0001140361-09-015398 11-K 2 20081231 20090629 20090629 NBT BANCORP INC 0000790359 6021 161268674 DE 1231 11-K 34 000-14703 09916540 52 S BROAD ST NORWICH NY 13815 6073372265 52 S. BROAD STREET NORWICH NY 13815 11-K 1 form11k.htm NBT BANCORP INC 11-K 12-31-2008 EX-23 2 ex23.htm EXHBIT 23