XML 19 R4.htm IDEA: XBRL DOCUMENT v3.3.1.900
Consolidated Statements of Income - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest, fee, and dividend income      
Interest and fees on loans $ 241,828 $ 243,324 $ 238,672
Securities available for sale 20,418 24,464 25,510
Securities held to maturity 9,233 5,261 2,660
Other 1,745 2,032 1,881
Total interest, fee, and dividend income 273,224 275,081 268,723
Interest expense      
Deposits 14,257 13,638 16,290
Short-term borrowings 783 845 515
Long-term debt 3,355 6,555 11,755
Junior subordinated debt 2,221 2,165 2,084
Total interest expense 20,616 23,203 30,644
Net interest income 252,608 251,878 238,079
Provision for loan losses 18,285 19,539 22,424
Net interest income after provision for loan losses 234,323 232,339 215,655
Noninterest income      
Insurance and other financial services revenue 24,211 24,517 24,447
Service charges on deposit accounts 17,056 17,941 19,307
ATM and debit card fees 18,248 17,135 15,558
Retirement plan administration fees 14,146 12,129 11,497
Trust 19,026 18,950 16,682
Bank owned life insurance income 4,334 5,349 3,793
Net securities gains 3,087 92 1,426
Gain on the sale of Springstone investment 4,179 19,401 0
Other 14,194 10,513 10,505
Total noninterest income 118,481 126,027 103,215
Noninterest expense      
Salaries and employee benefits 124,318 119,667 113,580
Occupancy 22,095 22,128 20,720
Data processing and communications 16,588 16,137 15,353
Professional fees and outside services 13,407 14,426 13,309
Equipment 13,408 12,658 11,493
Office supplies and postage 6,367 6,983 6,563
FDIC expenses 5,145 4,944 4,960
Advertising 2,654 2,831 3,204
Amortization of intangible assets 4,864 5,047 4,872
Loan collection and other real estate owned 2,620 3,248 2,619
Merger expenses 0 0 12,364
Prepayment penalties on long-term debt 0 17,902 0
Other 24,710 20,092 19,890
Total noninterest expense 236,176 246,063 228,927
Income before income tax expense 116,628 112,303 89,943
Income tax expense 40,203 37,229 28,196
Net income $ 76,425 $ 75,074 $ 61,747
Earnings per share      
Basic (in dollars per share) $ 1.74 $ 1.71 $ 1.47
Diluted (in dollars per share) $ 1.72 $ 1.69 $ 1.46