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Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2025
Regulated Operations [Abstract]  
Schedule of Actual Capital Amounts and Ratios
The following table presents the capital ratios as of the periods indicated:
December 31,
20252024
EFSCBankEFSCBankTo Be Well-CapitalizedMinimum Ratio
with CCB
CET1 Capital to Risk Weighted Assets11.6 %11.9 %11.8 %12.4 %6.5 %7.0 %
Tier 1 Capital to Risk Weighted Assets12.8 %11.9 %13.1 %12.4 %8.0 %8.5 %
Total Capital to Risk Weighted Assets13.9 %13.0 %14.6 %13.4 %10.0 %10.5 %
Leverage Ratio (Tier 1 Capital to Average Assets)10.5 %9.7 %11.1 %10.5 %5.0 %N/A