<SEC-DOCUMENT>0001140361-22-015748.txt : 20220425
<SEC-HEADER>0001140361-22-015748.hdr.sgml : 20220425
<ACCEPTANCE-DATETIME>20220425163248
ACCESSION NUMBER:		0001140361-22-015748
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		13
CONFORMED PERIOD OF REPORT:	20220425
ITEM INFORMATION:		Results of Operations and Financial Condition
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20220425
DATE AS OF CHANGE:		20220425

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14703
		FILM NUMBER:		22850096

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
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<TYPE>8-K
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">UNITED STATES</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 12pt;">&#160;<span style="font-weight: bold;">WASHINGTON, D.C. 20549</span></div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt; font-weight: bold;"> <br />
      </span></div>

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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">CURRENT REPORT</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934</div>

    <div style="text-align: center; font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" id="Fact_e7ced345b3c347ad9fa28a4f4663b0bd" contextRef="c20220425to20220425" format="ixt:datemonthdayyearen">April 25, 2022</ix:nonNumeric></div>

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    <div style="text-align: center; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;"> <span style="font-family: 'Times New Roman';"><br />
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Exact name of registrant as specified in its charter)</div>

    <div style="text-align: center; font-family: 'Times New Roman';"><br />
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            <div style="text-align: center; font-size: 10pt;">(State or other jurisdiction of incorporation or organization)</div>
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            <div style="text-align: center; font-size: 10pt;">(Commission File Number)</div>
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            <div style="text-align: center; font-size: 10pt;">(I.R.S. Employer Identification No.)</div>
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><ix:nonNumeric name="dei:EntityAddressAddressLine1" id="Fact_571b8a16e16d4d23a99b2cd3f8dcef61" contextRef="c20220425to20220425">52 South Broad Street</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressCityOrTown" id="Fact_b1aa88ba245d446cb0140b2220b47e2c" contextRef="c20220425to20220425">Norwich</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="Fact_f52d4a104a5d4ae6a966d4e2b5b284be" contextRef="c20220425to20220425" format="ixt-sec:stateprovnameen">New York</ix:nonNumeric> <ix:nonNumeric name="dei:EntityAddressPostalZipCode" id="Fact_86601629deb24e1c8e01bc253a71d11b" contextRef="c20220425to20220425">13815</ix:nonNumeric></div>

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    <div style="font-family: 'Times New Roman';"><br />
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">Registrant&#8217;s telephone number, including area code: <span style="font-size: 10pt; font-weight: bold;">(<ix:nonNumeric name="dei:CityAreaCode" id="Fact_d8bd58a950574b298c6335d6ec5c0073" contextRef="c20220425to20220425">607</ix:nonNumeric>) <ix:nonNumeric name="dei:LocalPhoneNumber" id="Fact_46a13f1dd7f14c5983c33b7b0011f878" contextRef="c20220425to20220425">337-2265</ix:nonNumeric></span></div>

    <div style="font-family: 'Times New Roman';"><br />
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Not Applicable</div>

    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt;">(Former name or former address, if changed since last report)</div>

    <div style="text-align: center; font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt;">Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</div>

    <div style="text-align: left; font-family: 'Times New Roman';"><br />
    </div>

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    <td style="width: auto; vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; font-size: 10pt;">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</div>
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    </div>

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    </div>

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    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; font-size: 10pt;"><ix:nonNumeric name="dei:SolicitingMaterial" id="Fact_cfd84bd0778e4d4a88fac52e643c85c9" contextRef="c20220425to20220425" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
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    <td style="width: auto; vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; font-size: 10pt;">Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</div>
            </td>

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    </div>

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    <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementTenderOffer" id="Fact_7aba8fb788b94752a8413550d09f4422" contextRef="c20220425to20220425" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
              </div>
            </td>

    <td style="width: auto; vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; font-size: 10pt;">Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</div>
            </td>

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    </div>

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              <div style="text-align: left; font-size: 10pt;"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" id="Fact_389c01fc790d4de8aab0679d3831b81d" contextRef="c20220425to20220425" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric><br />
              </div>
            </td>

    <td style="width: auto; vertical-align: top; font-family: 'Times New Roman';">
              <div style="text-align: left; font-size: 10pt;">Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</div>
            </td>

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    </div>

    <div style="font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Securities registered pursuant to Section 12(b) of the Act:</div>

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    <td style="width: 36.83%; vertical-align: top; border-bottom: 2px solid black; font-family: 'Times New Roman';">
            <div style="text-align: center; font-size: 10pt;">Title of class</div>
          </td>

    <td style="width: 0.85%; vertical-align: bottom; font-family: 'Times New Roman';"><br />
          </td>

    <td style="width: 23.96%; vertical-align: top; border-bottom: 2px solid black; font-family: 'Times New Roman';">
            <div style="text-align: center; font-size: 10pt;">Trading Symbol</div>
          </td>

    <td style="width: 0.85%; vertical-align: bottom; font-family: 'Times New Roman';"><br />
          </td>

    <td style="width: 37%; vertical-align: top; border-bottom: 2px solid black; font-family: 'Times New Roman';">
            <div style="text-align: center; font-size: 10pt;">Name of exchange on which registered</div>
          </td>

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    <td style="width: 36.83%; vertical-align: top; font-family: 'Times New Roman';">
            <div style="text-align: center; font-size: 10pt;"><ix:nonNumeric name="dei:Security12bTitle" id="Fact_22c9b9c2ff6e4a3eb83065580f5f6615" contextRef="c20220425to20220425">Common Stock, par value $0.01 per share</ix:nonNumeric><br />
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          </td>

    <td style="width: 0.85%; vertical-align: bottom; font-family: 'Times New Roman';"><br />
          </td>

    <td style="width: 23.96%; vertical-align: top; font-family: 'Times New Roman';">
            <div style="text-align: center; font-size: 10pt;"><ix:nonNumeric name="dei:TradingSymbol" id="Fact_bab4741bb4f74d0c8683a9bcba3d5b8f" contextRef="c20220425to20220425">NBTB</ix:nonNumeric><br />
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    <td style="width: 0.85%; vertical-align: bottom; font-family: 'Times New Roman';"><br />
          </td>

    <td style="width: 37%; vertical-align: top; font-family: 'Times New Roman';">
            <div style="text-align: center; font-size: 10pt;"><ix:nonNumeric name="dei:SecurityExchangeName" id="Fact_32c0dfec6d2c468fafe158634696ef6f" contextRef="c20220425to20220425" format="ixt-sec:exchnameen">The NASDAQ Stock Market LLC</ix:nonNumeric><br />
            </div>
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    <div style="font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2
      of the Securities Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</div>

    <div style="text-align: justify; font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Emerging growth company <ix:nonNumeric name="dei:EntityEmergingGrowthCompany" id="Fact_35048a00bea84c129936085e4c502072" contextRef="c20220425to20220425" format="ixt-sec:boolballotbox">&#x2610;</ix:nonNumeric></div>

    <div style="text-align: justify; font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised
      financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. &#9744;</div>

    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;"><span style="font-size: 10pt;"> <br />
      </span></div>

    <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
      <hr style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;" /></div>

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        <hr style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;" /></div>

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    <td style="width: 54pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Item 2.02</td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman';">
            <div style="font-size: 10pt; font-weight: bold;">Results of Operations and Financial Condition</div>
          </td>

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    <div style="font-family: 'Times New Roman';"><br />
    </div>

    <div style="text-align: justify; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">On April 25, 2022, NBT Bancorp Inc. issued a press release describing its results of operations for the quarter ended March 31, 2022. That press
      release is furnished as Exhibit 99.1 hereto. A conference call will be held at 8:30 a.m. Eastern Time on Tuesday, April 26, 2022, to review the first quarter 2022 financial results. The audio webcast link, along with the corresponding presentation
      slides, will be available on the Event Calendar page of the Company&#8217;s website at <span style="text-decoration: underline;"><span style="font-size: 10pt;">www.nbtbancorp.com</span></span>.</div>

    <div style="font-family: 'Times New Roman';">&#160;</div>

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    <td style="width: 54pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Item 9.01</td>

    <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman';">
            <div style="font-size: 10pt; font-weight: bold;">Financial Statements and Exhibits.</div>
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    <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">(a)</td>

    <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Not applicable.</div>
          </td>

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    <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">(b)</td>

    <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Not applicable.</div>
          </td>

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    <td style="width: 36pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">(c)</td>

    <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Not applicable.</div>
          </td>

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            <div style="text-align: left; font-size: 10pt; font-weight: bold;">Exhibit No.</div>
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            <div style="text-align: left; font-size: 10pt; font-weight: bold;">Description</div>
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              <div style="text-align: left; font-size: 10pt;"><a href="brhc10036648_ex99-1.htm">99.1</a></div>
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              <div style="text-align: left; font-size: 10pt;">Press release of NBT Bancorp Inc. April 25, 2022</div>
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              <div style="text-align: left; font-size: 10pt;">104</div>
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              <div style="text-align: left; font-size: 10pt;">Cover Page Interactive Data File (embedded within the Inline XBRL document)</div>
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    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">SIGNATURE</div>

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    <div style="text-align: left; text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the
      undersigned hereunto duly authorized.</div>

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            <div style="text-align: left; font-size: 10pt; font-weight: bold;">NBT BANCORP INC.</div>
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            <div style="text-align: left; font-size: 10pt;">Date: April 25, 2022</div>
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            <div style="text-align: left; font-size: 10pt;">By:</div>
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            <div style="text-align: left; font-size: 10pt;">/s/ Scott A. Kingsley</div>
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            <div style="text-align: left; font-size: 10pt;">Scott A. Kingsley</div>
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            <div style="text-align: left; font-size: 10pt;">Executive Vice President</div>
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            <div style="text-align: left; font-size: 10pt;">and Chief Financial Officer</div>
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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>brhc10036648_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
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  <div style="text-align: right;"><font style="font-weight: bold; font-family: 'Times New Roman';">Exhibit 99.1</font></div>
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  <div style="text-align: right;">1</div>
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    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">FOR IMMEDIATE RELEASE</div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">ATTENTION: FINANCIAL AND BUSINESS EDITORS</div>
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            <div style="text-align: justify; font-size: 10pt;">Contact:</div>
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            <div style="text-align: justify; font-size: 10pt;">John H. Watt, Jr., President and CEO</div>
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            <div style="text-align: justify; font-size: 10pt;">Scott A. Kingsley, Executive Vice President and CFO</div>
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            <div style="text-align: justify; font-size: 10pt;">NBT Bancorp Inc.</div>
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          <td style="width: 89.42%; vertical-align: top; font-family: 'Times New Roman';">
            <div style="text-align: justify; font-size: 10pt;">52 South Broad Street</div>
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            <div style="text-align: justify; font-size: 10pt;">Norwich, NY 13815</div>
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            <div style="text-align: justify; font-size: 10pt;">607-337-6589</div>
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    <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">NBT BANCORP INC. ANNOUNCES FIRST QUARTER NET INCOME OF $39.1 MILLION ($0.90 PER DILUTED COMMON SHARE)</div>
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    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">NORWICH, NY (April 25, 2022) &#8211; NBT Bancorp Inc. (&#8220;NBT&#8221; or the &#8220;Company&#8221;) (NASDAQ: NBTB) reported net income of $39.1 million, or $0.90 per diluted share for the three
      months ended March 31, 2022, compared to $39.8 million, or $0.91 per diluted share, in the first quarter of 2021 and $37.3 million, or $0.86 per diluted share in the fourth quarter of 2021. Net interest income recognized in the first quarter of 2022
      from the Paycheck Protection Program (&#8220;PPP&#8221;) was approximately $2.0 million, compared to $6.2 million in the first quarter of 2021, and $7.5 million in the fourth quarter of 2021, reflective of significantly higher levels of loan forgiveness in the
      prior year. Excluding the impact of PPP loan income recognition, net interest income in the first quarter of 2022 improved in comparison to the first quarter of 2021 and the linked fourth quarter of 2021 due to solid organic loan growth, productive
      incremental deployment of excess liquidity into investment securities, and lower costs of deposits. Noninterest income grew to $42.7 million in the first quarter of 2022, up 15.2% from the first quarter of 2021, and 3.8% higher than the fourth
      quarter of 2021. Quarterly operating expenses of $72.1 million in the first quarter of 2022 were 6.3% above the first quarter of the prior year, and seasonally 3.9% lower than the linked fourth quarter of 2021. The Company recorded a provision for
      loan losses of $0.6 million in the first quarter of 2022, compared to a net benefit of $2.8 million in the first quarter of 2021, and a provision of $3.1 million in the fourth quarter of 2021.</div>
    <div style="font-family: 'Times New Roman';">&#160;</div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><a name="z_Hlk85784768"></a>CEO Comments</div>
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      <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">
        <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">&#8220;We are extremely pleased with our first quarter results, including 11% annualized loan growth, deposit growth and continued strong performances by our
          fee-based businesses. Our customers have navigated this difficult operating environment and have grown their businesses, and we have been there to help them,&#8221; said NBT President and CEO John H. Watt, Jr. &#8220;Our asset quality is excellent, with
          historically low levels of net charge-offs and nonperforming assets. We recently received two powerful affirmations of our team and their commitment to our customers. NBT Bank was named one of Forbes World's Best Banks for 2022, and we are the
          highest ranked bank based in New York State. In the J.D. Power 2022 U.S. Retail Banking Satisfaction Study, NBT Bank ranked #2 in the New York Tri-State Region, which includes New York, Connecticut and New Jersey.&#8221;</div>
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    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">First Quarter Financial Highlights</div>
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            <div style="text-align: center; font-size: 10pt;">Net Income</div>
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            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt;">Net income of
                  $39.1 million</font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt;">Diluted
                  earnings per share of $0.90</font></font></div>
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            <div style="text-align: center; font-size: 10pt;">Net Interest</div>
            <div style="text-align: center; font-size: 10pt;">Income / NIM</div>
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          <td style="width: 77%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt;">Net interest
                  income on a fully taxable equivalent (&#8220;FTE&#8221;) basis was $80.6 million<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font></font></div>
            <div style="text-align: left; text-indent: -36.05pt; margin-left: 54.05pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt;">Net
                  interest margin (&#8220;NIM&#8221;) on a FTE basis was 2.95%<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>, down 13 basis points (&#8220;bps&#8221;) from the prior quarter, due primarily to lower PPP income recognition</font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt;">Total cost of
                  deposits of 0.07%</font></font></div>
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            <div style="text-align: center; font-size: 10pt;">Noninterest Income</div>
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            <div style="text-align: left; text-indent: -18.05pt; margin-left: 36.05pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt;">Noninterest



                  income was $42.8 million, excluding securities gains (losses) and was 34.8% of total revenue</font></font></div>
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            <div style="text-align: center; font-size: 10pt;">Pre-Provision Net</div>
            <div style="text-align: center; font-size: 10pt;">Revenue (&#8220;PPNR&#8221;)</div>
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          <td style="width: 77%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: left; text-indent: -36pt; margin-left: 54pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-size: 10pt;">PPNR<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup>
                  was $50.9 million compared to $51.5 million in the fourth quarter of 2021 and $47.5 million in the first quarter of 2021</font></font></div>
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            <div style="text-align: center; font-size: 10pt;">Loans and Credit</div>
            <div style="text-align: center; font-size: 10pt;">Quality</div>
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          <td style="width: 77%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt; font-family: 'Times New Roman';"><a name="z_Hlk101169384"></a><font style="font-size: 10pt;">&#9726;</font>&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-size: 10pt;">Period end total loans were
                $7.6 billion at March 31, 2022, up 2%, from December 31, 2021</font></div>
            <div style="text-align: left; text-indent: -36pt; margin-left: 54.05pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160; <font style="font-size: 10pt;">Period end
                  loans increased $202 million, or 3%, from December 31, 2021, excluding $51 million and $101 million of PPP loans at March 31, 2022 and December 31, 2021, respectively</font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160;&#160;&#160; <font style="font-size: 10pt;">Allowance for
                  loan losses to total loans of 1.18%, was down 5 bps from the fourth quarter 2021</font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160; &#160; &#160;&#160;&#160;&#160; <font style="font-size: 10pt;">Net
                  charge-offs to average loans was 0.14%, annualized</font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160;&#160; &#160;&#160; <font style="font-size: 10pt;">Nonperforming
                  loans to total loans was 0.36%, down from 0.44% in the prior quarter</font></font></div>
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            <div style="text-align: center; font-size: 10pt;">Capital</div>
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            <div style="text-align: left; text-indent: -36pt; margin-left: 54pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160; &#160; &#160;&#160;&#160; <font style="font-size: 10pt;">Tangible book
                  value per share<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup> was $21.25 at March 31, 2022, 3% above the first quarter of 2021 and lower than December 31, 2021 resulting primarily from the impact of higher interest rates on available for sale investment securities and the
                  related impact to AOCI</font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt;">Tangible
                  equity to assets of 7.70%<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></font></font></div>
            <div style="text-align: left; text-indent: -18pt; margin-left: 36pt;"><font style="font-size: 10pt; font-family: 'Times New Roman';">&#9726;</font><font style="font-family: 'Times New Roman';">&#160;&#160;&#160;&#160;&#160;&#160; &#160; &#160; <font style="font-size: 10pt;">CET1 ratio of
                  12.23%; Leverage ratio of 9.52%</font></font></div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Loans</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc36709c0741d4d92855764763c7afff6" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Period end total loans were $7.6 billion at March 31, 2022 and $7.5 billion at December 31, 2021.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zbb0f0fc463294c95bc2389d6e868d9e3" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Excluding PPP loans, period end loans increased $202 million from December 31, 2021. Commercial and industrial loans increased $59.6 million to $1.2 billion; commercial real estate loans increased $54.2 million to
              $2.7 billion; and total consumer loans increased $87.8 million to $3.7 billion.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z89b6aee587e24a12afd8b1f038d0bbb6" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Total PPP loans as of March 31, 2022 were $51 million (net of unamortized fees) with 90% of the original $836 million forgiven through the first quarter of 2022. The following PPP loan activity occurred during the
              first quarter of 2022:</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z50a3d2effcbe494d87a0805fc4ab1dcc" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">o</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">$48.4 million of loans forgiven</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z091491af136a4b1a94c58e543a82fbbd" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">o</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">$2.0 million of interest and fees recognized into interest income, compared to $7.5 million for the fourth quarter of 2021</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z07b63eb388d54b9980ee02ecba108d9c" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';"><a name="z_Hlk76816667"></a><font style="font-size: 10pt;">&#9726;</font></td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Commercial line of credit utilization rate was 23% at March 31, 2022 compared to 21% at December 31, 2021 and 22% at March 31, 2021.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">3</font></div>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Deposits</div>
    <div style="text-align: justify; font-family: 'Times New Roman';"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zc614acabd6f54324a23fc7bb11bc28ab" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Total deposits at March 31, 2022 were $10.5 billion, compared to $10.2 billion at December 31, 2021, driven by increases in savings and money market deposit accounts primarily due to seasonal municipal inflows
              during the quarter.</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Loan to deposit ratio was 73.1% at March 31, 2022, compared to 73.3% at December 31, 2021.</div>
          </td>
        </tr>

    </table>
    <div style="text-align: justify; font-family: 'Times New Roman';"><a name="z_Hlk38350803"></a><br>
    </div>
    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Net Interest Income and Net Interest Margin</div>
    <div style="font-family: 'Times New Roman';">&#160;</div>
    <table cellspacing="0" cellpadding="0" id="z7b7b8c26e2424b11846626914c35f00a" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Net interest income for the first quarter of 2022 was $80.3 million, which was down $4.8 million, or 5.7%, from the fourth quarter of 2021 and up $1.3 million, or 1.6%, from the first quarter of 2021. PPP income of
              $2.0 million was $5.6 million lower in the first quarter of 2022 compared to the prior quarter, partly offset by a $1.1 million increase in interest income on securities.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zb7000ffcf9174753b7a6450035725fb6" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';"><a name="z_Hlk53558660"></a><a name="z_Hlk93328299"></a><font style="font-size: 10pt;">&#9726;</font></td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The NIM on a FTE basis for the first quarter of 2022 was 2.95%, down 13 bps from the fourth quarter of 2021 and down 22 bps from the first quarter of 2021. <a name="z_Hlk76825217"></a>Excluding the impact of PPP
              interest and fees and excess liquidity from each quarter, the NIM decreased 2 bps from the prior quarter primarily due to a 3 bp decrease in earning asset yields partially offset by a 1 bp decline in the cost of interest-bearing liabilities.
              The net impact of income from PPP loans and excess liquidity negatively impacted the NIM by 22 bps in the first quarter of 2022 compared to a negative 11 bps impact in the fourth quarter of 2021.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zcb9589fabe92440692af5856a862e090" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';"><a name="z_Hlk85100428"></a><font style="font-size: 10pt;">&#9726;</font></td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Earning asset yields for the three months ended March 31, 2022 were down 14 bps from the prior quarter and down 29 bps from the same quarter in the prior year. Earning assets grew $71.9 million, or 0.7%, from the
              prior quarter and grew $948.0 million, or 9.3%, from the same quarter in the prior year. The following are highlights comparing the first quarter of 2022 to the prior quarter:</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zbcf73a84d3e14652b4086f9654cd83e5" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">o</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The average balance of investment securities increased $204.0 million and yields increased 9 bps.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zf1a3d4e8934f454c86e2e98f9a90ce3e" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">o</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Investment of excess liquidity resulted in a $155.5 million decrease in the average balances of short-term interest-bearing accounts with a yield of 0.17%.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z5e12edd7daac4cf7aadc165087075bea" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">o</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Loan yields decreased 25 bps to 3.95% for the quarter. Excluding PPP loans, loan yields declined 1 bp from the prior quarter.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z2b624e99ba3041cc98b5251488313b1e" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Total cost of deposits was 0.07% for the first quarter of 2022, down 1 bp from the prior quarter and down 7 bps from the same period in the prior year.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z44e72ee8418c42869c47819f7807a511" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The cost of interest-bearing liabilities for the three months ended March 31, 2022 was 0.23%, down 1 bp compared to the prior quarter of 0.24% and down 11 bps from the first quarter of 2021 of 0.34%.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Credit Quality and Allowance for Credit Losses</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zb3286e22f0624e3e838523ae6a067266" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';"><a name="z_Hlk76911207"></a><font style="font-size: 10pt;">&#9726;</font></td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Net charge-offs to total average loans of 14 bps compared to 22 bps in the prior quarter and 12 bps (13 bps excluding PPP loans) in the first quarter of 2021.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z3dc60666c7f64ec6bbbced3a07af1094" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Nonperforming assets to total assets was 0.23% compared to 0.27% (0.28% excluding PPP loans) at December 31, 2021 and 0.41% (0.43% excluding PPP loans) at March 31, 2021.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="za8eb367718c5439f86f446f36b4d3868" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Provision expense for the three months ended March 31, 2022 was $0.6 million with net charge-offs of $2.6 million. Provision expense was $2.5 million lower than the fourth quarter of 2021 and $3.4 million higher
              than the first quarter of 2021. The decrease in provision expense from the prior quarter was driven by generally positive changes in macro-economic forecasts and a lower level of charge-offs, partly offset by providing for loan growth. The
              increase in provision expense from the first quarter of 2021 was meaningfully influenced by positive year-over-year changes in the economic forecast, loan growth and the resultant required level of allowance for loan losses.</div>
          </td>
        </tr>

    </table>
    <div> <font style="font-family: 'Times New Roman';"><br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">4</font></div>
    </div>
    <table cellspacing="0" cellpadding="0" id="zbb1be0bfc4ea44eebc707c14c053fc1f" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The allowance for loan losses was $90.0 million, or 1.18% loans (1.18% excluding PPP loans and related allowance) of total at March 31, 2022, compared to 1.23% (1.24% excluding PPP loans and related allowance) of
              total loans at December 31, 2021 and 1.38% (1.48% excluding PPP loans and related allowance) of total loans at March 31, 2021. The decrease in the level of allowance for loan losses was primarily due to the positive impact the forecasted
              improving economic conditions had on expected credit losses partly offset by the increase in loan balances.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="zf64960eb61304b2e93f49b8d696e4d26" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The reserve for unfunded loan commitments decreased to $4.8 million at March 31, 2022 compared to the prior quarter at $5.1 million.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Noninterest Income</div>
    <div style="font-family: 'Times New Roman';">&#160;</div>
    <table cellspacing="0" cellpadding="0" id="za7c052ea3e4d4b8899c0ab34bb6b60ae" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Total noninterest income, excluding securities gains (losses), was $42.8 million for the three months ended March 31, 2022, up $1.7 million from the prior quarter and up $6.3 million from the prior year quarter.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z87555ae1343e47db9f6e281ccc90c2f9" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';"><a name="z_Hlk101172312"></a><font style="font-size: 10pt;">&#9726;</font></td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Service charges on deposit accounts were comparable to the prior quarter and higher than the first quarter of 2021. During the quarter, the Company made adjustments to customer non-sufficient funds processing
              practices and expects, once fully implemented, these adjustments to reduce service charge fee income by approximately $0.5 million per quarter.</div>
          </td>
        </tr>

    </table>
    <table cellspacing="0" cellpadding="0" id="z9f69f96e133c43f8b7c14a6d87fe7293" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Card services income was comparable to the prior quarter and higher than the first quarter of 2021 due to increased volume. As discussed in previous quarters, the Company will be subject to the provisions of the
              Durbin Amendment to the Dodd-Frank Act beginning in the third quarter of 2022, which it estimates will reduce quarterly debit card interchange income by approximately $3.7 million.</div>
          </td>
        </tr>

    </table>
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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Retirement plan administration fees were higher than the prior quarter and higher than the first quarter of 2021 driven by higher activity-based fees, continued organic growth as well as the impact of positive
              equity market returns over the past year.</div>
          </td>
        </tr>

    </table>
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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Wealth management fees were comparable to the prior quarter and higher than the first quarter of 2021 aided by market performance and additional new customers.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Noninterest Expense</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Total noninterest expense for the first quarter of 2022 was down 3.9% from the previous quarter and up 6.3% from the first quarter of 2021.</div>
          </td>
        </tr>

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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Salaries and benefits increased from the prior quarter due to seasonally higher payroll taxes and stock-based compensation expenses, partly offset by two less payroll days, and increased from the first quarter of
              2021 due to increased salaries and wages including merit pay increases and higher levels of incentive compensation.</div>
          </td>
        </tr>

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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Professional fees and outside services expense were lower than the prior quarter and higher than the first quarter of 2021 due to timing of costs associated with several digital and other technology-related
              initiatives.</div>
          </td>
        </tr>

    </table>
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        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Loan collection and other real estate owned were lower than the prior quarter due to the gain on the sale of a property in the first quarter of 2022 and a write-down of a property in the fourth quarter of 2021.</div>
          </td>
        </tr>

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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman';"><a name="z_Hlk85699983"></a><font style="font-size: 10pt;">&#9726;</font></td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Other expenses declined from the linked fourth quarter of 2021 due principally to the seasonal timing <a name="z_Hlk61715799"></a>of certain items.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';">&#160;</div>
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        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">5</font></div>
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    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Income Taxes</div>
    <div style="font-family: 'Times New Roman';">&#160;</div>
    <table cellspacing="0" cellpadding="0" id="zb05414c64da841458eeef890eb8f98c9" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The effective tax rate was 22.2% for the first quarter of 2022 compared to 22.4% for the fourth quarter of 2021 and 21.9% for the first quarter of 2021.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Capital</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
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        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">
              <div style="text-align: left; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">Capital ratios remain strong with tangible common equity to tangible assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">1</font></sup> at 7.70%. Tangible book value per share<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;"><font style="font-size: 8pt; font-family: 'Times New Roman', Times, serif;">2</font></sup> was $21.25 at March 31, 2022, $22.26 at December 31, 2021 and $20.71 at March
                31, 2021.</div>
            </div>
          </td>
        </tr>

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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">Stockholder&#8217;s equity decreased $48 million driven by the $68 million decrease in accumulated other comprehensive income due to the change in the market value of securities available for sale, dividends declared of
              $12 million and the repurchase of common stock of $8 million, partly offset by net income of $39 million.</div>
          </td>
        </tr>

    </table>
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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">March 31, 2022, CET1 capital ratio of 12.23%, leverage ratio of 9.52% and total risk-based capital ratio of 15.64%.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Stock Repurchase</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
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        <tr>
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          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">The Company purchased 217,100 shares of common stock during the first quarter of 2022 at a weighted average price of $37.55 including commissions. The repurchase program under which these shares were purchased
              expires on December 31, 2023. The Company purchased 182,900 shares of common stock during the month of April 2022 at a weighted average price of $35.88 including commissions.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Other Events</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z96496c8a7dc043f8be4cdef2a2af54eb" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 18pt; font-family: 'Times New Roman';"><br>
          </td>
          <td style="width: 18pt; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#9726;</td>
          <td style="width: auto; vertical-align: top; text-align: justify; font-family: 'Times New Roman';">
            <div style="font-size: 10pt;">On April 1, 2022, the Company completed the acquisition of Cleveland Hauswirth Investment Management (&#8220;CH&#8221;). CH is a Registered Investment Advisor located in Milwaukee, WI with $150 million in assets under
              management that provides investment advice and fiduciary services to individual and corporate retirement plan clients.</div>
          </td>
        </tr>

    </table>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"><a name="z_Hlk38028233"></a><a name="z_Hlk38347691"></a><a name="z_Hlk38453390"></a>Conference Call and Webcast</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">The Company will host a conference call at 8:30 a.m. (Eastern) Tuesday, April 26, 2022, to review first quarter 2022 financial results. The audio webcast link, along
      with the corresponding presentation slides, will be available on the Company&#8217;s <font style="font-size: 10pt; color: rgb(0, 0, 0);">Event Calendar </font>page at <u><font style="font-size: 10pt;">https://stockholderinfo.nbtbancorp.com/events-calendar/upcoming-events</font></u>
      and will be archived for twelve months.</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Corporate Overview</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt;">NBT Bancorp Inc. is a financial holding company headquartered in Norwich, NY, with total assets of $12.1 billion at March 31, 2022. The Company primarily operates
      through NBT Bank, N.A., a full-service community bank, and through two financial services companies. NBT Bank, N.A. has 140 banking locations in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. EPIC Retirement
      Plan Services, based in Rochester, NY, is a national benefits administration firm. NBT Insurance Agency, LLC, based in Norwich, NY, is a full-service insurance agency. More information about NBT and its divisions is available online at: <u><font style="font-size: 10pt;">www.nbtbancorp.com</font></u>, <u><font style="font-size: 10pt;">www.nbtbank.com</font></u>, <u><font style="font-size: 10pt;">www.epicrps.com</font></u> and <u><font style="font-size: 10pt;">www.nbtinsurance.com</font></u>.</div>
    <div style="text-align: justify; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <font style="font-family: 'Times New Roman';"><br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">6</font></div>
    </div>
    <div style="text-align: left; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Forward-Looking Statements</div>
    <div style="font-family: 'Times New Roman';">&#160;</div>
    <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">This press release contains forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. These statements may be
      identified by the use of phrases such as &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;forecasts,&#8221; &#8220;projects,&#8221; &#8220;will,&#8221; &#8220;can,&#8221; &#8220;would,&#8221; &#8220;should,&#8221; &#8220;could,&#8221; &#8220;may,&#8221; or other similar terms. There are a number of factors, many of which are beyond the Company&#8217;s
      control that could cause actual results to differ materially from those contemplated by the forward-looking statements. Factors that may cause actual results to differ materially from those contemplated by such forward-looking statements include,
      among others, the following possibilities: (1) local, regional, national and international economic conditions and the impact they may have on the Company and its customers and the Company&#8217;s assessment of that impact; (2) changes in the level of
      nonperforming assets and charge-offs; (3) changes in estimates of future reserve requirements based upon the periodic review thereof under relevant regulatory and accounting requirements; (4) the effects of and changes in trade and monetary and
      fiscal policies and laws, including the interest rate policies of the Federal Reserve Board (&#8220;FRB&#8221;); (5) inflation, interest rate, securities market and monetary fluctuations; (6) political instability; (7) acts of war or terrorism; (8) the timely
      development and acceptance of new products and services and perceived overall value of these products and services by users; (9) changes in consumer spending, borrowings and savings habits; (10) changes in the financial performance and/or condition
      of the Company&#8217;s borrowers; (11) technological changes; (12) acquisitions and integration of acquired businesses; (13) the ability to increase market share and control expenses; (14) changes in the competitive environment among financial holding
      companies; (15) the effect of changes in laws and regulations (including laws and regulations concerning taxes, banking, securities and insurance) with which the Company and its subsidiaries must comply, including those under the Dodd-Frank Act,
      Economic Growth, Regulatory Relief, Consumer Protection Act of 2018, Coronavirus Aid, Relief and Economic Security Act (&#8220;CARES Act&#8221;), and other legislative and regulatory responses to the coronavirus (&#8220;COVID-19&#8221;) pandemic; (16) the effect of changes
      in accounting policies and practices, as may be adopted by the regulatory agencies, as well as the Public Company Accounting Oversight Board, the Financial Accounting Standards Board (&#8220;FASB&#8221;) and other accounting standard setters; (17) changes in the
      Company&#8217;s organization, compensation and benefit plans; (18) the costs and effects of legal and regulatory developments including the resolution of legal proceedings or regulatory or other governmental inquiries and the results of regulatory
      examinations or reviews; (19) greater than expected costs or difficulties related to the integration of new products and lines of business; (20) the adverse impact on the U.S. economy, including the markets in which we operate, of the COVID-19 global
      pandemic; and (21) the Company&#8217;s success at managing the risks involved in the foregoing items.</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Currently, one of the most significant factors that could cause actual outcomes to differ materially from the Company&#8217;s forward-looking statements
      is the potential adverse effect of the current COVID-19 pandemic on the financial condition, results of operations, cash flows and performance of the Company, its customers and the global economy and financial markets. The extent to which the
      COVID-19 pandemic impacts the Company will depend on future developments, which are highly uncertain and cannot be predicted with confidence, including the scope, severity and duration of the pandemic, treatment developments, public adoption rates of
      COVID-19 vaccines, including booster shots, and their effectiveness against emerging variants of COVID-19, including the Delta and Omicron variants, the impact of the COVID-19 pandemic on the Company&#8217;s customers and demand for financial services, the
      actions governments, businesses and individuals take in response to the pandemic, the impact of the COVID-19 pandemic and actions taken in response to the pandemic on global and regional economies, national and local economic activity, and the pace
      of recovery when the COVID-19 pandemic subsides, among others. Moreover, investors are cautioned to interpret many of the risks identified under the section entitled &#8220;Risk Factors&#8221; in our Form 10-K for the year ended December 31, 2021 as being
      heightened as a result of the ongoing and numerous adverse impacts of the COVID-19 pandemic.</div>
    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <font style="font-family: 'Times New Roman';"><br>
      </font></div>
    <div id="DSPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div id="DSPFPageBreak" style="page-break-after:always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">7</font></div>
    </div>
    <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">The Company cautions readers not place undue reliance on any forward-looking statements, which speak only as of the date made, and advises readers
      that various factors including, but not limited to, those described above and other factors discussed in the Company&#8217;s annual and quarterly reports previously filed with the SEC, could affect the Company&#8217;s financial performance and could cause the
      Company&#8217;s actual results or circumstances for future periods to differ materially from those anticipated or projected.</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Unless required by law, the Company does not undertake, and specifically disclaims any obligations to, publicly release any revisions that may be
      made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">Non-GAAP Measures</div>
    <div style="font-family: 'Times New Roman';"><br>
    </div>
    <div style="text-align: justify; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">This press release contains financial information determined by methods other than in accordance with accounting principles generally accepted in
      the United States of America (&#8220;GAAP&#8221;). Where non-GAAP disclosures are used in this press release, the comparable GAAP measure, as well as a reconciliation to the comparable GAAP measure, is provided in the accompanying tables. Management believes
      that these non-GAAP measures provide useful information that is important to an understanding of the results of the Company&#8217;s core business as well as provide information standard in the financial institution industry. Non-GAAP measures should not be
      considered a substitute for financial measures determined in accordance with GAAP and investors should consider the Company&#8217;s performance and financial condition as reported under GAAP and all other relevant information when assessing the performance
      or financial condition of the Company. Amounts previously reported in the consolidated financial statements are reclassified whenever necessary to conform to current period presentation.</div>
    <div style="text-align: justify; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <font style="font-family: 'Times New Roman';"><br>
      </font></div>
    <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
      <div style="page-break-after: always;" id="DSPFPageBreak">
        <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
      <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">8</font></div>
    </div>
    <div>
      <div>
        <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">

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              <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';">
                <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">NBT Bancorp Inc. and Subsidiaries</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">
                <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Selected Financial Data</div>
              </td>
            </tr>
            <tr>
              <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';">
                <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">(unaudited, dollars in thousands except per share data)</div>
              </td>
            </tr>

        </table>
      </div>
      <div> <font style="font-family: 'Times New Roman';"><br>
        </font></div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z4d564344eaa646c095638ef0b2f36cdb" class="cfttable">

          <tr>
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              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 2022</div>
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              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2021</div>
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            <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>
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              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 1st Q</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">4th Q</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3rd Q</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2nd Q</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1st Q</div>
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            <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Diluted earnings per share</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.90</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.86</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.86</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.92</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.91</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Weighted average diluted common shares outstanding</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">43,385,451</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">43,574,539</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">43,631,497</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">43,792,940</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">43,889,889</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Return on average assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.32</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.23</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.26</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.39</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.46</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Return on average equity<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12.78</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">11.89</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">16.87</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2.95</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; text-align: center; background-color: rgb(255, 255, 255);">2022</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-top: 2px solid rgb(0, 0, 0); text-align: left; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="text-align: center; background-color: rgb(255, 255, 255);"><font style="font-weight: bold; font-family: 'Times New Roman';">2021</font><font style="font-family: 'Times New Roman';"><br>
                </font></div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; background-color: rgb(255, 255, 255); padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);"> 1st Q</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">4th Q</div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">3rd Q</div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">2nd Q</div>
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            <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
              <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">1st Q</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Balance sheet data:</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Short-term interest-bearing accounts</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">913,315</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,111,296</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,131,074</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">883,758</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">972,195</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities available for sale</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,662,697</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,687,361</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,576,030</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,534,733</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,387,028</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities held to maturity</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">895,005</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">733,210</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">683,103</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">622,351</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">592,999</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net loans</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7,559,826</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,406,459</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,473,442</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,419,127</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,528,459</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total assets</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,147,833</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,012,111</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,994,411</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,574,947</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,537,253</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
          </tr>
          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total deposits</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">10,461,623</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,234,469</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,195,178</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">9,785,257</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">9,815,930</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total borrowings</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">278,788</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">311,476</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">313,311</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">304,110</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">308,766</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
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            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">10,945,583</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,761,658</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,752,954</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,349,891</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,346,272</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Stockholders&#8217; equity</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,202,250</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,250,453</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,241,457</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,225,056</div>
            </td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,190,981</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">9.90</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10.41</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10.35</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10.58</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">10.32</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Tangible equity ratio<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7.70</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.20</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.13</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.28</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.00</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Book value per share</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">27.96</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">28.97</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">28.65</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">28.19</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">27.43</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Tangible book value per share<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">2</sup></div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">21.25</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">22.26</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">21.95</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">21.50</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">20.71</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Leverage ratio</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">12.25</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">12.20</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">12.13</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Tier 1 capital ratio</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">13.39</div>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">13.43</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">13.39</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">13.34</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">13.38</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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            <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
              <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total risk-based capital ratio</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">15.64</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">15.73</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">15.74</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">15.78</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">15.92</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
            </td>
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          <tr>
            <td valign="bottom" style="vertical-align: top; width: 40%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">
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            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">36.13</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">38.52</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">36.12</div>
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            <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
            <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">35.97</div>
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            <td valign="bottom" style="vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
            <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
              <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
            </td>
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              <div style="color: rgb(0, 0, 0); font-size: 10pt;">39.90</div>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">NBT Bancorp Inc. and Subsidiaries</div>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Asset Quality and Consolidated Loan Balances</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1st Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
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                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Nonaccrual loans</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">25,812</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">30,285</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">35,737</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,550</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">43,399</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">90 days past due and still accruing</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,944</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,458</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,940</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,575</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,155</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">27,756</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">32,743</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">43,125</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">45,554</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">93,000</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">98,500</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">105,000</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Asset quality ratios (total):</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for loan losses to total loans</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.18</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.23</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.23</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.31</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.38</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total nonperforming loans to total loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.36</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.44</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.51</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.57</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.60</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total nonperforming assets to total assets</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.23</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.27</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.33</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.38</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.41</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for loan losses to total nonperforming loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">324.25</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">280.98</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">240.45</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">228.41</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">230.50</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Past due loans to total loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.24</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.29</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.46</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.26</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.22</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net charge-offs to average loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.14</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.22</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.11</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.07</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.12</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="4">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Asset quality ratios (excluding paycheck protection program):</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for loan losses to total loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.18</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.24</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.28</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.38</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.48</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total nonperforming loans to total loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.37</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.44</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.53</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.60</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.64</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total nonperforming assets to total assets</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.23</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.28</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.34</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.39</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.43</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Allowance for loan losses to total nonperforming loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">324.24</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">280.96</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">240.42</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">228.36</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">230.44</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Past due loans to total loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">4</sup></div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.25</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.29</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.48</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.27</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.23</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net charge-offs to average loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.14</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.22</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.12</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.07</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.13</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; text-align: left; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); text-align: center;">2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; text-align: left; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="13" class="cftnumcell" rowspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); text-align: center;">2021</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);"> 1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">4th Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">3rd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">2nd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="8">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Allowance for loan losses as a percentage of loans by segment:</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.66</div>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.78</div>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.83</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.20</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.79</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.78</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.93</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.26</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.48</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Paycheck protection program</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.01</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.01</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.01</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.01</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.01</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Residential real estate</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.88</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.92</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.93</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.98</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.03</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Auto</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.76</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.79</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.78</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.76</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.78</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other consumer</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">4.14</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.49</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.57</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.27</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.34</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.18</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.23</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.23</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.31</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.38</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total excluding PPP loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.18</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.24</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.28</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.38</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.48</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); text-align: center;">2022</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: center; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; text-align: center; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: center; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="13" class="cftnumcell" rowspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255); text-align: center;">2021</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td style="vertical-align: top; padding: 0px 0px 2px; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold; background-color: rgb(255, 255, 255);">Loans by line of business:</div>
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                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">1st Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">3rd Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">2nd Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">1st Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,214,834</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,155,240</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,148,176</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,159,591</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,141,594</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Commercial real estate</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2,709,611</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,655,367</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,638,762</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,585,421</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,567,536</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Paycheck protection program</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">50,977</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">101,222</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">276,195</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">359,738</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">536,494</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Residential real estate mortgages</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,584,551</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,571,232</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,549,684</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,512,354</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,478,216</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">890,643</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">859,454</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">873,860</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">899,324</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">913,083</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Specialty lending</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">835,546</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">778,291</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">692,919</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">602,585</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">577,509</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Home equity</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">319,180</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">330,357</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">339,316</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">351,469</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">369,633</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other consumer</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">44,484</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">47,296</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">47,530</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">47,145</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">49,394</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7,649,826</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,498,459</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,566,442</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,517,627</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,633,459</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,171</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">PPP unamortized fees</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,629</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,420</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,536</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,576</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">14,240</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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        <div style="font-family: 'Times New Roman';"><br>
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        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">10</font></div>
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        <div>
          <div>
            <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">

                <tr>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">NBT Bancorp Inc. and Subsidiaries</div>
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                <tr>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Consolidated Balance Sheets</div>
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                <tr>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">(unaudited, dollars in thousands)</div>
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          <div> <br>
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              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
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                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">March 31,</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">December 31,</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px;">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Assets</div>
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                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2021</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Cash and due from banks</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">180,865</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">157,775</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Short-term interest-bearing accounts</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">913,315</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,111,296</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Equity securities, at fair value</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">32,554</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">33,550</div>
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              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities available for sale, at fair value</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,662,697</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,687,361</div>
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              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities held to maturity (fair value $851,635 and $735,260, respectively)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">895,005</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">733,210</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Federal Reserve and Federal Home Loan Bank stock</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">25,005</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">25,098</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Loans held for sale</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">263</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">830</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7,649,826</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,498,459</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Less allowance for loan losses</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">90,000</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">92,000</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Net loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7,559,826</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,406,459</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Premises and equipment, net</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">71,030</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">72,093</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Goodwill</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">280,541</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">280,541</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Intangible assets, net</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">8,291</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,927</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Bank owned life insurance</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">228,979</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">228,238</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other assets</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">289,462</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">266,733</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; margin-left: 18pt;">Total assets</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,147,833</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,012,111</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Liabilities and stockholders&#8217; equity</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Demand (noninterest bearing)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,751,268</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,689,556</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Savings, NOW and money market</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">6,222,378</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,043,441</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Time</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">487,977</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">501,472</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total deposits</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">10,461,623</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,234,469</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Short-term borrowings</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">65,022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">97,795</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Long-term debt</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">13,971</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">13,995</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Subordinated debt, net</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">98,599</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">98,490</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Junior subordinated debt</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">101,196</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">101,196</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other liabilities</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">205,172</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">215,713</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total liabilities</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">10,945,583</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,761,658</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total stockholders&#8217; equity</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,202,250</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,250,453</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 76.82%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; margin-left: 18pt;">Total liabilities and stockholders&#8217; equity</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,147,833</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1.01%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1.01%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9.11%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,012,111</div>
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        <div style="font-family: 'Times New Roman';"><br>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">11</font></div>
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        <div>
          <div>
            <table cellspacing="0" cellpadding="0" id="z83daa5c7134f477281f10130ddcc00f8" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

                <tr>
                  <td style="width: 99.9%; vertical-align: top;">
                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">NBT Bancorp Inc. and Subsidiaries</div>
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                <tr>
                  <td style="width: 99.9%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt; font-weight: bold;">Quarterly Consolidated Statements of Income</div>
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                <tr>
                  <td style="width: 99.9%; vertical-align: top;">
                    <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;">(unaudited, dollars in thousands except per share data)</div>
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          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z80cfbe4120a343e89ed1090bc71313a7" class="cfttable">

              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 2022</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="14" rowspan="1">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2021</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 1st Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">4th Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3rd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2nd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1st Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="4">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Interest, fee and dividend income</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Interest and fees on loans</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">73,343</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,470</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">72,817</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">74,795</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">75,093</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities available for sale</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">6,840</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,101</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">5,898</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">5,762</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">5,544</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,493</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,097</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,976</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,096</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,382</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">525</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">639</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">524</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">391</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">291</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total interest, fee and dividend income</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">84,201</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">89,307</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">82,215</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">84,044</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">84,310</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Interest expense</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Deposits</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,842</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,132</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,548</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,862</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,172</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Short-term borrowings</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">16</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">28</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">28</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">32</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">70</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Long-term debt</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">87</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">88</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">89</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">88</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">124</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Subordinated debt</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,359</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,360</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,359</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,359</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,359</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Junior subordinated debt</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">549</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">518</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">517</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">525</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">530</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total interest expense</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,853</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4,126</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4,541</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">4,866</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">5,255</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net interest income</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">80,348</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">85,181</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">77,674</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,178</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,055</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Provision for loan losses</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">596</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,097</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(3,342</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(5,216</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(2,796</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Net interest income after provision for loan losses</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">79,752</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">82,084</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">81,016</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">84,394</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">81,851</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Noninterest income</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Service charges on deposit accounts</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,688</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,804</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,489</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,028</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,816</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,495</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">9,779</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,098</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">8,640</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,783</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,406</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,910</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Insurance services</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,788</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,394</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,720</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,508</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,461</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Bank owned life insurance income</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,654</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,548</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,659</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,381</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(179</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(2</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(100</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">201</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">467</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,094</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,004</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,293</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,551</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,144</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total noninterest income</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">42,659</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">41,111</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,329</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">39,316</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,038</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Noninterest expense</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Salaries and employee benefits</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">45,508</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">44,118</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">44,190</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">42,671</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">41,601</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Technology and data services</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">8,547</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8,563</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,499</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">802</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">798</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">772</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">663</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">808</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">654</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">583</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">468</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">451</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">636</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">651</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">663</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">682</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">812</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
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                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">384</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">956</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">706</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">663</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">590</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,119</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">5,934</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,232</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">5,416</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,757</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total noninterest expense</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">72,143</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">75,105</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">72,869</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">71,419</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">67,888</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Income before income tax expense</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">50,268</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">48,090</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">48,476</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">52,291</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">51,001</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Income tax expense</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">11,142</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,780</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,043</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,995</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,155</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; margin-left: 9pt;">Net income</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">39,126</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,310</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,433</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,296</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">39,846</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Earnings Per Share</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Basic</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.91</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.86</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.86</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.93</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.91</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Diluted</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.90</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.86</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.86</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.92</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Average Balance</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Average Balance</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Yield /</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Average Balance</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Yield /</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Average Balance</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Yield /</div>
                    <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Rates</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                  <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-color: rgb(0, 0, 0); border-style: solid; border-width: 2px;" colspan="8" class="cftguttercell" rowspan="1">
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; text-align: center;">Q1 - 2021</div>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Assets</div>
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                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';" colspan="2">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Short-term interest-bearing accounts</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">990,319</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.17</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,145,794</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.16</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,014,120</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.16</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">974,034</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.09</div>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities - taxable</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2,284,578</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.67</div>
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                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,923,700</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.63</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,864,542</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.69</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,768,945</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.82</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Securities - tax exempt</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">258,513</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.84</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">257,320</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.85</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">246,685</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.97</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">193,108</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.59</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">184,842</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.76</div>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">25,026</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.98</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">25,149</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.74</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.91</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">25,115</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.67</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">25,606</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.45</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Loans<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">1 6</sup></div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7,530,674</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3.95</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,507,165</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.20</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,517,839</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.84</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,574,272</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.96</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">7,574,337</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">4.02</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman';" colspan="1">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total interest-earning assets</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">11,089,110</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3.09</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,017,224</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.23</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,727,498</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,631,071</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.18</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,141,088</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.38</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other assets</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">947,578</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">982,136</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,019,797</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">971,681</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">960,994</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Total assets</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,036,688</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,999,360</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,747,295</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,602,752</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,102,082</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="4">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-style: italic; font-weight: bold;">Liabilities and stockholders&#8217; equity</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman';" colspan="1">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Money market deposit accounts</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2,720,338</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.15</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,678,477</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.16</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,580,570</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.19</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,605,767</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.21</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,484,120</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.23</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">NOW deposit accounts</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,583,091</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,551,846</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,442,678</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,454,751</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,358,955</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman';">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Savings deposits</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,794,549</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.03</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,725,004</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,691,539</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,660,722</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,547,983</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.05</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Time deposits</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">494,632</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.40</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">537,875</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.46</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">565,216</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.62</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">591,147</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.75</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">615,343</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.93</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman';" colspan="1">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total interest-bearing deposits</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">6,592,610</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.11</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,493,202</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.13</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,280,003</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.16</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,312,387</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.18</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,006,401</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.21</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Federal funds purchased</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
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                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.09</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">97,389</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">99,703</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">0.11</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">95,226</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">0.13</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">109,904</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">0.16</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Short-term borrowings</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">-</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">-</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: bold;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: normal;">-</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; font-weight: normal;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">14,004</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.49</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">14,029</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.52</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">14,053</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.51</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">19,913</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.53</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <tr>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Subordinated debt, net</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">98,531</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">5.59</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">98,422</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">5.48</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">98,311</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">5.48</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">98,204</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">5.55</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">98,095</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">5.62</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Junior subordinated debt</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">101,196</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2.20</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">101,196</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.03</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">101,196</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.03</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">101,196</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.08</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">101,196</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.12</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; margin-left: 9pt;">Total interest-bearing liabilities</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">6,879,084</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">0.23</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,804,279</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.24</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,593,242</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.27</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,621,066</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.29</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">6,340,787</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">0.34</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                  </td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; font-family: 'Times New Roman';">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Demand deposits</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3,710,124</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,719,070</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,676,883</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,542,176</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,319,024</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Other liabilities</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">206,292</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">244,125</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">235,536</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">250,991</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Stockholders&#8217; equity</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,241,188</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,244,751</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,233,045</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,203,974</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,191,280</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; padding-bottom: 2px;" colspan="1" class="cftfncell">&#160;</td>
                </tr>
                <tr>
                  <td valign="bottom" nowrap="nowrap" style="vertical-align: top; width: 20%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1">
                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Total liabilities and stockholders&#8217; equity</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,036,688</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,999,360</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,747,295</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,602,752</div>
                  </td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                  </td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,102,082</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; padding-bottom: 2px; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2.95</div>
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                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                    <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 5%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                  <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                  <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                  <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                    <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
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          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">13</font></div>
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                <td style="width: 9pt; vertical-align: top; font-family: 'Times New Roman';"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">The following tables provide the Non-GAAP reconciliations for the Non-GAAP measures contained in this release:</div>
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        <div style="font-family: 'Times New Roman';"><br>
          <div>
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                    <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">(unaudited, dollars in thousands)</div>
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                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Pre-provision net revenue (&#8220;PPNR&#8221;)</div>
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                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
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                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman'; padding-bottom: 2px;">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
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                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 1st Q</div>
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                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">4th Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,310</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,433</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,296</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">39,846</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
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                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">11,142</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,780</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,043</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,995</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,155</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Provision for loan losses</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">596</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3,097</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(3,342</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(5,216</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(2,796</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">FTE adjustment</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">285</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">292</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">298</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">299</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">302</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net securities losses (gains)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">179</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">100</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(201</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(467</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Provision for unfunded loan commitments reserve</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(260</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">)</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(250</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(470</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(80</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">(500</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">)</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">(172</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">)</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2,288</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,880</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">-</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">PPNR</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">50,896</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">51,481</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">47,350</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">48,973</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">47,540</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Average assets</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,036,688</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,999,360</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,747,295</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,602,757</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,102,082</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.32</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.23</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.26</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.46</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">PPNR return on average assets<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></div>
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                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1.71</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.70</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.60</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.69</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
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                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1.74</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; background-color: rgb(255, 255, 255);">PPNR is a Non-GAAP financial measure that management believes is useful in evaluating the underlying operating results of the
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">&#160;</td>
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                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">FTE adjustment</div>
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                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="2" class="cftcurrcell" rowspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; text-align: center;">2022</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: center; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: center; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: center; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="14" class="cftcurrcell" rowspan="1">
                  <div style="text-align: center;"><font style="font-weight: bold;">2021</font><br>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);"> 1st Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-left: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">4th Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">3rd Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">2nd Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net interest income</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">80,348</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">85,181</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">77,674</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,178</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,055</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Add: FTE adjustment</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">285</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">292</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">298</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">299</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">302</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net interest income (FTE)</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">80,633</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">85,473</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">77,972</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,477</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">79,357</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Average earning assets</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">11,089,110</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,017,224</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,727,498</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,631,071</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">10,141,088</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net interest margin (FTE)<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">3</sup></div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2.95</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.08</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">2.88</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.00</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
                <td valign="bottom" style="text-align: right; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">3.17</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
                </td>
              </tr>

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        <div style="font-family: 'Times New Roman';"><br>
        </div>
        <div>
          <div style="text-align: left; color: rgb(0, 0, 0); font-family: 'Times New Roman'; font-size: 10pt;">Interest income for tax-exempt securities and loans have been adjusted to a FTE basis using the statutory Federal income tax rate of 21%.</div>
          <div style="text-align: left; color: #000000; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"> <font style="font-family: 'Times New Roman';"><br>
            </font></div>
        </div>
        <div style="clear: both; margin-top: 10pt; margin-bottom: 10pt;" id="DSPFPageBreakArea">
          <div style="page-break-after: always;" id="DSPFPageBreak">
            <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
          <div style="text-align: right;" id="DSPFPageNumberArea"><font style="font-family: 'Times New Roman'; font-size: 8pt; font-weight: normal; font-style: normal;" id="DSPFPageNumber">14</font></div>
        </div>
        <div>
          <table cellspacing="0" cellpadding="0" id="zce76e3d3717b4b01bed39fad15d7eaa1" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

              <tr>
                <td style="width: 9pt; vertical-align: top; font-family: 'Times New Roman';"><sup style="color: #000000; vertical-align: text-top; line-height: 1; font-size: smaller;">1</sup></td>
                <td style="width: auto; vertical-align: top; text-align: left; font-family: 'Times New Roman';">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">The following tables provide the Non-GAAP reconciliations for the Non-GAAP measures contained in this release:</div>
                </td>
              </tr>

          </table>
        </div>
        <div><br>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" class="cfttable">

              <tr>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Non-GAAP measures</div>
                </td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">(unaudited, dollars in thousands)</div>
                </td>
              </tr>

          </table>
        </div>
        <div><font style="font-family: 'Times New Roman';"><br>
          </font></div>
      </div>
      <div>
        <div>
          <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000; width: 100%;" id="z3650c91e06544a9c965e16a39309163d" class="cfttable">

              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">Tangible equity to tangible assets</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0);" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2022</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
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                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2021</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;"> 1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">4th Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">3rd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">2nd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Total equity</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,202,250</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,250,453</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,241,457</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,225,056</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,190,981</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Intangible assets</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">288,832</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">289,468</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">290,119</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">290,782</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">291,464</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">12,147,833</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">12,012,111</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,994,411</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,574,947</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">11,537,253</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Tangible equity to tangible assets</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">7.70</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.20</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.13</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.28</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">8.00</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">%</div>
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              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; padding-bottom: 2px; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">Return on average tangible common equity</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; border-left: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="2" class="cftcurrcell" rowspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; text-align: center; background-color: rgb(255, 255, 255);">2022</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: center; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); text-align: center; background-color: rgb(255, 255, 255);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: center; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="14" class="cftcurrcell" rowspan="1">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; text-align: center; background-color: rgb(255, 255, 255);">2021</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; border-right: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman'; border-top: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; padding-bottom: 2px; background-color: rgb(255, 255, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; border-left: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);"> 1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">4th Q</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">3rd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">2nd Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0); background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="2">
                  <div style="text-align: center; color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold; background-color: rgb(255, 255, 255);">1st Q</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; border-right: 2px solid rgb(0, 0, 0); background-color: rgb(255, 255, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net income</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">39,126</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,310</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,433</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
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                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,296</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">39,846</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Amortization of intangible assets (net of tax)</div>
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                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">477</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">488</div>
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                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">497</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">512</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">609</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Net income, excluding intangibles amortization</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">39,603</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,798</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">37,930</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,808</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; border-bottom: 2px solid rgb(0, 0, 0); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">40,455</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftnumcell">&#160;</td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; font-family: 'Times New Roman';">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Average stockholders&#8217; equity</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">1,241,188</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,244,751</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,233,045</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,203,974</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftcurrcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">$</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; font-family: 'Times New Roman';" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">1,191,280</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; font-family: 'Times New Roman';" colspan="1" class="cftfncell">&#160;</td>
              </tr>
              <tr>
                <td valign="bottom" style="vertical-align: top; width: 40%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);">
                  <div style="text-align: left; color: rgb(0, 0, 0); font-size: 10pt;">Less: average goodwill and other intangibles</div>
                </td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt; font-weight: bold;">289,218</div>
                </td>
                <td valign="bottom" nowrap="nowrap" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftfncell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftguttercell">&#160;</td>
                <td valign="bottom" style="text-align: left; vertical-align: bottom; width: 1%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftcurrcell">&#160;</td>
                <td valign="bottom" style="vertical-align: bottom; text-align: right; width: 9%; background-color: rgb(204, 238, 255); font-family: 'Times New Roman'; border-bottom: 2px solid rgb(0, 0, 0);" colspan="1" class="cftnumcell">
                  <div style="color: rgb(0, 0, 0); font-size: 10pt;">289,834</div>
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  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" />
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" />
  <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CoverAbstract" xlink:label="CoverAbstract" xlink:title="CoverAbstract" />
    <link:label xlink:type="resource" xlink:label="dei_CoverAbstract_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CoverAbstract_lbl" xml:lang="en-US" id="dei_CoverAbstract_lbl">Cover [Abstract]</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:title="label: CoverAbstract to dei_CoverAbstract_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentType" xlink:label="DocumentType" xlink:title="DocumentType" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentType_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentType_lbl" xml:lang="en-US" id="dei_DocumentType_lbl">Document Type</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentType" xlink:to="dei_DocumentType_lbl" xlink:title="label: DocumentType to dei_DocumentType_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_WrittenCommunications" xlink:label="WrittenCommunications" xlink:title="WrittenCommunications" />
    <link:label xlink:type="resource" xlink:label="dei_WrittenCommunications_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_WrittenCommunications_lbl" xml:lang="en-US" id="dei_WrittenCommunications_lbl">Written Communications</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:title="label: WrittenCommunications to dei_WrittenCommunications_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_SolicitingMaterial" xlink:label="SolicitingMaterial" xlink:title="SolicitingMaterial" />
    <link:label xlink:type="resource" xlink:label="dei_SolicitingMaterial_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_SolicitingMaterial_lbl" xml:lang="en-US" id="dei_SolicitingMaterial_lbl">Soliciting Material</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:title="label: SolicitingMaterial to dei_SolicitingMaterial_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementTenderOffer" xlink:label="PreCommencementTenderOffer" xlink:title="PreCommencementTenderOffer" />
    <link:label xlink:type="resource" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US" id="dei_PreCommencementTenderOffer_lbl">Pre-commencement Tender Offer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:title="label: PreCommencementTenderOffer to dei_PreCommencementTenderOffer_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="PreCommencementIssuerTenderOffer" xlink:title="PreCommencementIssuerTenderOffer" />
    <link:label xlink:type="resource" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US" id="dei_PreCommencementIssuerTenderOffer_lbl">Pre-commencement Issuer Tender Offer</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:title="label: PreCommencementIssuerTenderOffer to dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_AmendmentFlag" xlink:label="AmendmentFlag" xlink:title="AmendmentFlag" />
    <link:label xlink:type="resource" xlink:label="dei_AmendmentFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_AmendmentFlag_lbl" xml:lang="en-US" id="dei_AmendmentFlag_lbl">Amendment Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:title="label: AmendmentFlag to dei_AmendmentFlag_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalYearFocus" xlink:label="DocumentFiscalYearFocus" xlink:title="DocumentFiscalYearFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalYearFocus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US" id="dei_DocumentFiscalYearFocus_lbl">Document Fiscal Year Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:title="label: DocumentFiscalYearFocus to dei_DocumentFiscalYearFocus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="DocumentFiscalPeriodFocus" xlink:title="DocumentFiscalPeriodFocus" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US" id="dei_DocumentFiscalPeriodFocus_lbl">Document Fiscal Period Focus</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:title="label: DocumentFiscalPeriodFocus to dei_DocumentFiscalPeriodFocus_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_DocumentPeriodEndDate" xlink:label="DocumentPeriodEndDate" xlink:title="DocumentPeriodEndDate" />
    <link:label xlink:type="resource" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US" id="dei_DocumentPeriodEndDate_lbl">Document Period End Date</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:title="label: DocumentPeriodEndDate to dei_DocumentPeriodEndDate_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityRegistrantName" xlink:label="EntityRegistrantName" xlink:title="EntityRegistrantName" />
    <link:label xlink:type="resource" xlink:label="dei_EntityRegistrantName_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityRegistrantName_lbl" xml:lang="en-US" id="dei_EntityRegistrantName_lbl">Entity Registrant Name</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:title="label: EntityRegistrantName to dei_EntityRegistrantName_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityCentralIndexKey" xlink:label="EntityCentralIndexKey" xlink:title="EntityCentralIndexKey" />
    <link:label xlink:type="resource" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityCentralIndexKey_lbl" xml:lang="en-US" id="dei_EntityCentralIndexKey_lbl">Entity Central Index Key</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:title="label: EntityCentralIndexKey to dei_EntityCentralIndexKey_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityFileNumber" xlink:label="EntityFileNumber" xlink:title="EntityFileNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityFileNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityFileNumber_lbl" xml:lang="en-US" id="dei_EntityFileNumber_lbl">Entity File Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:title="label: EntityFileNumber to dei_EntityFileNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityTaxIdentificationNumber" xlink:label="EntityTaxIdentificationNumber" xlink:title="EntityTaxIdentificationNumber" />
    <link:label xlink:type="resource" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US" id="dei_EntityTaxIdentificationNumber_lbl">Entity Tax Identification Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:title="label: EntityTaxIdentificationNumber to dei_EntityTaxIdentificationNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="EntityIncorporationStateCountryCode" xlink:title="EntityIncorporationStateCountryCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US" id="dei_EntityIncorporationStateCountryCode_lbl">Entity Incorporation, State or Country Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:title="label: EntityIncorporationStateCountryCode to dei_EntityIncorporationStateCountryCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityEmergingGrowthCompany" xlink:label="EntityEmergingGrowthCompany" xlink:title="EntityEmergingGrowthCompany" />
    <link:label xlink:type="resource" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US" id="dei_EntityEmergingGrowthCompany_lbl">Entity Emerging Growth Company</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:title="label: EntityEmergingGrowthCompany to dei_EntityEmergingGrowthCompany_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine1" xlink:label="EntityAddressAddressLine1" xlink:title="EntityAddressAddressLine1" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine1_lbl">Entity Address, Address Line One</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:title="label: EntityAddressAddressLine1 to dei_EntityAddressAddressLine1_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine2" xlink:label="EntityAddressAddressLine2" xlink:title="EntityAddressAddressLine2" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine2_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine2_lbl">Entity Address, Address Line Two</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:title="label: EntityAddressAddressLine2 to dei_EntityAddressAddressLine2_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressAddressLine3" xlink:label="EntityAddressAddressLine3" xlink:title="EntityAddressAddressLine3" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressAddressLine3_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US" id="dei_EntityAddressAddressLine3_lbl">Entity Address, Address Line Three</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:title="label: EntityAddressAddressLine3 to dei_EntityAddressAddressLine3_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCityOrTown" xlink:label="EntityAddressCityOrTown" xlink:title="EntityAddressCityOrTown" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US" id="dei_EntityAddressCityOrTown_lbl">Entity Address, City or Town</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:title="label: EntityAddressCityOrTown to dei_EntityAddressCityOrTown_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressStateOrProvince" xlink:label="EntityAddressStateOrProvince" xlink:title="EntityAddressStateOrProvince" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US" id="dei_EntityAddressStateOrProvince_lbl">Entity Address, State or Province</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:title="label: EntityAddressStateOrProvince to dei_EntityAddressStateOrProvince_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressCountry" xlink:label="EntityAddressCountry" xlink:title="EntityAddressCountry" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressCountry_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressCountry_lbl" xml:lang="en-US" id="dei_EntityAddressCountry_lbl">Entity Address, Country</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:title="label: EntityAddressCountry to dei_EntityAddressCountry_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_EntityAddressPostalZipCode" xlink:label="EntityAddressPostalZipCode" xlink:title="EntityAddressPostalZipCode" />
    <link:label xlink:type="resource" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US" id="dei_EntityAddressPostalZipCode_lbl">Entity Address, Postal Zip Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:title="label: EntityAddressPostalZipCode to dei_EntityAddressPostalZipCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_CityAreaCode" xlink:label="CityAreaCode" xlink:title="CityAreaCode" />
    <link:label xlink:type="resource" xlink:label="dei_CityAreaCode_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_CityAreaCode_lbl" xml:lang="en-US" id="dei_CityAreaCode_lbl">City Area Code</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:title="label: CityAreaCode to dei_CityAreaCode_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_LocalPhoneNumber" xlink:label="LocalPhoneNumber" xlink:title="LocalPhoneNumber" />
    <link:label xlink:type="resource" xlink:label="dei_LocalPhoneNumber_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_LocalPhoneNumber_lbl" xml:lang="en-US" id="dei_LocalPhoneNumber_lbl">Local Phone Number</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:title="label: LocalPhoneNumber to dei_LocalPhoneNumber_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_Security12bTitle" xlink:label="Security12bTitle" xlink:title="Security12bTitle" />
    <link:label xlink:type="resource" xlink:label="dei_Security12bTitle_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_Security12bTitle_lbl" xml:lang="en-US" id="dei_Security12bTitle_lbl">Title of 12(b) Security</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:title="label: Security12bTitle to dei_Security12bTitle_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_NoTradingSymbolFlag" xlink:label="NoTradingSymbolFlag" xlink:title="NoTradingSymbolFlag" />
    <link:label xlink:type="resource" xlink:label="dei_NoTradingSymbolFlag_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US" id="dei_NoTradingSymbolFlag_lbl">No Trading Symbol Flag</link:label>
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:title="label: NoTradingSymbolFlag to dei_NoTradingSymbolFlag_lbl" />
    <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021/dei-2021.xsd#dei_TradingSymbol" xlink:label="TradingSymbol" xlink:title="TradingSymbol" />
    <link:label xlink:type="resource" xlink:label="dei_TradingSymbol_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xlink:title="dei_TradingSymbol_lbl" xml:lang="en-US" id="dei_TradingSymbol_lbl">Trading Symbol</link:label>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.22.1</span><table class="report" border="0" cellspacing="2" id="idm139675895710392">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Apr. 25, 2022</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Apr. 25,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">NBT BANCORP INC.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-14703<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">16-1268674<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">52 South Broad Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Norwich<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">13815<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">607<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">337-2265<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000790359<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">NBTB<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
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<td>xbrli:booleanItemType</td>
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<td>na</td>
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<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
