XML 50 R39.htm IDEA: XBRL DOCUMENT v3.25.2
Loans - Summary of Allowance for Loan Losses by Portfolio Class and Category (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance     $ 137,950    
Charge-offs     (5,082)   $ (21,874)
Ending Balance $ 145,133   145,133   137,950
Gain (Loss) On SBA Loans 1,200   3,048 $ 1,415  
Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (2,885)   (12,768)
Commercial - investor owned          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Charge-offs         (700)
Commercial - owner occupied          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (1,034)   (3,074)
Construction and land development          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (146)   (3,224)
Other          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (8)   (262)
Noncovered Loans          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 142,944 $ 135,498 137,950 134,771 134,771
Provision (benefit) for credit losses 2,819 4,571 6,754 11,162  
Charge-offs (3,797) (2,730) (5,082) (9,380)  
Recoveries 3,167 2,125 5,511 2,911  
Ending Balance 145,133 139,464 145,133 139,464 137,950
Noncovered Loans | Commercial and industrial          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 69,887 58,714 63,231 58,886 58,886
Provision (benefit) for credit losses 1,748 1,808 7,496 6,786  
Charge-offs (2,422) (556) (3,013) (5,909)  
Recoveries 2,868 1,512 4,367 1,715  
Ending Balance 72,081 61,478 72,081 61,478 63,231
Noncovered Loans | Commercial - investor owned          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 30,551 31,196 34,217 31,280 31,280
Provision (benefit) for credit losses (404) 724 (4,155) 864  
Charge-offs 0 (17) 0 (322)  
Recoveries 42 0 127 81  
Ending Balance 30,189 31,903 30,189 31,903 34,217
Noncovered Loans | Commercial - owner occupied          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 18,360 24,807 20,400 23,405 23,405
Provision (benefit) for credit losses (111) 1,253 (2,077) 2,753  
Charge-offs (672) (1,755) (1,034) (1,867)  
Recoveries 66 11 354 25  
Ending Balance 17,643 24,316 17,643 24,316 20,400
Noncovered Loans | Construction and land development          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 12,114 9,825 9,837 10,198 10,198
Provision (benefit) for credit losses 991 1,655 3,255 1,276  
Charge-offs (146) 0 (146) 0  
Recoveries 5 24 18 30  
Ending Balance 12,964 11,504 12,964 11,504 9,837
Noncovered Loans | Residential          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 7,744 6,479 6,534 6,142 6,142
Provision (benefit) for credit losses 974 (1,087) 2,030 (681)  
Charge-offs (369) (244) (594) (741)  
Recoveries 135 440 514 868  
Ending Balance 8,484 5,588 8,484 5,588 6,534
Noncovered Loans | Other          
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 4,288 4,477 3,731 4,860 4,860
Provision (benefit) for credit losses (379) 218 205 164  
Charge-offs (188) (158) (295) (541)  
Recoveries 51 138 131 192  
Ending Balance $ 3,772 $ 4,675 $ 3,772 $ 4,675 $ 3,731