XML 54 R43.htm IDEA: XBRL DOCUMENT
v3.25.3

Loans - Recorded Investment in Nonperforming Loans by Category (Details) - USD ($) $ in Thousands | Sep. 30, 2025 | Dec. 31, 2024
--- | --- | ---
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | $ 11,583,109 | $ 11,220,355
Non-Covered Loans |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 78,831 | 42,667
Loans over 90 days past due and still accruing interest | 49,047 | 20
Total nonperforming loans | 127,878 | 42,687
Loans, including unearned loan fees | 11,584,296 | 11,220,818
Nonaccrual loans with no allowance | 30,993 | 16,123
Non-Covered Loans | Commercial Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 80,433 | 21,657
Non-Covered Loans | Residential Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 8,886 | 482
Non-Covered Loans | Blanket Lien |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 3,210 | 4,765
Non-Covered Loans | Other |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 15,644 | 3,495
Non-Covered Loans | Commercial and industrial |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 29,307 | 15,810
Loans over 90 days past due and still accruing interest | 405 | 11
Total nonperforming loans | 29,712 | 15,821
Loans, including unearned loan fees | 4,948,761 | 4,720,428
Nonaccrual loans with no allowance | 15,159 | 4,279
Non-Covered Loans | Commercial and industrial | Commercial Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 | 0
Non-Covered Loans | Commercial and industrial | Residential Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 23 | 0
Non-Covered Loans | Commercial and industrial | Blanket Lien |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 3,210 | 4,279
Non-Covered Loans | Commercial and industrial | Other |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 15,644 | 3,495
Non-Covered Loans | Commercial - investor owned |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 35,361 | 14,186
Loans over 90 days past due and still accruing interest | 43,083 | 0
Total nonperforming loans | 78,444 | 14,186
Loans, including unearned loan fees | 2,824,200 | 2,607,755
Nonaccrual loans with no allowance | 5,842 | 2,106
Non-Covered Loans | Commercial - investor owned | Commercial Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 76,256 | 14,136
Non-Covered Loans | Commercial - investor owned | Residential Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 | 0
Non-Covered Loans | Commercial - investor owned | Blanket Lien |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 | 0
Non-Covered Loans | Commercial - investor owned | Other |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 | 0
Non-Covered Loans | Commercial - owner occupied |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 10,654 | 10,910
Loans over 90 days past due and still accruing interest | 0 | 0
Total nonperforming loans | 10,654 | 10,910
Loans, including unearned loan fees | 2,348,111 | 2,359,956
Nonaccrual loans with no allowance | 6,879 | 8,235
Non-Covered Loans | Commercial - owner occupied | Commercial Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 4,177 | 7,521
Non-Covered Loans | Commercial - owner occupied | Residential Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 456 | 482
Non-Covered Loans | Commercial - owner occupied | Blanket Lien |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 | 486
Non-Covered Loans | Commercial - owner occupied | Other |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 | 0
Non-Covered Loans | Construction and land development |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 386 | 1,503
Loans over 90 days past due and still accruing interest | 0 | 0
Total nonperforming loans | 386 | 1,503
Loans, including unearned loan fees | 859,827 | 892,563
Nonaccrual loans with no allowance | 231 | 1,503
Non-Covered Loans | Residential |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 3,123 | 258
Loans over 90 days past due and still accruing interest | 5,525 | 0
Total nonperforming loans | 8,648 | 258
Loans, including unearned loan fees | 364,516 | 358,923
Nonaccrual loans with no allowance | 2,882 | 0
Non-Covered Loans | Residential | Commercial Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 |
Non-Covered Loans | Residential | Residential Real Estate |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 8,407 |
Non-Covered Loans | Residential | Blanket Lien |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 |
Non-Covered Loans | Residential | Other |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Loans, including unearned loan fees | 0 |
Non-Covered Loans | Other |  |
Financing Receivable, Troubled Debt Restructuring [Line Items] |  |
Nonaccrual | 0 | 0
Loans over 90 days past due and still accruing interest | 34 | 9
Total nonperforming loans | 34 | 9
Loans, including unearned loan fees | 238,881 | 281,193
Nonaccrual loans with no allowance | $ 0 | $ 0

X
- Definition Financing Receivable, Excluding Accrued Interset, Nonperforming + References No definition available. + Details
Name: | efsc_FinancingReceivableExcludingAccruedIntersetNonperforming
Namespace Prefix: | efsc_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (c) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 3B -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 5 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 55 -Paragraph 12A -Publisher FASB -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 34 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 33 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 42 -Subparagraph (a)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42 + Details
Name: | us-gaap_FinancingReceivableModificationsLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amortized cost of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 16 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16 + Details
Name: | us-gaap_FinancingReceivableNonaccrualNoAllowance
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | instant

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_NoncoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=us-gaap_ResidentialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=efsc_BlanketLienMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_CollateralAxis=efsc_OtherCollateralMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |