| Schedule of Subordinated Debentures |
The amounts and terms of each respective issuance at December 31, 2015 and 2014 were as follows:
| | | | | | | | | | | | | | | | Amount | | Maturity Date | | Call Date | | Interest Rate | (in thousands) | 2015 | | 2014 | EFSC Clayco Statutory Trust I | $ | 3,196 |
| | $ | 3,196 |
| | December 17, 2033 | | December 17, 2008 | | Floats @ 3MO LIBOR + 2.85% | EFSC Capital Trust II | 5,155 |
| | 5,155 |
| | June 17, 2034 | | June 17, 2009 | | Floats @ 3MO LIBOR + 2.65% | EFSC Statutory Trust III | 11,341 |
| | 11,341 |
| | December 15, 2034 | | December 15, 2009 | | Floats @ 3MO LIBOR + 1.97% | EFSC Clayco Statutory Trust II | 4,124 |
| | 4,124 |
| | September 15, 2035 | | September 15, 2010 | | Floats @ 3MO LIBOR + 1.83% | EFSC Statutory Trust IV | 10,310 |
| | 10,310 |
| | December 15, 2035 | | December 15, 2010 | | Floats @ 3MO LIBOR + 1.44% | EFSC Statutory Trust V | 4,124 |
| | 4,124 |
| | September 15, 2036 | | September 15, 2011 | | Floats @ 3MO LIBOR + 1.60% | EFSC Capital Trust VI | 14,433 |
| | 14,433 |
| | March 30, 2037 | | March 30, 2012 | | Floats @ 3MO LIBOR + 1.60% | EFSC Capital Trust VII | 4,124 |
| | 4,124 |
| | December 15, 2037 | | December 15, 2012 | | Floats @ 3MO LIBOR + 2.25% | Total subordinated debentures | $ | 56,807 |
| | $ | 56,807 |
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