XML 80 R63.htm IDEA: XBRL DOCUMENT
v3.25.4

Loans - Summary of Allowance for Loan Losses by Portfolio Class and Category (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Dec. 31, 2025 | Dec. 31, 2025 | Dec. 31, 2024 | Dec. 31, 2023
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | $ 137,950 |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (34,516) | $ (21,874) |
Allowance For Credit Losses, Purchased Loans, Gross Up | $ 3,300 |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 140,022 | 140,022 | 137,950 |
Commercial and Industrial Portfolio Segment [Member] |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (22,853) | (12,768) |
Commercial Real Estate Investor Owned Financing Receivable [Member] |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (3,972) | (700) |
Construction and land development |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (3,281) | (3,224) |
Consumer |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (250) | (262) |
Non-Covered Loans |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 137,950 | 134,771 | $ 136,932
Provision for Loan, Lease, and Other Losses |  | 23,076 | 20,629 | 35,883
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (34,516) | (21,874) | (43,215)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 10,214 | 4,424 | 5,171
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 3,298 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 140,022 | 140,022 | 137,950 | 134,771
Non-Covered Loans | Commercial and Industrial Portfolio Segment [Member] |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 63,231 | 58,886 | 53,835
Provision for Loan, Lease, and Other Losses |  | 19,514 | 14,770 | 38,308
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (23,326) | (13,073) | (36,302)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 7,955 | 2,648 | 3,045
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 971 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 68,345 | 68,345 | 63,231 | 58,886
Non-Covered Loans | Commercial Real Estate Investor Owned Financing Receivable [Member] |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 34,217 | 31,280 | 36,191
Provision for Loan, Lease, and Other Losses |  | (44) | 3,502 | (335)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (3,972) | (700) | (4,869)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 330 | 135 | 293
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 1,034 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 31,565 | 31,565 | 34,217 | 31,280
Non-Covered Loans | CRE - owner occupied |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 20,400 | 23,405 | 22,752
Provision for Loan, Lease, and Other Losses |  | (1,051) | (60) | 523
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (2,061) | (3,074) | 0
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 673 | 129 | 130
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 1,257 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 19,218 | 19,218 | 20,400 | 23,405
Non-Covered Loans | Construction and land development |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 9,837 | 10,198 | 11,444
Provision for Loan, Lease, and Other Losses |  | 4,418 | 2,764 | (1,300)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (3,281) | (3,224) | (9)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 41 | 99 | 63
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 1 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 11,016 | 11,016 | 9,837 | 10,198
Non-Covered Loans | Residential real estate |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 6,534 | 6,142 | 7,928
Provision for Loan, Lease, and Other Losses |  | 1,402 | 128 | (2,109)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (912) | (878) | (656)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 982 | 1,142 | 979
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 17 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | 8,023 | 8,023 | 6,534 | 6,142
Non-Covered Loans | Consumer |  |  |  |
Allowance for Loan Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Beginning Balance |  | 3,731 | 4,860 | 4,782
Provision for Loan, Lease, and Other Losses |  | (1,163) | (475) | 796
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff |  | (964) | (925) | (1,379)
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery |  | 233 | 271 | 661
Allowance For Credit Losses, Purchased Loans, Gross Up |  | 18 |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest, Ending Balance | $ 1,855 | $ 1,855 | $ 3,731 | $ 4,860

X
- Definition Allowance For Credit Losses, Purchased Loans, Gross Up + References No definition available. + Details
Name: | efsc_AllowanceForCreditLossesPurchasedLoansGrossUp
Namespace Prefix: | efsc_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 45 -Paragraph 28 -Subparagraph (a) -SubTopic 10 -Topic 230 -Publisher FASB -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Topic 220 -SubTopic 40 -Name Accounting Standards Codification -Section 55 -Paragraph 21 -Publisher FASB -URI https://asc.fasb.org/1943274/2147476153/220-40-55-21 Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(2) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 220 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialAndIndustrialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateInvestorOwnedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConstructionAndLandDevelopmentFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ConsumerAndOtherPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | efsc_LoansByMajorCategoryAxis=efsc_NoncoveredLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_CommercialRealEstateOwnerOccupiedFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=efsc_ResidentialRealEstateFinancingReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |