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Loans | 12 Months Ended
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Dec. 31, 2014
Loans [Abstract] |
Loans | (4) Loans A summary of loans, net of deferred fees and origination costs, by category is as follows:
|  | At December 31, |
(In thousands) |  | 2014 |  |  | 2013 |
Residential real estate mortgages |  | $ | 1,115,589 |  |  | $ | 1,041,637 |
Commercial |  |  | 839,770 |  |  |  | 859,026 |
Commercial real estate |  |  | 1,442,989 |  |  |  | 1,328,313 |
Real estate construction and development |  |  | 83,750 |  |  |  | 93,247 |
Agricultural and agricultural real estate mortgages |  |  | 107,195 |  |  |  | 112,035 |
Consumer |  |  | 1,436,382 |  |  |  | 1,352,638 |
Home equity |  |  | 569,596 |  |  |  | 619,899 |
Total loans |  | $ | 5,595,271 |  |  | $ | 5,406,795 |
Included in the above loans are net deferred loan origination costs totaling $35.6 million and $31.8 million at December 31, 2014 and 2013, respectively. The Company had residential loans held for sale totaling $3.2 million as of December 31, 2014 and $0.1 million as of December 31, 2013. At December 31, 2014 and 2013, the Company serviced $23.4 million and $15.7 million, respectively, of agricultural loans sold with recourse. Due to sufficient collateral on these loans, no reserve is considered necessary at December 31, 2014 and 2013. FHLB advances are collateralized by a blanket lien on the Company’s residential real estate mortgages. In the ordinary course of business, the Company has made loans at prevailing rates and terms to directors, officers, and other related parties. Such loans, in management’s opinion, do not present more than the normal risk of collectability or incorporate other unfavorable features. The aggregate amount of loans outstanding to qualifying related parties and changes during the years are summarized as follows:
(In thousands) |  | 2014 |  |  | 2013 |
Balance at January 1 |  | $ | 3,372 |  |  | $ | 2,790 |
New loans |  |  | 522 |  |  |  | 569 |
Adjustment due to change in composition of related parties |  |  | 253 |  |  |  | 376 |
Repayments |  |  | (571 | ) |  |  | (363 | )
Balance at December 31 |  | $ | 3,576 |  |  | $ | 3,372 |

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- Definition The entire disclosure for claims held for amounts due a company, excluding disclosure for allowance for credit losses. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Also excludes disclosure for financing receivables. + References No definition available. + Details
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