XML 65 R49.htm IDEA: XBRL DOCUMENT
v3.22.0.1

Regulatory Capital Requirements (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2021
Regulatory Capital Requirements [Abstract] |
Compliance with Regulatory Compliance Requirements Under Banking Regulations | The Company and NBT Bank’s actual capital amounts and ratios are presented as follows:
|  | Actual |  |  | Regulatory Ratio Requirements |
(Dollars in thousands) |  | Amount |  |  | Ratio |  |  | Minimum Capital Adequacy |  |  | Minimum plus Buffer |  |  | For Classification as Well- Capitalized |
As of December 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Tier I Capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  | $ | 1,103,661 |  |  |  | 9.41 | % |  |  | 4.00 | % |  |  |  |  |  | 5.00 | %
NBT Bank |  |  | 1,087,990 |  |  |  | 9.32 | % |  |  | 4.00 | % |  |  |  |  |  | 5.00 | %
Common Equity Tier 1 Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 1,006,661 |  |  |  | 12.25 | % |  |  | 4.50 | % |  |  | 7.00 | % |  |  | 6.50 | %
NBT Bank |  |  | 1,087,990 |  |  |  | 13.36 | % |  |  | 4.50 | % |  |  | 7.00 | % |  |  | 6.50 | %
Tier I Capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 1,103,661 |  |  |  | 13.43 | % |  |  | 6.00 | % |  |  | 8.50 | % |  |  | 8.00 | %
NBT Bank |  |  | 1,087,990 |  |  |  | 13.36 | % |  |  | 6.00 | % |  |  | 8.50 | % |  |  | 8.00 | %
Total Capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 1,292,669 |  |  |  | 15.73 | % |  |  | 8.00 | % |  |  | 10.50 | % |  |  | 10.00 | %
NBT Bank |  |  | 1,176,998 |  |  |  | 14.45 | % |  |  | 8.00 | % |  |  | 10.50 | % |  |  | 10.00 | %
As of December 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Tier I Capital (to average assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  | $ | 1,018,320 |  |  |  | 9.56 | % |  |  | 4.00 | % |  |  |  |  |  |  | 5.00 | %
NBT Bank |  |  | 1,054,097 |  |  |  | 9.95 | % |  |  | 4.00 | % |  |  |  |  |  |  | 5.00 | %
Common Equity Tier 1 Capital |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 921,320 |  |  |  | 11.84 | % |  |  | 4.50 | % |  |  | 7.00 | % |  |  | 6.50 | %
NBT Bank |  |  | 1,054,097 |  |  |  | 13.67 | % |  |  | 4.50 | % |  |  | 7.00 | % |  |  | 6.50 | %
Tier I Capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 1,018,320 |  |  |  | 13.09 | % |  |  | 6.00 | % |  |  | 8.50 | % |  |  | 8.00 | %
NBT Bank |  |  | 1,054,097 |  |  |  | 13.67 | % |  |  | 6.00 | % |  |  | 8.50 | % |  |  | 8.00 | %
Total Capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Company |  |  | 1,215,672 |  |  |  | 15.62 | % |  |  | 8.00 | % |  |  | 10.50 | % |  |  | 10.00 | %
NBT Bank |  |  | 1,150,544 |  |  |  | 14.93 | % |  |  | 8.00 | % |  |  | 10.50 | % |  |  | 10.00 | %

X
- References No definition available. + Details
Name: | srt_RegulatoryCapitalRequirementsAbstract
Namespace Prefix: | srt_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958570-112826 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826 + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration