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<CONFORMED-NAME>ENTERBANK HOLDINGS INC
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<STREET1>150 NORTH MERAMEC
<STREET2>P O BOX 16020
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<DESCRIPTION>SOLICITATING MATERIAL
<TEXT>
<PAGE>

                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                                  SCHEDULE 14A

          Proxy Statement Pursuant to Section 14(a) of the Securities
                    Exchange Act of 1934 (Amendment No. )

Filed by the Registrant [X]

Filed by a Party other than the Registrant [_]

Check the appropriate box:

[ ]  Preliminary Proxy Statement

[_]  CONFIDENTIAL, FOR USE OF THE
     COMMISSION ONLY (AS PERMITTED BY
     RULE 14A-6(E)(2))

[_]  Definitive Proxy Statement

[_]  Definitive Additional Materials

[X]  Soliciting Material Pursuant to (S) 240.14a-11(c) or (S) 240.14a-12

                                Enterbank Holdings, Inc.
--------------------------------------------------------------------------------
               (Name of Registrant as Specified In Its Charter)


--------------------------------------------------------------------------------
   (Name of Person(s) Filing Proxy Statement, if other than the Registrant)


Payment of Filing Fee (Check the appropriate box):

[X]  No fee required.

[_]  Fee computed on table below per Exchange Act Rules 14a-6(i)(4) and 0-11.

     (1) Title of each class of securities to which transaction applies:

     -------------------------------------------------------------------------


     (2) Aggregate number of securities to which transaction applies:

     -------------------------------------------------------------------------


     (3) Per unit price or other underlying value of transaction computed
         pursuant to Exchange Act Rule 0-11 (set forth the amount on which the
         filing fee is calculated and state how it was determined):

     -------------------------------------------------------------------------


     (4) Proposed maximum aggregate value of transaction:

     -------------------------------------------------------------------------


     (5) Total fee paid:

     -------------------------------------------------------------------------

[_]  Fee paid previously with preliminary materials.

[_]  Check box if any part of the fee is offset as provided by Exchange Act Rule
     0-11(a)(2) and identify the filing for which the offsetting fee was paid
     previously. Identify the previous filing by registration statement number,
     or the Form or Schedule and the date of its filing.

     (1) Amount Previously Paid:

     -------------------------------------------------------------------------


     (2) Form, Schedule or Registration Statement No.:

     -------------------------------------------------------------------------


     (3) Filing Party:

     -------------------------------------------------------------------------


     (4) Date Filed:

     -------------------------------------------------------------------------

Notes:

<PAGE>


[Enterbank Holdings, Inc. Letterhead]

April 8, 2002



Dear Shareholder,

The Enterbank Holdings, Inc. Annual Meeting and related legal voting will be
held in St. Louis on Monday, April 29th at 8:30 a.m. Please note the morning
format, a departure from our prior practice. It will be held at the Marriott
West at 600 Maryville Centre Drive and a continental breakfast will be served.
If you would like to attend this meeting, please RSVP with the number attending
to Jennifer Hendrickson at 314-512-7126 or e-mail her at
jhendrickson@enterprisebank.com.

Shortly, you will receive your proxy materials for voting. We would like to
highlight that there is an additional proposal this year. The Board of Directors
recommends changing the name of the Company from Enterbank Holdings, Inc. to
Enterprise Financial Services Corp. We feel that the Enterprise Financial name
is more appropriate because it better describes our emerging family of
businesses. It will help us in building our brand and we expect it to better
identify our stock. Shareholders will not be required to turn in their current
Enterbank stock certificates - they will continue to be valid if we adopt the
Enterprise Financial name. You may vote by proxy on this and other matters by
using the materials enclosed in the forthcoming packet or you may vote in person
at the meeting on April 29th. We are not, in this letter, soliciting your proxy.
That will come later. You may also obtain the proxy materials at the website of
the Securities and Exchange Commission (http://www.sec.gov). Shareholders are
encouraged to read the proxy materials because they contain important
information.

In addition to the regular Annual Meeting, we also intend this year to host
smaller, more intimate meetings for our shareholders within some of the
Enterprise locations over the coming months. At these meetings, shareholders
will become more familiar with the Company's performance, how the Enterprise
units contribute to that performance and the people adding value to the Company
in your community. There will also be ample opportunity for shareholders to ask
questions in a smaller setting. These invitations will come under a separate
letter from the Enterprise Banking presidents. We feel this is a good way to
involve shareholders in both the St. Louis and Kansas City regions while
conveying information pertinent to their communities.

We sincerely hope that you are able to join us at one of the meetings described
above. We value the opportunity to share our accomplishments and strategic goals
with our shareholders. Thank you for your continued support.

Sincerely,


Fred H. Eller
Chief Executive Officer

</TEXT>
</DOCUMENT>
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