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Loans (Tables) - Portfolio loans, net

3 Months Ended

Mar. 31, 2017

Non-covered Loans [Line Items]

Summary of Portfolio Loans by Category

The table below shows the loan portfolio composition including carrying value by segment of loans accounted for under ASC 310-30 (PCI loans) and loans not accounted for under this guidance, which includes our originated loans. 

	March 31, 2017				December 31, 2016
Loans not accounted for as ASC 310-30	$	3,802,681			$	3,118,392
Loans accounted for as ASC 310-30	88,383				39,769
Total loans	$	3,891,064			$	3,158,161

The following tables refer to loans not accounted for as ASC 310-30 loans.

Below is a summary of loans by category at March 31, 2017 and December 31, 2016:

(in thousands)	March 31, 2017				December 31, 2016
Commercial and industrial	$	1,773,105			$	1,632,714
Real estate:
Commercial - investor owned	726,413				544,808
Commercial - owner occupied	480,281				350,148
Construction and land development	288,342				194,542
Residential	356,415				240,760
Total real estate loans	1,851,451				1,330,258
Consumer and other	179,100				156,182
Loans, before unearned loan fees	3,803,656				3,119,154
Unearned loan fees, net	(975		)		(762		)
Loans, including unearned loan fees	$	3,802,681			$	3,118,392

Summary of Allowance for Loan Losses and the Recorded Investment in Portfolio Loans by Class and Category Based on Impairment Method

(in thousands)	Commercial and industrial				CRE - investor owned				CRE - owner occupied				Construction and land development				Residential real estate				Consumer and other				Total
Allowance for loan losses:
Balance at December 31, 2016	$	26,996			$	3,420			$	2,890			$	1,304			$	2,023			$	932			$	37,565
Provision (provision reversal) for loan losses	1,835				(105		)		(249		)		(11		)		(3		)		66				1,533
Losses charged off	(133		)		—				—				—				(9		)		(29		)		(171		)
Recoveries	80				9				89				9				25				9				221
Balance at March 31, 2017	$	28,778			$	3,324			$	2,730			$	1,302			$	2,036			$	978			$	39,148

(in thousands)	Commercial and industrial				CRE - investor owned				CRE - owner occupied				Construction and land development				Residential real estate				Consumer and other				Total
Balance March 31, 2017
Allowance for loan losses - Ending balance:
Individually evaluated for impairment	$	5,047			$	—			$	—			$	140			$	—			$	—			$	5,187
Collectively evaluated for impairment	23,731				3,324				2,730				1,162				2,036				978				33,961
Total	$	28,778			$	3,324			$	2,730			$	1,302			$	2,036			$	978			$	39,148
Loans - Ending balance:
Individually evaluated for impairment	$	12,152			$	281			$	1,591			$	1,575			$	61			$	—			$	15,660
Collectively evaluated for impairment	1,760,953				726,132				478,690				286,767				356,354				178,125				3,787,021
Total	$	1,773,105			$	726,413			$	480,281			$	288,342			$	356,415			$	178,125			$	3,802,681
Balance December 31, 2016
Allowance for loan losses - Ending balance:
Individually evaluated for impairment	$	2,909			$	—			$	—			$	155			$	—			$	—			$	3,064
Collectively evaluated for impairment	24,087				3,420				2,890				1,149				2,023				932				34,501
Total	$	26,996			$	3,420			$	2,890			$	1,304			$	2,023			$	932			$	37,565
Loans - Ending balance:
Individually evaluated for impairment	$	12,523			$	430			$	1,854			$	1,903			$	62			$	—			$	16,772
Collectively evaluated for impairment	1,620,191				544,378				348,294				192,639				240,698				155,420				3,101,620
Total	$	1,632,714			$	544,808			$	350,148			$	194,542			$	240,760			$	155,420			$	3,118,392

Summary of Portfolio Loans Individually Evaluated for Impairment and Recorded Investment in Impaired Non-Covered Loans by Category

	March 31, 2017
(in thousands)	Unpaid Contractual Principal Balance				Recorded Investment With No Allowance				Recorded Investment With Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment
Commercial and industrial	$	11,930			$	40			$	11,963			$	12,003			$	5,047			$	12,017
Real estate:
Commercial - investor owned	281				282				—				282				—				272
Commercial - owner occupied	—				—				—				—				—				—
Construction and land development	1,575				1,658				341				1,999				140				1,813
Residential	62				62				—				62				—				62
Consumer and other	—				—				—				—				—				—
Total	$	13,848			$	2,042			$	12,304			$	14,346			$	5,187			$	14,164

	December 31, 2016
(in thousands)	Unpaid Contractual Principal Balance				Recorded Investment With No Allowance				Recorded Investment With Allowance				Total Recorded Investment				Related Allowance				Average Recorded Investment
Commercial and industrial	$	12,341			$	566			$	11,791			$	12,357			$	2,909			$	4,489
Real estate:
Commercial - investor owned	525				435				—				435				—				668
Commercial - owner occupied	225				231				—				231				—				227
Construction and land development	1,904				1,947				359				2,306				155				1,918
Residential	62				62				—				62				—				64
Consumer and other	—				—				—				—				—				—
Total	$	15,057			$	3,241			$	12,150			$	15,391			$	3,064			$	7,366

The following table presents details for past due and impaired loans:

	Three months ended March 31,
(in thousands)	2017				2016
Total interest income that would have been recognized under original terms	$	315			$	148
Total cash received and recognized as interest income on non-accrual loans	23				6
Total interest income recognized on impaired loans	33				6

	March 31, 2017
(in thousands)	Non-accrual				Restructured				Loans over 90 days past due and still accruing interest				Total
Commercial and industrial	$	9,692			$	2,311			$	—			$	12,003
Real estate:
Commercial - investor owned	282				—				—				282
Commercial - owner occupied	—				—				—				—
Construction and land development	1,979				20				—				1,999
Residential	62				—				—				62
Consumer and other	—				—				—				—
Total	$	12,015			$	2,331			$	—			$	14,346

	December 31, 2016
(in thousands)	Non-accrual				Restructured				Loans over 90 days past due and still accruing interest				Total
Commercial and industrial	$	10,046			$	2,311			$	—			$	12,357
Real estate:
Commercial - investor owned	435				—				—				435
Commercial - owner occupied	231				—				—				231
Construction and land development	2,286				20				—				2,306
Residential	62				—				—				62
Consumer and other	—				—				—				—
Total	$	13,060			$	2,331			$	—			$	15,391

Summary of Recorded Investment by for Portfolio Loans Restructured

There were no restructured loans during the three months ended March 31, 2017 and 2016.

Summary of Recorded Investment by Category for Portfolio Loans Restructured and Subsequently Defaulted

As of March 31, 2017, the Company had $0.7 million specific reserves allocated to loans that have been restructured. There were no loans restructured that subsequently defaulted during the three months ended March 31, 2017 or 2016.

Summary of Aging of Recorded Investment in Past Due Portfolio Loans by Portfolio Class and Category

The aging of the recorded investment in past due loans by portfolio class and category at March 31, 2017 and December 31, 2016 is shown below.

	March 31, 2017
(in thousands)	30-89 Days  Past Due				90 or More Days Past Due				Total Past Due				Current				Total
Commercial and industrial	$	10,624			$	—			$	10,624			$	1,762,481			$	1,773,105
Real estate:
Commercial - investor owned	708				—				708				725,705				726,413
Commercial - owner occupied	529				—				529				479,752				480,281
Construction and land development	—				1,214				1,214				287,128				288,342
Residential	285				—				285				356,130				356,415
Consumer and other	2				—				2				178,123				178,125
Total	$	12,148			$	1,214			$	13,362			$	3,789,319			$	3,802,681

	December 31, 2016
(in thousands)	30-89 Days  Past Due				90 or More Days Past Due				Total Past Due				Current				Total
Commercial and industrial	$	334			$	171			$	505			$	1,632,209			$	1,632,714
Real estate:
Commercial - investor owned	—				175				175				544,633				544,808
Commercial - owner occupied	212				225				437				349,711				350,148
Construction and land development	355				1,528				1,883				192,659				194,542
Residential	91				—				91				240,669				240,760
Consumer and other	7				—				7				155,413				155,420
Total	$	999			$	2,099			$	3,098			$	3,115,294			$	3,118,392

Summary of Recorded Investment by Risk Category of Portfolio Loans by Portfolio Class and Category

The recorded investment by risk category of the loans by portfolio class and category at March 31, 2017, which is based upon the most recent analysis performed, and December 31, 2016 is as follows:

	March 31, 2017
(in thousands)	Pass (1-6)				Watch (7)				Substandard (8)				Doubtful (9)				Total
Commercial and industrial	$	1,629,105			$	75,946			$	68,054			$	—			$	1,773,105
Real estate:
Commercial - investor owned	706,958				15,777				3,678				—				726,413
Commercial - owner occupied	440,319				35,505				4,457				—				480,281
Construction and land development	283,410				2,841				2,091				—				288,342
Residential	347,118				5,051				4,246				—				356,415
Consumer and other	176,340				375				1,410				—				178,125
Total	$	3,583,250			$	135,495			$	83,936			$	—			$	3,802,681

	December 31, 2016
(in thousands)	Pass (1-6)				Watch (7)				Substandard (8)				Doubtful (9)				Total
Commercial and industrial	$	1,499,114			$	57,416			$	76,184			$	—			$	1,632,714
Real estate:
Commercial - investor owned	530,494				10,449				3,865				—				544,808
Commercial - owner occupied	306,658				39,249				4,241				—				350,148
Construction and land development	185,505				6,575				2,462				—				194,542
Residential	233,479				2,997				4,284				—				240,760
Consumer and other	153,984				—				1,436				—				155,420
Total	$	2,909,234			$	116,686			$	92,472			$	—			$	3,118,392

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