XML 73 R58.htm IDEA: XBRL DOCUMENT
v3.22.4

Portfolio Loans - Summary of Allowance for Loan Losses by Portfolio Class and Category (Details) - Non-Covered Loans - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | $ 145,041 | $ 136,671 | $ 69,995
Provision (benefit) for loan losses | (4,210) | 12,993 | 63,379
Initial Allowance on Acquired PCD Loans |  | 7,006 | 3,524
Charge-offs | (9,393) | (17,185) | (6,739)
Recoveries | 5,494 | 5,556 | 6,512
Balance, end of year | 136,932 | 145,041 | 136,671
Commercial and industrial |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | 63,825 | 58,812 | 33,949
Provision (benefit) for loan losses | (6,121) | 14,361 | 28,373
Initial Allowance on Acquired PCD Loans |  | 1,077 | 23
Charge-offs | (6,082) | (12,113) | (5,381)
Recoveries | 2,213 | 1,688 | 1,848
Balance, end of year | 53,835 | 63,825 | 58,812
Commercial - investor owned |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | 35,877 | 32,062 | 16,656
Provision (benefit) for loan losses | 46 | 568 | 11,037
Initial Allowance on Acquired PCD Loans |  | 3,651 | 2,026
Charge-offs | (478) | (2,487) | (498)
Recoveries | 746 | 2,083 | 2,841
Balance, end of year | 36,191 | 35,877 | 32,062
CRE - owner occupied |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | 17,560 | 17,012 | 7,414
Provision (benefit) for loan losses | 4,867 | (550) | 7,845
Initial Allowance on Acquired PCD Loans |  | 1,504 | 1,427
Charge-offs | (395) | (602) | (30)
Recoveries | 720 | 196 | 356
Balance, end of year | 22,752 | 17,560 | 17,012
Construction and land development |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | 14,536 | 21,413 | 7,577
Provision (benefit) for loan losses | (3,145) | (7,365) | 13,438
Initial Allowance on Acquired PCD Loans |  | 37 | 45
Charge-offs | 0 | (3) | (31)
Recoveries | 53 | 454 | 384
Balance, end of year | 11,444 | 14,536 | 21,413
Residential real estate |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | 7,927 | 4,585 | 3,349
Provision (benefit) for loan losses | 540 | 3,900 | 674
Initial Allowance on Acquired PCD Loans |  | 0 | 3
Charge-offs | (2,068) | (1,521) | (408)
Recoveries | 1,529 | 963 | 967
Balance, end of year | 7,928 | 7,927 | 4,585
Other |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Balance, beginning of year | 5,316 | 2,787 | 1,050
Provision (benefit) for loan losses | (397) | 2,079 | 2,012
Initial Allowance on Acquired PCD Loans |  | 737 | 0
Charge-offs | (370) | (459) | (391)
Recoveries | 233 | 172 | 116
Balance, end of year | $ 4,782 | $ 5,316 | $ 2,787

X
- Definition Initial Allowance on Acquired PCD Loans + References No definition available. + Details
Name: | efsc_InitialAllowanceOnAcquiredPCDLoans
Namespace Prefix: | efsc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(2)) -URI http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 6: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (3) Reference 7: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (c) Reference 8: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (1) + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=123570139&loc=d3e3602-108585 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_NoncoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |