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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2020
Regulated Operations [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The capital ratios are presented in the table below:
December 31, 2020December 31, 2019
EFSCBankEFSCBankTo Be Well-CapitalizedMinimum Ratio
with CCB
Common Equity Tier 1 Capital to Risk Weighted Assets10.9 %12.5 %9.9 %11.7 %6.5 %7.0 %
Tier 1 Capital to Risk Weighted Assets12.1 %12.5 %11.4 %11.7 %8.0 %8.5 %
Total Capital to Risk Weighted Assets14.9 %13.7 %12.9 %12.4 %10.0 %10.5 %
Leverage Ratio (Tier 1 Capital to Average Assets)10.0 %10.3 %10.1 %10.3 %5.0 %4.0 %