v2.4.0.8

Portfolio Loans Not Covered by Loss Share ("Non-covered") (Tables) (Non-Covered Loans) | 9 Months Ended
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Sep. 30, 2013
Non-Covered Loans |
Non-covered Loans [Line Items] |
Summary of Non-covered Loans by Category | Below is a summary of Non-covered loans by category at September 30, 2013, and December 31, 2012:
(in thousands) | September 30, 2013 |  | December 31, 2012
Real Estate Loans: |  |  |
Construction and Land Development | $ | 114,608 |  |  | $ | 160,911 |
Commercial real estate - Investor Owned | 451,102 |  |  | 486,467 |
Commercial real estate - Owner Occupied | 350,653 |  |  | 333,242 |
Residential real estate | 150,320 |  |  | 145,558 |
Total real estate loans | $ | 1,066,683 |  |  | $ | 1,126,178 |
Commercial and industrial | 1,007,398 |  |  | 962,884 |
Consumer & other | 35,862 |  |  | 16,966 |
Portfolio Loans | $ | 2,109,943 |  |  | $ | 2,106,028 |
Unearned loan costs, net | 882 |  |  | 11 |
Portfolio loans, including unearned loan costs | $ | 2,110,825 |  |  | $ | 2,106,039 |
Summary of Allowance for Loan Losses for Non-covered Loans by Portfolio Class and Category | A summary of the year-to-date activity in the allowance for loan losses and the recorded investment in Non-covered loans by portfolio class and category based on impairment method through September 30, 2013, and at December 31, 2012, is as follows:
(in thousands) | Commercial & Industrial |  | Commercial Real Estate Owner Occupied |  | Commercial Real Estate Investor Owned |  | Construction and Land Development |  | Residential Real Estate |  | Consumer & Other |  | Qualitative Adjustment |  | Total
Allowance for Loan Losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2012 | $ | 10,064 |  |  | $ | 4,192 |  |  | $ | 10,403 |  |  | $ | 5,239 |  |  | $ | 2,026 |  |  | $ | 31 |  |  | $ | 2,375 |  |  | $ | 34,330 |
Provision charged to expense | 120 |  |  | 179 |  |  | 953 |  |  | (127 | ) |  | 675 |  |  | 46 |  |  | 7 |  |  | 1,853 |
Losses charged off | (206 | ) |  | (312 | ) |  | (3,052 | ) |  | (190 | ) |  | (986 | ) |  | (34 | ) |  | — |  |  | (4,780 | )
Recoveries | 298 |  |  | 5 |  |  | 336 |  |  | 14 |  |  | 396 |  |  | — |  |  | — |  |  | 1,049 |
Balance at March 31, 2013 | $ | 10,276 |  |  | $ | 4,064 |  |  | $ | 8,640 |  |  | $ | 4,936 |  |  | $ | 2,111 |  |  | $ | 43 |  |  | $ | 2,382 |  |  | $ | 32,452 |
Provision charged to expense | (320 | ) |  | (139 | ) |  | (2,273 | ) |  | (998 | ) |  | (299 | ) |  | 1 |  |  | (267 | ) |  | (4,295 | )
Losses charged off | (400 | ) |  | (32 | ) |  | (176 | ) |  | (144 | ) |  | — |  |  | — |  |  | — |  |  | (752 | )
Recoveries | 118 |  |  | 17 |  |  | 24 |  |  | 21 |  |  | 34 |  |  | — |  |  | — |  |  | 214 |
Balance at June 30, 2013 | $ | 9,674 |  |  | $ | 3,910 |  |  | $ | 6,215 |  |  | $ | 3,815 |  |  | $ | 1,846 |  |  | $ | 44 |  |  | $ | 2,115 |  |  | $ | 27,619 |
Provision charged to expense | 117 |  |  | (233 | ) |  | (276 | ) |  | (1,291 | ) |  | (612 | ) |  | 19 |  |  | 1,624 |  |  | (652 | )
Losses charged off | (1,817 | ) |  | (56 | ) |  | (504 | ) |  | (85 | ) |  | (52 | ) |  | — |  |  | — |  |  | (2,514 | )
Recoveries | 906 |  |  | 14 |  |  | 360 |  |  | 385 |  |  | 481 |  |  | — |  |  | — |  |  | 2,146 |
Balance at September 30, 2013 | $ | 8,880 |  |  | $ | 3,635 |  |  | $ | 5,795 |  |  | $ | 2,824 |  |  | $ | 1,663 |  |  | $ | 63 |  |  | $ | 3,739 |  |  | $ | 26,599 |
(in thousands) | Commercial & Industrial |  | Commercial Real Estate Owner Occupied |  | Commercial Real Estate Investor Owned |  | Construction and Land Development |  | Residential Real Estate |  | Consumer & Other |  | Qualitative Adjustment |  | Total
Balance September 30, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses - Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 2,610 |  |  | $ | — |  |  | $ | 973 |  |  | $ | 712 |  |  | $ | 11 |  |  | $ | — |  |  | $ | — |  |  | $ | 4,306 |
Collectively evaluated for impairment | 6,270 |  |  | 3,635 |  |  | 4,822 |  |  | 2,112 |  |  | 1,652 |  |  | 63 |  |  | 3,739 |  |  | 22,293 |
Total | $ | 8,880 |  |  | $ | 3,635 |  |  | $ | 5,795 |  |  | $ | 2,824 |  |  | $ | 1,663 |  |  | $ | 63 |  |  | $ | 3,739 |  |  | $ | 26,599 |
Loans - Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 5,974 |  |  | $ | 191 |  |  | $ | 10,830 |  |  | $ | 6,499 |  |  | $ | 675 |  |  | $ | — |  |  | $ | — |  |  | $ | 24,169 |
Collectively evaluated for impairment | 1,001,424 |  |  | 350,462 |  |  | 440,272 |  |  | 108,109 |  |  | 149,645 |  |  | 36,744 |  |  | — |  |  | 2,086,656 |
Total | $ | 1,007,398 |  |  | $ | 350,653 |  |  | $ | 451,102 |  |  | $ | 114,608 |  |  | $ | 150,320 |  |  | $ | 36,744 |  |  | $ | — |  |  | $ | 2,110,825 |
Balance at December 31, 2012 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses - Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 3,446 |  |  | $ | 339 |  |  | $ | 3,400 |  |  | $ | 732 |  |  | $ | 259 |  |  | $ | — |  |  | $ | — |  |  | $ | 8,176 |
Collectively evaluated for impairment | 6,618 |  |  | 3,853 |  |  | 7,003 |  |  | 4,507 |  |  | 1,767 |  |  | 31 |  |  | 2,375 |  |  | 26,154 |
Total | $ | 10,064 |  |  | $ | 4,192 |  |  | $ | 10,403 |  |  | $ | 5,239 |  |  | $ | 2,026 |  |  | $ | 31 |  |  | $ | 2,375 |  |  | $ | 34,330 |
Loans - Ending Balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 8,934 |  |  | $ | 5,772 |  |  | $ | 16,762 |  |  | $ | 4,695 |  |  | $ | 2,564 |  |  | $ | — |  |  | $ | — |  |  | $ | 38,727 |
Collectively evaluated for impairment | 953,950 |  |  | 327,470 |  |  | 469,705 |  |  | 156,216 |  |  | 142,994 |  |  | 16,977 |  |  | — |  |  | 2,067,312 |
Total | $ | 962,884 |  |  | $ | 333,242 |  |  | $ | 486,467 |  |  | $ | 160,911 |  |  | $ | 145,558 |  |  | $ | 16,977 |  |  | $ | — |  |  | $ | 2,106,039 |
Summary of Non-covered Loans Individually Evaluated for Impairment by Category | A summary of Non-covered loans individually evaluated for impairment by category at September 30, 2013, and December 31, 2012, is as follows:
| September 30, 2013
(in thousands) | Unpaid Contractual Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Total Recorded Investment |  | Related Allowance |  | Average Recorded Investment
Commercial & Industrial | $ | 6,333 |  |  | $ | 1,441 |  |  | $ | 4,642 |  |  | $ | 6,083 |  |  | $ | 2,610 |  |  | $ | 7,379 |
Real Estate: |  |  |  |  |  |  |  |  |  |  |
Commercial - Owner Occupied | 191 |  |  | 195 |  |  | — |  |  | 195 |  |  | — |  |  | 2,381 |
Commercial - Investor Owned | 11,969 |  |  | 4,960 |  |  | 6,158 |  |  | 11,118 |  |  | 973 |  |  | 12,346 |
Construction and Land Development | 7,206 |  |  | 4,278 |  |  | 2,389 |  |  | 6,667 |  |  | 712 |  |  | 5,165 |
Residential | 700 |  |  | 460 |  |  | 227 |  |  | 687 |  |  | 11 |  |  | 2,361 |
Consumer & Other | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 26,399 |  |  | $ | 11,334 |  |  | $ | 13,416 |  |  | $ | 24,750 |  |  | $ | 4,306 |  |  | $ | 29,632 |
| December 31, 2012
(in thousands) | Unpaid Contractual Principal Balance |  | Recorded Investment With No Allowance |  | Recorded Investment With Allowance |  | Total Recorded Investment |  | Related Allowance |  | Average Recorded Investment
Commercial & Industrial | $ | 9,005 |  |  | $ | 96 |  |  | $ | 8,838 |  |  | $ | 8,934 |  |  | $ | 3,446 |  |  | $ | 6,379 |
Real Estate: |  |  |  |  |  |  |  |  |  |  |
Commercial - Owner Occupied | 6,726 |  |  | 2,178 |  |  | 3,594 |  |  | 5,772 |  |  | 339 |  |  | 7,985 |
Commercial - Investor Owned | 19,864 |  |  | 185 |  |  | 16,577 |  |  | 16,762 |  |  | 3,400 |  |  | 10,500 |
Construction and Land Development | 6,491 |  |  | 1,560 |  |  | 3,135 |  |  | 4,695 |  |  | 732 |  |  | 10,259 |
Residential | 3,132 |  |  | 1,626 |  |  | 938 |  |  | 2,564 |  |  | 259 |  |  | 4,368 |
Consumer & Other | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total | $ | 45,218 |  |  | $ | 5,645 |  |  | $ | 33,082 |  |  | $ | 38,727 |  |  | $ | 8,176 |  |  | $ | 39,491 |
The recorded investment in non-accrual, restructured, and 90 days past due and still accruing interest Non-covered loans by category at September 30, 2013, and December 31, 2012, is as follows:
| September 30, 2013
(in thousands) | Non-accrual |  | Restructured |  | Loans over 90 days past due and still accruing interest |  | Total
Commercial & Industrial | $ | 6,083 |  |  | $ | — |  |  | $ | — |  |  | $ | 6,083 |
Real Estate: |  |  |  |  |  |  |
Commercial - Investor Owned | 11,118 |  |  | — |  |  | — |  |  | 11,118 |
Commercial - Owner Occupied | 195 |  |  | — |  |  | — |  |  | 195 |
Construction and Land Development | 6,667 |  |  | — |  |  | — |  |  | 6,667 |
Residential | 687 |  |  | — |  |  | — |  |  | 687 |
Consumer & Other | — |  |  | — |  |  | — |  |  | — |
Total | $ | 24,750 |  |  | $ | — |  |  | $ | — |  |  | $ | 24,750 |
| December 31, 2012
(in thousands) | Non-accrual |  | Restructured |  | Loans over 90 days past due and still accruing interest |  | Total
Commercial & Industrial | $ | 8,929 |  |  | $ | 5 |  |  | $ | — |  |  | $ | 8,934 |
Real Estate: |  |  |  |  |  |  |
Commercial - Investor Owned | 16,762 |  |  | — |  |  | — |  |  | 16,762 |
Commercial - Owner Occupied | 5,772 |  |  | — |  |  | — |  |  | 5,772 |
Construction and Land Development | 3,260 |  |  | 1,435 |  |  | — |  |  | 4,695 |
Residential | 2,564 |  |  | — |  |  | — |  |  | 2,564 |
Consumer & Other | — |  |  | — |  |  | — |  |  | — |
Total | $ | 37,287 |  |  | $ | 1,440 |  |  | $ | — |  |  | $ | 38,727 |
Summary of Aging of Recorded Investment in Past Due Non-covered Loans by Portfolio Class and Category | The aging of the recorded investment in past due Non-covered loans by portfolio class and category at September 30, 2013, and December 31, 2012, is shown below.
| September 30, 2013
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial & Industrial | $ | 445 |  |  | $ | 1,337 |  |  | $ | 1,782 |  |  | $ | 1,005,616 |  |  | $ | 1,007,398 |
Real Estate: |  |  |  |  |  |  |  |  |
Commercial - Owner Occupied | 442 |  |  | 190 |  |  | 632 |  |  | 350,021 |  |  | 350,653 |
Commercial - Investor Owned | 1,025 |  |  | 6,842 |  |  | 7,867 |  |  | 443,235 |  |  | 451,102 |
Construction and Land Development | — |  |  | 2,210 |  |  | 2,210 |  |  | 112,398 |  |  | 114,608 |
Residential | — |  |  | 320 |  |  | 320 |  |  | 150,000 |  |  | 150,320 |
Consumer & Other | 3 |  |  | — |  |  | 3 |  |  | 36,741 |  |  | 36,744 |
Total | $ | 1,915 |  |  | $ | 10,899 |  |  | $ | 12,814 |  |  | $ | 2,098,011 |  |  | $ | 2,110,825 |
| December 31, 2012
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial & Industrial | $ | 14 |  |  | $ | — |  |  | $ | 14 |  |  | $ | 962,870 |  |  | $ | 962,884 |
Real Estate: |  |  |  |  |  |  |  |  |
Commercial - Owner Occupied | 1,352 |  |  | 2,081 |  |  | 3,433 |  |  | 329,809 |  |  | 333,242 |
Commercial - Investor Owned | — |  |  | 4,045 |  |  | 4,045 |  |  | 482,422 |  |  | 486,467 |
Construction and Land Development | 1,201 |  |  | 1,559 |  |  | 2,760 |  |  | 158,151 |  |  | 160,911 |
Residential | 616 |  |  | 593 |  |  | 1,209 |  |  | 144,349 |  |  | 145,558 |
Consumer & Other | 34 |  |  | — |  |  | 34 |  |  | 16,943 |  |  | 16,977 |
Total | $ | 3,217 |  |  | $ | 8,278 |  |  | $ | 11,495 |  |  | $ | 2,094,544 |  |  | $ | 2,106,039 |
Summary of Recorded Investment by Risk Category of Non-covered Loans by Portfolio Class and Category | The recorded investment by risk category of the Non-covered loans by portfolio class and category at September 30, 2013, which is based upon the most recent analysis performed, and December 31, 2012 is as follows:
| September 30, 2013
(in thousands) | Pass (1-6) |  | Watch (7) |  | Substandard (8) |  | Doubtful (9) |  | Total
Commercial & Industrial | $ | 948,844 |  |  | $ | 35,321 |  |  | $ | 22,858 |  |  | $ | 375 |  |  | $ | 1,007,398 |
Real Estate: |  |  |  |  |  |  |  |  |
Commercial - Owner Occupied | 315,715 |  |  | 20,862 |  |  | 14,076 |  |  | — |  |  | 350,653 |
Commercial - Investor Owned | 381,553 |  |  | 43,654 |  |  | 25,895 |  |  | — |  |  | 451,102 |
Construction and Land Development | 81,799 |  |  | 17,385 |  |  | 14,951 |  |  | 473 |  |  | 114,608 |
Residential | 135,455 |  |  | 7,282 |  |  | 7,583 |  |  | — |  |  | 150,320 |
Consumer & Other | 36,740 |  |  | 4 |  |  | — |  |  | — |  |  | 36,744 |
Total | $ | 1,900,106 |  |  | $ | 124,508 |  |  | $ | 85,363 |  |  | $ | 848 |  |  | $ | 2,110,825 |
| December 31, 2012
(in thousands) | Pass (1-6) |  | Watch (7) |  | Substandard (8) |  | Doubtful (9) |  | Total
Commercial & Industrial | $ | 912,766 |  |  | $ | 29,524 |  |  | $ | 18,546 |  |  | $ | 2,048 |  |  | $ | 962,884 |
Real Estate: |  |  |  |  |  |  |  |  |
Commercial - Owner Occupied | 290,850 |  |  | 26,336 |  |  | 15,898 |  |  | 158 |  |  | 333,242 |
Commercial - Investor Owned | 389,886 |  |  | 64,707 |  |  | 31,874 |  |  | — |  |  | 486,467 |
Construction and Land Development | 124,857 |  |  | 9,543 |  |  | 26,012 |  |  | 499 |  |  | 160,911 |
Residential | 130,159 |  |  | 5,921 |  |  | 9,478 |  |  | — |  |  | 145,558 |
Consumer & Other | 16,972 |  |  | 5 |  |  | — |  |  | — |  |  | 16,977 |
Total | $ | 1,865,490 |  |  | $ | 136,036 |  |  | $ | 101,808 |  |  | $ | 2,705 |  |  | $ | 2,106,039 |

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- Definition Schedule of Accounts, Notes, Loans and Financing Receivable, Excluding Allowance for Credit Losses [Table Text Block] + References No definition available. + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=32702940&loc=SL6953803-111525 + Details
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- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5212-111524 + Details
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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=28368275&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the activity in the total allowance for credit losses related to financing receivables (such as loans or lease receivables) for entities that have an unclassified balance sheet, including the balance in the allowance at the beginning and end of each period, additions charged to operations, direct write-downs charged against the allowance, and recoveries of amounts previously charged off. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
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