<SEC-DOCUMENT>0001140361-19-023421-index.html : 20191230
<SEC-HEADER>0001140361-19-023421.hdr.sgml : 20191230
<ACCEPTANCE-DATETIME>20191230140054
ACCESSION NUMBER:		0001140361-19-023421
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20191227
FILED AS OF DATE:		20191230
DATE AS OF CHANGE:		20191230

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Kowalczyk Andrew S III
		CENTRAL INDEX KEY:			0001693218

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14703
		FILM NUMBER:		191316116

	MAIL ADDRESS:	
		STREET 1:		52 SOUTH BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>form4.xml
<DESCRIPTION>FORM 4
<TEXT>
Document 1 - file: form4.html

Document 1 - RAW XML: form4.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>ex24.htm
<DESCRIPTION>EXHIBIT 24
<TEXT>
Document 2 - file: ex24.htm

</DOCUMENT>
</SEC-DOCUMENT>