5+ME4J_(35(LEFITB>S?]A?&(ZD]Y]Q
M=N>@I^7M/;W5_>/B(^)WT%2NI=.T%Q5+9Y=%\.C:!K=V3O7!Z>QO-$K46L7Z
MS?.U%JN[?R]\7X%.DKO:NQ;AD,,4FE:#0W_L+GPP./#^*(\0CAQX\?U6NGGC
MQ^6/XE?T^'W=O37R/P+;PO@%`=0_B$`*`"@-VNGH!0!R`H?Q+&"`>X!S@Z4O
M<_BK]8$SINM#JRH[NS&WMA]+7B*7!T+^);;%6V6O^^Z33;1LKJ(H^U-[=2&S
MFX+6ZUFNT2Q[=L^J6]<%:@U:V;KA4&7=-R"9<TL[;OP[AVY;77%U?5C<OK%Z
M9JCOST]4/?"3>VV4WP_;KJW3HM%G[J[-7EN([8MUWO3[=H/5M<U1W,@V/=<:
MN;;U>IR*IMPNGSZ#3KV=I50IERJHE'!LG=#\#Z\''9?;Z\-V=VNJ[KBL#;>P
M:%-N:];VNG>/IPIM`MR@TYOS9M4JL]_I6"&(S",`J/):UJ0TVE;BT(50;)?@
MBO@X]0FTFW6^6S?5-X@5V;6;KVC1;ZL&YV=Q=CZ*W7K7N"&W.I%3%*KO2/2J
MS`$F*ZA?LM3IT.8SG@]';4,:7OU8=<6^E=N3K!Z-MPMP-N-F;NHVPW4(U3-G
M=TNG7<6WZ[U7["V=TJ[QUB]-_>E+>^D;M5>Q*K4*]>3]L//[95:BRJSM;0K%
MOEBKS+EDK$N/D/@U[I[N[D=*'09M]L-U`;'P;1Z>N@#I]&_'3C?FT-QRMU;D
MW`OG9^35=LZQ2-UX>Z-*=LC;2H"=;LZHU]C96_8TAVVJE2*+4*M/K56C66"U
M?!KZ0.DSHPZ-&-O.BO<3>O<_8Z[]V-R=P(5T[]LQ(E].78FHPMNKN@IA1]K=
MH'HM$A5;;MQJG";:"7I:_:JE'JE1ILZ"XEUG39W@^=:&XWB%^'EL;U@[K6]9
M]IWIO!7-]UR[:L-JKMVQ0Z-8?45NSME:E.A.5V;/JDZ3'M2RZ*FJU62Y&^EJ
MM[;4VJ92&9;=+B.8Z`T:-&@-&C1H&N_$P\)?IW\5*E[,TK?^_-\K%9V-K%Z5
MNTG]D[FL2W)-0E7W3:'2ZPU<2KXVVW&9F1H\>WX:Z<BG,4EUEYV4J0]+0MIM
MEJ)S\$5\.EQORQU!]>3?904IO<[8`+6%9!Y%73&H'LH@8`^&I4.C00[M[?P:
M#P9NE:V*5?O4;UY]3^PEE7!<<6QJ1>&\747TK[=6I4;KJ%*K-PPK;CW!=?3E
M2*2NM3*-;%>J<6`9@DR(=(J#K3:TQW..&[)?@[O@1]3M2GTSIS\2G>[?2J49
M915*9L]U9='^X<V,H1_:RJ5#M78&KR0VB/EXNI0&D-I4HK`2K$D3Q8O^I9>)
M9_W`'61_Z.NXVF>.B+9CJ9ZT^E[P(GYFQ=>Z5]M>@^SNC3J":ZDZYN=M#7KU
MW^L*A]%M<V]5MKLO;.W%6W`NRW;!WJ?NBTV]Z:5O`G:>>[MTX_!@4^K7138K
M$(,;_P#8AGARI<]H7U#=>A6E"T\E[G]/P"4*'O>G3`D=AVR<X'K\]4L;\$,\
M-V0PB5$ZC.O*3&F-MR6)#&ZG3T\P^R\VE;3S#S?3`I#C+K92XVXA2D+2H+2H
M@@ZTYU?^*9UZ4?;/=':"^;WZ9&ZKU/\`1-XJ^X5ISNG?;^X[XM[I@N7H8VYN
MVXY>W4+J$KVY53V^ZEKCO2U*//H&X%4HNW-E*V0W%G1H+]"N=J$N*\I#H]ZH
M^M_9-[P?_#[HMQ],=S6IU.>&Y6-QMN-UI&T>XEJUS;>+LSTUV`O;"Q;CV\B[
MNW%1KC8H<F7;KES7M2[UI:[V14*XS`L';YF@4P7,&E-O_P`%[\*;<JY=T;,L
MOJ;\0"I5_9:[(MC;A1)EU;3T1FD7)+HD"X(\.#4:[TE4RF7)'52ZC&=54[9E
MU>EMO%R*Y,3(;6T/W=?\%]\*C9*EVI6=Q^IKQ`*/3[UW"L[:VW':?=6TMS.3
M+UOVI?1-L4U^-:_296)--AS)N6Y-<J3,2ATML%^J5&&SAPJGIWC0[V;;4KKT
MC=2EA[2T^Y^FWKFZ:^AS;B7LY#OFX+/5<F_%,MEB7N#?$F[IU`JLFWJ!*JU1
MN5Z!'9MY;;<9JS(U1J\QZ%<=1WMU=];O77T161T\TN]:7TZ;IW)N=XD/2QT>
MU3=IBCW'8T.Y=K=^GJ%4JO>E%V1HNX.X<RRKPI2FKPLJ+#NK=)<5;$6CW]&I
M<]B6FWG@1I_[$7\.K_W8/KQ_LG;`?_:QZ3EO]^#K>!STINV:GJ@\1'?WI^_'
MM5P.V0C>SJAZ4-L6+S1:J*1&NEF@KNWI_HB*XW1$7;016F8*WU0DUFF+DAM$
MEHK<0ZJ/$OZN.F_J]V8MR14.ENO[,[F^)YTV^'9,V#M>E77>>[]LV+U(VK+N
M"VNI#<3?6C7\Q:FV6X;DN!45T7IFKNT<BIU*SH\"Z#>BXE43,8?<J6UMB5?=
M.S=ZZA0O:-S=O]O]R]K;1N;Z3K#7T18F\%Q[3W9N+0OH9BH-6_/_`!BN#8[:
MVH?2=3I4VL4C\5_9:%4*9"K=Q1JN#,G05'\)JR;"VMZ%>F3Q(MO^IJLP(MQT
MS;2T%]4O3QNQN_5J1`I=>O&KT>D4W;:BTA=2IELT*!7*X6X-N<Z72:9*ES'U
M1HKBPX5:/0MM+9DRH3*=<FY4Q-1)*X=5KEORH<<$I(3%;:M2,ZA*"A)1YCSJ
MACZQ[8:0_!I-JK!W!\$WPO[QN^WTU>Y-B[]ZKMSMJZF:C5X"[5OBM[X]96RU
M4K28],J$*'64R]M-W-P;;72KACU:BH->16FJ<W<-&H%6I;R'7E>6YVW71#U?
MW]LK">J.[UE=,N^=T[9Q(SSC$MR^*#MI<M3ME<-QEUAXS(]6C19$1IF1'>?D
MM-,M2&''$NH!EGQ`O#D\(7K-WXMVU>HCKZK&V.]>U%BW/5U;969U*]-5GW)3
M;/IGM,NX[HN>U[WVWNRNQ(=`:I\QV=4W33H=,CPY+LQ"41W7$)/L[\&K\(C=
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MUU9S8&IP+CM:]WZ[27J'O3,9;IM&C-2G:94DU)Y#70;OS>W5%XS_`$3]1FX\
M6WZ??6^GX,MM]NU=]/M.)/I]KP[EO_K$M"XZRU0*=5*E6)\&F)ESE(BQI=4J
M,AEA#33LV26PX0II?X']X<4QAR,YU$]?:674D+0UNCT]H"E@*\ETYZ75?E(Z
MU%UD_5#@!6E:<I*X]NOP?OI`VT38PH^[G535#8,BV9-+77;XVHDKJ#UJU"+4
MJ>NL&G[)TP2/:),1LSO8Q!\U"W4L>SE25(?2T:`T:-&@-&C1H#2$;F\4;PV+
M*O&X]N[QZ^^CFU-P+0NZKV#==C7'U'[1T2\+;O6WZS(MVNVM7+:J5V1JU2Z[
M1Z[$E4FI4Z9"9DPI\9^-(;;<:6E*[M1B.HG<[=O:;\)B@W-LSTUWOU470_X$
MD6DS=N-O[_V=VYK\"B2.OVMS';J^F]\+ZV[LR5!@U6!2*-*IC-Q"MJ^GFZC"
M@3(U-G)0&,[K?@KGAJ]6F[&[_5+_`!3W6=+D]2F[&Y^^=:=VMW?Z>)>W'XP[
MKWW7KXN2/9#[W3A<\G\68=?K51B4=J9<=>GQH;#4:=5ZA+:?E.Z??_`O?"R<
MEIB2.HWK^5-FLORT17MW>G0RI4:$[%;DR41U]+/FOL0WIT)M]U*%-QW)D5"U
M(5(9"]Z&^>JWPMZ9M!T:[6VTU?O5OXKG7!XF75)M5MS0#:.YFV72EMA3*-<>
M_P"O9[;B%N'N3THV7<"Z$W5MNI]P4FH7UM]:8NF\=]*I:=3N!R!9K%UX=L9O
M!X@^\OCG=/$+?FH;8=-.X%I^#7<&ZV[^PD2U*/U`VS:U/G^(/:&W6_5C;?W]
M86[U%8@WGNTSL78->HU\U2K;E0MK::XNQYVW-?NBD5&NR@P1G\"T\+R.I*F.
MH7Q!6B@@IX;K]/"0"DY3V'2M@@'X$$?9KSK7X')X5UK4VK7?<W4]UYT>A6Y3
M*A7:]6Z[O%TWP*+1Z-28CU0JE5JLZ5TM,1(%.IL*._-FS9#S+$6,PX\\ZAI"
MU#,;)\9[Q/\`=#I*W>\1?;GH^V9_B,'NGOJ8WDVRNC<Z^[7MF3:%0Z?[VW%H
MEO4(1;$W;W$W/WAJ=^VO9+KMR4FL;0[$P;.OZ/+H\:Z9]GH3=3\A#HTOW?C=
MS9RQ-YMY:CM@]3-X]H=AMT;*H6WMO7)1)MI2KWVEMJX=P*#<,JO7!7V:]&:O
M*?-DVK5((ICJ:%(;A5.![5%3(?"'C;_@??@T5YUBC6O:/C-WA7+@K[PAT6AV
M]UW]"4^KU"0XRZZ(L>GQMB'Y/G%I#A\E;*74\.)`4`-+0/X%_P"%U4D,3/XH
M[Q!)S3C2'HLE.[W3O(:6RZD.-NQW4]+*D%IU"@M"VE<%I4%I)"LGYV%L;K9W
MPW1_"(>GSIPLCI;NC;S?#K`W=VFOZX=]MY]V+(O&T3N1TY4.Q:G.M"PK2V#W
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M6`\XE]/?ZY*I>_C6]%O3YO+1(".G*C=&'45U([",5NLMJM_=CK7L_=+:RRJI
M"D6=**Z?<ET]/73_`'+6[ZLEZ3&DOT%W=&X+JI@C5*VHT^&GGK]W.W<M[Q>_
M"RVX;Z5NFB\[^OC<#JFN;HLZA9V_EX61?5MVSMET:5JF=3%D=0=!:Z4]PIK%
MF7%`WDN"L[<VAM?N,^S=%[[>[87#>E=M*)&K=&D`F6TOP/OP[+'N>BW?;?4Y
MXAM/KE!E.28$EG=KI[:/&2P8D^(ZJ/TM,OJAU*$I<*<RV\V78SBTI6VLAP.!
M=-G@']&O2]>]0O\`LB^NH6Y*_.H3M`85?5S[65*/2(KV4N2:1]`[.VU,C35,
M'V53KLR0RJ/V4PIS+A0CMUXU/6'=_AQ]!?75,L/:*J7/XAO4.QT7;;[+V3:=
M1^D[,W\O/K(WEV]LNZXM<OK=ZT[8NBV('3OM57()MFZ+HV_9K>\]/MN=4+XM
MFS+KK+=HJEW#Z]O$HV>Z1=@9>_'3WMIL=U-;P]>6UW1C=NY-0FVMN=M5LUME
MNA58,>V.JG<?;;;#>FY*?0Y-9BU"FTAW:*1OVFFT6YZO`E3-Q30:A14U0%`]
M67@I=+O6'LE6MA-PMQ^HBTK+N"X(-Q5.9MO=NW%(N%^7!(*(IF7+M/=M/]@>
MQB0PJE*<6#[C[9P0U@U^!P>&LR[YPZC?$#6L,B.CS-U.G=0;82CRTLH`Z5TX
M0EOW$@DD#XY))4Y:_BX=55P;/].3]R[5[*6-N)UB^(#7NA3I_OVEKW2NVT3;
ME@W)NC:=_=2EV6%7J)8,55-FR=N&JWM?MY:F[UT0+Q@W%&:F[@TARD5QN#@.
MY/C.]4VVFV-\T!K;O8^Z][>GSQ9=H?#?WBO"?$OVU[!OFRMS*A;DRWMY-O;,
MAU.XGZ%=-RT*HS(-?V^K&X]4B;>3C]+,W#=['T;2ZD&E$?@:/AH-E11U'^(0
M$J4I11^JMTZE`*A@\0>E4D8'8=\X`R2>^K0?P+3PO"I2CU"^(-R4I2U']5CI
MX&5*.5*..E?U43DGXZ<LV_ZP^LO8;KGWHZ7.O7<G8&;:-R].5\]0O17=6RFP
M&X%N*W4H6WUTU&F[@6G7Y5U;S5Q,[>_;:D2[*JM3V<M*%58]SV]=])KE*O\`
MARA*I2'5^FZF;^TK9FRX_4Y?-A;B;UR(+M2O*X=M-MZGM39[4FJR':C%M^F6
MA5MPMSIJ#:\22S;SU:<NE?XQ.4TULTJC+FKIS`0J]UOP=+\&XV)W`N;:G>WQ
M8=V=H-T+,52475MWN=UK]%-B7O0#7J#2KIHAJ=KW/T_4RMQ45:W*Y1ZW3UKA
M!$NF5*'+94ME]"CL.5^#`^`93=E)O4=*\2/J3B=/E-;M9^J;TKZL^D1&UE+:
MOB71(%HNU6^!TY_BW34W'+N.@1Z4J=4(XF.5>GAO(DM%3POB'_\`5U_P=7_\
M;E_Z'EDZV7O.S-VI\<_H7=V&MFELS>JKI8ZS(_7>Q0JBW34S]L]B6MDY_33O
M)?-K0WV(E=NZW]U;HJ6SMHWU5H$JX46K?=Q6M#JGT'2G(44&&MC_`,'Z_!T-
MTMP85I[*^*]N5O5?;,,38-DVAUL=%-]51Z-[;!I;4N-1;8V)>J$A3=1J=.@M
M*C\E>U3HD<I4IYI"I%?1]T5=%'@O65N*N+U&7-0+:W[OBRD3KBZJMT]JJ:W(
MNRATF=0K<MRSIU+LS:^`Y+J$28^MREK9K%1E.LI=CJ99:=0IMOP4=N-I-WOP
M839&T-^J71*QMJYM%U?52O2;D;86S;2+;ZDNHJITV[Z;/DCS*%7+,>@QZY;M
M?@NQJC0:C38<^G28TB,TM.,;%6MU<=4?3[X)G6#;&[.U\_Q*^F7I"W#WC9Z5
MNH6X*D:=U1;$;EVU;.S=R;G3[DI?FW+MWN===IRK">IFZLFAUVB4F[]S9%(N
MZ*[2)E11+"3_`&)N=MONC&N*;MK?UF[@0[0NZMV#=4NR[EH]SQ;<OFVS&%PV
M?7)%%F36:7<U"5,BIK%#F+9J5-7(93,C,J<2#G.FD_"+W'Z>;TV\ZH*+LYMC
M?_3[NC0.K[=VO=6W33N1)MB?6-B^I'<!5(N*]K;MRL6/$9LBXMNZVD1;DLNY
M+4G5FDUF-49TCZ03-3+@0G;-`:-&C0)$A^(!T-5&Z]W+#I_5_P!-DV^=@:'N
M3<V^-EQ-Y]OY%V;0V[LY4ET?=6N;D6XU7EUFS*5M[4T+A7;.N"%`CT1\<9SC
M602C[K<NWPQ/$DZ`-Y;7W+ZZ=IJ;TA/7]M?0MS^H'9;J%V2CT2R[YL_</;W<
M6S[4G;EW!%O[;Z@U6KW"Q9K,JEU:G.U"92JVVW",)Z;&G,T76/,E=)GB'=$G
M6I#JDRC;2]1T@>''U=)4[=,ZWTINU=W[C]#VY57ID%Q=I6VY9._\F^-F7K\N
M!B(M,7J=B4)RJ%!IL,H^Z0+DN4V-O_X=WM%N6Q4=_.IZ5U$;,VA8[5PV;6-O
MO#>\0*I7OU,7#4I+U5B3I4&^K6K-#ZG]L*@_%@)M>@7S4-N[<2FEQZ_186@;
M+O/P//`*VLL^Z=R;H\0[JZHNV5J[.V5OU5-T(.YNS-:VQJ6U>XUPR+4L:X+6
MW`H?2=5+/O:5==P1OHNBVY9]8K=SSWY,+V>D+1,CK<MU.\$GP#EUS=JD4+Q`
MNM^Y[AV3V8L7J$W4MNV+IVWNFKV3M9N=3J16;&K]0I%`Z.9M1%5N&CW!0:M'
MM%AN1>$:EUFF5"H4&)#F-/*7)XP?6AO95V_&#\/VO6CM;1ME-MO"(J?4?M]<
MEK2KGE;@U27=EY0]O'*;=OM[%+MRC18AAW&VQ0:!`JK*:>FASG+C=D3:A1J6
MB)SJNW/Z)-X>O;JLV@MZR;OW)V5\"SPP+EMRB;E3:^Q9[C,E^ETFJRJ@U;C*
MZK4I%/B5>14J91&9M$CUFJM,09U?HL.3)J3`+IIOX)UX<U=IE-K,'J(Z\9-/
MJL")4J>\[N-L3%6["GQVY45U465TP1Y4=;C#K:E,2F&9#));>:;<2M`K1^"2
M^'B"%)Z@NNT*2001N9L%D$>A&>F4]QK:/B/>*%UF=)&T]Q]1EC2>E5FR-F.F
MGIQZA:YLI5J)>FY6\O4#^J]?ML6%N%%=1:U_6U(Z6=L;%FW)$1:FZ-UVQNA!
MO2NKE49$:.[2Y+*]/;U^,EUP;;=$OB;=8CUH]-5&J/AL>)92.F*I;5TRB;B7
MK3=X-H:7<_3YMK=M`:W`J5RV'-LZ\*A7=Z)5Z4C<=-D5R%%9I;=H/[<+:1^,
M\X+Z/P3/P\PGB=^^N91_GBMRMAN?;[1TU`?^+\OD-:8WG_!HO"!Z>K5DW]O]
MUQ=4.S%FQPI3UU;H]0?2]8M"3Y;L9@I14KEZ=J=%=6V],ALEMMQQQ*Y,=!3E
MUL*>.L;K(WSI_C&[E^';N(C;JYMLZ_T!VUUV[4W':]LUNUKMVT,7?1'3U=>T
M=V5*?==QT[=6-5JLW^/E&OR'0-LI-(:?>MB3:52;2Q5V]<].9N/<7QP/$OJ^
M[]DTY#W3;TQ]`>W_`$@W)44I>FQMF][J=U`7YOI<MK1UR76:?(O3>FV5V3>%
M9C1(M3J<':*TJ1,D+IM-A-O`U_MW^#0^$;N]/J-+VIZX.JK<JH4BU;*OFJQ;
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M)FR(S!2YI:JOP9CP]=Q+4I50M_J!ZN95K7#2H%:MVO6AN7L,_`J5$K#+-4A5
M.B5=CI[G,3:;68<AF5'G1WGVI4-]#T5X-N)651>+Q-M/I[\*G=%.W_3!T[[\
M]'5F;,UB%NIM+<VYE8VP+6S<ZBL4RWJOL'5[<V8WKH4_<6-6*Q`N"W+BN!J@
M,TJI,1[PB7))K2&W=-4VOXH?B+;+>%OXD.X]<G]*-)WC\+[=?9G9RR85I;9[
MC7OMS=^V3UB[20V;?K$NX-RK&N";<Q:W#I,J1?35.HL5F;1:JTW8[T2J0TTH
M%*2?P3SPXU!#E*W=ZT;;F-.*>9J-!W0VACS6W'F%QI:N4W8*?'=$UIUY,I#\
M=UM7G++:&_=XZ6ZXO`@\(;IIVO=ZENL'K*ZOMI=NK`M*TMO'KMJ&X6S\EZK_
M`(NTN:S;E'I]%IG3+7:_=-ZUF+#EB+1K<ILF?5GXZTTZE(X+2,XWC\8OKQVQ
MZ(O$OZMJM:O2]3;E\-/Q#[3Z;:]MK0+>W,NJWMY]L8=9Z?\`;Z^:/!O2M799
MU5L2XZK<&\LN][=OI=JW.Q3(E-9LN79%10S^.%223^$J]9&^D#;7Q+?#MW$:
MVYN3;.O^'_T@]=FUMQVO;5<MB[=M78OB<=/73U=>TETU.?=5PT[=2)5JJ@WW
M1K[B6_ME*I+3SMM2;3J+89JS0*!WK_!E_"@Z=MK[SWMWPZO^L[;#:G;^F-UB
M\[WN;=?8.%0;?I[LR)3([TMU/3"^\IR94IT*G0HL=I^7.J,R-"B,/2I#32ZO
M:?\`!>O"[WUVJVRWJVTZGNO"YMM-W]O[,W3V\N!=^;*4DUVQ]P+;IUUVE6C2
MJSTL4ZLTPU2@5B!.-.JT"#4H9?\`9I\.-*:=9;5)XB?5?NU!@^-%T`[IMV_>
M5"<\%OJ2ZW-C=PK+L&LV>S8^W5Q6EOGL76]DMTI\Z[[MIMT7K$N&U(=XVC>-
M,:M+\9Z-4;NAO6G!3:C3SR7MH?$(ZS+$Z?\`PL.@?P_M@J-O'U`1?`^Z1^MJ
MX&KK=L-NWJY:,>F;.[+6YM^].OS?+8J#:5'K<^/>!N^_J34[]NFUG9%E.V]M
MC=$65<+U*#.__8DGAX?^[`]=O]DS8+_[673?=>\(+\&LMVJU>WKE\9"J42N6
M_6*E0*[0JQUU=#M/K%'K=%G/TVJ4RITJ7LNU/@S:?/C2(LEB3';6T\TM*AVS
MJ;!MG<-QW=MOM]==XVW$LV[KGLBU+ANFT(%Q4R[X-JW'6J#`J5<MN%=E$6Y1
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M2HR8\1#33TZ4XA3ZU3Z`T:-&@H*M!75*74J8W4*A27*C3YD%%5I+K#-4IJY<
M=R.FH4UZ3'EQFJA#4X),-V1%DL-R&VU.QWFPIM36'3AX0VR?3CN)OEN$QOWU
M:;U#J>A59KJ/L;?W<RR;[V]WLJM6MQ%I?C-?%OTW:ZV7S<%-MQ"J13'[?J5"
M@,P%IBOTZ2Q%@-Q'7M&@9EHW@G;-TK<3IEW&E]7?B`73.Z.KZFWSTY4*]-^[
M3NNA;<?2S<"FURT(SM8VGDW+7K)K=I4]NP)U%NBXZW(:LB1/HE-J$`SI4ES=
M5B^$WTE[5[\[V=1VU+.ZFW&XN]LJ^;HE1+=W.KLO;[;3=[<FE7-1KVW^VAVP
MN9-P6!9F]%>AW;7$/W2NWJK3XS<^?$@T*+3ZQ7H=5<PT:!BZE^`'TLT#INZ<
MNE2W.H3K3M[:;I+ZBZCU4]/L6F;K[<FM[<[SNNQ:G;=P4FJSMF9J7(=@W9)O
MF^;-I4N(_#CW9NMN',KB*[`G4"FVXI1?A#]&KET5^Y'*'N`J+6O$7L[Q5H-I
MB_ZHW;%K]:5IT)NCR]Q+?::9;K:Z+><M+]QW?9-P5RO6P_6Y2VJ#3[?M^+3:
M%!<]T:!KK9?PBNE;:/IRZL.EFO5/=S?K:GK8W-OS>7J(8WVO&D7%<5X[I;G0
MJ%&OR]V+AL^U+%F4BNW#-MBWJ^N5`#7T5<5'AU>@HI4D.EW=&TGA_;![1]0+
M'59&D[FWYU'-[#V[TW3-W=Q]QZ_<%R5O:NV;@JMRP:5<,&"Y1K9KU3DU*HPU
MU*MU2@R:A-7;U`G..BK1)-1FK=T:!+V_O2)M-U"7!9^X%<=N^P-Y]MZ1==!V
MTWYVEN-RRMW;!H][PVH-TTFBW"B+4:;4J)6&H\9Z5;MV42Y+<,Z-&J2*2FH,
M-24Z)ZB_#,V6ZINF&]^EG=S<C?RJ6YNG^)<?=K<VGWS;\3>?<^BV'4HM8HEK
MW5>+]E3*<S:ZZG`@3:A1+:MRWHDIV*M(2TU4*NW4'%]&@:=J7@\].]U[X4#?
M;<W=GJ<W;KD#HYE=!=WVAN!N5;,JP=VNF:KVA4;:NFR-T:3;VWUNUBO3;PKE
M1_5.N2XZ9<%"K<G<VG4BX84R!"ID6D(S:#LE8_AZTT;Q[?[7=475S?5VR-HN
MGFXK@9KT#=K>:PNGJD7S?]7L&AT:F5.1:C=1VEV4N'=*X9=0BTEB?N`_;=6<
MK5S5:\U6I#7$<LT:"-QX9/@:-;*=/'A/WEU&[K[X6QU1^'W96Y=;M*QMN[OL
M2G[7V3<O4CNMN+NQO59M?I+MHWH[=,^Z+4W%@[$;H5NDWJFEW!;-CP9]BJM6
M?(76I*N-I_!(Z9=G[?O:%;V\75;4[ZN[J3N;K"I.]U;W0M%.\VW/4UN'9E=V
M\W<W;L*[[?VTH$6-5-Y;+KSU`W.MFYZ-=-@7!&IU'?CVE3IU.:E%X_1H$L'H
MPZ>3TN7[T=+LDO;%[H4+=FBW[;\VJ5"I52YI.^5>NF[=U+FJ5>J;TRH.W3=U
MY7I<MW2JMY@]BKU2+]*CP8L2##C83;GA[]-5KWCT8;@4NW:U^./0?M9<FSFQ
M=P2:RE^I.V3=ECT6PZU%O^5[$AZ])K\&@Q*\B;.6PIN[WIUR<%5"8ZHK=T:!
MO3=7PW=IMX;4W0LJ[=V^I)=`W0O'=R_UL(W2BU27MY=^\]&J-JW55MI*E=5K
MW'4-O&J=9-P7C8]I4:B244"VK8OF[HD"E"95$3HVC:!X-.RMDVUTL4;;;J7Z
MT=L+DZ/]MKPV8VHW0L7=>P:;N34MF[LN"!<$/:?<JL3MHJG2=Q]O[#<ID"F[
M;6Y<]!F1+-IC!33LSGY4]]WW1H$3]`70CM7X<G3[#Z9=D;UW?NW:JBW;=%V6
ME3]XKMI%Y52ROQRE-5BXK;MBI4JV+7,6UZA=CE=O9=/G,U&4FZKNN><FH"-/
M8A0UL:-&@-&C1H#1HT:`T:-&@2OUC=*%N]:6RE<V"O3=3>C:VPKQ;KU'W"&R
M5SVW:M8W%L.[+$O';V[-L+OG7-9MZ,2;#N6BWI+EU2%2X5)K0K-'M^?`KL(0
M'F)G[T>]*-M]&.Q]`Z?K,W0WFW1L"S(]$H=@?JV7-;MU5K;^P[7LFT["M3;*
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MMB\J''CW`U1UVS<34ZW*A[;;%8K,",J%+DQZA$VEHT#:O1SX7FSO1#TX7[TF
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M%A56\K8>V3C;>VRQ2V[-M>@6)!L:GS*/`LN137JC;:V+B7+C3ZW<+LR3.;K$
MIDK^T:!$,WP^^GF+TP;_`/21MU#NO93:OJ2J&[%2W%>VFKL>AW3'?WNJ<N?N
M4U:54K=+N.#;$*O1:C4J''A0*1[+0J+/?CV^U2Y2(LR.F#I@\&38;I0W]V2Z
MBK!Z@NL&YKPV`Z?D]*&W]O[A[IV17K(3TUQ%U&?1-EZ[1:7M50)U9LZVKEF0
M+OM\OU=%=@W#;-J+767Z50HM*T[[HT!HT:-`:-&C0&C1HT!IK*7X4>W,OK=;
M\0#^*BZS8V_34.)9J$1-S]O6;(.Q47>=O?573.Y;XVA5->V+EWFA<271'JTY
M=Z[=?<I;5ZLNI8FLNFZ-`C/K9Z#M@^OK;VU;!WR9ORDR=O+U8W&VPW(VEO\`
MN+:S=?;*^&:'6K:5<-E7U:\F/4(#LJ@W!5J94:7/;J5!J3<B/(GTJ1-IE*E0
M</L+PT.E+:S>_9S?_;>V+GLV^ME>G2=TM4+Z)O*M.P;LVFE;L4'?1B+N1,JC
MM0N>][CB;NT67?\`*NBJ7']+W7<=UWC/OY^[7*_(X+\T:!ERN>`OT)3:#U+V
MS:TKJ#VTH/5%%N:G790K&WRN?\6MOJ/N+<SMT;QT79:S[O9NVS=M:=O7(D2Z
M-N0*5;[TJ9:T^H6S;DJVJ//F17G0-L-EJ-M)L+9/3Y:=U7S^+>WFU]&VFM6[
MZI5Z=.W#@V_;EMLVK;]4=KPHS%/EW-2*7%AJCU>31'$OS8C,R?%F.JD%_<>C
M0,Y;/>#+MWL7>.X][[?=;?B)4^K[U7^-S]\&W]][`5&W@O95-11Y%;O%V)LM
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MDPI=(G[C6%N$*/74.5*,R4OO1EN;:-`U79G@Y='%I>'W1/#1F1]TKRZ:[2N:
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MPG8],:;IU-9ANKZ-`UKOWLBOJQZVNFZVMR.F:^(5B]"UYT7JCV[ZN:C<=B,V
MU?5^U>Q+KL5_92B6Y!>7>ZXSE2KU'OJ^7E0*-;SM2VVMB(^U+BS8+2U,47IV
MJ5*ZS+LZGX%\;CP*1=&S'ZE-U[<U._ZK7MM;LJ,"MV36[`O"W=OY+RZ+M]5]
MNHU,W*I$JHTEABHWL]NK5Y%:6['H5%XJRT:!K;J2\*C;OJ;ZGK#ZMKGZHNLF
MQ=UMG5WJO89&V.Y.VU#M?8?]4[;"V]IMTD[84BO;.W1)A(W'MJV8TNZ$W)4[
MF`KU1J]3H?T+[6W'C[4C^'MMG3+4W":MW=CJ%MG?3=6V=KK/O_K&IFX%&F=5
ME=MO:>IT>IT2BQ;]N&SZY:EKT6M_1<N)=5`LVP;=H%4;N*X:A'I5/KLV/5X:
M]=&@9^Z?/!6Z:.GS:&D=-D3=_JMW4Z5:#39]-H_2[NSNU0ZILM&34[ZF;D5!
MZ52K-L&QKIKB9UW5*J5"=2KBNVKV]/CU*73)M&D4PLQ&5B[E=%.T6XV[EM[[
ML57<+;?=BQM@KUZ<-O;NVLNI%I+L';V_+CM"YZTY;5#-,J%L_3;,^Q[?CTM^
MLT6L4FGP(RH[=&4KR765>:-`G#IHZ5MI>E*UKLM[;&'6YE8W(OFK;I;L[B7G
M5UW)N-NYN?7H5-IM:W`W"N1;$1%5N*H4^C4J"1!@4ND0H<"/&I=*@L)4VI1^
MC1H#1HT:#0G4_P!,^S_6'L5?_3COU;C]U;5;E1*1&N6D0ZK4*%40_;UQ4>[K
M=JM(KE)?C52C5J@7/0*-7J-5:?(9F0*G38LIAQ*VP=7Y>Q.U:]]X74N;1IHW
MJI^T50V)B7REI*:JUM75+QI=_3+1#@2#]&N791J?6`URXHDL\DIRHG6W=&@9
MQZFO!0Z?.JS>WJ`WUW!Z@>L6@W%U,[14WI^W4MFP]U[)H5C3]BZ6_3*BSM12
M*)4-JJW-H]IOUZG/W%-,>K*K<JK5ZY@[6#3:]4*<]IVY?P>;I>O&)N-!NCJE
MZ^:W$W<V3V\Z<=RV)N]NW11>.Q^U#M->V]VZJA9V3:4BD6T[2HRV9T!4.NU$
MOU7Z:JU2%=K@J+^&C0-,W7X,/1WN'1MPZ)N7-WKW%B[Q]*^SO2+O2]<VYTAN
M9NWM]L)<5*N7:N[+R?M^D4+R]T[:F4>+&_'2V$6XJI1':@:I39DVIU";)U'5
MO`2Z6[AV$ZK>FNY=_NM*Y=J^M+>^U^H?J`IEP;QV=5:E=.Z%N5EVXIU:B565
MM4N1247I78-BU*\VXH\ZIKVJVYB09%+IM)JL*MOA:-`VU9'AD[:V9UI6#UZ2
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M0-75OPA^G&X+4G[,53<KJ<?Z1:G9J;`F=$AWGDGIK_%-$\51JCPHJZ"O>"D0
MHM00T_3XE'W?I\2DM1XL"DQX--BQX3=UOOPB>C?<6/U6V[<%&W"9VNZTJ-M9
M3]_ME:'?]4H.U]QUO:"39JK5OJD4ZELQKCMF^9=+L&U[>N2M42YXC5?H]/S.
M@JJKSM44YYHT#%__`+'_`.DI?3KU/]*\K?/K1JFS/5_NW9F]N^%!KV]UOW'5
M+@OZS:FJLJJ46Y+@VVJ=<BB[JG3[&EWL\].F5*NG:[;]@5")%IM68K>P]UO!
M"Z3>H'>!_>3J-O\`ZCNH"JUKI6M+HVONU=SMP[5E6AN5LC9JJ1<E+@7DW;.W
MELW0JZ7-ZJ#2.I)^\;;NFW*]&WT@1KBI$JEVTRU:"'C=&@;>K_AC;17=T];Z
M[#WIO'U+7G7>I3;"A[(;U=2%S[C6]4^I&]=E;>NJ]+CINU$F\E6(W:%.LL4S
M<K<>R)4.D6!`GS;3ORYU2ZB]=4YNZ(^I;H\$GHROG;'I+VUO*K=0=8D=&-A'
M9[:7<JD[W7)MWNG5-BS/I3WZAFX=T[4L6''O';%%%H%OVDS2I-)BUB-;M&93
M&KC-:J%;K55=[T:!&FU'2K'VHZG=RMZ[-N:^+;L&]=K;%VP=V5D7I4:YM/&=
MVV@V_2MO[DVWV_?=-`V@C6G;$.NVO)HMJ183-V.UZ35ZXTMVET=24D3/!TLA
M?4+N9U3T+KA\0RS]\MV:$Q9MVWI;.\VU;+AV\IERS+IMK;JDTVJ[$5>ETRT;
M0J$UYFVV&89J\2$MYF76)SLZI/S7@M&@;NVW\..S-L8M#DTCJ7ZRJU?%)N'>
M>Z:GNC<^]\:IWM>]<WNC6=`K4K<",Q9\&QKN9LFF6+0J9M33ZI9:Z;MW"]O1
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M5#B2E6ALTE4F*P^I(H=[X27FD.%(S?A.`58&23CXZ!]G1IB_]<QZ@_W);-_U
MCO;_`)]Z/US'J"_<ELW_`%CO;_GWH'T-&F.HWB5;_OH4I5I[.@I7Q]VAWKC'
M%)^-]'OWU4_KDF_O[E-G_P"LEZ?\^=`]YHTR'^N2;^_N4V?_`*R7I_SYT?KD
MF_O[E-G_`.LEZ?\`/G0/>:-,A?KDV_F<?BKL]GUQ]"WGG'IG'X\Y]=4#WB8=
M0#;JD)M/9PA.,%5#O7)R/LOO&@?,T:8N_7,NH+]R>S7]8[V_Y]ZK8WB4[_O-
ME:K4V>!"RGW:'>H&`$]^]]')R3\NV/OT#XFC3%Y\3+J!"B!:>S791'\@[VR<
M$C]WGQT'Q,>H,`G\4MF^W_OBO;_GWH'T-&F*YWB9]0D9#2D6ELV2X$D\Z#>Y
MP59S@"_4]OSG\^K)*\47J+8""FT-E#R40>5`OKL`,@C&X(^X_>-`_?HTP-^N
MF=1W[C]DO_!^^_\`&%H_73.H[]Q^R7_@_??^,+0/\Z-)%Z+-^[SZC-I*G?E]
M4RV*5685^7!:S4:THE5A4Q4"DPJ-)CON-5BL5N69CBZB\EY:9:62E#7EL-D+
M*U=:`T:-&@-&C1H#1I`/7?U4[C=,,#:Z3M[1;)K#U[5.Z855%YP:[.;C,T.!
M29455/31*_05-N.N3WDR#)7)2I"6PVAI04I;>'ZZUU*?N+V._K!?O^,+02#=
M&H^7ZZUU*?N+V._K!?O^,+7Y^NM]2?[C-C?ZP7[_`(PM!(.T:CX_KK?4E^XS
M8W^L-^_XPM'ZZWU)?N,V-_K#?O\`C"T$@[1J/E^NM=2?[C-COZP7[_C"T?KK
M74I^XO8[^L%^_P",+02#=&H][OBN=2B&W%BR]C<I0I0S;]^D9`R,C]4-)Q\\
M$:MGZ[1U,CULO8@?_2]N!_C&T$B/1J.Y^NT=36"?Q+V)[`^EN[@'X?[XP_AU
M;!XNO4^0#^)&PO<9_E<W"_QDZ"1MHU')_7=.I_\`<1L+_P"#FX7^,G5K/C`]
M4P*@+'V`[*4/Y6=Q?@2/]DW[/_E>F@DE:-1M/UX'JF_</L!_X-;B_P",W7F]
MXPG5.VTM8L?I_)2DD`VSN*0<?`XW-!]-!)/T:C0?KQ_57^X7I\_\&-Q_\9^K
MM;WC`]4=4N2V:3+L;8),2LW-;U&EJC6WN(W)1%J]9A4Z0Y'6[N6\TF0VS)6M
ME3C+K8=2DK;<2"@A))T:-&@-&C1H#1HT:`T:CV;I>*]U*69NONY8]%LO8YZB
MV%NWNC8-&D52W[]?JDFD6/?MPVK3)53>B;B0HCM2E0:0Q(GN1(<.*N6X\J/%
MCLE#*,&_7@NJ4>MD=/X_^EK<3_&;H))FC4;,^,%U3'LFQ^G\J.0D?BSN*<JQ
MV&$[FYQGUQW^6OC]=\ZM?C8/3\#\1^*VY/;_`/.=H))^C4;#]=\ZM?W`]/WV
M_P#0MN5Z?$_Z)Q]!W]#K[_7@^J7]Q'3_`/GMK<4'\X_5-[:"29HU&S_7@NJ7
M]Q'3_P#^#6XG^,W1^O!]4O[B.G__`,&MQ/\`&;H))FC4;3]>!ZIOW#[`?^#6
MXO\`C-T?KP75+D#\1]@,DX`_%K<7)/R`_5-R3]@[Z"27HU&T_7@>J;]P^P`^
M^V=Q0?T'<S.C]>!ZIOW#[`?^#6XO^,W022]&HSJ_&1ZJTR5LBQ>GO"0"";9W
M'*OB/AN>!\/E_!KZ/C']58!/XB]/G8'_`*V-Q_\`&?H),&C48P>,[U7D`_B%
MT\]P/^MC<G_&CJBE>-+U:,NI0BPNG7!;2OW[6W*)R5N)(&-U$]@$`^A]3H)0
M&C478^-5U;@$_B#TYG`)Q^*NY@S@?/\`56/\&G2/#-ZU=V.LJB;S5'=6W]NZ
M#)V[N2TZ/1$[?4RY::Q+BUZB3JG+<JJ+CNBYW'7VGH[2(RHCL-M+1<#K;JRE
M:0=!T:-&@-&C1H#1HUHKJ2W.N#9[:"XK_M>'1I]9I%1M2)&BU]B;)I;C=>NN
MBT"4I]JG3Z;+*VHM3=>CEN6A(?;;+B7&^2%!O71IFW]<)WP_<QM3_6:[_P#G
MGH_7"=\!ZVQM2/\`Z#W=_P`\]`\EHTS9^N%;W_N9VH_K/=W_`#TU<(77_O9)
M;?6NV=K`6TK*0BCW;@E()!5F\5''SQCT/?Y`\'HTT!_%][V_N:VL_K/=O_/+
M1_%][V_N:VL_K/=O_/+0._Z--`?Q?>]O[FMK/ZSW;_SRT?Q?>]O[FMK/ZSW;
M_P`\M`[_`*--`?Q?>]O[FMK/ZSW;_P`\M'\7WO;^YK:S^L]V_P#/+0._Z-,U
M+\03?Q#JR;5VG]G2M7O&A7GS\L$\23^.W'/H"<8SWP-??ZX3OA^YC:G^LUW_
M`///0/):-,V_KA.^'[F-J?ZS7?\`\\]'ZX3OA^YC:G^LUW_\\]`\EHTRY(\1
M3?5IXMHMC:3`2E7OT6\"KWL^N+W3V[=NVO+]<6WX'K;&T8_^@=Y?\^=`]1HT
MR-.\2+?R*'"BU-H%<&5NCE0[S[E*20.U\CL2/L['3P&V5RU"\]NK'NZK,PX]
M3N:U*%79[%.;?:@LRZK38\U]J(W)?E2$1VW'E):2](?<"`.;JU9)#.=&C1H#
M1HT:#'[M_E5N;^E^L_VNDZB<45*ETJEI0DJ5]&PC@8'81F<GN0/B-2Q[M_E5
MN;^E^L_VNDZBDT6*XQ3*8MG+Z_HZ&D-D!OW3':RKEE7H0D8P?7U^8>GL\C^<
MJ_JD?\K7K&I@9>2\IQ:\)6"A3BUI]\8(*5DI(`]"1D$`@@]]7AF/,>:Y^SE)
MRI.`L''$X!R0/7Y:K/8/^S'\[:<CY@^]\#VT%"TPHA7DM=@<*X!"1RP#\TY.
M,=\:^U,O(25*:4$I&2<H.!Z>@43^@?;Z:NL=CR$J3SY\E<L\0G'N@8[$Y],Y
M^W7VZCS&UMYX\AC.,X^?;(T%CU32)<.,RX],DB-&:R9#P.%--HPIQ2<X`4$9
M(*B$_$G`.L=W*OFT=H[-GWY?%833J#3Y4:$M*4I,Z7*F!889A,9RZ>2`'E)R
M60M"BD\AIJC<+J6OW>:ICV&E3*)9;1?AT&FTY]^,_.A.*4TT_5I0B,N/%]86
MZZVMI1*'$M\P$<]`Y94=_MIJ:OZ-9NMUYQESBKRH3<E:>W$(+S,1Q*B>Q_95
M`]\9)&K2[OI9CKR_8TKGM8R)#T5QMU0"<J);3'4`$Y.,'T]`/339EG65?$Z6
MF.S36&$NNH<[)+;K/H,"1^4+HP,<5ALXQCOWTMFP]GKO@AAZ7#9J25'*VW72
MRE(Y)SQ)2ZDE"22.0&>(]X9)T&]Z%?E*N!X)I<):PIMQP/*2K@4H*`4\)"&\
M*4I8`/`#((!QK.(U2CI4(\M;424L^8B.L!O+"\)0[S0CV=(4I*AA3P6,94D:
MIJ?M7-IS#-2I;"UN+86X88CH;2&PH<U^<E:E+".*0<(.>7+';6?PK-I];A,4
MZXHYCH>07ES6R/.9:6H-EI"5!LE3?E%2"7$%7,>X#@Z##I;L1++1"F>4Q?&*
MM"0OSE-K#CH2XVE24D-H=42XI`4$D)*B0#0Z]*E9EPVU5`S3BS.H3BE(\I:_
MRD5"4'RG&UI4]]97`K2`G`*P%*2,:_7F5,!OS.06I"E+0H#\FH*'8%)/(<2.
M_;)SVT%B?:?Y.K4EPMA:E)RYE(0/3BDK/%(`[)`&/EJE4A"\<DI5CTY)!Q]V
M0=9*Y#D+CK46REM;15S['"5).%!)P3]GS/QU:_8,_P"KG_O8_P"5H,9=8=\Q
MU26B&^2E`C@E/$)!)`Y#`[$^@^8U3#N`?GK('F\%UDJSCDCEC!PI/KC)&1GT
MSJW?1^/]6/\`WL?\K0/R>%D#_$X5\_`[P7H1]PI=KI/[X(_-\M.2Z;A\+IH,
M].5<0%%0_5<O0Y(Q]:G6T?3)]/OTX]H#1HT:`T:-&@9P\75MQRE=/_EH*^->
MW"*L%(QFCVX!ZD>OV:9=3%?4M"/*4`IQ"2>2!@*6E))POT`))T]MXL3'GTS8
M4<R@IK>X!!"0K.:3;H^)&/W],Y)@E*DJ\XGBI*L<!WXJ!Q];MG&,Z"B^A&^_
MOD]R,A3F#@^O?![_`&@:_/HWROR:60ZD=PLA!)*NY&5D*('Z,YQ\=7IPN@#R
M6O-7GNGEQPG!RK.#G!XC&/CKRY3O_<,?]]_^0T%J]A5_[BI_J6O[^CV%7_N*
MG^I9_NG5X0J3R_*QPVC^;\P*P?@,<1Z^GKJI;;*TOK*)`:9:YJ?0AKR$KR?R
M;CJW$E"L#E@)/N]\]L:#!%1G^;Q2RKBEQ7+!0D)Q\P5#Y>H!'Q)^.L?DW)0:
M:Z6IS[2W5!2_+2[Y:VT-]EJ4E20IP=O]3Y@>O89.L/OS=BD-5&1;]'#$BI1V
MDIE*8F^8R#RX+_*-QR"]G*EMYP`#E><*TG^LWE3J+5%3K@7!6M4*0]!=GN,H
M2RH$\T(0XXV'`M8')0&!ZD$]@"AYNY=MH;>+,93[#J'`P\TZMX.)(PDJ2RA:
MV0>^?.0U@`DGXZL;>X<>3+@PZ13?.>F.+0[CA+;#(0"DEQ(<99(<)"BXZV3@
M#&=)&I5R;C[HR'&:6]0K6MV/S`FTJG,.2:HR%K`C+=,AA$A;[94@.!P@J4<#
MEG6U*;4$V39]7H%$@56'47D^?.K4AAJ6Z^XO/-3"%O)2V5+/U!(7P1]F2H%,
ML2FI:2I#C)</,+;#C2"A:#P4CBI:?>21C"<]_3Y:MIC26T-K<84A*T%;>5LE
M:T)QR6EI+JGN*<@DEL``C.-(TL[<J&U(7"JRY\>7'===]L?6?R[KCZWVB['2
M0VA&"@*3[0H+0D@X)*3O/?3?_P#%QS;M^%$HU2D2:7Y-4J-*6B$^7WN!\M45
M+;S2D+P>;GG#T`0,#0;2!!],_/N"#CYX(!Q]N-6<QW^2CY2NZE$=T>A42/V_
MRU]4*Y!=U.@U1EMP/OQT(,=:$((*`%92M!(5R"@<J2DG&<:R%V(6FBX722D#
M*"@>I[$$A?;!^(SZ:#%UI4V0EQ)02.0R4]P#CX$_'X?^K5.^"MEQ*!R44D`#
M'<G';N0/TD8UE*%(3GFREWW@<E92>(Q[O9)[$Y/K\3V[ZMKD(*6XL.E`4I:P
MD("@D$DI2"5`D)&$Y[9QG`]-!BGL[_\`.E?I1_RM7RU&9+=X62X&.1;OBS'.
M*UI2A7"YZ4KBM25\@E6,**?>`)*>X&O!#A4Z\V0`&?+'+/UBOG\,=@`@?$^N
MK[;7\M=F_P!.EG_\9*7H)P&C1HT!HT:-`:-&C00P=^X[YZANI`AI1!ZD>H,@
MY1W!WCO8@_6^(.>_?6M8K"DESSFA@A''F$*[@JSCNK'J,^F=;AWW_P!,%U&?
M]T;O_P#^>&]-:NT'F&FAW#;8/S"$_P![7IHT:`]?77D6FL@>4@E2@D`-A1*C
MZ``))/\`<]3KT.<=LGT[#U(SW`'?)QG`^)UK?=C=*W]G;+KEY7%.<I9IT13M
M-9>0Q[1.>4AQ3;;+7FE8<66CQ(2ON"G!!!(7:Y;DMJVHC]5N&NTBWJ7&2$2)
ME5DI@M-*!)42TI'GK`"@2MME:#W`42"-)XK_`%<[7P7TQK<;JU^ES*&I5"F4
MVDQE.)&6PB94&XQ4VH^\5-,/*6URY%`YK2T+>.]&XW4Q.DS[QK%>H]B^TNN1
MX44,15S*8AYQ327#(AI=:RAQ0\P*<"A@!OUSZVG>UJ6RT_19%#]M<M42),`"
M,77T&8P]#CJ9>*N-26M,A`>!+(:"ENI22@)(.:0>KRI^V5>-7]JJ!2(D4>U0
M'JC=\NL2Y*`TO"7_`*'8=1'7R">31*POWE!2>)&LALSJLCW$)-3K>VQH-NO%
M4-^K4B]69D4N^CKJZ3,;158X(!_)L,(*,<4/`]RCC:>Y[=N)+8KU+>IU0DM.
M%#'L25)<9`5[\AT.?DUA02$CB.*%$C(!XW"Y;*M:F7&Q6*;=L>V*@YQE/RRX
MM=/A02>7FJ:65,JDI1V6WY+@'?!(P2#HEI7C:MXT]-2M>MTVHQ2LM*C1Z@A^
M7%=SDMR8[JDR6E`CBDN-X43V4=9@E)2\VE:2"'$A25`?$9[@Y'H0=-L6U>D.
MSFH57DS8+EN.J4W&NBAM1U2:A,;!4LRHS,:.749)(4Z[[F4E*<Y!5=M]O5$N
M%V-&K<3V,2F65T*N(D+>BUUPN\5)E(,9A$!YIO`4EMR05*!R1@G0;BJ*$)F+
MXH0G*>_%*4Y]X_(#M]GIJV.2&4$H6X$JQZ$*^([=P".__P`O5TFI=<X35&.6
MGE^4@LO>;E6"L]PD=@`1D$@D>O<9LS\3S5J<\TH]T#`0%?5!QZJ&>_W:"U)]
M!]P_@U;*F4%I2`,OE&4X&%E)Y@87V[9"NW+USV[][F.X!^8&K7._9T_]H;_^
MNOZ"W*4$,`K/'#8!)!['CC!P#\>W?XZD">`\E0M7JA)!`5?.W!2?F!:=4&1^
M?M]^H_CS7G-EOEQY8R<9[`Y],C].?S'4A+P*H_D6EU,^^5\KWV\]4A.,6M5/
MD3GU^S0/UZ-&C0&C1HT!I)'7(A2^FJ]DH25*^F]NB`"`<#<BTR?4@=AW]=*W
MTE#K;_TM]Z?T9V\_\XMJZ!CI5-5(R7"MHI&$@+4`H'OG\F2#@C!![^G8]M7-
MN#%:;0KS@XXA(]P^:KDK&,'DDI.<]\]M5.C0>?DM?SIO^H3_`'M?24I2"$@(
M![$)]T$?(A.,_GU]:-`:/[I`^`]3CU)``^9)``[G1JPW3<=(M&@OUZL2![.U
MYB!"2`94E0SQ1';')3H5CBKW?=][L>W(+\GWFY+H4TEB(#[1)>>9CQ$$9]U,
MM]QN,\HX.$,.NJ5Z)23VU@\N_+39E^S)J=0FN\$J5]"QG);"25$<%.>SJ',<
M2I7$A(20K)!SK28E7=NO'A5&M-_1UNR$(^B;6A%0AQ`$\VW9D<(9493/OA)4
M,94K)Q@:5IM78$:C08RVJ=$;DMK4`X8J>*D!M`25M+4>Y5DY![E(].^@P>/=
M\-:T>=0*JW&4DGVEQIT'CQRVI20,\W!C("#A1.1@:N[-:I4T%R,3&#9"%I?7
M[RBKWDJ"2,I`&1W&2<]NVE".VZ\I*RB&RZXO)*3'1A63E1[*64COZA*N(^S6
MLY]A0'Y2W%4IR(X3^5X/E0?4"3YA2I#7ED`\<)YCOG(/;086IV/.:=:9>"^2
M2V5)\Q.">_96$J!]WU2?F#G)&J`45(`_+.?]]=_Y6L@EVQ-H:G%P6ES&%+4I
M86E31C-@CW>0+I<#86`5JXE7;XGOYY1Q1A9+WO>>UQ'%GL.(YYRHD\T_5'U2
M>V@L:XCL5"04++6#Y;I4%!:059()5R[%*AW`';"<C&O/5^>1[2VPP3Y820@K
M`YDA:U9/$\,8YG'O'5IE1_9GBT'"X!G!*`@]@@^@4H'ZWV:"CD)0N.D!*5.)
M6YR'%//B?3WB`2G&,`*(&3V&3FQ"1&C?E9;B&F@AQOFXE:T^8I)2@8;0X<J4
M,`\<#/<C.KH_*4TXIL-A0X@\BLCZV?AQ/ICY]]6E;:7$E"P"DG./M"LCY>GW
M:#&YC[4AJ8XRYYJ/*>"5#F``6SD`+"2.X/P_>QJ3-L-_H);2_P"]U9_]H8.H
MT%3;0TV^E`X@Q720/B>"AGY>@]?7][4E_8;_`$$MI?\`>ZL_^T,'0;9T:-&@
M-&C1H,?NW^56YOZ7ZS_:Z3J+!;9"H%,4GNGZ+B^\/3]@9'K^;^#YZE/W8.5K
M7*G..5OUD9/H,TZ2,G46JW(JXE'IC:UI7BGQ/>3D?Z@W\"/E\<C[M!D*'GFQ
MQ0ZM*<DX!&,GU^&O,`DX2E2CW.`!GU[G`Q\3\!HU44T^<H/`<4@*24JQRR2!
MV()&.W_J[]@\>#O\Z<_J=?3=-E*4VMM\J6XM(0T\I`:"GCP"5E*`<(\S*>^.
M24GOC5\U])D-0^<U]!<8@QY<]YM)"5N(@Q'Y9;0H^Z%++(2DJ[`G)T#'G6GN
M#.WOZBZ1L5:T)^=;FW;,*/4(_M7EL2+F*D&74)C`!2]*`CIXE>$H`.4^\K2C
M+5VP$'V*C38T=JHAIAYQ?%I;K);P%14K`"1S"4JQC*>0`^.4Q].[E+OC=_<C
M=BI1%L3+EO>JRX*'W&UR&([,F2PTPIQ)*5K:X$E3>$CFD#L<:7[1'#(N93X(
M(9>;2L_SSD$>\G';T/?."2,Z#:%D;8T%QR`J7$9Y%Y*2J.V5N^9@DH7Q65!.
M,]B,%6/F05DP]NJ/$883$2S';#2#AQ*FW<$)4OGE1/?CVP#V`QW';4&W%)*W
M'75O(.2IY`XJR@J6LX)][)P,*(`S\]*BIE,ESD-!2@OWDI+@;4H%"5)RWW/9
M7`\1ZC)&@^V*#'%*+L(MI'-$?S&`"/(<"B\T"I)]Q:T)*NPY<4^N=8G5:5"8
M8"%,,O%)R'%@DA).`@*0I(PD\E8QVY?;K=[]*5%AK9B1EMM*4CW2#ZD'!PDE
M/91'<=SZ=OCK6X:',::0D8/M+JTI/!:?+)`XE0R>V1V.021V&@U<F!!4I!]B
M8<7W"0$+6ODI)!4!YA&4@E1..P!/8#2?Y5KW.+JJTH+>D4DJS%B3@?94*\M3
MA1'PE"L)0E1(*UC(2KN!C2QH=-9,F*RELK4MYJ.!@!16YADJ[9[)4HK],D)Q
M@$YUXQJ+`5-F0ID<(,=^2\B4LDMK5'CJC*80D84%NJ?2M)(P$@Y`P<@DEEUY
M<5MI:\(+*4*:0064I[H4VWZDM@I(]3W)`/8'5OF---I:*$)22L@D#N1Q/8ZR
MN=1)$%Z6E82PTS4)$1E"TK_8T.JX$$DC'O8"1GU`UC<A!?=+`(2IGWBH@D*R
M..`!W'KGN?AH+#.99]G0XAI`=".;JT@A9(!]]1)'Q`[@=P,]_75E2ZVLX2M*
MCC.`H$X^?[^LH<BO`.(\I2T86DK0@A*D\2%'U!QC(/<:M)IS0"2P$-J[9/''
M;'IVR?WQ]^@?1\,#_2ZUW_?;O+^UMM:<9TW5X8K1:Z>*\@J"L;MWD04Y`P:;
M;7P/?([Z<5T!HT:-`:-&C0-&^*TE2J;L04I*L5J_\A(R>]*MW';\QTSXEI:E
MH"FE\2M`5E)`X\AG)SG&,YQWT\CXIG\CMC/Z-7Y_:JW]-%Z#P"&&#S"4-D^Y
MR],Y][C^?CG\VO5*TK&4J"AG&1W&?\CJH88;D.%MQ(4D-J<`(!]Y*FT@]_CA
M9[_F^.J@T_B2&BAM'J$\#Z_$]B!W^?\`D0MRVPX%(+:7$%"RYD$J::;0IQUY
ML!0`<;;2I2"H$`@$]M-`;P]8]2O2Y*[9=KU*';%ML5=^D,*0X4SIOL"E1I,@
M%"P2%/)(4$]^6<<?@YYN]>,?;_:W<"ZYCXAF!0ZQ3X#Y6&RN:_$=8COLK)P/
MRCB2$Y*L=LYP##\=N6KP*W4)D.7,EN.UB75/:'W0I*W)SRY#B62590A3A*\?
M5*B3QR.P/-42_+0V_"(U95*DN2R'U2E+49"G)`"@^TIU:CEUU0(00OLH8P`"
MF]7;N=;(I5&<FTB)6WJH^MB-3IZ8H?(4ZA*),B0\D^4E'+(C@)4^D$`'N--8
M6=N-(N.Z(0EORJE44T]Z0B+(<"H\81F5H*7N1*>(*<I(Y`$!1],:KZ+=,*;6
M_I)VHUF17$+E(:AR)'GTJ,4+PA082L$+3V+>/V/UP-`ZQ$9ETUZ&V*E!EL/1
M6Z@W;\&G+I<*GO\``.--EM.')"&B`.+:P7"/=QR[W2H67NG?-M!FR:K"G5:?
M.D1V(7ER&6::TMG!??5E:DI.2RVIQ>`M.1G/9%>U+%ZWVFI)EUBIBE4_S)]1
MD!;_`+:AF/ER0F*]Z,L!A*^*'%)(2!R[`#4B?H5V^IE1MV!/I+*7J$Y3X@8J
M+H:F2YDAN3B2ZXHC'E=RE.25*7\`"K`-6VCT,=0#21.D;A.K]L0ZIV!4H<%^
MEQ705H?3%EO%I[B%IY*4LY9)*4YX#6D]^.E+?VVK0J=;<G-UR+;[#<J,]3G'
MYKH#/)P-1ULA0)4D^I"P0,`$#)E*WQ9].ITA+"8XD)=3S0XVVEIM"O*Y*'E@
MX`"TJ2HI2207"02K6KG:-1ZE2GZ+4*1`DP9C"V932F>25LNM+8PA.!AP%U)2
MHD8P<')QH(_?1W>%R5JC4<S*M5AY8+4N%(<_8G>26\+0XWYHYD%"05=R,`=A
MIR6OT23&;0MMM\AQM#@:2T3YN4H4I79/(\<DJP00<@^F-(\I5HTK:#>>\+<"
MF85'15D)BK;2IMID)DN/J_)J3R*2E:0`#@*R?0C3E*%49JT0XY*8DE<;S6WW
M'@X_AUH.(2C.5)\Q/NE)3A/;(`!&@30G*\E"5+P<'CA6#\C@]C]AUZ(;/-'F
M-J",^\5I(3@@C!^\D#[?0:NK*V5M!UEM;0675+;64DA7F$C*DC!Y)((^S&JM
MZ&XN*XKS$#DV2/=4<9Q^GM]@_OA@+[`0^XIED@*QDH2<'BI93]A]U601\#\L
M:NMM-N?C79WY-8`O.T"24G``N2EYU5O,*8*`I25<PO'$$8X<,^I/\V/T:N%N
M_P`M%H_TX6G_`,8:;H)L6C1HT!HT:-`:-&C00V-]_P#3!=1G_=&[_P#_`)X;
MTUJ\!2B0E*E8P3Q&<9SC^`ZVYOM"6KJ`ZBE!Q`"NHO?U0!2K(Y;OWFK'J/3.
M-:WC1UL*65*2H*"0,`@@I*OGG.<_/X:"V<'?YTY_4Z.#O\Z<_J=7U1XI)P3@
M9P,`G[!D@?I(UY-NN+)"X[K0Q]9?'!/?L,')_,/OQH,<JE4B6]0*Q<U28;%/
MMR,N=4%2OR;!C-M+?<4^X5C"5!LH1W3];L<C3("KAD=9>YE6EU.5(5;$*M3E
MV]17:CPIL2F17&D-.O-E24C@5_D0I2RH.%2#@$EQ[KZN=RU>E;<B>U[=YLLT
M>C(;@R&X[SZJE*"`M2U'!82@+2X@CDILJ`SW(8PZ0MWW*1N-#H-,I<%J3-=D
M)>$/F][,VTEEU;2QA25*=4VA!X^[R5\N^@77.V97=MSIL:@H^C*;0D-194ZG
MGS(4MMM3@,5<EM*FRE*2D^4"A02I0R>6MG4KHFDW3*812Z0NHN492D?2#$CV
M-A1D-+B)3(8'Y248X67$GD`E:4.$'B25OUNP%6LN+6JC.;3/K-M4JI.Q%QTL
MOP?I..J0VR[Y7%M9;:6%<SAP]B?=QA5G3I+7-5YZ(3,5+[D9E+Q:0XIO@."U
M`!/!7G)03@C(YD@CX@V,WT#;LT-MB-:+,9EQN;&D5I3C;TB75P$Y:9^D%(4W
M'82QYK2FD@>85\L?D^_E>'2MO>4RHSM@MM4IIU8:#"5O+0A.#B.2RKFHI!XA
M64JR"`#J3[`HC3@:0VZAM3K;)<48S)!4$$))XI!/%'NY.,@?,G6Q:)9\ZL1'
M(+\:"XU'?6EJ8Y$86%,I.$N%*`%\N^.XR0GU`]`A@5W:J_*73G&J=:OT.FDJ
M=$FAR&9*TRG7\-B4F(4*PX,%2U("4G!3@#`&>VX:I1ML=J*(^X[5+H9N2Y7:
MY;J&8$-RFQUO(-.6A;SC<Y]E*%'V<(XJ6X5)1G4I_<?9:SY4>4P[3H$:4ZI]
M,F4*?%\R3@92&?<Y)*">2LG.2,#&<M&=9/2K!INWR[TM6GRFZK1YT-QN5#*6
M94E3TE`9R48]%@`(*@2,'W3H-.6FU,:C365B2\QSC2&E+Y*1#Y-?EHHR3Q4E
M8RM.5J2<`GX:R0OLE)_*H]%#UQW&0>Q^1&K@B),7'V_ISS!H]5>LDNUN(XGW
MP]&6@\Y2$J[R92,GS`<A)P<@:]&H$1QM#@92`M*5X*03E0"E?I421\@0,G&2
M&()R>*4@J41Z)[GL,G5MG-N^>D^4Y^P(_:_)Q[^_K8BH#>/R82A?;"B/AD9'
M;YC5GG07//3^51^P(_:J_GCWVZ#`I")'E*\IIWGVQQ02?MQC/P_/\M2#_`I3
M)3:?4T)"74G\=]N^(=3Q./Q6JN2!@=O3)TPI@@D'U!4.WV$C^YJ0'X('\JO4
MG_3KM_\`\5ZEH'U=&C1H#1HT:`TE#K;_`-+?>G]&=O/_`#BVKI5^DJ]:C0?Z
M=+R:+J&0JL;?GS'`HH3QW"M=>#Q[^\4\1\,D:!E'TU]!#A&0TX0>^0G_`->J
MURG*3@(E,/`@Y+:5@)/88.2>YSGX]OAJN;24-H2<92D`X].WWXT%DX._SIS^
MIU<F([1::"F4EP@`@I]\J)^(S\?S#'?5R994^5A*DIX8]4DYR/F"/X-7AIME
MMA"%-%3J$8\P<>/F`'"@"<@`X/<$^O?08VJ&D)[1,<5M/N++9PW&C+\V4M9]
M$L^2"'5JP`GX@XTW-N%N)5[]OYN=!;93:EN5>HPJ:B$HN)=,>0J.^M+8*FW&
MUR6U+0I04D(5[A*20%U[XW.NS-GMPKC8=+,R+1FX4-P*"2EZJR!#*\'ZP;0H
MK6GL5`8!QG33%BU<K:ID1J4DK4V\77LX2[*3(493B``#AYXJ4,]@,Y/R!R/;
MD8B!X@%YU\*=<(&7%@XY*!'$'!_:)0,8[:6I:)!::3V*_P!HD8Y8*4CW0,'N
M>Q/R]3C2"]FI+TR(R)#R6,EU9:<2I2AW'$C!&<``$]AZ8R<Z<(L5<",B.X^L
M/JRH^Z>&`4)(&%!7<9P.^%*^P8(9]`B.R)C#'%;:7"H%12$IX@<CDJ2H8(!^
M&2.P]=8Y==*=@2'7/)=\M2.33O$\!@86$J`"2.0)P<G(';TUMB+*IQ=;+92E
M7$\3R3D93\<$9R.W8?O:QR^.,J$T&G4*!2IHG*E!)6I2LG'P&<@`D]SV';(:
M*BEYYYEIY+CT:0L(DLK3R;D-+23Y:P`5J!7P(`(4"D8(QC6N;IMQ=$G(F^SJ
MC1ZH\Y'81Y:VV?,845!MOEV*E>>,`9)`[GL,[G;@N1/+_*I46%-I!"5`E64I
M2>Y[8Y`GM\/GVUF&^%LL1MHZ;6$!*YT&HQ9Z9'$@)00P7&P2>06X``E0("2,
MG"3H$A)4#A2%?54<*'P4A6#^=*DD'[01JCFQER@DI<4VYSY*<&.13Q(X]TE.
M">)/;]J/F<U45QN<M9C#@VLAU!7W!#H#BSVQW#BEY^&0<=O2J>CK9"5*6E04
MKC@)(_:DY[D_+08D[$0VI2'CYS@2#S7CF00<)'$#TQVP`?ACXFSAMP=O*<]3
MC"21C/;!SZ8UGX\CB?-9*U=\D<>Z>^!W(/IK'4^GYU?HR<?O:#!*Q%6XA[,A
M<;$-P%!(3RRVHA>%I4>_?)'R[=M27-ADE.R>TJ5?6&W5G@D]\D4&",]OGZZC
MG5"(R^S(6ZD+(C.I'(!1`#:NP)[X]/T?HD<;(H#6SFUK8]$6!::1]PHD(`#[
M`.PT&T=&C1H#1HT:"PW5_*Q<?]`:Q_:^1J+K2V77Z934,J"%^P1%9/IQ$=L$
M>A^*A^CYZE%W2,VS<8'J:%5Q^FGR-1@Z,TN+`ICCG%2508C0X')RJ.V0<'U'
MNX_/H#Z/J`_U=`^T<<C[LC'Z=7N/%0P@)996,@$A*'%$]AD]@K(SW[9`R<=C
MJN]D>4CD"W@ISWS\M91&CNM.I62DIXD=B<]QZ_I&/SZ#'8T9+J%EQEPJ"^V4
M.)."E/P(';.<?G[ZU5O5?EO[76?4IUP5!AE^X*/68%#B1V)'M*Y#T-YI'`E'
MOK"%*2O&4)45!6<=U&ML.O!2DE.$GB>6?D#_`'?LT@'Q#+3>J=G;<UDSJE$7
M;U6=@EREM-OH3(JI4['=<;=+8\IIM6)!404$$C())!IC9"ZE6NP*>V@-N)J<
MRIIG-^^X^BHS7E>0[@#BXTE/,H]3RY'B`,N3;=5(U*CFN**G'75(>2K!"O==
M*>'$*QGW,E)SV.2.^FN+?IDV@W?.MQZ4F>RW[/*I[K<=#)<6\XZJ67"C(*D)
M2UG!4`#V))[N=]/J4O45ZERW607WDN0EE:$-X#I0$N+64E"@YR!.2D9(.#H%
M\;4SFYD1*P@H6&!S6KDE*CDGB2O`YCEG'KC)[>FE=6Q468[;+:D)605KY)2%
M9RH$>\$DY'IG)QV[>FDT[:6]&C0&XDJ33FI*Y`6VR)\9QQ2?=`(2VLJPHYP<
M<<]\Y[Z40S`302'ICT>-&4EORUK<SRYI[8(!`R>W<XR#@D8)#8YN`+'%P+4C
ML>/E!/=/H<@Y[=_S]SWUB=SUJ/BGGRQ[LH*4%(!(`!(*NQ*4G![D@'!^6JB"
MVNHG$8H4KB5<>Y)2/50P`<8(.<8[_=FU7%0JF4`H8Y^Z@$`_$K(`^??XC![?
M>#H/&VF(S\^.\M"''$2'7VR5]TE`+Z5$)5@^7];N.(2GL`-?M>BP'*ZXVIYQ
MIIU;LE28S:GD+42T775+;"R$@I`()"0%>F`",<8]JHM/7/0`M[#K;*6,EP+<
M2F,O.0G!2%.9P1E/Q!QG45>W4CV)&5<-R29,1F)#JD5A`X*;EO!KVXH+9<2\
MM10SQ3Y:5#FH<N.<:"MW-BQ2^EF"MM:5R%K0ZA25$NJ)2'%G*N*L#)2KMV/;
M)SK3RJ6F,2[)*%*=]T*Y@9XX)[=OL[C/J/3OFVV=NG2[\N*L4=CVQRH>QLUA
M?",MJ"PBII\YF,I:U!7GH!25(4@)!P4J)UG<^DK<2T7T<N*E<2D$D'B!CU`'
MJ<D?=Z'082Z7`7&49\G!0D)1R!01WPL`@Y).3W^/?.K-*C(:;26VE`E:1GBO
M..^0,_/XCOK.U07&0L)XI0VE1"59"@`"K!&3W/WY^S/;5MDM+>;2$$`\@HY/
M;&/3[1_ECY`\KX9R>/3U6^Q!.Z]XDYR._L%NIS@^G8#T['U^.=.&:0%X<#2F
M=@JRE1!*MTKO5D'/8P;?'?[1@Z7[H#1HT:`T:-&@:F\4.(N53=D."@DMUF^B
M<D?MJ70!V!]?3OII84]"`$N-J6H`96D*(43W]4Y';.#]VG<_$Y86_3MD^''*
M:S?!/+T[TNA#^Y_EC36,9AU#3;?'))P%#NCNH@'(^'S[?9ZZ"SP8+/GJ_(K_
M`&%?P<_GC/V:N9@L@?L*_P`X<'[^-9!!A/\`GJ]YO]A7VR?YXS_!_=U=#"?_
M`)IOY>I'K]I[:!H#Q=-QHFW?3M0+8==B";?%T3HC:H:I#;ZX\533Q;]Y(!">
M)"LD\DE2E$>FHY-MIA/MSE2GG6(U.@4]*&/)42\X\4J<D)?*0I82VHH4H*4$
M*P20H*R^-X\E.E-67T]-/QU-E=UW,4N*'Y/F8>49(2I7ODC'NC/J>WJP2+EN
M*';,:D2)+46GEU!4VB&VZ]+6<`,NSEE#S,0I&%)0%)SA03DY(9I!N>#3[PJT
M&TPVL3J2N$_-;2EQYAK!==#:@"I!)3A:T84`<G!P-;SZ<[8J=Y7W1:1284>I
M.2)S;$EJ2IM#/L[[F7WW)*R$H*/>SE:>^<CXZTYT\6%'N:=6*R&%,HDO.0VF
MX_)4A#GF!+WEC]C6WY?/BK(44]P,^KT>T%"V!V`MAG<&OT6969E*;0U$MQ@K
M;F5^;+1S6C+!!2L*`2`2.ZS]N@<=Z:>B>D6C,N6=6BU4:76H\EUJ+`4F:EB)
M,8PMM(84XA:4H<4D>8GB>7UA@C3JNS]G6/L_9%(MJPV7HL2'Y\9,1UEMQ3#3
MJE2G2E[NXXI<I:EE+BE<$\`G`2`(^6V/4CM3N/>"KDI-@[X=-58ITYANO3GJ
MN_7;$RM](;>J<9`=E4AJ?R'L\=+"PA"B%+'J'D]G;^-TRX,B!<]'J,",D4M3
MOM+K3DMX-><N>&'60[^5:(0HJ0DE92">22-`INZZM0Y%*D2)$]M$N&M7NA;:
MDQT.A?/SB#[B%DDDNE."LI_:@%(%T;EVK0:W$@0ZW3ILQM3+$FG4)::L(TEQ
MUM*52WHQD"/P(/NO%LGOV^(P+J2OFW;,@5B%6ZS.AQJS%?@KAT".Y,JM8D.N
ME]#4-MG"D^8ET1TNJ6A;:U9`(3R#5-#ZT/Q#^GH^WG2]4J#0+:JD*CW"Y7*O
M5&K^K4^5+;0W4UPY4-\3D1R"75MO+;`(RX"2G08AUL;EJL/JAH354XPVKZ"6
MHC#I0RTMYKS%M2U!WRP"K."I)(7Q[]QDYG!W9N9'LL1"74,EKE&+LA'D.E#:
M`5M*<4AMU'Q`2IQ"1V'H#I)/C"UJL;@-;1;OJI<J"JAO18@DJ:X2X;LQD.1H
MPXM-)6VRM9#BC@@A1P>V,AV6N&#N)M+:9KBGIE9H]*6TIEIP(>=,<)4X6UAU
M2B5(&4@I3R)X'TR`=(L-BMUN@-U.I@>=+6E2%M!*VUH\L9*?+4I`[D#((S_!
MFYIDPM^47?<QQQQ'H/AG.?A@ZKMJ+=%+V[M3R($FFHG4Y$WV><\77^*\)0H@
M=D90D82,@^N2#K)'83WFN84V??5ZD_HT&N*A3/)\DR`5A7F\3Z!.`T59P>V1
M@Y/R/P&J>WFA^.-HMH0HM_CM9Z>P)'$W%2@K!`P2,G/J<YS\=;`FT]MQKRY/
M=2N7E<,E/;B'.?<8'O-D$?(ZMMN4.2U==GM-+8"#==JO(!6OD&F[AIRG`1P'
MO82K`[YR/>.#H)EFC1HT!HT:-`:-&C00]=\_]'[J''<D]1&_8``))_Z;MY_`
M=]:[BL(=4X'4$X"""0I.,E><9QG/;/W#6T-[HKHZ@.H%S*>(ZB=]W!@GE@[N
M7BK[L@'6`J<"5MMXR7"H)/P!&/7[._?[,D9T'D(C"2%!'<$$=R?3[#G_`"],
M'7JXRVZ.*T@@'(^&#^;5=[$^>X+??[]?"HKZ5-H'%;CJTMM-H!*EJ)]`/DE.
M5*/P2"=`@'Q'*4N5TS512/>BTZO4JL5*,E/F%^EPW>S;B$$J2A+ZU+#BAZ^I
M][!;OZ.]NK05/B3XMN4UNL5RLT^:UP829;L;S4>9&41^498E)4D+<``XH&,@
MZ<"ZLNH/;VK6[N/T[T^12ZK=%Q6VY3%RI%>C0&J;4$NI4AGR5,NOH_*!*%$I
M'):L9`!(9SZ?=S+[LN^%V408%^4R0NWG_-Y^SEAQ;2(,BDS1EN4\PEL86WQ;
M'F#*CVT$@'?.M/5"^!3&I0:>D*IM.EQT.H6VP8E.CQ$4YI25!/ELL,-H]TE2
MB3G*@<J<V-EFFN0&4K"(@DH0Z@`%+BF&UI&"KN3YB,G![X.1@$:;)L9^?5[V
MIU`K4]52N%*&IP$QQ#;KM6>/!05(=*6`3P;P"M2_>R1QQIVO;JAT-FDTZ%&J
MU`57BTS4&H7TQ`:<4%241Y;:5./!`=8"WW7$J5]1M0;*EE((.`PZJXMF,[&<
M+10TC*^*2%_S)&4\5``$>AQG&?ELVVKOJM/;2^8^$(0%O/\`/)<01E3WEJ./
M>P,)`X_S((R3HZ@W1;3;$2CRYJ538S332Q'D17&4*4@#B%AT>8"I/8H"DD=^
M6<)UL.%7J`^$1348[!0][(6)+B&G.`SAYLE026EI((]X$Y[@#T"^W=68UP(C
M/>5B1&>6M2QE!7YJ0D\D)/%7IZ^J<X[#6N-V=K_QGL2VQS97%N2MQV$PE/)*
MD2*2XF6'RR"5I;);&,IXK(XDJ]#L-A%-E-2G&O,<$64J(M"7XJE.K2$GS48>
M*4,Y/UW2D^F$YSC&]XYKMO6;:-Q-/IC4BB5A<"KU!LID)A.R2%))<C<FB`%I
M`<4X`%#"L8.`;$W<M*&BYZS?#;#3?GQ#1H@:=4$1GX.&9.&TD(!<`(X?[;.,
M@YT`R,--#&,-H[8QZI'I]GW?=I5_41)@QJ]]"QG&XM.D0HU2I*L_QM-5/:#T
MB4\I'F?QTXL@X&1P6`%9R-)@7"?R!R;/%MM).20<(!!'V$*[9P<>H&@H]6J=
M^SI_[0W_`/77]7MV.ZTGFHH(Y!)XYSW[9[_;C5KDQW7G0M!2`&TH]XG.0MQ7
MP^Q8T&'*A2T*6XIP*:"UJ"4]U<2LE([#)[8!R?GDZD!^"`"+5ZD\@C-Z[?XR
M",_]"]3'Q`TPW@@D'U!4.WV$C^YI_+P3_P"5?J._IRL#_BS5-`^-HT:-`:-&
MC0&DH=;?^EPO,`$DUG;T``$G_1$M7.,=_3/YM*OTEGK/_P!+O>/]&+`_\X-L
M:!EZ#[J70>0]\8"N0_:CTY?GU79!P!W)(``[Y[CMCOG5R@-QEMNEX.%8=`3Y
M8_:<2>Y)]0?0`8P02<ZK?)B)]YM+_F#NCECCRR!W^S!.?30?J6&66VBTD)4L
M96,Y)/O')!R4X[=NWVCN-!(2"I1"4@$DD@``>I)/8`?$G7JTRMXKX<`4XSG.
M3GOZC_U_'T[:]50W4@J6EIU*/?4V2<.)3[Q0<]L*`QCX^F@2AUK)>3TQ;ES&
M'?(7"11'P[DHPERHI:/O'W5).,#/;))'?N&L=GA%JHIR(Z4M+9:#B7E/*(4Y
M(67'R%DE.5+RO(5V)PGMVTK[Q#]_YMIVY7-A6*(F13;TM^D7`W6IB$*:0&:J
MTT[34O(47"XV27VTEK@0C!4!C+?MC7XSMK3Z7*;3#FJG1G5TZEOY,E_@5J5Y
M#81QREWL@*)4>P`R<:!Y7;VWTMEAQI02HY;RAT8(5^U[*]2H)``QZ8QVTLNW
M(C\9#+8#JE>6%A20XON0`4_M@,I3C&?0^G?NP7!ZO]X]O*3$N:X&]O+)A.PU
M.T^+<UT42)79)/$I**"I]<MMQ13A+4A"'R5<4I!(.EW[%^)QMM>T*B4&[Z\S
M2+FG.L1U-FW9\-R2]((;9$100&WF5J!4'D\D*1]4D#(!TF#4_,J+\;BMOR6V
MR%'FD-<<!94H@)`(&"3A(SV^&LIJ;953F7"/R/`O.+*L(RE/NN%60`D#T4"$
MGN?7)TG;<"\JM9]AO7O2UKJ4J?$DK9-/BN3W7&T(+B0Y$XA:@I'EEP)RI`^?
M?#"VZG6SU!7!NG;\^L3]Z[8VXJ<DT?V:TK46B&\B*\4NI;8.5K<6E)"%*XC"
ML$#.=!(\/8(<<07D**7"`0OS`>)21P*LC)21C`P/4:V7N.\+BV9K5)2@J=^A
MYDN.,*"DNP66'$<$)`*B`HX`_FO0Z:%Z:^H?:,39<^V]Q-PIM0#I:J=M;HT&
MLT*LAT*(=+:*NVW`6P7`>*X#RT$!):3@=G0?Q]@7=MC5ZD)4."PU3Y*HC[#B
M%OA"T<)60@J2ES@VUP0HX42?>'$$`CBT76GH,1;/'`9:86E*PX426\H>:<()
M*7O-"B6E86.6..-9DZRET!+J%8"LC*5)][!^.!WQG5HV^LZ';L&7`8F?2##M
M>=K4&:3S==BS8B7?XX*@G#R);SK92GDCRVTJ"B24ZS>=">\MOWD9\SYGTX+_
M`']!A$EM#;I0@`)XHR,_S1.<G.?3XY&!\1JT3V&VG0&6\)Y*&4@K_:@C*AG/
MUCW^(]<XU?I[3J)*D%'(\&_>3DH[\NQ)`.1\1@_#N0<Z\EQ7FT%>$D#'NI!Y
M=R!Z>@[??H,1E^[&D\@4_D'C[P*1^QJ^)`^1_0?EJ1ELMWV@VPQ^X*U/[20M
M1VJZAUR%*82TODY$?`)&`.32L'[1W[_+'Q/;4B/9,%.SVUP.,BP;3SC./Y"0
MOF`?WAH-GZ-&C0&C1HT%DN8$VW<`'J:)5@/O,"0!Z`G]`/W:C20*.I%,IIE*
M_)IB0N);44$.)8;XDGXC`4",X^8(U)<N3^5VO_T%JO\`P%_4=>E(6Y`@);`*
MO8(RNZ@GL&&@<$_'OZ:"CBQXZV`5$CNI/9TCL#@?'UQWS]NKU&0VZZEM2N0X
M*/NJP<@#!./[WZ-72,EQIGBO(4%+..6>Q.1W!/W:NT>(M;Z$R$\65!?)86E>
M#@*3[H/(Y(QD8Q\>P.@MC3*&4J2C.%'D>1)[X`^/PP/X=:+ZGZ(F=LK7S-9;
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MEO`PM><Z!LFG7YU;7I?U?<HUDW'0HNWS:E2Y=4J3R8DN&TUR$CG'0BE.E^1Q
M"4QW%+XG.`GU7/T[=9-Z;@712MG-Q]O+A@WP_$54J*U3TFKJKE-B(+DF0TPM
M7N!;B`6U]TMI(.2,'2RJI3K"LNV)M2C73)?BQHJW6XULL2ZG4)@6C"&50VHY
M=+9)^LH>Z1D@@G"/>ENEMJZFINYU0BS$U*K4UZ@T.%-<1[31:4X2%2E^2K*'
M915S5&&'60K"\$%*0W;O?UE539"<[0+7LBN7-=,2EQ*I7&%P4>7;C-24&H4"
M:E4N,EU]UPH.2^"0VL<,C(3)3O%JJPND;6W_`&_#LB]DO)D.3*E29*XJ*?-:
M;7!<;AQ)4^.>92\2//#JL*R$@)45V[HVA2*[O76G[CDHBP;ZHU)MR?.<#:VX
M"Z4G,&8LD\?=4DI4LGL',YR#G$F=B;21<ZZE-MZU:I78*6X9N>J4NC5J1+8A
MK48CT9UZ8E:XH:(<;0@%(=4Z@GU&@RRR>IRBW3;TFOF!3Y-$HT9R1.KM&EJG
MTNGL!`3*J4_L0TA@E4IR.M7)!`:5W21K`:ONOM]O;5;C<L>+2KRL&SZ0Q$@;
MC(9;>IE5N&X8[BW(T-D9;85%9C.,I'O$.X4@``#7S`Z?+4M:XZPY;E*;@5J[
MFW8;M.I#*C:\I#R2J:NILLY8;4IA3[S;8(`D>6VGF0,;^GT^A&1;^UU)I,>E
M4&BT..)#\"F/4]J74T<5<Y(6TDI+0+B6W3A"DNK*<`$D,7VYLYJC)EU>6P[&
MJ-1A0_:/+4EL*##"4M-.)2GBKW0DJP02D@$`Y&L^GA`0UR2@>^?4)'[4_$_W
M_P"'640Z1!BPH<4N.+,6*U'*D,NNH/E`I'%Q)XK&,>\DE)^!QK]?II5P]@!6
MI))=#N8V$G`21YI]_*NV$Y(]2,'.@UE*I4)\2'EAXK6APJX/J0D'RRG"4HPE
M(`QV'KZGUUBLFE0V6T*;#X*E`'D^M0P1\E9_3Z_;K<K]&04O*?/%[@YYB1AP
M!7`]@M*DI4,8[X_.3K%Y5!:=:2EO*CS"B"`D<<?,K/?[!V^WY@Z;X>"$M[%5
ME"`0D;G79C)R>\&@$]_O)]`-+NTB?H*AF#LI5F#C'ZHUT+3@A79<.B9[@G'O
M!7;U_3I;&@-&C1H#1HT:!L3Q)HKLJG[-!K'Y.KWJ59Q^VIM#`]5)^7S^&FU*
M?3IPC1V<-%!/EJ)0@K(6X027.8(5A6`1DC&?LTZAX@@!A;2Y`/\`FI=_J/\`
MWWT;3<C$=YQ32D('!3B,'F@?MT_`GM_D/7061N@/,J*FTD'B4=R%#B2E78%8
MQW2-72-16E-9EEX/<U]VWBA'`D>6.`0H9`)Y'*L_'T.LPB0?,>*9("$>6K@0
M>?)SD@@'@20.`6<^F0`3@ZOOXMC&4I&",@\TC[O50([_`#&@C-^/M'J4*D]/
M;LZ7F@PZO7"XTXI*92[@#&%Y<)051PV$X82D!!P2>^-1ZZC-J5WQJ'0X,%MY
M4A"3YT9'DJ"RYQXK<Y%2EE/?*DXS];U($^SJSZ*]MNL/:5W:B[W7J1.3*ESJ
M#=3:5+<IM7J&$*>4@`K#3/N!9[<DJ6`HG!,-_<SI*ZA.@3>R@4?>VTF:O:Z+
MJ,6SKWIA@KHMV4:/(+-/=EO1)DI+%0=0$)+,GRG0DY4@'((5O3126Z`TS0#Y
MB:DFI-B;A_FXVAQP(<"5))2E9'92@#R.<YU(+Z?MLK0NJGTUBJT1NI/)J"4L
M^T\'1RC\"THI4TKDZ,$GCQ!)R1CMIF3<2`6-R*7<],BAJGW%$C3F&TK;;6RZ
MI(=DL.LI(=:#!4I*5+0`LIRA6"`7@>F:\FX]%M^6T^"N(ED*\P+2H+*!GNO'
M,A0)YA/?B>X.-`YY,VMM7\7UT>JVU2'H41GVV>D0(K$F6]#:#C+LUYAIHS%0
M5I2Y$,@.<",KY@8*/K@CFV]WVI="'T7!G)0$1HR"Q'4MH(`46$\6\EOZW%(R
MLY(Y#"5-7=U&T.B;=3FZA%J,NHM4^;*]F9<0J).\J(M7E+=0A?E,.GB%-O84
M$>H."0TR[U,63;]<I$^Z[KFKJ8F21(C4FD5>53J9$ER.;$.HUQJ"Y2F0TD`>
M<J2C"\(."<D'(&*?!<GN7+68+-1:>>0B:[,83(5'4E+<9H0%.@B(EQM(4Z4Y
M*EEQ?+*B-;2N.Q+<F4F#4VJ#3E,P#YCBG(4=QU$=.0I!?4R9#J0K&0\\]DCE
MGXE&UR=0G3U!MQYNE2[XNCZ;H["9E-V_IT2O5&!4I$E+\=4R0$K==C.)4W(6
MXA/&.WEDI24]LOLGJ-J<BE2K:JSLMB.]YI@JJ3K"DOP4H4AQWRD@/-+4I2`E
MMP)())4D@'`)]\5+9.BU3H%O+<:2ZF!(M:\*&:>IY:$MRX4U2>4=IM#03YK?
MO!M8(*`4G"NY+*_1)9%^[A5&BPK0I]94P]/C^?4'FE"G0:?'XKF*<&1ZL@`*
MP.2CDG"B=20[WH5!ZH=IH.P%VU2HPK=7-CU"X'*8ZV\S*BP7U.P8Z2D+Y/%1
M5S\L%2`4Y*>QUN;;O:&QMG+1IMHV#;U,IE*I;:VT24-*3.</EI:"UK=3V4Z`
M2Z.6.1P,8[AB/T6W!C4ZG..+?%.ID*$B4%A+,@,L(2M3*!C@$.<DJ!_;=\DD
MG6/N1(_FN_6_9%?ZH?\`U?W3]NMKR8$I#IY,I"59*/RC)&.1R0$J[>H]0G/K
M]V,OQGD+>6IM/%*E$D*;)`!^0/<C[.^@UU/B1\L=U>C_`/JA_P"P?;KUMVEO
M*NFTI*`/);NBV4I[@_D#7Z?YF3RSR(Y8[93VP#COEDN,Z\E*VFTJ2R%^;E2$
M\?,X<#A1!5GRECW0<8&?4:^*'_+!;7;'_1-;O;MZBM0@?3MZZ"6/HT:-`:-&
MC0&C1HT$2;>V&P=]M_E'D"K?_?)1]\@95NM=ZCC\Y/;6L3`BK6VO+A4V24X=
M/'OCEE/?/8#N,$?/6X]YHDG]7C?=SRCP_5_WM<"@<Y2=U;M4"`._<$'6'I@B
M:2'`X`T`4^XLY*R0>W8_M1W!^PCOV"TL16W6&U`*\Q8*1A2B.7(I3VY#M@#/
M?Y]]5L6CRDO(6>')!!0OCDMG(25<C]4D'N>_8'MZZR&+3H+*6/,4\"V<KQ&=
M5CWU*]02#V()P#\AG61B-':87)AEQ;I6R6@62CD`\"YW62!A(SW3A6.(&=!'
MSW#L:U#OI?\`6*PW2V6::[5W:@H18YEJ2\^5%3D@MJ<45I)XA12H=N*AV2$2
MURGIK6\%-52J=5Z128J9`L^H+9,4F4.+D>:98]]^.TM*N;"U*2[S3E7NA)>&
MZN-KETO>>-7(\*4Y3+WIT&8Q(0C##E;I4@E<1]*<>SI=9RH./*#:S@')!&FM
M-[:O4+5OBQI"&)$%SZ0J444M3+BXZP\^PHDS4CRT*'`8')/=2B.PP0QV\;2Z
MN;NNFPF;"MFO5VO/2&0^Y3EFFTJ2IF3);;K$B6R>?ER4I;;+`)2"SR(2'-*'
MH/03U_[AW-3TW%>="LJU9%"#_P!.T256T5&EOP9Z9SB%)6XEA\R945%.=4M2
M>+<IQQ/(IXZ<(Z;+TMJZ5TEBJVE4XTQF.W%=J=MS4(J0;;:;4&FWN192`7%G
M'NE)47%`$D%P!^D.",ZMQ_<"73TQG5*C^ROH;=B--%PM/35)]F0@-(3Y[RE\
M2`IP')&`8GL:_.HC9'JQV=V9JE^VM?[=TUU5O2XSU6N.1-HM.C!L*N>H?0R7
MD-QF92VHJX\KBI:W4K`XA6G3?$0_BHZ18^S=O;5TJV:C4[GFW#*N>X[:GUR)
M6J>_1:<F33J5]'RT-^7"J;Q\Q$]_'Y`$*]2"AVYZ=;C>_5!NBGPX--+%QLPZ
M2Y1^4QZ(7Y"%NMSY+&1(>==0A7-M90UQ6E8)(4'\!&MZX++M^3>L<U&?2&),
M1#C<Y$*6NFU1A*9,F.I9PY*0DA338)=4$D)S@Z"*A"W5\0_;F^J_)O>Q^J#Z
M.B5&.BKS[&I(N2P*I0PD*36(DEUWVA90DJ0]&@`J:4%%9)T]ITK]8T2ZMIZ_
M9E&N:L7I8]S030KJHMX4"JL7O;MQS.<=$B#2JFGRX:HTIW+DEQ?DH2@+4I*4
MY"H;4GV/8BIE)I6X-EUB/47Y'&FU:5/:K33+BE<XDAMR/A7E)/%LI`2HI("A
MVS>:;M?M[-I%9N^THU!H=3+<R)"JTF'(@0':C(;7Y!,Z6EJ,C$I0/G/GB.RE
M*`QH-+R/QT3-MB%4K-AFW9U-F&I-7>BM5*[:='I;)CPI,"51V'($5J<C#[3;
MJPSP4`%>F-=&GLA2E`32ETEY`E-B.\E+I)"/+;)'!.,(4H\UIPI8Y9)4HS>U
MP1[;I]2J<L3KBA6Y5+/8<2X&T2GWWBU)6A8RVY%2R5.-30I4=?NA"CR.=`IM
MH^6PA:>1:CM-Y4XE>"E)*O>*_>P3C(QRQZ:#'IT)@1R2%@<T=RM0'UOF?\O[
MEI$..>XY'[G"?[^LP%);9P['P7!V`QQRE7K[Q60"!]X/?XXU::BTZB0@+0K)
MCH(QE8_97OBG(SW&?E\>^@U]*CL-(>6@GDE:O5PG&5GOC/Z,_OZ?C\$X@VOU
M'X(/_1E8'H<_];-4TR-,"_9UCBY\/VJQ\1]FGRO!>Y?BSU%<@H9O&P\<@1_U
MM5+YZ![;1HT:`T:-&@-)?ZR&TN]/MW(7GB:O89.#@^[?ULJ'?U]1\,:5!I-?
M5RVT[L-=:'E%+9JUCDD)*SD7U;A2,`@]U`#.>V@9V:90R%!&<*.3R43Z#'Q]
M.VO=K@MUM"E#"E84`K!Q@_$=Q\-9`W2H;H46U*4$G!RA2,$C(QE1SV^SY:JF
M(K[3K8`_)MJ[*YCZH!`[9)SW^``^&`/0+6TVRSRX*'O8SE>?3T]3J\QX;;[;
M..1<=`2"5GB5JR$Y`^&<`C[^XU<VT/.E0;'+CC.5A/KZ>N,_F)/;OK];2XF0
MT%)4%)>1D_6&<YSR&4G].@;6Z^-NJ=,M^VKIC4Z/*7-HM;H\MZH)3*4RY38;
ME1:7#*TYC*\X#DI&>39"0$DDAK3:S:V!NI$I;%5F"GF.RXN+/"O+>C.J=<#G
MLKI)#(\S/%.2C&?1.3J0_P!1MA0]P]F+YHLGD33:#5J]&:9;+C[B($!Q4UN.
MTGWGG3'2"W'0"MY0"$)4<ZC6;#W8Y3*LM<90-)<G&#"7G#Z2\XI2&),4_EXK
M[:<B0T\E*X[P4VX0L$`%X;;>&QM`'*K6JU;;&XDZOSV9=2GW6(M70B0V\'4/
M0BJ6^["=;6C`0QQ;R3S`[:R7J3VILBUE,5*#8MN4FL18\!N')IU/5&,!J`DH
MB>QA"REGCP)<XDAQ143\!I=VT-ST>FV*F:9[;"&($CO(:<9RL<"D8XE2E^ZI
M20`22,?9IL_J)W0MV[]RET^J7!3&84VI(]A\V267GT`E)XLN%"N7-*_=))]"
M,\AD',-M=P8]9VAL>#5XD\L/I3'D2&0MQY2A%2CW`.ZVW2#YHP04``C&L[C[
M(VY"$*ZZ;/CS9GM'.G4>J0N<6$I]L\C$A.+#:7N2E+\T>\E?$@)]1K>VHMKQ
M=C*2JGW%3T38S<93:DO-K+">#847%K*6VT\?K*4I(`/?.>V0;;W[)JE`K,2G
M5VGW$FBR$>TQHKS#B%I#',^1(YJ0^L#W>#"SA1QC(SH-B5"P[2K3\-5P6U29
ML^(PB*[*7%2B2L-(5D+6""1D`Y&"3ZJ(UL6T+!@1K3KU'A4]F)&K\)=(I#3:
ME)`J#H>7%!*E$*0%'\HD=G,?6[9&I8VXE!JUNK:ALQ6*@E9;<BNN*9J45Y"C
MS<<B.I3(X)4%)#N"G[2/7?NV-S)%%BM.28[*H<V'*>]I>##8;49006EJPEQS
MEZ-M^_Z*2<`D!J>WK=JE&:,6LI0'(32XJQ&;2R@/Q"ML\4C&$%;1R.X*<_#5
MR<0T\E*7%#W2%=E\3GB1WP?M/Y]9K-C3)E1=9J#24%U^9.@E*TO<FPZZZUY_
M#O'*B`0A\I5Q4E7?D,^(CRL#W/\`_(G^^?X3H,*,*,0HX)[>I5R^!QW.=6%$
M0%>(W$O$JQYA\Q(3DE1*>PR>V#\];1-*2]EQ_P!US&/7EQ"?JGL2"<=_E]F<
MYL`C2L=VQZJ_U5!'J0/0X';X?#TT&N:JRZR'D20V%&*XI/%"4`IX*[@8R<G.
M#D]OWG[=FL?J2[:X]/Q'MCT_H/$TQ]58DD)=P@#^-7.P<0,>XK_;8^SOC3Y&
MT>?U+-N@?465;(/?/<4B(#WT&P]&C1H#1HT:"RW)_*[7_P"@M5_X"_J.[02/
M98'<=J<QGO\`]A8U(DN'O0*X,9_S'J?;&<_QD_VQ\?NU'^H<128T',5(S3V!
MW;;]?*9P,]\>F?S?9H*MB,AYHK4XL$J6,)X^@.``"DDG^^.WQ.2)@/H*%.@(
M;`^L#DY*<)[%(!'KG!^WT[BJB07$,`*B!/O+4/<;]"<@C["`/M_/K*683RX2
MV925-K6IL96"MP<59`R`I20`?>][AQ!Y8'J%H8;$QYME9*$I;"`4$<BGFHDG
MD",^]VP,#`]=98BGPWD-P'8CDYE]H0GXK);$B4PXV&76T^8%-!2T96OF@HXI
M7A(/$:\H%!2U+90X\2MQ12E#3B''CW`SY;:UJ#8.07#A`5D%0*=(&\0KQ/=D
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M,2&'$ON`N!L@I;&$C.<:2A5^H:J;5WS5;5W-H,ZWZ'#F+:@W!):=CTE^&5E"
M`Z&VUA4DIPI3JTI]T'W_`'AE0U@V=M;OI)8N:D7G3HKS*P(,^EWO#H#SJG4]
MT-\"Q);PV5<DEQ)43@=R,`X5O+?ELTRX*#1Z>(=W73=+M0C1:((+%9IQ986E
M*F*C,:/EPG%A:>4H.(\H@X*0K!N>W-\=-$ZH3[1K]L42B;@TF,%2K:J:I<>*
M_,4"3"I]1>D>4^R3S2@M+4DDJ2<$`E)$_<#:38RF3:-.KM(C3:2RZ6YJ*JJM
MU>>TZ?XY#:EE]QTO.I;4M7FEPJP0DY5K1+UR4OJ+D1V:;9%V4"6RH/VO>E3@
M/T0L%*\HJ<-UM+<BI-.%:BW%EY8"FU<`HK)(/(NW_8E$DL*@SH<9G#3-,:9+
M3KJYJL-)AY/(!EA1\DK:(5Y:">15@&S;6Q[IO^]*Y=J%TIZRUS%4UQ3Y?$YR
MIQ4*2XQ#`=#)83C#G)`6%XP>QTVW3[1NZR:;36KNJ4BXJ]&EM(I3C#K@29LE
MU,6"%,*=R'Y;KZ$(#8'!]P$*3QSIZ?8_;,67M=:U*?*V:C(1*K53:?3_`!U%
MJ536A^3'?.2HO-*7Q*E$GL`%8&$A^JH2VUK;1$;;2VLH2WR7[B1]5/=)]!C'
M?&,8U13*3(;2V4,H3E:@2"KN`DG'U.^/76WY%$/E/K,E966UDK)7R*N/UBK)
M45=O4G/S.L;FP?8XZRIU;W,$)Y%:N!3@Y'(JXDY'=.#[O<^F@T[)IR?-?:>6
MXA:B4K2GA[O)(&$A20<A)!PK!)^PC6)2F$Q7`VE:E#"AE?$'W5!(]`/7OK:E
M02CRF'2A)4I22MTH!6KB<$J<QR5CTR2=8G48Z'GPIIA#B>*O>0VV!ZCY@')[
M_#[_`$T#D'0YG]1ZK9QQ_5"N7C\\>QT7EGX9\SF!C]J!GOG2R-)&Z+6RUM%4
M4%`;(ONXR4A(3]:/25`X``.00<C/WZ5SH#1HT:`T:-&@;ZZ](+<Z%M6''G6?
M*J=V*!:2THJY0*."#YH(`&.V/7/?T&D"PZ`X$QPTM]QLN-E*BT@D@NC.>&$C
M![8`[8[]].(];C2G6=K@ELN`5&Z\C"2`3`I.,A7SP<:1RQ$<;++;<<H0E;82
MA"4I2G+@.`D$`#))P!ZGTT&-MT-:%A3SC[:4YXD-H`4L]N)*@1@H*SV`.4C'
M;.LICQ$.-!1=4G"B,83CW3ZYQGO^]V]=7I45U8PIA2@#G!"2,X(SCE\B?TZN
M<*"KR$_QK_JBNQ2D_MA]ORQZ?G[:`8::=BJ>2D,J.&U!'O9:6G@XC*R5(*_Y
MM)"DY)2<^J2^M7H\MGK*Z>[KVDG!QFNQ4,UNQ*G(F(6NCW%#4%L*C2)65-M/
M*2GS6492D`%'%6,KDATL.N(8,=++12I1PV@)RE.4]DD8R?NSD_/!NJJ$TVE'
M)T-I<=XM)`QS>```0$KSSP>W<'UQ]H07=S]J-]MAKRIMA[\V!3+2D6HJ31J'
M77*\9S-[0(K#26JI14I`+KA4O,M'(H:4./P[*]V2B7!5Z>Q2Z0Y'84^AI<93
MCBD*<PGT0G)!"5'!R%$_$Y."N_QW-_\`:&Q*+L9TWW!9-+OG?&^:NY=-OW8$
MOT^I[2V,PI4=UQ+P4I<GZ>FJ4AR&\I+3Z&R]Q!;&FS>E2_9J),FTYJ4OW-0G
M)*(JP<O2HC3B78SD5:LJ4'&B4N!*AS(PHE.!H-RWCN]1=CKK9M'=6XZO"NBN
ML-2K6I$&W:O6551(/\>+BR(K+T0.("B(T4I4ZZKW5()Y).XK$O\`V]OYJ-1D
M=/&]&X%(K4N`Q4(+&TU9<IM5,IR5YDI4VH0(+K;B4LC@F&\HY."@)&=;4W5%
MO[^V+'HS]+CTFY:2TZN*6X[$>:B2J-P=?:?;:\]@..A*WEMK2M6%*'[4C6NP
MFX'5-L=48U.@;@*FV]0YRW:90JM`?J"HR<+9:>BR7EO*6L-K6A/U2E"BHYR<
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M[VEFU"G-><N.EYPH=4XOD$ME2!DN)"1@`C';WLG'?.L-Z<K)33K5N"\UDAZX
MZF(</F!YCM.BEM2Y3"P0M3"U.N(4I!'/@<#)[[2K\?S0X8;2EJ!XI+(]X`'&
M,Y2<8'Q&/3[-!J.I(\N0E&2>*%=R`#]?'?';X?#6(.,B0XZPI2D!UQ2"M`25
M)'J2D*!23VQ@_/X:RV7%FB0KS6'^7<)Y`$XYJ^2C\?G\?LUC+D>0EUP^2Z#Y
MBB"`1C/;U!'W>N-!85(#29B`20`V"58S[O,_``#ZYSZ^GKJT6^`NY+71G'*Z
M[;2<8R`JO04DX^XZR&?'>!:PRL<P]SQ@<\>3CGA7O8RKZV?4_,Z\Z$RA%R6T
M"RE*Q=%MDY0,@_3<!0/;(^7W?'02J-&C1H#1HT:`T:-&@C(;N4N*K>3>Q9R%
M.;V[QN*^IW4YN7=*U'NG/JHZPZ%2&U*=\AL.$!'+F0`![V,<4_:<YUN;="#Y
MN\6[X<92A#N]&[')Y3:.(0O<6Y3YA.,GU!R0>_KG5N@T2.REQ9>+;;H0$*2D
M)#G#).>*1Z<TGN"/D<@C0:[31'5+0DL-@+4$DY43@GOCW1WQZ9(&K^FC/(92
MP&&E)0H*"U<@LX]`0D<>WS_>UG;$'BMH-,^:VE8XO%M)Y@G)/)0!^L2._P`M
M9-%IS3KJDR$)80$<@HM(/)6?3LE6.W?O@>GST"(.I[;"N7MM!5$VLPIZ\[3=
M_&^WX33+:UUEJ"KA)H,8EOSU2)(*E)2VXE9[8&.(U&>ZH9RZQ<%B)J-,O"@U
M5,F=(GTNX[>>I"8U4@K:3-8C2),="9[+:W,-NL+41GWU$J3J:NU1(Q<C/H=/
M*.\ER,Z&DDL.9'OL$H_)K/8<D8)S\<X,>7Q[Y/T#2.F6O)6'#"E7RU.=*$-+
M9;ER&0EUPA`==*%MH)*0LHSDA`[@-!]'%X3+;KBI3ZI4FF03])2\H2MAL+;8
M0M(XX((0RHDD^A.>W8+(W[ZG+FNRW$VO;5:K=(I(ARHZXL8*C3JJ)P*$,NK0
MH*0VV5I<3Y&.;3:0HD%1TD?H$]DW2M/=.Q(*(XO.38!J=OI0&ES9IC3*?(GH
MB<D)4MZ/`0Z\[Q65+84I'<*XG7F\+?4);6Y4*=1[,IUSV6N:U3J8BDW##1/8
MFM-+0\VZF2PVE#G!*E>65)"<%/=82-`BB[]W-[]L+AHD.KVI4JY;MJW$FHHE
M0GG&:I'CNOID.-/,)0\Y/6\H)<#R$IX`%)]]6$OL;+=>&Y6\U#L*!9&V5=J%
M.E)AQ*A<-;2J@LVI$CAME4U;DCR9$Q,-')3BF4^8Z2E2.W?6K=GX%<5<D>M;
M@]-E_/F6RS&<J[,5BXDL-O-E3CX:9;7&<6/=#:W0I:?>\OB#V4W<]6BVI%6W
M2]FMST4Y#;IA.4^@NK5,CKSQ=E1G6VXT%;R2?-;3A"<`8]!H%66-OK2K:O*H
MV3?,2"I]_@]1*PIBGR6:S&<;"W@Q/\DR?:F5G#Q0X1PP5%*P=9?<M7IE]N4&
MUZ8VD46ISWW*G2H[JS'4J*X74O%TD/%:DH6%`@A/HD@=M(!DV/N!?='MQ#U@
MU:UJBFX(+]KU60M<6L0(SCH-1;DML+"?(D,8'DK6&.V3VSI3EOT*NU&XFH=I
MUZ;2)UMK0S7Y<>*Q(,MYE*?;60$)\NGN2D`M*<BJ2O'Y0DD`Z#/-Q(]'J%Y3
M8E%2(E"I,"G0::F,4+(4U';1,2X".'(/A7O=E$>I40<Z\DTIYMUQ#!4ZT$IP
MMS"5E13E0(0DI[$X&#Z8SWULY^AML+)D.NM+6I2O?)4M14<J*EX)4HD945$D
MGWCW)U\IHK"T\D2%J3W&?7TR",$#]_&@T:FFS,#\FGT'[97R_P!QKX52'W%!
M2V$*5@)!)5G`)('U/3))^\ZV?(H/)CBT\Z5DH^JKB>([GWAC[.QP#\\@`VQ=
M"<9'-R1(:`]%J>40%#N">*C@#YY'P`R3H-4S8[(8=26D92KBH=SW2KB?B#ZC
M[-/6^#NAM%M=0/!*4YNZQ\X^.+<J.,G[,G3/TR`ORGL,MJ]\X64MDK',X621
MZJ'O$_'.GE?"*84S;F_0+:6^5UV2<)``.+?J.3[H`)[C[?30/#Z-&C0&C1HT
M!I-?5S_H#77_`$6L;_CW;>E*:3;U;(4O8BZTH!4KZ5L<@#&3B^K<)QG'H`3]
MPT#54#ZKO^['_D#5<2/@1ZCT(SZC/S^'V:IH,=_RWOR*_K#X#XH^_P"S^]K(
MV64J0TGR4EP@#'EI"BK!/Q`[]C_<^&@K(5-:2UYGFNY<`)_8^(Q\O<SZ8]2?
MW^UQ]E9\OC_M2GS#CGD]N6<<<CX=O75-%;>0X`M+B6\I[%7N`9/+(Y8QQ&,8
MQZ#'<:RM,&,L)DA]M14`XE@)/O*^">)'')4,'(QZYP/0+/2VX<::A4F)](1U
M^7YP=2%LM--J45LOI0!F+40KV.4"<EI1X%*AR3&9ZU=E9O3MU426Z-2HE+L3
M>&6O<VTD1RXFG4Z8Q&CLW';C'ED<77JV9;\%I9\SV8\E!9'>428CS2BU[,IO
MS4`N83P:4UDE!?6`$!"B,H\WW22!V)(#>GBE;#P]P>E21N,NJ6M:-Y;&UQK<
M"U:W<E4C4UJN4I),2IVC$+JD*E3I;Y<F1T,\VP@I"R%'L#7>X?40]M195)\Y
MA69U+>E2WY#A;I[7$`*;96XM`/F9PCF5.!()/8@:;(W2N#^*%BQ1);#9D.%R
MFKI;B&)4)2>6)\:9'<+GG+*E)#:UEKL#\`=+>VBO+9O?S;MNV-QZ3`N94"`Z
MN.S.2J<TN0VE+C"CQ_*%3:G,<>26S]4I]-:;C;"[=6;><*=`CU*GVM$FJ4Y3
MZ',J$2+$`6<I\DO+4C*$A/%L>4.(."<:#8FR6U=?L.UZ(NZ-PMV+\@5W,2)0
M:I,]MM,*3'0VVS4$&,E2D1^"0,24X*/=))TH.I;Z5W:MF!1H=#IM'335NL%F
MWXAIOGM)9+Y4W'C(?DU1?(<77WE%3946T^A.MR;77QTV*@,4::=T*G";44M4
M9^ZBW2UR$`)\QAF.4N,`.!3@*0%J]U+F=*9MNU]G7*C`N:F6'*;D0P13G*S.
M]O);60I3F7TO*RI2N)SQ![]SG&@2ETV[QW7O%7:O<+U(J,"CN1EQ)%;DT273
M$R74YYTYMJIH,I7`A/&>@(9<(*A@*.7+=L[S%'FOPZG,APZ8]&;0ZY+0'DNJ
M88FO)<Y.Y#<A@H"HX1[JBH^8%!(QI&[K]C4!Q^3&I\&,:HXY3&X3#$=`:CN.
M!#2T):90W[G$862#C`'8'21.JO>>=M?L1NQ=<=HKD6/9U1K3+J77$N*KE;5&
MH5%IR7&U!0D27*E+>IZ0<*<AN+:/-LE(+3\/_K#HG5]3]RZ3+DM0-PK.O^Z:
M:@SG&4JN6QJ54I])@5*E1I,Z&XFLLNQ`U4&F!(AH@1T.L,><=+ZEV[(BQFWV
MWTRPIU#0=9!]F.6UK)2HH\SOP(&00,`$@G.N>A`W#G46VK29IU:JUO7'&C/R
MGKJH%6ETFYJ%5W*E-D2'XU9C.LR6:B9"S*4M;JFEODK?"@5G3P70EXX%Y[+U
M0[/]:\RK[H6-)F4]-H[PI6RN[[=HA4PRE=:9A)13ZV`EU9F5*2TJ8IY:"2>2
MM!*=$`A*@ZM27`#D)X\<$9&,I)Q@^I^.=6'V%KN`ZYZGL?+SZG_:ZOMA7Q8&
M]5K0MQ-L[NH]W6?50@0*K1GT2FT-*2E;+%30QA,6H)#O&4TI"`%%`]"#JIDQ
M7"E33<97G!04I"&L+;2E62'2$Y;.!GBHY4,$`DC0:\J].>5YI8RXGV5P$K(!
M"^*B4^ZDC&"""<9SIZ3:A'E[8[?H_F+.MU)[@]TTJ*#W';U!TT%)Y)8D!0*5
M):<R#Z@^63_=T\+MEVV[L<#L!:E"`'R`IL<`#[`.PT&<:-&C0&C1HT%HN#^0
M-;_H14O^!/:88HR><6`D$#$!@G(SV\EH>F1\]/U5Q(51:PE0)"J74$D).%$&
M(\"`?@2/0_/49+>GK$Z8NE"(E[>O=.@T>0JG,OTRU*:VFX;EGH\@*;A^13WU
MOQI+A2E(>?2&4'!/ST"P(Z_,9';!]Y"1ZE6.W8#)))[8&2?AG.M8[Y=3&PW3
M/;:KFWWW.H6WD,1A+BTF4^B5<U>;02?HVE4!A:Z@\].PEH+4PAML*"U*XYU&
M]ZD_'\O2M1IMH])&VD3;VGRUI4]NEN*EJO7,IDJ.10*(@^RTM2`.3;KW-U05
M[R<C3"6X5_WKNS<DW</="]*_>M^2E@.52OU%^J.+2M9*@RA]2FH26QDMHBMM
MI">*%`I`&@>XZQO']WKW-@URP.E.TZ7LQ8531)@QMPJM36WMR9U,:EN,K5`X
MI"Z.B2VE#C9=674N**RC@H$Q][EK59NNNU.\;SK5<O2[*F\_+J]S7/4I%2KM
M<>ERES)"JO->6M$@QGG%"CAM+:8$?@R0H(!U<%1V5N..K;"W'5<G%JR5*5C&
M3D_(?#`^S5%4([28,PMLI\P1UE'$>]R"D$<1GN<9[8.1G0+\\->VJ7N=>F]F
MV$AE+MRUG;6IWM9L)3N')\FV"\[5J1%2<>;+5"E"4TE)RKR%!*>)*2XET[[B
MS=IZI%J<62Z)5%0]``?YLN3:-S4I2),<E02Y$4X[C*B%<2G`(&F6^C?>IWIN
MZH]F=[U,NO0;*NVGHN&)RX&5:5;E1Z7<B6D*/!YY%.?<_)+0M)94ZHCL,2!N
MOW8$[$;G4G<FSW3,V5WJ\^[K!F0T%;<$7-'15&*1+=0"RS`89?4IA*EH]_D4
MJ(`T"U[[MZF;QV[1KW@4FEU^%,I3*JI`5#AAR8I8"E)<6\T5=L^]A)5D%/+)
MSK%;9V$V=5`0P+'BP%.2VI[QAN.0"PZT`%Q_)8+:"$G(\T(3R(R1G6I>BK?N
MCN4-JQKH3[)6J/413PV%I;9G4Z5EV-,PX1YBVTD-<F^2"GU&!DN;P:%;LB>Z
MY'@1)#;P2M#SB4%>5I[G"5#(2H]BE'W#/;0)A:V%VR=GQZK1[:?,EEP<7I8]
ML`;Y94%F4EQ)')*02D<\=@1K>D^LTJP*$S&8B1G>WMJT2/RKR2[Q26F'G`I3
M,<(;_),-I#;:U.$)]]6=EU272[3I:TU!MMB`TD20ZGRFDJ"`H)R7`%!"EK2C
M.1R5Q&>XRRCUR=>E/L"TI,BSX;,FLUQV92[2FOQ7'Z?YE*DJ8F2U2DJ\E4&-
M**(\AS*DMNI*,\A@`[=TR4>W]]=UI+UR5ZWFT[<^SUF7;TJNT=%;J=4<+II5
M.BTE4I$AP1G7(E1<=2DK,>,M10GBI27@),&1!4A4UEYF7*"WG?-8,=M3?Y/V
M9,=.2VI#32N!6@]S@J[XURW3N5?M3OB3?C-VW-$W$JE0%2DW-2Z]-IL]4YA+
MCF6GXLB.PF.PR'HT=/E!)BD(/(JR74-D_&C\0O9U=.A.;JPMT+=I[<9+UO;G
MTN'5T,0XC10&(M5*DS&N:"2IM!6%K2A:S[H&@GB2/V!W_M:_X#JTM1VY8=;7
M@C@.)]0"2<GU'P'^6<A@+IS_``@[9V\A`H?4UM55=O*Q-1%0J];`4]6;7>8?
M`\YV51GA[3#<02%N>SJ46TY3@>H>]V1WRV4ZA[25?.Q^X-'W$H3Z4H,FF(<A
MS8*DJ"?9YM&?*GX[K2DA+D@I#>0>1'(8"]UF@\(H9;:"T\5(0X$C)Y).%AL#
MB,9)`R<8SDGOK6;])?C.^6M2@@)&%E&.^0,$$?P?'[L:WHXJ8L>6]YY"3]10
M'%/?D!@#`[')QZY[DZPBK1BM\)6PI0!6<<?DO`^78#X>G<?9H%O]'[/D[65)
M/+ERO>O*SC&,Q*0,?FXZ53I,W2BUY.VM20$>6/QSK9"?0=X=)[@9[`G/Y\G2
MF=`:-&C0&C1HT"(^LQOG'VV5G'"H7/\`;GE!I8_N?/\`3Z:25"8,B/&E<^`6
M$N<,`XX.$8S@>O#)^6<9[9TL?J]A*F1-OR%<0S/N$DG``\R)34C)(/Q&/3[R
M!I)=/B.,L1HOEK<#90A6!GW5.!9Y%)'8)7G(Q[OVYT%6RT7UE`5QPVI><`YP
MI"<?^/G\VK[3H)=4F/YH2.9)649]2@YP._;).`1GYCX>L&$CSU_QJ?V%?[0_
MSQG[=7AJ,MLN+CQW0IH(+JFT$AH*P4<LGCE>.R1E2OYDZ"[PX"_/3Q<!PA15
MD!/%L`%:AG)*@!E*?VQ''(TESJ\ZUNG3H4L:??V_UT,0ZX6'DV;M_1)\&H7M
M=<]MDOL-0Z&AX/,QG$E(?FNI"8Z%<L*P0:_K0ZN-K>B;8RY=WMP*]2857<M^
M<=MK$J#WDUN_+BDM^Q0*<QQ6M\)3->0\ZI+"4MLH45^[DCG.[P[M[G]1NZ5;
MW5WHN>K7]=M=G27F*I6DE3=+@E]:HM+H["E<(L>G,.I@&2TTRJ6ECF0I/<AM
M;JHZR;]ZQ^JZH]3-]TMNF-U>OPX]NT.,X0W1+(AO!BBP'7"/+#[$4)DSRTA"
M79`7\\E;<I%4M7Z`W+LYMZ=*#S<YQMA980_3`EE;BUOX*%^9@A(.#@J('QTU
M$NGLNI,=J(E17EH--HPI".)!\L)P1P'O@@]O73YW2'3J'O)TW0_8YSJ;BM63
M*I%4@3DMI>=B0.T1U3:CYICO(!X.`@.=SDY!`9+;'6/:]7JL>HL-S:9.!8,N
M"\>RI`*`\PW[B4E)4"@)`/(D`@`:<PVPW4L:[J9"E)GQ675,(D/R06/-4M1"
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MCRIKZTPGG#E#C;H4LGT!Z*';4&B4>!;U+`C4RG166("PV,.L!M*52%(!SEQU
M*UG)R`<$D8.L)J=,?@\RO*T*RKF4%"??((QG/P.?K=\X&#@'>ST.+*`J-/,*
MJ4V:RW,C5.D/&;2I3#R0M+\*2E2D&,I*AY920GY?9@]S0URFRPA*@7`"A2$A
M>0VI).,9[#MG..V?7TT">W5-I>=YLAP\E$*)`(3D]OGC()U9:I%82VM*48,E
M`6E78%LJ4/7L<XQ\/@?LSK-)5*5%>=#K2G0HY"U((`[G(^`&2?3U)';Y:QZ2
MSYBE%UI2D(.$$@\4H!P`!D=@3Z8]<Y[YT&N*E">28_E@O?L_+"<8!\G&<9QZ
M'U]>_P`M>=$2V*];K#C&'#<=`0I?(9"UUF%[V,'X*!Q^;L=9M,CI3Y?E,]L.
M>84)R$Y+01R)[#/OXSZX.K,Q$3^,5MOML'S'KJMI2UA)]XBMTY).,X!(&#VQ
MV[>@T$F71HT:`T:-&@-&C1H(]&XD&3+W9WA(04)3O%NL4D>\5#]4.XL*QCL.
M/O?^H:N-)HA$=!D'(4A/EY2!@X]X#[0"G)^(QGX:RF^6RWNWN7ELI9=W=W)+
M^4^XMM=]7"I15ZC"B0HGMZCY#%;#BN3%L-I<*&4X(1VXK2L`<1VSVP,=\^]D
M=M!:&Z>PAE+(2"K!2E6/BI1(./AC/?'ICMD^MXI]#>2^KFD.Y;[`IX\3R]00
M%?#(QV]>_H-9>U;K*7&CR0.*T$`)Y*Y9'$8R2I7+&.Q)5CMG6=4VW>,B:9;S
M$=J.R52GYS\6G088`+Q<GU&2ZS&@(#04X%/K2%?5('<:#!Z+0I4^3'IT:`79
M"YC0"F74!N+$!YNSICCI0B.W'6GDHJ7A3:5*P""G49?Q/=U8W5M2)]RVQ1Z6
MG8;8K=:[]GJ!<U89"9]TWE':6W>5=@S(X<2:'%JC*8T8N90\I(4A:2=;_P#%
MV\9':39C;>].G3I'O9K=#J)O:$]:5QWO9JDFU]KJ(M:DU1;%=@O.L3[L865P
MFPVLI*%+/'.D[^"K0+1ZC^@?=_IRO>J-3:G0-P;AIT^J+=1.G/.W='15TW`E
M4M*W0Z:NMQAZ4VE"O.2\GF>(P#-'3/N+?^Q^ZZ13ZTN@WK;T:HS+=D.J4*5<
M$50"V(:WED#R)S:4,.*)<X)2,@C(+B%M;CR=[%2GISQA&J5Z'47(CK;:FH,_
MSFG)HC/E22XV9B)!;6$`*0`,8.DH=5733=^V5WU;;FYT/0KNME^>U0JNPPME
MVIT9D+2Q4*7*5Q3(;]F0`ZIM6$.(5A*5'!3/8=[WIMC<$4SI3LMF/Q<CE]]?
M`\8I0'$`%*/,"5>9DCLLD>OJ$DO;&%NN8H:H-X5J/!,A3`91.4AEGV!*F6O*
M\HM@AU!!"5Y*>P!`Y85!'MO<R5$836+JJSSJ&6T\9=2=<C23QSEUMY2F^"\`
MEL\TX`P?0Z97V<\0.V+9$:#69=584MQMY:$N@1PH(4EY62%#!6I!&5`CU]2<
MK;IW79;U_0E1[/CRJVZ&1")65OMHDN`M(3E`&"%E/H?0#N/@"I;HW'NRW9B[
M-M6*_7;PN5$>A4Y*`934.0^H-F5^3;*8C;2">;H'R!5@D!3%A;?.;:VM'HP2
M7JI52Q(N>:^2IU^K+RN6MM942AI+I4G'+*@`#C``057KZW,Z9-BJ?UB4VG4&
M\:W=6\<;9M-L5H.JIHIJZ*9L^H4F<VA28<R/(0J/(>(RV_A*2,$G+]KO%<V%
MW%DP[;W'M.X=F;@=0RINJ5XMUFUWW.83("9T<^U(:#@7A<E"5(0?0IP`"X9]
M!]]+Z7#(*U%!:*.'E@`D+Y$J*R3V[#('<DCEFSRZ*^TR'T`CFLH\K&4@C(R%
M=CW/<C`_/K8U*K-I7C0X5>L"N4*]:/*`D&LVY,,U#04,)CN10M2V0".ZBWD+
M('(]]5R6XSS"8,WRH+B%+7YLHA@DNN<VTY6H)Y`!21W"AZ8'<:#1#M&?80%K
M<(2"E.?+[9/IGN<9Q\?NUC=7;+9$7ER*V@X5X`QE2T8Q\?J_FSGOC6_:Q0,N
M!HKPP[Q=2CAR;<*"5!84!@_6R/>[GN/0:Q&J6M$6V5%ME<@)2$*\O*PG*R$C
MO@Y42?B1@Y[:!.DT8CNI]>*N.?L2O`_>&GB?"7_E=WV_IKLS_B].TUK4+:CE
M\);0V6_R@=0![H6GD?>![`^O;`'NYTZ]X5D`0*'OFA)!"[ILU0`]!B@S^P^/
MQ]3Z@#0.RZ-&C0&C1HT!I/75,UYVR-U(Y<<5"SW`<9[MWG0%@?GXX_/I0NM`
M=4'^@I=0^)G6F!]I-X4+`'S)T#7<5LM,A?+EYJ?,],`8``_2",_+'QU>F(IR
MT\7"0,+X\0/4'X_G_P#7\=6UEM9CL@(4HI;XJ"1GB2$D9P>V1WU<)\^ET2WZ
MG<EQ5"/0[7M^"Y4+@N"?)$&G4:#$;+\B3+E*[(#322L-%.7O=;0H*6-!?X$)
MRH2"PV'<!')2V6P^I'J<K9"@YP"05*6#A(&DR]177+T>=(J#`W\W\M6UKF9B
MQG&;*I`<N>[I<IU9`B&BT<R)-.<*@&PFI!A25J3Y@2#G4;#Q"/'4O^[;AO'9
MSHPJD"U-N(/GTN=O%'0ZF[+S#Y++\FVWI"D&C0&RVZVVVR%J<Y)62DZCOUVN
MU*YJI5;GN*MU*Y[EK1<DU2X;D?-1KU3?<)<6Y.ER%.NN*4OWOK>F!D``:"5M
MU;_A'%K"B5>W>BO;2XE5\H>@*W2W?I\6#38S7LQ#,JW[28==?EOIG\'6WZHH
M1?(P.'FC!C==0W6'U8=5DYE_J3WROG<0M0DL,4)<^/1;7B-2%(=BAJAT1J+#
M\B,QY;3"/*\SB`7U..<U%-J''6VG&$O.!AU7);)5R;)^P+Y%(S@\4D`$#`&-
M?"E=PMSDL#@%9P5%MKOQ!.`3P!"<D]R!@^A!873!?6X$%VZ!;8J3L&S:2Q<]
M7BL/NR%BEO554!OF4]VVEH9#RG<8`(1CXE[K8G>3;Z\DL.5M24*\U#4B++("
MROR&'''/?"<IRZI&2D9*<Y!(QK[P(ND2-NQ1]_MW[GBO2+/NVG'9NA-OPW7H
MU7:;/TI)6%D!#DJG%XL<4'DA]K@I0/K=.K/H/W.Z3;@GW-1*5<=:VH9J8C42
M\J8VX_,8]K?=<3"N"(RTI86PM0::*.2BPEM*L8R`=>VSM':E3<&J0;<@+#ZU
M*\\MMJ2/.Y*4K!7[V<@]@#WS@>FMLWA?MCVW3'6I#<*@1J>P$-/-*0E<AS)*
M2AD*5@#T)!&`G`&!IAG:G</<FI)11[3K5XU>:IMUQFCTJD/2GU%A24.`,(2J
M0R6W#Q4EQMLY/=/$\@ZMTY^'#U;]2M0I,^^*;<EAVA45M2I5>O=\,^S10G/.
M%1BAMUYT@E24J`)5[H4,X(6JV+MN#>7<:D6=M[;50N:XKD;ELT*F-M/.-4]J
M&M4<W#7EI2MJ'3>:$OH\P@R&SQ''ER"</'">MGIFVHV6Z)+?JL2J[P70U2M^
MNJ>NIE*E/FH-*9;V^L2&A3?&G6Y$E*K=3BP$O/H6RIN2E:DR$):E5[=;#=,_
MAF;$[A[R5F8OV.S+/D5V_P#<^N%E-5KC5+921;E)8<0\N(S6*DEFG0HS*%>>
MJ4E@K2E9='./ZN.I"\>KGJ-W9ZB;Z*V:YN7=<NI0::I+F*#:$<!FT;=CK=42
M(E(I00RAD`EMQ3GF*Y$9!,\MF<Z$,\%QVVU%QW*^96Z^3(E.@>Z$^9(>>>`(
M'%+@1Z)&,0JK+SJRF3)7(D-@(8D%&$H:'`AIQ@**7&QR';(.4!7<ZV%[0\MQ
M*G7EJY+;"RKC[R<I002$YQP&#COC[=:YN%;K=14&UJ0T00D)QQR/O!.>('KW
MQCX8T"AM@^K'J%Z9*@*CLQN?=5H*7,9ER*7%JLF3;4Y;13Y@FV_/<=A*2^$I
MYEI*%$)]1\9'_1[X^=BW?'@V7U9V^NV*])F"#&W2M*FN(H]0\P!*)%S4<O./
ML@*'[.&RVS[RR0DIQ$LC/I\K\JZ"ODOZRAG&>P^'P]->C7LS3RGV5-MR'%I4
MIY"ORJE`]AR)/NJ^JI``2H=B,$Y#I6V9=MD[L6FF^-M;QHU\6K44LM1ZM;4E
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M`'M;Z_XKU77&LLS^4^T_Z6J%_:N+H,EP/EZ^OVZ_,#Y#]&OT]@3\M?(@32,B
M2S@]Q[Z#V^'?XZ#ZU\J9,@>0E02IWW`HC(!/?)`(/P^>@-.L'@\XEQ2O>!04
MD!/88)3VR2"?G^]K[2I25)6DX4DY2<`]_N/V'08W.A!:E17EJX<70I;)4AP%
M<>0RT4'OQXNK0XHGU"0"/B)MGA`;BVQU\^'H[LOO92XEW5O8:3.V_NM^6VV[
M,9M64TRFSKKA.+S-9F15.O07'VG?*X-M=DI0I.H5SD$RUE:%H0XGZZEK2GD"
M/4`GMC[`!W^8T\#X%O4O(Z7?$$L"F7+<3+.VF^;B-J[UI;LI3=+9EUF,\Y9L
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M?<5U/)<GOLUVBT20MJ(Q'@QG)BX<M]H#E'=6T@N*9*"`C.4C)TF_QT*#;=B=
M9>WG2C:=,A4:S-GNGNU5-P68I0LW'=KU2KM5E2I`PJ:TMU'%]*E./N+(*EE(
M&%R>%_XPR-B]V+4V?ZC=F;#M2C[Q5:CT>GR[%HTEK<S;1ZZBBCT:X-RIU4><
MCKIU;<G+4U$IF9,=*2X\EL(]VW?A*.U4*B]0>WO4I%CQVF)-7I5CUN6A/`3X
MT"FB%0$^:3P7%<+OGQU*)5*<?<0%/)`!"+>S2$>T!X-I2KS'E!?`A`"@Z`0,
M=@H*]U).4Y`)R,ZJ7HY9*0HH5S"B"E)!&"!\<_/M_EG8]?I2H8=<;+7`E+G!
M/EA3GF/@@H&.9X\^X3GBE("L<5`8%/!"V<@C*7,9!&<*0"1D#(![9^?;0>29
M\UI"4M2%-^6D!"D)2%(P,`ISD93Z]P<GUSG2QND?K)W2Z)]SK8WAV\K\JG6_
M19T5K<"TG7W7J#=5IS)3;569GP%K7'04H<4ZMUAH/I.5(4G/=&2$A3C25=TJ
M<2%#./=SWR?@,?'T'KK[KKI32GTH4E2$HX%LI0ZVIM?$%MUI84AU"L?5=2H$
MX.,@$!T\-N[ZM[=NP;,W0LJ3"FVU?UO4>XZ08#P?CH35(;4E^$A8)4U["M3C
M?!X\@EL`]^Y]*U&4P\E96E8*E([!0.5')]?D1C^#3!OX.UU"5B_.G7<;96NU
MI^IR=I;LH-8I2)/LJ%0[?K:'6A3("@AI];#;Q"_+:Y\$I4DX3G4@6M-I6I\+
M`44-+6@`GLL+(&`".1P<$8)SD_;H%?\`2_\`Z'=0_IOK/_!:7I1ND^]-;:&K
M`G);3Q!NFJ*(R3[RH5*4HG))!R?3MCY:4%H#1HT:`T:-&@2-U7CG`LAH=BN?
M6R"?0<(U/4<_'N/3[=):HY'F.*]$@()[9.&T)0K`'J3Y9XCMDD#[=*FZK,^S
M6&`"5&=7\)2"I1_C2GCLE(*CW(S@'&F<NMOKZV<Z"MN)=>OA^EW;NQ7*>W(V
MVV2I-;"+NKZ'RXP[<%U0@V5TFT8RBE;H;=;JCS:5J;`2MLD'#8T^#&AU"M3J
MA!I5&ID53M1JM:DHH].IS!=:"I=2FS_)BP8382KG)6\OWN#:6U%9*&1>N?QS
M-B-@(-2LSIC33^H#>^)59%#D3T1Y<G:^SI"',?C&[4XA0JN52E*2M-.1'6JG
MN93YW-.HX?5MXF_5AUOS*E3-Q[P=M+:Q!:BTK:6R4S:):?L3`<#`JBV2P[7%
MH2ZM'.>M]]84E2UD([H/;8;:*BVE*0M*6RC&&PTA(2AE+:2$!I`&4(P0"2?C
MH-G=0V^N\O5#>E5W-W\O^O;@W;,J+LR.B5*6U0:4TZDA#-&H2%>Q4WAR3GR$
M-?:,YTG&CU13LQQ+K3GY!SRD9*0>`"2$Y/KQ/8')]2?0C6PEJ+:04E(SALY2
MD@I40%``@@=A^89UJ2M2WJ=7W68O!EHMESWF04E60.06M/$YR.R58]/=[:#8
M24EY\A*UM%Q3A"D*PM(([X4,8)&?@?E]NET]!&\KFU.]<"RYLMYRVMR(RJ0V
MR^@NYK3*BB&TX\H%+8<;4M>5*&3C`R`-(.C.K\IAX*'/RT$K"0M/):`5=P"G
MU]._I\QJXLU*I1EH>ITR1"JS,J"_39\7\F[#>C2FY*WFEH&4.\$%/($$I)3G
M!`T$J6][$H=Z,!32Y5.KP)0PIL*;:SW2F,ML!*PE2B0OT'$@@=@-:2D[53;<
MAQXLMQUU;LQX^8'WFT=F>82GB>2E>]E9)*<CL21V7?TCTJG=572Q9&^FW5:I
M=ZUF/!E4#=&V$1W(MVV?<=L28T-R2W'B^2F3$K24K::<=XOJ42['RO*]:DW0
MI<NV:G(C5.+5:8IETAN/5J7/B,-.$'S/)DSRZA]TI'!:$J!2A(4,Y&@U-MGM
M^ZU6XM56F:B`P'5O/(D*\EOR2X#R*\*Q[O)0*B58PDX[:C1W;7&:_OUO74JJ
ME<6=/W"N)I;<MH*DMPX]2>CTUU"B$!OBPW[2A:<$-.M\">Y,I>8;F%ETVDV9
M3I51K]YU@,0DLQWG`S#9S'E81Y2D(2\M#B_,6A/[(.*^)!#'OBF],DWISZM+
ML32F):+:O>B;?W`U.?C-,(C7)-MB*J\*.%*RM*V7TMJ;4E(1@%:!A1T%9TT=
M>G4YTXRW6K"W7N:/24E<4T"N2C<%O3J<A#:6FQ3*HMY$1KMV<CJ0<>A!20)!
M?29XN^WN[#E/LOJ,@T#:N\YDIF#0;KH+4I^W;ID2$!+2*QYREBF%;A`2MA:&
MFUJ/(\!J(G-E);BTJJM@AI#;=+<P%<5F,"K"<`%Q1\T<SA7+L#D=AL&V;J=E
M11&J3J7'DNMN14MM-1VF@P?<PVQPX+2G`*P`2I(*B%$G03_9L5R;2A6(3L>?
M39"B(U0ISS51@R0KWFRB;'=+*?,0I*AR)*`??&<9P253WT(0PXMM#KZ..,**
M6U%*E84H9Y`<2"I(P3W';MJ*/TV==V]?3+/@U2A5>IWYMU3949V\=NKHJTR5
M37*!-<3'GU"BK<\R3&J%,8"I#,9A:&EA(0OB-2BMNMT;.WKLJSMT=MZW2[EL
M:[H'MU-GTQXJD4I]I@*D4FLM.**6);+CJFEI4$N*6DA`X@Z"N5R8#[!]XN!L
M93V2G@IT'()R?K9[?+&?CJV4]!57K88SQ,>Y[=*E>H4!7(3Q"0._HK'?'<:N
MDL@/K.1CYY&/KN'U^[OJWTT@W+0B""/QEM[N#D?R4@?+020=&C1H#1HT:`T:
M-&@9AORFQW-Q=QE<"I3FY6X"B``25+O&M+(Q\<GX?W=7:C4=D-,N*;4D-A"O
M>4H<B`H\1D`)(P,D?5![?;>;I@%>X]_24P5R$Q-P[[F2RN1["PS&3=M:4Y)E
MSWD*CP(B$DN.2I&&`V#[P"TJTUAU6>,5TW=.M1K^W&VU/G]1.[5(4TAN-;S3
MM'VOM]YL+;E,5^_4)DM2I$=U2`J'%CK6^IAQL%G(R#DN[V[FT'3KMW5MX-Z[
MTI.WMA4!A,ARK5"2LU6IRR7$QJ5;%*9;,JN5E]Y"6TQXJ@IE2DK42-0P?%*\
M4'?;K&H,^PMOX%4VBV!^D/*@6;0'Y\"NW\PX\6V*[?\`<,=<>I*DU",X9+='
M86T(Z%\5Y*3G`-W^H#?_`*K;Z7N/U'W>Y=,J,)IM2RZ6)-.V]LZG.O.+IT>A
MVNVEF`[,AQ@PERN3(K]2DO\`FO\`GI#B$ZTW5Z?%DFD1I;;C[:ZF7BW(<D%3
MSR6BI+AYJ"W5!02$J/(A)\L'CA(!#-N[;,6U`92JFHP7%N/-P6%1N*EKY*\Y
M:UNN27DG/F2'E*>=5E3ASW+JG@Q;O3=F.NBV[-K$F)&L/?2ENV)/A+6J)3*?
M7X2U5"WZLH`\%SWW$/0RL!"E/OI6H@#2=:Y0?,0ZZTRH-..*5Q#"E)Y9P[[W
MEKQDYS@X![$#&-:X@R'K.NVU;SHC<N%6+2N2C7+3ID1J4\['D42IQIY<91Y;
MJ%DML+2I)04J2LA25>F@G7[[='-A=6%EPK2W"C2HUR4AV:FF5JFQFH]R4"H(
M=<73W8\](2J3$!=4F;&<4I#R0`D`G&HP76/T#;H],EV,L;EVMRH$J:[$MN]*
M6/:;>N-*DK#;/MB.3%/KJ4J:7(I#[@>0"MU)#2,:FF]/.XU.WDV;VIWEI266
MX.YMB4JZX3B?(\Q"WFE0:@5NMX2'/I.%,==05`L>8&U):2`@+%JNT^VF\]@S
M[*O^R[9NZSZD[#7-H==AL2&!.6MCS*O3E*`<A5HE)+$^*XTZZHH96M32RE0<
MWFQ>EZ/>KH==I,AIQI""E+C8"4(<0IPI2M*U(?Y%.0M)2$X"2G*B-.C=,G3O
M(IR+?L6U*!3Y5YW/)33:3$C(;7,CO/.)C-U27Q"N'#D7ARX<2@#EZ8=,ZL?"
M\KO3.[+W-Z?V'[IVH^DD2*E:=2E18=8M"//D-Q`F74IJXK4FCHE2O=?6L2,H
M;92$%U*"Y7X<?1-$V7MY6]-^U6W[PW2O.!&<I+M(;#M)L:@/LH?12(CA>6)5
M:?2XT)\HA2H[@+;+BDN+2`;)\8S92V^F?PQ=B]I$5$OUFF;VVBRW,>6V5UBO
MU&D3ZG<4]*$I#IYO-J;PX5N]T*4I25I)BPU*WE5!ER0(86M"BXB0LM+1[.`%
M/M^4X.14L<AQ)(^'`X`$KG\)6HE:N3:+IQ:IBUIMO;S=";?5W1FT\2XVY17:
M;3RM;:"X%,O/N/%L*2DDA2TE(!U%5BA"H\=2ICLI2FVUJ?4XIL/+5A6?*2H(
M`&0D`)"3C(3WR0^MMMTK[VKK:)UC7/<=J3(CGGL3:'4'HH3A?)*%T]3AITI/
M+NIEYDMJ2/YK&5G43Q-^J>E@"L52S[T0A:ASN2V(@==:Y=G)"H802\$=BIO&
M3A03G!""ZF`B6<@(!2>.1Q!&?VN0,C`'ID:H<I()!!'?)![=O7N#VQ]_;0/K
M;5^*A8MURJ=3-XK0G6`XMF08M<MT3*I17X[:D!<U=+DE$EB*T%#S7525*83W
MX$'&G$+:O6S-RJ<FX-M;KH=^T@CR?:[=EIDN12AM,A1JD,XFTTI1);\P*COH
M2"#YA)*4Q%)51+##1>=#[+91'0V\4O!#;YXJ:;2LJ4E#G$!24X2<94?CK8]F
M;@7?9%3B7#M_<M9LRKQFPRU(MZ6Y32ZV@J6&GXK)$>7'RL8:D,N(]WB1V(`2
MI:K36667D@)\YU"E!Q)RVDD\U]RD*4D\L!7%*B,**4G(#DGAALEFC[V@J"N5
MRV>00",`4&<.^?TZB[;6^)8_&H,6C[\6S.K4]#D:*=Q;<3"H\P,9:82_-H`;
M<CR@V4I5-?0&%*'FO)RHX,HCPMJU0+HL?<ZZK6JL&N6_7JU:4JG5:G%?LLI*
M:'+\Q`"U*4'8Y6EM[T3S)XC&@=/T:-&@-&C1H#6@^IMHO;,W,@*"?\T+2620
M2,-W?0G",#OD\<#[];\UH?J5/_2=N,?.HVDD_:%7=0P1^<=M`VY3X2U,%T.H
MPYA0'%0([<<$Y]<CX?9\>VHS_P"$"=<%>M1-(Z'MN:TE@5:CTV\]])U-FEJI
M*8G8^B;/DN1^)1$>B(:DO(0H*"0E+@)`5J2O.KC%K4>MW%-7Y5$MBB56XZN^
MI+:6H,&A0I%0*O-=PA1ENL(CJ2I1*$.<@GORUS;.IW=^9U#[_;R[WU-^2S*O
M^[*C5X#<HAYXTMB6_"8IQ4H%3+;45#081Q0EM`P@@$G0)^5Y6&FV(S46/':#
M$=AH90TT@DI3R42M2B5**E$]^W;.2?S`^0_0-?NOI`2IUI*\<%.H"LG`XD]\
MGY:#YU\%+SK4D1B?:6_(8BH2TMYU^I3E%FE0V&D$*<=FRTEAO'NA:<*R>QI7
M75(EI;2L);*@D).,$X25)2HYY'NHX!)`&G2O"2Z76>K+K[Z<]L9].DO6E1*P
MWNA?SR>*HJ[;VVJL^O,Q)3/(.>1.FR$QD/.<$/2$*C-.+4@H`3/_``Z^GD]+
M_1'L9M%!:ETNY6K6IFZ%\B1&:3+%Y7W$CU&X&7E'!2W3U.>0VV<.@A2D8^J(
M\OCH[^]6;F^6QXJ=PRMJMG&7[KJNTM`MF;(8=N&XJ!(-/J59NF$G^-:NEPH:
M?ALNL^6R&U!86I1U-;51HRI#;DAM,9BH(7'66VSR9D0V#&IT5L!.4F,`RTY$
M3Q*E<0ZT23J%]XR&[][U[JE;FQ-MZ;.M;I`EUC;14ER%&KR8]T;BTR//16ZW
M$ES%HBQW)LUMQ,544.,+;6G@!A`!][\'/W/G;_\`29>MQ[F[?4AW=6T-S*I2
MD[M2K7ID*K[E427'8\FJJ0FG-M1405LK@*,?\FZH)=5P<Y9D5>SK0N,XZOV2
M)'2IM1=<4IM)0E3WN-`A"$E`.$-CU`![8TS1X6D-K8?8/IXL=QAM4VI;?TN;
M=DN'&]B8GUNZW%UUQUJ$E*&585+"&4M)5Y33:0@)0,Z<IZA=Y[:V"V7W+Z@M
MV*C"HED[5VS7KD]CDN(;;JBX\9U-)ANJ+B%+DU2>J-`9B)YN+6O(1C.@BF_A
M,/7W6*I4;(Z&-O:W!CT=R)#W'W@3`E*<FJ\I[%DT&=Y2@CRI&35)L5P8+:F$
ME'-!6(D+TA<A+)=!+R"YYCF0$J"@@`)2._JDJ/(]B3CU[9=OMO5=O4EO?NAU
M!WA(4*_N3>5:KDN,YY>8$>1,?12J3%24H4FGTR`6(T5II(:`0'`GS"I6M8^T
MR/Y[_P"*-!>%'BE2B,\058^X9_N:P2X_=?83V_*)#PQ^U!;X\?3N1ZY';X8U
M?Y<]VGL1I;RTR6I!YB.DI*BVE92I"PW^40%A*AE7$ISRSVQK$*Q/?J$H/F$W
M$B)'EL!#OF%(&4I0<J4K&,]U8]!WSZA:\#Y#]&O5AOF\V!@8/,G'P21D#'WZ
M\\%0[)4H$@=DJP>X!&0/S>NKPW&:0L+0@A>"<)Y'L1@C'?L,_P`&@HZ^H*H5
M6]TCA1*D@YP<D0WSD8/\/]W77+\/?_2(]''_`',FR/\`YNK>UR0*G';<H%;4
MZV<BEU3&>220(3WS_1]F/3.==<#P^0!T)='``P!TR;(8'<X_Z7-O?/)_?T"P
M-&C1H#1HT:#6N\_^@]NO_O:WU_Q7JNN-99G\I]I_TM4+^U<7793WG_T'MU_]
M[6^O^*]5UQK+,_E/M/\`I:H7]JXN@RE#2G$\@ME(R1AQ:TGMVS@-*!!^_7XM
M@MIY%3"NX&$*4I7<XSA321@??JS2U+#Z@E:DC@@X2<>N?T^GQUXH>=0H*"RH
MC/9>5#N,>@(]/OT%[P!Z`#7[JT^V/_\`8_Z@_P#+U]M3%>:T'RGR2L!W@.*^
M&#G@HJ4$J]""4J'PQWR`N6`?4`_FU?:-4)]#>A5JF.+9JM(GPJY1WVNZX]1I
M<EN?"=2>Q0M#["2E20I23W2,XU80]&=(]G4H\?V0*<"_7TQA(^/J<_PZNR$N
MJA`,.*9>\DEEU&`IMT>\VM/(%/NK2,Y21@GMG0=1[HYZEH_5)T5;*]0=I51E
M5?OS;6F4V;(R:M$HM]6E":I5PHE0W5>4T](>BAQ9!6\E:^193\(N7X0QT0O6
M1=>VW7W:UM,U.F0Y=/9W<J==?GO1ZI-;D)JE(>J3C+K2C":JQ_C-F,S(]F:0
M&P%\.!W%^##]6")5%W_Z,;SJ3K:Z"\-Z=NZ:Z@I:7#K#3<6[*;35ATI:0M:4
MS6$):(95SR5Y[+S_``C27:B?#;NJFU>Y&J/5VKHLJ+:34HNNM2*Q!JJY2:+&
MAMJ2V_/>97YLKDEQ4EI'E!MK(R$-OIKMJ[NHCK`V*ICF)%=W/W'IMPU"4XXZ
MD4>GTM+M3:DMK:8D*C4*&W&]GH[DE#,E]Y]I)BM!2UIF*^.!LO3MT?"ZO^X9
M$QF1<]A+L:[J74G((DU(HMPAB0Y(!22EQ@13^1!".2,EUOD<1&=A-_*'TG;O
M;&7/"MF)N!:%H;B6'?\`?6Y%EU]=/NK<9IA,654;#AQJI$:B6TS:;$J<NL4]
M"I)F,-(0$MALJU/)ZM+39ZC^D3=--LF)4+&W2VHK%PVZ[37(:69%N770JA<M
M)>B.1W9C,>33G)**<\X$K67HKWY%OEA(<YNF2Q<M!I<Y2BJ8M#3K;CR$MI4X
MXPEQ]:BA;JD%Q!62D%8"E!L'BG.L5N)I;3C!64GR67@L`DG*G`O",I`(`[=R
MGOZ#&KIMHW*<83;0"%R:`Y*C2CQ)5B&J1`22L$(*N32>1"4A2N^$YP/2YX"D
M2FVI'H\VZ1Y9QV0ML*[D$_M@,GL<D`=LZ#!8Q]LY!I..)(/F83W'KC'/T].^
M->,SWZ;5HJ00X6F^YP&^RAD9!*OC_,>HUXLR'(52>BL\/)`4K\H"I>3Q]5!2
M!@9_F?S_``U]2E88J!!!4N#(>/K]=D!:`D`YP>X(R20.Q'?0/4^`'U'4G9KJ
MP18E=6Q]#[Z45-F*2\&'$TVOTPKE4&J<GGXY;>E)*X94V'E^8II`0KD5";%.
MJL)^0X&A("X[CC+[3K"VWF7.7;S`HE/Y0)4I'%Q1*>Y`]-<PW;JZZQ8-;MB]
M;84B'<-FSZ1<=*FL)6B6)E)?1.0"ZEU)RLH*#]48X@X3G71BZ>]YV=^.GW9[
M>2-46Y3]_P!G4>1.C-S&G4LU6DQ$0ZNN3&2@+,HS%JR\7U=B4E&>^@=CZ:'$
MNV!45HY8_&VKCW@`<B)2P>P*OX=*&TFWI8<4[MM.6L`*-WUL'B,`\6*:D'!)
M]0!\=*2T!HT:-`:-&C0,J>-'X@]E]`>W&T=?J5/F5S<[<6J7_3]G:$MYF#;<
MRY;9HU#E3IUU5%279"*=2F*Q#D-TV.PX:JXXMIQ;0925<[[<>_=PM[-PKHW<
MW6N)ZX+[N^MS[@J%7=J+[\2$N6[R--HU+F>;)ATYN.AJ+';7*(2V@*2D(`2F
M69^%U+<3;7A]I;<+85??4/S`;865@6?MP<<GFG%('S+103D9)PG$-INH,QYL
M.`'7"5\?,!<Y+Y^8D``8/;!'(*RHDCB1H,L!R`?3(]/@/D!]@]!]F@G'[W[Y
MQK]]"00002"",$$=CV.OP^GWD#])'WZ"O7392$E:EPBD#)")16O&.WNAG&>X
M!'/`/Q.-:HO^-)D,QGDM*\IAP-+#G)"BKF2"A!2<HP?K93]@/<C8=0F2*>X@
ML*2OB.6)`4Z...XXH*`>V<9&.W?([:NEX1V:Q8ZJS2VD*E4T,+G(6`J*`X]A
MPI;"`0HI/NDO'B>_<=B&I;5GR$PUTIPD%+BG%)2KDD,J"O+!6?VW$)!0$C&"
M,G'?-(SZ&"YS"SR*<!*<]P,9.2!\2.V3Z@XUKR$_[++5(8X$R%(2I+@*D!*N
M_N!!;(/O$945=^_KK/WT):4V`I1"FD+/(I^LH`G&$IP/7`.3]N@>7\$[KAHW
M2+U1JMC<*ONTS8S?R'-MJ]USY)51K=N&(ZB-1+HDM-_E$""^Y[0XVAMUQ*$D
MH2XH#$ZV/M/MIN52XMTVQ7*/N'2)$MA,I^V3:M]4R>S+B)DP75%U54$!#3A\
MYU:H\:9GW%L^40=<K%.6)4:?'?\`99,%^++@O(0MU,*?%?0^W/:CM.-NNR5N
MMH#B0\$.9R4@`D3J?#?J'2SX@G39"N.D1=Q=E.H':>DT^E;^4SIXW-N79Z\:
M!6J$VRBD7=#I%H52!2[QHM=AM.J>F3Z?4'V:BAX+D!9((.N7?L[M#;%-N#='
M>VN2J%8EA!:IU6KSS&VEL4>E02EAUUJIQHU!CNMM/M>PHCK?3*EU`>7&AO-N
M(=5%Z\:2@M;B=*=&ZIJQ2ET:J;M]6%0NJBV]46N5=M/9Q%FQ+$V\IBRIII<>
M'<+-+;N<1%!"DOS72M*2@C3Y5D]*&UMN]95V;;]056W8Z@U0;'&[FQ%4W\W%
MNC<NW%QZ0F-]/JJ=FUVOLVG=-VT=J0R[!D7';M3BT]4</M0"L(5IMS\)2K(B
M=+>U5+ID)J4;CWG15:R]`8;CQW7:)0V6&W(K31;98;>6//7&:;,9I]Q9C,,)
MRG01/K=H#-4M>IP&6E.R%L+-+6\2VU3IB%*0]*;<XN'FHMX.4D\<'"?0:EAH
MD1WT+(_CB-(>A.%WZZI#*1YRU#`/!?$J2X4@K)[)`)UL3;_<Q%,,B%*HZC!;
MD.-K>+;ADA3G%UQ*7`YY12%+40"TE/'LHJ(RJAOR$NG5CZ8A(0_2[@=7-0^E
M.8L5T-)PV"E:>)/+BI*EJ5Y@!!2.Q#8NU]R^5<#$"4M0C3HLB#+2AKD5-RFB
MQ[@*TJ5W44J.<@$JP0!IZCP8]RJG2ZSOCTT/.,RK>I+AO*@<SQ#$@/!*RV>6
M7%M!:D8XE)[@GMRU'NHM?-+K=.G>8TEX.(2TDA7D*2%A7)20YS))."H+QQ&/
M7&';?"9J8I?6A<+[[S\7Z:LFX:=3V)*N3=3DO,,5%*E)2$EP!3CY8]Y!0RE"
M%>\"HA)LE*2MIUL#NW]?M@'*5`8^)]<C(';[=6ZWI;3=9MM"@YE-QT+)"01_
M)J(>Q*AGL?L^(QKPES7D8*4L_P`<A9<RA9X^7Y8`1^5&/KG/+EZ#[<VBDR'4
M79;,4(1Y3E?H2E$I7S!^F(/H>?$#N<92?7OG`T$G;1HT:`T:-&@-&C1H.=5X
MCG6)U'[]=3O4OM+=]]U>UMF-NNI/J.VHI&V.WT^H6[;U7I5B[V7U9].NNXYE
M+?I]Q56YJQ3Z)$G5N(Y5S0W9K\@,Q$,\&P@.BTZGP&WXK41$2."E;?L$=<5I
MU:U+\QUR*^_(=]I5D^=*<EO.2,Y6!@J*DNK-"4]8_6BYY:"I/6MU>K')/($C
MJ0W-4"1D9SD$C/<'&,'6B2X7GF6U(;2GBZH^4V&U$C@`"03\_E^G0>)"$/MN
M-A7D,M%`2H`.$Y"B0![IR?FH8/YSK%;ED(DW'::$<BH2G725C`"6XJR0""HY
M[C`P!G&2!W%W7+D*6IM'E`J44)Y(4KU&`2/,!/YO7TP?0XA5)C*+GMAJ?*9A
MR6Z?*F*44!+2G0L1.*4J4H\/+.3E04%$*)4?=`9!-"EP"M-1FQTNK?6EMI(*
M$A:B!R/FI*2KL%<2L8[C)R-8FU&D(53^:T\&."))2M16&E%(>+(*,*<X<N(*
MD`J[<P.YO4F4AY/D,UBEF,TI0;'LY+JB"2070\.7)79/NX`QZZI0<@'L>WJ/
M0_:/L/J,]\>N@F#?@\VZE-W5Z5+WZ:JU.1/NWIYO!<VVC/+4>2Y8E\OFI0XS
M2$//NO4J'*C3(\E?D-AJ7-2A/FYR7[J>W6Z%);8C-1%MNEY,=A)??4'UM2$P
M$(;+">2V7Q'+9)]U:`H$%).H)G@W=02>G/K^VCJLZ3'A6GO%+<V3N^3(G%N.
MV;@BO3+9F/QLI0'(55C)+<E9<Q&4^TAODH+3/YNR%YM&J;M%F>P7`N'.%#EK
M0EYB/4VFW#"?+)"4N(\Y*%)`5A0([D$G00P/PH3Q$*[*?VUZ';0MVNT[8V7<
M]H77U"[XR[DN"R+.<NEMR14[)VM5<="BS*I(82:=,K-T0PW&0E]BF-MA\QGE
MQDR]%V_/4-TL;E[';R]-7414=U-O]TYK<*].EA>YEZ7KL?5+:=;CR*O<T!-9
MI]8DV3>,6*IUBA3#4VP7_P`C(HT-M;B-._\`X2C:]F#PQJ52[QI=BU*^;[NS
M;VR6;DN.GQTB@3(U3$ZZ+]BI065)J=$I[,EV7/?>>4F,XZWP27E++,_@3=-Z
MKPWUHMR;P;26M8UY7KT]WM!V8NBE4QBD1WHE@5>CKIT]=.96ND5!=UV_-5,A
MU8P&ZPOSD..5%Q20E02#?%Y<;W7Z([LW-I\=R/#FXK3<*2X'5041J7&>J$5N
M6VS_`!RM#W-+2.++:C[PX9"-0W([B7*73I&2E$R%$4TL%*G$!QE`2I0*@E*D
MC!QS(&IKOB)4TP?#CW)M!49,2KV_8U1C2*:O"TIG-J*GYX3@`B2R.([YR02H
MCTA!1IKB[0H[J.(XP8<<$I[C#:6U$94<+2<X.,)(&$^F@I*D^RY4PPB5/DEB
M($J]K8;0P5!205,N-NK*ED]_?2!PSZ*[#UCR6F6BVI+F>2S[J`1[W<8/(?G]
M,:HN(]WL"4C`41E9&/0J)R?T?9J@E5%B))BLJ/M2WU87"9RF2VDD<'/,R4A"
MDGF,H.<]B<8T%Q;89>(;>22D(4L!/8\T#W,D$8`4<D@Y'J.^KY;<A3KJR\MO
MFW)\MOWP"&BTVM*2#@#WE$@8/?)Y')Q9$J4A64J!(!221G.<9^(^6O6D14.5
M9#96\E"VTK4$.!.5%9;)^J<'#:?GW!^>@M=_UR536*M&@NL(\OC%D!U7$*7*
M0'$);*0"H<%$$J[I40!V!5J9Q^#2W_4[MZ:-X+>J`*6;*N^R84)O@E"4(JEM
MU"6[Q`)/=;`^LE.`!C/?$(+<@K2]5U)6YQ-=BMG*B4E+*4I1D]CD`#EA0!^0
MU,W_``7Z6[)VHZLTN);2EF_]IPVEI)0D!=DU@J[%2O4CX$#[-!*4T:-&@-&C
M1H#6A^I;_0=N+^B5H_\`&^AZWQK1/4H$JV>N3DM*,3[54GEZ+6F[*(I#0_VS
MJ@&T]C[RAV/H0C4>,1NVWM!X>.]LH5F50:GN3.M7:NAU&-)?9?97<-0*JL(S
M;:??+L!HL27$J*VV5DEM223J`\)#`BF.T'3Q1Y*5*'+F6_R16I:B%'GP*^2D
M@X4!@:D\_A%G4/$>K6P/3#2*VD3*#3YFZNX%++8<ATZN3(1C4A$IM2B%>7&5
M[0RT<E!`5R(408O20M.4N.A]P$^8\E/%+JU>\I:4@`!*BHD<?=QZ8'8!]:-&
MO":M4=EEQO')Q*2KGE0R<]P,@C[L_P![05###4F=`:6AQU0D%3332`XLD(`=
M6$J4E(0TRHK=6#E*!V!)XF:E^"R=/#$2A]775Y,:;E(FKMG86Q*H('M"XE/H
M38N*]GZ6M],9IZ(U5YB&7W$R0M$]$M!:"64+7#&H+[$,3*N_Q*(-*J3D@`@.
MNM.QGXR(<)?(&/4)\E46/%D'S$M**B&E$ZZ;7AU;:T?H;\'39.1N'QM`4O8^
M;U!;K283;3+5/K]\4Y-Y3XCY0CDXZANLQZ>M+BBX94?CYA"$@`F'Q6O%MH?0
M;MK0+5L"!:ET]3.Y%-JE6LJWZ_&7,B6'%9EJ@JW.N2*9<5]54E-XJ$"DH:E,
MSR67GI2$I*5P>*?/W9ZDYU\-IJ-0N/?#<NX*C?\`<2H%;7&C;C5N152^Q*J,
M>L26XJJE!=>:136%2"A##;<<.(2V%:K.MC?JI];O5?N=O2U5Y;=+OZ_G(5B3
M;FE1(;UOV/'CHBV_2&H\IUEJF4L1@%U*2'%#SSYJ6DI7P&.6I:%*A759MJ7+
M5:F_(;O:V:9'J5J2$MLJ>>K4#S7(%;I4ATRF5(]WS`L#*0%-#`)#I_=.EC5B
MSNEKIL57V!"W!M[9_;,U]NJ4J*]485:IEM1HDWS`RXZA)?=+L1);6M*U)#J7
M$AP!$8[\)KZ[YUS_`(A=%]IMU:CCR8.XVY]+-29;%1B\E.6]1JK28\B2W[6)
MB55!,:1@I86@F02L)$FZ\]Y[#Z=.F)>\FXE1GHVZV?V?I%3G29SQ?J%1BVS;
M41V!2I<M3;:79=2J26F$N*:25*602596>8%OYO7='4MOONEU$WG,ES+BW6NV
MJ7/$,PN\J/;TIX_B_0X3;STA4:)3:6([264ND<^2@$@@`-1NN&.VRJ0ETK<;
M2KWVDMO#*4Y#K044M*!(!0A:D@]@<8UX>WL_S+O]0/\`E:S*S[2F[D7U9EBQ
M92HU2O2Y:;;<*6B/[2IF54'%$/&,"%25%+*AP2I!.<A0([[RZDNBO=;I7I=E
M5[<*H4FH4?<"=6*3;ZZ<RJ-.;GTZ8TTW[='6M9:;6Q+B<4J"2XM+W<*RD`DE
MXI<<>6@$>9G'(!*C[@3[V.6!D'XGM\/AJSB"\`.S61COR/K_`%&KDT5-)4N<
M1P6X\RSY66SYS+KD5043SRD2&E_+*>V?CKTS@#)'I\3Z_IT'C&;6TT$+QGDH
M^Z21A1S\0._S[?GU<(?^>$_[A?\`\3JER/F/TC7VAPM+#B"G("A[PR"#Z^A'
MICX'U]>W;05-=_D'6OZ$5/\`X$_KK7>'U_I$^CC_`+F39#_S<V[KD=UV:]]!
MUK!:.*14_P!H3_[1/^OOZZX7A[J*^A'HW44%LJZ8]D#P405)_P"ES;W8D=B1
MH%@Z-&C0&C1HT&M=Y_\`0>W7_P![6^O^*]5UQK+,_E/M/^EJA?VKBZ[*>\_^
M@]NO_O:WU_Q7JNN-99G\I]I_TM4+^U<705TS_/"O]PC_`.*U3:J9G^>%?[A'
M_P`5JFT!K[;4E+K:E?52K)[%7;!^`!SWQ\-?&OA)X\A)RTI?(Q0G)\P%66^6
M0!W0`5=O16?ADA>!+C#."1GUPTH9QZ9PGOC52VYS0@MJ7Q7V0"LH'QQGDH!(
M./CC5AR/3/?Y:J42W$-);"$^ZGB%<CG[\%)&?WM`XGX7O4M*Z1>O7IYW8E.0
MV[9J5UM[?7N9DA!95;%W%%/?+N%*4M#+RT*2.*@WZIXZ?"_"6-YF-R[[V>Z9
M=O0B6Y08\C?FZJ)2UN39#E(;)9IM39)46'(K,50<#[?F*0`%$]B=1'I2)\J)
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M*V;@9\P5"H(=,RX;22YQ]HH,DA,E='927J=[H9;`*M*I\(OJTN7IHZO]H*W2
M+@BOVI7:W3MJ[TI<M1@,W?M?N.B12+BA5)4@@J<H-873Y5!DN)+]/J,-PH*`
MXK`)MW3HD?;KJCWXL(H?A)I&Z5ZRO)4VZE;+4F3$\J.2V`,-K<*"TVHH;)5A
M()5BTW<T[(G,/LIYLMQW0HE24X*BP>R5J"LG@?AW..^=*Q\5"Q5;:>)9U$V\
MB*XPW]-0[BI:7.!>F4>OQ8&9$MQ`]]U+C31\U)(>6M;O)1()2?5)*GUALH2D
M%OU!)(R1Z9[>H^7][0:;*DMUY2W.R&R5+..6$\<$E(SD`D9`!_1J]UIE28@<
M\M(04*7R'#)0L)P2.RO@048SW]#K'YV!6:@CN0CSD`G&2$E.#]AP0#Z]]9!/
ME.2Z0I:VT-E#*4X;*B,8]25`')QG\^/AW#!6*P^Q'0F./,#0_)C`2%GGRXJY
M!)*3D@\CQQW('?$U7P'=P*G>_0RY0Y[2.5@[I7?3(A:4EU*8DH,SG4EX9"$]
M@6F>03]92!@ZA)1OV%'Q'?(SCL<C^[G\VGN?!/ZQ*ET_;Z4S:*XZHF'M+O+5
M#1#$6X[Y-+OWV-3=$FH'$M\JTZZ8TU2R".WE\L``.B9TG.(=VRG/-.)<;=O"
MLN-K0KD"E4*D]B/5*@<A22`0<Y'?2G-)4Z/6O)VLJ37!I'EWQ7Q^04I;*BJ)
M2'%+;4H`\2M:L=L8';2J]`:-&C0&C1HT$-[\+O0M5H=`*D@X3?W4!R(."`;4
MVX)[]C@A)!`.3\C\(:MP09$JE1IL2,%,LI94Y(;\IMQ"4!*EY5E#YXI2KLG/
M?W4Y(P)FWX7*V';.Z"$E7'_HZW_((&>XM3;KM@D?/O\`9J'/2#]*T!<9P>2A
MM0RIO*RI(SV(5Q`SGU!^!^?8+<PZJI4B#,@.+?8CN-LR7@XXVI+JHSQ2%H=4
MV\OD<>\4*25`'(.-7AN;&4V/RF?5)R%>H/<=Q\,C!';TP=8E1I*H2Y%(<0$+
M>JJ0RR2H`0PAPJE)SZN!?!OCQXX<.5^Z`;R&$QU+:2LK`6HY4`%=R1@@=NV!
MW^WTT%RDO,R(\E"%<W3'=">0)5DI(`"E`D=R/B!K\L6:A5&N*E2'5^4MMPOI
M<+KH22VHIR@EQ*@D=@,$)]0G(R+<MPM(6L)"L-J&">/UB/C@^F/EJV[>2U.7
M!4&UH'DRE^S+;YJ*4A222X`1@J^``"<8SD]@`MKB6(I2E02A/+#2N`R4@]CV
M';MV[X/QUF465%+#:E*"B4XY*25$@8&,D$X'8#/P[#MJPU^EO(E26SE*H=24
MPXC'9,0MJ6T\"HYY*("0DD@@@@Z]::\RY&!>=\CBHI3V"^0'Q]XHQ^;/QT&2
MN)2XPM3(')3:BVI.$D**2`4J[%)!^(((^>E3='W57N[T;[U6[O7LE<J:)>,!
M42DUR%.\R;0[FLZ1-2Y<E$K5/4I<6<Z]$"UTQQ]I]4>?P=3P("M(Y>JRD(=B
MM-M+;2E;*'E.'*@1@.<`"GN#]4+[?/(U;V*JNGOM/J\]TCDE*64*7WP.7/N>
M/;T('K^?0=#CH2\4;IA\0[>RZ;4LC8G<.V]V[+VL779%\WK2;1J4-5`XLQ*]
M2Z2^)2YD-,FK)?0'$H;<D1DLJ6$H`;UKKQO=J*'</AW[R7?4*+(<J^V=2I=V
MTFJ(*7$PC4?8H,R5&CI4IQH,2CY10AK`!YK"FP%::8_!;:2)._W4WN%.#P@-
M;>VWM]%+S7`M3+AJSDUY?(C(6GR_<:P$NH<.5A13B6#U<;/Q-\.FG?[9AR*F
M0]?.U-XTVE@LMNK^G8M'ESJ*VVTLA*EO5&,PP@$Y"G`02KLH.4K,JU1HSL2K
MPHU8=1*B/2*D]6'(O!510\M<I;0966$1!&+`9YA*E`G()RE*NNEVK6+N3NQM
M91+T14;BMM=RPFZW;[*$)2IITI#25MM!0#+:U%:E%KRU)[N'!!..;839.T]S
M6W=5W[7T+<:B4]RI4*]K#KD-3T],RCR%T.N0BWYH")3,ZGRB&RC)"DJ7C(&G
MM]HMM.DO<UNY=_\`I#MN%1[ML&FTZL7;:'D*<-!D.0$2:G1JI'F>4IJ3&;;D
M&,N&V^UY24`*R-`T)U>6%9FUG4ANQ9ED-,Q[+I=3C3Z#'RS*E0XM2C)D/MY;
M2MU/DR%%(0D90$I*1Q(UEW2]N(O;[<G;_=R!(4NJ4*Z[6C*C!;J4*IC<^-`?
M><2!Q*'(DA7GLJ22X@>6XA1Y$*7\1#=CI)W+M/;:XMC*;#=W:FU]R7N)<+"'
M65.T^/%]F=IM0;6WY9D&8A8:XJ(\L@^OHW)8,E^.F1%:6I*6EIJ:5'DE;;B'
M$2&V^&<H\I24J[DD%/I\0$W.L56)/67HKZ%MRVU59I3>4`FKN.R@VV0E(2VA
MDM<4@A`!`&""#C5`*T7E9J%+4%?C!0,A3I*L&O0CW)621Q^TC&M$;:79(KNU
MFU%62Z)"IVW5`>DOE9)=E<76WBKW<D@-H`*NY&>YR=9]09DA=YV<X7"DJK]O
M'`S@#Z=A)QG(/\R>V/0CXZ"6WHT:-`:-&C0&C1HT',BZJ>2^LCKC2%95_%M=
M9:4@KP`3U,;IX&5*`3ZI`[@#L!@#&M)QN3+A#JL*=XI;`=YY4GD2.25$(R".
MY(Y>G?&LJZN:RB%UK]<R0\2?XNCK/0H*5QX8ZG]U04IP?J@@>H[@'/KK2[E2
M6XW#?:>*UY65I42D#W$^G''))^TX/PS@Z#8CJXZW),,J"7FP4/<4*44<D)/N
MK"<+5P6".!)'RR,:UM3C%JE[7.Y(6E:XC4.GQ(Y07)G`-(69*(BAYR6.P#LL
M(2WR^NHJ.K_2ZJ^M]Z0IEKS%'F4\U\<IRD#.`<83\@1]NL(OS;Z@71-HU5D3
M*A1;HBEQ5/N6F2Y,20AP@K0F7'CGR9C#0(0&Y)*/+&>QSH,^<?ID</M(DPE(
MC@I=QY)*5%)4I*O=Y<AG!QCB>Q],FD3%DEA$@-I++B2M"_,;&4^HPDJ!]#V`
M'Z.VM*JNS<:V*U3[;KE&I-XT2MJ\B+=MOLI=JL93/N/+K=)5P(*59PY'4LE(
M\Q622D[TB+BU6GM0D27&UQ0ET+92DK<#0P4J"S@`D@*P>Q]<D:"V1*K5:;-B
MU6B2!$J-'<;JE$J<9KRZK2[CI51ARJ?)9=>2&5-!"%^4I*N390ZA6`X0KI#=
M!/41'ZG^D38?>J2EE$^JVQ1J5=!;<\\IN:A1I5#K;+R1R47'4K%06H`Y<=P"
M0AO/-^=/)92D);X`-<AZ%0[>:L?5&/56!Z9SG4HK\'#ZAVW(G4#TK7#4'8\:
MDN47?:PJ:Z^>5,I;KC5#OFWH++Q"5>P2_9*LMMO\L&5R'7&DMH*]`B_\*<Z@
MHK4W:[I532JE==)MZP&=X*[1:?(,)^59\>[J%3[GAI>D!DKF5:@*E-<V%>T-
M-()([Y4F;I!\7B#TUW;TZF\;->N>V;%:E7_0[HE%MN7,V1W!NR+9-2HMO.--
ME"*CMO1U1FGJ6L^TI3$#Z8Y"0K6"^.4]=>[7BSRUTZW*RJT["DV%T[W!5$PU
MRHKUN[N6/5X%4J3#:UM(DFD7$BDB)':+G*<\D/(0@^8EHZF;3[IWOL]:JUV'
M5*32MM-T[ML.BU6MCV.DTJ@3%7!1[NI[TTJ6VMIZN4"/4>'F+9C/ON<<<0=!
MT<?%?JE#KW03O7<EN2HM0H=S[,R+BIM70XTN15X=3C1Y%-J25IXN!IR"ZE`4
M$H6%I_*`*()Y_5MX-NT(Y)'T3`]5*(R&$G."<9R22<9)[Y/KJ3OMSN_?VYW@
M`5.-O*A--O':6Q:GM\W4HDEN;^,5F26.5L5%;R@E;S)CMH;9>)4VH("4J]T)
M$8NWTI10:*A!)0FE0."B`GD@QT%*\#M[P[]LC[3H+VVB.LN)DJ4A/E%392%'
M+H4/=]WN,I)[X^6#ZZL28#L=Y:Z<@/RB,N<U)!">1XD+D$9(;S@`Y`.#@@#5
M];1YBECD1Q;*Q@`Y(/H1ZX/S!&/7OJSPY[AJS3/!L!_W%'*BH`91E(/8J]2/
M@"1ZZ"XJ!>C1W6@5(;:4A2CA)\Q11P^M@J.$J]X^G<=OC]VLP\U5(J'1Q6)G
MG+Y+2K+'%M`5R"E`@J;6`G.203Q[@GY!,=Z734>\U&=0$NJ[+5Q.<J2D<1GE
M\#@=A]NK];\5#D]$@K4%!QM@)`RGCGF59!"LDK(/K@#L,]]`G:_)LE[<IT*;
M`B)K+TE9P"!&3&>90X8^02?-3D>X3C"N.2#J:E^"]ME.T/5>LI`#FX>UI2<C
M)";+JZ<*`]Y.,8`4!V]/CB$S,K#-9W?OMQM#:VZ9(:I89!4&D\0IMUX'&2Z5
MH7E./AC(U-1_!<);CVVG63&4`&X>Y6TZ&L$DD.616RK(P`GN@8`)[8R<C02J
M=&C1H#1HT:`UIK?UQMO:^L%S'%=5M)K);+O$NW;1&PL(`))1RY`@9&,C'KK<
MNDN=:6Z=E[(=,NZ>[VX4YJGV?MS3*3==9<==0RJ2W2KCH[T:F1EK4E*IU6F^
MS4V`WG+LR4RVD$J&@Y:'B<WO5MQ/$%ZIJS6YJJA+@[E5.TJ6E;3K88MZVT,P
MJ4V/."4I2\VI;BT`)XE("DCW<H9P4E22`"DE)`((R.W8CL1C'\&MP=0^[D+?
MO?[=?>ZFT61;T7<J]*S=T*DRO>4S3:M*4[3BL\O-#JHR$J>YC/)0X^Z`!J`D
MJ4I1&.2BK&<XS]N!_!H/S5-/RXPR$`GRD@N9]WCQSG&?7MW[:J<CTSW^6OE:
M/-26AZN>YV[D`^I_,,GX_=H%3=)FTL[?O?GI\V/@=E;N;R;?V#4%)2SE5&K=
MQ17:NRMQW"6$28<%QA4MQ26XH67%.(]3-S_"7^K).P72%MWTN[;R(C%;ZC[C
M:H$J!!\\N4793:>G,O52(2UR8]CEUYA$-#H<4>#2V5DHXY8)_!N-A:+NGXC%
MO7I<#"9M"Z<]H+AW?:0\%>0W=]>E46@V0_(*.:4Q8\:K3ZHMUQ"O*<CM*3E/
M+6N_&\ZLX?5!XAM]UJVES*C:FQ-'KNRUFQY*@*$NE4FMJ1<E:C%D^6'+BJS4
MIU3S25%3'`DYY!0-H[I[<[:T2BV->-L7;2;IN.[V6XEV67`=3+7;Z(:2J!)J
M+J$*CP5A",NH<6AQ1"4N`$=\\Z=]I;NW&W"V-=MJ@K1;%P[VV/;B5(BO.NN3
M8]<@/R0TTPK*6@P0KS@D((22HJ&,:<A6-5:U;]U2J;7K4IU49<`9MYU#%,K5
M2I?(&:_%EK*8]1+:$I"N9\TE8"/>]5;>']NI`L+J^V#KUVU92=O]JJA<^ZEQ
MT&:N.Q2&W[6M"I/PZ2AU+J7'ITFI,0_+PTI2BO*"2`"#]7X1YUGLT.A;;^'Y
MMU6W9DE$:FWKOLT)`0VS!@QF8-KVI*'9+BRZT:@[%2XM02$>T(R1F)JVS'BP
M!"CK6YQ"^)4%=BL`E(4I*0`#[H[X[`8'?6R-Z]Y;PZC=Y]S-_P"^J@Y.K^ZM
MSU"XTEQ'/V:GOOJ^AJ2TZZ0XB/3*5[,R@``J5DK!.M729"V5H2E"5!22222"
M""!\`?GH+G;USU*TJU1;DH,^12[AMN<W4Z148R`9%/J;#3K34N.I25(#[(>6
MIM1[<B#G&=9[NIU(;^[X6O:-H;N[IW+N31[1N"=6*0Y=3-/35*8BI)A(F1VI
M%/0@/L%NG1$,A;JG6RDJRE:EE6FB2I2E'&5**B!G`S\L]]>*W"EUEL8PZ5@D
M^HP$X('H>Y[Y]>P[9SH/U!]M1Y<I@Q&FEO*B-%P.J"O-==:Y+0I?UU%+A))(
M<60K&"1=(L=Q#BE.H2`4<1W2OOR![8SCT]?[^OT0DCBKS5C!2KN$?`@X]/LU
M7Y'S'Z=!\E"<'"$YP<=AZZM\:.ZAX*<0..%C)4E7UNX.,D__`"\ZN>OAQ10A
M:P,E*20#Z9`^.@QFYV%RJ;/C1VPMXTJHN%&4(]Q4)_"BI12D@`*RG)4.^$]^
M_7'Z``4]#/1ZE792>F?9)*A\E)VZMX*'YB#]FN1W(D*>C5A]:4!3%*J+"4I)
MXJ`@R>*E9.0K'J!V[CU^/7%Z`SRZ'.D!7IRZ:ME3C[]O+?.@5SHT:-`:-&C0
M:TWIS^HYNSC.?U,[[QCUS^*U5QC/;.=<9*SA)19MIJ67DC\6Z",E0QDTN+@>
MN?@?S`Z[-N]!QL[NP?7&VE]G'SQ:U5.N,K:4HOV7:2?+X_\`0[0%YY9["E1N
MWY\_+]&@OI)))4I2B<=U')P/0?=_?T:-43,LO.!'#B,*)5G/U>W8?#OC05OK
MKPDI4MI1')QQ""&23R4@@`)X9[`@>F.^.P^6O?1H/W*?*9';S,K+GIS!XI`Y
M$>@[=@.V<Z_-&C0'Q!'8@@@CU!!R,'[];CVBN2C.RW=O+\ER8ME5Y]<BGU=+
M+179U?=P$5V(\D*>DQY*TM,U&"X`TIE2WB249&G-5,26(LF,\MD/)9(0IM2B
M$NAPALI5C!XE*CD?'N/MT&>WK;=Y[57H[&\YJ%6*0_)KE+KT:2Y(A5FEU$_Q
MK4:4Y'YLKAR&%*#S86HM9X+;3R.L7NZ,W.MT;AV=Q:FTIA)N,-?DY-&J-*JL
M:YVJY%0V4.QHLV5"3%:4VCFVXJ07`CD,[0H]]4M=`7M]N*EQVU(YFS:!<\+W
M*S9$M]3260'BEQV9;R'72),);G9/DK24^5[VH)S%2VZKQ8=4)L*6S(ITRK1P
M9%'NRWJHV4ON-([MMN3XR_(2][SD9WF4C*0-`\3XT<$53??I'WTB252'>H_H
M=V"W`E3FG%J$U=/CSZ77I*I.$F4]](MQ&)BEJ4ZX4M**5)0%:;H4LN!ITJ*T
MK9;"5D]E%*4\\?'U(R2,G[L:="\1)%*O3PUO!XW?H:A4Z9;>STW:1BK.D"H)
M0Q6KCEM4V8KDI7DPFFT,,H4H!PLH>XY/=K.$^7X44\>/%"L]\]U!O^#CH,(J
M:6F*C,>>0E(6E0\PCZRU*1GW@>Y)!!()/KGXD8]<$Q#5+?0B262$H4`E2DGB
M0.."4GL0>WQ[_:<Y%<8Y.*3Z9=4/_&5C]\#[_3(UA-=:,JGRE$\.#+0`QGL"
M$^N?GGY>@[=^P69MYAQ@-I>2A3J.(4D\2%K'$*&!D'D0>PSK8FV=>E6S=]CR
M8GG+?I=]V548CJ7"V\F2U<4-L/-*'OH=;;45<P04I[^IP=4I3Y)0CZWE%OOZ
M<N/%7YONS^?6142>H5>EN))C.LU*GOL/#\HI$AF4AV,4M@96?.0G`^!P?4`$
M.N+T&U)57V);J*\A4NYI;Y2HDE'G4"VW>/O=_>Y\\]PHK*@3G2T=,_>!KOJQ
MU#]`5EW^))DU&-=]RVG724A):K5L0:#3I3&/4EMI,?F5`$K*NV,$O`Z`T:-&
M@-&C1H(?7X6IY9M+H+2L))-\[_<`H$DG\5-N\X^X?'X''SU#7H+C###S*REO
M#;RELGMDA*EI"A@@'LD_H)[8U,C_``M;^5GH$_IXZ@_^*6W.H:,$<I,I/H5)
M*,_+FV4YQ\<9SCMGTR-!CU=CK@RHUQQEJEO,24H5%:RHF.I#BE!0RD!"5MM<
MOB2I`(QD:R=TN5"()$1E2GW61)=;92>;!?!);7DX!'`*P#D!6!WU]O4]!C2F
MUJ"O-CEI"N."VLN-\5]NY`2%`@$$@COC(.+49^9#G_1[LC\E-;0TF6$D):X@
M@@-DA2\)XC(5D9("3H*CC(;4IM[S4E:%)"'#CDK(P`,]SV.1\#@>N!JR63(\
MBY)(4[Y7ER%*<!)'`>6"%*P#@?;_`'-95-)==9>R,)<",>I4"<<L]L9QG&#]
M_P`-:\H4D,W16$<"HJ05GN,?L2D@`?F.<G0;JN8-KK@;4ZEMN7"8=D.'*DN@
MM)+;CA]X*[9XD#T&,=M84_`+#A#"B^PHJ+?$>ZCODXY`'!)[9(S\`0$XW31J
M73JQ3(\R00N5&80'2I`Y/M!I*4QQV]WAG()"L]\GOK"ZG2?(E+XO)"%>ZA"6
M\<0GX9R<Y'Q)'H!W^`4=K6\U6$RTR0F.IM"TM>8#R<*4$!2#W&20#Z'U/?0Y
M2XD.9(B+=:9#2$%#J^P=)6H+0.22,H3A1.!DG&`!VO\`;LM%(E-*6TJ4E3R>
M24J2WG)((Y'ECL?YG5[K%/AOS7'D-<`MH/%"B%$<E'MG&,C![^GI]^@DZ?@U
MK3+-F]8;L+RY$NDW?M/<7M4<`R`EKS8GL:<`$(*"ETX]W."?3`ETLN2I,:W*
M^QS<XH:E26"2?:5QW$R&$+/8D+?;:2\DD!3)<&`,@PN?P9W<NGTSJNZA-D5L
MRG/U4^GJ=5J3".$1G+LL&Y(=0YMD@)D2)%#K4=:"C_.ZJ>X%A;:R1--MQE^/
M1*I3I*.+E)DM^SG)'Y!L^\UPQ[F3Q25`D`CCQ'H`Y_OB^=*B^DWK7W7HU+8E
M?B'O<[,Z@-NWC&4U$COWG4'S>=$IZT8;2Y1[C;=>7&1@MQ)\5>"%$A`NV.Y&
M[6T,FZKLVJONH6[4:U3%6Q>%%BL4N1&J]-<CKCNRW/-;2VXZVRMYL..`OA15
M@^A,W'QN.D*;U0=);.Y=@1$2-Z.F.?(W%MN$RA*I==LJ4S[)>E$<6!YCC(IR
MESHS.'DH?92X6N0!,%^&J$A2%T]QU=+K<-]'M"6E.I@S6EK0J!.4KRU)DH(*
M5+4$\U!78=R`U9576*FR[[)&9<E-/.O*6TTAMIUU;ID..S6T8;2ZEU:B.)4D
M(*?F-7.V9*8+C4R>MEE1:?5,6HA++X7#>2KEQS^34Z4*2!@Y"1V!.L6>=F6G
M7%-2X3LF#(?\E;R%^SI#*U>]+*5!94$#DE2"0#@X6,G6<3*"R]&)CO>W4V;'
M=:2IA!0,R&_=:2I*CDM%062!Q*6\9&2=!)<Z:;B3)Z>]H7T*2^S^*<=A+B%!
M2`XTXOS&@K/8MY&4D^[D=N^E"VY6PJ\[(24)2A5PVV%*)`XH^GX25J[GEC`Y
MG`.,=@<Z;RZ.I2*1TZ6%1T5-4]=,]MCN2U!24*R6U):0RI1+?DC*5>^0<C`R
M#E6-MUE9N^RUF0%);NJUF"WCNYYEQP``%$^[V6D#Y=^_IH)K^C1HT!HT:-`:
M-&C0<K+JW25=<G7@RZDJ<5UW=;*VT*&26SU3[ME"D_#!24D=\XXYQVUI$3'(
MI\ME/F$`!38*26@![IP5)'O=Q]8_5QZ`:W5URN^S=<W6548P*&9?7!UMQRH`
M\5S*;U/;K1W623ZEUU"CGNE!^&DDBM21+E`<AE+1QYA[GD[WSGU_O:#>U"J<
M4@>>ZAMTI_*-D$\#YBAQ..0/8Y]3VSW.LJE!$ZGREQW_`,O'::?C\<!2D,NI
M6^E*C@!(9"E+`[E(_P!KK2EKU!4M92MO"TI/)SF5%9YJQD'TP!CL3Z?+6WF&
M7I=,7`BNEF9/CO1XJ\>X'"R>7F+]$)X$]R#DG`![Z#"J:Q]-77*N9]2A1H=.
M>I5$CQLM)4^\H+ESVN/$I=+@+:G>RB@D=P=9<TD,Y+&6204DMX2HI)R02,_6
M[%6/4CN=8[9$^%5:?(@J!I<F@5#Z$J4<8==6^.7"HM-J`*HC_N%QW`0VHA//
MU`OTQU41P-\?,SD`GW#E)[G'I@^H].WS]=!2U%+Z652HOFR9&%),1'<K2@DY
MP1QY+Y$)!(`QV^`TL[P_NH.H=-75EL9O')G?YB0[GI%E7\Q"]QZ;:%U2G*5<
MSU2&4IDMF+5")'+D.3"72,(!",/;U#_4?_&&K/,>5!G1)"Y+Z(;<F/)>9:44
M*=4.1;074^\ELR`TIU0!_)I5D`9T$@7KIWGV5KV^GB([?W*_$.ZMB7U5;CV'
MEOM)<CU:-9&P=*NRDU2G%AGE6942H5Z'EV,7)+%05'=6A#B.8:/Z6^JZRAX=
M3_3G+IM4O*[[\VHN*I;93@TT^E^_J18\JI;ATU^7+45FXVKSESJLE3[B);T1
MQQQKS,X**]X]S;IA5*_;EGU=ZM;Q6-=5J=2VV->ESF_-<AVE;%%MO=2Q&&'/
M-?J-!N';Z&7IL):769%188Y%M:`4Z79GU2@JWGLNP[4N=R9MGN-974=8S<:G
M/17J>FL*H;M>MX,8(B1*S8]RN150%+\N0['#W$E1&@>QV?\`$&B79T&7YTMU
MBG5.BRKKZ;W/U-ZRMEA=%KTNP*K2F*Q;*EK4GC7J&'W$K20EY3#J@T5H"L(5
M@M)8A0V4I+:6X<0!LJ*BC,9I12"?1(42$@=DI``[#2;+SMF_(-E;C4*);%QT
M"R]F-]K6N&SZZQ'0_$I*;VG1)E4HDV>TKWH=;HM9;-0A*)1"DPD(6A1[!2_F
MGR4N^8P\GR4*9,=?-E+`3AEI*QCF6FP$+40GDH$]@0=!\R7$MM+Y%X%:2ALM
M+X8</H7<*25('R&3GOC5@I\J7%EE4B.V\4E13)`2,!1!;'<)/)`]U13GN!W.
M3FN>DE]*4\.("@K.<YQZ`#[=4Y].WV']!SH/F8\INHDJ>6D%+@4HDY4L\4I*
ML`DJ(2>Y]",Y&LSMR8[34+J#B"ZTRW5'7`LI*$!J)'X.K]<%!*BE1P$E((/;
MM@E0_*K]H.4DN8X]B,$JQD_/!.<?'X?*]5.0Y&LN\7&B0Z;7K28ZP2/(>,=?
MY8!)!4<AL8R,A)[Z!*-C2&ZA<]VW.L^2*U=%;X)&0TXPGR1'>!`/)/F)>#><
M845>A4-3AOP6M*AMUUHJ(]U>YFT9200<C\1ZX?@3CL1V.#\/7.H(5D5-ZGT"
M#$#?M#_!A]R45E!4MYI#CBBCN`5%2BM15@\CW&IS?X*35T57;+K6XK"E1=S=
MGFW$@@E!78==6`2"?7X=AZ9&?@$M/1HT:`T:-&@-,)_A,ZW&_!IZF/+<<:+E
M]]*;"RVXMM2F9'5KLBP^THH*26WF7%M.H.4K;6I"@4DC3]FF$?PFG_J-/4K_
M`+X'2;_Z76QV@YFF._(]U<4(R>YX-CBVC_<H3[J1\!VU^Z-6Y4XI4I/EYXJ*
M<\OMQZ>I]?LS]F@NB$I4U()`)3P*3Z$''J"._P#D?F=>5%;<E+\E/);S[HCL
M_/S'2&T)221@J)"0<]NWP&O;NACMW,@)SD_4P#VP`.1['!R/AZ]]5]M0$>UQ
ME..'RDS6%.\<I*6PZGF0KL00GOD8(]1CUT$G#P-]Q*-TQ].OBV]6]1?;CG;O
M806E2`7DQ@]<<&V$,V[1&7QDNM-5U^/SB,CA[B%*[)!TP[9$>V;B%9?W<OB?
M0YDJE5&[538%,?K1O"Y*_-<J\BCS)Z'%N0V4.SL,-#"$-M<G"%9TXELINC;.
MT'ALO6Q>%NUBY;3ZD.J!ABZ[<MYD.U>[K0VZ<^D:Y`275)RQ58J4QWGE%88"
M.7!?$:;EW-O>T)VXU[57:>VY=JV/(K$A%LT*LMA4VDP6F!'7"?8*>SB'0I*7
M4D<\!Q'KC08+77Z/YE.B5B,W4XOY(T!;3RV5TUTX#/GOH"75<5'N#R21C*<<
M=44NUY],K;)FRFVWY=/3+95`?=4/8I7FLAM]SFE3BUA"D/)5D+;*01C)U;*[
M09\4VZY*F-N-3:6]*:",K7&<92GR@^DG*5$]TH6`#@$=]7"EKFX#TV6J<ZT`
MPVI2.!0P@Y0WGD>7`J403CU]3\`]I2?*BAI'NHC$)80GLEKB>'Y,`#CD``CY
M`?+5J)4HY4I2B!@<CG`^./O_`+FKM-),=TGU*L_I7GYGY_,ZM12?*<=!^H<<
M?G[N<>G;N1WS^;0>2'V%.)07$$Y4.*LY*N"L#&/7.,?#.OUAE;C6>"EN(?<.
M>W-+:\^6>Y[9XJ(^T9/?&;(EPAU+N/5T+XYSV5V^SOWR/WSK+Z>G\DIW/=T-
MY&,`<0I0Q]GY3X_$:"IIV4*/M60G/;S,>I)3\/\`:@`_`#[-7&2J.4H\DM\N
M??AC..*O7[,ZITI:*.2I`"@%%2`D9!!/N@_/`&#\S\M>8S@9]<=_OT'Z?[P_
M2<?'MJAJ4I,&.\IP)"R/)"5@'"G1@$>N2GMZ$$9P>QU<$);4,K>""%=T<?3!
MR.^?B,'/VZPRY:FR])%/0,K<=0L.<O1+>"?<[9R4_/Y=M!>0F&S:U747FW'G
M*75'5J4"5))@O802I/(@=SC*AW/<YUUM>@`A70ST?*2<@]-&RA!'H0=N[?P1
M]A'<:Y%\Z26;;JPX<^5(J2CWQC^,7ACY_#77+\/@YZ$NC@XQGIDV0[9SC_I<
MV]\<#/Z-`L#1HT:`T:-&@UGO4I"-F]VEN*2AM&V5^*<4LA*$H3:U5*E*4<`)
M"02HD@``D]M<86V*W;;5F6H$5BC(=;H%!;<2*C##B%)IC"5MK3YW)*DJ!2M"
M@%)4""!@Z[5=RRZ53[<N"?78$NJ42#1*K+K%,@6]5;MGU&E1H$AZH0(5J4*G
M5BMW-+EQ$/1XUO4>DU2JUIYQ%-I].G2Y+,9UC>UNJ?P,+@GW]0:=TZVE;L39
MJK,V[O-6;V\)SJ0VOV_V&J(I$>N)C[[;@;A=(-J[?;&1(M`DQ*U)G[JW%9U,
M@461&J<J5'I[S3Z@YF7XPT#_`%[I/]<8G_Q[5FBW%;Z)CY-<HZ6@#Y954X03
MGMRX%3WSSD`_8?AKL)T+H[Z$;GHE'N6VNEGI)N&W+AI=/KMOW!0MD-G*M1*Y
M1*M$9J%*K%'JM/MB1!J=+J<&0Q-I]0A/OQ)L1]F3&><9<0M5?_$+]$O_`+IW
MTL?_``OFTO\`S1T''T3<EO+R4UVCJ`."4U*&<'UP</'OCOKZ_&&@?Z]TG^N,
M3_X]KJH;',>%QU`]1_5CTL;:=(.RZMS^BYW:.%OHFZ>CZS+"HE.K6]$;<"HV
M?2;9=N^QJ)6;K;70-O7KH%U4JANV%7[6NJS*]8UVW;3JO)>IVGKLW^\%^R]_
M;FZ6JQTG(F=0=IV_6;SJFU%I^#YU4W[=4K;VA7I)V[G;J6S'L7HUN.->FS[]
M[17;;HV[UG2J[MG<=15&1;UUU1N9#<?#F(?C#0/]>Z3_`%QB?_'M'XPT#_7N
MD_UQB?\`Q[76VV<V4\,OJ#MFIWALML+T;;BT&@W57K#N9^W=C]I7YUH7[:KS
M4>Z+"O6B/V@Q7++ONV7WX[5PV9=5.H]S41<F,*G2HOM#/,WJV(\/78"PJAN5
MN%T:;23+5I4B.Q4!M9T,3-^KGBID!U1G+L+8K9;<>_#1X;;+CU5KJ+:51:+'
M3[15Y\)A27"'))_&&@?Z]TG^N,3_`./:^'+@H10KC6Z0%`<D$U"(1S2>2<CS
M3D<@,C!R,C73$9ZO/`MD;!N=5#/3A2G>FYJ%]++WP1X0?54K;+Z`"9/F74F[
MQT9_0[EG1W8C\.5>3<E5KQ*DE%+DU=JHO,Q7%V[&;)>'=U%;?P-S]M.CC:5B
MT*K(<8ICVZ'0K4-A;@J+2(T28U5(-D[[;*;;WM*M^?%G1GZ1<S%O.6]6FE.*
MI%3FB/(\H.6+<:=O;^V_7N!MK6J-0ZW:5"B0MT;&:J,*9-B/1TKYW5;CR9"U
M5*'4F$.KJT1E*OHL^2)"6RL9U5;M^V=,AKM:NU^B+MB:6WK?J9JL`SJ1-F1V
ME4QAU2WB8E-<E$NU/D?+99<2L\4G`Z_%.Z*^C>CN2':1TE],U+=EL/193M.V
M'VL@N28TA/"1'D+C6JTIYA]'NO-.%3;J?=6E0[:H3T+]$I)4>COI8*CQR3T^
M;2DG@E*$9)M')XI2E*<_52E(&```'.9W"K%+O/P!MC*Q.K='35^G_JJJ]DLK
MA52`]'53*A>]<B0TI4W)(;@-4FIQU1BG"'(SL9Y.`M/)JVDW?05P&"FYZ,I/
M'LI-6IY![#T_+:Z\3/2ETN1[+E;;Q^FS8)C;N;5D5^983.SNW;5ERZZCAPK4
MJUD6ZFAR*LCRV^%2=@KF)X(P\.*<8V.A_HL2A+:>D'I>"$9"$#8#:@(0#C(2
MD6EA.<#.`/0?+0<A6X+MHAJ*D?C+2"GV?S`D5:$07.0][B'R"KN0>V?T=K#6
M[FH'T*L,7!1S(6`%AJJ0E.*`&>X#Q[?'T!^?IKJZ=4EI^%]T<;>R=W^H+I/V
MDH>W=+C5697[RL;H&N+?*FV;1:#3'JS5[AOUS8S8?<F3M]:-,IT9Z1*NR]6:
M!;#);+!JHD8:.@+6WK\&B\:KM+2(O25%H,??BZ[.L?:.Z=Q_"&ZGMJ-MKYNC
M<%E4FR*72MU-T>CNT-LV_P`:8B%S:+-GW9#ITZ`AR<S+5$0MY(<N")<="=6^
MMZNTE:2VI3:EU*%@J2T<%.7@#A0`^/?`[]AJZT.XK<36*8Z[7J,A+$IF0EQR
MI04H;<8/-MSDX[Q!0H\ARP,@9UV%AT+=$B0$IZ.NE=*0,`#I[VD``^0`M'`'
MV#7T.ACHE!R.COI8!'H1T^;2@C\_XHZ!EW\%CGPZCX:EVR($V-/B?Q76^R&G
MX;[4F/\`YRL1QQ+3C*E-$>:XM2@@X"UJ)]XJU)(U@VWVU^VFTE"=M?:G;NQM
MLK9?J4JLO6[M]:5`LRA/5><AAN;57:1;E/IM/<J4QN+&;E3EQS*D(CL)>=6E
MEL)SG0&C1HT!HT:-!#N_"W946+:_0&J5*C14JOGJ$"529#,=*B+2VY)"2\M`
M40.Y"<D#&?74,9%8I#2E+;J]*"UD$_YHPB2<!(`'G_,#`'QSV[G77AWBZ;^G
MOJ'9MV/OYL;M'O7'M&149=K1]U]N[2W!CVY*K#,:/59-$8NNDU5JF/U)B%$9
MFO0T,N26HL=#REI9;"6L^JBE>"-T5W5MW9_45T7[.VI5MV:_:%G;9S+2\,#<
MS>2U;XW!OVIW!2;*VMMN^ME>F+<.R*GN_<\RUJTY1=HH]PJW,G4^/%J[-JJI
M-5I,V<'.+35*.J(VIRJTOFI82OE480..*C@@O9&%)'?YCOW.L2K:Z>I(7`J]
M-:#*4K:2S4(:@V]Q4%KP'R3S4$K)4``KL!CUZL-H]`?AOWM:MM7G1N@KI?A4
MF[*!2+CI<2[NCZR=O[KBTZMP(]2AQKEL2_-M+;OBS*\S'DMMU>U;PMZA7/;\
M],BE5ZCTVJ1)4-G(OUMSP\O_`'13H^_^%MV=_P"9V@Y/Z;AH,B`Z53*<W(24
M+0ZN?'0M'`^\0%/)3@X/)0[E.2>V=8%;52H;UQU!;E6I2G'$*3R^DX65'#F!
M^SX).1C'PQ@8UUNT^&SX=Z"2GH1Z.\E*DG/37LXK(4DI4"%6:0<@D9(S\1W[
MZPI'0AX54+<-C;-OI`Z!HNZT^T9NX47;P;%=/[-_S+#IE9I]N5*]XUH?BPFX
M7[1I]PU>E4&=<K5.51HE9J=/I<B:W.FQV'0Y<]#O.@P5Q6$56F,QUK++G^:,
M;R''$(/-`>4^ILK!!*@AP*!]0/360S:Q:\Q*G$5"B)<222LU2&E9*AG(!DCE
MD]L`''<`=]=$ZYMR/!DVSWI3T8UKI&I,'=NX':W(INU%'\)OJ3N>GWC1[?K4
M*C7#>=JUFVNDBM61>VVU$J]0@,U7<RV:[6-N::B7'E2;E8ANH?-AVQN'P/M\
M-]:GTT6-T26;/WNML6^Y=]CW1X0?4)MZYM[!NZ)4Y]IUG<RO[A](%JVMME;E
MV1:/4WK8N:_ZY;EOW$(;J:/4IJ^"5!SIWZK3&C$<8J=.[K;*U)G1%)&%=U*(
M=(3@9R2?F2>PQG\ZJT<QH\CZ5I9\R*E!=%1A\7%(25*"2'N)4,J*DC)`'?`&
MNGW=G0/X<MEVE<UV5CH.Z7YE%M.W:U<=5@VGT@V/?MT2Z90J;)J<Z+;5B6+M
MK<=[7I7Y$6*ZU1K3LZWJ]=5QU%<:CV_1JI5YD2$^D;I73X*?6M<E_P!C=.O1
MUM%=M0V<N*\+/W(>NWPP]S-G+2L#<6Q*A;M)O;:VX[XWJZ8MO+'I.\-M2+JH
M:ZWM%(N!&YL*FR9-7>M44BEU6;""$SX1F\T+9CQ,.D:\&J[&ID>O;FIVNJ[Z
M*K%BL3:3NC3W:'4$25O/)85!C-PHHF.%P-,`M+=4V5IY=+>Y&V84ZH+:2B.B
M:VOVA9PE#[O,D#DKW2X,'"4$'ZV0>^M+TWP]^@NBU.E5JC]%72A2:Q0JBU5Z
M+5J9T][3T^ITBJ,A'E5"F3XEILRH,MLMH4A^,ZTXE:$K"@M(4%92*="E\?:8
MS;X25*"7`5(Y*.2HH)XE1R>Y!(SVT">K<EIDOOP:M[-*I;B9T.1$FHCAB5`F
ML*B2HKQ=2/.CR([BVU-K4I!"CVSC4#/QI^BU'05O_7+SI]'^B^FK>NKM5FP'
MX,V/'AVY=DAQ<N9;;SBU>SPV70XY)BMR'4N/([M(6@:Z)!H-&4"#38A!!'["
MGT/KW]1^;2`-\]Y.B'<WJBVQ\-C?K:%G=_<K<&P+HWLM6T]S]@I=X;/,VSM\
MS&;EUE%[;@V\NQ*[6&%3A3VX5G3+IJ=#EA$2YV[>7-I0G!S*[IG0;HM],QR5
M`IY5'4Y">?J=.><J=-&2Y[.6GB'$E9*5%LE1(4GW22#BEDW'<-.H$V%)ID9R
MAQ&GY-!F/U2`E]J2EA7E)5#\U,OR4-9"?,['`RLXUU3QX>'0*F/&BHZ)>DUN
M-#:+$2.WT\[3-LQV5**U-LM-VFE#:2HE1"0,GUU6)Z`.A-``3T8=*F$H+8!Z
M?=J%#RRDI*"%6F<H*204G((."-!!<Z/[BM5[ISL*7#J%.?E2W*FY551ZBR^T
MF:EQL*3S;?4A+H!PZUE*FSC*!RTJ"V+CIZKWLMIF1%]Z^K*0CC)21[US4CY.
M$GWCW_..QU,FHO1?T?6W3VZ3;O2KTY4&EM../-TZC;)[;4N$AUX@NNIBPK:8
M9\QPI!6OAR41DGUU=!TF]+B2E3?3EL<PXVM#K3T;:NR(LAAYI:7&GH\F/1&G
MX[[3B4N-/LN-NM.)2MM:5)!`*"T:-&@-&C1H#1HT:#E1]:MQVU*ZN^O>FSIE
M'AR[8Z]>N6I-/2IL6.ZVL]5F[1D)077DE"W`I2W`0"1R^'H@VH7Y:$5BI/LW
M1;+RUIBEAQNMTY9X^8XE2FU)E`%*AD*()&0`#@]^N;5.DWI7KE3K-:K?31T_
MUBLW'5*K7+AJU5V:VZJ-3KU:KLZ15*W5ZS/F6X]*JE3K%2ERJA5)\YU^54)T
MF1+ENNOO..*Q2?T4=$T*#)ER>CWIF>BP(CTEQF)TY;9U.46(K:Y"VX=,I]ER
MY\Z00E7L\&!%D2Y+ZDLQ8[K[B&U!R;H>[ULV]"]N%8H$I:8SCRD)JD%05Y:5
M.?E"F0"$K"#GMW![<LXUGFS_`%.63N&U48[E0HM/J,4J2FGJJ<%I*FN10F3'
M0MY+I"BKBE:1@`>ZK)UT:=B]UO!\ZD-Z+DZ==INE2BU+=NR9,&G;BVK=_A3]
M0NU,':V76;,G7_;T'=VZ]V.DVR+*VFDW=:%/>JUEQ=R+AM=V]4OTV!:B*S4J
MQ28<U6>XO3-X?NP6W=\[OW)T>]/E+M3;^W*K=UU2;#Z2[5O:YVZ+1HZYM1DT
MVS]N-MK@O.XI$>.TN0N'0J)4I@9:=D*9###SK8<ON_;AHUFU&WMRJ%6J6XTB
M3^+5\4Y%2A&*Y:\YU"EU<-A_BJ1"D<`MXDEE`)4H`*SLA^Z+5GL)DP[FM^>V
ML-.L2(M;I\EM;#F."D+:E+0I)3@9&<D>OKKI+],=E]`/65TZ[7=2&UW2OLE(
MVLWMM%B[+48O/IZVPI-:E6]-E28['TS1#0ZBS&6^N(MX1E2I"2TMI:B%**4[
M]B]'?2-!CMQ(/2STXPXK2$MM1HNR&V4>.TVC/!MMEFV$-H0C)XI2D)3DX`SH
M.6\:[0R%XK-*/!)4O%1A^XG!]Y7Y;W4]CW.!V]=4=8K=#>0@HK]&:;>;#1DJ
MJD%+7%86AQ!<+Q0?,"@UQR3R<3VSC73VW0V<Z!MD;&KFY>[NSO2AMK8%"-+C
M5N[KRVQVHM^A1I->K$"W+>I2YU0H##4FK7)<=6I-M6U1(Y?JEQ7'5Z50*+"G
M5>IP84A-MF[B>%9?EZ[8;4C8:PK'W)WEO*Y;'VDVPWVZ!MRNG6_MP:U9>VUV
M;NW=4K1L7J`Z?MM;EK%EVQ8UDUV?7=R85)<V[I-=^@[,FW2Q>UUVI;U:""YT
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MET;?[&;Y[(;0;=[[385J1X$R\(:]KJE`DUQZI67#JE)EW?&I":JW;D:K4M^J
MOQFI\9;@<T47/;1.$W#0R?D*M3SZ?+$C5ID7M;[;JT-5NC/MCC[Z*G!4C.!S
M3R3(]4G*5?%*@0<$8'4HKO2OT>6Q0ZU<D_I4V)?@T"DU*M3F+?Z<K0NJO/PZ
M7#>G2F:):]K6/6+GN2K.L,+;IU`MVD52NUB8IFG4BFSJA)CQ74Y]&T7PY.NG
MI[M+J<V!Z7MEY>TE^U[<FC6E4;MZ;-O+1K%91MMN9=^UM9K1MV?;:JI3:;6*
M_9E5GT9FLL4ZNJI$B$NNT:B594VD0@YN50N:V3(I@8N*@+C/)7YJFJO`6RXX
M!A&5ID<>6<X`XG([`>FJ'<+<&U(335LPKIMIA50M2O5*X5*KE+0FGTMB.]Y#
MCV9/Y%ZH.M/QXX<QYZV@VWE?(#J.W3TP=&UDVI<-V53I1V1DT:SJ#6+FG0;1
MZ9;;OJYG8%!ITFJ3&+6L6Q;`N&]+PN!Z-%=:HUJV;;U<NFX:BJ-2+>H]3JTR
M)"?:QV(ZVO!JZHKOZ+;4VXZ6+5J=<\0V+U'(Z>ZE<_1/;E"MFZ+.Z6:QO'3-
MQZO7K]J]I(LQJ()>SM<G0+"@W#6]SJ'3;VVUK-_[>V/3[\IDHAS9+8N*WWZ'
M3Y,2M4I:'$%+;B)\-2BRED%E"R'<%:$<0H$9Y).1V[3=?P06HM5#;GK]4S.:
MFH:W;V23R:?;?2WRV[N`E.6U*"<D'L3\#J4'$Z)>C&!'1$@](W3%"B-G+<6)
ML'M5&CMG&,H99M1#:3CME*0<=O36U=NMFMH-GV*O&VEVJVVVNC5^1%F5Z/MU
M8UL62Q6Y<)E<>'*J[5LTNF-U*1$8=<8BOS$O.QV7%MM*0A:DD-D:-&C0&C1H
MT!I@W\)N>:8\&;J7=>=;9;1?W2@M;CJTMH2AOJWV0<6I2E$)"4-H6M9)PE"5
M*.$I)#^6D_=3]=V/MS9JXZKU%[<U/=7:2-+H;UQV;2NG?</JE>EO1*Q#GT>I
M/[.[7[<[JW96(M!J\2%6W:RQ9LV#:ZH#=?GS*8Q`,YD.-!,N6B(<;"*]2T@H
M42!48>"01W[NG5&U<%OJ>;"ZW25<G,JY5&(<G!/?\M]@UUM^E6R/"<ZX=DK7
MZC.E_I_Z2=V-G+OF7!3J!=T?I=LVV'7I]K5V?;E>@3K9OK;.V;NH4R#5Z;*;
M]EKE!IK\J(8E5A-R:54*?-E)KI^]'@UW?=74!8&R71O:74=N3TR56[+:W6L_
M8+PS[ROF+2KXLQEV16-OJ?NHO8.D;%3KXD-L/B@V_P#JJL2;F=:4Q;ZJD\4-
MJ#E\&XJ$0D&N4HA`PE/TC#`2/L`='S/KGU.LFI5QVO'ILR0NLT)2V8DA["ZI
M$23P8*N_Y?(R?EV^7?77SI/1/T25:E4RJCHNZ:*:*G3X50%.JW3EM-"JL`38
MS<GV*IPE6FM42H1?,\B;%*UF/);=:*E%&2ES9J#X7>^G4GU1=*6W?1_LP=T>
MD.)M8K>U-S='EG6-;T&9O$U>\JT*9;DV[K$HM0O!J31K&EU]-R4.DR[%K-OU
MRW:G:EU7''FS/H\.=!U&WC8U!Z2.@G;R-<L!BI&W=UMR*H@5B+&8*ZU6Q2F'
MTN-R4*5)7$=5@\ARB!2N/!.2D_\`'O8Z19<B+4Z]5:/N=`/TI2;IB5B'7K4K
M].#Y9B4>I4J6Z($!UB(6FTN(D>;++?M?$J5KKOS>C_I*J3-*C5'I=Z=9\>A4
M]RDT2/-V2VTE,T:ENK\QVFTII^V7&Z?3W7/RCD.(EF,M?O*;*N^K:KHFZ,U,
M^SJZ1^F-3'%*/(5L)M46>"!A"?*-J<.*!V2GCA([``:#CX)O*BRGR%U>G,.,
MJ0W)D.5&,/;5GLIU*EO`+`/(<D)2D>O8]M9A&N6V`TD-W!0_]MQJT$GE\>1]
MH)S]^NHK17_"XN#KCN;P]*=T?[2(ZB+/V`>ZE:\S6NC.V+8L`[8)O&SK%B5*
MV[\NFP*-1MP#4;@O.-`C5/;HW9:T:IV_>EM5:XZ;=]HURW8EIW^OKP>.E7=G
M;#93?_I_V8VMN_>>];/VYVPK5<Z`[S<VBO"_K\DKB6S9U.W_`*3T^U#8=JY)
M3C;CE1I,_<B)-MZ&VN?<35*@H5)`<NYRYJ(KFE=P4LHYJ&#4H8!'(@#(=';X
M8SJT3;LH""&F[DHR4D$N(35H7UNP`6GS^W;N,C(P?CZ=8KJ=L7PN^C;9.\NH
MGJ5V%Z6-LMF[!12EW7=\KIIM"Y3`-;K$"@TIF-;MF;<W'=5:E3*K4H<9N'1*
M'4I24N.2G&41(TE]FZ;';%^'1U%[?T_=';7HSV?:M&L/N-4Q_='H3F;#W#4F
MD1XLIJJP[)WVV3VXO>30*A&F1Y%'N5JWEV_6V5+<I%3G(9>+8<FAFNVLI#7^
M;5"4HA).*G").,$GL_\`($_PZRE-Q6NW&CI17J"E0SS2FJP2H#RVPD*'M!([
M\NQP.Q^(UT\MRKZ\''97J9VQZ1-UNG_93;??/>BZ(UE;-TZ[N@&\:!MSNI=<
MBB4"O&@[;[]3NGQC82]*A!BW3;U.K#-M[F5$4&YZO#LRM*@7>X:&G:75G0_"
MFZ&=E*_U$]5.R/2MM1L];-3MZBU:[)73+:]UOIJ]U5B+0J%3:=:]B;:W1=]<
MF3*A+;*X]#H%1<@T]F=6:@F+1Z949\4.5)(N&WR^ZH5VDD<DD*34XA'U$'L0
M\4X_]>O2-=MNEQ1>N6B\>';S*M`2.7(>F7P"<9^W&==:K:WIPZ#]X+$H>XMI
M]&NT5)M^XOI00*=NET5IV.ON.*36*A0I8KNUN]>T6W^YMK^=-IDEZF?C-:-(
M^FZ,[3[BHWM]OU>E5.;G?\0]T5_^Z@=+O]@#:?\`YI:#D*5*Z+:4CE'N*B*<
MP>1:JT%2NR58[)?/\'IZ_#6!1J];[]0??>K5(==;P&W%U*(I:>6>6/RV?>Q@
MDCN,?`]^Q1_$/=%?_NH/2[_8`VG_`.:6D>]-;'A;=5.Z'4]M3M'T=;/-77TF
M7[;VVN[YOOHRM/;%+=VW'1IE<B1*#3[YL"@W/5H#4"&M\5I^@0:15H<JFUJV
M9M=MZK4ZKR@Y4-<N>C)H-92FOTP!-'J82/I&&<?QD_@#\IG77\\/%U#W09T9
MNMN)=;<Z8-CEH<00I*PK;BW2%!0[$'YCM\M9&KH<Z*5I4A?1_P!+:T+2I*TJ
MZ?MIE)4E0(4E23:1"DJ!(4""""01C2CZ'0Z);%&I=NVW1Z5;UOT.!%I5%H5#
MI\2DT:CTR"RB/"IU+ID!F/"I\"'';0Q%AQ&&8\=E"&FFT(2$@+IHT:-`:-&C
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MNW?'::A;(;RR7ZU>-)H^ZFVUJW-!N^U*3N!:=`N2E6E=M9M*OTRG2;3O:N4.
M;?-L18$.D4*Y*?1XS,!%ONWPU.B&^WM\A>&P]*N*B]2S.V2=^;%J=W[BO[5[
MHS]GJI:%8V\N2ZMHC>`VOEWK0Y=A6@Q*OMJT6+SN*DT*)0;FKM9H:Y%.>!N7
MP[`4^.I^$3I+BG2$>$4"ZOAS=(Z.KU!<5Y2&VN2_K*\MM",D\$)3A(^__OIK
M_P#$`_\`_133E&P'AX=)/2YOEN_U&;$[>W58FZN_-)H=`W4F(WNWYN.RKDH-
MHHAQ-OZ)%VCN[<VO[16Q2-JZ%!9LO9RF6E8U"A;.;<KF;9[7,6EM_4:A;4G6
MEU^$[T87EOW<_5%5J?U.P>H&[J!7+.JVZMH^(%X@%@W1&V_N&]I6X]1VMMMZ
MQ.IVW(MF;0MWS,?N:D[16?%H6V=O5,,.T"U:8B)$;8!.&R"ZJ]X\W6_(V=-I
MG8Y/01TK0NK%VDMR34G^MB+NGNR-I&YTF,@T=RY(72TY[/>;<AWZ=:H*]I6G
MD>QMLA#L&]X4=E]W@D$J.U]_A(3GD5?BI5L`8[YSZ8[Y]-:MG=%?2O/V;N'I
M^5LG9\':.[[TA[D7A:5$;J-NF\-Q(5ST6\_Q_NZOT&H4VY[HO:?=%NT2L5VZ
MZ]6JA7KCDTYA-?J%28YM+V1O=LE8O4+MW6=K-R7]P6K.N`LBLM;:;Q;O;&7'
M/C-\TNTQV^MD+YV[OI-%J#+KL6LT)JY&Z-783CD&M09\-:F"$+&WK7ZOC^"<
MR*\SOMTSM].7\19<[IVL=Z/]V7MZ32$[A59A^FC?1/76Q90K#MPAR>U=1Z>U
M4MBFK0E=BR"VJ,ZYQ??6MU-J7OILGLSNC6NG"G>'WX/^Q_6W;M0_4ZVRN7^*
M0W)E;<WU<#ULWK)W/MN_'IO3+`I]BT"S;G_4FA[3[MMWN]>;5/W;I#-.I,=U
MR-KP8O#\8Z=W.DEFQNH!OIE='DKV-1UW]>R=M_HLKD/N6VFV1U,^P-V:_.E/
MU:39+;:;1E5U2*_)HKM:99GM['=\+7HAF6]8MLUG;"]KHA;>6[6+$H54O3J)
MZEKVO"J;55])16=B=P+^N[=^M7SNOTY5%M2FY/3ANC<5X[%*;6ML;>I0M:5`
MUKM9UU]<W6-UF=/73O;FZ%+Z3+0ZD_!8I'7G36:1L!;]<W+VGWRN_<O;&QV6
MJ^=VZ]?=(O:WK<JZ;ED4BA)MVP43["O&72*RN7>,6W+^M_WOWK.\2%_K(NS9
MG;^YK8LS=Q_Q#H'2]:/2]<NUMF;[;64+PZ*ITVL[NT;Q-*[1J%7>FW?ZYZH[
MN0PBR;YK5(ZHZ3L9MQ(K3^Q9VPNS?FG4"HW6\#$Z`^E>!U7T?K;I]BW;3^H^
MWMMXVSEO79`WMWVA6?0-I(<"-!C[8T+9:+N6ULA1[!0]$CU]5HT[;F-07;S2
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M<G3Y;3'516MO:_MG+W\M.O7OM]N?'H-QVFU8<NNT:Z;`NBV:A;NZ%,LEEFTK
M1WKH#E,WCL2W&FZ/9-]V_`0E@:@JWA']'M&Z2+"Z)MH]M:AM_LAMKN@]NWM4
MTYO%O=<=S;!;E.R+CK43=79FX;PO>[*_3+WMN[;CJEVVC2IM=:LFBWE5ZA>3
MM"GU,RH=4"K\:O/ZTAXC?'.?XC[?+TSG`L:K%7I\..<_#&<]LZ0%TG[1]7,.
MC],^]&_MQ=/F\_3=9'A=;15KIHH];LZ=LCLGMQU6T>H;8U[I^<OVSMS^J3J#
M55=\X%&<72J9U*6;9VW<F@4V15*'1'($^M1Z0X])U3](VQO6AMK*V>ZAJ5N#
M<NV=3$YFX+.LK?/?79.E7?3JE!>IT^@WV-CMR=N)-^VM+BOK#]I7G(KMLKD!
MJ::3[:PQ(;3&/"'Z'7K>MFS*U0.I.]+`LV%'IMK[9;D=?G7[N?M31:="MN=:
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M[=ZAKVFHMMBT:?M?3(6Z]TWHW;^W3=!+L9^R+?\`HRV9TJ5.JTZF2:O4)LZ0
MQY4/#/J]'\57;JVZ/T6;HW?X8])\,FO=!E?OV[NHZT[RCP)U;W[C=2U*92O<
M/J6K?5A5]M[6E4FG;=TT*IHJUMU=V+1;2H"-K*!3JLH)+>C7DPRU&99CL(#;
M+#3;++8)(0TT@-MH!42HA*$A(*B2<=R3WUZZ`T:-&@-&C1H#3!OCRTZH59_P
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M;M9I--W[B4>@T*W:;`585JTBSH%N4^U-GJQ=6R%N1Z7L]>5V6-6@:.OSQ&O$
M7ZLMRNB[9KH\J6R_3A>N\/A&;;^)]=MS[K7C!LG;&KWEN+4;+IR]NG[@NSI;
MZK)U[;/[8*K$V?N58=G0=B-V+BHE?I%7H_4EMLBW)D:YLAV/:WAWC\?JM5^X
M.J"\:(_1/"GZ5]W9]`V&K.R>X?3_`%Z)=F[S$_<7:?;ZXMS>GROW;-Z?-Q;A
MIL.YH=]6K.V^WKN6$Y"J"MPZ73V[8H=INBWGX//AM[E;6=..R^Z'2Y;6Z^WO
M22(T7I]IV[%Y;H[H5RP;>A5-JJ0[#<OB_KYN*^KOVMB*C4^DQ=IKZN2YMLX]
MJT>@V6S:B+1M^BT2`IVH](G3A5>H>W>JV;M71%;^6KMBSLU1[[CSZ_!2G;6%
M=,6]J/;-3M2#5XUDU]%LW7#9KMGU2OVW4ZW9E05)=M6I4<39B7P97ZT:3O-6
M?']Z%H.P]_;8;:[A+\//J?7`NC=_9J[]];,:I[6Y]G*JT)VR+)W\Z<:RBI2X
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M._V+^H#_`$P'\5C_`*?[Q"/]-/\`^[+?Z:7_`$P'_P`V3_1%_P#XCT"#-P_$
M`\0/:Q[\(7V/V5<G]5N[GASTGI*W*Z6ZW?\`:^VT/<!JV.JG8RG[B[E6_5+?
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MZRK^I&WVV[5Y;<;-[6L7[ME>?3G#V=VBE+JM3W;W7W5LRVKKK=`%E6Q&W!IE
MU3Y=6N-J[I<Z@]WNO;KQ\&#J`ONYV]KMW=_?"/ZQY5TWQM50+=,VU[H<O:#:
MOXZ[?T;<6D7]9-.K\6HT^#=4&GWG:-_6>U-\ZD5&UJM2'TLMR>-S.B_IHWCO
M;9/<K<S;1%W;B=/%)NZW]J+[J-W7VU>%'MV_[.E6%?5M7%<D&Z(E8W%MF\[6
MFR8%U6YN1,NVB7!*=^F:K`EUQ"*DE/%!\(GH$M'<':G=&R-IK^V^O/8S;FK;
M1[.S-N.IWJKV[H^VNW%?:J2*_:=G6C9.]M!M"ATZO/U>=5*XN%06Y=8K[C-Q
MU&3)KT.'4HX-9]*G7MU;]3_1#T:U&^NJZU]F-U=TNK_?[I?O:_K`VLL6M=4V
M_P"SLI<&XE-LMCI]V^NC;;<#IRM;<"YT69!G[Y7=?VUD?9VR[,;N:Y:>K;,.
MTMZD:4Z'O%6Z^>I&?X#5M7UN78-&B==]:\2^SNHRITK9>W(]_P!PS^B.W]W(
M%K5MFKINBK;?VS.N6/'LFX:I2[-L"FTN!N-:DVJM3*SMK796U@>TVO\`""\/
M?9JW]L[:V\V1N*D4_9C?25U)[32ZGU`=2=V7'MSO'5(;\&Y;DLZ[[PW?KUV4
M&D7RS(<7N18=/K;.WNYDP,U"_P"U;DGQX\EKUIOA$>'W0;\Z==Q[5V2N"Q[C
MZ3*[==R].L3;[?SJ/V]LO:NNW_=]7O?<2HT';2R=W*#MQ)>W)K-<GP=RDUFU
M*FUN'9R:=MY>;=<L"C4>V8`,1;A>)[UU;5^&#XG/58WU!5>[]SO"I\6K<OI.
MM*9<>V^PL=GJDV9LKJ=V(L"/;_4M#MK:&@T6'(E;?[US**FM]-]$Z>[BCUBV
M:5<+M9FF94J8_,$TU!*\$?PWZALWO7T_53:;=^L[.]2&[])W]WYL:N=:/6]6
MZ?NUO)2)%1G?J@WS,JW49,J]>K]<J\Z'<5ZNS*BN/N!=5I;;W7?,>XKDVLVV
MJEJN?VG;-.LNU;9LZCR;@F4BT[?HULTN9=EV75?MU2J=0J=&I<&3<U]7U6;C
MO:]+@?C16G:S=EXW#7;JN.HJDUBX:S5*O,F3GPR#1HT:`T:-&@-&C1H#02`"
M20`!DD]@`/4D_`#1K#MP]OK+W9L*]-K]Q[=IUW6!N):U=LJ];6JR''*9<-K7
M-3)-'KM'FI:<:>$>H4V9(C.+8>9D-!SS([S+R$.)"-QM;O%=O2OU>?A2W5=1
M]OZ_>B-HH'29>MITV-0ZA4*9=MW;7]#$NY95NM+8E4H5%%&^E;8GW?!IM6CU
M2EV[6(DWE'5/IRGBA]8_57[18.RN[&X]:ZE+"Z\?!CWAZV:O7WMNMN;=?Z;]
MV(>WE#J=6MNSJKM1:=C0&NF&O0;_`&[6L:!NLSNIO!3[N9MMFK[UW6U5Y2"_
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M,]MASTRXM#6FWX3T:AMM4]%L;\#WPV6=J+`V-C;2;PPMJ-J]XZAU";<V7`ZU
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M8]X[97?)WEWWW[WYNU_;G<",Y$O.PJ%N!O7N;?\`?MF6=<+2FE3[;LRY;?HY
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MT%[<6[)OTQN%^-$N-$6P#)5L+W1VH\87Q`[LM:?;UN;ZT/P4]J-RZG7KWM]_
M<V@-[H1MS[TNB>BX*3;EP[73+UIE%7%19]&+%SV[,>H-#HPD5!XQ71(37TD[
MR]3?75UV^#+N?NGU2[O63>NYOA4[\;WUJ5M5:_3I`H,*\IF]=KT>\$TBT]R-
MA-S[?IL#<>U[>H%N7A-@0XMV,4^@T<65=-G-KK[-PO[7#X._0I=&Z.X>]E7H
M'4VK=C=BVY5D[CW[3?$(\0FA7#=]@RYLB>K;JL3*%U1TWSMMHTF4]]&;=MH;
MLJD,*1#I5"A0VFF$9SM9X6/0GLQ%Z>86W^RM1A1^E-J_(6P(N'>'?2_7MOJ'
MN6]19=X6@Q)O_<RYY-PV#-J%O4:KTS;Z[7J_9%L5N`W7+7H%&JZWIK@)#Z&N
MKW>WK(=L/JHB[T(VJLJX^K#J'Z5]QNBK>Q[9VVH%GQ]II^Z<&V8&VJJ)L\=]
MJ]U528]D6M=5VVE>.^9L)JRW=S:I3+`8-,M]VG,C>&GU-[_](?A&_@_E[[7;
MD2&K1ZA?%,K/1#NKLS4K0L.985W;7]2'55U?0:O==4KM0M>H;KT_<W;^OVM%
MKUAU>R-QK)L];+SM#OBQ+T9;$U<I&F^&?T+T#?\`WCZJ;4Z>+6L;J-WZLJY+
M#W,WGV\K5Y[=[@3Z5>*)R;KKMK5^R+FH$O;7<FY%U&3)KF[^VBK0W7J<X1:C
M,O1Z=3X$B-H:)X(/AMTW:3:#8BE;2;P4;:78#>6I]0NREET/K3ZX:)`VQWMJ
M;E.D)W,LZ92NHV'5J-=5#J,"36[-GQJ@G\0[CN?<"Y;);M^O[E[A5*YP1;X:
M76;XB76/N5L]U87U=_3OM7T8=0F[G5QLP_TL[L[E0(G4I95T[1W!O`SM!8>U
MFU%#Z4K`N.T]^;9M/9*M7/U%VENOU9]1,6\[*5>N[>WUH[&4FWX>W5/8X\(#
M_P"\[_\`^X,__P!F:F(6WX9G0M9.^&_74M873Q:^W74#U+VO<MI;O[Q[;UN]
M=N]PJM"O1RI2KRK5I7/95ST*I[4W[=M2JLJNW/N=M._9&Y%P7*U3;GJUUR[@
MH](J<'1FT?@D>'!L3=73Q>.U.T^\%IU?I+N"Z+FZ:X;?6CUOUBU=EJC?M1-4
MW(C6%8MP=1E6LFC6_NI)7(:W;M-NWE6KNM3IU2H^XE&N:D52HP90.OZ-&C0&
MC1HT!HT:-`:P+=1;C>V&X[C2E)=;L*\%MJ02%)<1;U14A22.X4%`$$=\XQWU
MGNM5[T[,V1O_`+=5W:O<5^_6;/N41FZRG;;=S=G9"YY<:,^A\P$7_LG>VWM_
MPZ7.X&+6:5!N:-3:[379%)K46?3)4F(Z$63PGKRK_1);NR&P-/?ATFT?$_\`
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M4I;2`">ZCUI;_;Y;Z;N].%E[VS>EF_\`I6Z%>GCK`B7U>4792WMFNH^N;E6S
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M=8]):W>LI-1@38MGU6ET??R!2*%:M+IT`V10[=M"!;U'H&U-5N;9RBPX&U-W
M739M8!JKJ5\1/JMKO2)L?U`6%U'6KLQ?UT^"G=OB6?J$[#;;6G?6\%S;T6GM
M)9&Y=3KFZSN^.WF[.VNW_0303<SMN55V/7=L=^KWO5^+:FU>XM?KL2505VN[
M?$.\1_JNNGP_=@>DN7M/L;O'U!^$-97B:WON=?%T4S;G9VX=S+U7MK;T3:>E
M.WITQ=8M4NK;FP*M<M=O'=#:6TX6UV[-QV16[.FT+JEVG-NU1-_/!6[X5G09
M:]$V\M^E[%NOP-L.FG<_HTMIZO[J[U776:ETG;NNO/7;TY[A7)=.XU9N+=S9
MNFN/NG;:P-UZI>EN;,!01L[`L1"&TIK=[/"U\/KJ.VWZ=]HM\>EC;7<C;OI/
M@VI1^GRW;A;KJT;;V[9D"VJ51[0@5.)68M9K%C2:79UK4VY[&N:HUJT+WI]!
MIL*]:)<$:,AK0-;;&W5<%^?A$NU%\W75]L;@NB\OP;K;6ZKEK^R5Q3[PV7K=
MP7'UQQJQ6*OM'=U4BPJE=&V-3J,N5-L"XJC#B3ZY:CU*J<N*Q(DN-(W5XS_3
ME1^KZ_N@/IBKK41,?>F\NMJSJ)69JGFF[.OF9X=_4N;!OR+)8B3W(54LNZQ3
M*_3)B:?4#'DPPKZ/G)*HCSAU-\/[I7HW5ZGKNI5F7S3^IY%@-;3HO:)OWU!L
MVHWM4Q2TTR+M@WLNC=(;'M[<PY#;5TP;&1MPFUX6XK+&Z,2E,[CL,W4CYWRZ
M`^F_J+W:LC?'=%O?M[<K;/S5[=UBP.L3K!V8I%CRI=(J=NU6J6I9>S.^U@6/
M0:W<-NUFJVY=5=IMN1JS=MNSY%"N6=5:2OV,!'>ZS^JFY^MOP$^JBO;@J1(W
M+Z>ND^Y]I>KRW'Y]*34Z!UK6!?UI6)>-,NVT8]NTYBC2VW[4J>[=I"`W1)-*
MHE]VZ7J5!8E-1URA^FW/\3ML'G/+]1;:S.?7/XC4+.<]\YSG/QTGW?'PUNC;
MJ)L'<#:S<_;2ZU;<;M[B75NONW96WF^O4%LI;F[-_7M#MN#<M=W3IFRVZ>W\
M;<=%08M&W%MT>]$5RA4Z72F:A2Z9"GN2)+V>=.'1+TY])\^O5?9:VKYA5RY;
M>MBT:Q<6X^^>_&_%S/VE933T>S[5C7+OQN7N57:9;5KQI#T6@4"EU"%2:3%<
M,:#$88`;`->^+=TP3^L#J5Z?-D[3D0:-O%,\/WQ);]Z;KWGU`TAC;?J=VDZ@
M?"KW1Z?;\D5=%#N5ZG4BB[I6E;;-UJCT&K/3[,G7'1Q`EMU%QAQL;QG>J,]?
M7@"]274M2BY;EOVML7TF6SN'MNQ47'S9G5O?76+TR5'?C:R^Z!5*)!J5$OWI
MCCVE1K.I<]$AB6ZSO/N)0JY2:;.IBHVI+E^]`G3AN9U%VQU6W:C?Q[>ZRE@6
M?7*#UB=8-F6A:U/?38@KMNV]M%9F^UO[/4>SKX=VRL27N=9-/L*/:.ZM1MN%
M4]R:)=51<ERI&&[_`'A>=$O4YM7-V-WBVNO"J[-UJ_\`=7=*Z]K[.Z@>H[:2
MQ=P;_P!Z=V&M]-P+GW1MG:+=JQ:5NI.F;ML-WU;:-QHUT1-OJR%G;V/:T1UV
M,L&@;_ZP^M.B;B_A0&W%,ZK]P(L+P[=@-@.H3HZN#]33IB>N+9^L7MTL;O=5
MESV'F1L&];^X&W]3N"UZ%MCQW1M^]K[A;60>-/ON)N;)F;F2+/TD]:?B+=4W
M4YTU=*]1ZI[-L)C?7\'UZ8O$8H.YMO=-UA5.ZZ-U&7UN%L'9MX5;<VD5VLR[
M3W#H=PUB!NE(EV]MS1M@J)`LC=46M;]-HMY6+;VZCKT4?PS>CA!OU=2L/<6[
M9&[.Q5<Z;-WYVX?4KU/;EU/>79VNS[VG_B[O+5=P=X[FJ6[=9MI.XMXTC;J_
M]QI5S;B;66M5Q9VVMUVG:=-I-%@>FVGAM]%^P^_\3JMV;V3GV/O1;FR[>P-L
M"R]T=V*/8E!V2IZH51B;/65L>[N1#V!M&R7;AIK%WIMRCV'0J([N1+J6Y,XI
MOBLUJYY@,(47Q*_$'I?3QO+U97/O1%W&NCI<\;ZZ>@:L=.VU?3]8%M;;]26Q
M4W<K9K8MNW+=M2L*W(WWM?=>G56ZJ_N#M*_;_4;4%1KBJ?XJ;B_JM4"'`0UJ
MZ\MX-\NFZJ?A.G4ST_;L5C:K<;ITZHNG7=VBIIEH;;W91MP6:!L12(56VUW&
M@[DV;>P<V^NB'5V'Y[^WRMO-QZ74*1!DT7<6%`DU.ES7!/"*\/R\J#4NJ/<3
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MQ;5D6_!1&99YQ%R?/DOMT[*=($E'4WM_<U^]-=L[?;7=`%GWGM%T'[FU/J6O
MKJ&W9ORT=W:-;$&_JW>K.XE!G71:5.H%(M6DVM:4"Z=SK\N.*':RU%DPJ$F`
M9;I^@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1
MHT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C
M1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&
M@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`T:-&@-&C1H#1HT:`
MT:-&@-&C1H#1HT:`T:-&@-&C1H+#=,Z52[8N.IPEH;F4Z@U>=$<<;#J$2HE/
MD2(ZUM*(2XA+K:%*;40%@%).#J,A3/%`ZS95-I\IV^+(\V3"B2',;;44#S'F
M&W%X`E``<E'`'8#4F2^?Y2;P_I6N#^U,O4)RA_R%H_\`0NG_`/!&=`X9^N<=
M97[M[)_L;T;_``K7M&\3?K&<>"%7Q9"DE"C@;<48=QC!!$O[?3T.F_TJ\QTL
M(&7,9[]D]QD=^_V#T^/KJX1J8U'>2^E2BM*5`9['WQA0)Y$$8[=@,Z!P']<M
MZP_W:V5_8YI'^%Z/URWK#_=K97]CFD?X7I"&C0+O_7+>L/\`=K97]CFD?X7H
M_7+>L/\`=K97]CFD?X7I"&OPD#N2`,C).<`9[DA(4H@#N0E).!V!/;0+P_7+
M>L/]VME?V.:1_A>OD^)AU@`X-\60#\CMW1L_H]KTW-?-_6)ME17K@W`O2V;4
MI3#2G?-JE5CM2Y"4(\PIA4[D)DETHRL-):"R`<#)`*+)'B<](Z9CT2D7M=UP
M1V5^4)E%LU]<1;G((>0T)H1(*6EDI*^/EJ`*D$I[D'Y9/B9]8C;14W>]D\N2
M1VVYHZNQ)SV]K/P[_FU0_KG/65^[>R?S[;48?PROL.F8[5ZZ>F:Z9K$6/>58
MHS<GDAN==-&%+IR'0I"4MO.I')I2RK`43Q2`24J^"I(U0H]>B_2]O5V@W!2_
M942#.HE39GLI:`4M2E!H>8DI205)X%0R!C0+X_7.>LK]V]D_FVVHQ^WX2OD-
M?GZYSUD_NWLK\^VU''\,G[1I"L>.ZEUIPA!;P592L*R%LJ">V!\5IR#@CXC(
MU^S@`MK``]U?I]Z-`N9WQ..L[RG/*O>R/,X*X9VVHI'+';L90![_`#('SU:A
MXGW6VT?XXOBQ<*&$XVSHI[C)43QE]AC'J>WP^)"(-4<U20T4D9+F4I.,@'&<
M$]R,C[#]N@7<GQ0^M`J0#?5C<5+0"?U-:*/=*@#W,S`['U]!ZZI)WBE=:;#_
M``:ONQ.."<';2BKQ@@9!$SXY/S';M\<H!;:7Y"6<`.*26P,^Z%+)2G*AZ#)&
M3CL/AJU/1W(RPVZ$\\>J5\QVQGO@?/02MO#?W\W0ZC=A*Y?N[56I59N:'NG=
M=KQI-'H46WHC=%I-+MI^%',*(XXVZ\E^H3'7)2E>8YYR6B`EE.5_::A\''_2
MI7%_OX7]_:JT=.O:`T:-&@-&C1H&O/$NZG]Y>FNG;,/[05NB49Z]*O>T2X%U
MJVX=Q)D1Z)3:%)IZ8Z)CK0B*;>GR2XMLDNA2$J[(&6J_UT3K1_=S8W]C2C?X
M9I:OC2?R)Z;OZ8-S/[2VMIBG0.`_KHG6C^[FQO[&E&_PS7Y^NB]:/[N;'_L9
MT?[O_<OYZ;_U=(0!8&0#[Z_A_MCH%V?KHO6C\;YL8#YG;.C@=_09,L=S\M'Z
MZ+UH?NZL7^QK1?\`#-(7DQD26E-*[!12<@=P4J"AZ%/KC'K^_JW?0K'\V?ZE
M7_QS0+Z_71.M$^E\V-_8THW^&:/UT3K1_=S8W]C2C?X9I!"(#W+RT>7@9""I
M83D`=L]C[Q^/S.?STU0X4BGOU6LR8='IL<*4].J4EN-';"?4E2O>5]@2DD^F
M,]M`O\^*+UH@9_'FQ\=\D;9T<@8[')$L@`'L22`/CZZ_/UT?K.]/Q\L3/K_H
M;47T)P#_`)\^?;[],\W'U9['VAYC)O>'4EK4XVY'I<9,SVI1REQB.ZIY*"75
M92A:DCZP.#GMA+G7+LTW&E"#!N)]Q:&PL-08`*6TN<P5%:U'ZP&.()]4]N6@
M>]'BB]:!]+ZL4_=MI13_``3-?OZZ)UH_NYL;^QI1O\,TS!;_`%G=/UTN!MZ[
M95N54)2S(IU<I#D=#"F@&6<38RU1G!(;#;J5)0D)\P)7[X5K>E$OBSKD=1'H
M-ST:JR7#A,:--8]H"02%.*;4X`&T]LJY9R0E(42!H'*_UT3K1_=S8W]C2C?X
M7JTGQ4.M<%0_'JQ<!1`_Z6-&QCE@$GVO'ICOI"*UK;64N1Y*4APM^<6OR&1^
MV#O+B4'OA0R"01Z@Z\I#:G&E)0`5$X!!&#W[GEVR"/B/4'Y:!>?ZZ?UL?NZL
M3^QE1?\`#->3_BI=;2&7%IONQ`I*20?U,:*?3[#,QIO:2OV12$O!7):2I/EI
M4X,`X[E(['/H#]^O-T*>86$`A2T'BE?NGO\`/UQH%\_KK/7!^[ZP_P"Q=0_\
M+U>K8\4[K7J-UVC2YM]V*[!J]WVK1YS;>V5$9<<@U6X*=3YJ&W4RBIIQ<62Z
ME#J05-K(6GND:;<]CD?S*/ZO_P"1U>[.2I%^6`A0`4G<.PP<'([W91CZX'ST
M$[31HT:`T:-&@-&C1H(TN[?B/=9=J[Q;T6C;UXV5&MVS=Z-W;-MR-)V]HTR3
M'MVT=QKFMR@QY,QR4AR7)9I-,AMR);B4N27DK?<'-9U@'ZY_UM-=Y%\6,`KL
MGCMG13W'=1/&9GXC';'KI..^_P#I@NHS_NC=_P#_`,\-Z:U:0#Z@'[QH%QH\
M4/K04M"3?-CX*@#C;.C#`SW[F41J[?KG'65^[>R?[&]&_P`*T@QN*ZXA+B4M
M\5=QE6#V)'IQ[$$?W1\->GL<C^91_5__`".@7?\`KG'62/6^+)_L;T;_``K7
MY^N<]9/[N+()^0VWHQ/;U["5GM\=(1]C?/8I1@]C[_P/K\/E_D=>L:FM17DN
M(45+4"TE)'J5D=AE13\.W8?/L>V@72?$YZRL'%[V5G';_I:T?U_^J=7%[Q,N
ML1#"G$WM9(6$(4`=N:/V*E(&>)EY[\L`?,C3>%VWC:EA4R16;SJ[%"ID1<9#
MKK[#[SCJY3I:;98;904N.\@>;9=0M`(40`<Z17OMUMV_836SD>RGJ=<U=W`J
MLY^<P^$MO4ZW:;,DI#]08+JUPW5M1TK9:<"BI!Y@D]B#Z?ZYQUEXS^.UEXSC
MD=M:.$Y!P1R5)"<@^HSD=L^HR'Q..LH9S>UEC'<YVUHXQVSW_CGMV[ZCHU?K
MVI\I%271(,MMJW;E7[93YKP?I]QJG,.J\NG/!8\N-"=8"G\((#BV04A*CJZ;
M=]7U=B6=-^F)+EYWE5ZM.?M]B#`\N-3&4J\UA-8<<=;$@,`I;2A*5!]+>00"
M<!(9_7.>LK]VUE^I'?;2D#.,YQF3W'8]QD=C\M`\3GK)/_7Q9/;_`.9M1A_#
M*TU9;&^5O7.S33,F4F'7S%9<N'SJ@AJ'26G$A#"Q'"5!E3CP+9`*B2.)^9VR
MB5$G--S:?4H]:BR4\F9D-2W?."<I4>(3[J$*"DA1(24IY=LXT"^_USCK*_=O
M9/\`8WHW^%:_1XG'63D9OBR?7_8WHW^%:0-HT"WT^*+UHD`F^;'R0,_]+.C^
MIQ\?:\>IU]?KHG6C^[FQO[&E&_PS2$Y@`85@`>\WZ`?S:=6K0.`_KHG6C^[F
MQO[&E&_PS3D_AL=6N^?4A=NZU(W=K]`K,*U*';LZBHHUK0;><8DU&9*9E*?<
MB/.JDH4VR@)0Y@(.2D]\:CKZ>8\&7^7_`'X_I7L_^V,_02`-&C1H#1HT:`TE
M+K8W5O;97IRO+<;;N?`IMV4:L[?PH$NI4QBL0VX]P[A6O;E32Y`DJ0RZIRF5
M66AI:E99=4AU'OH20JW2$?$I;4YT>;C(1CD;BVD(R0![N[UC*/?[A\`3G0--
M_KD75W^[2S?['E'_`,)T?KD75W^[2S?S;=T@_;\)/R&D6QH+)0OVLE*^8X!"
M"X"@I[DD%&,$8P<GX^AU4>R0F_?:4LN)R4@LJ`)QC!)<..Q]<>N@63^N1]7?
M[L[._L=TG_"-'ZY'U=_NSL[^QW2?\(TCG`^0_0-&!\A^@:!8WZY'U=_NSL[^
MQW2?\(T?KD?5W^[.SO['=)_PC2.<#Y#]`U^$#'N@+7_,([N)&<!2DX&$_'(Y
M$#O@Z!8WZY'U=_NQM'^QO3/_`(]K]'B1]79["\[.)^*1MU22H'Y%(D<@?L(S
MGMC.FUMW=\K9VJMJ;7[CJL=F-`\J4\XP\OR2REP\P7?+0YYAXJ2AH,D+5VY#
M`.F/-W_%ENRXZFY`V+5`H[`<6XFKU)AU3SS[;KC9>;<60I+1:0D!`2KDOD2H
MY)4$N[]<@ZO?W8VA_8YI0_2#(R#\P>XU\_KD?5V#@WI9H/R.WE'!^_B9041G
MMD`C/;.HB]B]<W4Q<4V(U4;NMB1(XM+>0A]N/YOF(23Q>4VKRU*425#B.V`?
M51TOJR^JZ]G(\2'<]JQJH\MI!7,A%$IU0*>Y9FI6V&0I6#A0XJ!Y''P!]MWQ
M+>L)#KB!>EEI"5J2D';FDDX&?C[5Z]CG\_PUY_KEW6%^[6R_['%)_P`*TW98
MNZ5`NV&TT[#33IKD9MI$>8\RJ0Q(<'9M2RZLR'4K]2$Y.0.*AD:S]+C:G%-#
MNM"$K/N$)*5YXJ25`9!QD8^&-`M7]<NZP_W:V5^?;BD#[?C+^1U^*\2KK(<'
M!F]K)#GULG;FC`<4GWA[TK&3D?H[=^Q0^_&>6\XM`3Q44<<JP?=;0D]L''O)
M/\.J5UAQH!2PD`D)'%9SW^X#Y9[GX:!=2?$JZR&_=?O6R2L'EVVZHV"D_5'N
MR\=L'[?GJTGQ.>LCDH"^;(^LH#_I<47N`2!_[5=^PSI$X&/G^D_PYR/4^F-6
M<TE""IQM14YE2@DY2"5$GN>1]#Z#`S\2-`N&J^*#UG0Z74I;5\61YL6!,DM9
MVVHI'F,1W'49!DD$<DC((((]1J3Y1)+\RC4B9)4E<F53($F0M*`VE;[\5IUU
M24#(0E3BU$(!(2#@=AJ$;7X<@T*M#".])J0^O\X;W^UU-KMO^5V@?T%I7_`6
M-!>M&C1H#1HT:#%KY_E)O#^E:X/[4R]0G*(0*+1\G'^9=/\`^"-:FR7N,V7=
MX],VO7QGOVS298^'?]'?Y:A46S34Q:727.97_F1`1A2EK&3%9[X7D?<?4?#U
MT%RAQ6E*]JY+YY*<!2>&$$`9'$GT'?WL=_08[W3(^8_2-?:&'%H)::)3E0[<
M$C(]>Q4/B?7'KG[=7L(0`/<3Z#]J/[@T%@*A@X(S@X[C5R1"0I"%>8X.2$J(
M]SL2D$CZGID]OLU7<$?S"?ZD?WM?#3S3KJ8[2@ITJ4A+8!!RA*E*&2`A(2E"
MCDJ`P.V>V@IO8$?SQT_8`C)^[",YTE[J%WGJ^WL"5:FVT!JN[C5)EYA$Z0\&
M85G-2&>/TB]&<<:=F5""E:9;#85Y3F6TEE9SG;N\FYE-VBL=5X3TMOSY2T1+
M2IBEN%VM5J5R9B,-H92X$H"BI2S,+#'9)4L#!TC/92VZEN!4IMS7*LRZS/F*
MG3I#R4O*1,<?4A,1!DJ6ZA+"4HC)""&_R9\O\F0O0(+A]`.[O4!7YEZ[T;B5
MF\JW/D)=AS*M[6Q$:CA0PJ%!CI;8CN$8]Y""0@E(^94Q2?"]J]*9C)ICB,MH
M;2);$MQ"G$X`*2F6'7!\4D`@=R0.X.GVMI;)3'H\?DPAQQ"![CK4=?EHY8*D
MAS+8"3V"6\JP",)TI6!0(SK*&DI86ZG/)/L[(4G)`/<M%/8=QA2L?#L``$=N
MF^&W<C<DF68"(BV'$/M3F55.&Z@\2&C&"4K"SCDAY*PIH@I"L$:NSO2INOL2
MVY>.S=;3+F41L3)]J<9+5,J;;F0F`TEUQ+"05M@%LJ+J4DI*O=!$A:H60RY$
M=2V^LK(';)&1A7(92$X]1G';Y`]M:=KEIJBH4SQ+S8=#JD.!E;:RM?O92Z5)
M&<8/))"O@-`V#L1U$VMO:*O;JH4JUMT[7;2Y==C5?_,Z5&0![SU%8>YO5H$(
M<>=1$)2S%0Y)40A!&M]O,(D<%%:AQ!P4\<$*P?B#\NV-(DZP>GBJTC<>@[O;
M:5<4"_*/)^FGI!"6$UAFGK5)D4ME3*F?+3,@^TPG&UE#+K;Q;<"DDITI?;V^
MQNK9]'ON)'5&55VE(J45!+0BUB(0Q48_E++?`-/(P/+1Y)R?+6L#.@RY:0AQ
MQ`)(0M2058S@''?``S^;5NGD!+62![Y]?]P=77V>1W/E+)/<DJ22?SE>=>;C
M*T<?-;P"2$E7%0R!D^A..WZ>_P!N@Q]ONXWCO^4;]._[=.K?52!)&2![JOX4
MZN[T=Y3KBDM*XE>4D%"1V`[@<@1W';L/T:\'&5HPIUH]R$\E<%'N?3/(G[=!
M(X\''_2I7%_OX7]_:JT=.O::K\'P`=+%QX`'_3NOWL``/Y$VE\!@:=4T!HT:
M-`:-&C0,>^-)_(GIN_I@W,_M+:VF*"%$81CF>R,@D%1[)!`[D9(R!WT^OXTG
M\B>F[^F#<S^TMK:8K1^R-_\`;&__`"TZ#Q\FI?SAO]__`)>JIJ1)C(#3K;25
MY4H@\_JJ.1^V/VGL?E]PO6ODI3ZE()^>`2?D/W^V@HH\IQYT(4EO'%2B4\B>
MP^TD?']&=5Y]#CY:^_8%O80IM323WYI(201W`R@\L*]/E\_AKT9ICR5J:C`O
M'FRE:E.)'!<A90T"7%`GD0H]R0D)))`/<-;;G;GVAM'9U5O.\IZ8T2G/(;C0
M4D)D3W"VE:6D%7;FIT@)2D`J2"!@GD&+]UNH+='JAK\@Q7)%IVA&F/-TYAM4
MZ&A<9+H`;EAV;(CN+EA(\H%M`[D!.!VS[KHW`K.Z^\:=NZ/B);=CN>R,QQ,"
MF7YR^2Y50FN%Y$5Y(<;6EH/%2T^Z&_D:C9O:5ZM16WWGUSY,%45,1<=81%:<
M4E7(OME;;,DA0'EJ/F!`"D\L:#5-+V[>7&D.OV]5526F%+$V938#D.-)2V2F
M47B\VZ&6U)"U.>0%<!^Q'UUY_BG5(RD(6BDU!,O\BI#;'=GA^4#H\E;)]_/`
M<U+3G]H"0=+8NC;>H4EEQQ7-V?,94E]Q/DEL/K2E!4IE+I"@DJR4%M0(20`0
M<'2=;LV[Z#0US9(++;\YP(?3&0X4M(0'$G,5#CK:.RL)4$?4P``G!!+UU4"#
M2GW(=4BAN,/9BA3<B0TL+DQV7BI(0\&R0M>4)*/L4#R).56;2:/'9G/,UJ5'
M-.0XY$;CU5^/5FGF2`V^MY"@A3:".2TAKB5$!6/=S4W>'Y3\N0M7M_LC--3(
MDEA?E!2H;/EI`E,M>84@!)*$+`6GWE`YU8K=IDBF5!-6I22][<'T3WUPG9++
M#[S+G\:\"T]R\Q6$A325,`I[K"0D@%D]/_6)6J;<K=@7^Y5Z_1:DA,"G5E(6
MXY3PC"$^V/\`)2%I;_FTM9(40H=@=.F1)T>4S%?B+,N%,0##F,`EG#:$J4EX
ME2P2I"A@@H(6/0CMJ,W5Q>\:GFE!XTV<[4:E5J@V$B+,DPX*D.PX\5]@MN,>
M>HKY9?0",>8,``/Q=+UXNW'M5:$>6E;,M%OQI*H[JEN.-I*@V7%.+Y)*R<H4
MH.+6KN<^IT"CU-H4<J2"<8R1GMZXU0/Q$(0ZZE:@1E03[O$'MV^KGO\`?G)S
MW]-7+7XH`@\@"/4@C([=_3OG08_D'T(/Y]7BT(B%WW8CI4YG\?[&7Q''&473
M1\?M<X]T?'U/KCMJAE/,.J0EE:5*:"_-"4J24E?#R\DI2#G@YC!.,'/J,EJ*
M4-P;$PI0`W#L+)*BE`3^-5$R220@)`SR)(`&<]LZ"=?HT:-`:-&C0&C1HT$-
M3?U9;W]ZD'``2CJ*Z@5`'T)&\%ZGOC!Q^?6O(T9+[27%+4E1`)X\>/?Y923^
MDG6Q]^TE'4/U$QG$X=>ZB=_'6VU8]]MW=^\UMJR3P`4A25`*(.",@:P"&TZV
M7.:5)!"`D%0(R"K.`%$#U&>PSH*IIL,MI;!)"<]U8SW)/?``^./37ZH/+PF.
ME*U^I"@3V^P@@#\Y^P#)UZH`+C0(!!<2"",@_F.KZ$I'HD#[@!_!H,=`=0"E
MT)2[_,CT[_5!RH_G[^G<XU@6[=[KVHL*JWL_1Y59DTB.B0S#9"DL>U*#P94^
MX"`&4\%%:`ZA2NWIA0UMY*&E%16$(0%8=<6."$)"2M:EN*``2E`4HK)P`"<Z
MCT=9F\5\[X[K7!:MLU.JS+$LQURBQ!;\VKLP*M/*BAIUX1)#$6:(ZN8*WDNC
MWAQ.`-!J#>OJ5NC=&Y*LA=?N2+3*G4(A7:L^K%=+@3(RO:3.IK<133S(4EYI
MHID.R,AK.!@*TF>LPZQ5/:ZLTU4EW.R^VU1W4091?#KTYN.(S7FOK)C20\XI
MX(0%.-..*0I)4"%Y]./0_4+YDMN;BRI$6'(D/-I2IEMB4ADLLEI1=#CCZE!;
MA3YN>9QC.![KXVUW1#M5;\"(8E#5.4@16XTNIB*_&YQFVTJ<<6OG*0."%N-G
MB"'$MDXQ@!&IV^L"MKG17:K0JZJCTAB3'<:13I!2:[4U(?GMO<LDLM.QT".D
M\74(4I"E'TUE=(DUBWKJJ[]9MNKRI$>2TQ0Z87DTR`W2X:@II\H1Y<AMU:5E
M4EQZ4I"@D<4CCD2T&>E.PCYI:HM$#+I:=PVIU#3CI2H+=4@,>^X>W)QQL+)]
M5*/?6/W!T3;-5<)E5:@AJ1P*E.-,Q'$.J*2E0;6II3RF%8`"71\>X`.2$4&9
MN9(3.FO4.H2&H=.DA#DT@QV*M4.?-QMEESG(E4VGE2FV))=>;<D!1"SGB59[
M']6]S67-AN7-(O:LT9;D6',J`ET=JCM(E2&V4B)'%-#K<9I#A2X%.+<4!D+S
M[P<UWD\+C;.[X,IZTYE0MNH-OMNQ'VF87L"F6RI8C24##K,4.^\4,-@J)[@]
MM-<7#TH7[LW<4J@[I*H,JA2*D':!7*"Z^I"(S;P6PU48BWO(47E`)'&/A"5Y
M5Q]=`]S#3"JD"GUBFNON4NJ08<Z(ZX6RI0E-!PG/!(*"3[F`3@$J4?AXOH2R
MZ6PHD!*3[Q3G)S\@/D-:0Z<KF]MLJ);$F4I4RWB\RJ.M]U]:8[CB/9%<BIQO
MRRTH%M*5X;';@W\5%J;XK`<;`5A*NX224GN.X)]1\"=!C;K8>04$D`E)RG&>
MQ"AZ@COCY:M<Q@1F%.(6I2@"0%\2GL">X2$D_F4-7LLO-H"G&U)`"03E)&3@
M?!1/K]FK=4&G'8ZD-(*U$'"04@^A^*BD?OZ"U)+CC:"V$EUQ*2E)SQ*B`K'8
M@^F<=Q]^GF_!E;DMW]OQ[2VELJM>S^''EW`J-0Y$Y)[YQC';UTS(VE2$(2H%
M*T)2E0![I4D<5#*3CL01D$@_`D:><\&8DW_OQDJ/_0O9_J2?_;C/^9.@?_T:
M-&@-&C1H#2%_$B_TH.XG],6T_P#YW+'TNC2(O$4;+O25N"@("R;@VK/$A)!Q
MNO91/97;L!GY_'01S8S"7PLE:AQ4`./'&"D'XI/QS\=5/L"/YXY_XG_(U<DQ
M'4C"6.(/<A/E@9^?90U]>SO_`,Z5^E'_`"M!:_8$?SQS_P`3_D:/8$?SQS_Q
M/^1JZ>SO_P`Z5^E'_*T>SO\`\Z5^E'_*T%F7%:0IIH"4Z_)66F/*X%"%H3YJ
MUO#AGRRT%@$$$K`&<9TC?J3ZQ=L]AZI0=OOI"'+W`KE/FU`NMAQ:*`%J2[!5
M<"6G$J$63&4AZ*6U,J\OOYBO32U:C.50:96:W('"-1J'5ZR^DX\QU-(@O34M
MM.))+:BIO*LJ2%H"F\DJXF$?OM>U?W$W)O6_+@JCTZHW=7)LJ%(CRIH\NA>:
MMBCTIDNJ0ZTFGP4HBAL<&$E*2V`E(.@V-UW[K[O;J7I#IU4N>XZ_1ZB$>S4R
MV2N+'JZV#R3%>9AI\QSS5$)/E*;5CZV.Q&C+0Z>]XJ93X,N+M77'4O-^<Q$G
M,5(&"AWTC+$J2I_)'Y0D.!!4<A/UM.&]">W4W=G<6#5;K/DV?M\_3ET0/,)<
MFH>BDJ<3+GK#SCY*CQ=PZLN)(!YIP-28-OMN=O[F4XPN!37*C(#@CS*BIS#:
M$Y\MM+3<=2592`H*.,`CO@`:"'/9=#N"BU];-U4.+0&PMM,E%3;GJ:0M&`6_
M*8E,/^ZXGBE*'!Q`"CE(.7*Z+;#\>UXU9IJ*O,,J.VOE1ZXPB$PEM.`"T\V]
M)9R.Y0X^HJQG(QW?&OWPQMM[LJ<:\)#B(DYYU06T&(ABH*R5>;Y7`\FU*4<%
M0*N)RI.<Z3I?GAWWO;L6L3;+D1:K!1'4J/%9;5'22E"BC+$13*'%$`>\X@J'
M[7`'8&A:]>L^DD&).K=L5J"4K%<1(?DNTNH,*2IN>\D<FY0CJ]]:/*XJ_:IS
MV+J'2AU1,[NT:DV?>D]3=ZP([,6)5W6VXM.N2,%K:284)23-%3!;2_)6IY;"
MFW4<6DK!RUMN;L-U#42HR$2[>N)J/$FO^:TWP5"=9;4KS$>6J$M2FEMJ("'9
M`*_BX/76C*,-V=J'(&XUO.S*,8M8E0(E.KL26U);J8#3CRHTJ60AEN2TL-1P
MAYMM!.0I/Q"4@XD(=<;]X<%J1A>.64=B>P3V)!*>P]W&>^J9YI#Z0DK(P0H<
M2G.1]X.M3=.VZU,WXVMHMX0PF+*5&BT:NP@MQV73+CHKCM*FL3'"DJ!J#T!<
MYMTK6R\U)0LNJ*LG><MGFA)::25%84>*4).#W/?W>P^6?X>X8][`C^>.?^)_
MR-6TD`J&1V4H#)&<!1`^7P^S61*2I"N*TE*L`X.#V.<'L2/@=>/E-?SIO^H3
M_>T&&UX@T*M8(/\`F34?^!O:FJ6W_*[0/Z"TK_@+&H75T1U*HU7\EH8^AZD%
M%`0D9,5[&>Z<GU^>!^;4T6V_Y7:#_06E_P#`6-!>M&C1H#1HT:#&+V_E,N[^
MEBO_`-JI>H7=%_D-2?Z&0/\`@K6IHUZ#-G78#Z&VJZ#_`%KE:AIT6.Q]#TG\
MBW_(R!^T'_N*U]F@KH7[`/\`=K_\HZJ]?C;7%)#31XY/U$CCGX]@>Q^/P^?Q
MUZ):<4I(+2\$]\@@'UP"<CXXT'JQ&\]*E>84<5<<!`5GW0<Y*A\\8Q\/75<B
M$Q[B2KRE$%/M!2%J02A22Z$DI!5@D@%0&3ZZJRAEL-!E"$<FBIP(&,N!Q8RH
M?S7$`$C&0`=?)!4"D'!4%)3Z_7*%!`&.^2LI"?\`;$=CZ:!KWKAKOTKNI9EA
M4]XO0K:HS53\SS0.,N<6O9GUQ$\FRMI4=T(/,YYK&4G!*C^E^F05QH[TU_,I
MWV:5)2([24EU#R\CLL$!8;2I1.1E1P#C)13OE6V*CU9;B141TS4TYZVZ='0E
MLN>7&=I:`IIOB"$M1):'UJ0<`.N+'PR'$NG"T4LOM-.(2X)`3Y"UA.9`RMQ:
M&SZJ+*'`V0#E(2`.^-`YE;TN`FFPHL2,A*UI\Y3J5X4EL^J?+2C!2%'N<XY<
MCG![;,HD`*?_`&8@D)S^3'Q3\!S^&?LUJ&%':H5-A2.*`HNMQW`2K+3:D]L@
M'`"EX2DD')&`>YULZAS5NO-++JV@]D-(Y%/(M`^8$#)!*<$G'<8[CL-!L&91
M@U&<<$I:C@`)\A*?K?,^:?3[N_V>FM552$RI3L=Q(6<\_.(.0"3[OEYXD`I)
M!)(RH^Z.Y.R*I,<=@#R)3JRM;:\-N$J6RWR#AXJ]XH!P%''RP0-:ZJ+@\QWW
M_?\`)^)ROD/,.<>I/Q&/7MCX:!'/4M8J9M'B5U,5*6(4Z1!>2EM*D+;;B^=R
M6O/))D**62DH5P\SD%*!`"'-AFVZ/5-P;$:(;:I[U/N:DL^XGRF)L>49T=#0
M]U+;;RVCYF>2PC)0"0=/:;IVQ3JQM56'%QX2EM4],MJ&IM)<>D\HR%OH;Y`E
M0;+A4H9]U*B4@`::$MZE0*+O35FFF(T:9/L)81P2$/OHC.M+?;`'=P(94I:T
MX)0D')&<:#99QR4$JYH"O<7C'))`(40"0,Y],GMCT.0*>0QYX2.?#B2?JA6<
MC'Q(^W5]?88#;H:9;3ALEL(2`0.`4GC\1Z]OD-6LA2<<D*3GL.0QGMGMWR?[
MG;YZ#'G@6?.&>?E<B"1QY83R&<9Q\NV=69Z2I]"4E`3@A60LG\WU1J_R&UJ=
M>_)*4E2B.R<I(*0"/D?B"/S'5(8K20"J,E(R!DM@#[/[WZ-!(I\'W_2L7'_O
MW7[_`&IM+3JFFL_"'0$=+]RA*0A)WMOD@)&!_(:SP2`.W<@YQ\<Z=,T!HT:-
M`:-&C0,B^,ZQY])Z<??*"FX-RL82%9Y4:U_F1\OMTQBF#Q4E7G$\5)5C@!GB
MH*QGEVSC&?AI]?QE$J52>G3BE2L7!N03Q&<9HULC3':*<ZX4NEUQ(*PHM\B!
MQ2H924G([@'(/8Y(/;0?3#7GK*`OAAM2\@!6>*D)QZC^;SG[-57T?_V8_P#>
MQ\/N4-5R6FTJ*TMH0HYR4I">RCDCYXR`3\R,Z]$P79(+B7G&P24A*5E(]WL3
M@?$G/?U]/D-!\@8`'R`&K=<-9;MNS[JN)Q""BBT>J5%U2W0T.<6`^8:2L)4I
M"525IRO&4D`A*\@:O49DEU(=;)2$*&5C*2<#!&<Y^)'J?C\,C275/4W+<Z?=
MR:G'2M+4BF-TZ4AI7!`9==)+COIA*N00<<>0PD$\B0#"NW5J5G<"Z*_6:X4)
MCW!4W)M0XOKE27F'I#BVT(<6EE:`2I*@$]P$8'8Z=FZ=;0A1H3%)CP&VV6)Q
MC!XX4XH1^20M:"G!4H*^+BL'XD=M-C;&5II%82E"DLQ5J*$.A6&0KRBI'$G*
M<@_5&.()&!G3S6P-*DKBQ'G&WHJO/9?#Q3Y1>4^G)>Y=@M2AE6<IP<8`!T"K
MZ9TNT2\FBM^*)*I;05)6>#3K8?2$G@KDI3:TI42E0').#\#G5_N?P]Z'.MY%
M,IS\N"F:WYDQYZ3[3S94@!+"$I6"DA22HK"QG..(*2-*CVA80(J<8>=7';"G
MPHK6^LI`"N6?>41@$)`&01@XSI6M%EHCMN!QM+Q4PTR4.)#A;;0YYB0`00,*
MX@>A(*AD]\@Q+'\)&VJW5XIJM:<%!=;6GV(O^6M];`\I]96J0%<G'D++22E8
M3D`GN"-_5SH*V$VRL6%3*39\\/QVT!+\F8XAZ2KBLE;@3S#2DC^96L]R.Y[:
M=P4J`[Q>+$1I386MM'EH:+1')2BD`I2E3A!42`<E7KG2?[^J;5P/F%+?:4CZ
MZ"\I&&\<LA*O=^"L8.<C[@-!%TWKZ8H,/<-L09;%#ILZAUAX1YZ3)>;<8+BR
MI+A<05-/#"0.(*.)`R>VE(=+]NE4-]AE)]@@6RS2C)@-AR*S,A++ZW4^>MEQ
M<22@!"74H*?-)1C("M;MZN[%JEMW51JC4)4OZ,GTV;!8;2@I=3'JRW6$SF<H
M.&$+*4MN!2DY[8[D:Q+I[^CJ?*B0:B[-CS:?:$JF!YT+8AU%Q$EWBQ-'%#3L
MA#8#R,I"N78=CC0;&;7S23C&%*3Z^O%13GT&,XSCOCYG7T1D$?,$:]WVDM%`
M2VEOEYJL(``(+F0>WS!R,]\'Y8UXZ"Q.Q!&<+GFEPR>Y!0$!!9P.Q"E9Y><?
M@,<1ZYU>[4+/XVV2AR,AS-[6:E94LD+Y7/2@>2>/<$'B4Y[I[`CX?BVD.#*V
MPL(]5*2"$!7VGTSQR?L3D^FOVV^'XZV9Y?'A^/=E<>../\LU(SC';US^?03F
MM&C1H#1HT:`T:-&@A]=0JFOXHW?U(CH"OU<M[?R@6>7,[JW<GS,</4>N.7Q(
MSC6LV&//*QS*.`2>R0K/(D=\D8QCY'.=;&WV_*]0?4+SRX^CJ#WW",]UI93N
M[>7EI!^"$C`2,^@`[G6`P4K2ITJ0I(*4`<AC."O./NR-!^I@E*DJ\XGBH*P6
MQ@X/V*&KAD?/7X?0_<=7I+41$)IQQMA*EJ2"XX`"0!GB%'XY[X^)[GTT&NMQ
MI#K&UVX<V.OV:33;)N-UIY!)5YL>,MU+IRI(3^34IK'O802<DD`,0]/5#X0Y
M$RH!QU+\B74("F#[&A:9!27?,;0'@XIM6"EXN`Y/=()[O[7U2V:SMSN'!9<0
MVAZR+M2OR^/%TBG<RUA/UU^4">(.2"<G.-,=;(38M5?B4R#Y#%'ICQA-N+(0
MX\6U-A]">P);222Z,=LIR>0P`='V1HK"I=,<6\ZXIYM3@+J$K4T`AM(;2LD%
M2`1D%0SG[AIW3;NU(4NB4]POK;(>4H`1VUC/DGU)=3G/;LKE@`X]=-8[416Z
M>^RZA0#*"?*?!_)H066L(0H^B``3Q^J"K(`))+L&TS3@I424NH..Q%);+"5O
M<FG'%1@E24`#*EH*C[HR.RL]AH-G,T",RVEL+Y\4A/(M)23C/?"5X'KZ9('P
MU\3Z#%?C%*E<"TT4\DM)45``GOE0(/H.RL?9Z:NDU,D*3Y27T\$J\P(!`!5C
M@58^!`44GY`ZK&:7(=BMR''G@T\R'"I:E!'!14D\LCL.W<$Y`['N#H-%5VFM
M(:,1IA+X=*D*6M10I`1GN$H"LD]B`5#`^><Z1IU/;04BZMNEN36H;\JGN%;"
MU-.(DLGNHI*T`YQZI`)&"`59.-.%5&EIBR5<T^;S'(!20LA/?W_F!V()XX]/
M>[8UC-X6Q#J^W%Z2/:(SOETE;[;!#3HC+2%AQQ("5$%00<GEG[CG0,2['VTJ
MU[WN5E#+@8D-08J5K6KW%*+3B2&B3E6$GT*!\,#)&EFOPN;Q'G$<0AO]C!R$
M``'ZWJ<Y(^?;TUH^'%5"W2MNHT\%-#JM"@HK]+>3E<6M-F6F-/6RLE2&IC#1
M6AU1"5$-G&,:W\XSY"D(+@=466G%J"N6%KY$H4?YI`P"/E@^A&@Q5UOSVN'+
MCRX*Y8!]"%>F0.^,>O;5J?9\AP(Y\\HY9*0G!Y$8[$Y],_Y=\U]G8_G+?]0G
M^]JVS8K:G4<8Z%`-@92V#@E:CW./3O\`Y=]!@ZH)4I2O.(Y*4K'`=N2B<?6[
MXSC.GDO!LC!F_-]U>85DVS9R2"D)_P#;A43G/(Y],?#^YIH!Q"T*<RVM*4K<
M&>.$@!:@,$G&/@/S`:>)\'/^7K?;^ENSO^'U+0/V:-&C0&C1HT!I%7B%?Z5&
M_OZ/[7?^=2S-+5TC+K_;#O2Q?B"CS`:[MD>."<XW0L\^@]<8SW[:"/F>P)^0
M.JY$+FA*_.(Y)"L>6.V?A]8YQ\]5WL2/_<4_U'_KU[):6D!*67``,`<2<#\Y
MT%M]@/\`/S_WL?\`*U]M4Y*W6D+DE"%N(2M?E)/!)/O*P5I!XIR>Y`[=^VKO
M'0T%+]H0$]AP\SMV^.`3CU_/JM4S'2WYR6V,=RVMT<F2M.2`O!R4Y3A0R,]Q
MD9T#=?B*[M)V:Z4KRJL>K+IMPW=(IUH4;RVTJ<(K4Y<*2XW@^9R$1#CJD^ZA
M8):*R,E4/VG5)R[KAIL-2Y4NI/L!AB*B*I'GF,I;)4GWB$!?$K(2D)"B003V
M4^OXSO4+9M[;;[86E8,T5.?0]S+E1<X<8+4/-)1)13`RY@I4(4E2G(R,`!M*
MW%!13G34G218U4NG<5BZ),0RFJ-4:@VPZS'\Z&YYSY4TVVZD%"EIY*'`)5D@
M]L=@#SW2Y2T;7V7;]L^2TJ2J"S*K)4Q[-(D3)*@AA+BPIY0\H@>\KNL9]T=B
MIXW9!UU3\28ZSY9\Q/EM\B0M!:3A964@C)![<.XP<]\Z:(LUJ3.NJ*TZI_*\
ME[F`!PC86RA8XCB&_P!H,`@@9.<Z>8V:A-,1Z8'0ET!IK+BAV&49""1[O8'L
M`<]SVS@Z!?=HM(GP4,2DAP(5S2I1Y`!0)2GBH9(2%8SR&<`D`^FWJ#:=)"E2
MW$N+!;"!'1Q9:(<"O>7V="U)QVR@?#N!D'7MC,TWV4!M$E3W!O'F`>03A)QR
M``(]`GWO3L,YUO&$&&([>.#?-(^S./3U)[]_GD_;C08/<NV=H56&6YM&A2TR
MV7&W&7(<4H6A:?>;62V2L*S@D]\8[$@:;%Z^>EVT=U=B=P*.Q:=(CSZ)2G*[
M2VJ53X\)]Q='9]I<8;6TE*N:T-I#CB<D`<O+6HZ>./LBXC:U^4M3;0<05')2
MH)R%#O\``]^^1GX=AI+.ZXCO##JFULNN3(,A"E#@ZQ4HOLKK3H_;(<`"2DYP
M<8*2<Z")EX8EX5:C[K;P;:/O.TVDW-:L6O-0'UJ=5`J5&4S2UI886A'OJ,<E
MQU!;4M2U+*!S(#T_K]GV?+315DVU3=G?$@I]K.QY@CW\NL6Z7H\=:(-/CSFA
M5J;E:@4):<YEM!605.!24K)3IX[V9@Y)90"2<@#L#DY`[GL#V'?08T_$\YSG
MYA1[H3C@#Z%1SDD>N?3[-4KT0LMJ<\TJXX[<``<GY\M7^2SP=PTTKB4)/N))
M'+*L_'UQCT[?GSJE6V2@AQI7#]MR3V_R'KV[CUT&%UW^0=9_H54?^"/:F9VW
M_*[0/Z"TK_@+&H;%SLA-'JP9:./HBH\N"?B8KV,_H.ID]MC%NT$?*BTL?_D+
M&@O6C1HT!HT:-!C5Y_RGW9_2U7?[5RM0V:+_`"&I/]#('_!6M3)[R&;0NL8S
MFVZX,#U/^9<KMV[_`*-0\*/34+H])2D%A7T;!/-P%*>T5H<<N%(R<YQG)`/;
MMH+A"_8!_NU_^4=5[39=<"`H))2HY()'NX[=B/7.JB#3D(8XK'GD.+)6V"H=
MSZ$H*DY``[#!'Q&=72+#80\%+;*$\%@J7R0G)`P.2L#)&<#.3\-!:%0WTJPA
M(<!`)4D<<')['.<G&#]Q&JB-'4R_$><1YZ42(Q7&1R2XLK>;;"`K)P6W%I4K
M"3[J%8'Q&5,--A*@PGFGE[Q0"X`H@=BI(.#@`@$_'(]=?3<-`?0\6'"I+R72
M>#GJEP.'L`/EV_@/H0B[=8U3O]76+NE;VWMRQK<5*KBXLFIO+"4N.0FT+;#9
M^LDLJ?<\P`#!*59P3J@M?<+JAZ>54VZJGN5)N>G-2W)+J:5)<FE,5SW7''64
MH4J.VTE"BYR4"H#(()2-5W4KMY=>YF]V[=:M$JC5X;BUN.U)+:C,C--)C)6@
M,J"E@2```2D$A!(P.VL;M+9G?2#!F.U.\ZW3*,Q'=C/TI5+8=:J+GEGD%^TY
M<\I[D4K*4@!([9T$BCI#ZO(W45;5MPZ1,:J50;CM(J?F!#A]KC%+BG"@)*QS
M6E*0D]QW!SW(3%U:]3G4-MU=MVPK>KLFV6HA5+H*BR%LI4A.7$)0$!PEQQ(*
MDI[X/$Y!QK&?![VH=M>X;UK,IM*FFIDAV.>!0TU**"ZI:`#Q2`KL$DX"CV`)
MQI2?75L%<>]48U:UI:Z96&B6@^RT!)`95F0$IXKXK?+>4+4@!)4E7?``!&FQ
MO5]U_P"Y]0IC+]U;>N-);<;<J%35*A50QD+92XXN*II"&F@E65I[.*6I)3R[
MX=IV@W?O^H5:-:6[\>VIE5>?+UN7?0EJ*7ILAMMMN"^%82IAAQEQSWDY)=*2
M0DDZ8+V\Z7MZZ)>%P3Z;O'>EDT>;["VY;M49;K0?J<88EOMU!]+#S2):QD,-
M)+12#W/$<G4MJ+?W#I-+8A5BHOW'484ZGN0:I(A+C.(9?4VVX&T`GD`IM94\
MD@)*OAQ[@ZQ6:\:C;%2AK6`\W#E17?R@4'775)8)2D#"0EXJ>`3@%("0!G(;
M)<LBN#>^->*UL,VY1K,K\&HNOK4V#)FJC0XR4`C!*F^;_?\`F.'=13A<UN.O
MR:,ER6W)EK<?6S)#0XN$%8:0HJ4CBA"'0EPK7Q!"3E1SWHJ/1:57ZQ<=L2J4
MJ$RW3R^N=5RA$:IJ:2M:/8YBTI9>\E2`AYMEU9\Q:4J3W`T&C94**MF0N.IM
M3:VDJ9>;PI"T>0V$N(([%!*3Q.!D`=@<ZQ&=`<X-?E49YG]JK^8/VC_+X#X[
M`K#"HTIR*RV0TB,I*DM(46_,;/E^Z$@A.4CZH([`'&<DX^Y&+H`<8>4`<C\B
MZ,'T^"-!AJH2TI4HN(PE*E'W59/$$X'O>IQVU:)3;CK:`VDJ4%)40,]ACXGX
M?9G[?EK,7Z9++CRD%:&"5'R_*4K#82.:1D9`("O=P<$XP?C1HC-LGD&E()[9
M4E8]?A[PQH'^?".0MOI?N%"P4J&]5]=C\C2[44,?9@_#XY'KG3HNFS?"D`'3
M3<&!C.\=[$_FI=K#^``?FTYEH#1HT:`T:-&@91\9"6(M,Z<TEM2R]7]R@,$#
MCPHUL$DY]<@X`'Q]2/BRJ.X!^>GGO&:2I5.Z;>*5*Q7]S<\4J5C-%M8#/$'&
M3V&?73+J^0:7QR%!M6,#)"@DXP,'OGT&#W^&@]-76%^P#_=K_P#*.J6#&2\P
ME3K3BG,9.4+"OADD``X!(&<=L@?+5S0P6TA"&G`G([<%]\D9R<9]/7OZ:#ZP
M2%$$>ZA2SD9R$X[#N/7.D"==,^N*H3=KP9G"DR*,_-K$$I</TD`A3C24A&$H
MX>[A3@.<#B"0!IQ`QF4H<*6\*4TL$#D>Q&3V[X[XQ^C2`>K5AVIWDJGM+RA-
M"C-MG`4TVASBV\DJQ@_S*LJ)[8R%`Z!K'92FLJAQ:B_&$9A$UL.)7D^4E"D@
MDGLG"<^AQG'$=L9=SVYZD-J+6FTRVZFJ:M2DPV4U-H,&GM*"5-N>T+<XED!1
M!`!)([D]@"B+9S:-ZZXU4M>AAN1Y<R2)3[CH:P?,4H-MK4H)'!>/0DX!&<*[
M[1K?0+U&5ZCSF+8O*ST/I2B50Z'4:0ET2U!Y*784V<\ID>6IG*PIM:O?]T8/
M8`^=M=O9MJ<*H]S4.L-H2TKR8%6B+?83Q!"'T$\4*&#D`Y!('<Z5T;JIZT0G
M(TV*$3([<@."4RH!*_\`4\A1)(Y`\L<3DX[Y&HSEU]'N\^RM)HM9MRZ*3,E&
M@,U6MKIL,6[]$UZ-%$AZ$WYLIQ-3BL/IX<U-A+R$@=@KLX[M#&W%J?3M;5\U
MVJRIUUM19401"LH,N4P<M!M#?%2@M*`A'!L\RK"?51`.IO58H;2IN?%E*4$Y
M:;=2D@*!)RHJ.3C!'''RP.^-4U*$FHUN(M]H)B"2V<B0TAT*+W%*E()2L-)#
MF5`#N<9X]LL4;K]8O4+M33JM7)'TO;;\.8VPNGHLYZJPZ=Y12B.7JB[P"?;F
M4HEK#H26A(*`%8Y&W;3]?6\NYU]6[.K-;HL&<^M29%)7!=IYJ+*%B0_+AMR&
M6A);0&@"6$K'?UR>P.M^*3/IU.@;24VWW2U.CQ&8%2E-PV_(+;;Z9D4.E:20
M9'OL@92.65#N<A*MK2:%6+<J%1++#%U&93XM02VT4MJ0\PI]"V&P$EI7E@)<
M!2.:LJ[(SR5YU25B#O;LGMI=KT2*':XN/)=>]G<BJ;=IJRT@J6YY:@$+0HX!
M2'`0,8QA&EN1YQCUN<FBR*9"??B!%5=6T8U==B)<BA<.,`78Y80#S4L)#@R0
M5=L`2W`MT`)P&TJ3G/KE78@8&/JGMWU3:JY:!YH+:2HE)YA"2H!0/;/$'!/?
MU[ZI2E0!)0L`>I*%@#X=R1@=^V@^DKXMO("22Z$`'(PGAYGJ/4Y*QZ?#/Q[:
M\;906[SLMLG/&^[+[XQG-STE7ID_/&OO5RMN.R;OLYTHRO\`'6SE9SCWDW+2
MN)QZ'ZHS\_GH)PVC1HT!HT:-`:-&C00^=YS[1U%=1+X]T-]0>_$<I/J2SN_>
MC94"/@>&0,?'N1K#=;)WGI"VNH+?]\*`0OJ&WUDNM=AS;>W:O)Y7/N3Q47,Y
M`'P&<9UAHA,$X2TI1'<\0M6,_/&<>F@HF8:WTMD.(2'2!W2K([E)],Y]#CMZ
M?(ZR9J"E+"6'N#@0H*0H`]L=@<'&#CM^?]-"RR6U-)2VXE"5@]T+``R2220`
M`,^IU?@"3@!2CZX2DJ_@!^6@PZ[&$1+2O%27&DLNVM<*7%..(91&5,I#T5"E
M*=(0K*L$A))R0,'.HXVR%3?I6VZJNB-*G5-5U5AC$!M4GV,QZG*BDOK2%#R7
M"TVX>"0$I4`L9]9#F^=KR[FV5W"I]/6]&JKE'#L22SYJ7&W(SR7U,J2C((<2
MT4$*&2DGMW.F6=F]N)4^[YDRDQ5QH2HU7]JMR+Y@IQF2G6'9<IU+9*4/)=27
M2@^A64X`T&T+*WTWYI_L4.C5*Q8:I,U3#4BMQ)LY5/8+;"4.R6H32O=0HKRV
MHI6"%'B4G.G"-D>M#<&W*TBB;AU3:>Z*:EU`5)LI<^GU6CICLN*>F3:=566?
M962IE7GN\5(3'6XM(">VFDW+5W6.X=?H=%K,JVJ!(A5)FG*IS##Z_I]EE:D*
M=#G%:4)06`E:LI+B0D$D$:S"59^X5!I5AM7?<,JJUJY&/9;Z<6S'1)B+\WR$
MTKVMEM#KE/E4I+DN2Z5E+&5H4H8)T$I974OMS5-OI.X%+O"T)U+H\>.9E3A5
MB+*@14.MJ4LNN-$(>4RXR6W0GWD+60KB3W1+=/7QN14ZFNG;>U"VH-'4PX['
MN!=MR:Q$=CE)+3C;K:@P@D=TO.Y;!Y%7<$C1G1I8<6M]`M9MYNWZ9-J-6;N9
MAF*JGH!<AQ:Y+2US#8#ARVEC#H'OM@$JP1E(=Z]/FX]:4JAN7)6+9AR*,MFE
M,T&8S&IT2<IDM14H4PL!2&%%`\ETE/UBI.>V@7Y:6_G4E>%R(NBI;ATNATV`
M\VVXVNUXL^%4V%+\M29#,;*F6G$CDA9SQ/[?XZ=`VVN&VKMIKT6K3J''56Z9
M*I=2BB9#A1A*,-]PS4IE.M("'0O/LZ4J<23@C/;3$.V'2M=EG-6_)G[IWC%K
M5-H*Q5GA43)8KL]M7G,KD1$K6P$MM`!!\M*"4@=_73DO3UM+0[EN1J;<Z*C<
M;R%P)H>GK*H"YC8;0IQ+)*&FP0GBXA.!]8XR=`B#;&LVQ-O[<*W9M>@U6XZ%
M<<Z"BF4U7M\E%/I$YZ-!\KR/,REUJ2"@)(2D``?'EO-^))\YPAH^\H*"3R0X
MVD@<6WDN)2I+J0/?21V)UO'=;9S:NSKKW7I6UM)H]F5JMIITVY;@H<)J/68R
MI+S9E-Q)7OR`EYQ7F*\CB%8*@0!G6NTMHA(;@N2GI0@,LQ&YLY?\=SFF6TA$
MM]3I\Y:WAE16OLKU'R`84MEYL<G&RE.0"<YQG.,_9D8UYZS.?&5*BK80>)4X
MRO(`[>4X%]\D9!Q@C[M67Z$?_GP_J4_\K0:^D^<Y[0VF.O"EO)2KDG!_**`5
MCOV([C!/J.^G>?!W9<:OG?4N)*>5N6>`,=NTZHD]_3X^GY]-A/PDM,ND,K*F
MTJRORUD%2>Q5]4@@GN#DYSG3KGA(`B]M[04E.;=M(@%)3G^/ZAG&0/LS^;0/
MD:-&C0&C1HT!I'77LHHZ7KZ4$*617-M?=3@$_P#3-M#)[D#MZG)';[=+%TD;
MKG_TM%[?T;VY_P#.3:>@8CBM.2D*7CR>*^/%P%14,$\@4$IP,8()SW&,@ZJO
M87/YXC^I5_RM7+'UBE))`[\4D^F<`X'^7?5T12W>"'E^^V4A92`"2%`CX8(]
M<X(!`[]\9T&-)IZ"27N#@P`GW?3USV.<>OP/?M\M6JY&U0[?EA@A"E(FHC8&
M$M.F*\6UJ';LESN0,Y],]\C/O86?YRO^I<_O:Q6^HA3:E17$949:(M15%]UQ
M0$E,"06<@#T*P!C'J<>O<!$7ZF;-IEQ[35V;5)4+Z;;NFM56(TZ%(6S](N5(
M(?[]E)0&_+"TJ'O+&/=Y`77I<LYNT]MJ4[$6VU4#,>JC[R>00M*7G,H!R!DC
M*@H@@$G..(.L]W$A177KHJ-P4=ERA5BVX46B1G5E34.=&JLPU(*)"@'E/)42
M'#YB$GRR$@\3G&UE*75%4>C1$LLMU6(U&C)CMMM1XS3``',((0V5)*E%2S^6
M/O**B>X;-VVONV/IIAZ54%.//R$J<6TRX^8X*L%#J4\CQ7R"2Z`$HP%'XDO0
M69O)LW;L:W16;JI%(3,B-H:5(E-CS9!`24K1W+.4X5E9'Q!'JHLL2=B[WLFZ
MG56&]3W'9OF?QS.AJJ$9]]2?<;\@92D+7[H4CBV`"5*`SI6O3;LSU;;@TK=U
MOJ,V*L6G4JTZ2U4-H*W1Z,V^Y>I<"0XU.##Y<I[\9.'LKX%61V[@$'^]K[NM
M:O,J-"N*BU9EMAIWSH%18DH2EQ""A*BV3Q5Q4.0.,*![?)0:65O,Q`CRBWP5
MEXNI+2>X'O<0H@8PK)P<'T['49/ITKMSVIN@_:$>)+LU^9*;8--=<D%2I*G2
MA_R&/>;+05R\M#JL(1C]L"-.X;^7C?6U-CTKV"\*C;\QQMI3U5,)<F&EEU@+
M+:THXXEK4K\AS26U8(4<9&@</4PE$5Y*9$5WV9A0>+2RHI"$9)"`G*O]SVQ@
M]^PRDS=QYJ/$\]97Y2ZE$2VXILMI6HJ"L)*C@]NYPHD^N,=],N[,^(;5+QWG
MN;91._\`?-3O>GP:A+J-MUK;YN/'=CQG%"0Y$J,&47BPIMM90\(Z@!A7$X&E
M:JZ@F;PN"BV<*K(N*F5N?%EP:B(\M(@2&%!J93I*W6DML%DI+O)U7F\5`J`0
M!R!HKJ2N^19_B9].S,=IJ93ZE,I,VK/L-E?LWF2JC#CM2?=6`LMJ;6A9P`V4
M@_$:>,73'$H0[YK?%U;G%/%14D!:QW((22<?M>WR)[:0:SLNN_.M6]]PJO2Z
MB*!8K5BT:A35P^40UM1]H?FQ'7VP'&VVEF.]Y;BFT.(*U?##B,QD-LMI;:6A
M"'#P3A9XI42>.2/>/?[3ZZ#$G6E,KX*4E7NA0*01ZDC!S\>WP^'Z!0S?\[N?
MF_A&LD<BH=5S6TLJP!GBL=AD@=A]IU1RHD<,+PV3D@8RK)(/I\\COH->US^0
MM8_H74/^"/:F*6]_("A_T'IG_`F-1`JW"CBCU8%H@_1D\]^0_P#:5WYXU+^M
M_P#D#1/Z$4W_`($SH+OHT:-`:-&C08[=X)M.Z`/4V[6P/O--DXU$CI%.+E*I
MB7BDMBG0B.![DB,UCU![8SJ6]=O\JMS?TOUG^UTG43:D=J12\]O\SH7KV_\`
M:9KYZ"J881%:\MO/$%2O>.>Y]>WH/0>FKB*>7<!XI\OZWNYY9^'KD#U[^OR^
MW7ZPRPZR5K4>1*QV<P,`]NP/R_N:R<06W>*&5$.'!R5%8`&"01R3C([`_O:"
MSPX(80XF.AQ22L*4>V.7$`#U&<#[\9^W5TA1G%S(B'&7"VJ0VE>.(/$DYQDD
M9]/7M\?AC5]IL7V1MY+Q0I2W0L$I`PD-A.!DJR2H9(&,8'KG5\@0YIFPEH4Q
MQ5(:X<F$9"7OR8*E<Q[P2YV4`"%`*QVQH(^=KT6-6^IO>!R.VI<1G<6I^TNK
M24@=\I"5))25!23QR2`0GUS@;2WVK]K6W344>G>3+JD])4S3X[;CDY#>"A3C
MJE#V<84"H*"R..#V(/%+-PW\G:/=WJ4569"TQZ)NG<Q<6R`E[BXA#D9"W1Q*
MRVL+R58/%8`(2,%N6]NLN>Q])U:GJG3ZI*FOR*<_)4V\S]&I/EKC1V74J2VE
M9:<3A`P22H*]#H)37AW674[?VOJ59G0ULKJM0<EI)/O+BK)6D84,%PDI)X^Z
MD''<^BR;HK]/HL%;\ZDO2_>>67&6VO,+>5*]XK6GLA&>^<X'8'L-,2=*OC,[
M(6QM=!HEQ^?3Z_3J(TU]%(I[<D3JBW[JHZU<<PP<<O-2<@]OLUFNWWC&V9N_
M=UPTJ[K4M*U+1M\I5&83-K2;BK"5HYJ<DS7VT4>,QG!=$586AG(<)5V(.L61
M0+#W%F.U&&S3)"5OJ!+CG!R*^E0#;;R!YG%P@J]U("?4G[=^5';B-#BHELLQ
M8C\<"*VRVIW"VVDA3;B,HX\%!SW#ZDI5V/(C4<^\NLFR]O-QV=U-I+J;N6Q+
MA<3-O*TJ?.<7^+TE3J"W5J*ZY@S*530TXU,.`.<AI.,$8>[V7ZI;4W*M>V[F
MARE3Z55X;$AEQ24^^"`I6,$%0!4<@$X4%8QW&@VK%92VT:>VZZQ%D.(;D+:.
M'N+;B5J",$C*U-E)!Q]90]#C5=46I50?#+;#<:G6_'<@1$/<@\^)W\<+=(2D
MMD)6UQY9R1@]\ZPUZZ([]8A0:<VI3LVIMA(6`L!IR3YSJR3D!+<?FHY!^J0/
M48HXNZ]7K%QW-:TJSWH*:9/7#I%Q!01$K$=#:@Y)5'&$YAN\&UDE17YA4>PQ
MH,?F1'F7YF5(PT^]RP2?115@>G;!'J!\>VJ+)^9_2=9D:/,D)4J2M)=D96^4
M(*.2G/K%"<^X%)Q@!/;U&K=+M]UD-EM2@5*4#SRK(XY&.Z?0_?ZZ#!Y<5Y8D
MN`I(4AQ6,^\?<(QW..^/B>_V$XUA<UA_R6_R2_KI^7?M]^MNN4F0A"UJ4G"$
MJ41P/<`$X^L?7T]-61;+#R4I4E!P00$X!!_-^C&@>R\*AM3?357@L%)5O%>Z
ML'U`^C;83^_QS]VG+M-V^&.TAKIYKJ&QQ3^JU>)QZ]S3;:S\!_!IQ+0&C1HT
M!HT:-`R[XPW\BNGG^CVXW]I[9TR@TPX4)?!1P3^4(R0K#:N1&3VSA/Z3IZ[Q
MAR!2NGDD@#Z>W&[DX_\`;/;.F7X00MAIM1'%Q7`@*P2E:^*L'X'!.#\#WT%W
MIX*R9'[13:D`'ZV5*;5D_P!0?S$'[-737BRRU&;#;>0A/IS45''P!4KN<#X^
MI]3DY.KE&98=:YK4>14H?LA2,`]L#(^!&@\8Z2I]L``X)4<Y[I'90[?$@_,>
MFDB]4=MQ(\FG5=M+<=NJ4N73V)DAU#3+<^,I4GR7>Z5\GD#BTH#B5E/(#!PM
M&%$C&0,%1/!?HX3\!]_^7Z1AV[=N6M7=N;QBW12V*C`IMOU*M0UE2FIL2H0X
MZU-/1Y:"%H;'$^8UD!S!!R#@`U[TDUF-1+HDM5!(#\JH.*;2YQ\GWE*5^55Z
M_M0`4`Y*O7OG3Z=O1T7%`CN,4XN.Q(K:FWH:F4LMH6WYA#JED$D@)*./J.1.
M,ZC96)578-0B5B$E?FK?2^AE))"FR3P0,^X"&_7EZDD$C(&G;[0WW?@V.RX^
M])IWD4\QWA'4IE3[Y:(C*Y)QD-Y*2G!'<]@#RT&6]3]2;B0T4R;)8+ST.2R8
M*'.<A:7&RV(P`'#SW,\`"K`4022=;3L&-4*%M+M7#D%*&)CD.0VE)4%M-+E!
M24N!6`%XR,A1'=)[CEIG[<??F7;E_4^X;P@URMVI+J\=V9<D6-[=!HI<EIYB
MII<R(T:.C*WW!V;2.6,9(=/N?JAZ<&MHK&FIW`>7/@T^&:=1Z119%4?4_P`0
MMD21#`4VVIY1"%ND-J6"TG!2K0*4N#;6W;JHT^8JBTZLN/5*?])L3(4>IQZJ
M6)CS;0E1Y`4E'LS3:&$J`!X-Y!]0<)8V%LR9)@RJA8-NHJ%,<#U-EQZ-%ABF
M%"2@LQI##?G)BK"U!:"K"AQ)^(&EMN^H"I6_=])CU^-4(]K7O'=J-)>EPETR
M2\%Y\]28KH4['"GD.%/=7F)PL@`:6Y:5[46I2G%H?6S'=A26"I\>T)"W.`"3
MD`)<&#@@'`R0.^@UMO2NV[?VZLZV'%*<B0:@F&Q$C!*E1VI*@M2U!?%(99<4
MYS(R2"GLH_62U,<:#SE)@\DP@E1A!6`E/EG*RH#`XK3W24@D)(![Y&M^;@5"
MB1T5QBK%%3=9CR%41\X;2V]+4I+H=0!A\-\`62H?DU**N^<:3FDK4MJ1_JB&
M^*2$Y3Q4@).4^A[#L1C[M!C:65,NO!122I?+W<D8RH?PY_1JBD2T*0ZT$JY=
MT>G;.<>OV#O\OM^.KY+:"'4E(5[Z5%6>XR%#T[#'J?GK%7%)#KH*@#YBNQ(&
M@_-7BVOY:[-_ITL__C)2]68$'T(/W$'^#5YMK^6NS?Z=+/\`^,E+T$X#1HT:
M`T:-&@-&C1H(F.]:2O?[?U8./,WUWLC)S_-_JIW<G)/;W?[GS[ZPF*PXR5E9
M2>02!QS^U*LYS]^LWWF4G]7O?<9&?XH+>WMD9_T5KN^&L-<<*7HZ.0"7%*"A
MVR0..,'U'K@D?,=]![@%2DI&,J4$@GT[_P"7V??JYQ(CR'B<!9*",(SG&?4Y
M[?I(_3V/VU$C>8UW5DK3V\P_'X]\_P"7QUEE.98:?64]\MX/)06``K/8'.#]
MWW:"S"$U+9<ITQAY<6=AJ8`!E0(+0"<D)`(<5]AP,X))+(;4X63O)NK0*0_(
MI=/HMVRHZ0M>'5MR%'G&;2A1(\W&3DC/'Y'&I`4*G.O(:EMA'!#G/`;"B?(4
M%E([C)5QXX`SR.!W[Z8/WP0_;?6#O50I=+GL0Y51I]Q1/:X;*&0Q4J>P^QS>
M"BM:E/*=\L*2/0HR>(&@6GM?M!6KTY7)`M)B4^X5.HEO.-L^:TVTVX$J)"5<
MUEPDD#'$@9!!&L$ZF+!9LJ%29-6F4Z-.>3*::I[/G.2T+DLKC/)6@((4@)>>
M0"A7<)Y9P3I4O3U>$@4*&DJ2$(B#"."0E*4--%0`2<@'([D`C'QR<)4ZNZ1?
MMV56I3Z)Y$RK0:>5T5F1&=+:7ENH:!4F,.?>.ZXHD#)2D*[X5H'`.BRA"A;&
MT.FQVW%1YT66EAYIE[RD1EI69"'N00K+A6WQ2E*DE()UE36W<:?4ZO;U*JM/
MHL]-2>?88JL%#Z9<8X4A]E,CB2VI1P`SE1`(3WP2UYT[W[UJ6U9U"M"KTJTJ
M=%G*DL,7$S5*\ZU3LNI:CF;3_+#;"W0ZE:$!*O,2VK"B`-.)[96CN)]!523N
MO==,N*\*<\XBA5&EPQ#8;C-_E(Z(Y26WG6@<<7)"5+/<J[GN&^Z!LE7HP9J-
MVUBA5)$<D0DT>F*IZ7&QD!+ZSR+N$``(4`$'XG)&MPV@!9B&UQ*9$#3I+;2V
MLD(+CAPMPJ`PA*SE9`)'O$8';6O;1NFHLVVXU,><?D,J2@J>'-.`5`\4_!9`
M]XG*L8]/CL]RIQ?Q7#I0>2&'2E>1[H6G*CZ'U*CQP>P`R,`@!K+>.5`>O&X*
MY!ID3G<5*IL5UQL)#J7XC*4.N92"DH<6D%L\B<?M1A1*:/HA$K#BDRG3]12G
M.'+*/=*4]SE"``E&3W`'8>@W:Y,^FPMM"@7HSOEH4I)4/9^.2.*O=6KEQPL?
MM<@D]@:1%`<;3Q0$!/)2O>0"<J.3W!3VS\,=N^@TY]%SOYV/WO[^O!V'*94$
MK:))3R''';N1W[GY??\`9K=GT&__`-C_`.]__):MDZA2/-1V1^Q?SD?S:_CR
MS\/\NV@U*J&KRRI['E<<N)3V7@CNGW@1D'MITKPK66$7KO$M@*2/Q=MA*PO`
M[F=+((P!\`<_;@#XZ;A?@1E*>9<Y]W'6U\7%)[A:@KB1D)&02G!.!COIS?PO
MX,>'>&[Y8#@YT*V>7F.J<])DS&.7I^;U^/IH'CM&C1H#1HT:`TE/K781)Z<K
MR9<[H56=OB<C/U-P[66.V1\4C2K-)>ZR6TN]/EWH62$FKV$24D`^[?ULJ'<@
M_$:!E(T[R@1'X!)!*N2BG"O@0`%`#'J>WW:NS##Q2VWP.>('(Y".R<GO@GX?
M+UU<O8F/YMS^K3_R=7-I25^5'*6N!"6LI3ASBD$@\N1'/('<I(/<8T%D]C?_
M`.Q_U9_Y&B32&ID$Q.WM3ZE(63V:*74\"`LY43@#"0C&3@8'IE'L+'\VY_5C
M_DZ^DPV4J2I*W,I4E0]\'NDA0[<>XR._V:"++U5632K#&[5N7`R]#D4F56Z]
M;T!+2W)$B(X^J5(<:2LI0I2G5$M#D`HJ'=(UI/9"O/TE<>/4%<'6(S*"E`Y*
M2V6TN-!0R"5^6Z@*[`9&,G!.I''79M):%V=,^_=QJM:DR;OIVU]QRHMQ.1D_
M24&)3XHDOF,^GB6EAMM0Y84HG!QDE6HOEI2E,P85Q17%J0[!AR)CDE16E4!4
M:*BGNI^J4O%A&77<J2M?<)1W`"1=T[4"EW_"I]1E4P&1&:D*6N,D+47$H)_)
MY"3Q*P`HE1/?N""05E[L56H;8;;RIE)J$BEF=#$1;BGF6F4#!);<#CR5I=P%
M'W&\>6,*459&FXNC+?>BV]M^Y6'EQW(5,0],?*G`R](2A/),5$H+*6W)&."$
MJ2`HCB`HZ3KU7;OW5N95&+JF29\"U/:DN4:TV:@XIN0PVXLF1,4@A+ZEJ449
M2$C@GTSH-D[;336-ZJ)5V9T6H5==8B^>MA[S0X%O`>ZH)!4K"BI?[7!5@JY#
M3X-SQ*)N/66[:KWEB`:;%:<AS((DID28K0'NX*DA(/U?12AW(^`8!Z)+VL*3
MNY"B5*O4BWICA9GLJJB?:!&?9D`!"0IS)9''R@G!4#W)';3V=^70AZN7'`V\
MN-F?<2*.FMP)M/\`+,<S8;!<,13'UR)+();2%M]\*SVP0^[;Z,=A;?ONH;KV
M_ME;E%W2D09%)FWI&@-"IIIC^0ZMH+0,OE.5%"@$E6<D^NKO5-O;0LNR[UDQ
MZ-16I--@N55DMP&FY$B2M:T2)+3N$K;GR6^*$MX*58"<^NKATM=3=(WALY+E
M;C^P71`34:96&GV`E<FHTE)9>1@*4/-6\"%$*!4?@!DC"]\[XI4:)4(CCJF6
MZI6*+'("RVEQ+,Q3JF<G&6UE0"TJ"DJ2"D%(SH-#673&50J=.<;=91%:DRY,
M!UTOF8NJR9-195+<6G/.,W(2VEONEH(2VA92G62R&G'6D)005`I)*CQR`.^<
M`]SZXQC65Q*.B3'JU4A`)9DNHX)21Y+:(Z$L%*$)&$=D*'$*P"4DC/8T`A1\
M#"W`/A^43Z?U.@Q!QM;2^"\9P%>Z21@D@=\#OVU8W8[K86XKAQY*/91)PI1(
M[<!\]9M-A,>>,J=&&D9_*)&?>7_M/[^L>=0AQ*VU*/'DH=E#.`H@=SG[-!@=
MR,.O4FIE''":54$^\HCNJ,Z>P"5=ACO]_P!^I<-O_P`@:)_0BF_\"9U$SN)I
M#%*J24J5[U+J!/-0/<1G<8[#X'OZ^FI9EO\`\@:)_0BF_P#`F=!=]&C1H#1H
MT:#'KN'*U+G2?0V]6@?STV2-12K;I3<>!35Q@2X:7$&"4H]WR&,]\@9].W?[
M/3O*VNW^56YOZ7ZS_:Z3J+E;-.4[2*8\TI:G/HZ(DI('`)\AK)[=P<\<=SGY
M?(+E$C2O9_J>JG/]51\_O^W][6916'VW4J6,)"",\P<D@8[))^7^1[:HXE-E
M^S?5'UG/@KY_W\_FQK,HM#J,M]J/'8>>6LI_)QV2Z\I([J2A*EMH"BD*`4I7
M%/JH$#&@MZ&WW4J4V,@'B25@$'`/H2.V#Z^FLACT9E0C+SE\H:6D+4D(]J#0
M4R"L9"1[4&QS/8#OV^">MZ>JCI9Z8H<Z3OQO9;EC%L%;-"C3(ERWPX^"6/8_
MQ2I2W)>5.-D&0MYAM"^22@>J6JMU?PA?I8M-SV79O9O>'>63&6IE+U>-/VVI
MDB7`D`)<9<F1ZM)7!DEA3C3B8ZW3'4D\`X<@-&>)9LY*L_JXO6EU>K.Q[%ZH
M*'1KE@59Q;8957F:>BC73!IN5I\Z2Q+;B)+`)6M!;=("74Y8@O[I"O"RIU0<
M:N&DSJ7$GN,L,3TM,3XD1!'DE2N2DJ>+7O\`)*NRE`9*AE2V>LKQE[[ZPJ59
MMEUGI_V^VNMJR+O-P6U5XDRK7I>5/$V8F9(IJZA5&8=,I\&0I"6Y@AQENR$H
M2D.-*9Y:NU+KB]TK/ARZ,W&DS6VQ4)+WE%*"X5N/K'EA124-`)0$E)/%/%?J
M,@F#8;I5IM^OH@[ISJM1FJL\FFV[-;N.';#:92W08\R3(FLE,V&4XRVG`"SY
MA4`-;Z:\,'?>3<-VT.PGV*S2*2J*&+GEPJO5&ZM!<0@N6\S4H#[-/G0G'%I6
MN:PD!L)4E0SI:6VF[NYE/HL9-1MO;:IQZ5&33XR:[2W$H?8]UI')Q*E%MYL?
ME6UQPASD`"KB,:<=V<WGW!KE(ID-ZF6;;,5MAQ'M5$8F2&)`2O">,B;)5EQ!
MXXPE/!>`@`<=`S=2/"WZA+"9I-Q7UN;9U.@LS&7#:UK4FK&9%BNH=2Y19$R8
MM4-EB2T5><@A3A6TWP).1IV?8^QD6CMI"LJ@5)QF#2)$5<5E2"$ML-K;>DJY
M%1'/S%.*"0>;AQV&4@*GK3D&H4F;-K27''$1U-.R`^XZJ9(<2E+3TAM]:F@X
M@!SBIL([$CN22=,TJH,T&$^^VE`+RW&TMO@I;2R"`',-E*RO.<#)2K"<8'N@
M-JP*I+-10PV&BY&;<><<*@@%MJ,M2EA9]TON-I);9'O*<4AI!"E#BG_JSZ\K
M4Z3=S>G:S7VE7)$KE3JES[ST.+,<8<I%B2X#-&@%U*,KES53JDF:F`SQ?#<=
M3A2H#D5#[46U,O!UY+KL2F06Z7(NZ][DJ\IN)1MOMO:0ZJ55KNK+KB@H1J=%
MBN/(94M*IJU-Q&2IYYK42;K/Z@*-U$=26[6Z=BB:S9ERRU6O:U0G^SORJO:-
MK2%TNE5H1U@_1C];2P]47H12UB+(IZR@+Y*4$W6R+EMC="T:#?.WE99O&S;I
MCLOTFIP)$=^>II]H+1'J<$/>T4^:TDAE;4M+?'RQS*<@F\2J,M"TMPV\N(*O
M/\Y;32$'T"`\%*96M)!"D-K4I.<G`.1`^V3ZK=ZNEBOTN]MC;]K%ORHDA+-;
MMBIERX+-JS2E`RHLNW9CACI;<QP)82VM#:B0L$@ZE*="/BK;4=6\>D;:[B-0
MMG.H,,JC1J-4"W!L>_9J!VDVL^EUR/3GIPR&8\AYQ2W,-!.```<4F,/1@II]
M(0MS+22E:7$\UI(`Y(SV[CWL8P>^-8M5&'XZ$-O`!0<2#Q6%I/8^A![CM\M;
MFGPPI9C.-)#\<I!(PI7G`94A:P"E82KW>:4@$`*R>VM=UFCRGG@VL%("N9*3
ME0[JXYY)(XGN!V^'P]-`\EX9H`Z>:R0>ZMUKR*A\B(-O)`'WI2D_>2/AIPS3
M?_AN1%0M@*RRHJ)_53N]?O8S[T*W\8P!VP/M[Y[_``#@&@-&C1H#1HT:!G+Q
M<VG':5T_^7CW:]N%G*N/K1[=Q\R?T:9NC(<0TAM7=>>..7;*E8'?T^([_#XZ
M>;\6K^1>P7]'=P?[46]IGB+&;=#*U.+"BXC(!1Z^8!VRC(S]N=`,092W4\$M
MDH"EJRZE)"?J9'(#D>2T#`[X)/PUF"2M*`"3D=OK>IS@=\_'U^S5.S'0PLK#
MBB2@HPHIQA2DJ/H`<Y0/W]71B,AYOFIQ0/-6`..,)(P.Z2?OQ\",#XD/)QI]
M"4J6@X4M"$X4%GDXH)1D`D@9(Y*QA([JP,ZU3U!0Y$39/<SVE*$AZSZTPP$/
M-NJD2'$LE$=E"%*6Y(((/EH2KB"%*(3WUNE3WL#$F?57J;3J;`C.R9-1J,H0
MJ=!0RV5^U3I;Q2TS':`YNGD"0.*5))!TV?T][XVQUU=>6Y]E6[479&T^S^T-
MYT+;VJ":IJBW5>5QL.4>K78[3W?.0XU$7FGTWVAOWFP)C&#Q(!`.T<^33XK<
M>H,QT-TJJQ&:C%D2&6G$(=*"C"2KNVD%/F*3E"5G@KN0-.O[N6+6KNV3A5#;
MR)343E4]J03,#:HCX:0D\A,[MLJ;"5`(5W<!!3D`#305XVO5=D-PIUMW9#D,
MII]6JMC52&X5N(;,5Y#E.K:EK/F+>D#B6W5E0*2GW?0Z<OZ6=]X=1MR/8,RL
M2'\/OPUQ%\5#V<92SRYDKR4X"CD#N`$X`&@T/MOM)N]<\-!O':ZXKKHZH_\`
M'$FV:Q3*E!:A'*9,ANDQY")(:2GS%"*M`>4`D8.M[VULQ1=EX<BK6ILCN&9-
M9<#;W*SDJ*G&%&:A!34GN"0E:E!"VL'L.V!R"R[5VW9@UF8_:]=^@Y5:2]*+
M$:.Z'5OR`5HCJ=P6FPI7$>8R4D<CA0.`G;\:R*Q(:1%K-V520B(4OK:<JK_Y
M/F0TM0*N7<I1W'8`=PHGL01';]!J^[P@T^[;4KMB7/;]5:F6Y%JE*3!]M@N-
M'S%AR/B`VKDM14C*EX*E*PO.5"4JW56.V\\_4TRJG3#E<1L^>UR4,%2'VR6U
MD>H2E1Y#\^MR7[7$T&VXLV'#CU*110MJ#4W)J/-:0ZX5R`EPJ#R\*6ZC\HI0
MY#".R4C6@:+`GW++%<DR7VZ6IT/GV=:0')*>)CQU%Q+G)AT*(<&>>4C"TDG0
M>CE,<J[\^J2$)2Y4VPM*3@$*SVYI('#MCX`@Y!P,ZQ5VVVFPI;B0$A1Y86E1
M'<CTX@'O]O[_`&UM>8S)0]B(TV6BD*PLK`23D%*>(QQ&,C)SW.2?75BF4]\,
M.+>'!LJ3R*3W!6HX"2H`$\L#N/3X9(&@U;/H</FT/>^HKX)_FL^OY_E_!WI$
MPWT#B@)"$]DY61[OP[>]C].M@.TF.^M*EOO#`QA!;S@G)/=/K_>U9ETUYMQ8
M43Y"%J`7CWRC)X$]BG)!2%8'KGL-!ADRG37BUY:&E<`[RYR$-@<_*XXY@9SP
M5Z>F._KJJM>#*:O*RDN);2IN^;+*@EU*QVN:DKP%`!*B4GX'UR/MUD,AE+);
M"5J5S#F<\>W#R\8X@>O,YS\M>MNQ6U7?:+I6OE^.EH+X@HQE%Q4OMW23CW>_
M?UT$TO1HT:`T:-&@-&C1H(IV\W)6^.^R!W*M^MZD@$X&3NE=F,D^@&L)C(<C
MK*7,`O`)0$J)Y%&20KL,#WA@GMZ^F-9QO$1^KMOEW'^C[O3_`.=*[-8LVRA^
M2QR64\2K'$I]2$^N0?@.V/CH,CI\626XN$]B0H'S$C.5JP,%0]1W[XUE3$:5
MY[7N>B_YXCY'[?S]L^GY]?-.@M>3#_*.^B/YCUR?]IZ?`X^(UEC$%L/M9=<^
MO\T#]JK_`&F@ND:WUU`I(2CV@I3V6ZA*$E('E\E8Q@X!5W'Q!.FL_$YVI1"G
M;4=1=";IL>)29,K;O<23%87':%/CI7)H=7?=/(JCLU#VYAUX`)0E32B0A:07
MAJ+"9#A)<<.$))&6\*`1G'=!['T/;L#V^>JF[MK[4W?V^O+;NZZ2J9:]TT25
M3:A`B01-3%\Y2&Q4(WFY]G?CO."0N2^M3+*$**FR#@`Q?TX7?#F0X5%9D)]O
MDMN>6'&ULQ5)D$+:6)KA,4(6VXE:59*%)/+/8$V+>:Y-V85^PD4:WZ/4(;KZ
M8W*3=%59AJ*`MO$I9C3&FFU%I)2M,=Y!64AM*!A24M[JQ)_1)OU7]GKJO6UK
MLA4V1&FV7<=LUJ)5T3+<FI\BFPZP_2Y#L6-5X"HDB++A-I8<9:2VI2$E65*I
MVPW5MV^(CD>J/M5*/+66WU3"L!H.CSD\'V5)6D(>""VHG!5Q"N0)Y`IVSKCW
M-J-L&AS]J-M69;;D"0FHHW%DO\WF6G_**.$*D!(*BHN90^$J`25H(XJSZ+3=
M[Z\%O-Q=LJ9(C(+AC,3:]6?-6VE7%F4_#6ILI(2.3F2@9^OC)U=++VPL"33:
M<ZZW#G)<0%M.SGU/+"<#D&ROLE.<=DDG^:)(P-^1HE*L2F+<I;\")']B46&6
M02'$I22EM.58/+W@/0]NQ([@-+6[6ZM2[>J"JI`BT6H+D%@4VFO59ZFJDLK+
MCTIE$\\8Q>`'O)/<*P2!Z_OZJJ6FG69;CK<UTH<"$1I#K0;C)/(J=2LH2!C_
M`'7KCMW.NMT]PZ0RHN.5F,Y,DO.)9I4<I2W%<XY4X\CEYH4O`2#S&2?3T!PR
MS[>JEWUJG^T%:6)24>6F,I(\SS74I2A:G@ZE07R""``OB3\3H%P;3UNDW(S4
MK>=JD!5U%F+<HMI,N/\`3YH4M+J&:FFF%1E+BA047EH2HM<DEP>\#K:_T"R`
MDJ1(2'$)=;44'@\RO/!YE7'WV7,'@O`S@]AC4:+KJWJO;I>\2:LW_MY7HL.[
MMH+!VI@_1\:1,]A<2NVV*A7[7G1D/HB<IS$U*&Q)26E.!'+D23I_+H\ZS=F^
ML^PWKKL2=[#=U'IS+]^;?S2L5^SJA*`\Z>J&HE4ZA-/AUQU,((+393Y9QDD-
MR2J`PXPI"4KY*4C',<1V6DGWBGY`]@"2<:Q:I6XRTI"W$X0&^ZD%*R#S60".
M*3Z9QC/VX'?6\ZA%#L1:&$(\WS&%!2>0!0AS+O$$DX4`..058(&<ZLCE+!AO
M&6DA7G)\LI"<!'`<B2M)P0H]N/;'<]]!HF2VE<9QE?F^S\"C]C626AV3[O$X
M/$`]@"/L&G#/#7C,,7=NL6"X0J@VX%^8A2#E,R5QQR`)[$YQG&1D#(RCN11\
M1WE*92&N!/(`Y"200?EW!^6._8#TTM_P\`A-X;II0A"0FAT`92<E7\>ROK?+
MT[8T#J^C1HT!HT:-`:37U<_Z`UU_T6L;_CW;>E*:3AU9-AW8NZ6R2D*JMD]Q
MC(*;XMU0]>WJ,:!IE##CO(MM<PD@'WFT]R,_MUISV^6JB/!=<?90XUP;4O"U
M>8UD`@]P$+4HX]<#'IC/?5YIM)?>*U-NLIC)<2EYQY7%U*RG(\M`P%)"<$D^
MA[?'6)[H[D[4;#49R[-[-SK5VPMMB.[,8J5VU"'37IZ&4*4ING4M4E52G%0(
M\M;,<(=&2G'H`RM=/3$0IU`!:!`<4M:0$DCM^R.`]^V>*2!\2->[=,=D1S+>
M:CIHR<B=59#L44:*T`2\B?/>>:@L%+04I;+\EI9;SGCZZCD=6/X17M-9[-0M
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M$`4\OEZ$8BV"MMUUQM8]J;42&G#P05)2=`J;;C;1=^['4&L6X\(=9MIRIR:U
M2$O-M*J4QQLFF%\J<:CQ^3@3^3?4@()R0GXI!LS<:MR]R*IM_N%8-QTZJ)DN
MRXM(<DP8#%6IX466I-%ES)#<*H.O.I4A,6GOO.D^\EL*QK=_3'O+(MYJ_*$T
MIIM%R-P*BM9<>4J4TM1+[2&2`W'"4$<'&5%23CW>Q.MVTFBT6YJ^:5=]N0KT
MMV=&\YENO0/I1^CEQ2N**544N,3HA&?,24O@!2^P&"-!FVUUE=/KCAJ<ZR9%
MMW4%)6MRLV#<,%;"HY2X?\UF(ZV)+JE`I>7%6X%*Y+/8A6E0UCJ+VVVQK5':
ME3*#`JM2IBDQ:?3A4GZC+A##29*(3$5^7(X`<24-J4WC@2,%)V'LO8FWVV]#
M>I-N3-U*!$EPW/9J5"N9J?2&G);7Y1954X\^6R@I62W'"@E&`@K(!)S6R=K]
MKK6N>;>,"TV7KD=IZX[U<N)IFL5">CBK+[3\U@H@+3GBKV%I"%+'(C/H",H-
MRW+9^[3NZFUWM%9V^OREO7+<E*C1G66J#>9)A1I[[<KR%L-F$HS'XP:&',I?
M1YIP5!6%4Z[N3>U-;KKJ7O:%"4XT4GRHRBO*%\EJ+)4XM/!(22XG@3Q&2=7^
MX[EM^*9='@--MT^5*>%1AM--Q')5:<)26&UQ4!4U#BSC@XAOS1D%*2.VZ]F]
MLY-OVZ:W663`J58D*<@L!M`D1(2,/LKPX.20Z%\#E"$@`@`G&`V#[&^E*FT-
M>XT5LC"V4)(9*F@2GFC/+AR)*<DDDDDDZQEZ.ZAD\FN/)(2GWV3E1'8>ZX?W
M\:VDJ$VLD^:I/(`$`)/O<0E2N^3E:@5D9^LH@=M8C4H"&U)9#KB@DI(4I*`K
ML%>H3[H/;OC(^0T&MVV'6.:'D!"BX5I')"SP5@)]Y!4!W21C.1C.!G6.3DGW
MV>.'G%**$]O>'(GZ^>`]T^BE#MK8<V"CSP/.6/R:/@C/UE_I_>_NZP^=$25F
M3YJN;*B`@!/!0)*>^?>';N,$]_F.Q#!J\VI%`K33J`''*=/4VD\%Y"8C@SR2
M5H3@_!2@?CC4K&@Y^@Z-GU^B:=GX]_8V=15KG(^BZCW'\BJA\?\`]W<U*IH7
M\@Z-_0JG?\$9T%UT:-&@-&C1H+#=*>=L7&G^:H-73^FGR!_=U&(M>`(C%-\M
MYQ3AA1HQ05N!*7#%0KBHJ44\N*"!G'PQW(!D^7'_`"O5W/<?0U4R/G_&3^HU
MT^J42T[/KMUUIM**):U&5<=8>+H9#%.HU.,]YSS%`)00IE.._O%13@C0)4ZR
M^O;9?H7M&WJU?],JUYWK>T=]RQ]N[8<;C5BKMQ.SS]6ER7%QZ9"R#Y:W&&7B
M.X6H$%,:;J$\='JWWE5,I&VHH'3C8SC*H\:%;KJKEOR2@J5S54;C?0AJE.(1
MVS%_*$Y"%)4.6FZ.K'J6NWJLWZOO>FYI=45'KU9G1K0I<J8X8]%M&!+D0Z;'
MC1<)::7)C-I>6M(2HA8)!SG2:P,#&,>O;.<#/89^./G\=!>+FKE7NVX)ESW-
M6ZQ=-RU!;CE5N6O5%ZJ5.J2'7"\IY4M]2G@V%+(#:U*XDGB0GULH;;22H(2%
M$E14!A63W)Y>HS\<'Y_/7WHT'Z5**%-E;A;5@J;+BRA13]4J1RXDIR<$C(^&
MG0.E"E7+973^G?A#TN79PW$J%HW%'=4[):A1XS+"O/PI2O*C)<>2DI2/+!4"
M4C!):^U+'\%W8^R^H'H`W`L6ZJ8W.B2]SKAI;Z.'-PKJT-C+X4KB65LH0DI=
M2?=QR"O=T%5L/>6W]STVE2T0Z4XU+;]H;`C1'$/LA905X+:DD)4>*^:<D#(]
M#I?[M>VZHM&BO(H,5:O+43Y*8$6,CX%Q+:4MH06R/,6M*224G(.-1K.I7IZW
MAZ+=UJO1[/NZX96VCDZ2BWJU0^5R4F*RF62Y2)CD60ZJ!*B*[++P`!"N7<`A
M2>QMO;M;Q/T2DNU6]+WJ%89!C0J`U+>;XJ6&D-3&X9<5&Y<TH67$X()/,85H
M'&[_`-_V[HDMV_089;I](=29$^%(#<1\L!61)<84VR\H(<4%.+YCW.Y).E`]
M,/3/O1U>5A+-DTM5#L2F*BL5_<*XA*A4*&)J9#C#-%=(;15:@6V77%H;0\R`
ME(.<#2O.B?P?(+,>A7]U*J2W#AR1.INVE'EK;6]P*5,QKF//"F2.?GLA+B70
MH!1&!IPWQ%.M+;7PQ.BVK[M4FW:53*W19,.PMB-NJ+%A"%7;TN!EVETBH2J,
MD!^3`M=V5[?5:B>:4MI2API2"I`1E/&[ZH;/Z/['E^'#TVUVJ3]S;VMZ))ZP
M-\B(TJJ/T*6_2YM%VEHL=HH;@6\XY"CU"8F*Z5N("6GV??D#43N`F)"\T-+X
ML*3%:;0I`1(6N&P8SLR2VC*$NS1Y:RI/=8:2%'\F`,ZW%O:[]R[NO_<3<BKS
M+FOV_;J7==RUF5*=<Q7E./17VXB%DE%-;;D/,1XJ2&VV^!00$C6OE>A^X_P:
M#\EO-QBZ^ZLM-+6MT*R0%)5W*BE)]2/K9'V'.JZB5=ZDRXE6I4QV%+I+C-1H
M\^"XMF?`J,%X/P7Z<XA32F%I>&04.-X!]T9.K364\XK3><>8T$9QG'))&?4?
MY?/7A3UGB6B![B$GD/B?3Y]N^>V/SCTT$EGHS\:]"*;1[!ZKJ5.JB::Y$ATS
M=JU6$)N&'`;9;8#5Q4@@Q9BE*.'YBT.OD!3H<*\G4@FW+ZLS<RS:1?&W]PP;
MNMBJLMU"/6XKT4/PX[B>T&H1V2%-2@I:5*"QYHP4E(!.>=K'D/LK;#3A;"EM
MI=X'"EIR$J]\`$$@D=P<9Y=R,:5?L!U:;[].%>9K.U]]UFCQ(:T.R+<4I-2M
MBHQQ(2XXU5:-+*FGRZ$\?.;*'!C`!&1H.IWX?#+K.QM6\U"D>;N3<[S?+MR:
M<IUOEM8^Q0[C2Y],N>`YU2S.K_H;F[MU.VHMKU5O?/<NT*I#A+=5%G3[=BVN
MF15V&GN\1$\S`OV1!4TPI!#9XG`>CT!HT:-`:-&C0-&^*TRM=*V+<#?-#5;O
MWF3CW2NEV\$COW[X/H/AW^&FC6F2W&*"A*7."L`!*2%*!*,'L$DY20<C&0<C
MUT\AXHE.=FT'9EQM$AQ+%?NY#K<9CS%\'Z=1`75/+4W&CML^7E:I"TA05[G=
M*L1QM_NN;IJZ:VB-PKZC5FXDRO96+)L1R+=%Q2G62D)2MF&MUB*@@)1(<D+"
M(Y*EJ26TG(+&@LK:CI\UHJ4>`2I.'BZM2D-H:;4DJ\Y]2E@I9;*UE`4H`I0L
MIPK>C>7:+IQLE^]-[+WHUE4EF4ZPW2?)]MNRMOH+?*-3J>RZ7@XT%!/%+*5^
MI4HD'4=GJ!\8'?>\IE2HNP%`HNQEIRT-N0+B=C,7#?#_``5_GUMU:TQ*1*65
ME2?)C<D8`2O',%K"_;ZOS=BN2KFW6O6Y=Q:_)=$AJJW147)4B!).0N1!:;4B
M.TXKDHD^6%'(!)(SH''NO?Q3;PZGJ3^I=LHU7-J=FXDN0Q7')4-EVYMQJ>H<
MF!.6EP+C0O,2.<=2@VXUA"VUXUCW@Q[BM[==:UL6Q.?]EHVZMMU*QH;SCYCR
M&:XP!/HBIG!:0IZ3(;5'90>:4(/#DA/NEL-Z(IE!<+G,E20K(`)*CW).._J?
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M"79*UTV,@)B2)[B>Z4I*`I>>P.2#2MG^(1$IAA*N*,S"E.(CH<DC"4(<XD*7
M'2!P92G`4$DI1C`.!K=]L=<UBW#+DMTR<NX*C4F4QHL-E8/DOLN^8MQSR_=X
ME)#>'<-D\NY5D:1-NGT"[G;:5R52=RJ:JW*W$J;D52S!?9I%19:=*55BER9:
M4QY%/<2"\VWGS5)Y!(.`-4.P&R58MG<F+1S%;N.I2P\:1`M^&)DFIJ0M1##)
MCLAMIU*5!3H?4$);[H)43H'!Z+'W)ZF[_M^PJ0ZY2J76$39+S4!"XKL:-1@V
MJIO+<;4AH%M!6^5K))Y9.2,E+MF^+%TS6Y+JNWU_6AN):<.SZI<EN,W536XE
MPT&YW;=NJIVXW6*@TPVB5$>$6E*DK4W^3`*G"EPX.GR*1T^WWTG]'_4_OK;D
M.GR]_P#]0^\*I9M)G,KDL6Q&GTUCVI^*TEM11-:IBE*D]D\)?F=\`*U`$MUM
M56LBE3G5FH2Y\F5,D2E+RN<B4Q(?D^<K'Y1,F54'9;A45'F`.1Y*)"9YM1O-
ML9OQ3TU7:'<6W;F9+?F.4UB<(E79/%"RERF2WTRN02I(2&DJ23[N`0=9P]'2
MXX]#?Y-AKDM\.C'DI024ET.$!"B#[G(I43@)R2-09:16KBL"XV*S:M8J=J5F
M$M+T2H6S.DTF6VWS)0TXM#JTNI24YY*2"I7JD#U=!V)\5OJ+L*GL4.\4T7>&
MA,K"B[<T=I%W%E"#R2]6AP9EAE(/'SV5+X@!)*CG022IE'BNQ4.-.)6'VU+8
M4E)25IR4J*22".*AQ/<9SV[`DXRY39C+2U.1EEAM()<6I)'#(`)Y$J)R1Z@9
M/H!VTG3ISZY]C^I4HIE-JR;&O4,IYVQ<LJ+&BR)*FDNN"E2PL-JCA6494E)*
MQD=@HZ61)I[R&DE;8\M325O/)<8=BN)(&4Q)##A2]DD<0>ZD=S@Y&@U/-@-3
M/*)]PM>9W"%9//AV]TI].'VYS\,=ZRVX"F;GM)*6DK;:N^U3R*1D@7#3BHD$
M%60<]_L^`UG?LD<C]C'Z?C\LC5+2H"57?;A2O@@W?:W%''/'-<IG;/J?CW/Y
M]!+LT:-&@-&C1H#1HT:"+1N^@+WMWP`2E2U;\;SI3E(R5'=*ZP.^#C[_`(>N
MJ&!3GUB$$14E04YR4$M`D<6P!DX4I7KQ0,G'8=M9+NC3C(WNWG<\T(#F_P!O
M2E96IMIIEMO<^[77'W7G5)::;;0DE:W%H0A()*@<:;#ZK/%,Z<.EY1M:`7=[
MMQ68#DB-1[,J#*[,B5!/EH,>NUQ"B\AZ,M0RS%2H\TN(62`DJ!V*AV^[.;>4
MW'E.+2@AR.RRMY<5T@@(<:;)+"R>Z04H)24J3V()UQNWU+]-_2[3G*EOCNQ:
M=G2F8OM!H,I^+5KBEMH;\Q+3--;==>9>5@A)=2E04I*2G)&H?F_7BY]9.^2G
MZ=2+MB;,V<ZISC0-M%/4^=)84A*&V*C<"7/;I12E)0XOGD@X21Q`#;UPUJJ7
MC4':M>%1JMS560>4FHUNJ3*M*<5V^J]47I#B4`@D)S]A]2=!*HW<_"'-F[4B
MR('3OLS=>Y=5DOO)CW'?$J-;=M1FB2DNF&TVJ6N*HX4V`HJ<;[)\M1!#/W43
MXQ?7MORFI0T;P_J.6A(C+@,6;LE36[4:5%D)4AU4ZXY*G*N\A"'%)=8#R?:<
M@GL.S8:04@)*W'`GL@N>7R0@#"4#RTI3Q0.P/')^.O-]HO-J;!X\L=_S_P"7
MP.@=!Z>=C)&[/0MO7O#3E5&KWQLMU$6_/N&N3")-3JUO7WMS+I#BY4IYU<I\
M-UU:)'FE?EMRU(DX2MOS!565>NY&W,EUEF8JITE2&B&6ENN.NML`%*"[SX\T
MI0VM;A&7%-D\E<AI='@%*H-S4SJPVSO?D]MW7H5D-753E,)DI4W4O::1!K89
M2H+2FEU!V.7G0@)2E8RXE0[*%WWZ*ZUT^W5/MAVE1JQ;CJPN@5R)&6N/7Z6X
MLE+C#PYMI=C$LH=2E>2$J!P3QT&AK5\0Z;2K?A4J19UP-R8ZV$M/QG65F2AM
M)0^L%QQ2VT-J*1Q&`HN*."4DG:L+KVN.\^%.@T:=#9<4(@1+;6]*6AP<"&"V
M%%#^?J*:5GXH(QE.^]D-A]D:_1V69MA4]=5:X+E>VM^<XZM0<)\I)P6A[I+F
M`K*B"3VSI6EK[%V)$J5,;9L:A4BF1GH[3;S=/0Y/=>0OW?9T-A2T)4HY0^4X
M&?MSH$6[>69<E]R$W%5(#\%I<A#PE59+_/#JPAM,9+JE>T.#/=MSD<A.!Z9>
M&V&VEMS:;;V[.I3>VI&G[;[26[-O)H.ML1IMP1:>TH$.PW0&FF/:VT1F$>6/
M.6H%I*UJQI0>SG2M"3'BW%=M,E-4>,AJ32[4>8;$VHN-R$B.ZZ6RE,:(Z"%I
M>(*N^%`#.&&?PBOKXGMR:'T-;5S(=`HC%.@W)N^U17$N/B)3GO*BVE4GXR@T
M[&D.EF6Y"6YR9=2''$K)4-!'$ZDNHZX>H+?#>[>>XENKJ^[UZUBN,TUR(TTU
M`MF,^(-K0G?+QR=C4J-%*>Y2,IR`4`#"=GNH+>KINO2G[G[(W]5[(NAIAV-4
M)D14>2U4HR@>4.I093:T5".0"%,R2ZP1A(;'`:U;S3.('`-N!(4'`2<HP!QX
MY``[`]P3V`S@:IJFUY4/R^7+NLDXQ]9#A]-!*ZZ2?'HL._E4^T>K>RHEB74_
M2FHR]Q;.A/.VI/FQ%%[VJN6RVXA^`L<<*DQ'VF4+Y./-N-X1I]JF7%:][V?#
MO6PK@IUZ6C5HC4^)<E"EHGP)+,D)#+BFFENKIRN)2@Q7_P`H,!1/$C7-66][
M:%1B%,A[)*DK5[R4Y4IMQ*""MET$H>;SAQ!*3\-*RZ=.L_J1Z5Y'F;0[IU2B
MTQU^*].M"J>=5K0FB+Y:<-4>4M3<0.LM-LJ"#@%'(`$]@GXO^6MEF`_YC3LQ
MMMIIMQMQM;N4!8X$I[)PD*2OT(';(SA;O0?3F(=Q[C/,\#YU)H:2I*0,A$J2
M>YSGU/8'[_EJ)MT_^/;8%SMP:/U([=2J!<I,1N5>FWS1F4Y2'&$(=>FT9Y2W
M&V$NA3BO8RDH"O=1Q2`)1GAC[R[4[U-WQ<^U5_6W>])>HEOOO?0U0:>J%-,F
M1*4AFK4W/M,!WW%)`='%2DK2#D:!VC1HT:`T:-&@--K>+KU16QT:=`N\743=
M]JU^]:'8]<V=B/6S;<J+"JE3E7=O3M_9M/0)<Q:&6(C,VO,2)R@2^8C3J(R'
M)"FFU.4Z8&_">$\_!<ZH$9P57OTJI!^1/5GLD,_FSH(7N^GX0CUC;K)J="V>
MM^S^F>UI:G4IGP$)O&]O)#F&O9:E5@8T*6M@$*D-`!MP@X.!IE/<V_+^WQOA
M=U[Q7Y>FZ%=6XX^U4;RN2I5[FX^KDM"HDB0[3XR,^D:&RAAL82V`D`IH:?!9
M#3WFCS5>8,')3A/`D@@'XG`[#T^[5]:HS("7FRE)`*T#CZ$I.`3DG`R,_'MH
M,!J[(5&$=ID%E#*6G&&VDI;0TCNRVIM"4H"4'ZHQ\.^>^=95..VVU'1Y"$+2
MWYB4<`E:0VYDJ`^&/>/P[`_;K;U63[(7U$^9YOE@8]W!/+O\<C'P['[3K!JE
M19$I])0O"6F%L\N'+EYB5^^`#D<>9P",JQC'H2&&TRNR[8K]MW-`+IFVO7Z3
M=<)IE2DKD3[5G1ZW$;04]_,0MA3C9]00K`.2-=(?='::V>OKI'M.X*?3:(_<
ME_[76/NSM/5TOLN1X%4K=!B2)-(YI*E)H#\A$KVZ&DA+LWD5>^,#F]RJ,XI$
MJ.^LM<4-J#W`Y*5*+3S;?;LIQI:D\NWN\OD-3Y/P=[=?]5CH5MO;^1)FU6[N
MF*_';1NAA^0EV0[MK4WY57MJI0$N*#B84=$ENCHBD*2VZA)Y``C0,BT>CWEM
M??*6;B]NI[U-EBEU.ER`]%DQ7`WQ7#DQU`+0RV3GBI*484E23CMIT[8+=NB5
M%B#39M#;?K@4ZXA]R8U&0(A.&O-02/-*E`_E3R)2D<1C`+P7B"^$E4]Y65[Q
M;/T]I[<EJW8DBITY#8BP;XI[:P4L2`D!E%P,-$JC2$)_CAT!)[ZCE2]BKTV\
MNI+3-0J5LW-2Y"A4Z75HTYAYA:%%,F%(94@!@M/<TH41Q=2$K2KC@`)$6T]*
MM*517JM(B-L2FVPZP/I/SRZM207$,,*.%I2"H@`>[V*1CMK!]YMX;=M6!'@4
M^.J75YBY4*F1&%!V<ZXT"IQ:4-J)1&90KD_R*<`8[D!.D-[,JW<N:GQ6JE=5
M*MRC1'4-3%4QI]VJR&0D--KBN!:4(4XHI4[R&>/+U'?2O^F[IKN+J(W4@6E:
M$14^F0*G&<W5OBJMR%PJ!:L:?YK\:,M]2$R:_<`:5&B,Q%Y::*UO$H2=`SMX
MMMZ[M["[4='U4HFX]Q[;[F[Y5W<K="5]`.0FU0-O[8J":#10ZV\$+9J,BYUM
MR(CSI6GV`E`[<M8%TJ>/INE9=,H-I=5^WT;>&%25,TL;E6Q*^A;H9I+;JFF7
M*K0251:NXRV$N%ZGCSW5I6IP^6H#6/\`X3!O?:UY^(M0MF+"E17K2Z5MD[6V
M<@QXBFEQH%?FU!RX+HI"D(2T/I.F\68TYQ>5KD-%1[X.H_9D//O1@T?(4APE
M2B>0()0$#`_F5>\3GT[#.=!T1=@>M#I<ZHJ/*KFSN[%NU23%8+E4L>NF#:MT
MT]P%QE#+%/J+[<Y2FE(\Q2TA:7T<'T`(<"4[CJ+;B$H\X?EN##BE*QR4TX"4
M.I()!0OU"D$CO@G7.#C>W1Y+51C3GXU1CM\:=4H3\J!4*<E0RI+$B(^TIS*B
M5)6\%+;4<H(P!IR_I7\5/JCZ:ZI2X%?NVK;R;7LMPZ?5;4O=;-8K<&CLJ0'U
M4.NR5>VI>2A`+/GJ4`I9Y`$C03->++IY80LCMG`)[?;\N_J.VL6JK+')1;:0
M6P1DH`*0>1*B0/0_,X[GU^`TFSIMZ_.F'JV5[)MI>BZ)>3$%N74=OKP9:H]7
MB\D)*HU(>=<\JK^^%I;\D\CQ[\?BJ>;3GDEEA]3;:IBW2G@H.>7QY.!*^*B.
M93QY)S[I."?B`UI<D0+I526B,5H13)X4I+?)*28[A`./CCOC'Q^W4HFA_P`A
M*/CT^BZ?C_ZD9U&.K0**-68_UBJ!-PL=A_G5U(RD]\DI.<>GVY[2<:$,42CC
MY4JGC_\`)&=!=-&C1H#1HT:"SW""J@5Q(*054>I@%9PD$PGP"H_!(]2?EG4&
M'QF-\*KLWT-5&W*+-;@W5O37:=M_%?8DF,5TR*E#E>$(I(<6MV'Y9E#M_&[H
M][!.IT%>3SH=:1_-TFHI_JH;P_NZYE?X0;NC]([O[%;(QI#:8UG63)OFJTYN
M2U)2Q6JXX*>VIU#:0J._[(PT\0X>2DNIP!C01STLEA+:5)XNK;"G4Y/NJ22V
MD`8`2."4D`#&".Y]3]:J9?[.?]PC_P"*UXM-EUP("@DE*CD@D>[CMV(]<Z#Y
M"5J!*4+4`<92,C(`./T$?IU^=P2""""00?4$$@@_<1J\1F5,I4E2@HJ7R!`(
MP.*1CN3WR#JTK_9'/^V.?^6K0?.I#OAS[^7[LSX:F]M$VO<8@WW?V]#]"BW)
M(>$46O;,.VWJO==6I<LGE&JC-/CK;+X3[H=;`&#WCQ:=`V@NY-K=")IB)AA7
M%N-N->MH63!:7R<D/2:5%A7!6"P$^^F/3%NPTA/!2UNH"71Q(`)-LR_K\M@U
M>Z8>X]SFVJC>K58KL*J5B=5*=<-/D7)%-5+HG*DH1)E,2%%*@&D+7D$(2`D=
M4?I]Z?MH-OK0L&X-MK0MNC4>M[>6=6(4^-38#=0G,5>WH$UR4[.C(YO%]Q]Q
M60H*!!S@*Y:YD^P>RT3J8ZG=INF2O5>5M_8UWU)5">+<#V=<F-$AJ><@RI!<
M;"I4YYE/LSJ5(\IX!1YXUU`^DJ-$I73EM5::*BJ4=JK:HVWCS<@F14/8+60(
M4)<UPK_*R5PXR4.G'Y5:@$G&=`H!#L6&VF1.4S&I=*@2ZC+=EN)CQ8=&C177
M*A-?D.%(;CQ(7G3"XZLE'D!0"E)"3S./&C\1&O=>?6#=DFDO.(V(V3J5Q;=;
M*TJ-.6]3JC':$JF3KO7&94AEYRLR2Z][:KDI4=##C91ZF5]^$>=?4[I5Z3Z?
ML'MM<S-%WEZIWZI3'FV5%JK6]M:$N)JM=0\RM#T(3V'44N/&Y-N%2W2HJ2%)
M//&$>+'PB)W04)+BN:G"MQ.4!:E*6L^8I"4J<P0"LE0`"NX#?FH9:86XHAII
MEDI"RI!+*$()[^H*T<@3GX')/?7ZKT/W'^#5(W+2XZEH-J22I:024X'!*U'L
M._<(/YSJK/<$?,'0>-5_88WW-_P:LX4I))0M:"1@\5$9&<@''K@ZO$_+S"2!
MP\A`)"B%<N`[X(QCX]B/EW'PLV@O492BRTHJ4582KD3E7('(.3\CZ:N$=TJ<
M*7W5J1QY#FM6.25=CD$=QG]_[=6-F6$(::\M1(XHSR3C)4!GYX[_`")U<2`?
M4`_?H.C9^"<2%R/"\NLK<4[Y76#OXRA2E<L(1#L,A"<>B4%12!]A.<'4FW48
M7\$H_P"I:W7_`-V-U!?\'L34GK0&C1HT!HT:-!#R_"X=P[[LRQ.A2C6A>%SV
MO3[NO??V/<;%O5>726JNS2[3V]=@-U-41;:WVH;DR2Y'2I8"%/.D9Y'4&T0V
MV7G5K6J5*<*U/3WW7),Q\O%2G"[+>*I"U+Y$+Y.'D#@]NPFS_A@7\JOA[?T^
M=17_`!/VVU"?P!Z#&@\FF&F$\&4);3G.$CX]\=SD@#D<)!">_IV&O62D(@^8
MD<7"XZDK'96,I&,COV'I\NY&"3HU^ROY&C_MKO\`Y2=!Y*93(2EI2P@$!7(J
MQW3@^I]2<_'[_4:\_88[2D9X/*25.(7DG@3[I![X5D>N00<8^8U[@`@9&>P]
M?NT8'?L._KCMH)9?X-3NHK<&W=^NDZX:H&YUL-0MU=M6)$L&8[1:D^J-=,-J
M.KB5-PGF6G'&F_J,K0LCN=2E[<I-<LFKE'EU!Q(2$"2EI2FV62D=@I1*4AT*
MYJ5Q)^`4/37.3\+OJ7F=)?7OTT[NFKKI%`D;@4JP=P7UO!%/D67>DUNCR$3$
M$$J9C.2&W5I7R\Q83QXD<M=1&>BB2G9:667EMEI+T<.A#;\AF6X[(B24)4"K
MV>3$<9<CA7O!L@D``Y!B?QNO$`=Z/>F_;&+:NSUK[O7C?UX17KBJ=\4%VOV1
MMS9$&:B/*77)C3?MK4RZN\**Q&>S$<<<XC*$*$:WI\\:7J!Z7-XJ7N#4-H=H
MKRLBYG8*G]K[<LB)3)52H=PRDJ+-HW*XIZK1:PQ'=+].#P"99:+("SD:EY=>
MW3["WIZ9^I^U[OID&H1W[9J<BU*?,:CMR*?0TVU49$:4U/<`2RY'JB&ZBVZ$
MI6@MA*25$+U"<\$[8N/O?X@_1?:^Z5$DU:RZ%3]V;X1!N%A3;UP(VDL6Y:_:
M[_LLA2TJIZ:M050PJ0%H=+Z7.(2VK(=$+9[=[9WJHV^8F669*8&X%@0;7NRP
MZ]!0W<-K4B\*(DU>E5V%+7'DJ?C,R517WTMNMO+;#BN*,IURS!1(5K5+<ZQ:
M/YP@[9;I;@632@24\K;M:Z9%I49U05V$Q4>G&1.`[CS`222<=+W>C8R@6IO+
MM]O?;[T^BW#;%9E*J,NBK=IM'>;9F+^DDRJ3"4W$E0VD-O-PV9+;BVXZ4H[D
M9',];JC=2O'?>HI<4I%1W4W=K;+BPI*JC%K.Z5T2HDD-K`6P?8X`DA"\E:)"
M.*AP42&#U.*U*0X\\PA4N)^625C\K,8((0RDY)6E!"BE.4CDHCN2-8(/,B**
MC&<:2I9*F"DH!"\J'N`GW4@X(.#W][Y'/9,]AU3*E'RN,="`EQ2<G!4,@^[V
M[=L9]=8O6!^4C.Y&'@X0!W*0D=B2"0>0P1C&,_'U(9-0:VQ#?AO1`(,B,M*V
M'HJU1'FEC.%)=84ASD%)P>2C\NZ3W=$Z1?$4OC9NNHLS<"H3;[VOFR$>93JN
MIR=5J("VXJ3/IU5<QE,<#F(G+'DH4G'IAH"/(2S+:26RHJ][(*1Z%0[@^N?7
MU^'Z<O,L.J0VA(;6IQM+;CIRTE96D)+G`A9;)]U824DI41D9T$V.R[XM+<BV
MX%]V#<$:YK+K"8[<.JLMAAZ-5%-(>E4J;&3GV=V.V_'\LN8+J5<A@=M9U0V6
MU79:0\M*E.5Z@.$@94IU-<@A"LCU4DA/''H0,>FF)_!]W6D2=R]YMCYLMM5/
MO.)*N^U:89"BQ#N2D4ER'4VZ<V\HAEEWC%>CM-X*%*P>?;#_`';]$8%WV:N`
M_P"7#16K9\EMYM2G@6:K3$RDK6%@%1FHDG./0@'.,Z"5/HT:-`:-&C0&C1HT
M'/=\>#J\N3:>\+]Z<-MK@%)NC=O>G?RL;EUFFN&%6+<M2/N?=C-"HE/FM^_$
M-RP`R_-P4JDN9<2M))Q%B3'8`.6PODZ\^I3Q4^M3T@\GG%K>+BU+<5W4I2B2
M=+Q\4#<6O;F^([U[5FXW%OO47J[ZBMM:8R7`MB#1MH]_-QK0M]<-)2GR5RJ7
M2HIGIP>;P4KDKZQ0KH*=,6,A(2AAI*1G"4MI`&22>P'Q))U]>SL?SEO^H'][
M7MHT%ED,J#K@;;(3@8X)PD>[GU'H>_WZI8_^=27?V7FGB5_7XE1/8^N"!\>^
M/3MK(SW!`^(.K.[%4RCS"M!]X#`2<^\H_$_+/RT#OW@8;DU?;3KMI[/\;2;(
MW)VWN2T;\I\Y17!]BAU*FRJ?-EQU!;)+;[RE17E)"@XV0"`!J<MU#UKI6VYV
M,>K_`%.W_;MI;04V-,<MVX:Y.@-W$TI^0:DFGVK!6ZBIU&94E1C&@LQF'`M*
MU+*^*5*U!,\%2F,U3K5?A.L(?\_9/<EXMN@+\YZ$:>[!1&03^3D-OJ45.]U8
M4@)2G)5J11XE&S.U6Y?A^;O[@[GT-VZ;MVJVX@0+/KEPRE2'[4E0ZE`"9E+=
M\UMKZ5E2:H*.AY+"G68+SC*@HC*0RSI[WK\/??O>RTME-AM[*\S=>Y#S=+M1
MNNV([2D*DREI7&IGTY,?`%Q<%H;=CM-J6?/:4<>H?RVSZ7-O-J')#WL#]>N9
MZ48+U7K3R):FWF75,O.M-NE2$(#C2LI2GD%9&1ZZYW'17TT]16_^XEHL=,\)
MFV;@VR?M7<"I;H*D-L+VWJ:Q2Y4.JQI$E0S4WW8*X2&24H?9==!2%`$]'NGW
MG5;HL^V*Z[);JERRZ13XE;9I[:&Q(N6G4Z+&JTII"%J2A%0J+#\KRTIPA;RR
M59!T"<NNOJULSHNZ==T=XJM.@,R;=MN7!M"G^XLW!>,A"X=,HC2>[CA3*4AX
MM-82E3(/N@=N99?=]W/N1>-W7_?%9E5BZKUK51N*N3)SRWGG)-4>7,]GRZI:
MPS%2XEAIH$(2&AA(.GY_P@OJYJ6Z'4M0>FRV;F5-LG96-%JU[4R.V$P)M^U,
MN27X,GBI3;[E'0M+2U*YD/\`OI"`.(CMR4I]H=QR))"E%9Y'FK*E8)[\<GL/
M@.WPT'U#6E+N5J"06O4]AG(^/Y]%5XNIIZ&B%EU]P.)0<E:`5`!0^(P3V'J.
M_P`#KQ2$*5A:TMC'92DY!/?MDJ2!Z#XY^/PU^%(#\525I6EA:EE21@*YE7NC
MN0..>YR?N&@QY!4.*DE2%)!&4G!';B1D?/TU^K4M0)4XM1"2!R43@=S@?9GU
MU\H^J/M&?T]_LU]:"[-+8`0YS0ATLMH4M"@VLI"$CBI2.*B.PSDG)R23G4PG
M\$-E.N[L];['M"W([5D[0K0SS):;6JJ7$"I+8PE*E`'*@,J'J3J&_@?(?H&I
MAWX'_P#Z+W7/_21L[_;6Y=!.KT:-&@-&C1H#3!7X3DDJ\&'J<`'(F^NE(8QG
M.>K79$`8^.20,?;I_73"/X33_P!1IZE?]\#I-_\`2ZV.T',DB0XR600RD%6"
MKD#G.!\3W^SU/V:N;24<VT$)X9P4GLG'%78^F!KYU\.$!"B1G"2<?F^W08=<
M$=ER:PVAD+9/-3B4`J3@8""H@_/.,G.?O[U:8+"D)0F.`5)#:5%M1P5`(!)(
M^!.3DX_-VU<Z6VPX9+SZ5J2M309"/5/$*"^1!![G!&1^CXW4!"?=;!2V#A`5
MZ@?'XGU5D_GT&MZ[;+9:CJ2T@N.2%H=4E(*E(2PI:>03G`#@R.PR<COIZ/P*
M=_[LV-ZIY=K1#4I]M;@TANGW71X:W2@VW27%51ZI^QL$K?FTR0OS6<H*A')4
MLAK)+3DIE;R$!!2"E?(\LXQQ4/A]^EA^'%NBC8[KJZ8]P*B(SU"&\-LVG=,-
M1`3,M>Z)%(H=>3*\SBV6U,5R$VR%*('E.E>`$@AU@>GK<&C[B[<TN3%2AMZE
ML,Q)<=Q:2^V&E.*C/N-J)6V2D<@I0!Y#(/II.G6/T7;`;UT*O[@79*IFW=QT
M>E";5;^9:9;8,""EQ]'TY&2$B8A>"CDU_'DCLTV'G5!"LCIUD/[.[APY5MIF
MKM*LP$1ZBQ"'F,+7Y[C+`\I)!>D\RAME#>2I:O4@DEI;Q@_$-M^FW;(Z)+!+
MLNI1[67>&[UQTE^-+7;,NG&!5*%9"&6W@U-JTF.[[34H0D<V4.(CK0EUI8(9
M;T@=#VRV\(G5FV][:+>EI4N4DU*DV:Q-I->2VMYQ,<5"!5V(]2A19"VG$MOE
MGRW$H4EI2\'3YUB;:VAM':*[8V\H,&@TZ)"==CM0HB14)DIJ*_QDU%S'F5"0
MIY1+0D)6`5%"`$E($-?IVZFKJZ1=Y;9W3LR<F=0;QO&A;<7C18SS\RC3:-7Y
M,&;&CUT/J2F!6*::DZ^PVTM2(JD)0AT*2DB:F]58,%F76)$@L04TMVJKDO)4
M6&*?'@KG2)*G4CB&&D*Y*259R"4D@#`<:GJBF7)<74)O-=%TU>?5JY6-\MPJ
MS6ZE5G?.J$NIO7-4HSRYCCP#A=+.&BRH@(0`E*1@:P,18Z&([J6@EU2U$J]Y
M*BD(24D#([9&00,$D]SVQGV^,M-Z;E[JUNFR6GHU4W<W`K;,EP.)1)BR;LJC
M[;B!@J"G$$*25@C!R3WU@RW`M,=(!RTPE"C\"H8'NY`..V?SG072,5*C())*
MB'1DGN>+KB4]Q\D@`8^6JF(HB&A]1'M"2V`I8!4.6>1XJ'?'IG'H3\]6QB6A
MII#92LE)7D@=O?=6H=_N4.^KE@?(:"_V]5*E0:E`N&AU2;0;@I4U<JFUJDRG
M(-1AO81A;3S"TJ*$D=FU!2,\@!GT?_Z$_&!>C>P;9=7\V)$BNQH\.TMVH$9]
MZHF85B,PU>2$`1TMO)\ME+R$MA'(NN$`DZCOI_*.EE*1R*>7(XQW./[_`.<?
MGU[U%3,V!)IRV"ZB6RN$YR4I`:0XDI5(;6C*@XP4AQL@=E`'L1H.@E6I%/F4
M(U"F/HFPJE;SM1C5!A8<BSXLR,Z]$DQE))06EL*!"DDA1)P<`$R;J'_(6C_T
M+I__``1G4##P?MZZIO-T;2+:K]1E5"Y=HI<JT)%0J,DRI$JC/1GOH=QP\U.I
M0RV$M`K2,X'$8.=3T**.-'I*<YXTR`,CT.(K0SH+GHT:-`:-&C08S>E8A6]9
MUV5^I`FG4.V:]6*@$@E1A4RERILH)`[D^0PY@#N3V'?7&.ZI.H9?5%U`;F;_
M`"O;6AN%7/\`H;BS?,*Z?9%,92FW6TM+P(RG8ZDEYGBESFD^9W)UV1M\/]!7
M=_\`WKMP/^*=6UQ'+8_E:M[^@=)_X!'T%]4I:U%2U<E$`9P!V&<>GWG51#_S
MPG_<+_\`B=4VJF'_`)X3_N%__$Z"[GL"?EJG52Q@OJ<"D$ETHYHR0HE03A)Y
M9&1\?AWU4:\W%(;0I:DY"1DA(!./LR0,_>1H+;+9;9+0;3QY<LG))/8=NYQC
MX^GKI0.S]Q5FO52S+?GM):H5AQZJU;@+@/DU.O2DR9]2::*1^4D+2PA;J_,"
M$,A#?$*.4^27T/ELH2XGCRSS"!ZCX<5K_N:W-LO+9B7`P74N$*::QY:4JQ[P
M'O<EI(';)P#V'SP""COINL;3=2&VVYDJH3/+M/<:RJJM]E:FRIA=0CHG^2X#
MY6'2\0XI`"4H*@2`,#HU]'FZENVI&W0?OFZZ-`L^):<#=V;4)DJ*VJE4"-2T
M39ZX[I=99D(<"O.<7YCO!0XJQD`\]G=JD4"K6@BLR"IM-+@)>4Z]P2AF4CR5
MPW%`*44L)>3E93E:<?4/H79/$>ZI!MCT.[+[;TVXBO<[J#VJMN%4XU'J"8)I
MNU3%-BJKTB1*;=1-2FHEMEF,S[$ZW(<\QMYUE&%$&D/$\ZR:GUX]9^\V^DFL
M*J=D_3RK*VCCR''LP=M;5DR(=+=B,GC'BBHS`_,=*4B1(;6T%K6TEH!O-YPL
M.%#"PEOB%D#W\J.023DD>ZE/;MV[_'7RMYA49MAEMQ*$!I*.:6P`A``3]5Q9
MR$@?#7PU&<>0I39:2.2D'DI8.0!WPEM0QW^>@\TEQLI6.04"3S4A7JL*23W`
M'?D1^?7K[3(_GO\`XHU5+>3(1[*@+#BN*0I?$-Y94'%94E2UX*6E!/Y/N2,@
M#./+V%_^:8_JW?\`XQH/AMU]U2$+*EMN*"5#@4@I/K[P'R_]?;(U7>QQ_P"8
M_?/]_7HG\@P.??RFQRX]\\4]^/+CGT[9Q^;7A[>S_.W_`.I:_P#CV@M[J0VZ
ML(]T(<''U.,<2/CGU_AU6Q77UN$.%12$9[HXC.>WJ/\`+OJD*PN1S`("GFR,
MX!QR0.^"0#V^!.KL^\B.TMY844(&5!`!5C[`I20?SJ';0=&'\$G_`.I;W>/@
M.LC?_'V9@[?J/Z5*)_/J3YJ,!^"1N)=\+6[G$<N*^L??U0Y``X-.V](R`5#T
M/SU)_P!`:-&C0&C1HT$,?\,"_E5\/;^GSJ*_XG[;:A/`@D@>\1ZA/O$?>!DC
M\^IK?X8.^ABU?#U*TK5ROSJ+QP"3Z6?MKG/):/G\,ZA00G$\GW\*X/H6E``'
M,$ME`*QR"1W]<*5V[C/IH/7UU^*!6V6E$ELE1X^F"O&2#]F,CY'OH'8#[AK]
M<RTQ[0KNWE8PDY7[F,G!"4]\]O?^'?&@/31KX:5YS7G(!".03A>`ON<9PGDG
M'S][.OO0>;B00E7F.LK96W(9?9"/,8D17$R8[R"L%*5-O,H4ESB5-J`4G!&=
M=.;PI=^5=2?0UT^[GS;JCW3=55M.)$N9A*W9=9I-0HB4T5$>JN+*W%2U18#2
MS#2`8J""II'F`JYB)D,O*,<H=]XE"LI;XD`CG@^83GCGCE([X[CUU,#_``8C
MJ@$&'N]T]UB>]!-F7!!OJWD<8B(/XM7:ZBESY*WES$RB_`J`;54`W"6VW'(6
MTZXX"G0/5>,_U#.=/71)O97:3YL2\KLI5%V[M]:0IQM4^YIKC(J67DJ27&:$
M\[%>C,<@V@E:F0X.0AP^"UN-`VJ\37I(J=RW%3:W%5=M_;63Y,R?,0L-;I6/
M6+>12XS;KP9:IT1FKR\*:04!Z0%G\H4$/]_A1M[5ZV]D^FRR*<[PD7CN_)K4
MMY2$+A>ST"$J)'6GEY2RXX\I+C:5-EM;)YJ<0008A.V]QW;:2K.EVPU1Z?<5
MI[FTS<*SDL>1],2[IHLEJ4OG<ZBF1&I50C-ANI0G_+9BQR78JI3Y+0#JP7=!
M=J]"11[H#%5)3+152EEV,T_-S+\]W*0R\T75JY*0"E!*B4`H(.N53<K,>-O#
MU&4]EIN/"B[L[B4N-'1[K3$&CW'4(=/BM`DA*&([[R21[SI4I;BEJ[ZZ6_3%
MU66!U8]*=K=0=J2XP#K,FV-QZ/%G(J+]N[H6U`7%NRF!Q;ZG'HLZ<PY.HTAT
MM&13I$9UQMDKXZYGEWOM3-XNI&0P>;2MY=RY"%*X^^S,NJ8XTI'%2P1Q&%]P
M`2`"K.@T#4YK3<MYMQI3H;4I+:D!Q0#8/9!+>0>&2<GWL'!).":J:M+L9M2U
MH)90/*]X#@%A((Y9!(`[#./M!).K8?V>7_\`S+G_`)*-4LP#V=PX&>W?'VZ#
MW/EE87R2%I^JKD,COGTS@]_F-9I2(\:J4U,GBA*XSRQ()=XK=2UCW@.2007,
M+RD=NP!*,#6KL#Y#]`UGUG-^8Q)2`D*4VZGDH?#RR<$@$X[?(_=H%9=!EXSK
M-ZI]K+BA5'V)Y[<"D4B6\TN/AV%6G78TAE:G0M"6GU-,LJ*2D^8XE"2%.85-
M-IJ%)O>VR4%(_&2EJ/%LI0@FXHJE).$A*%(*N*P<$+"@1D'4!/;9Z31:?=%0
MB/KBU*)$=FTZ="[RZ;-ITOVZ%.@)6&0:@S4V8):Y+;1Y(D*4[R"4JG.]*&YA
MWTVBV(W,]HCJJMPT2S7KG;"TI"+HHE3I=(KJ"&%/I]HE2FQ45!:@M2I+JG.!
M/O!++T:-&@-&C1H#1HT:#CW]?!)\0SQ#D'ND=>_7"L)^`7_%4;MCE]X`&,]N
MVDKZ5/U[_P#5#O$/_P"[UZX?_2IW<TEC0&OPD#&2!DX&2!D_(9]3]VOW7DZA
M2RT1C"'`M62<X`/I@')^\C[]!Z^AP00?D00>_P!A`U\.-H=24+&4D@X^T>FO
M5Q06X5`$`I0/>QG*4X/H3V^7?\PU\Z!VGP1Q(IO7-2:M#BR);5+VPOE<F''C
MNR3(:D/TSS67`TVXXA#Z$A/NE)XI4I)2`HZ5QXR_5K1=XKVE].VS==JS%B;4
MM(IU^3J;+<;B7=NE<KK;S5O3J=$6MB?2*%3W'EB26W([4VG-!XB0A(#<OAL;
MFS]H]Y-U;^I]3E4P69TV[KW3/DT\MB>A<:+&IU%\@.NQVW%?2LQHE*GV\,I=
M4GDI`0K2]H3*W4XU-J56DQZE6KAJ?XP5^NN+=$ZHUV7/-2=*E!L\H@C./)0X
MM9>+@:06PGWP#Y_@!;F4FW>LR\-J:_654VW-W-K*58K<):HZHL[<6W9";DCS
M5-R<E4J0S27(<=IH^\ISRFF^2U(5*3WFWCH'1IL3O_NW>"_8Z?M_:U=NFU&D
MO)::J]TU60_3Z=0&'9!2V7Y%1>0\F,TI3Z$)5P;"4XU!>Z8;G?V+ZH-A]P:>
M\RS46]_K!JBI;?%34:!-JZ*<\MYV0&BAS^/`,)!0._Y0^@=Y_"4.J^!/JFWG
M1_9]42Y!4XSN]N@B/4U.J:2J<'+9@O1VGE@.5!]]3R8SB&FRQDH>S@*"+9=]
M^W5N1=MR;A7;-ER[EO:N5:Z*Q)FJ\U]Z97:A)GJ4XO``4TVIMD-C"6T)`2A`
M.#9T-M/,^:[CS5)422K![`X(!./3TP,?(:\Y,A#X0$I<3Q6I1YA``!!P$\7%
M_/'P[#5)@?(?H&@\UMH=2D+!(&#ZD?#[/TZ^VFTMX2@8'+/J3W./GKZU3.2V
MV7."D.DCBHE`01@_[IQ)SV/PT%KBH2XXRA8RDH5D9QW".WZ#JYF''`)\OT^T
M_P!_5OAC#[(^25C]"-7K04QI02GS2X"W^R>6%HSQ5DA.$D'MD?H[ZF`_@A32
M&MWNN,(3C-C[09[Y^K5;BQ^\3J(-@?(?H&I?_P""&I/ZKO7$KM@61M`GXYR:
MI<1^6,#'SSW]-!.:T:-&@-&C1H#3"/X33_U&GJ5_WP.DW_TNMCM/W:8+_"<2
ME/@Q=3:E>@OOI1)[9[#JVV0)[?'L#]_IH.9W@CU&-8S5JG-BPYKD5*'WF4J\
MIDH0I3GO)!`![$\22.WJ/757`F1TH=QR'OCL&R/VO^7Z?A\;SS44!39SR'N@
M^A"NQRDD`]B>Q^.@M5%E09,!DQG29:1RGQ^Y\@K[M]R3@*/+`';T[Z^W93R7
M7$I4CBE6$Y1GM@'UY=_76/52GN4J:Q6:6\?;P'U/QU@LPWF`07"_)*0TTM`)
M\M*@2O!(^6JFFU!FLP?I6*VEIA:@%M%6%(65!)\M)[NHR22ZD!.!GTR0%U]L
MD?S2/ZC_`.2U]194B'*17(TAR/4*),@UN#(95P\B92)])JL=X)S@E#]$A\@3
M[[:7&U'BZH&DU[K<97`?BN\L.LR&R`A1&'0L?#`]%9['\^@ZY?3[NS5-S.F2
MR=P&Y#;%1O\`VCV[O^RI$EAIV2^S==L,U:35HA<2L-F-/>7)94@XCI"6DCB`
M4P3.M+:9W9_?&^8LFXIU\[I7-NW>56K<*H5&9-JTH5"6J3$D1)CCGFQ3A0CH
M\DI0&T(;2>*`#)<Z%>K2U+*\*[PW-YZM4X$BE3MH*MLK5U20ZEYN59U=<M2`
MTU"#1?D.Q&::XZ0V"/+<:7DAT`QV]U[CH^^'5!NIN:]!:N*P+:K52^CXE1J+
M5O1YU6J"7A;CSMO5QB@SK@:@U-"G7HL*Y6$I04<D>^E1#TLQMWJ'C[>6E1*U
M3JG7J9OE8%$K``K%N5*S:K+;IT9^%4J?++;5U5(N,\&ZFH.>6VE:VB0=2^_%
M@ZM%='_A_;A2+;>15]P;ALUK:&UBIT(1$J=9MX4BI51^2I#B77X\-4IUAH^\
MN2I"\X1AR&'T6WW>MHJO"HW)/J$699&[SUX);I%2O)B+4*O'FQ)[T&9;4"V9
M*F:9#HY==9>3<,F"P$AI,Z04A2GROPG#>"XJCT4]-5P6VRN98FYSPJC\U#:4
M,1IL^V8DN,$K<9$Q:)##PXJE'B@I0I!RZH)""?3F>;$EMY]^4$JD*5(?0F.^
M\\IUQ;[CK:.R5*=4HG([YSVSC5))9;9#7`*'+EGDHGT2,#'H/4Y[?+TU11RG
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M7X"E,H4BD=3]P&3FX8$>VJ.(WEK4!2VXBVFG/-(()*E$*3C`QD]N.NDG1\?1
M%*QW'T;!Q\.WLK6.V!_`/N&@N6C1HT!HT:-!J[?#_05W?_WKMP/^*=6UQ'+8
M_E:M[^@=)_X!'UVX]\/]!7=__>NW`_XIU;7$<MC^5JWOZ!TG_@$?07S7VTM3
M;B5)(!]Y/<9[$$_W/\O37QK[;0IQQ*4`$^\KN0.P&#Z_?Z?'09`X@(\HIS^4
M9YJ!.1RYJ3V^0P!V[]_T"ED_YW=_W!'Z<`:JW%I7Y/'/N,\%9!&%!Q1]2,$$
M$$$$Z\R`?49^_06>,PA\KYE8">(3Q/$=_O2<GU_R&MI[9`-55Q>2`RXAI/(I
M_8@H'X@!2NY[G`/R[=\(0!Y,D8'8)^`^(.>_KK,;$463&>/8+6.)!R5*#V$A
M7V=CW5Z#.<=L@J^_:OYMIQH+!*F'FN$CS\O,>3Y8Y"2T3AP$)2&P`D(<(]00
M-:&WFW8K6^%TT&Z+E:\O\4+$H6VUN0EMEIN!;]O->44,MJ>>'&H/I+[JTE`<
M3Q'``!1MVX%RHEA<)MPJ4MH,N@<P`4D$@#W0H9*CE/KGU]1K4RTLMD)84M3:
M6T=U<DGF![X&<=@>P/88QH/)PD)/O>65*2V'"GDVT7'D-AQX9'%E`40M?HC(
M^&M[S]D+QCMJG6D[1+XH;4&',J:[9KE-EU*B.R&TJDMS(LMYIQ:F0IM924A(
M"^(4>^-`^UQL$<E8[I(X+P1D9!&,$9`/?()&=7&D5>HTF0)U%F*C*2X%*0E"
MVRXZE2"I2U`I"\@)!\WEE*>(.,#0>:%K;=*NP<;=?20M/HH*=:6E20K`4G*@
MH!1`4#@D8.JCVQ__`+'_`%!_Y>J4E2E+<5CFZXX\YCT+CSBG7#@=AE:U'`[#
M.``,#1H+R@>?'`6?V5OWBGMCD._'UQC/;.?MR>^J"3'0P$%!62I1!Y*R,!)/
M8`#X_//YOC4,RF4--I45!24)!'!9P0,'N!C7A*?;=#8022%$G*5)P..!Z@>I
M/P_/\,AZL1&U(:=*G.6$+("AQY`@^A![$CN,_/T^%#)DNNNN1%%/E*0OEA'O
M]E8QRR0,I[_5R1Z8&JYF2REA"%%04$<2."CW[CU`QW^_T/YM4D):&7'U.C]D
M6I23Q*R059'P)';X'&,X]-!T;/P1HG]:PNX8QPZR>H!`'QXH@[?)3GYG``S\
M=2A]1@/P21Q#OA;7>ML\D_Q9._XSQ*>X@;?!0PH`^N>^.^<_'4G_`$!HT:-`
M:-&C00N/PQ#^53P\OZ?>HS_B?MIJ$HB2ZRV$(\O"0<92HDGU[^_\_EC4VO\`
M#$/Y5/#R_I]ZC/\`B?MIJ$=R2@A:OJH4E:L#)"4J"E$#XX`/8=SZ#09`@!45
MI]1/):PDG.$8*%'`3\\C.<G7XO+C)841Y65J[=CE6,^]D]ACMV^)SD=A0.J$
MR.A4;*QYJ5D$EOW?*6/17'OE21V'P^0T-.HCH#+Y*5\N1`"G`$J5[O=(([X[
MC.1\1H/B%)<\Z5#]P,,K1Q]S#O8%65KSWR2/5.,#M@'5RR/F/TZ\I;B/:F9(
M[-)4D.+"2%'.`!PP%*'S['U^_5#(2J6^X]'3R;4H`9/E$'XY2KCCYGX?;H/-
MG_/G_P`\<_@&G)O"FWWB=/?79LY<E8E.Q;6OJ:O:ZZW,E<-F%=#B6Z3+G,!:
M`XRQ5PU@'E[RAV[`AM5E0:?25@IX%85C*^Y`^*<Y]?X=7VGUJ72)].K=%>,>
MLT>L4:JT::6UDP*U1Z@S4Z<\$>Z7$.N-*8=/=#:5!1([Y"83^%!7;#N*P>A.
MD-*<E3:G4=T*A)G!!6V\FA0+<<I]/9C]E"2^NI2$K=\U1<*F@>!1WBH42/0Z
M19M5ANT.X$7E)G4QN(/(=32W(LF:4K3(IYRXM82%*;X3&%!1Y'D`E`>7\5CJ
M"HO4#T\^'3>L*Y"Q]%63N'79%!8;6F;$N"H5&#`JLHO/(!0Y'JB!Y`<4H.!"
M?+RW@!IB!/JM4<KUQ&Z:<NXX54H]5G3YT5U-2K-8:_C6/5$*XB-&%"@AM]J,
M`A$MTJXI*B"`D1_@_P!U#HM%GK*Z8:VQ6FFJQLO>_4#2&ICBVX1N:Q:6S3*M
M`I<)9*:;._%P098=_*.%?FR''%%Q>(T,"I)J%<W'JZ5%0K5T7-4VE+/UQ,N!
M]3RE$'*\$@M^_P"YD]U@Z<E\,?<B3;O6C'K4JYY$ZI[F[/=5VWU>FU1I24R:
M=/V$N9Q^IJ=1P8;=?51T2(#(*%AS@TE/F((#6EHO,NV6B<[R;ES4(#:`A7U%
MRW)CO(I!P?*=05!>%<SQ[E)5H,8D)2A^3P/JZM9[YPHJ4GX_#"1@??J@J?Y(
MH92?=6E)45=U9P#Z]@,GT[?=KVC(4FI/!:2,Y4,JY#!6L_,X/<?#X:^)_=E[
M/?"SC/?'Y0^GR_-H**-';>"RLK!2H`<58[%(/Q!^/H?TYUF]I'RFYA;PKRDO
M$<NX`\M0!5C';L?B/36'P>R'3_MQ_P"0-9@F4S&M647%*2H3$Q2I+9*O/D`.
M-)Y)&2"A)RK/$$]R,]PMUJ5I<&+*+@927)CN`I!XK2A3@6VM)5[R"5I)23@D
M=_34HCP.MT4W!L_<>WOM:GYNW^^=N59D/<W5QZ1?,J/(J$8N%9"XXDPHZX:$
MI0F&%.)_*<N6HL+3K3O(-9PC!(XJ2!SS@X(`RK@<X[]N^GS/`ONQ=.ZA+BL]
M2T);N6A6U-C(`40ZY;USPC45O$$(:6PB2@,J=]]WEQ;[`C0=-+1HT:`T:-&@
M-&C1H./CUYI"_$2\0U)SA77OUP`X]<'JIW<TE`+/M#[7;@V$%/8Y!45@@G/?
MLD'Y]SDZ5/U]OM->(=XAY6I0_P#N^.N!L80I7OGJGW94![H/J%`Y]!@Y[Z2H
MB2RM80@DK7Z90H%1'S41^^3_`'=!4Z-?I!2I25``I.#@Y'H#Z_GU^:"L8BMN
MLI<4ISD0HG"P!V].W'M^GT[?;JB!^'?U(&0?AG'?`![?IU=HG^=D9&1A61\^
MY[=^W?[=4\I]AV.\A!RK@LC*%#ZOK@E..Q[CO]V@R^R[FD6S3[T;C/F,J[K7
MG6=-<;`#DFE394.?(AN$*02A<B''&3D!I3C9SYI(W;;+B(_XM!Q*4LN2$.OI
M:PD)4Y">44,]U!#:7BE"$85Q0`@GL2$PTUEUXT="!R+TAQEL*6!E9",`E1`'
M;MR41@=LZ5-+E,,KIC:R4K::B,*2E!PEU,5,<IY`!&`YV*\XQE62-!FEXW)&
M@3:/4%N+0Q0:U0*ZZVV5-RY+=#J,6K-QXDA*E>SR'GXK22XE!Y-E;:D@+*AK
M?J0WKK74WO;N/OM5XWDS[UF1%-0I$=0=I-N46G,4VDT984XY@0D,./+7D9D*
M2Z4I)(UC&Y4Z3"$&D-\2I\.OR\+"RE+;K(;"5A1SE*ED@DGM@`9&=4O%`4ZL
M*66PHJ"B5I)2`.Z@,$_'((.?CGUT'X#V&3ZCXX^6?L^&3V&OW(/H<ZHPZV^Z
MT6\J2UE2P4D>Z0`.RP.7<>G<]M5RE)??=#/O%*4E0(*.X3W`Y`9.,?8?3.@^
M=6>8?XX5Z_40.P)[]_D/M&KP.X!^>@`9!('J">PSVT%A:64.(6DC/O`9&>RD
MD9P?C\OD2-9"XA*/*()]]GFK)R`KFH=OD,`=OS^FK1&C/(=;4X@!*4J"B5)5
MG*,>@)^/W_/5S(['U)P1\3^8?(?8-`9'V_/T/I\_34O[\$-5_P!-WKC2,$?B
M1M`K/Q!%4N(#OG&"#\L]NQU$43*CI:2DDY2VD'\FOU"`#^U[]_C\?74MW\$'
M>2]O3UUJ0HJ2BQMG4G(4,$U6XR.R@/0`_=]V@G4Z-&C0&C1HT!I@C\)U_P"H
MO]3O]//2G_Z6FR.G]],`_A/Q(\%?JD*201>?2R04D@@CJOV4P<C!['!'R.".
MX&@YBL$90\/FL#_Q!J_1I*E.,LN*99:.$K=65`(0D9*CE6,X[#.!GU^W"HZE
M!@<5K'NY[+4/AV/97V=ONU>GF/:X"HZE$%]GAD$A62`>QR,DXP,G&<>N@_*D
MARX)WLL9Z2Q;49*_:Z@P6RY*D*P6VN2TKCED%"DJ3Y?/"NR\^GI`93##9CLM
MQVD17(J82<^S@*"T)>!45.^8$D+(Y\2L%..!!UX4N4IN$:.5%M=.7F0P%%!"
