XML 78 R62.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Loans - Summary of Allowance for Loan Losses by Portfolio Class and Category (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023 | Dec. 31, 2022
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | $ 134,771 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (21,874) | $ (43,215) |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 137,950 | 134,771 |
Commercial and Industrial Portfolio Segment [Member] |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (12,768) | (35,789) |
Commercial Real Estate Investor Owned Financing Receivable [Member] |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (700) | (4,869) |
Construction and land development |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (3,224) | (9) |
Other |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (262) | (793) |
Non-Covered Loans |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 134,771 | 136,932 | $ 145,041
Provision for Loan, Lease, and Other Losses | 20,629 | 35,883 | (4,210)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (21,874) | (43,215) | (9,393)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 4,424 | 5,171 | 5,494
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 137,950 | 134,771 | 136,932
Non-Covered Loans | Commercial and Industrial Portfolio Segment [Member] |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 58,886 | 53,835 | 63,825
Provision for Loan, Lease, and Other Losses | 14,770 | 38,308 | (6,121)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (13,073) | (36,302) | (6,082)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 2,648 | 3,045 | 2,213
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 63,231 | 58,886 | 53,835
Non-Covered Loans | Commercial Real Estate Investor Owned Financing Receivable [Member] |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 31,280 | 36,191 | 35,877
Provision for Loan, Lease, and Other Losses | 3,502 | (335) | 46
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (700) | (4,869) | (478)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 135 | 293 | 746
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 34,217 | 31,280 | 36,191
Non-Covered Loans | CRE - owner occupied |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 23,405 | 22,752 | 17,560
Provision for Loan, Lease, and Other Losses | (60) | 523 | 4,867
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (3,074) | 0 | (395)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 129 | 130 | 720
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 20,400 | 23,405 | 22,752
Non-Covered Loans | Construction and land development |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 10,198 | 11,444 | 14,536
Provision for Loan, Lease, and Other Losses | 2,764 | (1,300) | (3,145)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (3,224) | (9) | 0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 99 | 63 | 53
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 9,837 | 10,198 | 11,444
Non-Covered Loans | Residential real estate |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 6,142 | 7,928 | 7,927
Provision for Loan, Lease, and Other Losses | 128 | (2,109) | 540
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (878) | (656) | (2,068)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 1,142 | 979 | 1,529
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 6,534 | 6,142 | 7,928
Non-Covered Loans | Other |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance | 4,860 | 4,782 | 5,316
Provision for Loan, Lease, and Other Losses | (475) | 796 | (397)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff | (925) | (1,379) | (370)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery | 271 | 661 | 233
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | $ 3,731 | $ 4,860 | $ 4,782

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (a) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482740/230-10-45-28 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(2) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -Publisher FASB -URI https://asc.fasb.org//1943274/2147483589/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_NoncoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |