v3.3.1.900

Purchase Credit Impaired ("PCI") Loans (Tables) | 12 Months Ended
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Dec. 31, 2015
Covered Loans [Line Items] |
Rollforward of PCI Loans, Net of Allowance for Loan Losses | The following table is a rollforward of PCI loans, net of the allowance for loan losses, for the years ended December 31, 2015 and 2014.
(in thousands) | Contractual Cashflows |  | Non-accretable Difference |  | Accretable Yield |  | Carrying Amount
Balance January 1, 2015 | $ | 178,145 |  |  | $ | 65,719 |  |  | $ | 28,733 |  |  | $ | 83,693 |
Principal reductions and interest payments | (24,441 | ) |  | — |  |  | — |  |  | (24,441 | )
Accretion of loan discount | — |  |  | — |  |  | (10,775 | ) |  | 10,775 |
Changes in contractual and expected cash flows due to remeasurement | (3,574 | ) |  | (30,413 | ) |  | 12,132 |  |  | 14,707 |
Reductions due to disposals | (33,441 | ) |  | (8,541 | ) |  | (4,749 | ) |  | (20,151 | )
Balance December 31, 2015 | $ | 116,689 |  |  | $ | 26,765 |  |  | $ | 25,341 |  |  | $ | 64,583 |
Balance January 1, 2014 | $ | 266,068 |  |  | $ | 87,438 |  |  | $ | 53,530 |  |  | $ | 125,100 |
Principal reductions and interest payments | (35,718 | ) |  | — |  |  | — |  |  | (35,718 | )
Accretion of loan discount | — |  |  | — |  |  | (15,747 | ) |  | 15,747 |
Changes in contractual and expected cash flows due to remeasurement | (2,170 | ) |  | (7,403 | ) |  | (3,234 | ) |  | 8,467 |
Reductions due to disposals | (50,035 | ) |  | (14,316 | ) |  | (5,816 | ) |  | (29,903 | )
Balance December 31, 2014 | $ | 178,145 |  |  | $ | 65,719 |  |  | $ | 28,733 |  |  | $ | 83,693 |
Covered Loans |
Covered Loans [Line Items] |
Summary of PCI Loans by Category | Below is a summary of PCI loans by category at December 31, 2015 and 2014:
| December 31, 2015 |  | December 31, 2014
(in thousands) | Weighted- Average Risk Rating 1 | Recorded Investment PCI Loans |  | Weighted- Average Risk Rating 1 | Recorded Investment PCI Loans
Commercial and industrial | 6.70 | $ | 3,863 |  |  | 6.57 | $ | 4,012 |
Real estate loans: |  |  |  |  |
Commercial - investor owned | 6.98 | 25,272 |  |  | 7.07 | 39,066 |
Commercial - owner occupied | 6.30 | 19,414 |  |  | 6.35 | 22,695 |
Construction and land development | 6.28 | 6,838 |  |  | 6.16 | 7,740 |
Residential | 5.44 | 19,287 |  |  | 5.54 | 25,121 |
Total real estate loans |  | 70,811 |  |  |  | 94,622 |
Consumer and other | 1.89 | 84 |  |  | 5.39 | 469 |
Purchased credit impaired loans |  | $ | 74,758 |  |  |  | $ | 99,103 |
(1) Risk ratings are based on the borrower's contractual obligation, which is not reflective of the purchase discount.
Summary of Aging of Recorded Investment in Past Due PCI Loans by Portfolio Class and Category | The aging of the recorded investment in past due PCI loans by portfolio class and category at December 31, 2015 and 2014 is shown below:
| December 31, 2015
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 3,863 |  |  | $ | 3,863 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 2,342 |  |  | 3,661 |  |  | 6,003 |  |  | 19,269 |  |  | 25,272 |
Commercial - owner occupied | 731 |  |  | — |  |  | 731 |  |  | 18,683 |  |  | 19,414 |
Construction and land development | — |  |  | — |  |  | — |  |  | 6,838 |  |  | 6,838 |
Residential | 1,594 |  |  | 130 |  |  | 1,724 |  |  | 17,563 |  |  | 19,287 |
Consumer and other | 4 |  |  | — |  |  | 4 |  |  | 80 |  |  | 84 |
Total | $ | 4,671 |  |  | $ | 3,791 |  |  | $ | 8,462 |  |  | $ | 66,296 |  |  | $ | 74,758 |
| December 31, 2014
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | — |  |  | $ | 16 |  |  | $ | 16 |  |  | $ | 3,996 |  |  | $ | 4,012 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 878 |  |  | 6,484 |  |  | 7,362 |  |  | 31,704 |  |  | 39,066 |
Commercial - owner occupied | — |  |  | 2,759 |  |  | 2,759 |  |  | 19,936 |  |  | 22,695 |
Construction and land development | 774 |  |  | — |  |  | 774 |  |  | 6,966 |  |  | 7,740 |
Residential | 2,020 |  |  | 1,451 |  |  | 3,471 |  |  | 21,650 |  |  | 25,121 |
Consumer and other | — |  |  | 12 |  |  | 12 |  |  | 457 |  |  | 469 |
Total | $ | 3,672 |  |  | $ | 10,722 |  |  | $ | 14,394 |  |  | $ | 84,709 |  |  | $ | 99,103 |
Summary of FDIC Loss Share Receivable | A summary of activity in the FDIC loss share receivable for the years ended December 31, 2015 and 2014 is as follows:
(in thousands) | December 31, 2015 |  | December 31, 2014
Balance at beginning of period | $ | 15,866 |  |  | $ | 34,319 |
Adjustments not reflected in income: |  |  |
Cash received from the FDIC for covered assets | (3,528 | ) |  | (9,605 | )
FDIC reimbursable losses (recoveries) | (1,386 | ) |  | 459 |
Reductions for loss share termination | (5,922 | ) |  | — |
Adjustments reflected in income: |  |  |
Amortization, net | (2,293 | ) |  | (6,342 | )
Loan impairment (impairment reversal) | (1,113 | ) |  | 841 |
Reductions for payments on covered assets in excess of expected cash flows | (1,624 | ) |  | (3,806 | )
Balance at end of period | $ | — |  |  | $ | 15,866 |

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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=49124121&loc=SL6953401-111524 + Details
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