XML 31 R21.htm IDEA: XBRL DOCUMENT
v3.23.1

Loans (Tables) | 3 Months Ended
--- | ---
Mar. 31, 2023
Non-covered Loans [Line Items] |
Summary of Recorded Investment by Risk Category of Portfolio Loans by Portfolio Class and Category | The current-period gross charge-offs by loan class and year of origination is presented in the following table:
|  |  |  | March 31, 2023
|  |  |  | Term Loans by Origination Year |  |  |  |  |  |
(in thousands) |  |  |  | 2022 |  | 2021 |  |  |  |  |  | Prior |  |  |  | Revolving Loans |  | Total
Commercial and industrial |  |  |  | $ | 1 |  |  | $ | — |  |  |  |  |  |  | $ | — |  |  |  |  | $ | 570 |  |  | $ | 571 |
Real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial - investor owned |  |  |  | — |  |  | 170 |  |  |  |  |  |  | — |  |  |  |  | — |  |  | 170 |
Construction and land development |  |  |  | — |  |  | — |  |  |  |  |  |  | 9 |  |  |  |  | — |  |  | 9 |
Residential |  |  |  | — |  |  | — |  |  |  |  |  |  | 102 |  |  |  |  | — |  |  | 102 |
Other |  |  |  | — |  |  | — |  |  |  |  |  |  | 3 |  |  |  |  | — |  |  | 3 |
Total current-period gross charge-offs by risk rating |  |  |  | $ | 1 |  |  | $ | 170 |  |  |  |  |  |  | $ | 114 |  |  |  |  | $ | 570 |  |  | $ | 855 |
Total current-period gross charge-offs by performing status |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 325 |
Total current-period gross charge-offs |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 1,180 |
The recorded investment by risk category of the loans by class and year of origination is presented in the following tables as of the dates indicated:
|  | March 31, 2023
|  | Term Loans by Origination Year |  |  |  |  |  |
(in thousands) |  | 2023 |  | 2022 |  | 2021 |  | 2020 |  | 2019 |  | Prior |  | Revolving Loans Converted to Term Loans |  | Revolving Loans |  | Total
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 446,623 |  |  | $ | 1,294,156 |  |  | $ | 487,289 |  |  | $ | 296,880 |  |  | $ | 163,807 |  |  | $ | 107,963 |  |  | $ | 9,928 |  |  | $ | 1,003,625 |  |  | $ | 3,810,271 |
Special Mention (7) |  | 11,145 |  |  | 21,894 |  |  | 17,320 |  |  | 13,862 |  |  | 477 |  |  | 11,766 |  |  | — |  |  | 68,846 |  |  | 145,310 |
Classified (8-9) |  | 5,570 |  |  | 10,929 |  |  | 5,569 |  |  | 1,497 |  |  | 23 |  |  | 452 |  |  | 175 |  |  | 27,903 |  |  | 52,118 |
Total Commercial and industrial |  | $ | 463,338 |  |  | $ | 1,326,979 |  |  | $ | 510,178 |  |  | $ | 312,239 |  |  | $ | 164,307 |  |  | $ | 120,181 |  |  | $ | 10,103 |  |  | $ | 1,100,374 |  |  | $ | 4,007,699 |
Commercial real estate-investor owned |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 133,638 |  |  | $ | 649,170 |  |  | $ | 571,133 |  |  | $ | 385,909 |  |  | $ | 217,109 |  |  | $ | 293,114 |  |  | $ | 1,701 |  |  | $ | 60,720 |  |  | $ | 2,312,494 |
Special Mention (7) |  | — |  |  | 26,002 |  |  | 5,241 |  |  | 23,260 |  |  | 10,952 |  |  | 12,909 |  |  | — |  |  | — |  |  | 78,364 |
Classified (8-9) |  | — |  |  | 1,809 |  |  | — |  |  | 462 |  |  | 639 |  |  | 5,845 |  |  | 49 |  |  | — |  |  | 8,804 |
Total Commercial real estate-investor owned |  | $ | 133,638 |  |  | $ | 676,981 |  |  | $ | 576,374 |  |  | $ | 409,631 |  |  | $ | 228,700 |  |  | $ | 311,868 |  |  | $ | 1,750 |  |  | $ | 60,720 |  |  | $ | 2,399,662 |
Commercial real estate-owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 113,180 |  |  | $ | 520,215 |  |  | $ | 527,516 |  |  | $ | 348,955 |  |  | $ | 205,503 |  |  | $ | 371,027 |  |  | $ | — |  |  | $ | 57,489 |  |  | $ | 2,143,885 |
Special Mention (7) |  | 9,608 |  |  | 5,946 |  |  | 4,862 |  |  | 19,644 |  |  | 4,459 |  |  | 13,660 |  |  | 4,962 |  |  | 300 |  |  | 63,441 |
Classified (8-9) |  | — |  |  | — |  |  | 2,214 |  |  | 5,025 |  |  | 9,412 |  |  | 27,511 |  |  | — |  |  | 595 |  |  | 44,757 |
Total Commercial real estate-owner occupied |  | $ | 122,788 |  |  | $ | 526,161 |  |  | $ | 534,592 |  |  | $ | 373,624 |  |  | $ | 219,374 |  |  | $ | 412,198 |  |  | $ | 4,962 |  |  | $ | 58,384 |  |  | $ | 2,252,083 |
Construction real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 106,759 |  |  | $ | 288,291 |  |  | $ | 198,719 |  |  | $ | 51,005 |  |  | $ | 2,931 |  |  | $ | 10,045 |  |  | $ | — |  |  | $ | 1,637 |  |  | $ | 659,387 |
Special Mention (7) |  | — |  |  | 1,284 |  |  | — |  |  | 146 |  |  | 145 |  |  | 217 |  |  | — |  |  | — |  |  | 1,792 |
Classified (8-9) |  | 1,201 |  |  | 396 |  |  | — |  |  | — |  |  | 13 |  |  | 475 |  |  | — |  |  | — |  |  | 2,085 |
Total Construction real estate |  | $ | 107,960 |  |  | $ | 289,971 |  |  | $ | 198,719 |  |  | $ | 51,151 |  |  | $ | 3,089 |  |  | $ | 10,737 |  |  | $ | — |  |  | $ | 1,637 |  |  | $ | 663,264 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 9,606 |  |  | $ | 50,504 |  |  | $ | 54,407 |  |  | $ | 37,471 |  |  | $ | 20,438 |  |  | $ | 94,722 |  |  | $ | 774 |  |  | $ | 91,520 |  |  | $ | 359,442 |
Special Mention (7) |  | — |  |  | 329 |  |  | — |  |  | — |  |  | 77 |  |  | 1,119 |  |  | — |  |  | — |  |  | 1,525 |
Classified (8-9) |  | — |  |  | 119 |  |  | 72 |  |  | — |  |  | 51 |  |  | 2,039 |  |  | — |  |  | 75 |  |  | 2,356 |
Total residential real estate |  | $ | 9,606 |  |  | $ | 50,952 |  |  | $ | 54,479 |  |  | $ | 37,471 |  |  | $ | 20,566 |  |  | $ | 97,880 |  |  | $ | 774 |  |  | $ | 91,595 |  |  | $ | 363,323 |
Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 960 |  |  | $ | 60,165 |  |  | $ | 85,417 |  |  | $ | 55,789 |  |  | $ | 9,973 |  |  | $ | 26,899 |  |  | $ | — |  |  | $ | 6,833 |  |  | $ | 246,036 |
Special Mention (7) |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Classified (8-9) |  | — |  |  | — |  |  | — |  |  | — |  |  | 2 |  |  | 12 |  |  | — |  |  | — |  |  | 14 |
Total Other |  | $ | 960 |  |  | $ | 60,165 |  |  | $ | 85,417 |  |  | $ | 55,789 |  |  | $ | 9,975 |  |  | $ | 26,911 |  |  | $ | — |  |  | $ | 6,833 |  |  | $ | 246,050 |
Total loans classified by risk category |  | $ | 838,290 |  |  | $ | 2,931,209 |  |  | $ | 1,959,759 |  |  | $ | 1,239,905 |  |  | $ | 646,011 |  |  | $ | 979,775 |  |  | $ | 17,589 |  |  | $ | 1,319,543 |  |  | $ | 9,932,081 |
Total loans classified by performing status |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 79,837 |
Total loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 10,011,918 |
|  | December 31, 2022
|  | Term Loans by Origination Year |  |  |  |  |  |
(in thousands) |  | 2022 |  | 2021 |  | 2020 |  | 2019 |  | 2018 |  | Prior |  | Revolving Loans Converted to Term Loans |  | Revolving Loans |  | Total
Commercial and industrial |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 1,403,381 |  |  | $ | 635,275 |  |  | $ | 332,740 |  |  | $ | 172,127 |  |  | $ | 62,729 |  |  | $ | 66,152 |  |  | $ | 8,388 |  |  | $ | 964,592 |  |  | $ | 3,645,384 |
Special Mention (7) |  | 37,048 |  |  | 10,836 |  |  | 13,858 |  |  | 423 |  |  | 7,995 |  |  | 4,102 |  |  | — |  |  | 72,944 |  |  | 147,206 |
Classified (8-9) |  | 16,176 |  |  | 4,457 |  |  | 1,627 |  |  | 24 |  |  | 166 |  |  | 183 |  |  | — |  |  | 21,349 |  |  | 43,982 |
Total Commercial and industrial |  | $ | 1,456,605 |  |  | $ | 650,568 |  |  | $ | 348,225 |  |  | $ | 172,574 |  |  | $ | 70,890 |  |  | $ | 70,437 |  |  | $ | 8,388 |  |  | $ | 1,058,885 |  |  | $ | 3,836,572 |
Commercial real estate-investor owned |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 667,107 |  |  | $ | 584,644 |  |  | $ | 392,402 |  |  | $ | 240,033 |  |  | $ | 115,530 |  |  | $ | 202,661 |  |  | $ | 1,457 |  |  | $ | 53,051 |  |  | $ | 2,256,885 |
Special Mention (7) |  | 18,844 |  |  | 5,751 |  |  | 23,502 |  |  | 11,605 |  |  | — |  |  | 13,063 |  |  | — |  |  | — |  |  | 72,765 |
Classified (8-9) |  | 1,823 |  |  | — |  |  | 465 |  |  | 953 |  |  | 193 |  |  | 6,092 |  |  | 49 |  |  | — |  |  | 9,575 |
Total Commercial real estate-investor owned |  | $ | 687,774 |  |  | $ | 590,395 |  |  | $ | 416,369 |  |  | $ | 252,591 |  |  | $ | 115,723 |  |  | $ | 221,816 |  |  | $ | 1,506 |  |  | $ | 53,051 |  |  | $ | 2,339,225 |
Commercial real estate-owner occupied |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 539,610 |  |  | $ | 555,690 |  |  | $ | 362,150 |  |  | $ | 232,335 |  |  | $ | 123,095 |  |  | $ | 270,613 |  |  | $ | — |  |  | $ | 57,308 |  |  | $ | 2,140,801 |
Special Mention (7) |  | 11,164 |  |  | 3,801 |  |  | 16,856 |  |  | 4,455 |  |  | 13,043 |  |  | 9,009 |  |  | — |  |  | 800 |  |  | 59,128 |
Classified (8-9) |  | — |  |  | 1,572 |  |  | 3,483 |  |  | 8,910 |  |  | 15,873 |  |  | 11,387 |  |  | — |  |  | — |  |  | 41,225 |
Total Commercial real estate-owner occupied |  | $ | 550,774 |  |  | $ | 561,063 |  |  | $ | 382,489 |  |  | $ | 245,700 |  |  | $ | 152,011 |  |  | $ | 291,009 |  |  | $ | — |  |  | $ | 58,108 |  |  | $ | 2,241,154 |
Construction real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 290,146 |  |  | $ | 232,998 |  |  | $ | 53,129 |  |  | $ | 2,909 |  |  | $ | 2,061 |  |  | $ | 8,480 |  |  | $ | — |  |  | $ | 1,769 |  |  | $ | 591,492 |
Special Mention (7) |  | 17,331 |  |  | — |  |  | 681 |  |  | 146 |  |  | 111 |  |  | 106 |  |  | — |  |  | — |  |  | 18,375 |
Classified (8-9) |  | 1,192 |  |  | — |  |  | — |  |  | 14 |  |  | 471 |  |  | 21 |  |  | — |  |  | — |  |  | 1,698 |
Total Construction real estate |  | $ | 308,669 |  |  | $ | 232,998 |  |  | $ | 53,810 |  |  | $ | 3,069 |  |  | $ | 2,643 |  |  | $ | 8,607 |  |  | $ | — |  |  | $ | 1,769 |  |  | $ | 611,565 |
Residential real estate |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 63,317 |  |  | $ | 60,910 |  |  | $ | 48,796 |  |  | $ | 20,943 |  |  | $ | 11,259 |  |  | $ | 88,795 |  |  | $ | 579 |  |  | $ | 96,304 |  |  | $ | 390,903 |
Special Mention (7) |  | 331 |  |  | — |  |  | — |  |  | 79 |  |  | 352 |  |  | 781 |  |  | — |  |  | — |  |  | 1,543 |
Classified (8-9) |  | 121 |  |  | 73 |  |  | — |  |  | 53 |  |  | 1,102 |  |  | 994 |  |  | — |  |  | 5 |  |  | 2,348 |
Total residential real estate |  | $ | 63,769 |  |  | $ | 60,983 |  |  | $ | 48,796 |  |  | $ | 21,075 |  |  | $ | 12,713 |  |  | $ | 90,570 |  |  | $ | 579 |  |  | $ | 96,309 |  |  | $ | 394,794 |
Other |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass (1-6) |  | $ | 38,753 |  |  | $ | 88,613 |  |  | $ | 56,252 |  |  | $ | 10,556 |  |  | $ | 20,508 |  |  | $ | 10,796 |  |  | $ | — |  |  | $ | 9,536 |  |  | $ | 235,014 |
Special Mention (7) |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Classified (8-9) |  | — |  |  | — |  |  | — |  |  | 4 |  |  | 3 |  |  | 11 |  |  | 3 |  |  | 4 |  |  | 25 |
Total Other |  | $ | 38,753 |  |  | $ | 88,613 |  |  | $ | 56,252 |  |  | $ | 10,560 |  |  | $ | 20,511 |  |  | $ | 10,807 |  |  | $ | 3 |  |  | $ | 9,540 |  |  | $ | 235,039 |
Total loans classified by risk category |  | $ | 3,106,344 |  |  | $ | 2,184,620 |  |  | $ | 1,305,941 |  |  | $ | 705,569 |  |  | $ | 374,491 |  |  | $ | 693,246 |  |  | $ | 10,476 |  |  | $ | 1,277,662 |  |  | $ | 9,658,349 |
Total loans classified by performing status |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | 78,789 |
Total loans |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | $ | 9,737,138 |
The following tables present the recorded investment on loans based on payment activity as of the dates indicated:
| March 31, 2023
(in thousands) | Performing |  | Non Performing |  | Total
Commercial and industrial | $ | 24,417 |  |  | $ | 73 |  |  | $ | 24,490 |
Real estate: |  |  |  |  |
Commercial - investor owned | 18,417 |  |  | — |  |  | 18,417 |
Commercial - owner occupied | 29,140 |  |  | — |  |  | 29,140 |
Residential | 736 |  |  | — |  |  | 736 |
Other | 7,042 |  |  | 12 |  |  | 7,054 |
Total | $ | 79,752 |  |  | $ | 85 |  |  | $ | 79,837 |
| December 31, 2022
(in thousands) | Performing |  | Non Performing |  | Total
Commercial and industrial | $ | 23,240 |  |  | $ | 70 |  |  | $ | 23,310 |
Real estate: |  |  |  |  |
Commercial - investor owned | 18,595 |  |  | — |  |  | 18,595 |
Commercial - owner occupied | 29,397 |  |  | — |  |  | 29,397 |
Residential | 743 |  |  | — |  |  | 743 |
Other | 6,672 |  |  | 72 |  |  | 6,744 |
Total | $ | 78,647 |  |  | $ | 142 |  |  | $ | 78,789 |
Loan Modification | The following table shows loans modified to borrowers experiencing financial difficulty, disaggregated by loan class and type of concession granted:
| Term Extension
(in thousands) | March 31, 2023 |  | % of Total Class of Financing Receivable
Commercial and industrial | $ | 22,818 |  |  | 0.57 | %
Real estate: |  |  |
Construction and land development | 1,201 |  |  | 0.18 | %
Total | $ | 24,019 |  |  |
Portfolio loans, net |
Non-covered Loans [Line Items] |
Summary of Portfolio Loans by Category | The following table presents a summary of loans by category:
(in thousands) | March 31, 2023 |  | December 31, 2022
Commercial and industrial | $ | 4,032,189 |  |  | $ | 3,859,964 |
Real estate: |  |  |
Commercial - investor owned | 2,418,079 |  |  | 2,357,820 |
Commercial - owner occupied | 2,281,223 |  |  | 2,270,551 |
Construction and land development | 663,264 |  |  | 611,565 |
Residential | 364,059 |  |  | 395,537 |
Total real estate loans | 5,726,625 |  |  | 5,635,473 |
Other | 260,001 |  |  | 248,990 |
Loans, before unearned loan fees | 10,018,815 |  |  | 9,744,427 |
Unearned loan fees, net | (6,897) |  |  | (7,289) |
Loans, including unearned loan fees | $ | 10,011,918 |  |  | $ | 9,737,138 |
Summary of Allowance for Loan Losses and the Recorded Investment in Portfolio Loans by Class and Category Based on Impairment Method | A summary of the activity in the ACL on loans by category for the three months ended March 31, 2023 and 2022 is as follows:
(in thousands) | Commercial and industrial |  | CRE - investor owned |  | CRE - owner occupied |  | Construction and land development |  | Residential real estate |  | Other |  |  |  | Total
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2022 | $ | 53,835 |  |  | $ | 36,191 |  |  | $ | 22,752 |  |  | $ | 11,444 |  |  | $ | 7,928 |  |  | $ | 4,782 |  |  |  |  | $ | 136,932 |
Provision (benefit) for credit losses | 5,083 |  |  | 222 |  |  | (440) |  |  | (2,578) |  |  | (1,151) |  |  | (37) |  |  |  |  | 1,099 |
Charge-offs | (707) |  |  | (170) |  |  | — |  |  | (9) |  |  | (102) |  |  | (192) |  |  |  |  | (1,180) |
Recoveries | 938 |  |  | 23 |  |  | 16 |  |  | 32 |  |  | 322 |  |  | 113 |  |  |  |  | 1,444 |
Balance at March 31, 2023 | $ | 59,149 |  |  | $ | 36,266 |  |  | $ | 22,328 |  |  | $ | 8,889 |  |  | $ | 6,997 |  |  | $ | 4,666 |  |  |  |  | $ | 138,295 |
(in thousands) | Commercial and industrial |  | CRE - investor owned |  | CRE - owner occupied |  | Construction and land development |  | Residential real estate |  | Other |  |  |  | Total
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance at December 31, 2021 | $ | 63,825 |  |  | $ | 35,877 |  |  | $ | 17,560 |  |  | $ | 14,536 |  |  | $ | 7,927 |  |  | $ | 5,316 |  |  |  |  | $ | 145,041 |
Provision (benefit) for credit losses | (1,481) |  |  | 121 |  |  | (582) |  |  | (1,574) |  |  | (456) |  |  | (336) |  |  |  |  | (4,308) |
Charge-offs | (2,159) |  |  | — |  |  | (180) |  |  | — |  |  | (887) |  |  | (86) |  |  |  |  | (3,312) |
Recoveries | 790 |  |  | 196 |  |  | 240 |  |  | 21 |  |  | 525 |  |  | 19 |  |  |  |  | 1,791 |
Balance at March 31, 2022 | $ | 60,975 |  |  | $ | 36,194 |  |  | $ | 17,038 |  |  | $ | 12,983 |  |  | $ | 7,109 |  |  | $ | 4,913 |  |  |  |  | $ | 139,212 |
Schedule of Recorded Investment in Nonperforming Loans by Category | The following tables present the recorded investment in nonperforming loans by category:
| March 31, 2023
(in thousands) | Nonaccrual |  |  |  | Loans over 90 days past due and still accruing interest |  | Total nonperforming loans |  | Nonaccrual loans with no allowance
Commercial and industrial | $ | 5,252 |  |  |  |  | $ | 73 |  |  | $ | 5,325 |  |  | $ | 1,002 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 3,887 |  |  |  |  | — |  |  | 3,887 |  |  | — |
Commercial - owner occupied | 1,547 |  |  |  |  | — |  |  | 1,547 |  |  | — |
Construction and land development | 1,201 |  |  |  |  | — |  |  | 1,201 |  |  | 1,201 |
Other | — |  |  |  |  | 12 |  |  | 12 |  |  | — |
Total | $ | 11,887 |  |  |  |  | $ | 85 |  |  | $ | 11,972 |  |  | $ | 2,203 |
| December 31, 2022
(in thousands) | Nonaccrual |  | Restructured, accruing |  | Loans over 90 days past due and still accruing interest |  | Total nonperforming loans |  | Nonaccrual loans with no allowance
Commercial and industrial | $ | 4,373 |  |  | $ | — |  |  | $ | 70 |  |  | $ | 4,443 |  |  | $ | 1,047 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 3,023 |  |  | — |  |  | — |  |  | 3,023 |  |  | — |
Commercial - owner occupied | 1,177 |  |  | — |  |  | — |  |  | 1,177 |  |  | — |
Construction and land development | 1,192 |  |  | — |  |  | — |  |  | 1,192 |  |  | 1,192 |
Residential | — |  |  | 73 |  |  | — |  |  | 73 |  |  | — |
Other | 1 |  |  | — |  |  | 72 |  |  | 73 |  |  | — |
Total | $ | 9,766 |  |  | $ | 73 |  |  | $ | 142 |  |  | $ | 9,981 |  |  | $ | 2,239 |
Schedule of Collateral Dependent Loans | Collateral-dependent nonperforming loans by class of loan is presented as of the dates indicated:
| March 31, 2023
| Type of Collateral
(in thousands) | Commercial Real Estate |  | Residential Real Estate |  | Blanket Lien |  |
Commercial and industrial | $ | — |  |  | $ | 950 |  |  | $ | 1,002 |  |  |
Real estate: |  |  |  |  |  |  |
Commercial - investor owned | 2,177 |  |  | 773 |  |  | — |  |  |
Commercial - owner occupied | 1,547 |  |  | — |  |  | — |  |  |
Construction and land development |  |  | 1,201 |  |  |  |  |
Residential | — |  |  | — |  |  | — |  |  |
Total | $ | 3,724 |  |  | $ | 2,924 |  |  | $ | 1,002 |  |  |
| December 31, 2022
| Type of Collateral
(in thousands) | Commercial Real Estate |  | Residential Real Estate |  | Blanket Lien |  |
Commercial and industrial | $ | — |  |  | $ | — |  |  | $ | 1,047 |  |  |
Real estate: |  |  |  |  |  |  |
Commercial - investor owned | 2,238 |  |  | 785 |  |  | — |  |  |
Commercial - owner occupied | 1,177 |  |  | — |  |  | — |  |  |
Construction and land development | — |  |  | 1,192 |  |  | — |  |  |
Residential | — |  |  | 73 |  |  | — |  |  |
Total | $ | 3,415 |  |  | $ | 2,050 |  |  | $ | 1,047 |  |  |
Summary of Aging of Recorded Investment in Past Due Portfolio Loans by Portfolio Class and Category | The aging of the recorded investment in past due loans by class is presented as of the dates indicated.
| March 31, 2023
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | 3,244 |  |  | $ | 1,894 |  |  | $ | 5,138 |  |  | $ | 4,027,051 |  |  | $ | 4,032,189 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | 2,086 |  |  | 1,098 |  |  | 3,184 |  |  | 2,414,895 |  |  | 2,418,079 |
Commercial - owner occupied | 2,780 |  |  | 4,084 |  |  | 6,864 |  |  | 2,274,359 |  |  | 2,281,223 |
Construction and land development | 396 |  |  | — |  |  | 396 |  |  | 662,868 |  |  | 663,264 |
Residential | 2,414 |  |  | — |  |  | 2,414 |  |  | 361,645 |  |  | 364,059 |
Other | 151 |  |  | 12 |  |  | 163 |  |  | 259,838 |  |  | 260,001 |
Loans, before unearned loan fees | $ | 11,071 |  |  | $ | 7,088 |  |  | $ | 18,159 |  |  | $ | 10,000,656 |  |  | $ | 10,018,815 |
Unearned loan fees, net |  |  |  |  |  |  |  |  | (6,897) |
Total |  |  |  |  |  |  |  |  | $ | 10,011,918 |
| December 31, 2022
(in thousands) | 30-89 Days Past Due |  | 90 or More Days Past Due |  | Total Past Due |  | Current |  | Total
Commercial and industrial | $ | 555 |  |  | $ | 2,373 |  |  | $ | 2,928 |  |  | $ | 3,857,036 |  |  | $ | 3,859,964 |
Real estate: |  |  |  |  |  |  |  |  |
Commercial - investor owned | — |  |  | 1,135 |  |  | 1,135 |  |  | 2,356,685 |  |  | 2,357,820 |
Commercial - owner occupied | 8,628 |  |  | 164 |  |  | 8,792 |  |  | 2,261,759 |  |  | 2,270,551 |
Construction and land development | 9 |  |  | 1,192 |  |  | 1,201 |  |  | 610,364 |  |  | 611,565 |
Residential | 1,227 |  |  | — |  |  | 1,227 |  |  | 394,310 |  |  | 395,537 |
Other | 18 |  |  | 72 |  |  | 90 |  |  | 248,900 |  |  | 248,990 |
Loans, before unearned loan fees | $ | 10,437 |  |  | $ | 4,936 |  |  | $ | 15,373 |  |  | $ | 9,729,054 |  |  | $ | 9,744,427 |
Unearned loan fees, net |  |  |  |  |  |  |  |  | (7,289) |
Total |  |  |  |  |  |  |  |  | $ | 9,737,138 |

X
- Definition Covered Loans [Line Items] + References No definition available. + Details
Name: | efsc_CoveredLoansLineItems
Namespace Prefix: | efsc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Accounts, Notes, Loans and Financing Receivable, Excluding Allowance for Credit Losses [Table Text Block] + References No definition available. + Details
Name: | efsc_ScheduleOfAccountsNotesLoansAndFinancingReceivableExcludingAllowanceForCreditLossesTableTextBlock
Namespace Prefix: | efsc_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Collateral Dependent Loans + References No definition available. + Details
Name: | efsc_ScheduleOfCollateralDependentLoansTableTextBlock
Namespace Prefix: | efsc_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of allowance for credit loss of financing receivable, classified as current. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_ScheduleOfCreditLossesForFinancingReceivablesCurrentTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_NoncoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |