0001455754-09-000007 4 1 20090430 20090504 20090504 OWENS WILLIAM L 0001204724 4 34 000-14703 09791979 NBT BANCORP INC 0000790359 6021 161268674 DE 1231 52 S BROAD ST NORWICH NY 13815 6073372265 52 S. BROAD STREET NORWICH NY 13815 4 1 edgardoc.xml PRIMARY DOCUMENT