XML 85 R69.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Loans - Loan Modifications (Details) - USD ($) $ in Thousands | 12 Months Ended
--- | ---
Dec. 31, 2024 | Dec. 31, 2023
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 56,876 | $ 57,684
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.51% |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 56,876 | 57,684
Extended Maturity |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 56,309 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.50% |
Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 567 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.01% |
Charged Off During Preceding Period |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 1,004 |
Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 54,540 | 57,262
Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 567 | 422
Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 1,769 | 0
Commercial and Industrial Portfolio Segment [Member] |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 43,661 | $ 39,437
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.92% | 0.84%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 43,661 | $ 39,437
Commercial and Industrial Portfolio Segment [Member] | Extended Maturity |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 43,094 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.91% |
Commercial and Industrial Portfolio Segment [Member] | Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 567 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.01% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding | $ 85 |
Weighted Average Term Extension (in months) | 6 years | 5 months
Commercial and Industrial Portfolio Segment [Member] | Charged Off During Preceding Period |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 1,000 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.02% |
Commercial and Industrial Portfolio Segment [Member] | Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 42,243 | $ 39,187
Commercial and Industrial Portfolio Segment [Member] | Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 567 | 250
Commercial and Industrial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 851 | 0
Commercial Real Estate Investor Owned Financing Receivable [Member] |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 256 | $ 9,411
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.01% | 0.38%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 256 | $ 9,411
Commercial Real Estate Investor Owned Financing Receivable [Member] | Extended Maturity |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 256 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.01% |
Commercial Real Estate Investor Owned Financing Receivable [Member] | Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 0 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.00% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding | $ 0 |
Weighted Average Term Extension (in months) | 12 years | 4 months
Commercial Real Estate Investor Owned Financing Receivable [Member] | Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 256 | $ 9,411
Commercial Real Estate Investor Owned Financing Receivable [Member] | Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 0 | 0
Commercial Real Estate Investor Owned Financing Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 0 | 0
Commercial Real Estate Owner Occupied Financing Receivable [Member] |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 12,890 | $ 94
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.54% | 0.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 12,890 | $ 94
Commercial Real Estate Owner Occupied Financing Receivable [Member] | Extended Maturity |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 12,890 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.54% |
Commercial Real Estate Owner Occupied Financing Receivable [Member] | Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 0 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.00% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding | $ 0 |
Weighted Average Term Extension (in months) | 22 years | 3 months
Commercial Real Estate Owner Occupied Financing Receivable [Member] | Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 11,972 | $ 0
Commercial Real Estate Owner Occupied Financing Receivable [Member] | Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 0 | 94
Commercial Real Estate Owner Occupied Financing Receivable [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 918 | 0
Construction and land development |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis |  | $ 1,137
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage |  | 0.15%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | $ 1,137
Construction and land development | Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Weighted Average Term Extension (in months) |  | 7 months
Construction and land development | Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | $ 1,137
Construction and land development | Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | 0
Construction and land development | Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | 0
Residential real estate |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 69 | $ 7,601
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.02% | 2.04%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 69 | $ 7,601
Residential real estate | Extended Maturity |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 69 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.02% |
Residential real estate | Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis | $ 0 |
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage | 0.00% |
Financing Receivable, Excluding Accrued Interest, Modified, Outstanding | $ 0 |
Weighted Average Term Extension (in months) | 24 years | 3 months
Residential real estate | Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | $ 69 | $ 7,527
Residential real estate | Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 0 | 74
Residential real estate | Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months | 0 | 0
Other |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Amortized Cost Basis |  | $ 4
Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage |  | 0.00%
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | $ 4
Other | Payment Deferral |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Weighted Average Term Extension (in months) |  | 48 months
Other | Charged Off During Preceding Period |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Number of loans experienced subsequent default | $ 4 |
Other | Financial Asset, Not Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | $ 0
Other | Financial Asset, 30 to 89 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | 4
Other | Financial Asset, Equal to or Greater than 90 Days Past Due |  |
Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] |  |
Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months |  | $ 0

X
- Definition Financing Receivable, Excluding Accrued Interest, ModFinancing Receivable, Excluding Accrued Interest, Modified, Extension Termified, Outstanding + References No definition available. + Details
Name: | efsc_FinancingReceivableExcludingAccruedInterestModFinancingReceivableExcludingAccruedInterestModifiedExtensionTermifiedOutstanding
Namespace Prefix: | efsc_
Data Type: | xbrli:durationItemType
Balance Type: | na
Period Type: | duration

X
- Definition Financing Receivable, Excluding Accrued Interest, Modified, Outstanding + References No definition available. + Details
Name: | efsc_FinancingReceivableExcludingAccruedInterestModifiedOutstanding
Namespace Prefix: | efsc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Summary of Recorded Investment in Non-covered Loans by Portfolio Class and Category Based on Impairment Method [Line Items] + References No definition available. + Details
Name: | efsc_SummaryOfRecordedInvestmentInNonCoveredLoansByPortfolioClassAndCategoryBasedOnImpairmentMethodLineItems
Namespace Prefix: | efsc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost excluding accrued interest, of financing receivable 12 months after modification for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(3) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:percentItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost of financing receivable with payment default in current period and modified within previous 12 months preceding payment default for debtor experiencing financial difficulty. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org//1943274/2147481933/310-10-55-12A Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 44 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-44 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-34 + Details
Name: | us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=us-gaap_PaymentDeferralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_LoanRestructuringModificationAxis=efsc_ChargedOffDuringPrecedingPeriodMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=efsc_FinancialAsset30to89DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |