XML 47 R36.htm IDEA: XBRL DOCUMENT
v3.24.2

Loans - Summary of Allowance for Loan Losses by Portfolio Class and Category (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance |  |  | $ 134,771 |  |
Charge-offs |  |  | (9,363) |  | $ (43,215)
Ending Balance | $ 139,464 |  | 139,464 |  | 134,771
Commercial and industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (5,794) |  | (35,789)
Commercial Real Estate Investor Owned Financing Receivable [Member] |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (305) |  | (4,869)
Commercial - owner occupied |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (1,867) |  |
Construction and land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  |  |  | (9)
Other |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Charge-offs |  |  | (239) |  | (793)
Noncovered Loans |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 135,498 | $ 138,295 | 134,771 | $ 136,932 | 136,932
Provision (benefit) for credit losses | 4,571 | 5,997 | 11,162 | 7,096 |
Charge-offs | (2,730) | (3,968) | (9,380) | (5,148) |
Recoveries | 2,125 | 995 | 2,911 | 2,439 |
Ending Balance | 139,464 | 141,319 | 139,464 | 141,319 | 134,771
Noncovered Loans | Commercial and industrial |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 58,714 | 59,149 | 58,886 | 53,835 | 53,835
Provision (benefit) for credit losses | 1,808 | 3,857 | 6,786 | 8,940 |
Charge-offs | (556) | (3,289) | (5,909) | (3,996) |
Recoveries | 1,512 | 601 | 1,715 | 1,539 |
Ending Balance | 61,478 | 60,318 | 61,478 | 60,318 | 58,886
Noncovered Loans | Commercial Real Estate Investor Owned Financing Receivable [Member] |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 31,196 | 36,266 | 31,280 | 36,191 | 36,191
Provision (benefit) for credit losses | 724 | (2,420) | 864 | (2,198) |
Charge-offs | (17) | (7) | (322) | (177) |
Recoveries | 0 | 37 | 81 | 60 |
Ending Balance | 31,903 | 33,876 | 31,903 | 33,876 | 31,280
Noncovered Loans | Commercial - owner occupied |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 24,807 | 22,328 | 23,405 | 22,752 | 22,752
Provision (benefit) for credit losses | 1,253 | 299 | 2,753 | (141) |
Charge-offs | (1,755) | 0 | (1,867) | 0 |
Recoveries | 11 | 73 | 25 | 89 |
Ending Balance | 24,316 | 22,700 | 24,316 | 22,700 | 23,405
Noncovered Loans | Construction and land development |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 9,825 | 8,889 | 10,198 | 11,444 | 11,444
Provision (benefit) for credit losses | 1,655 | 3,898 | 1,276 | 1,320 |
Charge-offs | 0 | 0 | 0 | (9) |
Recoveries | 24 | 8 | 30 | 40 |
Ending Balance | 11,504 | 12,795 | 11,504 | 12,795 | 10,198
Noncovered Loans | Residential |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 6,479 | 6,997 | 6,142 | 7,928 | 7,928
Provision (benefit) for credit losses | (1,087) | 618 | (681) | (533) |
Charge-offs | (244) | (421) | (741) | (523) |
Recoveries | 440 | 227 | 868 | 549 |
Ending Balance | 5,588 | 7,421 | 5,588 | 7,421 | 6,142
Noncovered Loans | Other |  |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Beginning Balance | 4,477 | 4,666 | 4,860 | 4,782 | 4,782
Provision (benefit) for credit losses | 218 | (255) | 164 | (292) |
Charge-offs | (158) | (251) | (541) | (443) |
Recoveries | 138 | 49 | 192 | 162 |
Ending Balance | $ 4,675 | $ 4,209 | $ 4,675 | $ 4,209 | $ 4,860

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (a) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(2) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_NoncoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |