0001140361-08-015985 11-K 2 20071231 20080630 20080630 NBT BANCORP INC 0000790359 6021 161268674 DE 1231 11-K 34 000-14703 08925814 52 S BROAD ST NORWICH NY 13815 6073372265 52 S. BROAD STREET NORWICH NY 13815 11-K 1 form11k.htm NBT BANCORP 11-K 12-31-2007 EX-23 2 ex23.htm EXHIBIT 23