<SEC-DOCUMENT>0001690001-25-000011.txt : 20250204
<SEC-HEADER>0001690001-25-000011.hdr.sgml : 20250204
<ACCEPTANCE-DATETIME>20250204163314
ACCESSION NUMBER:		0001690001-25-000011
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20250131
FILED AS OF DATE:		20250204
DATE AS OF CHANGE:		20250204

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			WATT JOHN H JR
		CENTRAL INDEX KEY:			0001265126
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14703
		FILM NUMBER:		25588810

	MAIL ADDRESS:	
		STREET 1:		52 SOUTH BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
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    <footnotes>
        <footnote id="F1">Pursuant to NBT Bancorp Inc. Omnibus Performance Unit Agreement, each member of a select group of Management is entitled to receive an award based on Company performance goals in the form of restricted stock units that vest following the end of a three year performance period. Mr. Watt retired and pursuant to the award agreement received a pro-rata portion of the performance award at target achievement.</footnote>
        <footnote id="F2">Acquired pursuant to the NBT Bancorp Inc. 2024 Omnibus Incentive Plan. Each outside director is entitled to receive an annual retainer for Board service in the form of restricted stock units of the Company's common stock that vest in one year.</footnote>
        <footnote id="F3">202.53 shares were purchased through payroll deferral and/or dividend reinvestment from 1/1/2024 to 12/31/2024 through NBT Bancorp Inc. 401k Plan.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>By: Annette L. Burns, Power of Attorney For: John H. Watt, Jr.</signatureName>
        <signatureDate>2025-02-04</signatureDate>
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