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Borrowings (Tables)

9 Months Ended

Sep. 30, 2025

Borrowings [Abstract]

Information Related to Short-term Borrowings

Information related to short-term borrowings is summarized as follows:

(In thousands)		September 30, 2025				December 31, 2024
Securities sold under repurchase agreements		$	138,729			$	146,942
Other short-term borrowings			-				16,000
Total short-term borrowings		$	138,729			$	162,942

Subordinated Debt

The following table summarizes the Company’s subordinated debt:

(Dollars in thousands)		September 30, 2025				December 31, 2024
Subordinated notes issued June 2020 - fixed interest rate of 5.00% through June 2025 and a variable interest rate equivalent to three-month SOFR plus 4.85% thereafter, maturing July 1, 2030		$	-			$	98,000
Subordinated notes issued March 2021 and acquired August 2023 - fixed interest rate of 3.50% through June 2026 and a variable interest rate equivalent to three-month SOFR plus 2.80% thereafter, maturing March 31, 2031			25,000				25,000
Subtotal subordinated notes		$	25,000			$	123,000
Unamortized debt issuance costs and unamortized fair value discount			(777	)			(1,799	)
Total subordinated debt, net		$	24,223			$	121,201

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- Definition

Tabular disclosure of borrowings under subordinated debt agreements.

+ References

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- Definition

Tabular disclosure of short-term debt arrangements (having initial terms of repayment within one year or the normal operating cycle, if longer) including: (1) description of the short-term debt arrangement; (2) identification of the lender or type of lender; (3) repayment terms; (4) weighted average interest rate; (5) carrying amount of funds borrowed under the specified short-term debt arrangement as of the balance sheet date; (6) description of the refinancing of a short-term obligation when that obligation is excluded from current liabilities in the balance sheet; and (7) amount of a short-term obligation that has been excluded from current liabilities in the balance sheet because of a refinancing of the obligation.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Topic 210
-SubTopic 10
-Name Accounting Standards Codification
-Section S99
-Paragraph 1
-Subparagraph (SX 210.5-02(19))
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1

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