<SEC-DOCUMENT>0000712534-25-000043.txt : 20250130
<SEC-HEADER>0000712534-25-000043.hdr.sgml : 20250130
<ACCEPTANCE-DATETIME>20250130081037
ACCESSION NUMBER:		0000712534-25-000043
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250130
DATE AS OF CHANGE:		20250130
EFFECTIVENESS DATE:		20250130

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			FIRST MERCHANTS CORP
		CENTRAL INDEX KEY:			0000712534
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				351544218
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-13037
		FILM NUMBER:		25571233

	BUSINESS ADDRESS:	
		STREET 1:		200 E JACKSON ST
		STREET 2:		PO BOX 792
		CITY:			MUNCIE
		STATE:			IN
		ZIP:			47308-0792
		BUSINESS PHONE:		7657471500

	MAIL ADDRESS:	
		STREET 1:		200 EAST JACKSON STREET
		CITY:			MUNCIE
		STATE:			IN
		ZIP:			47305
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/thirteenffiler">
  <schemaVersion>X0202</schemaVersion>
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0000712534</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>12-31-2024</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>12-31-2024</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>FIRST MERCHANTS CORP</name>
        <address>
          <com:street1>200 East Jackson Street</com:street1>
          <com:city>Muncie</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>47305</com:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-13037</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Kimbra Edwards</name>
      <title>Private Wealth Operations Manager</title>
      <phone>765-747-1503</phone>
      <signature>Kimbra Edwards</signature>
      <city>Muncie</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>01-21-2025</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>560</tableEntryTotal>
      <tableValueTotal>2602916469</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
    </summaryPage>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>information_table.xml
<DESCRIPTION>INFORMATION TABLE
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><infoTable><nameOfIssuer>12.565 OWNER INT</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>871106993</cusip><value>282950</value><shrsOrPrnAmt><sshPrnamt>2</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>1ST INTERNET BK IN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>320557101</cusip><value>402080</value><shrsOrPrnAmt><sshPrnamt>11172</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11172</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>3M CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>88579Y101</cusip><value>268378</value><shrsOrPrnAmt><sshPrnamt>2079</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2079</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>A/B/I - FMB MTG LOAN</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>845558MLN</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>150000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>150000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>A/B/I FMB LOC3546640</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>3546640LC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>460000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>460000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>A/B/I-LOC#5299624</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>ASBEITLOC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>1000000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS COMMON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>002824100</cusip><value>110282</value><shrsOrPrnAmt><sshPrnamt>975</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>975</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBOTT LABS COMMON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>002824100</cusip><value>6228628</value><shrsOrPrnAmt><sshPrnamt>55067</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>54167</Sole><Shared>900</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>00287Y109</cusip><value>250202</value><shrsOrPrnAmt><sshPrnamt>1408</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1408</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABBVIE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>00287Y109</cusip><value>5044015</value><shrsOrPrnAmt><sshPrnamt>28385</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28385</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FM CL 1228820100</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>036000990</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>1000000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1000000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FMB CL 3543986</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>3543986CL</cusip><value>5</value><shrsOrPrnAmt><sshPrnamt>6000000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6000000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FMB LN #5304172</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5304172LN</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>23407</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23407</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FMB LN #5463327</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5463327LN</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>39254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FMB LOC #5471834</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5471834LC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>232000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>232000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FMB LOC #5687365</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5687365LC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>35000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI FMB LOC 5831458</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5486823LC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>600000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>600000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ABI LN #3448746</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>3461939LN</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>50000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ACCENTURE PLC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>G1151C101</cusip><value>405614</value><shrsOrPrnAmt><sshPrnamt>1153</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1153</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ACCENTURE PLC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>G1151C101</cusip><value>16131682</value><shrsOrPrnAmt><sshPrnamt>45856</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>45357</Sole><Shared>499</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>00724F101</cusip><value>7115</value><shrsOrPrnAmt><sshPrnamt>16</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>16</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>00724F101</cusip><value>6398945</value><shrsOrPrnAmt><sshPrnamt>14390</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13666</Sole><Shared>724</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AFLAC INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>001055102</cusip><value>536130</value><shrsOrPrnAmt><sshPrnamt>5183</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5183</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AGGREGATE BOND ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287226</cusip><value>880433</value><shrsOrPrnAmt><sshPrnamt>9086</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>9086</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AGGREGATE BOND ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287226</cusip><value>58122849</value><shrsOrPrnAmt><sshPrnamt>599823</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>592587</Sole><Shared>7236</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AIR PROD &amp; CHEM INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>009158106</cusip><value>205058</value><shrsOrPrnAmt><sshPrnamt>707</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>707</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALCON INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>H01301128</cusip><value>1580652</value><shrsOrPrnAmt><sshPrnamt>18620</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18620</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALLERIAN MLP ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>00162Q452</cusip><value>1882430</value><shrsOrPrnAmt><sshPrnamt>39087</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39087</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALLIANT CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>018802108</cusip><value>1275768</value><shrsOrPrnAmt><sshPrnamt>21572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20172</Sole><Shared>1400</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET CL A</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>02079K305</cusip><value>740920</value><shrsOrPrnAmt><sshPrnamt>3914</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3914</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET CL A</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>02079K305</cusip><value>37919251</value><shrsOrPrnAmt><sshPrnamt>200313</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>198605</Sole><Shared>1708</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC CL C</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>02079K107</cusip><value>57132</value><shrsOrPrnAmt><sshPrnamt>300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALPHABET INC CL C</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>02079K107</cusip><value>2903258</value><shrsOrPrnAmt><sshPrnamt>15245</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15245</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>02209S103</cusip><value>1463231</value><shrsOrPrnAmt><sshPrnamt>27983</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27983</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AM NEW WORLD FD F3</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>649280773</cusip><value>633043</value><shrsOrPrnAmt><sshPrnamt>8217</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8217</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>023135106</cusip><value>779054</value><shrsOrPrnAmt><sshPrnamt>3551</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3551</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMAZON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>023135106</cusip><value>27566573</value><shrsOrPrnAmt><sshPrnamt>125652</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>125494</Sole><Shared>158</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN CENTURY ULT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>025083882</cusip><value>1545489</value><shrsOrPrnAmt><sshPrnamt>16561</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16561</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN ELEC PWR IN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>025537101</cusip><value>259720</value><shrsOrPrnAmt><sshPrnamt>2816</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2816</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN EURO GRWTH</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>298706110</cusip><value>8677</value><shrsOrPrnAmt><sshPrnamt>161</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>161</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN EURO GRWTH</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>298706110</cusip><value>896821</value><shrsOrPrnAmt><sshPrnamt>16676</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16676</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERICAN WTR CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>030420103</cusip><value>1864362</value><shrsOrPrnAmt><sshPrnamt>14976</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14976</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMERIPRISE FINL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>03076C106</cusip><value>6773042</value><shrsOrPrnAmt><sshPrnamt>12721</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12421</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMETEK INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>031100100</cusip><value>12979</value><shrsOrPrnAmt><sshPrnamt>72</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>72</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMETEK INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>031100100</cusip><value>5006902</value><shrsOrPrnAmt><sshPrnamt>27776</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27707</Sole><Shared>69</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMGEN INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>031162100</cusip><value>1564</value><shrsOrPrnAmt><sshPrnamt>6</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMGEN INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>031162100</cusip><value>3194143</value><shrsOrPrnAmt><sshPrnamt>12255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12255</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMPHENOL CORPORATION</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>032095101</cusip><value>207586</value><shrsOrPrnAmt><sshPrnamt>2989</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2989</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AMPHENOL CORPORATION</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>032095101</cusip><value>17917961</value><shrsOrPrnAmt><sshPrnamt>257998</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>257572</Sole><Shared>426</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ANSYS, INC.</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>03662Q105</cusip><value>9445</value><shrsOrPrnAmt><sshPrnamt>28</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>28</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ANSYS, INC.</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>03662Q105</cusip><value>3395901</value><shrsOrPrnAmt><sshPrnamt>10067</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10043</Sole><Shared>24</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>037833100</cusip><value>814366</value><shrsOrPrnAmt><sshPrnamt>3252</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3252</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLE INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>037833100</cusip><value>56022710</value><shrsOrPrnAmt><sshPrnamt>223715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>222398</Sole><Shared>1317</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLIED MATLS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>038222105</cusip><value>110263</value><shrsOrPrnAmt><sshPrnamt>678</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>678</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>APPLIED MATLS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>038222105</cusip><value>909264</value><shrsOrPrnAmt><sshPrnamt>5591</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5591</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ARISTA NETWORKS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>040413205</cusip><value>278536</value><shrsOrPrnAmt><sshPrnamt>2520</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2520</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ARTISAN DEV WORLD FD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>04314H618</cusip><value>758626</value><shrsOrPrnAmt><sshPrnamt>35288</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35288</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASSIGN. OF BEN. INT.</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>103005997</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>100000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASTRAZENECA</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>046353108</cusip><value>5700</value><shrsOrPrnAmt><sshPrnamt>87</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>87</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ASTRAZENECA</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>046353108</cusip><value>4378833</value><shrsOrPrnAmt><sshPrnamt>66832</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>66726</Sole><Shared>106</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AT&amp;T</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>00206R102</cusip><value>373587</value><shrsOrPrnAmt><sshPrnamt>16407</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16407</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AUNT DIANA FUDGE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>169001997</cusip><value>563203</value><shrsOrPrnAmt><sshPrnamt>900</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>900</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AUTO DATA PROCESSING</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>053015103</cusip><value>161002</value><shrsOrPrnAmt><sshPrnamt>550</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>550</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>AUTO DATA PROCESSING</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>053015103</cusip><value>14201210</value><shrsOrPrnAmt><sshPrnamt>48513</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>47824</Sole><Shared>689</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BALL CORP, COMMON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>058498106</cusip><value>34136772</value><shrsOrPrnAmt><sshPrnamt>619205</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>619205</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BANK OF MONTREAL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>063671101</cusip><value>263588</value><shrsOrPrnAmt><sshPrnamt>2716</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2716</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BARCLAY CONV SEC SDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78464A359</cusip><value>829918</value><shrsOrPrnAmt><sshPrnamt>10655</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10655</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BEAMAN FAMILY FARMS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>RECORD68A</cusip><value>1310000</value><shrsOrPrnAmt><sshPrnamt>1</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BECTON DICKINSON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>075887109</cusip><value>1496888</value><shrsOrPrnAmt><sshPrnamt>6598</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6298</Sole><Shared>300</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATH CL A</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>084670108</cusip><value>2042760</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>084670702</cusip><value>116946</value><shrsOrPrnAmt><sshPrnamt>258</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>258</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>084670702</cusip><value>7462802</value><shrsOrPrnAmt><sshPrnamt>16464</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16429</Sole><Shared>35</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BETHEL INVSTMNTS LLC</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>062420310</cusip><value>439350</value><shrsOrPrnAmt><sshPrnamt>435</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>435</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BETHEL INVSTMTS III</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>BTHIIILLC</cusip><value>749990</value><shrsOrPrnAmt><sshPrnamt>6</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BIOTECH INDEX ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287556</cusip><value>731518</value><shrsOrPrnAmt><sshPrnamt>5533</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4858</Sole><Shared>675</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKBIRD FARMS</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>694118993</cusip><value>1083000</value><shrsOrPrnAmt><sshPrnamt>48</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>48</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKROCK</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>09290D101</cusip><value>459249</value><shrsOrPrnAmt><sshPrnamt>448</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>448</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKROCK</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>09290D101</cusip><value>12385379</value><shrsOrPrnAmt><sshPrnamt>12082</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12067</Sole><Shared>15</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BLACKSTONE GROUP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>09260D107</cusip><value>489845</value><shrsOrPrnAmt><sshPrnamt>2841</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2841</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BNY MLN DYN VAL A</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>05587N679</cusip><value>324326</value><shrsOrPrnAmt><sshPrnamt>7354</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7354</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BOOKING</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>09857L108</cusip><value>695579</value><shrsOrPrnAmt><sshPrnamt>140</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>140</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BRISTOL-MYERS SQUIBB</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>110122108</cusip><value>1758846</value><shrsOrPrnAmt><sshPrnamt>31097</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31097</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC NPV</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>11135F101</cusip><value>168084</value><shrsOrPrnAmt><sshPrnamt>725</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>725</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROADCOM INC NPV</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>11135F101</cusip><value>45814830</value><shrsOrPrnAmt><sshPrnamt>197614</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>197444</Sole><Shared>170</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROWN &amp; BROWN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>115236101</cusip><value>14691</value><shrsOrPrnAmt><sshPrnamt>144</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>144</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>BROWN &amp; BROWN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>115236101</cusip><value>9197613</value><shrsOrPrnAmt><sshPrnamt>90155</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>88155</Sole><Shared>2000</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CALVERT BOND FD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>131618787</cusip><value>294276</value><shrsOrPrnAmt><sshPrnamt>20521</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20521</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CAN NATL RAILWAY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>136375102</cusip><value>814009</value><shrsOrPrnAmt><sshPrnamt>8019</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8019</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>14149Y108</cusip><value>252152</value><shrsOrPrnAmt><sshPrnamt>2132</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2132</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CASEY'S GEN STORE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>147528103</cusip><value>2090906</value><shrsOrPrnAmt><sshPrnamt>5277</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5277</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CATERPILLAR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>149123101</cusip><value>5318062</value><shrsOrPrnAmt><sshPrnamt>14660</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14660</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CDM ASSOC LLC</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>CDMASOLLC</cusip><value>4573333</value><shrsOrPrnAmt><sshPrnamt>40</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CENCORA, INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>03073E105</cusip><value>541928</value><shrsOrPrnAmt><sshPrnamt>2412</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2412</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808513105</cusip><value>14284</value><shrsOrPrnAmt><sshPrnamt>193</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>193</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808513105</cusip><value>9255839</value><shrsOrPrnAmt><sshPrnamt>125062</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>124879</Sole><Shared>183</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHEVRON CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>166764100</cusip><value>7100346</value><shrsOrPrnAmt><sshPrnamt>49022</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>48622</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHUBB LIMITED</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>H1467J104</cusip><value>180424</value><shrsOrPrnAmt><sshPrnamt>653</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>653</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CHUBB LIMITED</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>H1467J104</cusip><value>12560598</value><shrsOrPrnAmt><sshPrnamt>45460</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>45048</Sole><Shared>412</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CIENA CORPORATION</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>171779309</cusip><value>207360</value><shrsOrPrnAmt><sshPrnamt>2445</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2445</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYSTEMS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>17275R102</cusip><value>247693</value><shrsOrPrnAmt><sshPrnamt>4184</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>4184</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CISCO SYSTEMS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>17275R102</cusip><value>4927808</value><shrsOrPrnAmt><sshPrnamt>83240</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>81640</Sole><Shared>1600</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CLOROX CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>189054109</cusip><value>309878</value><shrsOrPrnAmt><sshPrnamt>1908</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1908</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CLOUDFARE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>18915M107</cusip><value>392817</value><shrsOrPrnAmt><sshPrnamt>3648</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3648</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CME</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>12572Q105</cusip><value>420336</value><shrsOrPrnAmt><sshPrnamt>1810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1810</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COCA COLA CO, COMMON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>191216100</cusip><value>2188439</value><shrsOrPrnAmt><sshPrnamt>35150</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35150</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COHEN STEERS PRF SEC</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>19248X307</cusip><value>259397</value><shrsOrPrnAmt><sshPrnamt>21089</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21089</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLGATE PALMOLIVE, C</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>194162103</cusip><value>402731</value><shrsOrPrnAmt><sshPrnamt>4430</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4430</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLUMBIA CORP INC FUND I</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>19765N518</cusip><value>1418331</value><shrsOrPrnAmt><sshPrnamt>156895</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>156895</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLUMBIA HIGH YIELD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>19766F191</cusip><value>1033838</value><shrsOrPrnAmt><sshPrnamt>94761</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>94761</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COLUMBIA ULTRA SHORT DURATION M</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>19766J219</cusip><value>149567</value><shrsOrPrnAmt><sshPrnamt>14972</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14972</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMCAST CL A</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>20030N101</cusip><value>18014</value><shrsOrPrnAmt><sshPrnamt>480</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>480</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMCAST CL A</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>20030N101</cusip><value>7587665</value><shrsOrPrnAmt><sshPrnamt>202176</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>201326</Sole><Shared>850</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMM SERVICES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y852</cusip><value>34948</value><shrsOrPrnAmt><sshPrnamt>361</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>361</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMM SERVICES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y852</cusip><value>5511587</value><shrsOrPrnAmt><sshPrnamt>56932</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>56292</Sole><Shared>640</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COMMUNITY FINANCIAL CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>COMMFINPP</cusip><value>316000</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>20825C104</cusip><value>59105</value><shrsOrPrnAmt><sshPrnamt>596</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>596</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>20825C104</cusip><value>4970896</value><shrsOrPrnAmt><sshPrnamt>50125</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>49532</Sole><Shared>593</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>209115104</cusip><value>220844</value><shrsOrPrnAmt><sshPrnamt>2475</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2475</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSTELLATION ENERGY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>21037T109</cusip><value>124383</value><shrsOrPrnAmt><sshPrnamt>556</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>556</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSTELLATION ENERGY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>21037T109</cusip><value>3272877</value><shrsOrPrnAmt><sshPrnamt>14630</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14598</Sole><Shared>32</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSUMER DISC SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y407</cusip><value>127206</value><shrsOrPrnAmt><sshPrnamt>567</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>567</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSUMER DISC SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y407</cusip><value>7108530</value><shrsOrPrnAmt><sshPrnamt>31685</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31358</Sole><Shared>327</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSUMER STAPLE SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y308</cusip><value>246600</value><shrsOrPrnAmt><sshPrnamt>3137</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3137</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CONSUMER STAPLE SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y308</cusip><value>7010047</value><shrsOrPrnAmt><sshPrnamt>89175</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>88522</Sole><Shared>653</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COPART INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>217204106</cusip><value>13028</value><shrsOrPrnAmt><sshPrnamt>227</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>227</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COPART INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>217204106</cusip><value>7045828</value><shrsOrPrnAmt><sshPrnamt>122771</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>122474</Sole><Shared>297</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CORNING INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>219350105</cusip><value>250478</value><shrsOrPrnAmt><sshPrnamt>5271</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5271</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CORNING INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>219350105</cusip><value>392705</value><shrsOrPrnAmt><sshPrnamt>8264</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8264</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CORTEVA INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>22052L104</cusip><value>26942</value><shrsOrPrnAmt><sshPrnamt>473</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>473</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CORTEVA INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>22052L104</cusip><value>5457736</value><shrsOrPrnAmt><sshPrnamt>95817</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>95684</Sole><Shared>133</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>22160K105</cusip><value>1345084</value><shrsOrPrnAmt><sshPrnamt>1468</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1468</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>COSTCO WHOLESALE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>22160K105</cusip><value>16118106</value><shrsOrPrnAmt><sshPrnamt>17591</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17374</Sole><Shared>217</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CULLEN FROST BANKERS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>229899109</cusip><value>10874</value><shrsOrPrnAmt><sshPrnamt>81</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>81</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CULLEN FROST BANKERS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>229899109</cusip><value>5979629</value><shrsOrPrnAmt><sshPrnamt>44541</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>44482</Sole><Shared>59</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CUMMINS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>231021106</cusip><value>17430</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CUMMINS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>231021106</cusip><value>6330925</value><shrsOrPrnAmt><sshPrnamt>18161</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18161</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>CUSTOM TRUCK ONE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>23204X103</cusip><value>96200</value><shrsOrPrnAmt><sshPrnamt>20000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>235851102</cusip><value>82408</value><shrsOrPrnAmt><sshPrnamt>359</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>359</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DANAHER CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>235851102</cusip><value>9395482</value><shrsOrPrnAmt><sshPrnamt>40930</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>40151</Sole><Shared>779</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEERE AND COMPANY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>244199105</cusip><value>2063419</value><shrsOrPrnAmt><sshPrnamt>4870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DEL LIFE REGATTA</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>545003998</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>350810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>350810</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DFA EMERGING MKTS</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>233203421</cusip><value>1201469</value><shrsOrPrnAmt><sshPrnamt>51608</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>50679</Sole><Shared>929</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DFA SMALL CAP VALUE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>233203819</cusip><value>2968451</value><shrsOrPrnAmt><sshPrnamt>61192</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>59939</Sole><Shared>1253</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DIMENSIONAL ETF TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>25434V708</cusip><value>1331265</value><shrsOrPrnAmt><sshPrnamt>38487</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38487</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT COMPANY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>254687106</cusip><value>7572</value><shrsOrPrnAmt><sshPrnamt>68</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>68</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DISNEY WALT COMPANY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>254687106</cusip><value>3389605</value><shrsOrPrnAmt><sshPrnamt>30441</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29982</Sole><Shared>459</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DJ SEL DVD ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287168</cusip><value>214265</value><shrsOrPrnAmt><sshPrnamt>1632</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1275</Sole><Shared>357</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DODGE &amp; COX INCOME</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>256210105</cusip><value>13604069</value><shrsOrPrnAmt><sshPrnamt>1098873</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1086384</Sole><Shared>12489</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DODGE &amp; COX INTL FD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>256206103</cusip><value>3429</value><shrsOrPrnAmt><sshPrnamt>69</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>69</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DODGE &amp; COX INTL FD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>256206103</cusip><value>3932430</value><shrsOrPrnAmt><sshPrnamt>78801</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>77797</Sole><Shared>1004</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DOMINION RES INC NEW</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>25746U109</cusip><value>377774</value><shrsOrPrnAmt><sshPrnamt>7014</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7014</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>26441C204</cusip><value>237890</value><shrsOrPrnAmt><sshPrnamt>2208</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2208</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>26441C204</cusip><value>34908</value><shrsOrPrnAmt><sshPrnamt>324</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>324</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EATON CORPORATION</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>G29183103</cusip><value>379327</value><shrsOrPrnAmt><sshPrnamt>1143</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1143</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EATON CORPORATION</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>G29183103</cusip><value>762637</value><shrsOrPrnAmt><sshPrnamt>2298</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2298</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EATON VANCE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>277923579</cusip><value>86667</value><shrsOrPrnAmt><sshPrnamt>13172</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13172</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ECOLAB</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>278865100</cusip><value>1027962</value><shrsOrPrnAmt><sshPrnamt>4387</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4037</Sole><Shared>350</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EDW LIFESCIENCES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>28176E108</cusip><value>3109</value><shrsOrPrnAmt><sshPrnamt>42</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>42</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EDW LIFESCIENCES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>28176E108</cusip><value>770134</value><shrsOrPrnAmt><sshPrnamt>10403</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10403</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ELEVANCE HEALTH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>036752103</cusip><value>583600</value><shrsOrPrnAmt><sshPrnamt>1582</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1582</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EMERSON ELEC CO, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>291011104</cusip><value>497703</value><shrsOrPrnAmt><sshPrnamt>4016</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4016</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ENERGY SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y506</cusip><value>118211</value><shrsOrPrnAmt><sshPrnamt>1380</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1380</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ENERGY SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y506</cusip><value>3699056</value><shrsOrPrnAmt><sshPrnamt>43183</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>42939</Sole><Shared>244</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ENTERPRISE PROD LTD</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>293792107</cusip><value>279857</value><shrsOrPrnAmt><sshPrnamt>8924</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8924</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EOG RESOURCES INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>26875P101</cusip><value>8458</value><shrsOrPrnAmt><sshPrnamt>69</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>69</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EOG RESOURCES INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>26875P101</cusip><value>7840217</value><shrsOrPrnAmt><sshPrnamt>63960</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>63432</Sole><Shared>528</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXTRA SPACE STO</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>30225T102</cusip><value>421573</value><shrsOrPrnAmt><sshPrnamt>2818</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2818</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>30231G102</cusip><value>3992891</value><shrsOrPrnAmt><sshPrnamt>37120</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36420</Sole><Shared>700</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED GOVT OBLI</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>608919718</cusip><value>200000</value><shrsOrPrnAmt><sshPrnamt>200000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>200000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED GOVT TAX MAN P</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>60934N856</cusip><value>1397612</value><shrsOrPrnAmt><sshPrnamt>1397612</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1397612</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED MDT L/C VAL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>314209701</cusip><value>582636</value><shrsOrPrnAmt><sshPrnamt>18904</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18904</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED SH INTRM TTL BD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31420B862</cusip><value>1330325</value><shrsOrPrnAmt><sshPrnamt>132238</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>132238</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED SH INTRM TTL BD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31420B862</cusip><value>61347170</value><shrsOrPrnAmt><sshPrnamt>6098131</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6095723</Sole><Shared>2408</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED TTL RET BD CL R6</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31428Q739</cusip><value>1466558</value><shrsOrPrnAmt><sshPrnamt>157020</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>157020</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FED TTL RET BD CL R6</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31428Q739</cusip><value>88735379</value><shrsOrPrnAmt><sshPrnamt>9500582</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9497542</Sole><Shared>3040</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FEDERATED FLTG RATE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31420C670</cusip><value>425331</value><shrsOrPrnAmt><sshPrnamt>49170</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>49170</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY CONTRAFUND</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>316071109</cusip><value>505484</value><shrsOrPrnAmt><sshPrnamt>24037</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>24037</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY CONTRAFUND</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>316071109</cusip><value>35761630</value><shrsOrPrnAmt><sshPrnamt>1700502</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1679505</Sole><Shared>20997</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY GROWTH</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>316200104</cusip><value>408888</value><shrsOrPrnAmt><sshPrnamt>10136</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10136</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY INTRMD TRS</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31635V257</cusip><value>1531497</value><shrsOrPrnAmt><sshPrnamt>162062</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>162062</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY NATL FINL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>31620R303</cusip><value>381191</value><shrsOrPrnAmt><sshPrnamt>6790</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6790</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIDELITY S/T TRS BD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>31635V216</cusip><value>1284581</value><shrsOrPrnAmt><sshPrnamt>126558</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>116706</Sole><Shared>9852</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FINANCIAL SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y605</cusip><value>33154</value><shrsOrPrnAmt><sshPrnamt>686</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>686</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FINANCIAL SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y605</cusip><value>5295615</value><shrsOrPrnAmt><sshPrnamt>109572</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>108604</Sole><Shared>968</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST MERCHANTS CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>320817109</cusip><value>21927254</value><shrsOrPrnAmt><sshPrnamt>549693</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>542442</Sole><Shared>7251</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FIRST TR MORNINGSTAR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>336917109</cusip><value>277351</value><shrsOrPrnAmt><sshPrnamt>6889</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6889</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FLAGSTAR BK NATL ASSN CD 5.150</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>33847GGM8</cusip><value>230575</value><shrsOrPrnAmt><sshPrnamt>230000</sshPrnamt><sshPrnamtType>PRN</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>230000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FMB LOC #5306272</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5306272LN</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>800000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>800000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FMB LOC 5478936</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5478936LC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>500000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FMB LOC 5814715</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>5814715LC</cusip><value>0</value><shrsOrPrnAmt><sshPrnamt>500000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FMPW INST MONEY</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>100001999</cusip><value>12825219</value><shrsOrPrnAmt><sshPrnamt>12825218</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>12825218</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FMPW INST MONEY</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>100001999</cusip><value>200021287</value><shrsOrPrnAmt><sshPrnamt>200021286</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>199179469</Sole><Shared>841817</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FORD MOTOR CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>345370860</cusip><value>158400</value><shrsOrPrnAmt><sshPrnamt>16000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12000</Sole><Shared>4000</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FORTINET</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>34959E109</cusip><value>8692</value><shrsOrPrnAmt><sshPrnamt>92</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>92</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FORTINET</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>34959E109</cusip><value>8735054</value><shrsOrPrnAmt><sshPrnamt>92454</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>92305</Sole><Shared>149</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FPA NEW INCOME</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>30254T643</cusip><value>4458087</value><shrsOrPrnAmt><sshPrnamt>456300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>456300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>FRANKLIN ELECTRIC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>35351410X</cusip><value>24207457</value><shrsOrPrnAmt><sshPrnamt>248409</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>248409</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GATEWAY FUND</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>367829884</cusip><value>1850410</value><shrsOrPrnAmt><sshPrnamt>39992</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39992</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>369604301</cusip><value>409803</value><shrsOrPrnAmt><sshPrnamt>2457</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2457</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GENERAL MILLS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>370334104</cusip><value>214905</value><shrsOrPrnAmt><sshPrnamt>3370</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3370</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GOLDMAN SACHS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>38141G104</cusip><value>377357</value><shrsOrPrnAmt><sshPrnamt>659</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>659</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GRACO INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>384109104</cusip><value>8429</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GRACO INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>384109104</cusip><value>1169861</value><shrsOrPrnAmt><sshPrnamt>13879</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13129</Sole><Shared>750</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GRANT COUNTY STATE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>372005991</cusip><value>13989671</value><shrsOrPrnAmt><sshPrnamt>15310</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15310</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GS EQU DIV &amp; PREM I</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>38143H720</cusip><value>665851</value><shrsOrPrnAmt><sshPrnamt>39167</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39167</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GS FIN SQ GOVT</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>38141W273</cusip><value>362525</value><shrsOrPrnAmt><sshPrnamt>362525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>362525</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>GS FIN SQ GOVT</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>38141W273</cusip><value>10587021</value><shrsOrPrnAmt><sshPrnamt>10587023</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10163026</Sole><Shared>423997</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HEALTHCARE SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y209</cusip><value>234970</value><shrsOrPrnAmt><sshPrnamt>1708</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1708</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HEALTHCARE SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y209</cusip><value>9583126</value><shrsOrPrnAmt><sshPrnamt>69660</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>69124</Sole><Shared>536</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>437076102</cusip><value>64572</value><shrsOrPrnAmt><sshPrnamt>166</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>166</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HOME DEPOT INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>437076102</cusip><value>10775412</value><shrsOrPrnAmt><sshPrnamt>27701</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27482</Sole><Shared>219</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>438516106</cusip><value>31173</value><shrsOrPrnAmt><sshPrnamt>138</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>138</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HONEYWELL INTL INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>438516106</cusip><value>12030224</value><shrsOrPrnAmt><sshPrnamt>53257</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>52887</Sole><Shared>370</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HUBBELL INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>443510607</cusip><value>209445</value><shrsOrPrnAmt><sshPrnamt>500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>HUNTINGTON BANCSHARE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>446150104</cusip><value>1543942</value><shrsOrPrnAmt><sshPrnamt>94895</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>94895</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>I SHS COMEX GOLD TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464285204</cusip><value>387663</value><shrsOrPrnAmt><sshPrnamt>7830</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7830</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>IL TOOL WORKS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>452308109</cusip><value>525883</value><shrsOrPrnAmt><sshPrnamt>2074</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2074</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INDUSTRIAL SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y704</cusip><value>3192545</value><shrsOrPrnAmt><sshPrnamt>24230</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24117</Sole><Shared>113</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INGERSOLL RAND 5.314 6/15/31</nameOfIssuer><titleOfClass>Fixed Income</titleOfClass><cusip>45687VAE6</cusip><value>505329</value><shrsOrPrnAmt><sshPrnamt>500000</sshPrnamt><sshPrnamtType>PRN</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>500000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTEL CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>458140100</cusip><value>396549</value><shrsOrPrnAmt><sshPrnamt>19778</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19778</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTUITIVE SURGICAL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46120E602</cusip><value>145627</value><shrsOrPrnAmt><sshPrnamt>279</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>279</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INTUITIVE SURGICAL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46120E602</cusip><value>55850</value><shrsOrPrnAmt><sshPrnamt>107</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>107</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46090A887</cusip><value>500799</value><shrsOrPrnAmt><sshPrnamt>9994</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>9994</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46090A887</cusip><value>19232519</value><shrsOrPrnAmt><sshPrnamt>383806</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>379734</Sole><Shared>4072</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO QQQ TRSER 1</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46090E103</cusip><value>941686</value><shrsOrPrnAmt><sshPrnamt>1842</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1842</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>INVESCO S&amp;P 500</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46137V357</cusip><value>2411690</value><shrsOrPrnAmt><sshPrnamt>13763</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13763</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES INTERM GOV/CRED BOND ET</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464288612</cusip><value>385026</value><shrsOrPrnAmt><sshPrnamt>3694</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3694</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES MSCI US MTUM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46432F396</cusip><value>452741</value><shrsOrPrnAmt><sshPrnamt>2188</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2188</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES PREF &amp; INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464288687</cusip><value>366213</value><shrsOrPrnAmt><sshPrnamt>11648</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11648</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464288448</cusip><value>270460</value><shrsOrPrnAmt><sshPrnamt>9878</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9878</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287580</cusip><value>255636</value><shrsOrPrnAmt><sshPrnamt>2659</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2659</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287762</cusip><value>223465</value><shrsOrPrnAmt><sshPrnamt>3835</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3835</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287762</cusip><value>131049</value><shrsOrPrnAmt><sshPrnamt>2249</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2249</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287788</cusip><value>143754</value><shrsOrPrnAmt><sshPrnamt>1300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287788</cusip><value>221602</value><shrsOrPrnAmt><sshPrnamt>2004</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2004</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR CORE MSCI</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46432F842</cusip><value>140560</value><shrsOrPrnAmt><sshPrnamt>2000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ISHARES TR CORE MSCI</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46432F842</cusip><value>6885050</value><shrsOrPrnAmt><sshPrnamt>97966</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>97676</Sole><Shared>290</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>J P MORGAN CHASE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46625H100</cusip><value>550134</value><shrsOrPrnAmt><sshPrnamt>2295</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2295</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>J P MORGAN CHASE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46625H100</cusip><value>21246936</value><shrsOrPrnAmt><sshPrnamt>88636</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>88636</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JACK HENRY &amp; ASSOC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>426281101</cusip><value>7363</value><shrsOrPrnAmt><sshPrnamt>42</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>42</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JACK HENRY &amp; ASSOC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>426281101</cusip><value>1212024</value><shrsOrPrnAmt><sshPrnamt>6914</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6914</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JANUS ENTERPRISE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>47103C795</cusip><value>311506</value><shrsOrPrnAmt><sshPrnamt>2186</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2186</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JANUS ENTERPRISE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>47103C795</cusip><value>19746270</value><shrsOrPrnAmt><sshPrnamt>138488</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>137944</Sole><Shared>544</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>478160104</cusip><value>159516</value><shrsOrPrnAmt><sshPrnamt>1103</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1103</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JOHNSON &amp; JOHNSON CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>478160104</cusip><value>9808273</value><shrsOrPrnAmt><sshPrnamt>67821</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>67087</Sole><Shared>734</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JP PR 4.625 PERF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>48128B549</cusip><value>249523</value><shrsOrPrnAmt><sshPrnamt>12160</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12160</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>JPM EMERG MKT</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464288281</cusip><value>2836903</value><shrsOrPrnAmt><sshPrnamt>31861</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31453</Sole><Shared>408</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>494368103</cusip><value>186470</value><shrsOrPrnAmt><sshPrnamt>1423</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1423</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>KIMBERLY-CLARK CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>494368103</cusip><value>283833</value><shrsOrPrnAmt><sshPrnamt>2166</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1766</Sole><Shared>400</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>L RYAN PN DTD 12-1-24 6.5 $265</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>LRYAN24PN</cusip><value>226456</value><shrsOrPrnAmt><sshPrnamt>265482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>265482</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>L3HARRIS TECH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>502431109</cusip><value>21028</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>L3HARRIS TECH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>502431109</cusip><value>5809826</value><shrsOrPrnAmt><sshPrnamt>27629</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27079</Sole><Shared>550</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LA-Z BOY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>505336107</cusip><value>688145</value><shrsOrPrnAmt><sshPrnamt>15794</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15794</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LAKELAND FINL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>511656100</cusip><value>240660</value><shrsOrPrnAmt><sshPrnamt>3500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LAM RESEARCH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>512807306</cusip><value>10473</value><shrsOrPrnAmt><sshPrnamt>145</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>145</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LAM RESEARCH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>512807306</cusip><value>13092482</value><shrsOrPrnAmt><sshPrnamt>181261</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>181081</Sole><Shared>180</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LANCASTER COLONY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>513847103</cusip><value>813758</value><shrsOrPrnAmt><sshPrnamt>4700</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4700</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LILLY ELI &amp; CO, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>532457108</cusip><value>19846576</value><shrsOrPrnAmt><sshPrnamt>25708</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>25708</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LILLY ELI &amp; CO, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>532457108</cusip><value>23539052</value><shrsOrPrnAmt><sshPrnamt>30491</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>30372</Sole><Shared>119</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINCOLN NATL CORP IN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>534187109</cusip><value>233830</value><shrsOrPrnAmt><sshPrnamt>7374</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7374</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINCOLN NATL LIFE</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>JP55196IP</cusip><value>1480090</value><shrsOrPrnAmt><sshPrnamt>1</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINDE PLC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>G54950103</cusip><value>8373</value><shrsOrPrnAmt><sshPrnamt>20</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>20</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LINDE PLC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>G54950103</cusip><value>8498582</value><shrsOrPrnAmt><sshPrnamt>20300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19971</Sole><Shared>329</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOC #3243385</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>3243385LC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>3750000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3750000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOC5299934</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>LOC5299MC</cusip><value>1</value><shrsOrPrnAmt><sshPrnamt>395000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>395000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>539830109</cusip><value>32558</value><shrsOrPrnAmt><sshPrnamt>67</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>67</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOCKHEED MARTIN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>539830109</cusip><value>7845501</value><shrsOrPrnAmt><sshPrnamt>16145</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15969</Sole><Shared>176</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LORD ABBETT HI YLD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>54400N409</cusip><value>13107</value><shrsOrPrnAmt><sshPrnamt>2045</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2045</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LORD ABBETT HI YLD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>54400N409</cusip><value>66369</value><shrsOrPrnAmt><sshPrnamt>10354</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10354</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWE'S COMPANIES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>548661107</cusip><value>20238</value><shrsOrPrnAmt><sshPrnamt>82</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>82</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LOWE'S COMPANIES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>548661107</cusip><value>16614823</value><shrsOrPrnAmt><sshPrnamt>67321</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>67018</Sole><Shared>303</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LT</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>694120999</cusip><value>1120525</value><shrsOrPrnAmt><sshPrnamt>48</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>48</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>LYONDELLBASELL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>N53745100</cusip><value>222587</value><shrsOrPrnAmt><sshPrnamt>2997</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2997</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MAINSTAY HY MUNI I</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>56063U521</cusip><value>276151</value><shrsOrPrnAmt><sshPrnamt>23265</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23265</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARATHON PETROLEUM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>56585A102</cusip><value>268677</value><shrsOrPrnAmt><sshPrnamt>1926</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1926</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARATHON PETROLEUM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>56585A102</cusip><value>310248</value><shrsOrPrnAmt><sshPrnamt>2224</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2224</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MARVELL TECH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>573874104</cusip><value>654085</value><shrsOrPrnAmt><sshPrnamt>5922</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5922</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MASTERCARD</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>57636Q104</cusip><value>1069990</value><shrsOrPrnAmt><sshPrnamt>2032</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2032</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MATERIALS SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y100</cusip><value>60665</value><shrsOrPrnAmt><sshPrnamt>721</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>721</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MATERIALS SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y100</cusip><value>5281468</value><shrsOrPrnAmt><sshPrnamt>62770</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>62028</Sole><Shared>742</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALD'S CORP, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>580135101</cusip><value>67544</value><shrsOrPrnAmt><sshPrnamt>233</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>233</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MCDONALD'S CORP, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>580135101</cusip><value>6256406</value><shrsOrPrnAmt><sshPrnamt>21582</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21540</Sole><Shared>42</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCADOLIBRE INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>58733R102</cusip><value>295877</value><shrsOrPrnAmt><sshPrnamt>174</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>174</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>58933Y105</cusip><value>173692</value><shrsOrPrnAmt><sshPrnamt>1746</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1746</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MERCK &amp; CO INC, COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>58933Y105</cusip><value>843789</value><shrsOrPrnAmt><sshPrnamt>8482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8482</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>META PLATFORMS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>30303M102</cusip><value>360089</value><shrsOrPrnAmt><sshPrnamt>615</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>615</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>META PLATFORMS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>30303M102</cusip><value>9491117</value><shrsOrPrnAmt><sshPrnamt>16210</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16196</Sole><Shared>14</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>59156R108</cusip><value>411201</value><shrsOrPrnAmt><sshPrnamt>5022</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5022</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>METLIFE INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>59156R108</cusip><value>40367</value><shrsOrPrnAmt><sshPrnamt>493</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>493</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MEZZANINE LOAN</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>MEZZBTHLC</cusip><value>652500</value><shrsOrPrnAmt><sshPrnamt>3</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MFS GROWTH FD CL I</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>552985863</cusip><value>541530</value><shrsOrPrnAmt><sshPrnamt>2686</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2686</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MFS INT'L NEW DISC</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>552981383</cusip><value>598360</value><shrsOrPrnAmt><sshPrnamt>20114</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20114</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MFS MID CAP GRWTH FD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>552987554</cusip><value>1072412</value><shrsOrPrnAmt><sshPrnamt>34132</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>34132</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MFS MIDCAP VALUE R6</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>55273W475</cusip><value>267409</value><shrsOrPrnAmt><sshPrnamt>8414</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>8414</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MFS MIDCAP VALUE R6</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>55273W475</cusip><value>14321597</value><shrsOrPrnAmt><sshPrnamt>450502</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>449183</Sole><Shared>1319</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MFS VALUE FUND CLI</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>552983694</cusip><value>731185</value><shrsOrPrnAmt><sshPrnamt>14987</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14987</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROCHIP TECH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>595017104</cusip><value>1260610</value><shrsOrPrnAmt><sshPrnamt>21981</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19981</Sole><Shared>2000</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>594918104</cusip><value>526032</value><shrsOrPrnAmt><sshPrnamt>1248</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1248</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICROSOFT CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>594918104</cusip><value>45489123</value><shrsOrPrnAmt><sshPrnamt>107922</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>106749</Sole><Shared>1173</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MLC PROPERTIES LLC</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>241001999</cusip><value>1229700</value><shrsOrPrnAmt><sshPrnamt>1</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MONDELEZ INTL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>609207105</cusip><value>1340580</value><shrsOrPrnAmt><sshPrnamt>22444</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22444</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY 4.431 1/23/30</nameOfIssuer><titleOfClass>Fixed Income</titleOfClass><cusip>6174468G7</cusip><value>608469</value><shrsOrPrnAmt><sshPrnamt>625000</sshPrnamt><sshPrnamtType>PRN</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>625000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY BANK 4.800 DUE</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>61768E6B4</cusip><value>76399</value><shrsOrPrnAmt><sshPrnamt>75000</sshPrnamt><sshPrnamtType>PRN</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>75000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY BANK 5.250 DUE</nameOfIssuer><titleOfClass>Cash Equivalents</titleOfClass><cusip>61690U3A6</cusip><value>175334</value><shrsOrPrnAmt><sshPrnamt>175000</sshPrnamt><sshPrnamtType>PRN</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>175000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY INTL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>61756E461</cusip><value>157882</value><shrsOrPrnAmt><sshPrnamt>6575</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6575</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY INTL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>61756E461</cusip><value>12665770</value><shrsOrPrnAmt><sshPrnamt>527525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>525128</Sole><Shared>2397</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MRGAN, DN WTTR, DISC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>617446448</cusip><value>1046870</value><shrsOrPrnAmt><sshPrnamt>8327</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8327</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MSCI EAFE ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287465</cusip><value>199837</value><shrsOrPrnAmt><sshPrnamt>2643</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2643</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MSCI EAFE ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287465</cusip><value>839271</value><shrsOrPrnAmt><sshPrnamt>11100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MSCI EMERG MKTS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>46434G103</cusip><value>3554877</value><shrsOrPrnAmt><sshPrnamt>68075</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>66827</Sole><Shared>1248</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MSCI EMG MKT IND ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287234</cusip><value>94304</value><shrsOrPrnAmt><sshPrnamt>2255</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2255</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MSCI EMG MKT IND ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287234</cusip><value>1619647</value><shrsOrPrnAmt><sshPrnamt>38729</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38479</Sole><Shared>250</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NATERA INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>632307104</cusip><value>1309299</value><shrsOrPrnAmt><sshPrnamt>8271</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>8271</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NETFLIX</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>64110L106</cusip><value>147068</value><shrsOrPrnAmt><sshPrnamt>165</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>165</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NETFLIX</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>64110L106</cusip><value>255809</value><shrsOrPrnAmt><sshPrnamt>287</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>287</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>65339F101</cusip><value>179655</value><shrsOrPrnAmt><sshPrnamt>2506</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2506</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>65339F101</cusip><value>6777644</value><shrsOrPrnAmt><sshPrnamt>94541</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>94035</Sole><Shared>506</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>654106103</cusip><value>490493</value><shrsOrPrnAmt><sshPrnamt>6482</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6482</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORFOLK SOUTHERN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>655844108</cusip><value>303467</value><shrsOrPrnAmt><sshPrnamt>1293</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1293</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTH ULT-SH FIX INC</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>665162467</cusip><value>543220</value><shrsOrPrnAmt><sshPrnamt>52740</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>52740</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTH ULT-SH FIX INC</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>665162467</cusip><value>35019596</value><shrsOrPrnAmt><sshPrnamt>3399970</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3360259</Sole><Shared>39711</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHERN GLOBAL SUST</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>665130308</cusip><value>396902</value><shrsOrPrnAmt><sshPrnamt>17499</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17499</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHERN MIDCAP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>665130100</cusip><value>120182</value><shrsOrPrnAmt><sshPrnamt>5805</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5805</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHERN MIDCAP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>665130100</cusip><value>11142685</value><shrsOrPrnAmt><sshPrnamt>538294</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>538294</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHROP GRUMMAN</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>666807102</cusip><value>490408</value><shrsOrPrnAmt><sshPrnamt>1045</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1045</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NORTHWEST BANC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>667340103</cusip><value>137440</value><shrsOrPrnAmt><sshPrnamt>10420</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10420</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NUCOR CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>670346105</cusip><value>1025998</value><shrsOrPrnAmt><sshPrnamt>8791</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8791</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NUVEEN ENH AMT FR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>67071L106</cusip><value>157909</value><shrsOrPrnAmt><sshPrnamt>12880</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>12880</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>67066G104</cusip><value>20565842</value><shrsOrPrnAmt><sshPrnamt>153145</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>125845</Sole><Shared>27300</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>O'REILLY AUTO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>67103H107</cusip><value>7115</value><shrsOrPrnAmt><sshPrnamt>6</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>O'REILLY AUTO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>67103H107</cusip><value>8255540</value><shrsOrPrnAmt><sshPrnamt>6962</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6953</Sole><Shared>9</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>681919106</cusip><value>2642719</value><shrsOrPrnAmt><sshPrnamt>30715</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29715</Sole><Shared>1000</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>OPP STL PATH</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>00143K251</cusip><value>411553</value><shrsOrPrnAmt><sshPrnamt>43140</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>43140</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE SYSTEMS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>68389X105</cusip><value>287454</value><shrsOrPrnAmt><sshPrnamt>1725</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1725</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE SYSTEMS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>68389X105</cusip><value>1803711</value><shrsOrPrnAmt><sshPrnamt>10824</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10824</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PALO ALTO NETWORKS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>697435105</cusip><value>600468</value><shrsOrPrnAmt><sshPrnamt>3300</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3300</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PARKER HANNIFIN CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>701094104</cusip><value>375258</value><shrsOrPrnAmt><sshPrnamt>590</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>590</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PARNASSUS CORE EQ-IN</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>701769101</cusip><value>699477</value><shrsOrPrnAmt><sshPrnamt>11742</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11742</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PAX MSCI INTL ESG IN</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>704223759</cusip><value>232924</value><shrsOrPrnAmt><sshPrnamt>22376</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22376</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>713448108</cusip><value>99599</value><shrsOrPrnAmt><sshPrnamt>655</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>655</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>713448108</cusip><value>9844060</value><shrsOrPrnAmt><sshPrnamt>64738</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>64108</Sole><Shared>630</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PERSIMMONS INC</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>PERSMSAFE</cusip><value>50000</value><shrsOrPrnAmt><sshPrnamt>29664</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29664</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PERSONAL PROPERTY - INDIANAPOLI</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>W0400INPP</cusip><value>1269080</value><shrsOrPrnAmt><sshPrnamt>1</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>717081103</cusip><value>10612</value><shrsOrPrnAmt><sshPrnamt>400</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>400</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>717081103</cusip><value>661552</value><shrsOrPrnAmt><sshPrnamt>24936</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24936</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>718172109</cusip><value>298949</value><shrsOrPrnAmt><sshPrnamt>2484</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2484</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>718172109</cusip><value>3160872</value><shrsOrPrnAmt><sshPrnamt>26264</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26264</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>718546104</cusip><value>333131</value><shrsOrPrnAmt><sshPrnamt>2924</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2924</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>718546104</cusip><value>1555828</value><shrsOrPrnAmt><sshPrnamt>13656</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13656</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PIMCO INC FUND INST</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>72201F490</cusip><value>154626</value><shrsOrPrnAmt><sshPrnamt>14698</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14698</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PINTEREST INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>72352L106</cusip><value>402897</value><shrsOrPrnAmt><sshPrnamt>13893</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>13893</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PNC BK CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>693475105</cusip><value>722416</value><shrsOrPrnAmt><sshPrnamt>3746</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3746</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>POOL CORPORATION</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>73278L105</cusip><value>347418</value><shrsOrPrnAmt><sshPrnamt>1019</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1019</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PRIMECAP ODY GRWTH</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>74160Q103</cusip><value>214648</value><shrsOrPrnAmt><sshPrnamt>6218</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6218</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO,</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>742718109</cusip><value>197995</value><shrsOrPrnAmt><sshPrnamt>1181</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1181</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO,</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>742718109</cusip><value>10755753</value><shrsOrPrnAmt><sshPrnamt>64156</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>63307</Sole><Shared>849</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PUB STOR PFD 4.625</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>74460W552</cusip><value>212905</value><shrsOrPrnAmt><sshPrnamt>11000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PURECYCLE TECH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>74623V103</cusip><value>943718</value><shrsOrPrnAmt><sshPrnamt>92070</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>92070</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PZENA EMERGING MKT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>00770X675</cusip><value>41141</value><shrsOrPrnAmt><sshPrnamt>3463</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3463</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PZENA EMERGING MKT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>00770X675</cusip><value>7056144</value><shrsOrPrnAmt><sshPrnamt>593960</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>592590</Sole><Shared>1370</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUICKSILVER ENT LLC</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>0100QUICK</cusip><value>1640731</value><shrsOrPrnAmt><sshPrnamt>100</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>100</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RAYTHEON TECH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>75513E101</cusip><value>5199878</value><shrsOrPrnAmt><sshPrnamt>44935</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>43835</Sole><Shared>1100</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REAL ESTATE SEL SEC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y860</cusip><value>5002</value><shrsOrPrnAmt><sshPrnamt>123</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>123</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REAL ESTATE SEL SEC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y860</cusip><value>5327404</value><shrsOrPrnAmt><sshPrnamt>130991</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>129618</Sole><Shared>1373</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>REPUBLIC SERVICES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>760759100</cusip><value>473377</value><shrsOrPrnAmt><sshPrnamt>2353</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2353</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROPER INDUSTRIES INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>776696106</cusip><value>2599</value><shrsOrPrnAmt><sshPrnamt>5</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ROPER INDUSTRIES INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>776696106</cusip><value>1192536</value><shrsOrPrnAmt><sshPrnamt>2294</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2294</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUDISILL CENTER RLTY</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>1RUDISILL</cusip><value>403377</value><shrsOrPrnAmt><sshPrnamt>250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSEL 2000 GWTH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287648</cusip><value>303362</value><shrsOrPrnAmt><sshPrnamt>1054</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1054</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSEL MC GR IN ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287481</cusip><value>228150</value><shrsOrPrnAmt><sshPrnamt>1800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSEL MC GR IN ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287481</cusip><value>7712357</value><shrsOrPrnAmt><sshPrnamt>60847</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>60218</Sole><Shared>629</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSELL 1000 GR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287614</cusip><value>1015596</value><shrsOrPrnAmt><sshPrnamt>2529</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2529</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSELL 1000VAL ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287598</cusip><value>4371290</value><shrsOrPrnAmt><sshPrnamt>23612</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>23612</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSELL 2000 ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287655</cusip><value>4146977</value><shrsOrPrnAmt><sshPrnamt>18768</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>18348</Sole><Shared>420</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSELL MC IND ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287499</cusip><value>7197351</value><shrsOrPrnAmt><sshPrnamt>81418</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>81418</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RUSSELL MC VI IN ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287473</cusip><value>3147360</value><shrsOrPrnAmt><sshPrnamt>24334</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24071</Sole><Shared>263</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 100 ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287101</cusip><value>264298</value><shrsOrPrnAmt><sshPrnamt>915</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>915</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 400 MID-CAP SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78467Y107</cusip><value>9605967</value><shrsOrPrnAmt><sshPrnamt>16865</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16562</Sole><Shared>303</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 GR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287309</cusip><value>1137542</value><shrsOrPrnAmt><sshPrnamt>11204</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>11204</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 GR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287309</cusip><value>28772079</value><shrsOrPrnAmt><sshPrnamt>283385</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>280215</Sole><Shared>3170</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 INDEX</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287200</cusip><value>1949119</value><shrsOrPrnAmt><sshPrnamt>3311</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3311</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78462F103</cusip><value>3483660</value><shrsOrPrnAmt><sshPrnamt>5944</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5944</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78462F103</cusip><value>8023435</value><shrsOrPrnAmt><sshPrnamt>13690</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13690</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 VAL ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287408</cusip><value>322015</value><shrsOrPrnAmt><sshPrnamt>1687</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1687</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P 500 VAL ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287408</cusip><value>17889464</value><shrsOrPrnAmt><sshPrnamt>93721</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>93301</Sole><Shared>420</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P GLOBAL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78409V104</cusip><value>15937</value><shrsOrPrnAmt><sshPrnamt>32</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>32</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P GLOBAL</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78409V104</cusip><value>6728385</value><shrsOrPrnAmt><sshPrnamt>13510</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>13483</Sole><Shared>27</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P M/C 400 GR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287606</cusip><value>19914</value><shrsOrPrnAmt><sshPrnamt>219</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>219</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P M/C 400 GR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287606</cusip><value>13426087</value><shrsOrPrnAmt><sshPrnamt>147653</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>145052</Sole><Shared>2601</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P M/C 400 ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287507</cusip><value>379468</value><shrsOrPrnAmt><sshPrnamt>6090</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6090</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P M/C 400 ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287507</cusip><value>5219086</value><shrsOrPrnAmt><sshPrnamt>83760</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>82835</Sole><Shared>925</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P M/C 400 VAL ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287705</cusip><value>18619</value><shrsOrPrnAmt><sshPrnamt>149</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>149</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P M/C 400 VAL ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287705</cusip><value>14970833</value><shrsOrPrnAmt><sshPrnamt>119805</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>118895</Sole><Shared>910</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P S/C 600 CR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287804</cusip><value>717590</value><shrsOrPrnAmt><sshPrnamt>6228</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6228</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P S/C 600 CR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287804</cusip><value>31662456</value><shrsOrPrnAmt><sshPrnamt>274800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>271149</Sole><Shared>3651</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P S/C 600 GR ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287887</cusip><value>4099004</value><shrsOrPrnAmt><sshPrnamt>30280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>30280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>S&amp;P S/C 600 VAL ISHR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287879</cusip><value>3882373</value><shrsOrPrnAmt><sshPrnamt>35746</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35368</Sole><Shared>378</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SALESFORCE.COM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>79466L302</cusip><value>1413213</value><shrsOrPrnAmt><sshPrnamt>4227</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4227</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>806857108</cusip><value>7438</value><shrsOrPrnAmt><sshPrnamt>194</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>194</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>806857108</cusip><value>3707708</value><shrsOrPrnAmt><sshPrnamt>96706</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>96210</Sole><Shared>496</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHW ST US DIV EQ</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524797</cusip><value>241782</value><shrsOrPrnAmt><sshPrnamt>8850</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>8850</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHW ST US DIV EQ</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524797</cusip><value>11290099</value><shrsOrPrnAmt><sshPrnamt>413254</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>413254</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHW STR US TIPS ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524870</cusip><value>982367</value><shrsOrPrnAmt><sshPrnamt>38032</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>38032</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB FDMTL INTL LC</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>808509376</cusip><value>174166</value><shrsOrPrnAmt><sshPrnamt>16813</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>16813</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB FDMTL INTL LC</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>808509376</cusip><value>32489429</value><shrsOrPrnAmt><sshPrnamt>3136063</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3114714</Sole><Shared>21349</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB FUNDAMENTAL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>808509442</cusip><value>1005317</value><shrsOrPrnAmt><sshPrnamt>36085</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36085</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB INT DVD</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524672</cusip><value>69360</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB INT DVD</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524672</cusip><value>3994812</value><shrsOrPrnAmt><sshPrnamt>172786</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>172786</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB S/T US TRS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524862</cusip><value>240600</value><shrsOrPrnAmt><sshPrnamt>10000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>10000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SCHWAB S/T US TRS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>808524862</cusip><value>67368</value><shrsOrPrnAmt><sshPrnamt>2800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SERVICE NOW INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81762P102</cusip><value>262910</value><shrsOrPrnAmt><sshPrnamt>248</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>248</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SERVICE NOW INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81762P102</cusip><value>11541526</value><shrsOrPrnAmt><sshPrnamt>10887</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10866</Sole><Shared>21</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SETTLEMENT AGREEMENT</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>784221996</cusip><value>1148000</value><shrsOrPrnAmt><sshPrnamt>1148000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1148000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SETTLEMENT AGREEMENT</nameOfIssuer><titleOfClass>Other Assets</titleOfClass><cusip>784222994</cusip><value>1976154</value><shrsOrPrnAmt><sshPrnamt>1976154</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1976154</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SHERWIN-WILLIAMS CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>824348106</cusip><value>815152</value><shrsOrPrnAmt><sshPrnamt>2398</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2398</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SHOPIFY INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>82509L107</cusip><value>322180</value><shrsOrPrnAmt><sshPrnamt>3030</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3030</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SHOPIFY INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>82509L107</cusip><value>29879</value><shrsOrPrnAmt><sshPrnamt>281</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>281</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SITEONE LANDSCAPE</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>82982L103</cusip><value>601662</value><shrsOrPrnAmt><sshPrnamt>4566</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4566</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>78463V107</cusip><value>289830</value><shrsOrPrnAmt><sshPrnamt>1197</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1197</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STEEL DYNAMICS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>858119100</cusip><value>415899</value><shrsOrPrnAmt><sshPrnamt>3646</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3646</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STRYKER CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>863667101</cusip><value>67689</value><shrsOrPrnAmt><sshPrnamt>188</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>188</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>STRYKER CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>863667101</cusip><value>21301278</value><shrsOrPrnAmt><sshPrnamt>59162</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>58550</Sole><Shared>612</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SYSCO CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>871829107</cusip><value>649910</value><shrsOrPrnAmt><sshPrnamt>8500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7600</Sole><Shared>900</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T ROWE BLUE CHIP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>77954Q403</cusip><value>113360</value><shrsOrPrnAmt><sshPrnamt>604</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>604</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T ROWE BLUE CHIP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>77954Q403</cusip><value>2981829</value><shrsOrPrnAmt><sshPrnamt>15916</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15916</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T ROWE PRICE DIVID</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>779546308</cusip><value>531872</value><shrsOrPrnAmt><sshPrnamt>6924</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6924</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T ROWE PRICE DIVID</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>779546308</cusip><value>9178091</value><shrsOrPrnAmt><sshPrnamt>119480</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>119480</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T ROWE PRICE MID CAP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>779556406</cusip><value>905759</value><shrsOrPrnAmt><sshPrnamt>9055</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9055</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>T. ROWE PRICE GROUP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>74144T108</cusip><value>1711843</value><shrsOrPrnAmt><sshPrnamt>15137</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>14637</Sole><Shared>500</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TAIWAN SEMICONDUCTOR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>874039100</cusip><value>294458</value><shrsOrPrnAmt><sshPrnamt>1491</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1491</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TAPESTRY INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>876030107</cusip><value>491935</value><shrsOrPrnAmt><sshPrnamt>7530</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>7530</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TAPESTRY INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>876030107</cusip><value>52264</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TECH ISHARES ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287721</cusip><value>1413347</value><shrsOrPrnAmt><sshPrnamt>8860</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>8860</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TECH ISHARES ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>464287721</cusip><value>30074465</value><shrsOrPrnAmt><sshPrnamt>188531</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>187005</Sole><Shared>1526</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TECHNOLOGY SEL ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y803</cusip><value>3488</value><shrsOrPrnAmt><sshPrnamt>15</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>15</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TECHNOLOGY SEL ISH</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y803</cusip><value>8146803</value><shrsOrPrnAmt><sshPrnamt>35037</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>35037</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TESLA MOTORS</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>88160R101</cusip><value>913082</value><shrsOrPrnAmt><sshPrnamt>2261</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2261</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>882508104</cusip><value>6750</value><shrsOrPrnAmt><sshPrnamt>36</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>36</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TEXAS INSTRS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>882508104</cusip><value>7444710</value><shrsOrPrnAmt><sshPrnamt>39703</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>39539</Sole><Shared>164</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THE KRAFT HEINZ CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>500754106</cusip><value>231738</value><shrsOrPrnAmt><sshPrnamt>7546</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7546</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>THERMO FISHER SCI</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>883556102</cusip><value>1058148</value><shrsOrPrnAmt><sshPrnamt>2034</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2034</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>872540109</cusip><value>55210</value><shrsOrPrnAmt><sshPrnamt>457</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>457</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TJX COS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>872540109</cusip><value>12989129</value><shrsOrPrnAmt><sshPrnamt>107517</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>106295</Sole><Shared>1222</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRI CONTINENTAL CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>895436103</cusip><value>874866</value><shrsOrPrnAmt><sshPrnamt>27607</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>27607</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TROWE PRICE OVERSEAS</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>77956H757</cusip><value>463490</value><shrsOrPrnAmt><sshPrnamt>36963</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36963</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TROWE S/C VALUE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>77957Q301</cusip><value>319401</value><shrsOrPrnAmt><sshPrnamt>6068</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6068</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>TRUIST PFD 5.25</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>89832Q745</cusip><value>451319</value><shrsOrPrnAmt><sshPrnamt>21420</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21420</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UBER TECHNOLOGIES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>90353T100</cusip><value>338395</value><shrsOrPrnAmt><sshPrnamt>5610</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5610</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UBER TECHNOLOGIES</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>90353T100</cusip><value>27687</value><shrsOrPrnAmt><sshPrnamt>459</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>459</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>907818108</cusip><value>1485225</value><shrsOrPrnAmt><sshPrnamt>6513</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6363</Sole><Shared>150</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>91324P102</cusip><value>216508</value><shrsOrPrnAmt><sshPrnamt>428</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>428</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UNITEDHEALTH GROUP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>91324P102</cusip><value>17252861</value><shrsOrPrnAmt><sshPrnamt>34106</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>33927</Sole><Shared>179</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UTILITIES SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y886</cusip><value>60552</value><shrsOrPrnAmt><sshPrnamt>800</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>800</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>UTILITIES SPDR</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>81369Y886</cusip><value>2785770</value><shrsOrPrnAmt><sshPrnamt>36805</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>36437</Sole><Shared>368</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VALERO ENERGY NEW</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>91913Y100</cusip><value>2168740</value><shrsOrPrnAmt><sshPrnamt>17691</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17691</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN EXT MKT</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908652</cusip><value>559871</value><shrsOrPrnAmt><sshPrnamt>2947</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2947</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN FTSE DEV MKT</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>921943858</cusip><value>367592</value><shrsOrPrnAmt><sshPrnamt>7687</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7687</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN INT-TERM CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92206C870</cusip><value>200675</value><shrsOrPrnAmt><sshPrnamt>2500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN INT-TERM CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92206C870</cusip><value>480737</value><shrsOrPrnAmt><sshPrnamt>5989</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5989</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN INTER-TERM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>921937819</cusip><value>395845</value><shrsOrPrnAmt><sshPrnamt>5297</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5297</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN INTER-TERM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>921937819</cusip><value>14171349</value><shrsOrPrnAmt><sshPrnamt>189634</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>187230</Sole><Shared>2404</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN MID-CAP ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908629</cusip><value>6462733</value><shrsOrPrnAmt><sshPrnamt>24468</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24468</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN SMALL-CAP ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908751</cusip><value>5810932</value><shrsOrPrnAmt><sshPrnamt>24184</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24184</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VAN TOTAL BD IDX</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92203J407</cusip><value>5441509</value><shrsOrPrnAmt><sshPrnamt>110938</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>109610</Sole><Shared>1328</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANG CONS STAP IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A850</cusip><value>1138756</value><shrsOrPrnAmt><sshPrnamt>10922</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10702</Sole><Shared>220</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANG INST'L INDEX FD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922040100</cusip><value>769597</value><shrsOrPrnAmt><sshPrnamt>1608</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1608</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGD CONS DISC IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A868</cusip><value>1996702</value><shrsOrPrnAmt><sshPrnamt>10271</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10099</Sole><Shared>172</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGD TX MNGD S/C</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921943403</cusip><value>2855919</value><shrsOrPrnAmt><sshPrnamt>30367</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29850</Sole><Shared>517</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGRD FTSE SOC IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921910717</cusip><value>1501787</value><shrsOrPrnAmt><sshPrnamt>26627</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26627</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD 500 INDEX A</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908710</cusip><value>1617398</value><shrsOrPrnAmt><sshPrnamt>2981</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2981</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD 500 INDEX A</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908710</cusip><value>112765310</value><shrsOrPrnAmt><sshPrnamt>207766</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>206110</Sole><Shared>1656</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD BAL IND ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921931200</cusip><value>453655</value><shrsOrPrnAmt><sshPrnamt>9357</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>9357</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD COMM SERVS</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A777</cusip><value>2384439</value><shrsOrPrnAmt><sshPrnamt>30196</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29733</Sole><Shared>463</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD DEV MKT ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921943809</cusip><value>5509610</value><shrsOrPrnAmt><sshPrnamt>358699</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>358699</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD DIV GRWTH I</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921908604</cusip><value>271054</value><shrsOrPrnAmt><sshPrnamt>7485</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7485</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD EMERG MKTS</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922042841</cusip><value>926889</value><shrsOrPrnAmt><sshPrnamt>25209</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25209</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD EMRG MKT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922020813</cusip><value>1937460</value><shrsOrPrnAmt><sshPrnamt>83340</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>81525</Sole><Shared>1815</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD ENRGY IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A843</cusip><value>361643</value><shrsOrPrnAmt><sshPrnamt>5976</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5865</Sole><Shared>111</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD EQUITY</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921921300</cusip><value>1079875</value><shrsOrPrnAmt><sshPrnamt>12248</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>12248</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD EQUITY</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921921300</cusip><value>33710015</value><shrsOrPrnAmt><sshPrnamt>382313</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>378111</Sole><Shared>4202</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD FINL IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A835</cusip><value>971386</value><shrsOrPrnAmt><sshPrnamt>16422</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16130</Sole><Shared>292</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD GNMA ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031794</cusip><value>190822</value><shrsOrPrnAmt><sshPrnamt>20924</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20924</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD GRW IND ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908660</cusip><value>394992</value><shrsOrPrnAmt><sshPrnamt>1870</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1870</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD GRW IND ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908660</cusip><value>19634387</value><shrsOrPrnAmt><sshPrnamt>92956</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>91437</Sole><Shared>1519</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD HIGH DIV YD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921946786</cusip><value>195643</value><shrsOrPrnAmt><sshPrnamt>5086</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5086</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD HIGH DIV YD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921946786</cusip><value>7213625</value><shrsOrPrnAmt><sshPrnamt>187507</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>187507</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD HIYIELD COR</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031760</cusip><value>736382</value><shrsOrPrnAmt><sshPrnamt>135865</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>135865</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD HLTHCR IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A827</cusip><value>2304171</value><shrsOrPrnAmt><sshPrnamt>18162</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>17788</Sole><Shared>374</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD IND EXT ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908694</cusip><value>1199928</value><shrsOrPrnAmt><sshPrnamt>8329</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>8329</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD IND LRG CAP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908579</cusip><value>2906564</value><shrsOrPrnAmt><sshPrnamt>21345</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21345</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INDUSTRIALS</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A819</cusip><value>331441</value><shrsOrPrnAmt><sshPrnamt>2532</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2480</Sole><Shared>52</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INFOTEC IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A793</cusip><value>6220128</value><shrsOrPrnAmt><sshPrnamt>19539</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19159</Sole><Shared>380</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INT-TERM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921937801</cusip><value>2397442</value><shrsOrPrnAmt><sshPrnamt>236670</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>236670</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTERMED</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031810</cusip><value>20260</value><shrsOrPrnAmt><sshPrnamt>2367</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2367</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTERMED</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031810</cusip><value>5577006</value><shrsOrPrnAmt><sshPrnamt>651520</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>642527</Sole><Shared>8993</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTL GR ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921910501</cusip><value>235989</value><shrsOrPrnAmt><sshPrnamt>2322</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2322</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD INTL GR ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921910501</cusip><value>15855407</value><shrsOrPrnAmt><sshPrnamt>156094</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>155210</Sole><Shared>884</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD LARGE CAP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908637</cusip><value>1632494</value><shrsOrPrnAmt><sshPrnamt>6053</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6053</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD LIMITED TAX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922907886</cusip><value>13182</value><shrsOrPrnAmt><sshPrnamt>1216</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1216</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD LIMITED TAX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922907886</cusip><value>7664242</value><shrsOrPrnAmt><sshPrnamt>707033</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>707033</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD MID-CAP AD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908645</cusip><value>934168</value><shrsOrPrnAmt><sshPrnamt>2858</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2858</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD MID-CAP AD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908645</cusip><value>55438085</value><shrsOrPrnAmt><sshPrnamt>169592</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>167325</Sole><Shared>2267</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD PRIMECAP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921936209</cusip><value>46648</value><shrsOrPrnAmt><sshPrnamt>280</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>280</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD PRIMECAP</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921936209</cusip><value>3194253</value><shrsOrPrnAmt><sshPrnamt>19203</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>19203</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD RE INDEX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921908877</cusip><value>41282</value><shrsOrPrnAmt><sshPrnamt>328</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>328</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD RE INDEX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921908877</cusip><value>2014182</value><shrsOrPrnAmt><sshPrnamt>15949</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>15949</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD REIT IN ETF</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908553</cusip><value>89080</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD REIT IN ETF</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908553</cusip><value>2002429</value><shrsOrPrnAmt><sshPrnamt>22479</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21768</Sole><Shared>711</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908363</cusip><value>538810</value><shrsOrPrnAmt><sshPrnamt>1000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908363</cusip><value>23842343</value><shrsOrPrnAmt><sshPrnamt>44250</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>44250</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S/T CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92206C409</cusip><value>234030</value><shrsOrPrnAmt><sshPrnamt>3000</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3000</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S/T CORP</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92206C409</cusip><value>166473</value><shrsOrPrnAmt><sshPrnamt>2134</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2134</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S/T FED A</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031844</cusip><value>3812309</value><shrsOrPrnAmt><sshPrnamt>375599</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>375599</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S/T INV GR</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031836</cusip><value>121886</value><shrsOrPrnAmt><sshPrnamt>11822</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>11822</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD S/T INV GR</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922031836</cusip><value>16745918</value><shrsOrPrnAmt><sshPrnamt>1624238</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1624238</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SH TX ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922907803</cusip><value>262477</value><shrsOrPrnAmt><sshPrnamt>16655</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>16655</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SH TX ADM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922907803</cusip><value>2536481</value><shrsOrPrnAmt><sshPrnamt>160944</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>160944</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SHORT TERM</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921937702</cusip><value>637151</value><shrsOrPrnAmt><sshPrnamt>62898</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>62898</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SHORT TERM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>921937827</cusip><value>921599</value><shrsOrPrnAmt><sshPrnamt>11927</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>11927</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SHORT TERM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>921937827</cusip><value>10879075</value><shrsOrPrnAmt><sshPrnamt>140793</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>140793</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SM CAP VAL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921937686</cusip><value>5949</value><shrsOrPrnAmt><sshPrnamt>70</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>70</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SM CAP VAL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921937686</cusip><value>2204382</value><shrsOrPrnAmt><sshPrnamt>25881</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25881</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SM CP GRWTH</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921937710</cusip><value>1180124</value><shrsOrPrnAmt><sshPrnamt>11990</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>11990</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SMALLCAP AD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908686</cusip><value>616232</value><shrsOrPrnAmt><sshPrnamt>5352</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>5352</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD SMALLCAP AD</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908686</cusip><value>33964528</value><shrsOrPrnAmt><sshPrnamt>294919</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>292432</Sole><Shared>2487</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TAX EXEMPT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922907878</cusip><value>227093</value><shrsOrPrnAmt><sshPrnamt>16735</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>16735</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TAX EXEMPT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922907878</cusip><value>15035827</value><shrsOrPrnAmt><sshPrnamt>1108023</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1102564</Sole><Shared>5459</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TOT INTL ST</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921909818</cusip><value>722734</value><shrsOrPrnAmt><sshPrnamt>22809</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22809</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TOTAL BOND</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921937603</cusip><value>34020181</value><shrsOrPrnAmt><sshPrnamt>3588624</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3519971</Sole><Shared>68653</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TOTAL INTL</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92203J308</cusip><value>3174520</value><shrsOrPrnAmt><sshPrnamt>161720</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>158126</Sole><Shared>3594</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD TOTAL STOCK</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908728</cusip><value>707626</value><shrsOrPrnAmt><sshPrnamt>5018</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5018</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD US GWTH INV</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>921910105</cusip><value>290166</value><shrsOrPrnAmt><sshPrnamt>4062</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4062</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD UTIL IDX</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>92204A769</cusip><value>457938</value><shrsOrPrnAmt><sshPrnamt>5582</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>5484</Sole><Shared>98</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD VALUE</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922908678</cusip><value>10656702</value><shrsOrPrnAmt><sshPrnamt>161371</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>158215</Sole><Shared>3156</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD W HI DIV</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>921946406</cusip><value>2066830</value><shrsOrPrnAmt><sshPrnamt>16199</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>16148</Sole><Shared>51</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WNDSR AD II</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922018304</cusip><value>94586</value><shrsOrPrnAmt><sshPrnamt>1204</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>1204</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VANGUARD WNDSR AD II</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922018304</cusip><value>5132829</value><shrsOrPrnAmt><sshPrnamt>65346</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>63288</Sole><Shared>2058</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERIZON COMM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92343V104</cusip><value>990752</value><shrsOrPrnAmt><sshPrnamt>24775</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>24664</Sole><Shared>111</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERTEX PHARM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92532F100</cusip><value>161885</value><shrsOrPrnAmt><sshPrnamt>402</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>402</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VERTEX PHARM</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92532F100</cusip><value>76513</value><shrsOrPrnAmt><sshPrnamt>190</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>190</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VG CALIFORNIA INTERM TAX EXMPT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>922021407</cusip><value>692714</value><shrsOrPrnAmt><sshPrnamt>61033</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>61033</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VG FTSE AW EX US ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922042775</cusip><value>1513328</value><shrsOrPrnAmt><sshPrnamt>26360</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26360</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VG INFO TECH ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92204A702</cusip><value>12436</value><shrsOrPrnAmt><sshPrnamt>20</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>20</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VG INFO TECH ETF</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92204A702</cusip><value>27680671</value><shrsOrPrnAmt><sshPrnamt>44517</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>44517</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VG TAX-EXEMPT BND</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922907746</cusip><value>2581695</value><shrsOrPrnAmt><sshPrnamt>51500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>51500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VG TOT STK MTK IDX</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>922908769</cusip><value>412979</value><shrsOrPrnAmt><sshPrnamt>1425</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1425</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISA</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92826C839</cusip><value>65104</value><shrsOrPrnAmt><sshPrnamt>206</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>206</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>VISA</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>92826C839</cusip><value>20802069</value><shrsOrPrnAmt><sshPrnamt>65821</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>65401</Sole><Shared>420</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WAL MART STORES INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>931142103</cusip><value>264364</value><shrsOrPrnAmt><sshPrnamt>2926</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>2926</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WAL MART STORES INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>931142103</cusip><value>17999166</value><shrsOrPrnAmt><sshPrnamt>199216</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>197207</Sole><Shared>2009</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WASTE MANAGEMENT</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>94106L109</cusip><value>888078</value><shrsOrPrnAmt><sshPrnamt>4401</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4401</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WAYNE ASPHALT</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>163000995</cusip><value>2860800</value><shrsOrPrnAmt><sshPrnamt>96</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>96</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WCM FOCUSED EMRG MKT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>46141P834</cusip><value>52867</value><shrsOrPrnAmt><sshPrnamt>3587</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>3587</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WCM FOCUSED EMRG MKT</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>46141P834</cusip><value>8167799</value><shrsOrPrnAmt><sshPrnamt>553757</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>551154</Sole><Shared>2603</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WCM FOCUSED INTL GR</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>461418444</cusip><value>153077</value><shrsOrPrnAmt><sshPrnamt>7035</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>7035</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WCM FOCUSED INTL GR</nameOfIssuer><titleOfClass>Mutual Funds</titleOfClass><cusip>461418444</cusip><value>14733596</value><shrsOrPrnAmt><sshPrnamt>677090</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>677090</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>949746101</cusip><value>429447</value><shrsOrPrnAmt><sshPrnamt>6114</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>6114</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>949746101</cusip><value>1482556</value><shrsOrPrnAmt><sshPrnamt>21107</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>21107</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZOETIS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>98978V103</cusip><value>1303</value><shrsOrPrnAmt><sshPrnamt>8</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>8</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ZOETIS INC</nameOfIssuer><titleOfClass>Equities</titleOfClass><cusip>98978V103</cusip><value>4117730</value><shrsOrPrnAmt><sshPrnamt>25273</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25223</Sole><Shared>50</Shared><None>0</None></votingAuthority></infoTable></informationTable><!-- tableEntryCount=560 tableValueTotal=2602916469 -->
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
