<SEC-DOCUMENT>0001140361-19-013612.txt : 20190729
<SEC-HEADER>0001140361-19-013612.hdr.sgml : 20190729
<ACCEPTANCE-DATETIME>20190729163017
ACCESSION NUMBER:		0001140361-19-013612
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20190729
ITEM INFORMATION:		Regulation FD Disclosure
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20190729
DATE AS OF CHANGE:		20190729

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14703
		FILM NUMBER:		19981547

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>form8k.htm
<DESCRIPTION>8-K
<TEXT>
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    <div>
      <div style="text-align: center; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
      <div style="text-align: center; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
      <div style="text-align: center; font-size: 12pt;"><font style="font-weight: bold;">WASHINGTON, D.C. 20549</font></div>
      <div> <br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
      <div style="text-align: center; font-size: 18pt; font-weight: bold;">FORM 8-K</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center; font-weight: bold;">CURRENT REPORT</div>
      <div style="text-align: center;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center;">Date of Report (Date of earliest event reported): July 29, 2019</div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
      <div style="text-align: center; font-size: 24pt; font-weight: bold;">NBT BANCORP INC.</div>
      <div style="text-align: center;">(Exact name of registrant as specified in its charter)</div>
      <div style="text-align: center;"> <br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="z905b55678afc4196bc1b948ae2c9a7d0">

          <tr>
            <td style="width: 33.33%; vertical-align: top;">
              <div style="text-align: center; font-weight: bold;">Delaware</div>
            </td>
            <td style="width: 34%; vertical-align: top;">
              <div style="text-align: center; font-weight: bold;">000-14703</div>
            </td>
            <td style="width: 33.27%; vertical-align: top;">
              <div style="text-align: center; font-weight: bold;">16-1268674</div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 33.33%; vertical-align: top;">
              <div style="text-align: center;">(State or other jurisdiction of incorporation or organization)</div>
            </td>
            <td rowspan="1" style="width: 34%; vertical-align: top;">
              <div style="text-align: center;">(Commission File Number)</div>
            </td>
            <td rowspan="1" style="width: 33.27%; vertical-align: top;">
              <div style="text-align: center;">(I.R.S. Employer Identification No.)</div>
            </td>
          </tr>

      </table>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-align: center; font-weight: bold;">52 South Broad Street</div>
      <div style="text-align: center; font-weight: bold;">Norwich, New York 13815</div>
      <div style="text-align: center;">(Address of principal executive offices, zip code)</div>
      <div><br>
      </div>
      <div style="text-align: center;">Registrant&#8217;s telephone number, including area code: <font style="font-weight: bold;">(607) 337-2265</font></div>
      <div><br>
      </div>
      <div style="text-align: center; font-weight: bold;">Not Applicable</div>
      <div style="text-align: center;">(Former name or former address, if changed since last report)</div>
      <div style="text-align: center;"><font style="font-style: italic;"> </font><br>
      </div>
      <div>Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>
      <div> <br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z90dd95d71bc3433cbd69f7e41ab4856d">

            <tr>
              <td style="width: 18pt; vertical-align: top;">
                <div>&#9744;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div>Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze0daa066b8aa45458861e46ab205d5ea">

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              <td style="width: 18pt; vertical-align: top;">
                <div>&#9744;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div>Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="z2074eb3b42ef4e8ebd42be4fec30663a">

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              <td style="width: 18pt; vertical-align: top;">
                <div>&#9744;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div>Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zf7b6dee5eb334f19a21187638f176285">

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              <td style="width: 18pt; vertical-align: top;">
                <div>&#9744;</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div>Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify;">Securities registered pursuant to Section 12(b) of the Act:</div>
      <div><br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zaab1ad5c3dfa4117bd4e9c9cd0ce5276">

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            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center;"><u>Title of class</u></div>
            </td>
            <td style="width: 34%; vertical-align: top;">
              <div style="text-align: center;"><u>Trading Symbol</u></div>
            </td>
            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center;"><u>Name of exchange on which registered</u></div>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 33%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 34%; vertical-align: top;">&#160;</td>
            <td rowspan="1" style="width: 33%; vertical-align: top;">&#160;</td>
          </tr>
          <tr>
            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center;">Common Stock, par value $0.01 per share</div>
            </td>
            <td style="width: 34%; vertical-align: top;">
              <div style="text-align: center;">NBTB</div>
            </td>
            <td style="width: 33%; vertical-align: top;">
              <div style="text-align: center;">The NASDAQ Stock Market LLC</div>
            </td>
          </tr>

      </table>
      <div><br>
      </div>
      <div style="text-align: justify;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934
        (&#167;240.12b-2 of this chapter).</div>
      <div style="text-align: justify;"> <br>
      </div>
      <div style="text-align: justify; margin-left: 36pt;">Emerging growth company &#9744;</div>
      <div style="text-align: justify;"> <br>
      </div>
      <div style="text-align: justify;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to
        Section 13(a) of the Exchange Act. &#9744;</div>
      <div style="text-align: justify;"> <br>
      </div>
      <div style="text-align: justify;">
        <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"> </div>
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                <td style="width: 72pt; vertical-align: top; align: right; font-weight: bold;">Item 7.01</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-weight: bold;">Regulation FD Disclosure.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div><br>
      </div>
      <div style="text-align: justify; text-indent: 36pt;">On July 29, 2019, NBT Bancorp Inc. announced a third-quarter 2019 cash dividend of $0.26 per share. The dividend will be paid on September 13, 2019 to shareholders of record as of August 30, 2019.
        That press release is furnished as Exhibit 99.1 hereto.</div>
      <div>&#160;</div>
      <div>
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                <td style="width: 72pt; vertical-align: top; align: right; font-weight: bold;">Item 9.01</td>
                <td style="width: auto; vertical-align: top;">
                  <div style="font-weight: bold;">Financial Statements and Exhibits.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>&#160;</div>
      <div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="ze20044b452a6419d968dfdedb9e5c641">

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                <td style="width: 36pt; vertical-align: top;">(a)</td>
                <td style="width: auto; vertical-align: top;">
                  <div>Not applicable.</div>
                </td>
              </tr>

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        </div>
      </div>
      <div>&#160;</div>
      <div>
        <div>
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                <td style="width: 36pt; vertical-align: top;">(b)</td>
                <td style="width: auto; vertical-align: bottom;">
                  <div>Not applicable.</div>
                </td>
              </tr>

          </table>
        </div>
      </div>
      <div>&#160;</div>
      <div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;" class="DSPFListTable" id="zb8f86a73104046af95347ae08ae52606">

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                <td style="width: 36pt; vertical-align: top;">(c)</td>
                <td style="width: auto; vertical-align: top;">
                  <div>Not applicable.</div>
                </td>
              </tr>

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        </div>
      </div>
      <div>&#160;</div>
      <div>
        <div>
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                <td style="width: 36pt; vertical-align: top;">(d)</td>
                <td style="width: auto; vertical-align: top;">
                  <div>Exhibits.</div>
                </td>
              </tr>

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        </div>
      </div>
      <div>&#160;</div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="ze7ccf17119bb491b9348ee8804dce8c3">

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            <td style="width: 10%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0);">
              <div style="font-weight: bold;">Exhibit No.</div>
            </td>
            <td colspan="1" style="width: 3%; vertical-align: bottom; padding-bottom: 2px;"><br>
            </td>
            <td style="width: 87%; vertical-align: top; border-bottom: 2px solid black;">
              <div style="text-align: justify; font-weight: bold;">Description</div>
            </td>
          </tr>

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            <td colspan="2" rowspan="1" style="width: 5%; vertical-align: top;"><br>
            </td>
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          <tr>
            <td style="width: 5%; vertical-align: top;">
              <div style="text-align: justify;"><a href="ex99_1.htm">99.1</a></div>
            </td>
            <td style="width: 95%; vertical-align: top;">
              <div style="text-align: justify;">Press release of NBT Bancorp Inc. dated July 29, 2019</div>
            </td>
          </tr>

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      <div><br>
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      <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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      <div style="text-align: justify; font-weight: bold;">SIGNATURE</div>
      <div style="text-align: center;"> <br>
      </div>
      <div style="text-indent: 36pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</div>
      <div> <br>
      </div>
      <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;" id="zb02edeea1b0c4482b813872aa3511486">

          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td colspan="2" style="vertical-align: top;">
              <div style="font-weight: bold;">NBT BANCORP INC.</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;"><br>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;">
              <div>Date: July 29, 2019</div>
            </td>
            <td style="width: 4%; vertical-align: top;">
              <div>By:</div>
            </td>
            <td style="width: 46%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
              <div>/s/ Michael J. Chewens</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div>Michael J. Chewens</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div>Senior Executive Vice President</div>
            </td>
          </tr>
          <tr>
            <td style="width: 50%; vertical-align: top;"><br>
            </td>
            <td style="width: 4%; vertical-align: top;"><br>
            </td>
            <td style="width: 46%; vertical-align: top;">
              <div>and Chief Financial Officer</div>
            </td>
          </tr>

      </table>
      <div> <br>
        <div><br>
        </div>
      </div>
    </div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>ex99_1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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    <div style="font-weight: bold; text-align: right;"> Exhibit 99.1<br>
       </div>
    <div style="font-weight: bold; text-align: right;"> <br>
      </div>
    <div>
      <div>
        <div style="font-weight: bold;">
          <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;" id="zeb5f52ea61b0411693f3b1b2a2b07fbf">

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                <td style="width: 100.00%;">
                  <div>
                    <div style="text-align: left; font-weight: bold;">FOR IMMEDIATE RELEASE</div>
                  </div>
                </td>
              </tr>
              <tr>
                <td style="width: 100%; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div>
                    <div style="text-align: left; font-weight: bold;">ATTENTION: FINANCIAL AND BUSINESS EDITORS</div>
                  </div>
                </td>
              </tr>

          </table>
        </div>
        <div style="font-weight: bold;"> </div>
        <div>
          <div style="text-align: justify;">
            <div>
              <div> <br>
              </div>
              <table cellspacing="0" cellpadding="0" id="z9666ca78fb0147cfae255367da0c749d" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

                  <tr>
                    <td style="width: 72pt; vertical-align: top;">Contact:</td>
                    <td style="width: auto; vertical-align: top; text-align: justify;">
                      <div>John H. Watt, Jr., President and CEO</div>
                    </td>
                  </tr>

              </table>
            </div>
          </div>
          <div style="text-align: justify; margin-left: 72pt;">Michael J. Chewens, CFO</div>
          <div style="text-align: justify; margin-left: 72pt;">NBT Bancorp Inc.</div>
          <div style="text-align: justify; margin-left: 72pt;">52 South Broad Street</div>
          <div style="text-align: justify; margin-left: 72pt;">Norwich, NY 13815</div>
          <div style="text-align: justify; margin-left: 72pt;">607-337-6119</div>
          <div><br>
          </div>
          <div style="text-align: center; font-weight: bold;">NBT BANCORP INC. ANNOUNCES CASH DIVIDEND</div>
          <div><br>
          </div>
          <div style="text-align: justify;">NORWICH, NY (July 29, 2019) &#8211; The Board of Directors of NBT Bancorp Inc. (&#8220;NBT&#8221; or the &#8220;Company&#8221;) (NASDAQ: NBTB) approved a third-quarter 2019 cash
            dividend of $0.26 per share at a meeting held today July 29, 2019. The dividend will be paid on September 13, 2019 to shareholders of record as of August 30, 2019.</div>
          <div><br>
          </div>
          <div style="text-align: justify; font-weight: bold;">Corporate Overview</div>
          <div><br>
          </div>
          <div style="text-align: justify; font-size: 12pt;"><font style="font-size: 10pt; color: rgb(0, 0, 0);">NBT Bancorp Inc. is a financial holding company headquartered in
              Norwich, N.Y., with total assets of $9.6 billion at June 30, 2019. The Company primarily operates through NBT Bank, N.A., a full-service community bank and through two financial services companies. NBT Bank, N.A. has 149 banking locations in
              New York, Pennsylvania, Vermont, Massachusetts, New Hampshire and Maine. EPIC Retirement Plan Services, based in Rochester, N.Y., is a full-service 401(k) plan recordkeeping firm. NBT Insurance Agency, LLC, based in Norwich, N.Y., is a
              full-service insurance agency. More information about NBT and its divisions is available online at: </font><u><font style="font-size: 10pt;">www.nbtbancorp.com</font></u><font style="font-size: 10pt; color: rgb(0, 0, 0);">, </font><u><font style="font-size: 10pt;">www.nbtbank.com</font></u><font style="font-size: 10pt; color: rgb(0, 0, 0);">, </font><u><font style="font-size: 10pt;">www.epic1st.com</font></u><font style="font-size: 10pt; color: rgb(0, 0, 0);">
              and </font><u><font style="font-size: 10pt;">www.nbtinsurance.com</font></u></div>
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