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v3.23.2

LOANS AND ALLOWANCE - Changes in Allowance for Loan Losses by Loan Segment (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2023 | Jun. 30, 2022 | Jun. 30, 2023 | Jun. 30, 2022
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | $ 223,052 | $ 195,984 | $ 223,277 | $ 195,397
Provision for credit losses | 0 | 0 | 0 | 0
CECL Day 1 non-PCD provision for credit losses |  | 13,955 |  | 13,955
CECL Day 1 PCD ACL |  | 16,599 |  | 16,599
Recoveries on loans | 445 | 1,169 | 1,289 | 2,221
Loans charged off | (2,350) | (1,432) | (3,419) | (1,897)
Ending balance | 221,147 | 226,275 | 221,147 | 226,275
Commercial |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 101,304 | 77,637 | 102,216 | 69,935
Provision for credit losses | 7,639 | 805 | 6,440 | 8,376
CECL Day 1 non-PCD provision for credit losses |  | 2,957 |  | 2,957
CECL Day 1 PCD ACL |  | 12,970 |  | 12,970
Recoveries on loans | 66 | 569 | 596 | 708
Loans charged off | (636) | (710) | (879) | (718)
Ending balance | 108,373 | 94,228 | 108,373 | 94,228
Commercial Real Estate |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 46,308 | 53,000 | 46,839 | 60,665
Provision for credit losses | (7,151) | (6,393) | (7,734) | (14,643)
CECL Day 1 non-PCD provision for credit losses |  | 5,539 |  | 5,539
CECL Day 1 PCD ACL |  | 2,981 |  | 2,981
Recoveries on loans | 0 | 201 | 56 | 908
Loans charged off | 0 | 0 | (4) | (122)
Ending balance | 39,157 | 55,328 | 39,157 | 55,328
Construction |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 28,571 | 20,760 | 28,955 | 20,206
Provision for credit losses | 1,502 | 5,122 | 1,118 | 5,676
CECL Day 1 non-PCD provision for credit losses |  | 871 |  | 871
CECL Day 1 PCD ACL |  | 648 |  | 648
Recoveries on loans | 0 | 0 | 0 | 0
Loans charged off | 0 | 0 | 0 | 0
Ending balance | 30,073 | 27,401 | 30,073 | 27,401
Consumer & Residential |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |
Beginning balance | 46,869 | 44,587 | 45,267 | 44,591
Provision for credit losses | (1,990) | 466 | 176 | 591
CECL Day 1 non-PCD provision for credit losses |  | 4,588 |  | 4,588
CECL Day 1 PCD ACL |  | 0 |  | 0
Recoveries on loans | 379 | 399 | 637 | 605
Loans charged off | (1,714) | (722) | (2,536) | (1,057)
Ending balance | $ 43,544 | $ 49,318 | $ 43,544 | $ 49,318

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from purchase of loan. Excludes financing receivable purchased with credit deterioration, loan acquired through business combination or acquisition, and net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 55 -Paragraph 79 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479294/326-20-55-79 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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