XML 14 R28.htm IDEA: XBRL DOCUMENT
v3.19.3

Purchased Credit Impaired ("PCI") Loans (Tables) | 9 Months Ended
--- | ---
Sep. 30, 2019
Covered Loans [Line Items] |
Rollforward of PCI Loans, Net of Allowance for Loan Losses | The following table is a roll forward of PCI loans, net of the allowance for loan losses, for the nine months ended September 30, 2019 and 2018.
(in thousands) | Contractual Cashflows |  | Non-accretable Difference |  | Accretable Yield |  | Carrying Amount
Balance December 31, 2018 | $ | 73,157 |  |  | $ | 15,299 |  |  | $ | 12,638 |  |  | $ | 45,220 |
Acquisitions | 111,963 |  |  | 13,542 |  |  | 30,238 |  |  | 68,183 |
Principal reductions and interest payments | (33,548 | ) |  | — |  |  | — |  |  | (33,548 | )
Accretion of loan discount | — |  |  | — |  |  | (8,014 | ) |  | 8,014 |
Changes in contractual and expected cash flows due to remeasurement | 10,490 |  |  | (2,057 | ) |  | (86 | ) |  | 12,633 |
Reductions due to disposals | (9,121 | ) |  | (3,345 | ) |  | (40 | ) |  | (5,736 | )
Balance September 30, 2019 | $ | 152,941 |  |  | $ | 23,439 |  |  | $ | 34,736 |  |  | $ | 94,766 |
Balance December 31, 2017 | $ | 112,710 |  |  | $ | 29,005 |  |  | $ | 13,964 |  |  | $ | 69,741 |
Principal reductions and interest payments | (38,165 | ) |  | — |  |  | — |  |  | (38,165 | )
Accretion of loan discount | — |  |  | — |  |  | (5,118 | ) |  | 5,118 |
Changes in contractual and expected cash flows due to remeasurement | 4,341 |  |  | (8,939 | ) |  | 3,179 |  |  | 10,101 |
Balance September 30, 2018 | $ | 78,886 |  |  | $ | 20,066 |  |  | $ | 12,025 |  |  | $ | 46,795 |
Covered Loans |
Covered Loans [Line Items] |
Summary of PCI Loans by Category | Below is a summary of PCI loans by category at September 30, 2019 and December 31, 2018:
| September 30, 2019 |  | December 31, 2018
(in thousands) | Weighted- Average Risk Rating 1 | Recorded Investment PCI Loans |  | Weighted- Average Risk Rating 1 | Recorded Investment PCI Loans
Commercial and industrial | 5.77 | $ | 15,773 |  |  | 6.09 | $ | 2,159 |
Real estate: |  |  |  |  |
Commercial - investor owned | 7.04 | 39,329 |  |  | 7.19 | 23,939 |
Commercial - owner occupied | 6.58 | 20,435 |  |  | 7.39 | 9,669 |
Construction and land development | 5.75 | 7,847 |  |  | 6.03 | 4,548 |
Residential | 6.31 | 12,011 |  |  | 6.40 | 6,082 |
Total real estate loans |  | 79,622 |  |  |  | 44,238 |
Consumer and other | 5.54 | 228 |  |  | 2.18 | 4 |
Total |  | $ | 95,623 |  |  |  | $ | 46,401 |
1 Risk ratings are based on the borrower’s contractual obligation, which is not reflective of the purchase discount.
Summary of Aging of Recorded Investment in Past Due PCI Loans by Portfolio Class and Category | The aging of the recorded investment in past due PCI loans by portfolio class and category at September 30, 2019 and December 31, 2018, is shown below:
| September 30, 2019
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | 922 |  |  | $ | 532 |  |  | $ | 1,454 |  |  | $ | 14,319 |  |  | $ | 15,773 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | — |  |  | 2,115 |  |  | 2,115 |  |  | 37,214 |  |  | 39,329 |
Commercial - owner occupied | — |  |  | 1,023 |  |  | 1,023 |  |  | 19,412 |  |  | 20,435 |
Construction and land development | 14 |  |  | 217 |  |  | 231 |  |  | 7,616 |  |  | 7,847 |
Residential | 703 |  |  | 833 |  |  | 1,536 |  |  | 10,475 |  |  | 12,011 |
Consumer and other | — |  |  | 35 |  |  | 35 |  |  | 193 |  |  | 228 |
Total | $ | 1,639 |  |  | $ | 4,755 |  |  | $ | 6,394 |  |  | $ | 89,229 |  |  | $ | 95,623 |
| December 31, 2018
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,159 |  |  | $ | 2,159 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 416 |  |  | 88 |  |  | 504 |  |  | 23,435 |  |  | 23,939 |
Commercial - owner occupied | 591 |  |  | 6,279 |  |  | 6,870 |  |  | 2,799 |  |  | 9,669 |
Construction and land development | — |  |  | — |  |  | — |  |  | 4,548 |  |  | 4,548 |
Residential | 146 |  |  | 37 |  |  | 183 |  |  | 5,899 |  |  | 6,082 |
Consumer and other | — |  |  | — |  |  | — |  |  | 4 |  |  | 4 |
Total | $ | 1,153 |  |  | $ | 6,404 |  |  | $ | 7,557 |  |  | $ | 38,844 |  |  | $ | 46,401 |
Summary of FDIC Loss Share Receivable | Outstanding customer balances on PCI loans were $121.5 million and $64.7 million as of September 30, 2019, and December 31, 2018, respectively.

X
- Definition Covered Loans [Line Items] + References No definition available. + Details
Name: | efsc_CoveredLoansLineItems
Namespace Prefix: | efsc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Rollforward of Covered Loans [Table Text Block] + References No definition available. + Details
Name: | efsc_RollforwardofCoveredLoansTableTextBlock
Namespace Prefix: | efsc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Summary Of Covered Loans By Category [Table Text Block] + References No definition available. + Details
Name: | efsc_SummaryOfCoveredLoansByCategoryTableTextBlock
Namespace Prefix: | efsc_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the reconciliation of contractual cash flows to the carrying amount relating to certain loans acquired in a transfer. + References No definition available. + Details
Name: | us-gaap_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAcquiredDuringPeriodTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=118955255&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=118936363&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_CoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |