XML 31 R21.htm IDEA: XBRL DOCUMENT
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Loans (Tables) | 9 Months Ended
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Sep. 30, 2022
Non-covered Loans [Line Items] |
Summary of Recorded Investment by Risk Category of Portfolio Loans by Portfolio Class and Category | The recorded investment by risk category of loans by class and year of origination is presented in the following tables as of the dates indicated:
|  | September 30, 2022
|  | Term Loans by Origination Year |  |  |  |  |  |
(in thousands) |  | 2022 |  | 2021 |  | 2020 |  | 2019 |  | 2018 |  | Prior |  | Revolving Loans Converted to Term Loans |  | Revolving Loans |  | Total
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 1,085,307 |  |  | $ | 717,307 |  |  | $ | 360,383 |  |  | $ | 208,530 |  |  | $ | 65,014 |  |  | $ | 89,982 |  |  | $ | 7,860 |  |  | $ | 936,868 |  |  | $ | 3,471,251 |
Watch (7) |  | 45,503 |  |  | 12,222 |  |  | 14,739 |  |  | 495 |  |  | 9,026 |  |  | 4,145 |  |  | 155 |  |  | 87,336 |  |  | 173,621 |
Classified (8-9) |  | 16,722 |  |  | 7,013 |  |  | 1,328 |  |  | 3,839 |  |  | 172 |  |  | 1,024 |  |  | — |  |  | 14,672 |  |  | 44,770 |
Total Commercial and industrial |  | $ | 1,147,532 |  |  | $ | 736,542 |  |  | $ | 376,450 |  |  | $ | 212,864 |  |  | $ | 74,212 |  |  | $ | 95,151 |  |  | $ | 8,015 |  |  | $ | 1,038,876 |  |  | $ | 3,689,642 |
Commercial real estate-investor owned |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 484,071 |  |  | $ | 628,899 |  |  | $ | 406,567 |  |  | $ | 265,033 |  |  | $ | 121,771 |  |  | $ | 227,789 |  |  | $ | 593 |  |  | $ | 45,532 |  |  | $ | 2,180,255 |
Watch (7) |  | 18,638 |  |  | 9,041 |  |  | 29,920 |  |  | 12,168 |  |  | — |  |  | 13,128 |  |  | — |  |  | — |  |  | 82,895 |
Classified (8-9) |  | 1,221 |  |  | — |  |  | 196 |  |  | 821 |  |  | 194 |  |  | 6,879 |  |  | 50 |  |  | — |  |  | 9,361 |
Total Commercial real estate-investor owned |  | $ | 503,930 |  |  | $ | 637,940 |  |  | $ | 436,683 |  |  | $ | 278,022 |  |  | $ | 121,965 |  |  | $ | 247,796 |  |  | $ | 643 |  |  | $ | 45,532 |  |  | $ | 2,272,511 |
Commercial real estate-owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 364,007 |  |  | $ | 577,848 |  |  | $ | 380,740 |  |  | $ | 244,923 |  |  | $ | 126,757 |  |  | $ | 287,072 |  |  | $ | — |  |  | $ | 55,602 |  |  | $ | 2,036,949 |
Watch (7) |  | 9,052 |  |  | 2,282 |  |  | 13,694 |  |  | 5,125 |  |  | 14,284 |  |  | 8,303 |  |  | — |  |  | 800 |  |  | 53,540 |
Classified (8-9) |  | — |  |  | — |  |  | 3,206 |  |  | 8,880 |  |  | 16,147 |  |  | 11,505 |  |  | — |  |  | — |  |  | 39,738 |
Total Commercial real estate-owner occupied |  | $ | 373,059 |  |  | $ | 580,130 |  |  | $ | 397,640 |  |  | $ | 258,928 |  |  | $ | 157,188 |  |  | $ | 306,880 |  |  | $ | — |  |  | $ | 56,402 |  |  | $ | 2,130,227 |
Construction real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 224,466 |  |  | $ | 243,622 |  |  | $ | 77,015 |  |  | $ | 2,966 |  |  | $ | 2,543 |  |  | $ | 9,232 |  |  | $ | — |  |  | $ | 1,901 |  |  | $ | 561,745 |
Watch (7) |  | 17,349 |  |  | — |  |  | 520 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 17,869 |
Classified (8-9) |  | 1,192 |  |  | — |  |  | — |  |  | 12 |  |  | 410 |  |  | 14 |  |  | — |  |  | — |  |  | 1,628 |
Total Construction real estate |  | $ | 243,007 |  |  | $ | 243,622 |  |  | $ | 77,535 |  |  | $ | 2,978 |  |  | $ | 2,953 |  |  | $ | 9,246 |  |  | $ | — |  |  | $ | 1,901 |  |  | $ | 581,242 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 47,323 |  |  | $ | 69,924 |  |  | $ | 57,277 |  |  | $ | 22,535 |  |  | $ | 11,568 |  |  | $ | 93,339 |  |  | $ | 513 |  |  | $ | 90,659 |  |  | $ | 393,138 |
Watch (7) |  | 113 |  |  | 290 |  |  | — |  |  | 80 |  |  | 353 |  |  | 791 |  |  | — |  |  | — |  |  | 1,627 |
Classified (8-9) |  | 156 |  |  | 82 |  |  | — |  |  | 55 |  |  | 767 |  |  | 1,223 |  |  | — |  |  | 5 |  |  | 2,288 |
Total residential real estate |  | $ | 47,592 |  |  | $ | 70,296 |  |  | $ | 57,277 |  |  | $ | 22,670 |  |  | $ | 12,688 |  |  | $ | 95,353 |  |  | $ | 513 |  |  | $ | 90,664 |  |  | $ | 397,053 |
Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 12,963 |  |  | $ | 92,335 |  |  | $ | 57,732 |  |  | $ | 11,299 |  |  | $ | 21,135 |  |  | $ | 20,562 |  |  | $ | — |  |  | $ | 8,399 |  |  | $ | 224,425 |
Watch (7) |  | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | — |  |  | — |  |  | — |  |  | 2 |
Classified (8-9) |  | — |  |  | — |  |  | — |  |  | 5 |  |  | 5 |  |  | 13 |  |  | — |  |  | 1 |  |  | 24 |
Total Other |  | $ | 12,963 |  |  | $ | 92,335 |  |  | $ | 57,732 |  |  | $ | 11,304 |  |  | $ | 21,142 |  |  | $ | 20,575 |  |  | $ | — |  |  | $ | 8,400 |  |  | $ | 224,451 |
Total loans classified by risk category |  | $ | 2,328,083 |  |  | $ | 2,360,865 |  |  | $ | 1,403,317 |  |  | $ | 786,766 |  |  | $ | 390,148 |  |  | $ | 775,001 |  |  | $ | 9,171 |  |  | $ | 1,241,775 |  |  | $ | 9,295,126 |
Total loans classified by performing status |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 59,861 |
Total loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 9,354,987 |
|  | December 31, 2021
|  | Term Loans by Origination Year |  |  |  |  |  |
(in thousands) |  | 2021 |  | 2020 |  | 2019 |  | 2018 |  | 2017 |  | Prior |  | Revolving Loans Converted to Term Loans |  | Revolving Loans |  | Total
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 1,180,601 |  |  | $ | 477,374 |  |  | $ | 317,869 |  |  | $ | 132,851 |  |  | $ | 116,738 |  |  | $ | 82,846 |  |  | $ | 11,648 |  |  | $ | 854,102 |  |  | $ | 3,174,029 |
Watch (7) |  | 35,005 |  |  | 17,502 |  |  | 9,404 |  |  | 9,880 |  |  | 12,217 |  |  | 10,979 |  |  | 4,037 |  |  | 53,595 |  |  | 152,619 |
Classified (8-9) |  | 14,917 |  |  | 3,530 |  |  | 3,840 |  |  | 1,689 |  |  | 2,988 |  |  | 813 |  |  | 787 |  |  | 10,996 |  |  | 39,560 |
Total Commercial and industrial |  | $ | 1,230,523 |  |  | $ | 498,406 |  |  | $ | 331,113 |  |  | $ | 144,420 |  |  | $ | 131,943 |  |  | $ | 94,638 |  |  | $ | 16,472 |  |  | $ | 918,693 |  |  | $ | 3,366,208 |
Commercial real estate-investor owned |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 651,740 |  |  | $ | 476,946 |  |  | $ | 346,245 |  |  | $ | 146,107 |  |  | $ | 112,043 |  |  | $ | 217,808 |  |  | $ | 3,625 |  |  | $ | 68,236 |  |  | $ | 2,022,750 |
Watch (7) |  | 16,871 |  |  | 35,908 |  |  | 32,755 |  |  | 1,003 |  |  | 502 |  |  | 17,478 |  |  | 300 |  |  | 2,062 |  |  | 106,879 |
Classified (8-9) |  | 1,376 |  |  | 3,135 |  |  | 835 |  |  | 817 |  |  | 1,159 |  |  | 4,141 |  |  | — |  |  | 50 |  |  | 11,513 |
Total Commercial real estate-investor owned |  | $ | 669,987 |  |  | $ | 515,989 |  |  | $ | 379,835 |  |  | $ | 147,927 |  |  | $ | 113,704 |  |  | $ | 239,427 |  |  | $ | 3,925 |  |  | $ | 70,348 |  |  | $ | 2,141,142 |
Commercial real estate-owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 604,975 |  |  | $ | 423,263 |  |  | $ | 278,830 |  |  | $ | 164,210 |  |  | $ | 140,515 |  |  | $ | 235,973 |  |  | $ | 250 |  |  | $ | 48,349 |  |  | $ | 1,896,365 |
Watch (7) |  | 12,825 |  |  | 13,585 |  |  | 4,301 |  |  | 16,774 |  |  | 10,274 |  |  | 15,764 |  |  | — |  |  | 300 |  |  | 73,823 |
Classified (8-9) |  | 2,048 |  |  | 556 |  |  | 9,181 |  |  | 17,016 |  |  | 6,432 |  |  | 6,959 |  |  | — |  |  | — |  |  | 42,192 |
Total Commercial real estate-owner occupied |  | $ | 619,848 |  |  | $ | 437,404 |  |  | $ | 292,312 |  |  | $ | 198,000 |  |  | $ | 157,221 |  |  | $ | 258,696 |  |  | $ | 250 |  |  | $ | 48,649 |  |  | $ | 2,012,380 |
Construction real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 310,140 |  |  | $ | 229,396 |  |  | $ | 70,531 |  |  | $ | 35,936 |  |  | $ | 14,860 |  |  | $ | 7,180 |  |  | $ | 568 |  |  | $ | 2,992 |  |  | $ | 671,603 |
Watch (7) |  | 28,947 |  |  | 15,348 |  |  | 60 |  |  | 1,199 |  |  | 11,068 |  |  | 2,330 |  |  | — |  |  | — |  |  | 58,952 |
Classified (8-9) |  | — |  |  | — |  |  | 387 |  |  | 419 |  |  | — |  |  | 22 |  |  | — |  |  | — |  |  | 828 |
Total Construction real estate |  | $ | 339,087 |  |  | $ | 244,744 |  |  | $ | 70,978 |  |  | $ | 37,554 |  |  | $ | 25,928 |  |  | $ | 9,532 |  |  | $ | 568 |  |  | $ | 2,992 |  |  | $ | 731,383 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 116,352 |  |  | $ | 66,481 |  |  | $ | 21,356 |  |  | $ | 14,841 |  |  | $ | 24,778 |  |  | $ | 103,840 |  |  | $ | 9,980 |  |  | $ | 87,146 |  |  | $ | 444,774 |
Watch (7) |  | 2,425 |  |  | 2 |  |  | 622 |  |  | 1,157 |  |  | 248 |  |  | 1,305 |  |  | — |  |  | 79 |  |  | 5,838 |
Classified (8-9) |  | 414 |  |  | 169 |  |  | 554 |  |  | — |  |  | 12 |  |  | 2,024 |  |  | — |  |  | — |  |  | 3,173 |
Total residential real estate |  | $ | 119,191 |  |  | $ | 66,652 |  |  | $ | 22,532 |  |  | $ | 15,998 |  |  | $ | 25,038 |  |  | $ | 107,169 |  |  | $ | 9,980 |  |  | $ | 87,225 |  |  | $ | 453,785 |
Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 108,209 |  |  | $ | 68,806 |  |  | $ | 22,684 |  |  | $ | 23,145 |  |  | $ | 6,924 |  |  | $ | 13,832 |  |  | $ | 1,500 |  |  | $ | 9,166 |  |  | $ | 254,266 |
Watch (7) |  | — |  |  | — |  |  | — |  |  | 4 |  |  | — |  |  | 2,440 |  |  | — |  |  | 1 |  |  | 2,445 |
Classified (8-9) |  | — |  |  | — |  |  | 10 |  |  | 10 |  |  | — |  |  | 16 |  |  | — |  |  | 2 |  |  | 38 |
Total Other |  | $ | 108,209 |  |  | $ | 68,806 |  |  | $ | 22,694 |  |  | $ | 23,159 |  |  | $ | 6,924 |  |  | $ | 16,288 |  |  | $ | 1,500 |  |  | $ | 9,169 |  |  | $ | 256,749 |
Total loans classified by risk category |  | $ | 3,086,845 |  |  | $ | 1,832,001 |  |  | $ | 1,119,464 |  |  | $ | 567,058 |  |  | $ | 460,758 |  |  | $ | 725,750 |  |  | $ | 32,695 |  |  | $ | 1,137,076 |  |  | $ | 8,961,647 |
Total loans classified by performing status |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 55,995 |
Total loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 9,017,642 |
In the tables above, loan originations in 2022 and 2021 with a classification of watch or classified primarily represent renewals or modifications initially underwritten and originated in prior years. For certain loans, primarily credit cards, the Company evaluates credit quality based on the aging status. The following tables present the recorded investment on loans based on payment activity as of the dates indicated:
| September 30, 2022
(in thousands) | Performing |  | Non Performing |  | Total
Commercial and industrial | $ | 20,250 |  |  | $ | 1 |  |  | $ | 20,251 |
Real estate: |  |  |  |  |
Commercial - investor owned | 13,947 |  |  | — |  |  | 13,947 |
Commercial - owner occupied | 21,962 |  |  | — |  |  | 21,962 |
Construction and land development | 2,407 |  |  | — |  |  | 2,407 |
Residential | 397 |  |  | — |  |  | 397 |
Other | 883 |  |  | 14 |  |  | 897 |
Total | $ | 59,846 |  |  | $ | 15 |  |  | $ | 59,861 |
| December 31, 2021
(in thousands) | Performing |  | Non Performing |  | Total
Commercial and industrial | $ | 26,166 |  |  | $ | 1 |  |  | $ | 26,167 |
Real estate: |  |  |  |  |
Commercial - investor owned | 1 |  |  | — |  |  | 1 |
Commercial - owner occupied | 23,405 |  |  | — |  |  | 23,405 |
Construction and land development | 2,690 |  |  | — |  |  | 2,690 |
Residential | 267 |  |  | — |  |  | 267 |
Other | 3,453 |  |  | 12 |  |  | 3,465 |
Total | $ | 55,982 |  |  | $ | 13 |  |  | $ | 55,995 |
Portfolio loans, net |
Non-covered Loans [Line Items] |
Summary of Portfolio Loans by Category | The following table presents a summary of loans by category:
(in thousands) | September 30, 2022 |  | December 31, 2021
Commercial and industrial | $ | 3,710,012 |  |  | $ | 3,396,590 |
Real estate: |  |  |
Commercial - investor owned | 2,286,458 |  |  | 2,141,143 |
Commercial - owner occupied | 2,152,189 |  |  | 2,035,785 |
Construction and land development | 583,649 |  |  | 734,073 |
Residential | 397,450 |  |  | 454,052 |
Total real estate loans | 5,419,746 |  |  | 5,365,053 |
Other | 232,158 |  |  | 265,137 |
Loans, before unearned loan fees | 9,361,916 |  |  | 9,026,780 |
Unearned loan fees, net | (6,929) |  |  | (9,138) |
Loans, including unearned loan fees | $ | 9,354,987 |  |  | $ | 9,017,642 |
Summary of Allowance for Loan Losses and the Recorded Investment in Portfolio Loans by Class and Category Based on Impairment Method | A summary of the activity in the ACL on loans by category for the three and nine months ended September 30, 2022 is as follows:
(in thousands) | Commercial and industrial |  | CRE - investor owned |  | CRE - owner occupied |  | Construction and land development |  | Residential real estate |  | Other |  |  |  | Total
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at June 30, 2022 | $ | 65,646 |  |  | $ | 33,338 |  |  | $ | 16,156 |  |  | $ | 13,180 |  |  | $ | 7,478 |  |  | $ | 4,748 |  |  |  |  | $ | 140,546 |
Provision (benefit) for credit losses | 4,202 |  |  | 71 |  |  | 224 |  |  | (3,987) |  |  | 99 |  |  | (105) |  |  |  |  | 504 |
Charge-offs | (1,320) |  |  | — |  |  | (190) |  |  | — |  |  | (401) |  |  | (88) |  |  |  |  | (1,999) |
Recoveries | 640 |  |  | 225 |  |  | 232 |  |  | 10 |  |  | 365 |  |  | 49 |  |  |  |  | 1,521 |
Balance at September 30, 2022 | $ | 69,168 |  |  | $ | 33,634 |  |  | $ | 16,422 |  |  | $ | 9,203 |  |  | $ | 7,541 |  |  | $ | 4,604 |  |  |  |  | $ | 140,572 |
(in thousands) | Commercial and industrial |  | CRE - investor owned |  | CRE - owner occupied |  | Construction and land development |  | Residential real estate |  | Other |  |  |  | Total
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2021 | $ | 63,825 |  |  | $ | 35,877 |  |  | $ | 17,560 |  |  | $ | 14,536 |  |  | $ | 7,927 |  |  | $ | 5,316 |  |  |  |  | $ | 145,041 |
Provision (benefit) for credit losses | 7,283 |  |  | (2,488) |  |  | (1,424) |  |  | (5,378) |  |  | (50) |  |  | (588) |  |  |  |  | (2,645) |
Charge-offs | (3,576) |  |  | (200) |  |  | (395) |  |  | — |  |  | (1,706) |  |  | (262) |  |  |  |  | (6,139) |
Recoveries | 1,636 |  |  | 445 |  |  | 681 |  |  | 45 |  |  | 1,370 |  |  | 138 |  |  |  |  | 4,315 |
Balance at September 30, 2022 | $ | 69,168 |  |  | $ | 33,634 |  |  | $ | 16,422 |  |  | $ | 9,203 |  |  | $ | 7,541 |  |  | $ | 4,604 |  |  |  |  | $ | 140,572 |
A summary of the activity in the ACL on loans by category for the three and nine months ended September 30, 2021 is as follows:
(in thousands) | Commercial and industrial |  | CRE - investor owned |  | CRE - owner occupied |  | Construction and land development |  | Residential real estate |  | Other |  |  |  | Total
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at June 30, 2021 | $ | 53,351 |  |  | $ | 36,003 |  |  | $ | 15,564 |  |  | $ | 11,632 |  |  | $ | 4,677 |  |  | $ | 6,958 |  |  |  |  | $ | 128,185 |
Initial allowance on acquired PCD loans | 1,077 |  |  | 3,651 |  |  | 1,504 |  |  | 37 |  |  | — |  |  | 737 |  |  |  |  | 7,006 |
Provision for credit losses* | 9,836 |  |  | 1,475 |  |  | 1,909 |  |  | 2,215 |  |  | 5,271 |  |  | (1,951) |  |  |  |  | 18,755 |
Charge-offs | (2,829) |  |  | (117) |  |  | (259) |  |  | (3) |  |  | (840) |  |  | (203) |  |  |  |  | (4,251) |
Recoveries | 452 |  |  | 1,623 |  |  | 15 |  |  | 171 |  |  | 115 |  |  | 25 |  |  |  |  | 2,401 |
Balance at September 30, 2021 | $ | 61,887 |  |  | $ | 42,635 |  |  | $ | 18,733 |  |  | $ | 14,052 |  |  | $ | 9,223 |  |  | $ | 5,566 |  |  |  |  | $ | 152,096 |
*Provision includes $23.9 million on certain acquired First Choice loans
(in thousands) | Commercial and industrial |  | CRE - investor owned |  | CRE - owner occupied |  | Construction and land development |  | Residential real estate |  | Other |  |  |  | Total
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2020 | $ | 58,812 |  |  | $ | 32,062 |  |  | $ | 17,012 |  |  | $ | 21,413 |  |  | $ | 4,585 |  |  | $ | 2,787 |  |  |  |  | $ | 136,671 |
Initial allowance on acquired PCD loans | 1,077 |  |  | 3,651 |  |  | 1,504 |  |  | 37 |  |  | — |  |  | 737 |  |  |  |  | 7,006 |
Provision for credit losses* | 8,538 |  |  | 7,715 |  |  | 686 |  |  | (7,833) |  |  | 5,374 |  |  | 2,305 |  |  |  |  | 16,785 |
Charge-offs | (8,019) |  |  | (2,489) |  |  | (503) |  |  | (3) |  |  | (1,155) |  |  | (389) |  |  |  |  | (12,558) |
Recoveries | 1,479 |  |  | 1,696 |  |  | 34 |  |  | 438 |  |  | 419 |  |  | 126 |  |  |  |  | 4,192 |
Balance at September 30, 2021 | $ | 61,887 |  |  | $ | 42,635 |  |  | $ | 18,733 |  |  | $ | 14,052 |  |  | $ | 9,223 |  |  | $ | 5,566 |  |  |  |  | $ | 152,096 |
*Provision includes $23.9 million on certain acquired First Choice loans
Schedule of Recorded Investment in Nonperforming Loans by Category | The following tables present the recorded investment in nonperforming loans by category:
| September 30, 2022
(in thousands) | Nonaccrual |  | Restructured, accruing |  | Loans over 90 days past due and still accruing interest |  | Total nonperforming loans |  | Nonaccrual loans with no allowance
Commercial and industrial | $ | 13,304 |  |  | $ | — |  |  | $ | 1 |  |  | $ | 13,305 |  |  | $ | 1,551 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 3,388 |  |  | — |  |  | — |  |  | 3,388 |  |  | 3,388 |
Commercial - owner occupied | 1,150 |  |  | — |  |  | — |  |  | 1,150 |  |  | 1,150 |
Residential | 252 |  |  | 74 |  |  | — |  |  | 326 |  |  | 252 |
Other | 1 |  |  | — |  |  | 14 |  |  | 15 |  |  | — |
Total | $ | 18,095 |  |  | $ | 74 |  |  | $ | 15 |  |  | $ | 18,184 |  |  | $ | 6,341 |
| December 31, 2021
(in thousands) | Nonaccrual |  | Restructured, accruing |  | Loans over 90 days past due and still accruing interest |  | Total nonperforming loans |  | Nonaccrual loans with no allowance
Commercial and industrial | $ | 17,052 |  |  | $ | 2,783 |  |  | $ | 1,703 |  |  | $ | 21,538 |  |  | $ | 5,685 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 1,575 |  |  | — |  |  | — |  |  | 1,575 |  |  | 168 |
Commercial - owner occupied | 2,839 |  |  | — |  |  | — |  |  | 2,839 |  |  | 2,550 |
Residential | 1,971 |  |  | 76 |  |  | 1 |  |  | 2,048 |  |  | 1,348 |
Other | 12 |  |  | — |  |  | 12 |  |  | 24 |  |  | — |
Total | $ | 23,449 |  |  | $ | 2,859 |  |  | $ | 1,716 |  |  | $ | 28,024 |  |  | $ | 9,751 |
Schedule of Collateral Dependent Loans | The amortized cost basis of collateral-dependent nonperforming loans by class of loan is presented as of the dates indicated:
| September 30, 2022
| Type of Collateral
(in thousands) | Commercial Real Estate |  | Residential Real Estate |  | Blanket Lien |  |
Commercial and industrial | $ | 4,271 |  |  | $ | — |  |  | $ | 4,726 |  |  |
Real estate: |  |  |  |  |  |  |
Commercial - investor owned | 2,268 |  |  | 1,120 |  |  | — |  |  |
Commercial - owner occupied | 1,139 |  |  | 11 |  |  | — |  |  |
Residential | — |  |  | 326 |  |  | — |  |  |
Total | $ | 7,678 |  |  | $ | 1,457 |  |  | $ | 4,726 |  |  |
| December 31, 2021
| Type of Collateral
(in thousands) | Commercial Real Estate |  | Residential Real Estate |  | Blanket Lien |  |
Commercial and industrial | $ | 4,271 |  |  | $ | 209 |  |  | $ | 9,312 |  |  |
Real estate: |  |  |  |  |  |  |
Commercial - investor owned | 169 |  |  | 1,200 |  |  | — |  |  |
Commercial - owner occupied | 2,807 |  |  | 32 |  |  | — |  |  |
Residential | — |  |  | 2,048 |  |  | — |  |  |
Total | $ | 7,247 |  |  | $ | 3,489 |  |  | $ | 9,312 |  |  |
Summary of Aging of Recorded Investment in Past Due Portfolio Loans by Portfolio Class and Category | The aging of the recorded investment in past due loans by class is presented as of the dates indicated.
| September 30, 2022
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | 4,966 |  |  | $ | 6,869 |  |  | $ | 11,835 |  |  | $ | 3,698,058 |  |  | $ | 3,709,893 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 2,059 |  |  | — |  |  | 2,059 |  |  | 2,284,399 |  |  | 2,286,458 |
Commercial - owner occupied | 9,241 |  |  | 187 |  |  | 9,428 |  |  | 2,142,761 |  |  | 2,152,189 |
Construction and land development | 1,192 |  |  | — |  |  | 1,192 |  |  | 582,457 |  |  | 583,649 |
Residential | 192 |  |  | — |  |  | 192 |  |  | 397,258 |  |  | 397,450 |
Other | 44 |  |  | 15 |  |  | 59 |  |  | 225,289 |  |  | 225,348 |
Total | $ | 17,694 |  |  | $ | 7,071 |  |  | $ | 24,765 |  |  | $ | 9,330,222 |  |  | $ | 9,354,987 |
| December 31, 2021
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | 24,447 |  |  | $ | 14,158 |  |  | $ | 38,605 |  |  | $ | 3,353,770 |  |  | $ | 3,392,375 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 3,880 |  |  | — |  |  | 3,880 |  |  | 2,137,263 |  |  | 2,141,143 |
Commercial - owner occupied | 10,070 |  |  | 289 |  |  | 10,359 |  |  | 2,025,426 |  |  | 2,035,785 |
Construction and land development | 24 |  |  | — |  |  | 24 |  |  | 734,049 |  |  | 734,073 |
Residential | 3,181 |  |  | 1,305 |  |  | 4,486 |  |  | 449,566 |  |  | 454,052 |
Other | 37 |  |  | 11 |  |  | 48 |  |  | 260,166 |  |  | 260,214 |
Total | $ | 41,639 |  |  | $ | 15,763 |  |  | $ | 57,402 |  |  | $ | 8,960,240 |  |  | $ | 9,017,642 |

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