FORWARD LOOKING STATEMENTS

   OUR PURE PLAY BUSINESS MODEL

   OUR PURE PLAY BUSINESS MODEL

  HOW ENTERPRISE BUILDS LIFETIME VALUE  

   WHAT THIS DOES FOR OUR CLIENTS    

   WHAT THIS DOES FOR US

   HIGH REVENUE GROWTH & DIVERSIFIED
 REVENUES

   ST. LOUIS MARKET

   KANSAS CITY MARKET

    PHOENIX MARKET

   A HIGH PERFORMANCE TRACK RECORD

   A HIGH PERFORMANCE TRACK RECORD
 (cont. )

   BANKING STRATEGIES

   WEALTH MANAGEMENT STRATEGIES

   ARIZONA - Reasons for Expansion

   ARIZONA – OUR PLANS

   ARIZONA – OUR PLANS (cont)

   STRONG LOAN GROWTH

   DIVERSIFIED LOAN PORTFOLIO WITH BORROWERS WE KNOW

   DEPOSIT GROWTH

   EXCELLENT CORE DEPOSIT MIX

   RISING NET INTEREST INCOME

   ALL-WEATHER MARGIN MANAGEMENT

   SOLID ASSET QUALITY

   WEALTH MANAGEMENT REVENUE HAS
 BEEN GROWING EXPONENTIALLY

   GENERATING MAJOR LEVERAGE IN
 PROFITABILITY

   CONTROLLED NONINTEREST EXPENSE
 GROWTH

   DRIVING IMPROVING EFFICIENCY

   NET INCOME

   FULLY DILUTED EPS

   CAPITAL RATIOS

   STOCK PRICE