M7_V)3B$80H$I)&2I2<$G!4=7`$$9!R#WSZ^O?OGOGO\`'OH`#``^0QK\4>*2
MK(`2.63Z#CWR?L[=]?6OQ0!!!Q@X!R,C!.#D'L1CU&@?<L'J?A5GPGNEK82/
M4G'[@VWZM]\J@JA)M]VOU8VJNW:'6J5.^A83K#SE,=J=P2GH+E/2V^@AMP!U
M2%$J#V.M&DPK2N"CU.>S$?J@@MWS2G;F<I%)A4R<ZQ/I,VG4;<VD*IMP716G
M2JF1:?0[DI1I[BEB2H*',,,[/OS*C?ML4J)Y:VZ9<5*K49YRF*K2HD=D-MJ<
MIM.-1IZDS'XS34:.N,Z7DI:;`8=\M*!)'VQ*+6BT2ET\-18$2BOS+<HLVX;Z
MA15V\X^)5P7)>#%Q4^KTS\:*?+=>=HE.:;E1T@-("P>0(:2L:RXML=0MY6]3
M+<J-$CW?3*K&IE"JE$DU"@T>TI\-2JK:MQ4RA[H?1$F[ZJ4)DTY^4EY#7F`,
M@M\=./\`7_4Z;N)^#B0ZG<$60U6=EMV;7LNB*>IS%/E4I$2[A!33'F%RJFXV
M6X$YF.^3(2YQ2TE*N(`TF*YZ+07KC_&%J'2*S[=3IM7DT9$C;UR3>"([)8I>
MZ5?]JB0WVY=!<\IMV,KRN?%16R"HI&L^M[=-VWO!$O3;/VUF:N_.ONVDEQIR
MAQG)=/IMO.714I2*7;SRX2*;+DQ8:VBI/!_@'?+4K)`1G8\8F$V\X5(=\KFM
M"0/+"NYPG(*N(&!W.?49U^QF4R"L*64\4H/N\?515G.0?EJI9=::CLLNKYK#
M""X%`J))1S6%9SDCOGN>XUE]!LVZKF^GS:ML5:XE6M2X%:N1%OP7*H]1J34@
MLP9TYF"AUYMB1Y;OEJ*#DH4/7MH-<RX+?MJ7/,<S'`"0>&%!;;:SR]W/;.!@
MCM^G5QA=WR1Z>7Z__!:I7'V92UOL+2XTXI`"AZA3:4-.MK2<*;=:=0MIUIQ*
M5MN)4A:0H$:\9;H;FK=0LH8:+C:R@J0D.+4.*<)P,G!]/F/LT%XJ,A;,0I2E
M!!65$GER[\<8PH#L?[FM1SJBY*N)MDG,>@?QQ*)*BL>8@%D$%13P*S@@)!`(
M(QWSFM0D%4&:\'G/*2R0%EU>$K`4?=!5R![^H`^/S[Z6<A5%29:(+CAD5RHA
MR;)6XI18AQF^2`I:E!:FEGW6T$G"B!C)!T$A/\'XKZSO#U,VH%5&53Y^W=+K
MCCJ$I\B/,;G/M(:<!"D`!&%#D@+`P22"-=1*C_R(I6/];8/_``5K7-)_!GZ%
M9UR;P;X6`Y(>AW;=\K;Z@NU-IF),F-VS5S(B51R(U,DL@F/(;YI*%*X*6DI"
M5)`UTOXD=,2+&B(4I2(T=F.A2\%:DLMI;2I1&!R(2"K``R3C05&C1HT!HT:-
M!J[?#_05W?\`]Z[<#_BG5M<1RV/Y6K>_H'2?^`1]=N/?'/ZBN\&$J4?U+MP,
M)0E2UJ/XIU;"4H2"I2CZ)2D%2C@`$D#7$DMRGUINWJ"VJV[L*D46EH)1:EQN
MH)3!822AQNF*;<02,I6VI2%C"DJ*2"0NFJF'_GA/^X7_`/$Z\S"K!!_Z&KN]
M#_UH7-_]BM"8=:2Y(*;;N](*6@V1:%S#N2CGQ/T5\`"#\,#[!H+T>P)^0.OF
M02PMA*?>#H;Y<LY!4VVHX.?3*NV1VUY08E:<"FS;EX..*7[J3:%SDE/$>A^B
M0,9S\<YU7*I]:41YEL7@I3?NCE:%S904D#':E8[%('Q],9(T'XW^PR?N1_`=
M7NV9:V8S"<)X-D]R#D#FXHGX]^_8_/X#5L;@5KR))_%F\/1.?^@^Y\#U^/T5
MKT@QJJW3VTIMV[4.J96E0_%&YPHGS%@9'T5C..^?EVSH"K.LO3G'6Y#CCA)Y
M-J"2GB2/>!`)&"?0GX8[C5M5Z'[C_!K[7#JK9#KMM7<%'MS59]S#)^T_1.`3
M\SW/IDZM3\>M*=66[?O`H)&.-HW.$GMW^M2>X_-CX>F@IH[0><"%%0&%GW3@
MY![?F[ZNS+*64E"22"HJ][&1D`$?O9_/JDAP:S[0D?BU=Y/!?_6C<Q)^J2?Y
M%?GU>/8:U^YF[_\`P0N;_P"Q6@\,@>IQJCE/N,EL-A)Y!1/+/P*<8Q]Y^.KN
MU!JX=05VS=P3E62;/N<@>XH#.*5GUQ^?5CF0*V'R56S>`0<EO-H7*!CMRQ_F
M5D`>Z,$#'IC05K2RMIM:L`J0E1`],D9.->F1\]?L>#6?(9_Z&;O_`&-'_6A<
MW\R/_?5KU,6J-(=+MN78A2DI2T56?<^2L*)(3_F20"!@]^WI\<8#QT:(T*M*
M8;5^+5X*RG.3:%S9.2<?^VKX>F/AZ8'IKW]AK7[F;O\`_!"YO_L5H.C3^",_
M]2PO#_NS.H/_`(%M_J41J+]^"0Q)D/PM+M:FPIT!Y?6/O\^F/484JGR?)?I^
MWSC+ACS&F7@AQM04"4#OR0<+0M(E`Z`T:-&@-&C1H(7'X8A_*IX>7]/O49_Q
M/VTU!ZJ4MR,V0A"%!:5I/,GT4@Y(QZ$#)'J"0,]LZG%_AAD6=(M+P]50Z95:
MB&K]ZBO.^BZ54:H6`NS]M0V7Q3XTDL)<(4&U.A`<4E005%*@(.]9I5=+"7!;
M-U\"%*!_%6XN^$*R!_F9W.01@=R0<?#(7*A27'FO+6$@):"P1G)]Y*0#^DD_
MFU[S/V=7^X;/?T[$GOJT4AJJ%L--V_=J70WR4!:-S(/EI4D=U*I(!]Y23Q!)
M[YQC.KL859)RJW;L4<`95:MQ$X&?_?9]IT'WYRY&6EA*4\2H%&<@H(QW/WZI
MHTMQ`>2D(PET@9SZ<1W/VD]_EC5;&A59+N5VY=024+22;4N/'<#M_(SX]\?(
M_$:)=,J*![:S;MSGRDE"FA:EP\5JSR!4#3/K^H'H3V!.-!0E04I2B0"I6<`Y
M[G&?EZG55$;"UN$DCAQ(`QC/?"O@>0R0#G'IVR,ZJG8E2=C!8MVYBZZVE:@B
MT[A!25')2`*8!V`&!VQCYC7Y#B55LN%=O74GEQQFU+B[X'P_S,)_>&@VC4+X
MN.NV+9-HRY2*E2+#BS:+3V9*`I;<&I5UJNRP7$@^4YYJ$L9;`'E$G!5@ZO9Y
MU=^97(E`S[,S#=FQ:67EQ&60KV9M^65'FD.*24A6,%?+U.=:?4W5VVG$L4*Z
M4\E!:FS:]RH;<4%A1Y\:7DDC(R?N&.VMV&8JF&H-4,7U5*?6(U/1492;.N2!
M):::;0ZY3F([-*#,B-'?*UME?<K'+N5*`#((%VU2P9K>ZMLPT,L4&9]!1F(4
MI#;ZJM7;5K5&GQ64)673'E4VX)!F@@*6N.V$@H)UI:(ZJ#;\*,TAOBI*GB<J
MPE:TX*$)Q^Q@)]WD2H=AJ[WXV%);C4"D7P[`=]BE143K1N.-)7468C;4J0ZR
MW3BSYS+P>8:>'OEA*<'"BD6*1'J@IE.810;J\WR@?+3:MQ$E"5#)'^9A"L9!
M^)'Q'?08Y'=6M]V2>)6%%`3W"<#OG([GU_R^'Q-),=TGU)SV^U6?[NK@FFU=
M.>-LW6,G)Q:=Q]S_`%L_>]!JBE1JFME:$V_=142!@6I<9.0>X_D9\^Q[X'QT
M%-![H>'^V'_D#5^JA\NUV4I[B;66'G"KU;5':4A*48P"E0.5%0R",#UR+-#B
MU5M+G.WKJ3E0(S:EQ]QQ`)_D9\"-5U4A5OZ,@)^@;J+9E<N'XKW$4]VU*!"?
MHS&3V'VG`T%@:?6P5\.'OA&>1/[3GC']6=.J>#Y?M/LOK+VR>JKR68UW5219
M2"5*'E2*I5J,]%4T<CDI4Q+2%!7N^6I6.YR&O(5-JSA>Y6S=2\>3C-IW$<9\
M[/\`[;/C@?HTHWI=E5ZU.H;8FHHM>ZTH7O-M&^V3;=PQTI:=W(MEN;^6-,`C
MMR(Z2B0ZM:&TLA9<4$A1`=A;1HT:`T:-&@-&C1H..YX@G_5#/$.__"`];W_I
M1[K:2C%_STS]ZOX!I6/B#QZBCQ#?$-":'<CZ5=?W6TXAZ);5>F1G6W>J#=5Q
M"V946G/1WD*0H'DTZM(.4DA25`)'\JI@@BW[M!&>XM&YAV/K_P"VG09@]%04
MN.E2^7$JP#@9QV]!\,#^[G5N!!`[C.-?,:36TQVT&W+K<`21R7:5QY4,GZP7
M2R3V./>]0.^O1":O(5Y8MBZ4<??RFTKB!/R'\BOL^8/?MV)T%TB?YU3]ROX3
MJSGZCO\`VI[56(=;2`$V_=P`]`+5N+'W8^B^_P"?/;MKY,"L%+@_%RZ\EIQ(
MS:EQ=U*';)-,]2?[OW:"Y6^`MZA`]O*FK<3C]LKW.Q^0Q\N^E&3D)<J$,*R$
MEPNJP.1"6V'7R<?$)""3\3C(P?1/5!A59B12`[;UTHXR5YS:MQGN`A1':EDG
M`^0/?`'J,[NNR1/@PGYJ:-<Z2S%3P4BU[BY_QQY48A(%,Y9*7U(4,#`*@K`S
MH-57'54UFX*E-:=+L<^0W'R<A`2E8=2GL"`5X/Q&>WJ-8J[(<4ZIC"0A2PWG
MN58(&3\L]_S?;JIB4^IQV0XJA7452EN.E)M6Y#QXD)!`-,.`O)/8X.,CU)-&
M]"JY><4FW;KQSY)4FU+C^0&1_F9]X[C\V@^W$>Q`*:/(N'B>?<`)!(QC592U
MJ<<>6K&5)[X].V4_W-6TPJTK'*WKM5CN.5JW$<=L=O\`,O(_N]OEJ\TNGUE`
M4M5MW6$K2K!_%2XO7*CC^1GKW^&1GMGTR'RGT'W#^#5OE2W&7%)0$8"`KWLY
M)(/I^CT_OZK)D&MI:01;EVI(4`2+4N,?#O\`^VP?W3^_K\BTRKNLA3ELW6X2
MI:>2K3N,D@'L,_1?P&@]C@$Y/H<?+7YD'T(.O5R+6&!YIMFZU!)XX5:=Q$>^
M0GOFEGTSVQC[]>035'3R5;=T-\?=`%IW$G(^MGM2P?4X[D^G;0>;RRAIQ8`)
M2DG!]/EWQJ7?^!^H`WAZZW`3ERR=G"1G(&*I<N,>GV]\9[ZA\51-52\RA-$N
MI(4K!2+6N,`@ALD*!I@!'J<'U[@>O>89^""-26]Y.NA3U/JL%IVQ=F_(-1I-
M2IB'O*J=QI<\CV^+&#Q:*DASAR*.20>V-!.IT:-&@-&C1H#4?G\*)6I'@G=5
M:DG"A=O2\0>^04]5>RZ@1]H('_R]2!M1\_PI!YECP2^JM3SK;*3=G3%A3KB6
MTGAU2[-O+P5D`\&FG'5?S+;:UG"4*(#EST2<[Y89=Y.E?O>83CB@)QP2G)R<
MD$J)R?0@@9UG<>7E3+7EG'N@*Y#/89]/S=^_W:U!3+AMQID*77:,V[@8*JI#
M2H=L8QYX[=AV(^'WYS"+=]K!4<N7-0`01R)K%/2`>)!S_'``[_=H,@6GV*X(
MTEQ[$>J!2'D'"0RJ*4I:'(J',/$D9XCB1@A0[ZR1X\GWE>7Y.59#0.>"<>Z.
M6`5$^I)R<]OAK`ZM<EHSX$M+=V6XB3&CKDQ%BN4WS2\A05Y;`5*"2XL9(3WS
MV]TXQJO:ORTYK;<QRY;?:=D--+=:=K--:<;<2A*%)6A<A"DJ]T$@CZQ40./?
M093K\5Z'[C_!K&_QSM#./QJMS/\`1RF8]<>HE8_?]._IH-YVA@YNJW,'/I7*
M63ZX]!*)^[(]._IH%8=,[4=_>&WF7E,,3)3K-/HM3F-1I%/H5<C-J=@5V?'E
MNLM/Q(7DNK=8+R%.%2$I4%8(D/6PZ_4:)3H\)#M-5(]HFT:GN0:U"E1;E"67
MWKJNH4*KSTL6?<+$=+E.@!*4+;<4I.">T:?IHW&M"G[\;:JDUJTJW`F7![%/
MI$ZX**S%GMSHK\8-J>><=98=YN!3+RT!*7`$Y"EC4BJTY]$:I:),2O6_7%NT
MF/#G)IE0L.:YN12Z<@Q&:-37FZE#E0FMNU)/M[V$^<EM16KB<$-O5NXYQI(@
MM2ZDVQ/1(DO&,S7#[?7G'.4ZW'7*M0WWX5DOH#[L2!YG&3^1)4<]VL_$=W%6
M>G[IIV>CO.HB5/?3=C<FM,/E;;PAP:"FC6ZQ[&NGP"FGI=#D>#E3OE(!2".6
M`X=4*S1U.-O2;PHSP5#:D5BH17VA$N1V,V$TBI45,6XULPZ;1D^3!JRV$>4\
M^TXL>ZK.F$.N[=*BU??RD6_4+HHACV;9D%A"Y%6C1\52IOO3Y2$HDU%X<$*4
MDL%/#FVL%22`=`G6.L*>C.J"BDJ1E()"L%I392%$Y&"HX/?([X.<:6QT<]9=
M^]%=V3JUM_9EH7+1KSKEE1=QX5=IGM=2KEH4!R4IRCIJ:_,7#9?=DO..NAMS
M#:@V``--]-7K9R$(!NVVD+1W(->I04E7<D$&4<$$G^$=L:J#?MID$?CI;F""
M"!<%)&01@@XE#/8_'T^&@VI?UYP-S-U]S[Y@VC2]O*)=E]W7<=*M6BL+CTVC
MP9E2??C18K+Q)_+]I+CW8279"I"4)#@;&M5RD/H=#WY!+[J)/+NK@L!)\LC&
M3D_,#!'R.!0U&^[1>C(<7>5LN2"GCR->I:G%-MJ\IL$)D'(0AI*03@\4`9)R
M-8T]>%G+#23=-NJ2'4<@*W3L<>X)4!)],?$^GV:#ZNRH(BTZ0RW*]UYE!*NZ
M0@J*P3CL/3N3Z_#.,ZUW'N%^:EMNGT]]T@H;+RN:$@I]UP\@G'?!/UDYR!W`
M)/Q4JM0*M59`EW10Q1XO%?EIK,`N2P3[S+8\_FZ@#ZJ0HGN3D`ZRZB5FS8\=
M3;=VVQ$;<RORUU>FMJ"?K!"O,D%15QP@CMW!`[XR$@7\&NK#],\2*RZ<VZ68
MU?IU,=J$5/NI?=IT]U+)7W`42Y*!!4#Q+><'ED]1;7)U\!7=:TZ!XKG2]3(5
M=H#?XU7*W;KJF*I$*:@ZZ')$>'W<)>=4IE3R66CR/`G'NZZQ6@-&C1H#1HT:
M#\4E*TJ0M(4E0*5)4`I*DJ&"E0.0002""""#@ZQI-EV<A*4(M.V4(0D)0A-!
MI:4I2D`)2E(B@)2D````````8UDVC0,_>)KUL;@^']^H37++Z)-KNH6PM\]Y
M=KNG.FUV=OS2-F[BHF]F\=?JM$L:C2+6E[$[A0IUE.IIJ)%;O-%TQ)M)>F-L
M(M2=%8DU%IRK;J@RZW8=H5C<[:7;_;_<2IV[2IUZV/;55@[AT"T[EDQ&G:O;
M](OJ19ED/7;`I<Q3L2/7W+0MPU-#0E"D0PX&DL&>-GOAM9OGN5T4="FU-W1+
MMZN=NO$^\/G>2ZMBF8-9IEZ,[2)F[B7M5-S:"U6J;3J?>MB6I;5MU2H7[=%D
M3KCI.WBDP8-\2:!4JO2(<]%'BYW!9M9ZL_%"LCK<JOXG5^W?#FLG<GP/*I5[
MHJUEMU'?[;ZW[UKVX-1Z;J_#K%/AO]9$SJ@J^T%JQ;9LYP;X75MM#MVBP:7,
ML&2Z)X2_19UH`@BU;;!'H10Z8"/N/LN@V=:!))M6VR3W)-#IF2?F?XUU#DZ^
MZENA2:5TIW_U=/\`3)U0;CT[PJNF[:SK)\/CJ6K)VFZH86XW4M;V]EI;L[G^
M'5N0EYFT+AZP.HB-9^_VSE>V:VD?INX=><V7V[BP(5U2:[MC#H>O?$ONW;6M
M>,7U3;9^(#O?UP;,^1M_T;7#X/5+Z.=E=K+UWBW.N"AV[4JYNE973;N=7>G_
M`':OO9W>6_>I=YBT55VU-QM@:7N+%@,65OY?%5VRMG;B)1@FO"SK1`(%JVX`
M<9`H=,`./3/\:]\9.,Z:UZ(.K2]>I7K%\3'IDW6Z>MG=L8/0UN9LK95CS[,K
M#M]5"^[>W;LNZ;ZIMT7-5:C;5LP8,VI6S!M6L(MZFT)A5KRZU5+;GU.X7J0W
M6YL3Y,:RWMH.MRP]HMSJU7/%7VB_"4]^+'\,2)<N\E_[@=2[E$@W]TP[=WW#
MJUS75<MU[GW;L7'V(M*ZAOC>&Y]4K-C2(=J4F=N57I=;%%$W;G5Q>W21?]V?
MA654NG=[9"MW9:KG25NAT[2#O39[58H^^6R73J_9%,O':E$&[6)+>YE@;N5J
M#M@_4;<0JXZ9?E7_`%+Y:D5ZH/V\\$X^[(^UMBVM<E[7C3K+MNT;/H-7NFZ+
MAJU+I,2E4*WJ!3Y%5K59J4IR,&XT"F4V+)F2WUGBU'9<6KLDZ:ML/KHW;WGL
MBG=2FQ?AI5+<+HMJ]O2;TMG<BH;GV!9_4IN;841AZ4B]]I>E2?8T^-<%'N*#
M'<JMBTF^=\-L[VNNENP'F[3I\RI0H#WANK8]\>(_X$U6V_V<W.M[<3=+J0Z#
M[>H-(W`AWI3*[1+TW17M_2&;KI%6O6D3IU+7*KM[4FO69=LUR:ZU3*M)J\>L
MAM<.<RA#^X?B#=(NX?A*U[:K=7J3N#H#ZT-A>F"K4@=--1ZD[VZ*.K*S.H[:
M#9"J4FT+8M2UJ+>6V.YV[-G7%=#=+E6%3K8@7GM[NJB30H+%.KM;@NTBG@^'
MT;[O[>=872ML!U243:ZC672-^]K;3W/IUI5!B@UR?;D2ZZ:S4V:/.JT*FQ(L
MV9`2Z&);K$5A`D(<1Y2%(("'+?\`$LVWM+Q**WX:/5AT\V1TW;B7G:%'W%Z2
M]S8^X=L[E[==2MH7!==_VQ0:1+?%@V-.V@W8KZ]O+C>MS;2XVZZJX9MNW52*
M1<DN5'LM=_UO@N[Z6U7.E'9OIGOK>+>?<CK5VFZ:NGG>GJXM[J%JV\UV[OV9
M=/5!:DW<6CL77>>[D!3K_M+S=;CTFRZ77ZC(L*AP*51Y]-H\9RE"8DSJ*M?P
M]/$HZ^>N?HCW"ZC-BJM?]U])'0K9VTR+$WIV[D;\[4=6/35OEXJUSW36-H:?
M2;H%WTS?KIJB7)2;AW%M:DM-UZV;/N210MR*9'LF]:G!JH+_`-N.H/J#N[KI
MW)Z3;HZ%MC;2VUVOMFU]T*]OI3NI:/=-PO[.;N7-U/V;L)=<'9Q733;[3MV7
MO<?3+5V+XL56YZ&-MJ==,"?%NN^7*:_"EN/_`(FVA^Y6V_ZQTO\`P7[!J,3T
MJ[F=7\*O>,[:WB+T?>&V-\^E+PS.F7:&[M_.DV.S;>Z74OMS9E0\5'<&SNK#
MI&3/BP;?H^[=WV5>D.G6\S"E+H%!ZEK*NJF285E2:94MOK.:%Z&KIL^SMW=Y
MF=K=ZK%Z/.FSJ"_!?KBZE*Q>FRUVW7OI,VYW%MS=].T3O4?U)U;;^@6"-].N
MS;B)3[W>WZN';?:C;BLQKW_&3;6EVU-KUOU*Z+H"?A^)MH?N5MO^L=+_`,%T
M?B;:'[E;;_K'2_\`!=07&6:#$V5N:QUV-X0VPN[^T'4]LY:=_0HNXD^\_!R\
M16E[#["]5.XE6VJ,^FR)&W72IN_LPJK;K[R7I0;ZM"R9-!W7C[#5K<.6F7=%
MA*B576MN-LW$V/\`!\A=2].WQZ!?"=W;VUZL:GN]0;;MVTNKND[==2]VU>X;
MAL=<JN[N;2]5#5]6?5ZE4;UNOIPW%H-C5^HT^SKDI%];2U"T8U.I]>MP)S/X
MFVA^Y6V_ZQTO_!='XFVA^Y6V_P"L=+_P74,JW;.Z3]]?$P\/SI.W*WSZAMQM
MDMUO"'W*VTN#:CK"ZCJU:N_%T3Z_<M!_4R8W`VUH=ZVS*L/>#<+:N-1[ZHU.
MMZWK2OVZJ%;]O7Q6J=*N.V:M4XTT:BTB!;U&I-`I33K-+H=,@4BFLORY<]]J
M!38K4*&T].J#\J?-=;CL-H<ES9,B7(6"])?>>6MQ0>M/I=,I+*HU*IT&F1UN
MKD+CT^)'A,K?<"0X\IJ,VVVIUP(0%N%)6H)2%*/$8KM&C0&C1HT"9^K_`'@W
MDV"Z>]Q-X=BMA(W4Q?6WU(=N=6SKFZ$3:*H7-;5(;<G70NW;LJ%G7O`?N6G4
M9B5.HMN2Z5$;N.6RFE-5>GR9#"UM&UWQJ-[V^FKPY.J:PNA6U-R]L_$$O;;[
M:\U*@]8-+@1MA]R=U+K7;]D6W>\RI[!LBLQ9$:)6$W!5H,>F?BU>%#G6-/@K
MGR*3/J4@D@*!2H`I((((!!!&""#V(([$'L1J$I=_2%O(FY_$,\(#;JGUBAV#
MTSWS?WBV=(-_4^44BBU.\*=3]Q.G#:FE0?98DBKP;;ZE:1N?1;BC)48RJ/+]
MHC2I%4@QEQPD3;I=5/4I4>MJ[.BS;?I!VBOI%!Z39_490M_[WZ@&VK;M:XKD
M8O:S]LK/OK:5&SSMV18-Z[R6/4+975[8NZH+58M)KMY*;C5.EHM-[0^W_6/U
M*/\`B&4WP]-T.EWI<B;D4[PFXO7/4ZM9]^7*NWKPW^=W,L39R;MI!K54VYE2
M=LMK(FY#NY-*;KC]N;MW),M=JS[P06IZ:S9;Z9*E=LB_?!Q\1SQ'=]*K6NFO
M<;K6Z>;ZW7MCVC=JJ[17'M'1+1VE:VZZ1MM*=N#1J[9U7H5P7)=E)MRH3+1C
MUJ-3K[W`W0JUH3K>J+5WU.W*FVIX3757TP0?$NZ![IJ74SL`U0[*_!5]E=K]
MP+@F;W;;JI]F[L[5;Q4'>#=[;N]:D[="F;:W`VVVRMVZMRMP[2K[T&X;.LBV
M;GNJXZ?3J';U9FP0>]Z!.KWJ<\0GP]NA[K.VFZ?>EBW[GWUZCKC@]0]EW8_<
M\2A6#THV9O\`[V;7WA6-K*A#CRZA<^]M-MFQ;)D4ABXTTZT+@KLVY)SU.H5/
M53J1">D_$ZT?W+6Y_6.F?X+KG<=/N^^Q%H>"S^#4S*OU'6C9EP[:>-;:E-W<
MM1[J%%I6[0-K;:ZPMW-[MU*UO5M@W?%-LV33ML*?5>FW<>7?&YEKRY^SMM[E
M6=6Z37;2M[>=]R\=^;]W[8M-\16U]\=FZ_<-I;F[>_A.>PO2]OENGO\`[LQZ
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ME9$.]+EK,!B5<=5L6JP;ZKKLFE5N+69H+$Z[NNK>SI#ZF.FGI\V^\/\`V?WS
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MQ]`F[BV=M=M;;DMG9JW]QFKPO'<N[+@KK2;2H57;NZUJ7;D.M5*W9=*NJCR]
M`Z5^)UH_N6MS^L=,_P`%TU*CKDOO>:[]YHG0AT+6]U4;6].^Y=?V:W-W:NK>
M.T.GNDWENG8\7S]R+(Z;Z37]M+W3N[+L*IN1K,JMT7=6-GMMJE?:IU&MZ^JM
M1Z14[DC.Y4^?$JL"#5*>\F3`J4.-/A2$I6A+\28RB1&>2EQ*'$I=9<0L)<0A
M:0K"DI4"!&W\*#J0Z?\`PHNB]?AZ=?\`O?973AOST9W[O_$<D;W7+2;*;ZH]
ML-P=[-T]Z]N]_.EUJJU1^K;[VI?-O7E]`NV]8C%?W,MO<NA5W;V[[.HUV*I%
M.JP/1])>_73UUJ[`V#U';,4#E9-]1ZLPY0[UL1BT[]L:[;7KE1M2^]NMP+4G
MQW)%NWS8-XT6MVI<].;D3Z8JITIZ;0*O7;>ETJMU!1WXH6EV_P"A>W?=[#_,
M2F=AV[#^-NWH/3Y#Y:@SWQT4U'I&VEHGCT[I].SR[JMOQ@>I/KPW)V/W3VWH
MKV]-N^'!UO7K3-KX]IW_`&&^W4C,WVVC0[;743MK:5?NRDT;8FMW]?\`4K@3
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M[6R'1)_$ZT?W+6Y_6.F?X+K]-GVD<`VO;I`[@&B4SL?F/XU[?FU$GM7=C8JV
M_%;NK<;<&\NCSK2VRJ'5)OKNW;?4)M]?-QV'U[=$%0V`V0W257;4WCV_@36:
MWOIT.;.6PSN%9EFW92?QEVY3<=\4:I/-K>-C6^S*%Z:NIG8OK"V4LGJ)Z;-Q
M*5NGLUN+%GR[1O2DPJU2F:@FDU:=0JM$F46Y:91;DH55I-9ID^EU2BW!1Z75
MZ=-B/1YL%AQ/'0,JVOXG75+=6]_6YL(CPW^D.S;H\/2B;+77U.WAN;XAD>Q-
MI[5L_?+:JN[S6Y=5.W`F]#DR&[0[6L2W:G4-Q*I<<&UZ9:[L=U34ZJTUEZIH
M=FZ0K_KG4'L71=S=W>FNC].FYB-P-[]O[LVC?J\'<%%L5C9/?7<;9H52DWRN
MQK#3=%`O)K;Z/?EKUV':U.I\ZW[DI4BER*M3S$K50B%U^X?#AZRO$5_"+Z9N
M#XEFT.PUJ=0VT/1!MUTY[T6UX@DO9[9+<>KU7HAO/;>^9]7MW;SJ`VWVOZMK
M/VUNM=%I5\V#>2KYH5&$NNV9-;H'XZ5]BIK\\2WJ[VSZIV>G/J6Z>;\Z/-R=
MK>G6]NLAZC;1>('<-+VNZ2^M2D;.77TO;77'U0=+'4Q4J_,VAM+<;IXZ@;YH
M>QFP&ZM]R++G7O5-R-[9NU=P2-LX\VO;@A*QT:@2[G7ILY4Y7B=6IO#;=_\`
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M3LS>74)U"7E^I]L]M]^+RKSO-5O77=+-`8NFZJ'95'F3*/95#N.X54Y5PW'2
M(]2J4>D/4^@T]Z37J])IM`IM3J<,&X_#BZXMR^O:_>J*G7CT2;2[(6/TN]1.
M_G2CN3?=+Z@6-WJ_5^IK8^N[?)NJCT2SI'3IMC](;=7%3+[JU=IFYDRZ8U:=
MJ-OJIM2L&,JMMU*&[/\`B;:'[E;;_K'2_P#!=0Z;1C=6UM^#%^$'[V]&42XZ
MK>O49XJ/7MOMTO;@;3U2GUN;N;TRW;N_LY8.XN]&REPVY5G'*K!>VSL_>VH6
M#=5J355RHR+=BW'M[]*3)%L2*AE>VM3V$HVYOBBUOPW.I.W]D_".N?PAH.X.
MY>]6T0O&_P#:7IGZ\*^U>5!I5Z[:V':^;BI&Z%!Z:Z%3]Q.H3;ZR6&-S9U[O
MV?+W.A,[@U:DQ6PEU?B99Y];4MH__0*E_P""Z_19MH`Y%J6V#\Q0J6#^]%U`
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M=[+0:T^Q;VW%FM5:X)*W*>W#K5QBU;&=J]"FWE3JK&<9_%&T74@FV+<<0H`I
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MUZ6E<81XK]S7Q=-NT%54FJ13:*S47:Q4W&Z?!DN)T;L5U>W3>O5?9?1EU`=#
MHZ>-XKFZ2;TZM*E5H5^V%N[M7"H]K;K;8;6C;BW+WHELVS-NR^:=*W';J-^J
M_%BB4&TEQ:/&H=5OF!<\6MP=A>*;<&QM$Z*K]I?4KL6[U([%[E;C]-FQNY&T
M$"-=E2N*NT+?WJ7VBV73<%DT';^W+JW#NC<#;BH7U"W+L.U=NZ4C<&XKMM"D
M4JR*O;]T2J57J='6:WHM[I?O_J*Z/.E/K;WLZWO#GA^'WU>[R;CHV)W*HVY/
M5UX7$7;BVIC]L;;;1=5#$:XIE)F7_)HYVYVIV:W=E3[XVJG6=`N6L^P4>BU"
MJUT)B/XG6C^Y:W/ZQTS_``76G>H;<?8_I?V)W>ZBMV*10Z5MMLEMU=NYMY28
M="H3M2<H=H4676I=.H<2:NGQZE<58]E32;<HZIL9RLUZ;3J5'=3(F-9YYM9O
MK;C;?9+Q'[6L#<S;KIVV?WA\&+I3W\VJL+8CJ6NBD4ZX]ZUWM'H,!K<+<2!/
MVRMS?3JENN#%KEM;\*M*PK2I6Y-8D5RT9VW]0J4"LS:CL;Q3ZMT=2H<B+MUN
M3L5<U3WC\`JE7!N`W1]XK/NZH;K=0^T.Y&Q=6VHN2Z$HNZI/7SO7:=@T^_I]
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MMVY<;W3KMU3>H'<>U)5,I,:;;MKR>I.OTE^=%J6X2PF_?B?:7[E[=_K)3/\`
M!=?GXG6C^Y:W/ZQTS_!=<^SIBWKVGW%\*;P%I'5#OCMGO]T_[3[@^(18?5IT
M4[E]373AMG7]U:5:_P"J!:&P#\BYNJOJ"V#VS17.D.D[E;`5ZR]H*SN?0;XI
MFW^[VV^XVW=ON4&S:;4Z?L#?<UG9GH1\%*#UN]<U\;Z]$.Y6YG5O4O$LZK]L
M+^M[Q)]MX.]=2VW30^E*R'']\K=ZRMM;BMS:Z?%K=H3;/L_;NX]N*7N-8MX[
MN6#;%&W?B6G>D4)0^_O5M>VT'BE=!'0S&Z>=G9NRO6)8/4?=4O>2;67)5_4Z
MY-@=NJI>=5M>EV!'MN!2J+#C/2+$7^,M2N&XDW)#N6L08=(MZ7:YEUAUJG4*
MATAQUVDT:E4QU]*$/N4ZG1(3CR&R2VAU<9EI3B4%2BA*RH)))2`2=0U+>W(V
M-L'KI_!O[,VSZ@=SKSI]H[)>)Y1=IZUURWG95L]3%V6ENO:XL#I%KE\VS44V
M56Z;:F_DNF4VA=*L>YK2M2ZK^V[BVO1GJ`Q?-*NJBTK4/AWUNXJIO)X4-V;:
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MZ9]UR8L`T^92I=J$SX589;>ZWNICHCZEMZ_"P?J&[.P.X'@CUB-O_MYOA5*1
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M#].]*=KEP5*R=@[&J%0H;NOBJ]2>S$J!M;X:$C?;8?;_`*@_$-NFA;.4ZU-X
M*N[4J+%V0N,71.W%F;A6#;&Z&T&X=8M#?RB6#=72CMQ2[2W(V_NO<'>+=2AV
MW8MTPIU&N*J6^&5>&)U<=,/B:;`W/O\`;<=.U$VP<L7?3=+8^Y['O.Q[?9NR
MVKAV]J,";2'JLV[;%&D4VIW)M]<UCWG.H:X?GVM.N.3:[\ZJ/T5VJ3'&)^WU
MFPJ=,D4/;>PYE7AP*BNC0)%%H](B29[K#KC<%^IL42HNTN)497!J=-9IT];+
M;KD@P9BD>0Y%WZ*>I*B]"/CK]>?2!U0]4?2E6:KUQ;?;$=35'F;6M2]D[!MG
MJIBJC;3539"/M3>V]>^%<M3?;?2V)UO[H2+6K>Y-6N6_6F;2K%KTJ+$N^W[=
M9DM=.'4=LOU<;)6#U%]/%ZM;B[-;GTZ?5;&O-FAW-;2*W!I=;J=N5!PT&\J+
M;MSTMV)6Z-4Z<_%K-%ITM#T1P^1Y:FW%@R/8'B@;UWELSXA5U.^%GM?2-]O#
MBO&GVENCTPQ.J>SJU>%S6S^*HO\`N:];2N.-TXQ:.;<59"EW+M]'<A./;F-P
M:M3(HH=;A-T^7L>ZNN.]972=X?\`U/V)X;6R&Y5[=>U\[;612=GIG4+8MOU>
MQ/U6;2K%]654T7_,Z?ZO1+X9I]E6U<-Q7S"CQ+>DVK3J2\*?^,C[<IF(F_Q+
M;!W$Z;_$MVLW>V:MEROT#Q:]EIGAP[T0$3ETZGT+=&C5.FU_;'<^JS$PR893
MLV]NO:2)<>6J>RJF0W8S#:D&2UDGA)[%[E4;>ZL].&Y%$N0;0>#;<.]W3CTX
MW7<K@0_NVC?.Y6;UVZOJ5`6R8TMW:_IF>LO;V!5HV%,URX[O5!FICS)5-C`_
M\QL[M2MAE<O:;;)F4MEM4EIBS;;E,M2%(27FV9+E$BN2&FW"I#;ZXL9;J`EQ
M3#*E%M+7WC*=0C7AN>'UO)UB;.]+G3SNK<6UU0L&GSZ)N-`C6Y0:-3MQ+XH6
MVM-NA%-MRTYM2OA^E7E=UJ-3++1<6WWMU!FUJKLWO"F42+1J[&XZQK]VI:\2
M&@[N;?U2Z[?W2V;_``A_HHV3WGW=W[W3G3>K*!MON+0ZQ(N/;#:6S;5M:RWM
MFO#6>M^B5NG[<TRZZWN4QOV]-N"LNR*+`HD2'<&$>*M<-N[G=-'X1K_%-CR/
M$8L/J1V+L;8&Q[CJ5<8NFF^%U'ZJND&F]/%2V-MB9-72IVV&X-W2*W>6[IL!
MB;#E[NURT*SN=#I]V3+#*PGAG9K:!1!.U.VQ*00DFQK8)2#W(&:7V!/<X]=?
M/ZB^SH]-I]M!_P#2):__`-BM15^G&C[2[Q>)15[$W6L;I>ZY-I^KS?GK=W1L
MO>!JG7GM5U^;)T"!9'5OT]W)L?X@O2WNY"H&\=<Z8=FJ16NI+H7VBON]Z#*L
M*WZFYLW9L*)8\FL[=632&T*OTBW7LS;>^W1]8'2IMA=]X?@^'4YN#XCEG;LW
MEM[1KI?ZD^DO<&L6UO3LMTYWI=H:I]>NS<3=K:69O9)O6M0;1J]'HMU=)6TV
MWM)=3+:%3H83UOU%MG!@#:;;,`=Q_P!`EK=CC&1_F5\NWW:_3LOLZ04G:?;0
M@C!!L2UB"/D1]%8(^PZB,[U6K;-#Z*]A>N*E[2)V@Z7/$Z\5+:/JR\1J3'H5
M.I[D?P^]PJ[6F-G*;OQ,M69(>C[1759D?:[<'>NE19,VV(-W[I[@)JS\R#<M
MQ5"OH?ZFKLMW;OHPZB*)8W43+LGH5M[QHMAZ7X<\RC=1]5L:P;IV*56[)J_4
MK;VT<AF\*)1MUNEO:RZ*U(J%ESH1NO;O;Z71Z_<5J5:!&H%0J@"69U#]2^QV
MP%0ZJK2V/V$VXOSJ8Z2^D!765/MIVF6WM]9Z;9ES-PH=`MNI;F4&V;KK-KWO
M5V-M+KK%.HKEJ`SJ4BDR%52GP:NJIP%&]`_4'=/5ET4=*_4W>]"H5L7;OUL5
MMONO<%O6P:B;>HU3O>V8%>D4^C?2TF;4_HZ.J;PC>VS)4@-@!R2^?RBHB&Y6
MRWAT=*GB/>-'59=O[&;=+OSPV:-O-TI7EN57VZZ9FX.^^S>]]$W%W)V8O_<.
MJUM%%HM^UNK1[*G7%;]?@VH[<-QT';ZCRF*C<M%MZ;X](NZG3%MMOA^"D7M8
M^^^T=L[A7]TF;W;,]3%>IV^MJQ[AN>UD=.].HFS^T.\*OQO#T^ATOJ.HUQ6#
MM;85UM+8HV[MNKVZM2F1[RM^/1(83K=&C1H#1HT:`T:-&@-&C1H/D(0%J<"$
MAQ24(4L)`6I#96I"%*QR*4*<<*$DD)+BR`"I61864+#:DH<*5!M2T%Q"5D'@
MI;:5M*6E*L%2$N-E0!2%H)Y`T:!L3PT>@C=/H/'6*-Q>H';[?C^*[ZOMT.M2
MHFR>GZY=C#9&ZF^"H:MTJ%$^GNHC?@5ZP'!;MH)L"E."CW!:B8-Q&XKIOY=P
M4Y5LN>Z-&@-&C1H#7YQ3V]T=B5#L.RCG*A\B>2LD=SR.?4Z-&@\DQHZ9#LM+
M#*9;[+$9Z2EI`D/1XJY+L9AUX)#CC,9R9+<8:6HH97*DK;2E3[I5ZD!0*5`*
M2H$*20""",$$'L01V(/8C1HT'[_<]-&C1H#1HT:`T:-&@-&C1H#1HT:`T?W/
M31HT'YQ2<Y2#G(/8=P0`0?GD``Y]0`/@-?NC1H#1HT:`T:-&@-&C1H/Q24K2
MI"TI6A22E25`*2I*AA25).04D$@@@@@X/;1@9"L#D`0%8&0%$%0!]0"4I)'H
M2D9]!HT:#]T:-&@H*K#D5"EU*!$JL^A2YT"9#BUNE-TMZJ4:1)CN,LU6FM5N
MFUFBNSZ>XM,N&W5Z15:6N0RVF?39T0NQ7==[-[.61L59(L6PX<EFG2;EO.^*
M_4ZB^W*K=V7]N1=E8OS<2^KDEL1XD>7<M[WM<-<NBOR(D.#"<JE4D^PP(,,,
M1&31H-I@`#`&`.P`]`/EKX\MOFES@CS$I6A*^*>:4.J0MQ*58Y!+BFVU+2"`
MM3:"H$I20:-`ECK@Z?;RZL>DKJ!Z8[(W(MG:2H=0.U5[;-5J_P"ZMN*QNM#M
M^S=RK=J-G7I)IEG43=#:"3)N8VS6:FBV*C,O$T>CUTP:E6[=NNE1I=O5&]='
MVR=V]-?2WL)T\WM?=L;FUS8W:^T]I&+[M#;ZK[6T6XK9V]IC-JV1)-CUW<G=
MVI4FLQ[+I=OP;GE+OZK1*]<T6KW%3(%LTRK0[5HAHT"D-&C1H#1HT:`U^$!0
M*5`*2H$*20""",$$'L01V(/8C1HT'[IL7KKZ$=W^K;?+HJWAL#J#VQV@A=&.
M[[N^-"MF\^G:\-WY][WM(H-9M*1#J=R6_P!36RL:CVDNVJT\$4EBVJC5TW!%
MB51RXWJ1[9;4PT:!SK1HT:#\P#G(!R,'MZCOV/S'<]OM/ST8&>6!D@`G`R0,
MX&?7`Y*P/ADX]3HT:#\4A"P`M*5@*0L!20H!;:TK0H`@CDA:4K0KU2M*5`@@
M'7UHT:`T:-&@-']STT:-`W1U\]"4WK2F['3V:UTTS(&SE9ORJS=K>KWHZMKK
M/V'OJ3>UOTVA0;@J-@3=SME;KM^^[$13Y?XG7';^YD6CI@W-<\*YK2N20[;E
M1MC9?1!T7;==$>VEY6585(VWHE2W4W,G;S[F0]F-I;?V"V83N+5+(L/;N4G:
M;8ZUZC6Z/M98\6T]M;1I]/MQ5RW?<$Z;"J%U7M>UZWS<5RW76#1H%F:-&C0&
MC1HT!HT:-!^$`@@@$$$$$9!![$$'L01ZC7[HT:`T:-&@-&C1H#00#Z@'N#W[
M]P<@_>"`1\B,Z-&@/[OKHT:-`:-&C0&C1HT'RE*4`A"4I!4I1"0$@J6HK6H@
M`#DM:E+4?52E%1)))U^\4A16$@*4$I*L#D4I*BE)/J0DK64@G`*E$8Y')HT`
B`$@)2`$@``````#```[``=@!V`U^Z-&@-&C1H#1HT:#_V3\_
`
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>nbtlogo.jpg
<DESCRIPTION>NBT LOGO
<TEXT>
begin 644 nbtlogo.jpg
M_]C_X``02D9)1@`!`0```0`!``#_VP!#``8$!08%!`8&!08'!P8("A`*"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!#`0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P``1"``N`+H#`2(``A$!`Q$!_\0`
M'````@,!`0$!``````````````@%!@<$"0,"_\0`1!```0,#`P$$!@8&!PD`
M`````0(#!`4&$0`'$B$($S%1%")!87&!%3)"4F*1%B-R@I+2%U-6DY6AHB0E
M,T-48X.RP?_$`!0!`0````````````````````#_Q``4$0$`````````````
M````````_]H`#`,!``(1`Q$`/P!J=+QVT:YZ'9%'HR%$.5"875#S;:3U_P!2
MT?EIA])'VP*[])[IIIR%'NZ5$;9*?):_UA/\*D?EH*KL!?'Z"[BPI<ESA3)G
M^R3<GHEM1&%_NJP?AG30=K"N_1.T,J.VLAVJ2&HB2.GJY[Q7^2,?O:62\=M'
MZ%M/:5W-!T_2*5B8@GHCDI2F5#W*0.OR\]<5_;B2;OLNT:-*"^_HS;K;RR>C
MWU0VKXA"<:#J!^@]@%?8DW-6,?MQHJ/_`(ZYJ4V7V4D[FT6?4DUA%,8C2!'3
MRC%WO%<0H_:3C`4G\]1F]7^[/T2M9/JFB49GOT?=D/\`ZYS_`-TZN]B;)[C3
M;4IU0H=U1Z7`GM)EMQA.D-$!8!!*4)QDC&@H>\FVTG;"JQ(#E9:J"9K)<!:0
M6E``XPI.3T\NNH2HV5+I^W5+N^1)93&J,I<9B,0>\4$<N2_#&,IQKOORW*M8
M-]HC7FW&K4H)3)6%R'5MR$$D#*\I7]DZM/:%O.GW/&LN-0XK<.FQJ7WR8C>`
MEA;BN);Z?=#2<:"'VCVCJNY<6I2*=.B0F(*T-J5("CS4H$X'$'PP/STQFPVR
M,[;JYYE8JU1A35.13'93'"O5RI)).1^'4QV5J$*+L_3GEIXOU-YR:L>XGBG_
M`$H2?GK7]`:-&C0&C1HT!HT:-`:-&C0&C1HT!HT:-`:-&C09^K<^"FXYE#%!
MN)=5BIYK81#22I!.`M/K^LG\0Z:4Z[=N;_N^_JI5';8JC"*E.4L+=:P&FU*]
M7E^RG'Y:=&Y[6I]R1FDSDN,S8ZN\BSHRN[?C+^\A?L]X\#[1J(MFNUB)<2K7
MN9+<F<F,9;%3BI"42&@I*#WC?_+<RH=!E)]GEH)*XK/IU;L-^U7FPFGKB"(V
M,9[OB`&U#WI*4D?#23TG9^\8-UPD5>UJH]36)B!)7'9YA;06.13YY2#C3^ZB
M[JJPH5L5>L*:4ZFG1'I9;!P5AM!5C/OQH$.WAH-T2KUJ=?KE'F4^/5:@M,4R
MTAO*2<(3U/B$!.=6RGWGO&S&CP(%P4U+32$M--(E4S*4@8`'7/AJ/M=JJ[_[
ML!JXYSK,9,=UXI8\(S0Z)2@'I]92,GVZF]ZMD;=V^M!VJ1;DD.3TK0AJ')"`
M7\J`/'&#T!S^Z=!^*9L5N/?5P?25YR41$/E*GIDF2B0XI'X$MDCP\!E(U5=R
M]O*PQ?%2BQHT.)"C+3&BHEU6,VON$)"&UE*G`KUDI"O#[6K)L!N3-L6T;JES
MW''Z3':;3!CN+/`S%%7%M/ER`4I6/8G675")7;FAUV\IP+[*)*!+D*Z9<=)P
MD?#'RZ:#T/LQNG1[6I<2BR695/B1T1F7F7`XA0;'#HH'!^KKYQ;OMF5);CQ+
MAH[\APA"&VIK:UK/L``5DZ7'96]#1^S-=[BGN#]*6\TQC[)?2D-G^\4K2Q0I
M#\*6S+B.+:?86EQMQ/0I4#D$?,:#U(U#,W10)%1^CV:W2W9_,M^BHEMEWF/%
M/#.<C&JO9NXL2M[1&\EA/*-#<=F-I^P\T@E:?F1T]RAI(+%O%ZUKIDW)W8DU
M=++QBK=ZI2^YZI<4/;A*UG'GC0>B-7K5+HK'?UBI0J>S_62GTM)_-1`U#T[<
M"SZC(3'@731'WR>*6T3FBI7P'+)TF.W%A7-O5<,R?4:HX8[9'I=3DY<*2>H0
MA.1D^[H`/EJ[[F]FJ10;=74[5GS*Q*:*4N0BP"XL$@91Q\L^&/#0-]J,K5P4
M:A-A=;JU/IR#X&7(0T#\.1&E#IFYU^[66$_;E=I\EFHO@&E/SL%45GJ%^J3D
MX/'@#T^M[`!J&VGVJK>[DR57*Y59#4`.<7)KV77GU^)2G)]GGH'!IVX%GU&0
MF/`NFB/OD\4MHG-%2O@.63JSZ3/>3L^(LRUI%?H-5?G1HA'I+$EL!24D@<DJ
M&`<$]1C7SV?W=J%-V[O&BU>8\]Z)2UOTUY9Y*:62EH-@^..3B"/+UM`UWZ<V
MG_:BA?X@S_-K]"][44K`N>AD^0GM?S:0_9*PT;B7NFCR)#T:*B.Y(>=9`*DA
M.`,9Z?64G6@[V['T/;RT35HMP2'91=0VU&DH0"_DX5QQCZHZZ!Q)-1A1Z<J=
M(F1V803R,A;@2@#SY'IJ(_3FT_[44+_$&?YM()2KWJ4+;:NVJ7UN4^>\PI#:
MCD-<5%:BGRY%*<_#5X[/>T$/<N-69=8F38D2&MMII48IRM9"BK/('P''^+0.
M7!NRW9\A#$&OTF2^LX2VS,;6H_('.IK2`;\[=4W;>XX-/I-5=G"0QWZD/!/>
M,]<#/''CUQT'AKEA[S[A1(C$9BXYG<LH2VCDE*CQ`P,D@DGWG0>A.LZIE4@1
MKLOBZ:M):C4VGEBDH?<5Q"0TGO'/S<?X^\HUH3S@::4L@D)&<#6/[/V@]4:/
M3+ANB2U.=D.NU2'#0D]Q&<><4X75`_\`$=RL@*/U1T3CQ(3@IE4W`<]*K9J%
M%MP>M#@,NJ8E/G[+SRDD*1CQ2T/BKRU\IU:E6:8U'O\`?9J=NU-T4^/5EA*5
M<W`0&I3?0=0%?K4]/O!/CK3-8!VKZ#5KGAV_3J<]%:CMK>?=[]:D\EA*0G``
M/@%*_/09M2^SBNJWG<U'57A36Z<ZAR,%1>_6]&="BA?UT_=*3[TJU6=Y]D9&
MV=$B515<CU*._($?CW!9<"BE2L@<E9&$^>NR%;VXT2+%9A7.U&,%!C,NLRW6
MW$-*(/=<TH!*,I!"22![,=<QM<L"^+@>;>KMPLU)U)*$*ES'G2GS`Y).!T]F
M@HEQ71.KM.I<%]N+'A4ULH99BLI90I2CE3BDIZ%:L#)_#K4*MN79B=C'K#HM
M,JS<MQ+3BI3S382X^'$+6LX63UXD#W8UHO9WV5@,"J52[XU,JR@KT6/'6WWS
M:.B5*60I(&>H`Z>?GK5KHVKLV1;-69B6O1(TEV&\AM]N&VE32B@X4DA/0@X(
M/CH$0I]PR8-I5BA-=(]3?CO.GW,]Y@?,K!_=UM6S.UJ+QV.NM_ND_2<J2#3U
M*'4+81D8/DHN+0=4/^AVX/\`K*5_>N?R:=+9NWQ;&V=O4O*"XU&YN%!/%2UD
MK4>HSXJ.@1:WKVJ5OV3=-JI2KT6KAL*!Z%EQ"T\NGXD@I/RU6_HN5]!_2Q;/
MH1D^BA?_`'./+'Y:W[?S9^2K<6;4:$]"8BU!(EJ:=4I)0ZKESQA)&"4E7Q5J
M_6ILFU6-@XMM5&:B/4')JZDF3''-`>]9M.00"1PP".GQT$_V2TP1LW`,,H,@
MR7S*P.H=YD#/_C[O5DW)W8MO;N3#C5Y<EV1)!4EJ(A*UH2/M*!4,`GPTI54M
M6]MK:M*ATZXQ#6<%Q4"4ZA+@]F1Q&=6RPMAZW?4M-=NRX4+AO+!><0XMZ4Z?
M(J6,#I[<GX:"B=H&\X5][A.5:DN/+IR8S3#!=04$!.2KH?Q*5IQ-@!`3LY:P
MIBD%GT0=YQ_KB27`??S*M5C<W8J@71:U*A4-+='E4UKN8CJ4%04WU44.=<GK
ME7+J<DGVG2V2*!?6W=1>I5/N14)2U@.)I\UY#:CCQ(XCK[\:!@NUI>T2C6*Y
M;;+H55*N4@M@]6V$K"E+/EDIXC][RTGS<63&M]R>H*;CS'?14$CH[PXK7C]D
M]U_%K=MO^S]5[SEMUN[K@0N&\0XXIIQ;TE[W%2P`/CZVNWM`[=2)-?HU'MM-
M/@T6DTX-QV%K6#R4I2EJ.$G).!DGJ3XZ"C[-;2W!?-NU2LV_6DTM;#OHJ$J*
MT=^H)"B"M/@/63[#JJT2C-5+<!%#O^K3Z:M+YB.O+3WRFW`KCQ45*&$Y^UU^
M&G5V#MLVEM?2*<Z6UR7%.//+:)*5+4M1]H!Z)"1\M8EVF=MY5;W$%6HZH3"9
M$%E4COEJ2I;H4M/+`21]5*!\M!GO:(H%$LRO4FU+=;/<PHW?R77%<G7'G3U*
MC^PA'0=-6+;C:/="9:$2HVO<Z*/3:@GTE,9%2D,%6>G)2&T$9(`Z^6-5BO;=
MW97ZOZ;5:E3'YKK325.EQ>5)2VE*<^IX\4I&GHH%/:I-#IU.B`"-$CML-=,8
M0A(2/\AH%AM_LO5B=6#+OBXV'4*7R>]#4X\Z]\7'$IQ\<'3(P+0MZ#!CQ(U&
7@I8CMI:;!9"B$I&!DGJ>@\3J=T:#_]D_
`
end
</TEXT>
</DOCUMENT>
</SUBMISSION>
