Exhibit 23.1
Consent of Independent
Registered Public Accounting Firm
The Board
of Directors
NBT
Bancorp Inc.:
We
consent to the use of our reports dated February 27, 2009, with respect to the
consolidated balance sheets of NBT Bancorp Inc. and subsidiaries as of December
31, 2008 and 2007, and the related consolidated statements of income, changes in
stockholders’ equity, cash flows and comprehensive income for each of the years
in the three-year period ended December 31, 2008, and the effectiveness of
internal control over financial reporting as of December 31, 2008, incorporated
herein by reference and to the reference to our firm under the heading “Experts”
in the prospectus.
/s/ KPMG
LLP
Albany,
New York
March 24,
2009