XML 52 R41.htm IDEA: XBRL DOCUMENT
v3.24.3

Loans - Loan Modification (Details) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2024 USD ($) loan | Sep. 30, 2023 USD ($) | Sep. 30, 2024 USD ($) | Sep. 30, 2023 USD ($)
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  | $ 1,094 | $ 77,228 | $ 28,366
Total | $ 52,979 | 28,366 | 52,979 | 28,366
Number of loans that experienced default | loan | 0 |  |  |
Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis | $ 10,254 |  | 76,661 |
Payment Delay |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | 567 |
Charged Off |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 2,752 |  | 2,752 |
Current |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 52,817 | 26,420 | 52,817 | 26,420
30-89 Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 162 | 1,946 | 162 | 1,946
90 or More Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 0 | 0 | 0 | 0
Commercial and industrial |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  | $ 66 | $ 60,823 | $ 26,033
% of Total Class of Financing Receivable |  | 0.00% | 1.31% | 0.59%
Total | $ 52,488 | $ 26,033 | $ 52,488 | $ 26,033
Weighted Average Term Extension (in months) | 7 months | 4 months | 5 months | 9 months
Commercial and industrial | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis | $ 9,996 |  | $ 60,256 |
% of Total Class of Financing Receivable | 0.22% |  | 1.30% |
Commercial and industrial | Payment Delay |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 567 |
% of Total Class of Financing Receivable |  |  | 0.01% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding |  |  | $ 85 |
Commercial and industrial | Charged Off |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 1,000 |
% of Total Class of Financing Receivable |  |  | 0.02% |
Commercial and industrial | Current |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | $ 52,488 | $ 25,483 | $ 52,488 | $ 25,483
Commercial and industrial | 30-89 Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 0 | 550 | 0 | 550
Commercial and industrial | 90 or More Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 0 | 0 | 0 | 0
Commercial - investor owned |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  | $ 1,000 | $ 8,667 | $ 1,000
% of Total Class of Financing Receivable |  | 0.04% | 0.34% | 0.04%
Total | 259 | $ 1,000 | $ 259 | $ 1,000
Weighted Average Term Extension (in months) |  | 3 months | 4 months | 3 months
Commercial - investor owned | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis | $ 258 |  | $ 8,667 |
% of Total Class of Financing Receivable | 0.01% |  | 0.34% |
Commercial - investor owned | Payment Delay |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 0 |
% of Total Class of Financing Receivable |  |  | 0.00% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding |  |  | $ 0 |
Commercial - investor owned | Current |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | $ 259 | $ 0 | 259 | $ 0
Commercial - investor owned | 30-89 Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 0 | 1,000 | 0 | 1,000
Commercial - investor owned | 90 or More Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 0 | 0 | 0 | 0
Commercial - owner occupied |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  | $ 0 | 94 | $ 94
% of Total Class of Financing Receivable |  | 0.00% |  | 0.00%
Total | $ 92 | $ 94 | $ 92 | $ 94
Weighted Average Term Extension (in months) | 12 months |  | 3 months | 5 months
Commercial - owner occupied | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 94 |
Commercial - owner occupied | Payment Delay |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 0 |
% of Total Class of Financing Receivable |  |  | 0.00% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding |  |  | $ 0 |
Commercial - owner occupied | Current |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | $ 0 | 94 | 0 | $ 94
Commercial - owner occupied | 30-89 Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 92 | 0 | 92 | 0
Commercial - owner occupied | 90 or More Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 0 | 0 | 0 | 0
Construction and land development |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  | $ 0 |  | $ 1,137
% of Total Class of Financing Receivable |  | 0.00% |  | 0.16%
Total |  | $ 1,137 |  | $ 1,137
Weighted Average Term Extension (in months) |  |  |  | 10 months
Construction and land development | Charged Off |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 1,748 |
% of Total Class of Financing Receivable |  |  | 0.20% |
Construction and land development | Current |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total |  | 741 |  | $ 741
Construction and land development | 30-89 Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total |  | 396 |  | 396
Construction and land development | 90 or More Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total |  | 0 |  | 0
Residential |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  | $ 28 | $ 7,644 | $ 102
% of Total Class of Financing Receivable |  | 0.01% | 2.15% | 0.03%
Total | 140 | $ 102 | $ 140 | $ 102
Weighted Average Term Extension (in months) |  | 60 months | 12 months | 22 months
Residential | Term Extension |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 7,644 |
% of Total Class of Financing Receivable |  |  | 2.15% |
Residential | Payment Delay |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Amortized Cost Basis |  |  | $ 0 |
% of Total Class of Financing Receivable |  |  | 0.00% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding |  |  | $ 0 |
Residential | Current |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 70 | $ 102 | 70 | $ 102
Residential | 30-89 Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | 70 | 0 | 70 | 0
Residential | 90 or More Days Past Due |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Total | $ 0 | $ 0 | 0 | $ 0
Other | Charged Off |  |  |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |  |  |
Subsequent default |  |  | $ 4 |

X
- Definition Financing Receivable, Defaulted, Number Of Contracts + References No definition available. + Details
Name: | efsc_FinancingReceivableDefaultedNumberOfContracts
Namespace Prefix: | efsc_
Data Type: | xbrli:integerItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Excluding Accrued Interest, Modified, Outstanding + References No definition available. + Details
Name: | efsc_FinancingReceivableExcludingAccruedInterestModifiedOutstanding
Namespace Prefix: | efsc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amortized cost excluding accrued interest, of financing receivable 12 months after modification for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(3) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-33 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-34 + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost of financing receivable with payment default in current period and modified within previous 12 months preceding payment default for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 44 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-44 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-34 + Details
Name: | us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Period of increase in weighted average maturity of financing receivable modified for debtor experiencing financial difficulty, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A + Details
Name: | us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification
Namespace Prefix: | us-gaap_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_PaymentDeferralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=efsc_ChargedOffDuringPrecedingPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=efsc_FinancialAsset30to89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |