<SEC-DOCUMENT>0001140361-24-045678-index.html : 20241107
<SEC-HEADER>0001140361-24-045678.hdr.sgml : 20241107
<ACCEPTANCE-DATETIME>20241107162838
ACCESSION NUMBER:		0001140361-24-045678
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		7
FILED AS OF DATE:		20241107
DATE AS OF CHANGE:		20241107

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-282822
		FILM NUMBER:		241436290

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<FILENAME>ny20037539x4_424b3.htm
<DESCRIPTION>424B3
<TEXT>
Document 1 - file: ny20037539x4_424b3.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>2
<FILENAME>logo_evansbancorpinc.jpg
<TEXT>
Document 2 - file: logo_evansbancorpinc.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>logo_evansbancorpincx1.jpg
<TEXT>
Document 3 - file: logo_evansbancorpincx1.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>4
<FILENAME>logo_pipersandlerletterhead.jpg
<TEXT>
Document 4 - file: logo_pipersandlerletterhead.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>sig_leecw.jpg
<TEXT>
Document 5 - file: sig_leecw.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>sig_mbaumgarden.jpg
<TEXT>
Document 6 - file: sig_mbaumgarden.jpg

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>sig_pipersandler.jpg
<TEXT>
Document 7 - file: sig_pipersandler.jpg

</DOCUMENT>
</SEC-DOCUMENT>