<SEC-DOCUMENT>0001140361-24-027069.txt : 20240521
<SEC-HEADER>0001140361-24-027069.hdr.sgml : 20240521
<ACCEPTANCE-DATETIME>20240521171621
ACCESSION NUMBER:		0001140361-24-027069
CONFORMED SUBMISSION TYPE:	S-8
PUBLIC DOCUMENT COUNT:		7
FILED AS OF DATE:		20240521
DATE AS OF CHANGE:		20240521
EFFECTIVENESS DATE:		20240521

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		S-8
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-279597
		FILM NUMBER:		24970667

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
<DOCUMENT>
<TYPE>S-8
<SEQUENCE>1
<FILENAME>ef20029483_s8.htm
<DESCRIPTION>S-8
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <div style="text-align: center; font-weight: bold;">As filed with the Securities and Exchange Commission on May 21, 2024</div>
    <div style="text-align: right; font-weight: bold;">Registration No. 333- </div>
    <div style="text-align: right; font-weight: bold;"> <br>
    </div>
    <div>
      <hr align="center" style="border: none; border-bottom: 1px solid black; border-top: 4px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"></div>
    <div style="text-align: center; font-size: 14pt; font-weight: bold;">UNITED STATES</div>
    <div style="text-align: center; font-size: 14pt; font-weight: bold;">SECURITIES AND EXCHANGE COMMISSION</div>
    <div style="text-align: center; font-size: 12pt; font-weight: bold;">Washington, D.C. 20549</div>
    <div style="text-align: center;"><br>
    </div>
    <div style="text-align: center;">
      <hr noshade="noshade" align="center" style="height: 2px; width: 20%; color: #000000; background-color: #000000; margin-left: auto; margin-right: auto; border: none;"></div>
    <div style="text-align: center; font-size: 18pt; font-weight: bold;">FORM S-8</div>
    <div>&#160;</div>
    <div style="text-align: center; font-weight: bold;">REGISTRATION STATEMENT</div>
    <div style="text-align: center; font-style: italic; font-weight: bold;">UNDER</div>
    <div style="text-align: center; font-style: italic; font-weight: bold;">THE SECURITIES ACT OF 1933</div>
    <div> <br>
    </div>
  </div>
  <div>
    <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000; text-align: center;">
    <div style="text-align: center; font-weight: bold;"> <br>
    </div>
    <div style="text-align: center; font-size: 24pt; font-weight: bold;">NBT Bancorp Inc.</div>
    <div style="text-align: center;">(Exact name of registrant as specified in its charter)</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" id="z03f78a1e33b74d94bbcb70192e5b4909" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;">Delaware</div>
          </td>
          <td style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center; font-weight: bold;">16-1268674</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(State or other jurisdiction of incorporation or organization)</div>
          </td>
          <td style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(IRS Employer Identification Number)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 2%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 49%; vertical-align: top;" rowspan="1"><br>
          </td>
        </tr>
        <tr>
          <td style="width: 49%; vertical-align: bottom;">
            <div style="text-align: center; font-weight: bold;">52 South Broad Street</div>
            <div style="text-align: center; font-weight: bold;">Norwich, New York</div>
          </td>
          <td style="width: 2%; vertical-align: bottom;"><br>
          </td>
          <td style="width: 49%; vertical-align: bottom;">
            <div style="text-align: center; font-weight: bold;">13815</div>
          </td>
        </tr>
        <tr>
          <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(Address of principal executive offices)</div>
          </td>
          <td style="width: 2%; vertical-align: top;"><br>
          </td>
          <td style="width: 49%; vertical-align: top;">
            <div style="text-align: center;">(Zip code)</div>
          </td>
        </tr>

    </table>
    <div style="text-align: center;"><br>
    </div>
    <div style="text-align: center;">
      <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; width: 20%; color: #000000;"></div>
    <div style="text-align: center;"><br>
    </div>
    <div style="text-align: center; font-weight: bold;">NBT Bancorp Inc. 2024 Omnibus Incentive Plan</div>
    <div style="text-align: center;">(Full title of the plan)</div>
    <div><br>
    </div>
    <div style="text-align: center; font-weight: bold;">Scott A. Kingsley</div>
    <div style="text-align: center; font-weight: bold;">Annette L. Burns</div>
    <div style="text-align: center; font-weight: bold;">M. Randolph Sparks</div>
    <div style="text-align: center; font-weight: bold;">52 South Broad Street</div>
    <div style="text-align: center; font-weight: bold;">Norwich, New York 13815</div>
    <div style="text-align: center;">&#160;(Name and address of agent for service)</div>
    <div>&#160;</div>
    <div style="text-align: center; font-weight: bold;">(607) 337-2265</div>
    <div style="text-align: center;">(Telephone number, including area code, of agent for service)</div>
    <div>&#160;</div>
    <div style="text-align: center; font-style: italic;">Copy to:</div>
    <div>&#160;</div>
    <div style="text-align: center; font-weight: bold;">Richard Schaberg, Esq.</div>
    <div style="text-align: center; font-weight: bold;">Les Reese, Esq.</div>
    <div style="text-align: center; font-weight: bold;">Hogan Lovells US LLP</div>
    <div style="text-align: center; font-weight: bold;">555 Thirteenth Street, N.W.</div>
    <div style="text-align: center; font-weight: bold;">Washington, D.C. 20004</div>
    <div style="text-align: center; font-weight: bold;">(202) 637-5600</div>
    <div><br>
    </div>
    <div style="text-indent: 27.35pt;">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company or an emerging growth company. See the definitions of &#8220;large
      accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and "emerging growth company" in Rule 12b-2 of the Exchange Act.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" align="center" id="z13e6a3166881489c85b082d6793bc7d4" style="border-collapse: collapse; width: 100%; color: #000000; font-family: 'Times New Roman'; font-size: 10pt; text-align: left;">

        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center;">Large accelerated filer &#9745;</div>
          </td>
          <td style="width: 50%; vertical-align: bottom;">
            <div style="text-align: center;">Accelerated filer&#160; &#9744;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center;">Non-accelerated filer&#160;&#160; &#9744;</div>
          </td>
          <td style="width: 50%; vertical-align: top;">
            <div style="text-align: center;">Smaller reporting company&#160; &#9744;</div>
          </td>
        </tr>
        <tr>
          <td style="width: 50%; vertical-align: top; text-align: center;" rowspan="1">&#160;</td>
          <td style="width: 50%; vertical-align: top;" rowspan="1">
            <div style="text-align: center;">Emerging growth company &#9744;</div>
          </td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div>
      <hr align="center" style="border: none; border-bottom: 4px solid black; border-top: 1px solid black; height: 10px; color: #ffffff; background-color: #ffffff; text-align: center; margin-left: auto; margin-right: auto;"></div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-weight: bold;">PART I</div>
    <div style="text-align: center;"> <br>
    </div>
    <div style="text-align: center; font-weight: bold;">INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</div>
    <div> <br>
    </div>
    <div style="text-indent: 27pt;">The documents containing the information specified in Part I will be sent or given to participants in the NBT Bancorp Inc. 2024 Omnibus Incentive Plan, as specified by Rule 428(b)(1) promulgated under the Securities Act
      of 1933, as amended (the &#8220;Securities Act&#8221;).&#160; In accordance with the instructions to Part I of Form S-8, such documents will not be filed with the Securities and Exchange Commission (the &#8220;Commission&#8221;) either as part of this Registration Statement or
      as prospectuses or prospectus supplements pursuant to Rule 424 promulgated under the Securities Act.&#160; These documents and the documents incorporated by reference pursuant to Item 3 of Part II of this Registration Statement, taken together, constitute
      the prospectus as required by Section 10(a) of the Securities Act.</div>
    <div> <br>
    </div>
    <div style="text-align: center; font-weight: bold;">PART II</div>
    <div style="text-align: center;"> <br>
    </div>
    <div style="text-align: center; font-weight: bold;">INFORMATION REQUIRED IN THE REGISTRATION STATEMENT</div>
    <div> <br>
    </div>
    <table cellspacing="0" cellpadding="0" id="za778f2ce35144870a72593ea09025e16" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; font-weight: bold;">Item 3.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;">Incorporation of Documents by Reference.</div>
          </td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div style="text-indent: 36pt;">The following documents are incorporated by reference in this Registration Statement:</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="zfb41b0f9f8044d099084c55cfdf7ee5a" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 50.25pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top;">&#8226;</td>
          <td style="width: auto; vertical-align: top;">
            <div>The Company&#8217;s <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/790359/000114036124010464/ef20014996_10k.htm">Annual Report on Form 10-K</a> for the fiscal year ended December 31, 2023, including the portions of the Company&#8217;s <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/790359/000114036124018165/ny20018860x1_def14a.htm">Definitive Proxy Statement for its 2024 Annual Meeting</a> incorporated by reference therein;</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z20d78041e60542cd92aaf299d63f7022" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 50.25pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top;">&#8226;</td>
          <td style="width: auto; vertical-align: top;">
            <div>The Company&#8217;s Current Reports on Form 8-K filed on <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/790359/000114036124003132/ef20019324_8k.htm">January 22, 2024</a> and <a href="https://www.sec.gov/ix?doc=/Archives/edgar/data/790359/000114036124027021/ef20029559_8k.htm">May 21, 2024</a>;</div>
          </td>
        </tr>

    </table>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z3c243a4ac1d34599a77a5639f5aa8e9e" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 50.25pt;"><br>
          </td>
          <td style="width: 18pt; vertical-align: top;">&#8226;</td>
          <td style="width: auto; vertical-align: top;">
            <div>The description of the Company&#8217;s common stock contained in its Registration Statement on Form 8-A/A filed on <a href="https://www.sec.gov/Archives/edgar/data/790359/000100515000000782/0001005150-00-000782.txt">May 25, 2000</a>, and all
              amendments or reports filed for the purpose of updating such description.</div>
          </td>
        </tr>

    </table>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">In addition, all documents and reports subsequently filed by the NBT Bancorp Inc. (the &#8220;Company&#8221;) pursuant to Sections 13(a), 13(c), 14 and 15(d) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;),
      prior to the filing of a post-effective amendment which indicates that all securities offered have been sold or which deregisters all securities remaining unsold, shall be deemed to be incorporated by reference in this registration statement and to
      be part hereof from the date of filing of such documents or reports.&#160; Any statement contained in a document incorporated or deemed to be incorporated by reference herein shall be deemed to be modified or superseded for purposes of this registration
      statement to the extent that a statement contained herein or in any other subsequently filed document which also is or is deemed to be incorporated by reference herein modifies or supersedes such statement.&#160; Any such statement so modified or
      superseded shall not be deemed, except as so modified or superseded, to constitute a part of this registration statement.</div>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="0" id="z40814e996328414eabbb6d2d571458f9" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; font-weight: bold;">Item 4.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;"> Description of Securities.</div>
          </td>
        </tr>

    </table>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">Not applicable.</div>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="0" id="za27c28cf6a914dccb58a8cad5cb1f40c" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; font-weight: bold;">Item 5.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;"> Interests of Named Experts and Counsel.</div>
          </td>
        </tr>

    </table>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">Not applicable.</div>
    <div style="text-indent: 36pt;"> <br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <table cellspacing="0" cellpadding="0" id="zcd705d955fb74dde9b926a1e074fc324" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; font-weight: bold;">Item 6.</td>
          <td style="width: auto; vertical-align: top;">
            <div style="font-weight: bold;">Indemnification of Directors and Officers.</div>
          </td>
        </tr>

    </table>
    <div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt;">R<font style="color: #000000;">eference is made to the provisions of Delaware General Corporation Law (&#8220;DGCL&#8221;), Article VI of the Amended and Restated Bylaws of NBT Bancorp Inc. and Article 12 of
          the Restated Certificate of Incorporation, as amended, of NBT Bancorp Inc.</font></div>
      <div><br>
      </div>
    </div>
    <div>
      <div style="text-align: justify; text-indent: 36pt; color: #000000;">The Company is a Delaware corporation subject to the applicable indemnification provisions of the DGCL. Section 145 of the DGCL provides for the indemnification, under certain
        circumstances, of persons who are or were directors, officers, employees or agents of a corporation, or are or were serving at the request of a corporation in such a capacity with another business organization or entity, against expenses (including
        attorneys&#8217; fees), judgments, fines and amounts paid in settlement actually and reasonably incurred by the person in connection with such actions, suits or proceedings, whether civil, criminal, administrative, or investigative, brought or threatened
        against or involving such persons because of such person's service in any such capacity. In the case of actions brought by or in the right of a corporation, Section 145 provides for indemnification of expenses (including attorneys&#8217; fees) if the
        person seeking indemnification acted in good faith and in a manner that such person reasonably believed to be in or not opposed to the best interests of the corporation; provided, however, that no indemnification shall be made in respect of any
        claim, issue or matter as to which such person shall have been adjudged liable to the corporation unless, and only upon a determination by the Court of Chancery or the court in which such action or suit was brought, despite the adjudication of
        liability but in view of all the circumstances of the case, such person is reasonably and fairly entitled to indemnity for such expenses.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; color: #000000;">The Company&#8217;s Amended and Restated Bylaws contain provisions providing that the Company shall indemnify any person who was or is a party or threatened to be made a party to any
        action, suit or proceeding, whether civil, criminal, administrative or investigative, by reason of the fact that he or she is or was a director or officer of the Company, or is or was serving at the request of the Company as a director of another
        corporation, partnership, joint venture, trust, or other enterprise, to the maximum extent authorized by DGCL.</div>
      <div>&#160;</div>
      <div style="text-align: justify; text-indent: 36pt; color: #000000;">The Company&#8217;s Restated Certificate of Incorporation, as amended, provides that a director of the Company shall not be personally liable to the Company or its stockholders for
        monetary damages for breach of fiduciary duty as a director, except for liability (1) for any breach of the director&#8217;s duty of loyalty to the Company or its stockholders; (2) for acts or omissions not in good faith or which involve intentional
        misconduct or a knowing violation of law; (3) under Section 174 of the DGCL; or (4) for any transaction from which the director derived an improper personal benefit.</div>
      <div><br>
      </div>
    </div>
    <table cellspacing="0" cellpadding="0" id="zf6af2782064546e9b3606f869f34cfc6" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; font-weight: bold;">Item 7.</td>
          <td style="width: auto; vertical-align: top;">
            <div><font style="font-weight: bold;">Exemption from Registration Claimed.</font></div>
          </td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div style="text-indent: 24.5pt;">No<font style="color: rgb(0, 0, 0);">t applicable.</font></div>
    <div style="color: rgb(0, 0, 0);"><br>
    </div>
    <table cellspacing="0" cellpadding="0" id="z2e1115526320414b9c2eca4390325812" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

        <tr>
          <td style="width: 54pt; vertical-align: top; font-weight: bold; color: rgb(0, 0, 0);">Item 8.</td>
          <td style="width: auto; vertical-align: top; color: rgb(0, 0, 0);">
            <div style="font-weight: bold;">Exhibits.</div>
          </td>
        </tr>

    </table>
    <div><font style="color: rgb(0, 0, 0);"> <br>
      </font></div>
    <table cellspacing="0" cellpadding="0" border="0" id="zabccf302346b4f689ddcca83f33c3817" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 6%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div style="font-weight: bold; color: rgb(0, 0, 0);">Exhibit</div>
            <div style="font-weight: bold; color: rgb(0, 0, 0);">No.</div>
          </td>
          <td style="width: 1%; vertical-align: bottom; color: rgb(0, 0, 0);">&#160;</td>
          <td style="width: 93%; vertical-align: bottom; border-bottom: 2px solid rgb(0, 0, 0); color: rgb(0, 0, 0);">
            <div style="text-align: center; font-weight: bold;">Description</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; color: rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/790359/000114036115030653/ex3_1.htm">4.1</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; color: rgb(0, 0, 0); background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; color: rgb(0, 0, 0); background-color: rgb(204, 238, 255);">
            <div>Restated Certificate of Incorporation of NBT Bancorp Inc., as amended through July 1, 2015 (incorporated by reference to Exhibit 3.1 to the Company&#8217;s Quarterly Report on Form 10-Q, filed on August 10, 2015)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; color: rgb(0, 0, 0);">&#160;</td>
          <td style="width: 1%; vertical-align: bottom; color: rgb(0, 0, 0);">&#160;</td>
          <td style="width: 93%; vertical-align: top; color: rgb(0, 0, 0);">&#160;</td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center; color: rgb(0, 0, 255);"><a href="https://www.sec.gov/Archives/edgar/data/790359/000114036118025315/ex3_1.htm">4.2</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>Amended and Restated Bylaws of NBT Bancorp Inc., effective May 22, 2018 (incorporated by reference to Exhibit 3.1 to the Company&#8217;s Current Report on Form 8-K, filed on May 23, 2018)</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 93%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="ef20029483_ex5-1.htm">5.1</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>Opinion of Hogan Lovells US LLP.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 93%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="https://www.sec.gov/Archives/edgar/data/790359/000114036124027021/ef20029559_ex10-1.htm">10.1</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>NBT Bancorp Inc. 2024 Omnibus Incentive Plan (incorporated by reference to Exhibit 10.1 to the Company&#8217;s Current Report on Form 8-K, filed on May 21, 2024).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 93%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="ef20029483_ex23-1.htm">23.1</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>Consent of KPMG LLP.</div>
          </td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" id="zc17d9fc6f2454d109f235d2432856057" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="ef20029483_ex5-1.htm">23.2</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>Consent of Hogan Lovells US LLP (included in Exhibit 5.1).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 93%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="#SIGNATURES">24.1</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>Power of Attorney (included on signature page hereto).</div>
          </td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top;">&#160;</td>
          <td style="width: 1%; vertical-align: bottom;">&#160;</td>
          <td style="width: 93%; vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 6%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div style="text-align: center;"><a href="ef20029483_ex107.htm">107</a></div>
          </td>
          <td style="width: 1%; vertical-align: bottom; background-color: rgb(204, 238, 255);">&#160;</td>
          <td style="width: 93%; vertical-align: top; background-color: rgb(204, 238, 255);">
            <div>Filing Fee Table</div>
          </td>
        </tr>

    </table>
    <div><font style="font-weight: bold;"> <br>
      </font></div>
    <div>
      <table cellspacing="0" cellpadding="0" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%;" id="zd125a01546474854ad35186c5af42206" class="DSPFListTable">

          <tr style="vertical-align: top;">
            <td style="text-align: right; vertical-align: top; width: 54pt;">
              <div style="text-align: left;"><font style="font-weight: bold;">Item 9.</font></div>
            </td>
            <td style="text-align: left; vertical-align: top; width: auto;">
              <div><font style="font-weight: bold;">Undertakings.</font></div>
            </td>
          </tr>

      </table>
    </div>
    <div><br>
    </div>
    <div>(a)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The undersigned registrant hereby undertakes:</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:</div>
    <div><br>
    </div>
    <div style="text-indent: 72pt;">(i)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To include any prospectus required by Section 10(a)(3) of the Securities Act;</div>
    <div><br>
    </div>
    <div style="text-indent: 72pt;">(ii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate,
      represent a fundamental change in the information set forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that
      which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and
      price represent no more than 20 percent change in the maximum aggregate offering price set forth in the &#8220;Calculation of Registration Fee&#8221; table in the effective registration statement;</div>
    <div><br>
    </div>
    <div style="text-indent: 72pt;">(iii)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement;</div>
    <div><br>
    </div>
    <div><font style="font-style: italic;">provided, however, </font>that paragraphs (a)(1)(i) and (a)(1)(ii) do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or
      furnished to the Commission by the registrant pursuant to Section 13 or Section 15(d) of the Exchange Act that are incorporated by reference in this registration statement.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;That, for the purpose of determining any liability under the Securities Act, each such post-effective amendment shall be deemed to be a new registration statement relating to the securities offered therein,
      and the offering of such securities at that time shall be deemed to be the initial<font style="font-style: italic;"> bona fide</font> offering thereof.</div>
    <div><br>
    </div>
    <div style="text-indent: 36pt;">(3)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;To remove from registration by means of a post-effective amendment any of the securities being registered which remain unsold at the termination of the offering.</div>
    <div><br>
    </div>
    <div>(b)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;The undersigned registrant hereby undertakes that, for purposes of determining any liability under the Securities Act, each filing of the registrant&#8217;s annual report pursuant to Section 13(a) or Section 15(d) of the Exchange Act (and,
      where applicable, each filing of an employee benefit plan&#8217;s annual report pursuant to Section 15(d) of the Exchange Act) that is incorporated by reference in this registration statement shall be deemed to be a new registration statement relating to
      the securities offered therein, and the offering of such securities at that time shall be deemed to be the initial<font style="font-style: italic;"> bona fide</font> offering thereof.</div>
    <div><br>
    </div>
    <div>(c)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Insofar as indemnification for liabilities arising under the Securities Act may be permitted to directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been
      advised that, in the opinion of the Commission, such indemnification is against public policy as expressed in the Securities Act and is, therefore, unenforceable. In the event that a claim for indemnification against such liabilities (other than for
      the payment by the registrant of expenses incurred or paid by a director, officer or controlling person of the registrant in the successful defense of any action, suit or proceeding) is asserted by such director, officer or controlling person in
      connection with the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification
      by it is against public policy as expressed in the Securities Act and will be governed by the final adjudication of such issue.<br>
      <br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <div style="text-align: center; font-weight: bold;"><a name="SIGNATURES"><!--Anchor--></a>SIGNATURES</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for filing on Form S-8 and has duly caused
      this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized, in the City of Norwich, State of New York on May 21, 2024.</div>
    <div><br>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" id="z372ff059f41749d3a938e3846773a231" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 60%; vertical-align: top;" colspan="1"><br>
          </td>
          <td colspan="3" rowspan="1" style="vertical-align: top;">
            <div style="text-align: justify; font-weight: bold;">NBT BANCORP INC.</div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;" colspan="1"><br>
          </td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td colspan="2" style="vertical-align: top;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top; padding-bottom: 2px;" colspan="1"><br>
          </td>
          <td style="width: 3%; vertical-align: top; padding-bottom: 2px;">
            <div style="text-align: justify;">By:</div>
          </td>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div style="text-align: justify;">/s/ Scott A. Kingsley</div>
          </td>
          <td style="width: 5%; vertical-align: top; padding-bottom: 2px;">&#160;</td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;" colspan="1"><br>
          </td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td colspan="2" style="vertical-align: top;">
            <div>Scott A. Kingsley</div>
          </td>
        </tr>
        <tr>
          <td style="width: 60%; vertical-align: top;" colspan="1"><br>
          </td>
          <td style="width: 3%; vertical-align: top;">&#160;</td>
          <td colspan="2" style="vertical-align: top;">
            <div>President and Chief Executive Officer</div>
          </td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div style="text-indent: 36pt;">KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Scott A. Kingsley and M. Randolph Sparks, Esq. and each and any of them, his or her true and lawful
      attorney-in-fact and agent, with power of substitution and resubstitution, for him or her and in his or her name, place and stead, in any and all capacities, to sign any amendments to this registration statement, and to file the same, with all
      exhibits and other documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorneys-in-fact and agents, and each of them full power and authority to do and perform each and every act and thing requisite and
      necessary to be done in and about the premises, as fully to all intents and purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any of them, or their, his or her
      substitutes or resubstitutes, may lawfully do or cause to be done by virtue hereof.</div>
    <div>&#160;</div>
    <div style="text-indent: 36pt;">Pursuant to the requirements of the Securities Act of 1933, as amended, this registration statement has been signed by the following persons in the capacities and on the dates indicated:</div>
    <div>&#160;</div>
    <table cellspacing="0" cellpadding="0" border="0" id="z9aa1eba7f0ed4227871aa7755e1832d3" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div>
              <div style="text-align: center; font-weight: bold;">Signature</div>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div>
              <div style="text-align: center; font-weight: bold;">Title</div>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top; padding-bottom: 2px;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top; border-bottom: 2px solid rgb(0, 0, 0);">
            <div>
              <div style="text-align: center; font-weight: bold;">Date</div>
            </div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div><br>
            </div>
            <div>/s/ Scott A. Kingsley</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div><br>
            </div>
            <div>President, Chief Executive Officer and Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div><br>
            </div>
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">Scott A. Kingsley</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: bottom; border-bottom: 2px solid black;">
            <div>/s/ Annette L. Burns<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Executive Vice President and Chief Financial Officer (Principal Financial Officer and Principal Accounting Officer)</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">Annette L. Burns</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Martin A. Dietrich</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Chairman of the Board and Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">Martin A. Dietrich</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1"><br>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ John H. Watt, Jr.<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Vice Chairman of the Board and Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>John H. Watt, Jr.</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1"><br>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Johanna R. Ames<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Johanna R. Ames</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ J. David Brown<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>J. David Brown</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Richard J. Cantele, Jr.<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Richard J. Cantele, Jr.</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>

    </table>
    <div> <br>
    </div>
    <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
      <div class="BRPFPageBreak" style="page-break-after: always;">
        <hr noshade="noshade" style="margin: 4px 0px; width: 100%; border-width: 0; height: 2px; color: #000000; background-color: #000000; clear: both;"></div>
    </div>
    <table cellspacing="0" cellpadding="0" border="0" id="z297198557b754cdcba3d74281f0cdde8" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Timothy E. Delaney<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Timothy E. Delaney</div>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Heidi M. Hoeller<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Heidi M. Hoeller</div>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Andrew S. Kowalczyk III<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Andrew S. Kowalczyk III</div>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ V. Daniel Robinson II<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>V. Daniel Robinson II</div>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Matthew J. Salanger</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Matthew J. Salanger</div>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" rowspan="1" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Lowell A. Seifter</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Lowell A. Seifter</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1"><br>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top; border-bottom: 2px solid black;">
            <div>/s/ Jack H. Webb<br>
            </div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;">
            <div>Director</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;">
            <div>May 21, 2024</div>
          </td>
        </tr>
        <tr>
          <td style="width: 32%; vertical-align: top;" rowspan="1">
            <div>Jack H. Webb</div>
          </td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 50.38%; vertical-align: top;" rowspan="1">&#160;</td>
          <td style="width: 1%; vertical-align: top;" colspan="1" rowspan="1">&#160;</td>
          <td style="width: 16.22%; vertical-align: top;" rowspan="1">&#160;</td>
        </tr>

    </table>
    <div><br>
    </div>
    <div><br>
    </div>
    <div>
      <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>2
<FILENAME>ef20029483_ex5-1.htm
<DESCRIPTION>EXHIBIT 5.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div>
      <div style="font-weight: bold; text-align: right;">Exhibit 5.1<br>
      </div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" border="0" id="zd9631c415ef240908e5186c080db7722" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

            <tr>
              <td style="width: 50.00%;"><img src="image00001.jpg"></td>
              <td style="width: 50.00%;">
                <div style="text-align: justify; font-size: 8pt;">Hogan Lovells US LLP</div>
                <font style="font-size: 8pt;"> </font>
                <div style="text-align: justify; font-size: 8pt;">Columbia Square</div>
                <font style="font-size: 8pt;"> </font>
                <div style="text-align: justify; font-size: 8pt;">555 Thirteenth Street, NW</div>
                <font style="font-size: 8pt;"> </font>
                <div style="text-align: justify; font-size: 8pt;">Washington, DC 20004</div>
                <font style="font-size: 8pt;"> </font>
                <div style="text-align: justify; font-size: 8pt;">T&#160; +1 202 637 5600</div>
                <font style="font-size: 8pt;"> </font>
                <div style="text-align: justify; font-size: 8pt;">F&#160; +1 202 637 5910</div>
                <font style="font-size: 8pt;"> </font>
                <div style="text-align: justify; font-size: 8pt;">www.hoganlovells.com</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div>May 21, 2024</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Board of Directors</div>
      <div style="text-align: justify;">NBT Bancorp Inc.</div>
      <div style="text-align: justify;">52 South Broad Street</div>
      <div style="text-align: justify;">Norwich, NY 13815</div>
      <div><br>
      </div>
      <div style="text-align: justify;">Ladies and Gentlemen:</div>
      <div>&#160;</div>
      <div style="text-align: justify;">We are acting as counsel to NBT Bancorp Inc., a Delaware corporation (the &#8220;<font style="font-weight: bold;">Company</font>&#8221;), in connection with its registration statement on Form&#160;S&#8209;8 (the &#8220;<font style="font-weight: bold;">Registration Statement</font>&#8221;), filed with the Securities and Exchange Commission under the Securities Act of 1933, as amended (the &#8220;<font style="font-weight: bold;">Act</font>&#8221;), relating to the proposed offering of up to 1,264,171 newly
        issued shares of the common stock, par value $0.01 per share (the &#8220;<font style="font-weight: bold;">Common Stock</font>&#8221;) of the Company (the &#8220;<font style="font-weight: bold;">Shares</font>&#8221;), all of which shares are issuable pursuant to the NBT
        Bancorp Inc. 2024 Omnibus Incentive Plan (the &#8220;<font style="font-weight: bold;">Plan</font>&#8221;).&#160; This opinion letter is furnished to you at your request to enable you to fulfill the requirements of Item&#160;601(b)(5) of Regulation S&#8209;K, 17&#160;C.F.R.
        &#167;&#160;229.601(b)(5), in connection with the Registration Statement.</div>
      <div>&#160;</div>
      <div style="text-align: justify;">For purposes of this opinion letter, we have examined copies of such agreements, instruments and documents as we have deemed an appropriate basis on which to render the opinions hereinafter expressed.&#160; In our
        examination of the aforesaid documents, we have assumed the genuineness of all signatures, the legal capacity of all natural persons, the accuracy and completeness of all documents submitted to us, the authenticity of all original documents, and
        the conformity to authentic original documents of all documents submitted to us as copies (including pdfs).&#160; <font style="color: #000000;">As to all matters of fact, we have relied on the representations and statements of fact made in the
          documents so reviewed, and we have not independently established the facts so relied on.</font>&#160; This opinion letter is given, and all statements herein are made, in the context of the foregoing.</div>
      <div>&#160;</div>
      <div style="text-align: justify;">This opinion letter is based as to matters of law solely on the Delaware General Corporation Law, as amended.&#160; We express no opinion herein as to any other statutes, rules or regulations.</div>
      <div>&#160;</div>
      <div style="text-align: justify;">Based upon, subject to and limited by the foregoing, we are of the opinion that following (i) effectiveness of the Registration Statement, (ii) issuance of the Shares pursuant to the terms of the Plan,&#160;and
        (iii)&#160;receipt by the Company of the consideration&#160;for the Shares specified in the applicable resolutions of the Board of Directors or a committee thereof and in the Plan, the Shares will be validly issued,&#160;fully paid, and nonassessable.&#160;</div>
      <div style="text-align: justify;"> <br>
      </div>
      <div style="text-align: justify;"> <br>
      </div>
      <div style="text-align: justify;">
        <div style="font-size: 7pt;">Hogan Lovells US LLP is a limited liability partnership registered in the state of Delaware.&#160; &#8220;Hogan Lovells&#8221; is an international legal practice that includes Hogan Lovells US LLP and Hogan Lovells International LLP,
          with offices in:&#160; Alicante&#160; Amsterdam&#160; Baltimore&#160; Beijing&#160; Birmingham&#160; Boston&#160; Brussels&#160; Colorado Springs&#160; Denver&#160; Dubai&#160; Dusseldorf&#160; Frankfurt&#160; Hamburg&#160; Hanoi&#160; Ho Chi Minh City&#160; Hong Kong&#160; Houston&#160; Johannesburg&#160; London&#160; Los Angeles&#160; Luxembourg&#160;
          Madrid&#160; Mexico City&#160; Miami&#160; Milan&#160; Minneapolis&#160; Monterrey&#160; Munich&#160; New York&#160; Northern Virginia&#160; Paris&#160; Philadelphia&#160; Rome&#160; San Francisco&#160; S&#227;o Paulo&#160; Shanghai&#160; Silicon Valley&#160; Singapore&#160; Sydney&#160; Tokyo&#160; Warsaw&#160; Washington, D.C.&#160;&#160; Associated
          Offices:&#160; Budapest&#160; Jakarta&#160; Riyadh&#160; Shanghai FTZ&#160; Ulaanbaatar.&#160;&#160; Business Service Centers:&#160; Johannesburg&#160; Louisville.&#160;&#160; Legal Services Center:&#160; Berlin.&#160; For more information see www.hoganlovells.com</div>
      </div>
      <div class="BRPFPageBreakArea" style="clear: both; margin-top: 10pt; margin-bottom: 10pt;">
        <div class="BRPFPageBreak" style="page-break-after: always;">
          <hr noshade="noshade" style="border-width: 0px; clear: both; margin: 4px 0px; width: 100%; height: 2px; color: #000000; background-color: #000000;"></div>
        <div style="width: 100%;" class="BRPFPageHeader">
          <div style="text-align: justify;">
            <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

                <tr>
                  <td style="width: 33%;">
                    <div style="text-align: justify;">NBT Bancorp Inc.</div>
                  </td>
                  <td style="width: 34%; text-align: center;" colspan="1">- <font class="BRPFPageNumber">2</font> -<br>
                  </td>
                  <td style="width: 33%;">
                    <div style="text-align: right;">May 21, 2024</div>
                  </td>
                </tr>

            </table>
          </div>
        </div>
      </div>
      <div style="text-align: justify;">This opinion letter has been prepared for use in connection with the Registration Statement.&#160; We assume no obligation to advise of any changes in the foregoing subsequent to the effective date of the Registration
        Statement.</div>
      <div>&#160;</div>
      <div style="text-align: justify;">We hereby consent to the filing of this opinion letter as Exhibit 5.1 to the Registration Statement.&#160; In giving this consent, we do not thereby admit that we are an &#8220;expert&#8221; within the meaning of the Act.</div>
      <div>&#160;</div>
      <div style="text-align: justify;">Very truly yours,</div>
      <div><br>
      </div>
      <div style="text-align: justify;">/s/ HOGAN LOVELLS US LLP</div>
      <div><br>
      </div>
      <div style="text-align: justify;">HOGAN LOVELLS US LLP</div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="background-color: #000000; border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0px auto; height: 2px; color: #000000; text-align: center;">
      </div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23.1
<SEQUENCE>3
<FILENAME>ef20029483_ex23-1.htm
<DESCRIPTION>EXHIBIT 23.1
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div style="font-weight: bold; text-align: right;">Exhibit 23.1<br>
    </div>
    <div style="font-weight: bold; text-align: right;"> <br>
    </div>
    <div>
      <table cellspacing="0" cellpadding="0" border="0" id="z9f4c7d906af74ea3820709f9ff79105e" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;">

          <tr>
            <td style="width: 20%;"><img src="image00002.jpg"></td>
            <td style="width: 80%;"><br>
            </td>
          </tr>
          <tr>
            <td rowspan="1" style="width: 20%;">&#160;</td>
            <td rowspan="1" style="width: 80%;">
              <div style="text-align: left; font-size: 8.5pt;">KPMG LLP</div>
              <font style="font-size: 8.5pt;"> </font>
              <div style="text-align: left; font-size: 8.5pt;">515 Broadway<br>
                Albany, NY 12207-2974</div>
            </td>
          </tr>

      </table>
    </div>
    <div> <br>
    </div>
    <div>
      <div style="text-align: center; font-weight: bold;">Consent of Independent Registered Public Accounting Firm</div>
      <div>&#160;</div>
      <div>We consent to the use of our reports dated February&#160;29,&#160;2024, with respect to the consolidated financial statements of NBT Bancorp Inc. and subsidiaries, and the effectiveness of internal control over financial reporting, incorporated herein by
        reference.</div>
      <div> <br>
      </div>
      <div style="text-align: center;"> <img src="image00003.jpg"></div>
      <div>&#160;</div>
      <div>Albany, New York<br>
        May&#160;21,&#160;2024</div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" border="0" style="font-family: 'Times New Roman'; font-size: 10pt; color: #000000; width: 100%;" id="z82b50c520b804559a0be575ffa608266">

            <tr>
              <td style="width: 30%;">
                <div style="font-size: 7pt;">&#160;</div>
              </td>
              <td style="width: 70%; font-size: 7pt;">KPMG LLP, a Delaware limited liability partnership and a member firm of<br>
                the KPMG global organization of independent member firms affiliated with<br>
                KPMG International Limited, a private English company limited by guarantee.<br>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-FILING FEES
<SEQUENCE>4
<FILENAME>ef20029483_ex107.htm
<DESCRIPTION>EXHIBIT 107
<TEXT>
<html>
  <head>
    <title></title>
    <!-- Licensed to: Broadridge Financial Solutions, Inc.
         Document created using Broadridge PROfile 24.3.1.5224
         Copyright 1995 - 2024 Broadridge -->
  </head>
<body bgcolor="#ffffff" style="font-family: 'Times New Roman'; font-size: 10pt; text-align: left; color: #000000;">
  <div>
    <hr noshade="noshade" align="center" style="height: 4px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;">
    <div style="font-weight: bold; text-align: right;">Exhibit 107<br>
    </div>
    <div>
      <div>&#160;</div>
      <div style="text-align: center; margin-right: 83.2pt; margin-left: 83.15pt; font-weight: bold;">Calculation of Filing Fee Tables</div>
      <div>&#160;</div>
      <div style="text-align: center; font-weight: bold;">Form S-8</div>
      <div style="text-align: center;">(Form Type)</div>
      <div><br>
      </div>
      <div style="text-align: center; text-indent: 0.05pt; margin-right: 176.35pt; margin-left: 176.4pt; font-weight: bold;">NBT Bancorp Inc.</div>
      <div style="text-align: center; text-indent: 0.05pt;">(Exact Name of Registrant as Specified in its Charter)</div>
      <div><br>
      </div>
      <div style="text-align: center; margin-right: 83.2pt; margin-left: 83.2pt;"><u>Table 1: Newly Registered Securities</u></div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="1" border="0" id="z6f449082aaf24ea99c3dd3146255079b" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; border-collapse: collapse; text-align: left; color: #000000;">

