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Regulatory Capital and Dividends - Schedule of Actual and Required Capital (Details)
$ in Thousands
Dec. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Total Risk-Based Capital    
Actual $ 1,475,551 $ 1,400,617
Prompt Corrective Action Thresholds, Adequate Capital 1,079,015 1,028,930
Tier 1 Capital to Risk-weighted Assets, Amount    
Actual 1,282,070 1,255,333
Prompt Corrective Action Thresholds, Adequate Capital 873,488 832,943
Common Equity Tier One Capital to Risk-weighted Assets, Amount    
Actual 1,235,702 1,188,970
Prompt Corrective Action Thresholds, Adequate Capital 719,343 685,953
Tier I Capital to Average Assets, Amount    
Actual 1,282,070 1,255,333
Prompt Corrective Action Thresholds, Adequate Capital $ 536,123 $ 476,383
Risk Based Ratios    
Total Capital to Risk-weighted Assets, Actual Ratio 0.1436 0.1429
Total Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.1050 0.1050
Tier 1 Capital to Risk-weighted Assets, Actual Ratio 0.1248 0.1281
Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.0850 0.0850
Common Equity Tier 1 Capital to Risk-weighted Assets, Actual Ratio 0.1202 0.1213
Common Equity Tier 1 to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.0700 0.0700
Leverage Ratios    
Tier 1 Capital to Average Assets 0.0957 0.1054
Tier I Capital to Average Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.0400 0.0400
First Merchants Bank    
Total Risk-Based Capital    
Actual $ 1,412,805 $ 1,267,649
Prompt Corrective Action Thresholds, Adequate Capital 1,082,430 1,033,926
Prompt Corrective Action Thresholds, Well Capitalized 1,030,886 984,691
Tier 1 Capital to Risk-weighted Assets, Amount    
Actual 1,283,922 1,187,365
Prompt Corrective Action Thresholds, Adequate Capital 876,253 836,988
Prompt Corrective Action Thresholds, Well Capitalized 824,708 787,753
Common Equity Tier One Capital to Risk-weighted Assets, Amount    
Actual 1,283,922 1,187,365
Prompt Corrective Action Thresholds, Adequate Capital 721,620 689,284
Prompt Corrective Action Thresholds, Well Capitalized 670,076 640,049
Tier I Capital to Average Assets, Amount    
Actual 1,283,922 1,187,365
Prompt Corrective Action Thresholds, Adequate Capital 535,279 475,564
Prompt Corrective Action Thresholds, Well Capitalized $ 669,098 $ 594,455
Risk Based Ratios    
Total Capital to Risk-weighted Assets, Actual Ratio 0.1370 0.1287
Total Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.1050 0.1050
Total Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio 0.1000 0.1000
Tier 1 Capital to Risk-weighted Assets, Actual Ratio 0.1245 0.1206
Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.0850 0.0850
Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio 0.0800 0.0800
Common Equity Tier 1 Capital to Risk-weighted Assets, Actual Ratio 0.1245 0.1206
Common Equity Tier 1 to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.0700 0.0700
Common equity Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio 0.0650 0.0650
Leverage Ratios    
Tier 1 Capital to Average Assets 0.0959 0.0999
Tier I Capital to Average Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio 0.0400 0.0400
Tier I Capital to Average Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio 0.0500 0.0500