| Schedule of Actual Capital Amounts and Ratios |
The actual capital amounts and ratios are presented in the table below:
| | | | | | | | | | | | | | | | | | | | | | | Actual | | For Capital Adequacy Purposes | | To Be Well Capitalized Under Applicable Action Provisions | (in thousands) | Amount | | Ratio | | Amount | | Ratio | | Amount | | Ratio | As of December 31, 2015: | | | | | | | | | | | | Total Capital (to Risk Weighted Assets) | | | | | | | | | | | | Enterprise Financial Services Corp | $ | 418,367 |
| | 11.85 | % | | $ | 282,442 |
| | 8.00 | % | | $ | — |
| | — | % | Enterprise Bank & Trust | 386,531 |
| | 10.98 |
| | 281,632 |
| | 8.00 |
| | 352,040 |
| | 10.00 |
| Tier 1 Capital (to Risk Weighted Assets) | | | | | | | | | | | | Enterprise Financial Services Corp | 374,676 |
| | 10.61 |
| | 211,831 |
| | 6.00 |
| | — |
| | — |
| Enterprise Bank & Trust | 342,840 |
| | 9.74 |
| | 211,224 |
| | 6.00 |
| | 281,632 |
| | 8.00 |
| Common Equity Tier 1 Capital (to Risk Weighted Assets)1 | | | | | | | | | | | | Enterprise Financial Services Corp | 319,553 |
| | 9.05 |
| | 158,873 |
| | 4.50 |
| | — |
| | — |
| Enterprise Bank & Trust | 342,816 |
| | 9.74 |
| | 158,418 |
| | 4.50 |
| | 228,826 |
| | 6.50 |
| Leverage Ratio (Tier 1 Capital to Average Assets) | | | | | | | | | | | | Enterprise Financial Services Corp | 374,676 |
| | 10.71 |
| | 139,893 |
| | 4.00 |
| | — |
| | — |
| Enterprise Bank & Trust | 342,840 |
| | 9.84 |
| | 139,311 |
| | 4.00 |
| | 174,138 |
| | 5.00 |
| | | | | | | | | | | | | As of December 31, 2014: | | | | | | | | | | | | Total Capital (to Risk Weighted Assets) | | | | | | | | | | | | Enterprise Financial Services Corp | $ | 369,868 |
| | 13.40 | % | | $ | 220,858 |
| | 8.00 | % | | $ | — |
| | — | % | Enterprise Bank & Trust | 343,334 |
| | 12.51 |
| | 219,645 |
| | 8.00 |
| | 274,556 |
| | 10.00 |
| Tier 1 Capital (to Risk Weighted Assets) | | | | | | | | | | | | Enterprise Financial Services Corp | 335,221 |
| | 12.14 |
| | 110,429 |
| | 4.00 |
| | — |
| | — |
| Enterprise Bank & Trust | 308,874 |
| | 11.25 |
| | 109,823 |
| | 4.00 |
| | 164,734 |
| | 6.00 |
| Leverage Ratio (Tier 1 Capital to Average Assets) | | | | | | | | | | | | Enterprise Financial Services Corp | 335,221 |
| | 10.48 |
| | 96,000 |
| | 3.00 |
| | — |
| | — |
| Enterprise Bank & Trust | 308,874 |
| | 9.71 |
| | 95,411 |
| | 3.00 |
| | 159,018 |
| | 5.00 |
| | | | | | | | | | | | | 1 Not an applicable regulatory ratio until implementation of Basel III in 2015
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