            <tr>
              <td style="width: 10%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div style="text-align: left;">&#160;Security Type</div>
              </td>
              <td style="width: 21.26%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>&#160;Security Class Title(1)</div>
              </td>
              <td style="width: 12%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>Fee </div>
                <div>Calculation</div>
                <div> Rule</div>
              </td>
              <td style="width: 10.94%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>Amount Registered(2)</div>
              </td>
              <td style="width: 11.81%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>Proposed</div>
                <div> Maximum </div>
                <div>Offering Price </div>
                <div>Per Unit</div>
              </td>
              <td style="width: 9.93%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>Maximum </div>
                <div>Aggregate </div>
                <div>Offering Price</div>
              </td>
              <td style="width: 12.4%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>Fee Rate</div>
              </td>
              <td style="width: 12.41%; vertical-align: middle; border-width: 2px; border-style: solid; border-color: rgb(0, 0, 0); text-align: center;">
                <div>Amount of </div>
                <div>Registration</div>
                <div> Fee(1)(3)</div>
              </td>
            </tr>
            <tr>
              <td style="width: 10%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div>Equity</div>
              </td>
              <td style="width: 21.26%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div>Common Stock, $0.01 par value per share</div>
              </td>
              <td style="width: 12%; vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);">
                <div style="text-align: center;">Other</div>
              </td>
              <td style="width: 10.94%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">1,264,171</div>
              </td>
              <td style="width: 11.81%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">$37.665</div>
              </td>
              <td style="width: 9.93%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">$47,615,000.72</div>
              </td>
              <td style="width: 12.4%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">0.00014760</div>
              </td>
              <td style="width: 12.41%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">$7,027.98</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
                <div style="text-align: center;">Total Offering Amounts</div>
              </td>
              <td style="width: 11.81%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;"><br>
              </td>
              <td style="width: 9.93%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center; margin-left: 0.9pt;">$47,615,000.72</div>
              </td>
              <td style="width: 12.4%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;"><br>
              </td>
              <td style="width: 12.41%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center; margin-left: 0.85pt;">$7,027.98</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
                <div style="text-align: center;">Total Fee Offsets</div>
              </td>
              <td style="width: 11.81%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;"><br>
              </td>
              <td style="width: 9.93%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center;">&#8212;</div>
              </td>
              <td style="width: 12.4%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;"><br>
              </td>
              <td style="width: 12.41%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center; margin-left: 0.85pt;">&#8212;</div>
              </td>
            </tr>
            <tr>
              <td style="vertical-align: top; border-left: 2px solid rgb(0, 0, 0); border-right: 2px solid rgb(0, 0, 0); border-bottom: 2px solid rgb(0, 0, 0);" colspan="4">
                <div style="text-align: center;">Net Fee Due</div>
              </td>
              <td style="width: 11.81%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;"><br>
              </td>
              <td style="width: 9.93%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">&#160;</td>
              <td style="width: 12.4%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;"><br>
              </td>
              <td style="width: 12.41%; vertical-align: top; border-left: #000000 2px solid; border-right: #000000 2px solid; border-bottom: #000000 2px solid;">
                <div style="text-align: center; margin-left: 0.85pt;">$7,027.98</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="z3ba7c1d3c7b74761b6a8caff44ba22ac" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="vertical-align: top; text-align: right; width: 18pt;">
                <div style="text-align: left;">(1)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div>Pursuant to Rule 416 of the Securities Act of 1933, as amended (the &#8220;Securities Act&#8221;), the Registration Statement shall also cover any additional shares of the Registrant&#8217;s common stock, par value $0.01 per share (&#8220;Common Stock&#8221;), that
                  become issuable under the NBT Bancorp Inc. 2024 Omnibus Incentive Plan (the &#8220;2024 Incentive Plan&#8221;) by reason of any stock dividend, stock split, recapitalization or other similar transaction effected without receipt of consideration that
                  increases the number of the Registrant&#8217;s outstanding shares of Common Stock.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zee64040b2ee946c499461d387f6baff5" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="vertical-align: top; text-align: right; width: 18pt;">
                <div style="text-align: left;">(2)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div>Represents 1,264,171 shares of Common Stock available for issuance under the 2024 Incentive Plan.</div>
              </td>
            </tr>

        </table>
      </div>
      <div>
        <table cellspacing="0" cellpadding="0" id="zc0b4bf2c57f44e588dbac671154f22a2" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;">

            <tr>
              <td style="vertical-align: top; text-align: right; width: 18pt;">
                <div style="text-align: left;">(3)</div>
              </td>
              <td style="width: auto; vertical-align: top;">
                <div style="color: rgb(0, 0, 0);">Estimated solely for the purpose of calculating the registration fee pursuant to Rule 457(c) and Rule 457(h) under the Securities Act. The offering price per share and aggregate offering price are based
                  upon the average of the high and low prices per share of Common Stock of the Registrant as reported on Nasdaq on May 14, 2024, which was $37.665 per share.</div>
              </td>
            </tr>

        </table>
      </div>
      <div><br>
      </div>
      <div><br>
      </div>
      <div>
        <hr noshade="noshade" align="center" style="height: 2px; color: #000000; background-color: #000000; text-align: center; margin-left: auto; margin-right: auto; border: none;"></div>
    </div>
  </div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>5
<FILENAME>image00001.jpg
<TEXT>
begin 644 image00001.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1" !? %\# 2(  A$! Q$!_\0
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CY=E#2KCA %^\<]_2O1SR:**X\3BYXA1C+:*LM_7K<I*Q_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>6
<FILENAME>image00002.jpg
<TEXT>
begin 644 image00002.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1"  E %X# 2(  A$! Q$!_\0
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
end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>7
<FILENAME>image00003.jpg
<TEXT>
begin 644 image00003.jpg
M_]C_X  02D9)1@ ! 0$ 8 !@  #_VP!#  8$!08%! 8&!08'!P8("A *"@D)
M"A0.#PP0%Q08&!<4%A8:'24?&ALC'!86("P@(R8G*2HI&1\M,"TH,"4H*2C_
MVP!# 0<'!PH("A,*"A,H&A8:*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"@H
M*"@H*"@H*"@H*"@H*"@H*"@H*"@H*"C_P  1"  < (0# 2(  A$! Q$!_\0
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7VD,<%O$H2.*-0JHHZ  < 45+10!__]D!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
