<SEC-DOCUMENT>0001140361-25-020130.txt : 20250522
<SEC-HEADER>0001140361-25-020130.hdr.sgml : 20250522
<ACCEPTANCE-DATETIME>20250522134436
ACCESSION NUMBER:		0001140361-25-020130
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20250520
FILED AS OF DATE:		20250522
DATE AS OF CHANGE:		20250522

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			NASCA DAVID J
		CENTRAL INDEX KEY:			0001237044
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-14703
		FILM NUMBER:		25976128

	MAIL ADDRESS:	
		STREET 1:		ONE GRIMSBY DRIVE
		CITY:			HAMBURG
		STATE:			NY
		ZIP:			14075

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			NBT BANCORP INC
		CENTRAL INDEX KEY:			0000790359
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				161268674
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		52 S BROAD ST
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
		BUSINESS PHONE:		6073372265

	MAIL ADDRESS:	
		STREET 1:		52 S. BROAD STREET
		CITY:			NORWICH
		STATE:			NY
		ZIP:			13815
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>form3.xml
<DESCRIPTION>FORM 3
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0206</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2025-05-20</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0000790359</issuerCik>
        <issuerName>NBT BANCORP INC</issuerName>
        <issuerTradingSymbol>NBTB</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001237044</rptOwnerCik>
            <rptOwnerName>NASCA DAVID J</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>52 SOUTH BROAD STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>NORWICH</rptOwnerCity>
            <rptOwnerState>NY</rptOwnerState>
            <rptOwnerZipCode>13815</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>true</isDirector>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>NBT Bancorp Inc. Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>103758</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
        <nonDerivativeHolding>
            <securityTitle>
                <value>NBT Bancorp Inc. Common Stock</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>2133</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>I</value>
                </directOrIndirectOwnership>
                <natureOfOwnership>
                    <value>by Trust</value>
                </natureOfOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <remarks>Exhibit 24-Power of Attorney</remarks>

    <ownerSignature>
        <signatureName>By: Annette L. Burns, Power of Attorney For: David J. Nasca</signatureName>
        <signatureDate>2025-05-22</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>ef20049609_ex24.htm
<DESCRIPTION>EXHIBIT 24
<TEXT>
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    <div style="font-family: 'Times New Roman'; font-size: 10pt; text-align: right; font-weight: bold;">Exhibit 24<br>
    </div>
    <div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;"> <br>
      </div>
      <div style="text-align: center; font-family: 'Times New Roman'; font-size: 10pt; font-weight: bold;">POWER OF ATTORNEY</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">Know all by these presents, that the undersigned hereby constitutes and appoints each Annette Burns, Scott Kingsley and Martin Randolph
        Sparks signing singly, and with full power of substitution, the undersigned&#8217;s true and lawful attorney-in-fact to:</div>
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      </div>
      <div>
        <div>
          <div style="font-family: 'Times New Roman',serif; font-size: 12pt; margin-left: 36pt; text-indent: 27pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(1)&#160;&#160;&#160;&#160;&#160;&#160;&#160; execute for and on behalf of the undersigned, in the undersigned&#8217;s capacity as an officer and/or director of NBT Bancorp Inc. (the &#8220;Company&#8221;), Forms 3, 4, and 5 in accordance
              with Section 16(a) of the Securities Exchange Act of 1934 and the rules thereunder.</font></div>
        </div>
      </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div>
        <div>
          <div style="font-family: 'Times New Roman',serif; font-size: 12pt; margin-left: 36pt; text-indent: 27pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(2)&#160;&#160;&#160;&#160;&#160;&#160;&#160; do and perform any and all acts for and on behalf of the undersigned which may be necessary or desirable to complete and execute any such Form 3, 4, or 5 and timely file such
              form with the United States Securities and Exchange Commission and any stock exchange or similar authority; and</font></div>
        </div>
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      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
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        <div>
          <div style="font-family: 'Times New Roman',serif; font-size: 12pt; margin-left: 36pt; text-indent: 27pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;">(3) &#160; &#160; &#160;&#160; take any other action of any type whatsoever in connection with the foregoing which, in the opinion of such attorney-in-fact, may be of benefit to, and in the best interest
              of, or legally required by, the undersigned.</font></div>
        </div>
      </div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">The undersigned hereby grants to each such attorney-in-fact full power and authority to do and perform any and every act and thing whatsoever
        requisite, necessary, or proper to be done in the exercise of any of the rights and powers herein granted, as fully to all intents and purposes as the undersigned might or could do if personally present, with full power of substitution or
        revocation, hereby ratifying and confirming all that such attorney-in-fact, or such attorney-in-fact&#8217;s substitute or substitutes, shall lawfully do or cause to be done by virtue of this power of attorney and the rights and powers herein granted.&#160;
        The undersigned acknowledges that the foregoing attorneys-in-fact, in serving in such capacity at the request of the undersigned, are not assuming, nor is the Company assuming, any of the undersigned&#8217;s responsibilities to comply with Section 16 of
        the Securities Exchange Act of 1934.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">This Power of Attorney shall remain in full force and effect until the undersigned is no longer required to file Forms 3, 4, and 5 with
        respect to the undersigned&#8217;s holdings of and transactions in securities issued by the Company, unless earlier revoked by the undersigned in a sign writing delivered to the foregoing attorneys-in-fact.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
      </div>
      <div style="text-indent: 36pt; font-family: 'Times New Roman'; font-size: 10pt;">IN WITNESS WHEREOF, the undersigned has caused this Power of Attorney to be executed as of this 17<sup style="vertical-align: text-top; line-height: 1; font-size: smaller;">th</sup> day of May, 2025.</div>
      <div style="font-family: 'Times New Roman'; font-size: 10pt;"><br>
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              <div style="font-family: 'Times New Roman', serif; font-size: 12pt;"><font style="font-family: 'Times New Roman'; font-size: 10pt;"><u>/s/</u><u>&#160;</u><u>David J. Nasca.</u></font></div>
            </td>
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            <td style="width: 49.99%; vertical-align: top; font-family: 'Times New Roman'; font-size: 10pt;">&#160;</td>
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              <div>David J. Nasca</div>
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