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Regulatory Capital and Dividends - Schedule of Actual and Required Capital (Details) $ in Thousands | Dec. 31, 2021 USD ($) | Dec. 31, 2020 USD ($)
--- | --- | ---
Total Risk-Based Capital |  |
Actual | $ 1,582,481 | $ 1,475,551
Prompt Corrective Action Thresholds, Adequate Capital | 1,193,840 | 1,079,015
Tier 1 Capital to Risk-weighted Assets, Amount |  |
Actual | 1,374,240 | 1,282,070
Prompt Corrective Action Thresholds, Adequate Capital | 966,442 | 873,488
Common Equity Tier One Capital to Risk-weighted Assets, Amount |  |
Actual | 1,327,634 | 1,235,702
Prompt Corrective Action Thresholds, Adequate Capital | 795,893 | 719,343
Tier I Capital to Average Assets, Amount |  |
Actual | 1,374,240 | 1,282,070
Prompt Corrective Action Thresholds, Adequate Capital | $ 590,758 | $ 536,123
Risk Based Ratios |  |
Total Capital to Risk-weighted Assets, Actual Ratio | 0.1392 | 0.1436
Total Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.1050 | 0.1050
Tier 1 Capital to Risk-weighted Assets, Actual Ratio | 0.1209 | 0.1248
Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.0850 | 0.0850
Common Equity Tier 1 Capital to Risk-weighted Assets, Actual Ratio | 0.1168 | 0.1202
Common Equity Tier 1 to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.0700 | 0.0700
Leverage Ratios |  |
Tier 1 Capital to Average Assets | 0.0930 | 0.0957
Tier I Capital to Average Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.0400 | 0.0400
First Merchants Bank |  |
Total Risk-Based Capital |  |
Actual | $ 1,453,358 | $ 1,412,805
Prompt Corrective Action Thresholds, Adequate Capital | 1,197,515 | 1,082,430
Prompt Corrective Action Thresholds, Well Capitalized | 1,140,490 | 1,030,886
Tier 1 Capital to Risk-weighted Assets, Amount |  |
Actual | 1,309,685 | 1,283,922
Prompt Corrective Action Thresholds, Adequate Capital | 969,417 | 876,253
Prompt Corrective Action Thresholds, Well Capitalized | 912,392 | 824,708
Common Equity Tier One Capital to Risk-weighted Assets, Amount |  |
Actual | 1,309,685 | 1,283,922
Prompt Corrective Action Thresholds, Adequate Capital | 798,343 | 721,620
Prompt Corrective Action Thresholds, Well Capitalized | 741,319 | 670,076
Tier I Capital to Average Assets, Amount |  |
Actual | 1,309,685 | 1,283,922
Prompt Corrective Action Thresholds, Adequate Capital | 589,994 | 535,279
Prompt Corrective Action Thresholds, Well Capitalized | $ 737,493 | $ 669,098
Risk Based Ratios |  |
Total Capital to Risk-weighted Assets, Actual Ratio | 0.1274 | 0.1370
Total Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.1050 | 0.1050
Total Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio | 0.1000 | 0.1000
Tier 1 Capital to Risk-weighted Assets, Actual Ratio | 0.1148 | 0.1245
Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.0850 | 0.0850
Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio | 0.0800 | 0.0800
Common Equity Tier 1 Capital to Risk-weighted Assets, Actual Ratio | 0.1148 | 0.1245
Common Equity Tier 1 to Risk-weighted Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.0700 | 0.0700
Common equity Tier I Capital to Risk-weighted Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio | 0.0650 | 0.0650
Leverage Ratios |  |
Tier 1 Capital to Average Assets | 0.0888 | 0.0959
Tier I Capital to Average Assets, Prompt Corrective Action Thresholds, Adequate Capital Ratio | 0.0400 | 0.0400
Tier I Capital to Average Assets, Prompt Corrective Action Thresholds, Well Capitalized Ratio | 0.0500 | 0.0500

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