0001320922-09-000017 5 1 20081231 20090126 20090126 NBT BANCORP INC 0000790359 6021 161268674 DE 1231 52 S BROAD ST NORWICH NY 13815 6073372265 52 S. BROAD STREET NORWICH NY 13815 LEVY JEFFREY M 0001384972 5 34 000-14703 09545468 518-437-4112 52 SOUTH BROAD STREET NORWICH NY 13815 5 1 edgardoc.xml PRIMARY DOCUMENT