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Deposits

12 Months Ended

Dec. 31, 2021

Maturities of Time Deposits [Abstract]

DEPOSITS

Following is a summary of certificates of deposit maturities at December 31, 2021:


($ in thousands)	Brokered		Customer		Total
Less than 1 year	$	10,062	$	365,902	$	375,964
Greater than 1 year and less than 2 years	61,173		67,859		129,032
Greater than 2 years and less than 3 years	37,847		21,010		58,857
Greater than 3 years and less than 4 years	19,888		14,238		34,126
Greater than 4 years and less than 5 years	—		5,564		5,564
Greater than 5 years	—		4,750		4,750
	$	128,970	$	479,323	$	608,293

Certificates of deposit balances over the FDIC insurance limit of $250,000 were $93.7 million as of December 31, 2021.

At December 31, 2021, deposit accounts of executive officers and directors, or to entities in which such individuals had beneficial interests as a shareholder, officer, or director totaled $5.7 million.

The Company is a participant in the Promontory Interfinancial Network, a network that offers deposit placement services such as CDARS and ICS, which offers products that qualify large deposits for FDIC insurance. At December 31, 2021, the Company had $22.0 million of CDARS deposits and $118.2 million of ICS deposits. At December 31, 2021 and 2020, overdraft deposits of $1.3 million and $1.0 million, respectively, were reclassified to loans.